Financial Freedom Mortgage, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Financial Freedom Mortgage, Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Financial Freedom Mortgage, Llc 875 Route 73 North Suite F Mount Laurel, NJ 08053 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,725 |
| Total Mortgage Loan Application Amount | $472,995,000 |
| Average Mortgage Loan Application Amount | $266,500 |
| Highest Mortgage Loan Application Amount | $1,655,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $396,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Financial Freedom Mortgage, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Financial Freedom Mortgage, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Financial Freedom Mortgage, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Financial Freedom Mortgage, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Financial Freedom Mortgage, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Financial Freedom Mortgage, Llc's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 166 | $ 48,750,000 | $ 293,000 | $ 89,000 |
| Ocean County New Jersey | 82 | $ 20,720,000 | $ 252,000 | $ 82,000 |
| Baltimore County Maryland | 75 | $ 18,025,000 | $ 240,000 | $ 79,000 |
| Bergen County New Jersey | 68 | $ 25,210,000 | $ 370,000 | $ 119,000 |
| Monmouth County New Jersey | 67 | $ 23,515,000 | $ 350,000 | $ 109,000 |
| Anne Arundel County Maryland | 64 | $ 22,600,000 | $ 353,000 | $ 92,000 |
| Middlesex County New Jersey | 64 | $ 19,460,000 | $ 304,000 | $ 100,000 |
| Montgomery County Maryland | 61 | $ 22,455,000 | $ 368,000 | $ 104,000 |
| Union County New Jersey | 57 | $ 16,595,000 | $ 291,000 | $ 94,000 |
| Essex County New Jersey | 51 | $ 14,835,000 | $ 290,000 | $ 90,000 |
| New Castle County Delaware | 41 | $ 8,785,000 | $ 214,000 | $ 69,000 |
| Camden County New Jersey | 39 | $ 7,765,000 | $ 199,000 | $ 92,000 |
| Burlington County New Jersey | 38 | $ 8,560,000 | $ 225,000 | $ 97,000 |
| Baltimore City County Maryland | 35 | $ 6,175,000 | $ 176,000 | $ 78,000 |
| Morris County New Jersey | 34 | $ 13,810,000 | $ 406,000 | $ 140,000 |
| Gloucester County New Jersey | 33 | $ 7,135,000 | $ 216,000 | $ 81,000 |
| Somerset County New Jersey | 30 | $ 7,850,000 | $ 261,000 | $ 82,000 |
| Kent County Delaware | 29 | $ 6,125,000 | $ 211,000 | $ 55,000 |
| Frederick County Maryland | 29 | $ 8,005,000 | $ 276,000 | $ 93,000 |
| Passaic County New Jersey | 28 | $ 7,000,000 | $ 250,000 | $ 98,000 |
| Harford County Maryland | 27 | $ 6,385,000 | $ 236,000 | $ 78,000 |
| Hudson County New Jersey | 26 | $ 8,780,000 | $ 337,000 | $ 98,000 |
| Sussex County Delaware | 25 | $ 5,895,000 | $ 235,000 | $ 67,000 |
| Mercer County New Jersey | 24 | $ 6,130,000 | $ 255,000 | $ 107,000 |
| Broward County Florida | 22 | $ 5,510,000 | $ 250,000 | $ 65,000 |
| Hillsborough County Florida | 20 | $ 4,330,000 | $ 216,000 | $ 70,000 |
| Howard County Maryland | 20 | $ 6,900,000 | $ 345,000 | $ 106,000 |
| Charles County Maryland | 19 | $ 5,615,000 | $ 295,000 | $ 97,000 |
| Atlantic County New Jersey | 18 | $ 4,030,000 | $ 223,000 | $ 90,000 |
| Calvert County Maryland | 17 | $ 5,395,000 | $ 317,000 | $ 110,000 |
| Palm Beach County Florida | 16 | $ 3,460,000 | $ 216,000 | $ 58,000 |
| Miami-Dade County Florida | 15 | $ 3,955,000 | $ 263,000 | $ 90,000 |
| Sarasota County Florida | 15 | $ 3,265,000 | $ 217,000 | $ 76,000 |
| Carroll County Maryland | 15 | $ 4,395,000 | $ 293,000 | $ 77,000 |
| Cumberland County New Jersey | 15 | $ 2,385,000 | $ 159,000 | $ 69,000 |
| Hunterdon County New Jersey | 14 | $ 3,840,000 | $ 274,000 | $ 87,000 |
| Cecil County Maryland | 13 | $ 3,475,000 | $ 267,000 | $ 82,000 |
| Pinellas County Florida | 12 | $ 2,890,000 | $ 240,000 | $ 51,000 |
| St. Mary's County Maryland | 12 | $ 3,670,000 | $ 305,000 | $ 97,000 |
| Cape May County New Jersey | 12 | $ 3,480,000 | $ 290,000 | $ 85,000 |
| Orange County Florida | 11 | $ 2,905,000 | $ 264,000 | $ 85,000 |
| Duval County Florida | 10 | $ 3,240,000 | $ 324,000 | $ 115,000 |
| Lake County Florida | 10 | $ 2,500,000 | $ 250,000 | $ 69,000 |
| Volusia County Florida | 9 | $ 1,625,000 | $ 180,000 | $ 52,000 |
| Sussex County New Jersey | 9 | $ 2,665,000 | $ 296,000 | $ 130,000 |
| Polk County Florida | 8 | $ 1,230,000 | $ 153,000 | $ 46,000 |
| Talbot County Maryland | 8 | $ 2,000,000 | $ 250,000 | $ 63,000 |
| Worcester County Maryland | 8 | $ 1,830,000 | $ 228,000 | $ 58,000 |
| Citrus County Florida | 7 | $ 985,000 | $ 140,000 | $ 48,000 |
| Seminole County Florida | 7 | $ 1,545,000 | $ 220,000 | $ 74,000 |
| St. Johns County Florida | 7 | $ 2,315,000 | $ 330,000 | $ 92,000 |
| Washington County Maryland | 7 | $ 1,655,000 | $ 236,000 | $ 70,000 |
| Wicomico County Maryland | 7 | $ 1,615,000 | $ 230,000 | $ 58,000 |
