First Bank & Trust East Texas Mortgage Lending & HMDA Data, 2013
In 2013, First Bank & Trust East Texas of Diboll, TX reported 805 mortgage applications totaling $80.6 million, up 7% from 2012. The average application was for $100,115, and applicants reported an average income of $99,686. 87% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (99), Tyler, TX (47) and Longview, TX (40) (applications in parentheses).
| Mortgage Company & Address | First Bank & Trust East Texas 104 N Temple Blvd Diboll, TX 75941 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 805 |
| Total Mortgage Loan Application Amount | $80,593,000 |
| Average Mortgage Loan Application Amount | $100,115 |
| Highest Mortgage Loan Application Amount | $2,850,000 |
| Average Applicant Income | $99,686 |
| Highest Applicant Income | $2,646,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Bank & Trust East Texas filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Angelina, Texas | 190 | $ 15,269,000 | $ 80,363 | $ 87,000 |
| Sabine, Texas | 106 | $ 7,593,000 | $ 71,632 | $ 83,000 |
| Nacogdoches, Texas | 75 | $ 7,882,000 | $ 105,093 | $ 94,000 |
| Jasper, Texas | 66 | $ 5,914,000 | $ 89,606 | $ 91,000 |
| Anderson, Texas | 58 | $ 3,890,000 | $ 67,068 | $ 109,000 |
| Smith, Texas | 47 | $ 10,379,000 | $ 220,829 | $ 149,000 |
| Liberty, Texas | 43 | $ 3,540,000 | $ 82,325 | $ 74,000 |
| Gregg, Texas | 30 | $ 3,829,000 | $ 127,633 | $ 103,000 |
| Montgomery, Texas | 28 | $ 3,776,000 | $ 134,857 | $ 127,000 |
| San Augustine, Texas | 28 | $ 1,925,000 | $ 68,750 | $ 107,000 |
| Shelby, Texas | 17 | $ 1,886,000 | $ 110,941 | $ 109,000 |
| Newton, Texas | 12 | $ 1,678,000 | $ 139,833 | $ 112,000 |
| Polk, Texas | 11 | $ 637,000 | $ 57,909 | $ 70,000 |
| San Jacinto, Texas | 11 | $ 531,000 | $ 48,272 | $ 69,000 |
| Harris, Texas | 10 | $ 1,470,000 | $ 147,000 | $ 161,000 |
| Henderson, Texas | 10 | $ 1,263,000 | $ 126,300 | $ 88,000 |
| Cherokee, Texas | 6 | $ 960,000 | $ 160,000 | $ 99,000 |
| Hardin, Texas | 5 | $ 424,000 | $ 84,800 | $ 94,000 |
| Rusk, Texas | 5 | $ 832,000 | $ 166,400 | $ 104,000 |
| Trinity, Texas | 5 | $ 311,000 | $ 62,200 | $ 128,000 |
| Tyler, Texas | 5 | $ 477,000 | $ 95,400 | $ 64,000 |
| Upshur, Texas | 5 | $ 812,000 | $ 162,400 | $ 62,000 |
| Harrison, Texas | 4 | $ 390,000 | $ 97,500 | $ 92,000 |
| Brazos, Texas | 3 | $ 1,751,000 | $ 583,666 | $ 86,000 |
| Galveston, Texas | 3 | $ 694,000 | $ 231,333 | $ 285,000 |
| Brazoria, Texas | 2 | $ 205,000 | $ 102,500 | $ 72,000 |
| Houston, Texas | 2 | $ 98,000 | $ 49,000 | $ 92,000 |
| Jefferson, Texas | 2 | $ 168,000 | $ 84,000 | $ 133,000 |
| Panola, Texas | 2 | $ 160,000 | $ 80,000 | $ 61,000 |
| Aransas, Texas | 1 | $ 60,000 | $ 60,000 | $ 608,000 |
| Cass, Texas | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Chambers, Texas | 1 | $ 20,000 | $ 20,000 | $ 120,000 |
| Collin, Texas | 1 | $ 268,000 | $ 268,000 | $ 72,000 |
| Fort Bend, Texas | 1 | $ 180,000 | $ 180,000 | $ 166,000 |
| Freestone, Texas | 1 | $ 58,000 | $ 58,000 | $ 1,948,000 |
| Hopkins, Texas | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Orange, Texas | 1 | $ 14,000 | $ 14,000 | $ 62,000 |
| Rockwall, Texas | 1 | $ 350,000 | $ 350,000 | $ 162,000 |
| Tarrant, Texas | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Travis, Texas | 1 | $ 352,000 | $ 352,000 | $ 207,000 |
| Van Zandt, Texas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Wichita, Texas | 1 | $ 280,000 | $ 280,000 | $ 82,000 |
| Wood, Texas | 1 | $ 51,000 | $ 51,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Bank & Trust East Texas in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 462 | $50,776,000 | $109,000 | $490,000 | $108,000 | $2,646,000 |
| Home Improvement | 188 | $6,649,000 | $35,000 | $1,482,000 | $79,000 | $1,948,000 |
| Refinancing | 155 | $23,168,000 | $149,000 | $2,850,000 | $100,000 | $570,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 657 | $67,621,000 | $102,000 | $929,000 | $111,000 | $2,646,000 |
| Hispanic | 85 | $3,195,000 | $37,000 | $177,000 | $47,000 | $205,000 |
| Not applicable | 30 | $8,143,000 | $271,000 | $2,850,000 | $0 | $0 |
| Black or African American | 24 | $497,000 | $20,000 | $100,000 | $64,000 | $213,000 |
| Asian | 5 | $765,000 | $153,000 | $417,000 | $375,000 | $1,033,000 |
| American Indian or Alaskan Native | 3 | $199,000 | $66,000 | $72,000 | $25,000 | $37,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $173,000 | $173,000 | $173,000 | $92,000 | $92,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 805 | $80,593,000 | $100,000 | $2,850,000 | $100,000 | $2,646,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 704 | $72,798,000 | $103,000 | $2,850,000 | $104,000 | $2,646,000 |
| Application Denied By Financial Institution | 57 | $2,792,000 | $48,000 | $198,000 | $51,000 | $177,000 |
| Application Approved But Not Accepted | 38 | $4,659,000 | $122,000 | $490,000 | $110,000 | $310,000 |
| Application Withdrawn By Applicant | 6 | $344,000 | $57,000 | $136,000 | $40,000 | $80,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank & Trust East Texas's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank & Trust East Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About