Pivot Financial Partners, Inc Mortgage Lending & HMDA Data, 2020
In 2020, Pivot Financial Partners, Inc of Littleton, CO reported 3,054 mortgage applications totaling $999.6 million, up 251% from 2019. The average application was for $327,314, and applicants reported an average income of $130,127. 85% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (1,308), Boulder, CO (293) and Colorado Springs, CO (145) (applications in parentheses).
| Mortgage Company & Address | Pivot Financial Partners, Inc 5935 S Zang St., Ste 220 Littleton, CO 80120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,054 |
| Total Mortgage Loan Application Amount | $999,620,000 |
| Average Mortgage Loan Application Amount | $327,314 |
| Highest Mortgage Loan Application Amount | $9,005,000 |
| Average Applicant Income | $130,127 |
| Highest Applicant Income | $6,333,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pivot Financial Partners, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denver-Aurora-Lakewood, CO | 1,308 | $ 469,430,000 | $ 358,891 | $ 148,000 |
| Boulder, CO | 293 | $ 125,355,000 | $ 427,832 | $ 170,000 |
| Outside any metro area | 225 | $ 52,835,000 | $ 234,822 | $ 118,106 |
| Colorado Springs, CO | 145 | $ 41,495,000 | $ 286,172 | $ 72,000 |
| Fort Collins, CO | 145 | $ 53,905,000 | $ 371,758 | $ 94,000 |
| Wichita, KS | 106 | $ 16,010,000 | $ 151,037 | $ 114,000 |
| Greeley, CO | 100 | $ 34,050,000 | $ 340,500 | $ 106,000 |
| Phoenix-Mesa-Scottsdale, AZ | 98 | $ 25,090,000 | $ 256,020 | $ 150,000 |
| Kansas City, MO-KS | 89 | $ 15,275,000 | $ 171,629 | $ 101,730 |
| Lincoln, NE | 55 | $ 10,305,000 | $ 187,363 | $ 87,000 |
| Los Angeles-Long Beach-Glendale, CA | 54 | $ 21,620,000 | $ 400,370 | $ 118,000 |
| Riverside-San Bernardino-Ontario, CA | 54 | $ 16,130,000 | $ 298,703 | $ 93,000 |
| Pueblo, CO | 40 | $ 8,150,000 | $ 203,750 | $ 87,000 |
| Omaha-Council Bluffs, NE-IA | 31 | $ 7,635,000 | $ 246,290 | $ 123,870 |
| Seattle-Bellevue-Everett, WA | 30 | $ 10,760,000 | $ 358,666 | $ 129,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 29 | $ 8,315,000 | $ 286,724 | $ 81,000 |
| Anaheim-Santa Ana-Irvine, CA | 28 | $ 10,560,000 | $ 377,142 | $ 110,000 |
| Oakland-Hayward-Berkeley, CA | 24 | $ 11,880,000 | $ 495,000 | $ 152,000 |
| Tacoma-Lakewood, WA | 20 | $ 6,270,000 | $ 313,500 | $ 82,000 |
| San Diego-Carlsbad, CA | 18 | $ 6,720,000 | $ 373,333 | $ 99,000 |
| Cheyenne, WY | 14 | $ 3,270,000 | $ 233,571 | $ 60,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 12 | $ 5,200,000 | $ 433,333 | $ 129,000 |
| San Francisco-Redwood City-South San Francisco, CA | 10 | $ 4,090,000 | $ 409,000 | $ 209,000 |
| Fresno, CA | 9 | $ 2,015,000 | $ 223,888 | $ 90,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 3,575,000 | $ 397,222 | $ 135,000 |
| Tucson, AZ | 9 | $ 2,345,000 | $ 260,555 | $ 78,000 |
| Bakersfield, CA | 7 | $ 1,575,000 | $ 225,000 | $ 110,000 |
| Stockton-Lodi, CA | 7 | $ 2,315,000 | $ 330,714 | $ 99,000 |
| Grand Junction, CO | 5 | $ 1,555,000 | $ 311,000 | $ 148,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 805,000 | $ 161,000 | $ 51,000 |
| Chicago-Naperville, IL | 4 | $ 720,000 | $ 180,000 | $ 102,000 |
| Prescott Valley-Prescott, AZ | 4 | $ 1,210,000 | $ 302,500 | $ 89,000 |
| Salinas, CA | 4 | $ 1,510,000 | $ 377,500 | $ 128,000 |
| Topeka, KS | 4 | $ 370,000 | $ 92,500 | $ 64,000 |
| Visalia-Porterville, CA | 4 | $ 760,000 | $ 190,000 | $ 57,000 |
| Wenatchee, WA | 4 | $ 1,200,000 | $ 300,000 | $ 110,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,095,000 | $ 365,000 | $ 73,000 |
| Kennewick-Richland, WA | 3 | $ 695,000 | $ 231,666 | $ 42,000 |
| Olympia-Tumwater, WA | 3 | $ 795,000 | $ 265,000 | $ 129,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 845,000 | $ 281,666 | $ 70,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,525,000 | $ 508,333 | $ 224,000 |
| Vallejo-Fairfield, CA | 3 | $ 855,000 | $ 285,000 | $ 129,000 |