| Warren County New Jersey | 7 | $ 1,815,000 | $ 259,000 | $ 85,000 |
| Brevard County Florida | 6 | $ 1,510,000 | $ 251,000 | $ 119,000 |
| Collier County Florida | 6 | $ 1,450,000 | $ 241,000 | $ 54,000 |
| Osceola County Florida | 6 | $ 1,520,000 | $ 253,000 | $ 69,000 |
| Flagler County Florida | 5 | $ 1,065,000 | $ 213,000 | $ 67,000 |
| Pasco County Florida | 5 | $ 715,000 | $ 143,000 | $ 63,000 |
| Queen Anne's County Maryland | 5 | $ 1,405,000 | $ 281,000 | $ 102,000 |
| Charlotte County Florida | 4 | $ 760,000 | $ 190,000 | $ 46,000 |
| Clay County Florida | 4 | $ 660,000 | $ 165,000 | $ 85,000 |
| Highlands County Florida | 4 | $ 590,000 | $ 147,000 | $ 39,000 |
| Lee County Florida | 4 | $ 1,250,000 | $ 312,000 | $ 70,000 |
| Manatee County Florida | 4 | $ 810,000 | $ 202,000 | $ 55,000 |
| Marion County Florida | 4 | $ 620,000 | $ 155,000 | $ 38,000 |
| Bay County Florida | 3 | $ 1,895,000 | $ 631,000 | $ 139,000 |
| Escambia County Florida | 3 | $ 575,000 | $ 191,000 | $ 107,000 |
| Hernando County Florida | 3 | $ 485,000 | $ 161,000 | $ 32,000 |
| Indian River County Florida | 3 | $ 445,000 | $ 148,000 | $ 30,000 |
| St. Lucie County Florida | 3 | $ 615,000 | $ 205,000 | $ 76,000 |
| Caroline County Maryland | 3 | $ 595,000 | $ 198,000 | $ 59,000 |
| Alachua County Florida | 2 | $ 330,000 | $ 165,000 | $ 59,000 |
| Leon County Florida | 2 | $ 430,000 | $ 215,000 | $ 63,000 |
| Monroe County Florida | 2 | $ 600,000 | $ 300,000 | $ 84,000 |
| Nassau County Florida | 2 | $ 400,000 | $ 200,000 | $ 59,000 |
| Walton County Florida | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Dorchester County Maryland | 2 | $ 330,000 | $ 165,000 | $ 47,000 |
| Kent County Maryland | 2 | $ 340,000 | $ 170,000 | $ 101,000 |
| Somerset County Maryland | 2 | $ 420,000 | $ 210,000 | $ 48,000 |
| Salem County New Jersey | 2 | $ 280,000 | $ 140,000 | $ 71,000 |
| Bradford County Florida | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Calhoun County Florida | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Columbia County Florida | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Gulf County Florida | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Hendry County Florida | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Levy County Florida | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Sumter County Florida | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Garrett County Maryland | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Financial Freedom Mortgage, Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,549 | $425,015,000 | $274,000 | $1,655,000 | $87,000 | $396,000 |
| Refinancing | 155 | $43,325,000 | $279,000 | $1,055,000 | $101,000 | $328,000 |
| Home Purchase | 20 | $4,360,000 | $218,000 | $525,000 | $65,000 | $167,000 |
| Not Applicable | 1 | $295,000 | $295,000 | $295,000 | $103,000 | $103,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,090 | $303,320,000 | $278,000 | $1,655,000 | $91,000 | $396,000 |
| Black or African American | 395 | $100,805,000 | $255,000 | $735,000 | $76,000 | $254,000 |
| Hispanic | 149 | $40,775,000 | $273,000 | $855,000 | $87,000 | $334,000 |
| Asian | 34 | $11,190,000 | $329,000 | $835,000 | $101,000 | $236,000 |
| American Indian or Alaskan Native | 15 | $6,185,000 | $412,000 | $965,000 | $146,000 | $264,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,100,000 | $262,000 | $445,000 | $68,000 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 979 | $251,515,000 | $256,000 | $635,000 | $83,000 | $396,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 560 | $167,090,000 | $298,000 | $1,655,000 | $100,000 | $375,000 |
| VA-guaranteed (Veterans Administration) | 185 | $54,155,000 | $292,000 | $695,000 | $76,000 | $254,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $235,000 | $235,000 | $235,000 | $65,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,208 | $328,460,000 | $271,000 | $1,655,000 | $87,000 | $396,000 |
| Loan Originated | 496 | $138,020,000 | $278,000 | $1,055,000 | $90,000 | $328,000 |
| Application Approved But Not Accepted | 16 | $5,000,000 | $312,000 | $635,000 | $94,000 | $184,000 |
| Application Denied By Financial Institution | 5 | $1,515,000 | $303,000 | $395,000 | $71,000 | $125,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,720 | $471,480,000 | $274,000 | $1,655,000 | $88,000 | $396,000 |
| Unverifiable Information | 3 | $915,000 | $305,000 | $395,000 | $92,000 | $125,000 |
| Other | 1 | $295,000 | $295,000 | $295,000 | $0 | $0 |
| Credit History | 1 | $305,000 | $305,000 | $305,000 | $81,000 | $81,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Financial Freedom Mortgage, Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Financial Freedom Mortgage, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.