First Amerrican Mortgage Trust Mortgage Lending & HMDA Data, 2006

In 2006, First Amerrican Mortgage Trust of Brookline, MA reported 537 mortgage applications totaling $67.4 million, up 10% from 2005. The average application was for $125,547, and applicants reported an average income of $53,588. 83% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (29), Albany-Schenectady-Troy, NY (21) and Birmingham-Hoover, AL (20) (applications in parentheses).

Mortgage Company & Address First Amerrican Mortgage Trust
56 Harvard Street
Brookline, MA 02445
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 537
Total Mortgage Loan Application Amount $67,419,000
Average Mortgage Loan Application Amount $125,547
Highest Mortgage Loan Application Amount $1,890,000
Average Applicant Income $53,588
Highest Applicant Income $151,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Amerrican Mortgage Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Amerrican Mortgage Trust by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 16 $ 2,517,000 $ 157,312 $ 63,000
Harris, Texas 13 $ 1,672,000 $ 128,615 $ 63,000
Bossier, Louisiana 12 $ 1,299,000 $ 108,250 $ 46,000
Dallas, Texas 11 $ 1,292,000 $ 117,454 $ 61,000
San Bernardino, California 9 $ 1,589,000 $ 176,555 $ 73,000
Jefferson, Alabama 8 $ 665,000 $ 83,125 $ 44,000
Hillsborough, Florida 8 $ 1,023,000 $ 127,875 $ 56,000
DeKalb, Georgia 8 $ 1,134,000 $ 141,750 $ 55,000
Chenango, New York 8 $ 642,000 $ 80,250 $ 54,000
Chilton, Alabama 7 $ 600,000 $ 85,714 $ 50,000
Worcester, Massachusetts 6 $ 1,362,000 $ 227,000 $ 70,000
Saratoga, New York 6 $ 778,000 $ 129,666 $ 63,000
Schenectady, New York 6 $ 754,000 $ 125,666 $ 60,000
Schoharie, New York 6 $ 631,000 $ 105,166 $ 46,000
Crawford, Arkansas 5 $ 440,000 $ 88,000 $ 46,000
Riverside, California 5 $ 1,264,000 $ 252,800 $ 99,000
Clayton, Georgia 5 $ 616,000 $ 123,200 $ 53,000
Fulton, Georgia 5 $ 679,000 $ 135,800 $ 71,000
Webster, Louisiana 5 $ 433,000 $ 86,600 $ 42,000
St. Louis, Missouri 5 $ 515,000 $ 103,000 $ 45,000
Montgomery, New York 5 $ 482,000 $ 96,400 $ 39,000
Hamilton, Tennessee 5 $ 512,000 $ 102,400 $ 52,000
Bexar, Texas 5 $ 589,000 $ 117,800 $ 45,000
Tarrant, Texas 5 $ 589,000 $ 117,800 $ 44,000
Pulaski, Arkansas 4 $ 417,000 $ 104,250 $ 53,000
Polk, Florida 4 $ 338,000 $ 84,500 $ 47,000
Elkhart, Indiana 4 $ 486,000 $ 121,500 $ 60,000
Bienville, Louisiana 4 $ 387,000 $ 96,750 $ 62,000
Caddo, Louisiana 4 $ 436,000 $ 109,000 $ 58,000
East Baton Rouge, Louisiana 4 $ 518,000 $ 129,500 $ 44,000
Etowah, Alabama 3 $ 285,000 $ 95,000 $ 39,000
Mobile, Alabama 3 $ 288,000 $ 96,000 $ 44,000
