Firefighters First Federal Credit Union Mortgage Lending & HMDA Data, 2017

In 2017, Firefighters First Federal Credit Union of Pasadena, CA reported 926 mortgage applications totaling $342.6 million. The average application was for $369,935, and applicants reported an average income of $149,226. 72% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (212), Riverside-San Bernardino-Ontario, CA (170) and Sacramento--Roseville--Arden-Arcade, CA (77) (applications in parentheses).

Mortgage Company & Address Firefighters First Federal Credit Union
815 Colorado Blvd
Pasadena, CA 91105
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 926
Total Mortgage Loan Application Amount $342,560,000
Average Mortgage Loan Application Amount $369,935
Highest Mortgage Loan Application Amount $2,200,000
Average Applicant Income $149,226
Highest Applicant Income $1,277,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Firefighters First Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Firefighters First Federal Credit Union by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 212 $ 92,465,000 $ 436,155 $ 153,000
Riverside, California 94 $ 29,047,000 $ 309,010 $ 147,000
San Bernardino, California 76 $ 24,122,000 $ 317,394 $ 155,000
Orange, California 64 $ 29,774,000 $ 465,218 $ 145,000
Ventura, California 63 $ 25,763,000 $ 408,936 $ 143,000
Sacramento, California 32 $ 9,659,000 $ 301,843 $ 132,000
Kern, California 25 $ 5,426,000 $ 217,040 $ 113,000
Placer, California 25 $ 8,702,000 $ 348,080 $ 158,000
San Diego, California 17 $ 6,722,000 $ 395,411 $ 215,000
San Joaquin, California 17 $ 6,375,000 $ 375,000 $ 140,000
Mohave, Arizona 16 $ 4,481,000 $ 280,062 $ 239,000
El Dorado, California 15 $ 5,545,000 $ 369,666 $ 125,000
Alameda, California 11 $ 5,504,000 $ 500,363 $ 141,000
San Luis Obispo, California 11 $ 4,214,000 $ 383,090 $ 154,000
Solano, California 10 $ 3,422,000 $ 342,200 $ 168,000
Contra Costa, California 9 $ 4,010,000 $ 445,555 $ 167,000
Nevada, California 7 $ 2,480,000 $ 354,285 $ 127,000
Santa Barbara, California 7 $ 3,126,000 $ 446,571 $ 190,000
Stanislaus, California 7 $ 1,341,000 $ 191,571 $ 133,000
Ada, Idaho 7 $ 1,740,000 $ 248,571 $ 118,000
Clark, Nevada 7 $ 1,562,000 $ 223,142 $ 89,000
Yavapai, Arizona 5 $ 1,303,000 $ 260,600 $ 177,000
Butte, California 5 $ 1,380,000 $ 276,000 $ 116,000
Yolo, California 5 $ 1,663,000 $ 332,600 $ 140,000
Maricopa, Arizona 4 $ 737,000 $ 184,250 $ 229,000
Mono, California 4 $ 758,000 $ 189,500 $ 142,000
Sonoma, California 4 $ 2,010,000 $ 502,500 $ 218,000
Washoe, Nevada 4 $ 1,191,000 $ 297,750 $ 113,000
Deschutes, Oregon 4 $ 790,000 $ 197,500 $ 166,000
Pinal, Arizona 3 $ 902,000 $ 300,666 $ 108,000
Monterey, California 3 $ 927,000 $ 309,000 $ 102,000
Napa, California 3 $ 1,362,000 $ 454,000 $ 181,000
Santa Clara, California 3 $ 1,911,000 $ 637,000 $ 233,000
Calaveras, California 2 $ 481,000 $ 240,500 $ 118,000
Fresno, California 2 $ 215,000 $ 107,500 $ 102,000
Shasta, California 2 $ 392,000 $ 196,000 $ 123,000
Sutter, California 2 $ 542,000 $ 271,000 $ 128,000
Kootenai, Idaho 2 $ 918,000 $ 459,000 $ 127,000
Douglas, Nevada 2 $ 675,000 $ 337,500 $ 162,000
Multnomah, Oregon 2 $ 710,000 $ 355,000 $ 105,000
Clark, Washington 2 $ 888,000 $ 444,000 $ 127,000
King, Washington 2 $ 906,000 $ 453,000 $ 167,000
Spokane, Washington 2 $ 352,000 $ 176,000 $ 110,000
La Paz, Arizona 1 $ 325,000 $ 325,000 $ 261,000
Amador, California 1 $ 386,000 $ 386,000 $ 155,000
Merced, California 1 $ 192,000 $ 192,000 $ 194,000
San Mateo, California 1 $ 636,000 $ 636,000 $ 185,000
Siskiyou, California 1 $ 342,000 $ 342,000 $ 163,000
Yuba, California 1 $ 143,000 $ 143,000 $ 84,000
Jefferson, Colorado 1 $ 170,000 $ 170,000 $ 124,000
Owyhee, Idaho 1 $ 237,000 $ 237,000 $ 131,000
Gallatin, Montana 1 $ 250,000 $ 250,000 $ 95,000
Ravalli, Montana 1 $ 110,000 $ 110,000 $ 28,000
Lyon, Nevada 1 $ 226,000 $ 226,000 $ 0
Jackson, Oregon 1 $ 350,000 $ 350,000 $ 127,000
Polk, Oregon 1 $ 309,000 $ 309,000 $ 113,000
Washington, Utah 1 $ 143,000 $ 143,000 $ 279,000
Franklin, Washington 1 $ 175,000 $ 175,000 $ 176,000
Thurston, Washington 1 $ 264,000 $ 264,000 $ 208,000

Mortgage Loan Application Detail Totals for Firefighters First Federal Credit Union in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 561 $210,295,000 $374,000 $2,200,000 $154,000 $1,277,000
Home Purchase 227 $81,544,000 $359,000 $1,300,000 $140,000 $900,000
Home Improvement 138 $50,721,000 $367,000 $1,050,000 $145,000 $513,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 442 $160,592,000 $363,000 $1,330,000 $147,000 $1,277,000
Not Provided 226 $86,743,000 $383,000 $1,250,000 $149,000 $900,000
Hispanic 179 $63,620,000 $355,000 $1,500,000 $155,000 $658,000
Black or African American 44 $17,734,000 $403,000 $805,000 $161,000 $322,000
Asian 22 $8,018,000 $364,000 $587,000 $147,000 $268,000
American Indian or Alaskan Native 7 $2,378,000 $339,000 $576,000 $155,000 $234,000
Not applicable 4 $2,905,000 $726,000 $2,200,000 $0 $0
Native Hawaiian or Other Pacific Islander 2 $570,000 $285,000 $450,000 $121,000 $150,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 926 $342,560,000 $369,000 $2,200,000 $149,000 $1,277,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 663 $245,709,000 $370,000 $2,200,000 $151,000 $1,277,000
Application Withdrawn By Applicant 154 $58,800,000 $381,000 $1,300,000 $151,000 $900,000
Application Denied By Financial Institution 67 $25,785,000 $384,000 $921,000 $128,000 $513,000
File Closed For Incompleteness 41 $11,914,000 $290,000 $700,000 $149,000 $307,000
Application Approved But Not Accepted 1 $352,000 $352,000 $352,000 $160,000 $160,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 4 $902,000 $225,000 $440,000 $124,000 $133,000
Credit History 1 $275,000 $275,000 $275,000 $40,000 $40,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Firefighters First Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Firefighters First Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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