| Chattanooga, TN-GA | 2 | $ 660,000 | $ 330,000 | $ 163,000 |
| Merced, CA | 2 | $ 440,000 | $ 220,000 | $ 56,000 |
| Modesto, CA | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 670,000 | $ 335,000 | $ 38,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 930,000 | $ 465,000 | $ 125,000 |
| Spokane-Spokane Valley, WA | 2 | $ 280,000 | $ 140,000 | $ 40,000 |
| Albuquerque, NM | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Austin-Round Rock, TX | 1 | $ 355,000 | $ 355,000 | $ 304,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Cape Girardeau, MO-IL | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Chico, CA | 1 | $ 305,000 | $ 305,000 | $ 157,000 |
| Dallas-Plano-Irving, TX | 1 | $ 515,000 | $ 515,000 | $ 414,000 |
| El Centro, CA | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Elgin, IL | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| Farmington, NM | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Grand Island, NE | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Manhattan, KS | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Napa, CA | 1 | $ 405,000 | $ 405,000 | $ 107,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 305,000 | $ 305,000 | $ 332,000 |
| Peoria, IL | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Redding, CA | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 295,000 | $ 295,000 | $ 55,000 |
| San Rafael, CA | 1 | $ 955,000 | $ 955,000 | $ 300,000 |
| Santa Rosa, CA | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| St. Louis, MO-IL | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Walla Walla, WA | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Pivot Financial Partners, Inc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,276 | $417,080,000 | $326,000 | $1,475,000 | $129,000 | $5,212,000 |
| Home Purchase | 1,008 | $366,110,000 | $363,000 | $9,005,000 | $137,000 | $6,333,000 |
| Cash-out Refinancing | 770 | $216,430,000 | $281,000 | $1,005,000 | $123,000 | $5,249,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,196 | $733,040,000 | $333,000 | $9,005,000 | $138,000 | $6,333,000 |
| Not Provided | 354 | $106,470,000 | $300,000 | $965,000 | $113,000 | $435,000 |
| Hispanic | 233 | $65,455,000 | $280,000 | $1,205,000 | $88,000 | $575,000 |
| Asian | 126 | $49,040,000 | $389,000 | $795,000 | $152,000 | $1,319,000 |
| Not applicable | 79 | $24,685,000 | $312,000 | $735,000 | $105,000 | $301,000 |
| Black or African American | 53 | $16,225,000 | $306,000 | $1,585,000 | $90,000 | $299,000 |
| American Indian or Alaskan Native | 9 | $3,125,000 | $347,000 | $455,000 | $80,000 | $137,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,195,000 | $398,000 | $485,000 | $60,000 | $124,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,649 | $865,745,000 | $326,000 | $9,005,000 | $140,000 | $6,333,000 |
| VA-guaranteed (Veterans Administration) | 221 | $76,345,000 | $345,000 | $1,505,000 | $55,000 | $380,000 |
| FHA-insured (Federal Housing Administration) | 163 | $51,885,000 | $318,000 | $655,000 | $79,000 | $305,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $5,645,000 | $268,000 | $515,000 | $66,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,605 | $836,005,000 | $320,000 | $1,475,000 | $132,000 | $6,333,000 |
| File Closed For Incompleteness | 301 | $113,695,000 | $377,000 | $9,005,000 | $116,000 | $1,548,000 |
| Application Withdrawn By Applicant | 145 | $49,615,000 | $342,000 | $1,585,000 | $126,000 | $532,000 |
| Application Approved But Not Accepted | 3 | $305,000 | $101,000 | $125,000 | $78,000 | $84,000 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,054 | $999,620,000 | $327,000 | $9,005,000 | $130,000 | $6,333,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pivot Financial Partners, Inc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pivot Financial Partners, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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