St. Clair, Alabama 3 $ 409,000 $ 136,333 $ 44,000
Maricopa, Arizona 3 $ 709,000 $ 236,333 $ 71,000
Jefferson, Arkansas 3 $ 256,000 $ 85,333 $ 49,000
Marion, Florida 3 $ 323,000 $ 107,666 $ 39,000
Cobb, Georgia 3 $ 502,000 $ 167,333 $ 67,000
De Soto, Louisiana 3 $ 261,000 $ 87,000 $ 34,000
Lincoln, Louisiana 3 $ 268,000 $ 89,333 $ 49,000
Norfolk, Massachusetts 3 $ 2,430,000 $ 810,000 $ 0
Lincoln, Missouri 3 $ 330,000 $ 110,000 $ 49,000
Missoula, Montana 3 $ 433,000 $ 144,333 $ 51,000
Queens, New York 3 $ 1,080,000 $ 360,000 $ 120,000
Richland, South Carolina 3 $ 272,000 $ 90,666 $ 35,000
Denton, Texas 3 $ 382,000 $ 127,333 $ 60,000
Kaufman, Texas 3 $ 447,000 $ 149,000 $ 74,000
Spotsylvania, Virginia 3 $ 658,000 $ 219,333 $ 64,000
Autauga, Alabama 2 $ 227,000 $ 113,500 $ 83,000
Shelby, Alabama 2 $ 189,000 $ 94,500 $ 32,000
Mohave, Arizona 2 $ 193,000 $ 96,500 $ 47,000
Benton, Arkansas 2 $ 205,000 $ 102,500 $ 63,000
Lincoln, Arkansas 2 $ 156,000 $ 78,000 $ 53,000
Sussex, Delaware 2 $ 271,000 $ 135,500 $ 42,000
Pasco, Florida 2 $ 256,000 $ 128,000 $ 52,000
Pinellas, Florida 2 $ 264,000 $ 132,000 $ 50,000
Seminole, Florida 2 $ 242,000 $ 121,000 $ 56,000
Coweta, Georgia 2 $ 194,000 $ 97,000 $ 71,000
Hamilton, Indiana 2 $ 295,000 $ 147,500 $ 90,000
Miami, Indiana 2 $ 176,000 $ 88,000 $ 71,000
Claiborne, Louisiana 2 $ 182,000 $ 91,000 $ 41,000
Livingston, Louisiana 2 $ 188,000 $ 94,000 $ 72,000
Ouachita, Louisiana 2 $ 247,000 $ 123,500 $ 47,000
St. John the Baptist, Louisiana 2 $ 226,000 $ 113,000 $ 52,000
Allegan, Michigan 2 $ 204,000 $ 102,000 $ 49,000
Berrien, Michigan 2 $ 186,000 $ 93,000 $ 36,000
Oakland, Michigan 2 $ 203,000 $ 101,500 $ 45,000
Jackson, Missouri 2 $ 201,000 $ 100,500 $ 37,000
Polk, Missouri 2 $ 212,000 $ 106,000 $ 96,000
St. Louis City, Missouri 2 $ 210,000 $ 105,000 $ 47,000
Warren, Missouri 2 $ 219,000 $ 109,500 $ 70,000
Ravalli, Montana 2 $ 267,000 $ 133,500 $ 53,000
Strafford, New Hampshire 2 $ 326,000 $ 163,000 $ 60,000
Sullivan, New Hampshire 2 $ 210,000 $ 105,000 $ 39,000
Albany, New York 2 $ 151,000 $ 75,500 $ 56,000
Broome, New York 2 $ 145,000 $ 72,500 $ 58,000
Delaware, New York 2 $ 198,000 $ 99,000 $ 76,000
Essex, New York 2 $ 222,000 $ 111,000 $ 54,000
Fulton, New York 2 $ 136,000 $ 68,000 $ 41,000
Herkimer, New York 2 $ 157,000 $ 78,500 $ 33,000
Monroe, New York 2 $ 241,000 $ 120,500 $ 92,000
Otsego, New York 2 $ 205,000 $ 102,500 $ 41,000
Tompkins, New York 2 $ 221,000 $ 110,500 $ 48,000
Washington, New York 2 $ 225,000 $ 112,500 $ 63,000
Cumberland, North Carolina 2 $ 179,000 $ 89,500 $ 30,000
Knox, Ohio 2 $ 178,000 $ 89,000 $ 54,000
Comanche, Oklahoma 2 $ 204,000 $ 102,000 $ 46,000
Le Flore, Oklahoma 2 $ 154,000 $ 77,000 $ 48,000
Oklahoma, Oklahoma 2 $ 204,000 $ 102,000 $ 76,000
Tulsa, Oklahoma 2 $ 209,000 $ 104,500 $ 52,000
Delaware, Pennsylvania 2 $ 294,000 $ 147,000 $ 62,000
Monroe, Tennessee 2 $ 231,000 $ 115,500 $ 66,000
McLennan, Texas 2 $ 115,000 $ 57,500 $ 31,000
Smith, Texas 2 $ 135,000 $ 67,500 $ 38,000
Chesterfield, Virginia 2 $ 298,000 $ 149,000 $ 62,000
Henrico, Virginia 2 $ 419,000 $ 209,500 $ 67,000
Prince William, Virginia 2 $ 664,000 $ 332,000 $ 89,000
Berkeley, West Virginia 2 $ 159,000 $ 79,500 $ 31,000
Barbour, Alabama 1 $ 61,000 $ 61,000 $ 27,000
Bullock, Alabama 1 $ 77,000 $ 77,000 $ 25,000
Calhoun, Alabama 1 $ 80,000 $ 80,000 $ 66,000
DeKalb, Alabama 1 $ 86,000 $ 86,000 $ 59,000
Macon, Alabama 1 $ 67,000 $ 67,000 $ 35,000
Madison, Alabama 1 $ 137,000 $ 137,000 $ 61,000
Tuscaloosa, Alabama 1 $ 77,000 $ 77,000 $ 32,000
Pinal, Arizona 1 $ 124,000 $ 124,000 $ 0
Calhoun, Arkansas 1 $ 63,000 $ 63,000 $ 19,000
Logan, Arkansas 1 $ 105,000 $ 105,000 $ 72,000
Lonoke, Arkansas 1 $ 98,000 $ 98,000 $ 36,000
Sebastian, Arkansas 1 $ 85,000 $ 85,000 $ 43,000
White, Arkansas 1 $ 87,000 $ 87,000 $ 56,000
Kern, California 1 $ 103,000 $ 103,000 $ 33,000
Stanislaus, California 1 $ 172,000 $ 172,000 $ 46,000
Logan, Colorado 1 $ 110,000 $ 110,000 $ 49,000
Montezuma, Colorado 1 $ 162,000 $ 162,000 $ 63,000
Hartford, Connecticut 1 $ 112,000 $ 112,000 $ 35,000
New Haven, Connecticut 1 $ 150,000 $ 150,000 $ 101,000
New Castle, Delaware 1 $ 140,000 $ 140,000 $ 39,000
Bay, Florida 1 $ 136,000 $ 136,000 $ 45,000
Broward, Florida 1 $ 118,000 $ 118,000 $ 50,000
Citrus, Florida 1 $ 93,000 $ 93,000 $ 37,000
Clay, Florida 1 $ 184,000 $ 184,000 $ 43,000
Columbia, Florida 1 $ 128,000 $ 128,000 $ 135,000
Duval, Florida 1 $ 96,000 $ 96,000 $ 27,000
Gilchrist, Florida 1 $ 145,000 $ 145,000 $ 47,000
Lee, Florida 1 $ 157,000 $ 157,000 $ 55,000
Leon, Florida 1 $ 72,000 $ 72,000 $ 27,000
Miami-Dade, Florida 1 $ 115,000 $ 115,000 $ 35,000
Okeechobee, Florida 1 $ 161,000 $ 161,000 $ 50,000
Orange, Florida 1 $ 67,000 $ 67,000 $ 0
Palm Beach, Florida 1 $ 190,000 $ 190,000 $ 62,000
St. Johns, Florida 1 $ 82,000 $ 82,000 $ 29,000
Sumter, Florida 1 $ 81,000 $ 81,000 $ 48,000
Berrien, Georgia 1 $ 128,000 $ 128,000 $ 80,000
Camden, Georgia 1 $ 117,000 $ 117,000 $ 46,000
Catoosa, Georgia 1 $ 114,000 $ 114,000 $ 49,000
Charlton, Georgia 1 $ 122,000 $ 122,000 $ 61,000
Chatham, Georgia 1 $ 200,000 $ 200,000 $ 91,000
Cook, Georgia 1 $ 136,000 $ 136,000 $ 82,000
Douglas, Georgia 1 $ 162,000 $ 162,000 $ 61,000
Glynn, Georgia 1 $ 127,000 $ 127,000 $ 45,000
Gwinnett, Georgia 1 $ 113,000 $ 113,000 $ 35,000
Hall, Georgia 1 $ 107,000 $ 107,000 $ 49,000
Henry, Georgia 1 $ 152,000 $ 152,000 $ 59,000
Houston, Georgia 1 $ 84,000 $ 84,000 $ 40,000
Paulding, Georgia 1 $ 138,000 $ 138,000 $ 83,000
Richmond, Georgia 1 $ 61,000 $ 61,000 $ 23,000
Rockdale, Georgia 1 $ 159,000 $ 159,000 $ 80,000
Spalding, Georgia 1 $ 78,000 $ 78,000 $ 38,000
Twiggs, Georgia 1 $ 172,000 $ 172,000 $ 80,000
Whitfield, Georgia 1 $ 92,000 $ 92,000 $ 45,000
Bonner, Idaho 1 $ 97,000 $ 97,000 $ 0
DeKalb, Illinois 1 $ 261,000 $ 261,000 $ 85,000
Fayette, Illinois 1 $ 77,000 $ 77,000 $ 69,000
Lake, Illinois 1 $ 149,000 $ 149,000 $ 67,000
LaSalle, Illinois 1 $ 153,000 $ 153,000 $ 72,000
Livingston, Illinois 1 $ 159,000 $ 159,000 $ 59,000
Winnebago, Illinois 1 $ 142,000 $ 142,000 $ 57,000
Clark, Indiana 1 $ 105,000 $ 105,000 $ 40,000
Crawford, Indiana 1 $ 117,000 $ 117,000 $ 37,000
Fountain, Indiana 1 $ 63,000 $ 63,000 $ 36,000
Jackson, Indiana 1 $ 106,000 $ 106,000 $ 76,000
Jennings, Indiana 1 $ 101,000 $ 101,000 $ 31,000
Kosciusko, Indiana 1 $ 105,000 $ 105,000 $ 76,000
Madison, Indiana 1 $ 85,000 $ 85,000 $ 55,000
Pulaski, Indiana 1 $ 65,000 $ 65,000 $ 48,000
Rush, Indiana 1 $ 78,000 $ 78,000 $ 39,000
St. Joseph, Indiana 1 $ 95,000 $ 95,000 $ 44,000
Starke, Indiana 1 $ 118,000 $ 118,000 $ 55,000
Tippecanoe, Indiana 1 $ 160,000 $ 160,000 $ 57,000
White, Indiana 1 $ 155,000 $ 155,000 $ 53,000
Miami, Kansas 1 $ 71,000 $ 71,000 $ 43,000
Shawnee, Kansas 1 $ 125,000 $ 125,000 $ 44,000
Allen, Kentucky 1 $ 93,000 $ 93,000 $ 22,000
Bullitt, Kentucky 1 $ 111,000 $ 111,000 $ 40,000
Jefferson, Kentucky 1 $ 121,000 $ 121,000 $ 0
Jackson, Louisiana 1 $ 128,000 $ 128,000 $ 60,000
St. Tammany, Louisiana 1 $ 71,000 $ 71,000 $ 38,000
Tangipahoa, Louisiana 1 $ 103,000 $ 103,000 $ 29,000
Vernon, Louisiana 1 $ 92,000 $ 92,000 $ 36,000
Androscoggin, Maine 1 $ 116,000 $ 116,000 $ 51,000
Cumberland, Maine 1 $ 121,000 $ 121,000 $ 79,000
Hancock, Maine 1 $ 102,000 $ 102,000 $ 42,000
Knox, Maine 1 $ 78,000 $ 78,000 $ 0
Oxford, Maine 1 $ 162,000 $ 162,000 $ 69,000
Somerset, Maine 1 $ 104,000 $ 104,000 $ 52,000
Charles, Maryland 1 $ 177,000 $ 177,000 $ 51,000
Prince George's, Maryland 1 $ 285,000 $ 285,000 $ 89,000
Worcester, Maryland 1 $ 134,000 $ 134,000 $ 64,000
Barnstable, Massachusetts 1 $ 178,000 $ 178,000 $ 64,000
Bristol, Massachusetts 1 $ 262,000 $ 262,000 $ 89,000
Essex, Massachusetts 1 $ 240,000 $ 240,000 $ 106,000
Plymouth, Massachusetts 1 $ 187,000 $ 187,000 $ 40,000
Calhoun, Michigan 1 $ 132,000 $ 132,000 $ 38,000
Cass, Michigan 1 $ 162,000 $ 162,000 $ 0
Kalamazoo, Michigan 1 $ 109,000 $ 109,000 $ 51,000
Wayne, Michigan 1 $ 96,000 $ 96,000 $ 29,000
Carlton, Minnesota 1 $ 184,000 $ 184,000 $ 45,000
Stone, Mississippi 1 $ 117,000 $ 117,000 $ 54,000
Clay, Missouri 1 $ 144,000 $ 144,000 $ 44,000
Henry, Missouri 1 $ 90,000 $ 90,000 $ 74,000
Howell, Missouri 1 $ 65,000 $ 65,000 $ 23,000
Johnson, Missouri 1 $ 110,000 $ 110,000 $ 37,000
Phelps, Missouri 1 $ 91,000 $ 91,000 $ 56,000
Taney, Missouri 1 $ 81,000 $ 81,000 $ 36,000
Washington, Missouri 1 $ 91,000 $ 91,000 $ 46,000
Cascade, Montana 1 $ 144,000 $ 144,000 $ 96,000
Lake, Montana 1 $ 133,000 $ 133,000 $ 41,000
Mineral, Montana 1 $ 139,000 $ 139,000 $ 55,000
Elko, Nevada 1 $ 92,000 $ 92,000 $ 22,000
Nye, Nevada 1 $ 118,000 $ 118,000 $ 0
Washoe, Nevada 1 $ 132,000 $ 132,000 $ 36,000
San Juan, New Mexico 1 $ 140,000 $ 140,000 $ 53,000
Santa Fe, New Mexico 1 $ 147,000 $ 147,000 $ 60,000
Columbia, New York 1 $ 159,000 $ 159,000 $ 58,000
Greene, New York 1 $ 107,000 $ 107,000 $ 39,000
Oswego, New York 1 $ 50,000 $ 50,000 $ 37,000
Rensselaer, New York 1 $ 155,000 $ 155,000 $ 47,000
Sullivan, New York 1 $ 79,000 $ 79,000 $ 32,000
Wayne, New York 1 $ 81,000 $ 81,000 $ 49,000
Forsyth, North Carolina 1 $ 116,000 $ 116,000 $ 73,000
Randolph, North Carolina 1 $ 113,000 $ 113,000 $ 31,000
Rutherford, North Carolina 1 $ 83,000 $ 83,000 $ 23,000
Washington, North Carolina 1 $ 103,000 $ 103,000 $ 57,000
Crawford, Ohio 1 $ 105,000 $ 105,000 $ 47,000
Cuyahoga, Ohio 1 $ 139,000 $ 139,000 $ 89,000
Erie, Ohio 1 $ 136,000 $ 136,000 $ 61,000
Fayette, Ohio 1 $ 84,000 $ 84,000 $ 36,000
Lake, Ohio 1 $ 123,000 $ 123,000 $ 54,000
Lorain, Ohio 1 $ 75,000 $ 75,000 $ 48,000
Portage, Ohio 1 $ 152,000 $ 152,000 $ 69,000
Caddo, Oklahoma 1 $ 66,000 $ 66,000 $ 32,000
Creek, Oklahoma 1 $ 69,000 $ 69,000 $ 54,000
Grady, Oklahoma 1 $ 76,000 $ 76,000 $ 52,000
Marshall, Oklahoma 1 $ 74,000 $ 74,000 $ 38,000
Muskogee, Oklahoma 1 $ 81,000 $ 81,000 $ 56,000
Nowata, Oklahoma 1 $ 90,000 $ 90,000 $ 70,000
Payne, Oklahoma 1 $ 73,000 $ 73,000 $ 41,000
Washington, Oklahoma 1 $ 106,000 $ 106,000 $ 38,000
Allegheny, Pennsylvania 1 $ 81,000 $ 81,000 $ 61,000
Blair, Pennsylvania 1 $ 60,000 $ 60,000 $ 38,000
Huntingdon, Pennsylvania 1 $ 148,000 $ 148,000 $ 62,000
Westmoreland, Pennsylvania 1 $ 71,000 $ 71,000 $ 47,000
Aiken, South Carolina 1 $ 154,000 $ 154,000 $ 93,000
Kershaw, South Carolina 1 $ 78,000 $ 78,000 $ 42,000
Lexington, South Carolina 1 $ 106,000 $ 106,000 $ 52,000
Bradley, Tennessee 1 $ 114,000 $ 114,000 $ 33,000
Marion, Tennessee 1 $ 84,000 $ 84,000 $ 35,000
Shelby, Tennessee 1 $ 159,000 $ 159,000 $ 65,000
Sumner, Tennessee 1 $ 107,000 $ 107,000 $ 60,000
Atascosa, Texas 1 $ 75,000 $ 75,000 $ 44,000
Bandera, Texas 1 $ 116,000 $ 116,000 $ 55,000
Bastrop, Texas 1 $ 92,000 $ 92,000 $ 71,000
Coleman, Texas 1 $ 90,000 $ 90,000 $ 89,000
Collin, Texas 1 $ 167,000 $ 167,000 $ 47,000
Ellis, Texas 1 $ 84,000 $ 84,000 $ 62,000
Hunt, Texas 1 $ 132,000 $ 132,000 $ 53,000
Lampasas, Texas 1 $ 98,000 $ 98,000 $ 54,000
Montgomery, Texas 1 $ 91,000 $ 91,000 $ 92,000
Navarro, Texas 1 $ 96,000 $ 96,000 $ 49,000
Nueces, Texas 1 $ 115,000 $ 115,000 $ 54,000
Waller, Texas 1 $ 111,000 $ 111,000 $ 51,000
Wharton, Texas 1 $ 112,000 $ 112,000 $ 57,000
Bedford, Virginia 1 $ 180,000 $ 180,000 $ 57,000
Caroline, Virginia 1 $ 117,000 $ 117,000 $ 35,000
Giles, Virginia 1 $ 56,000 $ 56,000 $ 20,000
Goochland, Virginia 1 $ 86,000 $ 86,000 $ 51,000
New Kent, Virginia 1 $ 139,000 $ 139,000 $ 63,000
Orange, Virginia 1 $ 116,000 $ 116,000 $ 45,000
Prince George, Virginia 1 $ 99,000 $ 99,000 $ 0
Lewis, Washington 1 $ 138,000 $ 138,000 $ 66,000
Sawyer, Wisconsin 1 $ 116,000 $ 116,000 $ 51,000
Natrona, Wyoming 1 $ 159,000 $ 159,000 $ 56,000

Mortgage Loan Application Detail Totals for First Amerrican Mortgage Trust in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 316 $37,297,000 $118,000 $389,000 $54,000 $151,000
Refinancing 221 $30,122,000 $136,000 $1,890,000 $53,000 $150,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 359 $43,785,000 $121,000 $1,890,000 $53,000 $151,000
Black or African American 132 $16,893,000 $127,000 $389,000 $54,000 $116,000
Hispanic 29 $4,475,000 $154,000 $340,000 $61,000 $135,000
Not Provided 8 $1,218,000 $152,000 $362,000 $56,000 $135,000
American Indian or Alaskan Native 5 $606,000 $121,000 $164,000 $50,000 $71,000
Asian 3 $331,000 $110,000 $153,000 $42,000 $46,000
Not applicable 1 $111,000 $111,000 $111,000 $37,000 $37,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 533 $64,871,000 $121,000 $389,000 $54,000 $151,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4 $2,548,000 $637,000 $1,890,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 445 $56,997,000 $128,000 $1,890,000 $54,000 $151,000
Application Withdrawn By Applicant 68 $7,524,000 $110,000 $246,000 $49,000 $104,000
Application Approved But Not Accepted 18 $2,033,000 $112,000 $201,000 $57,000 $114,000
Application Denied By Financial Institution 6 $865,000 $144,000 $211,000 $57,000 $96,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Amerrican Mortgage Trust's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Amerrican Mortgage Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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