First Community Mortgage, Inc. Mortgage Lending & HMDA Data, 2025
In 2025, First Community Mortgage, Inc. of Murfreesboro, TN reported 14,108 mortgage applications totaling $4.4 billion, up 4% from 2024. The average application was for $310,569, and applicants reported an average income of $124,536. 73% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Cincinnati, OH-KY-IN (949), Nashville-Davidson--Murfreesboro--Franklin, TN (883) and Atlanta-Sandy Springs-Roswell, GA (381) (applications in parentheses).
| Mortgage Company & Address | First Community Mortgage, Inc. 275 Robert Rose Drive Murfreesboro, TN 37129 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 14,108 |
| Total Mortgage Loan Application Amount | $4,381,520,000 |
| Average Mortgage Loan Application Amount | $310,569 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $124,536 |
| Highest Applicant Income | $3,768,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Community Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 3,562 | $ 924,080,000 | $ 259,427 | $ 101,933 |
| Cincinnati, OH-KY-IN | 949 | $ 275,505,000 | $ 290,310 | $ 122,749 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 883 | $ 327,975,000 | $ 371,432 | $ 128,000 |
| Atlanta-Sandy Springs-Roswell, GA | 381 | $ 146,715,000 | $ 385,078 | $ 154,000 |
| Knoxville, TN | 364 | $ 103,220,000 | $ 283,571 | $ 104,000 |
| Indianapolis-Carmel-Anderson, IN | 298 | $ 90,870,000 | $ 304,932 | $ 130,000 |
| Warren-Troy-Farmington Hills, MI | 268 | $ 76,100,000 | $ 283,955 | $ 119,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 255 | $ 88,065,000 | $ 345,352 | $ 122,411 |
| Dayton-Springfield-Kettering, OH | 248 | $ 55,880,000 | $ 225,322 | $ 97,000 |
| Memphis, TN-MS-AR | 216 | $ 54,670,000 | $ 253,101 | $ 100,754 |
| Jackson, TN | 184 | $ 41,900,000 | $ 227,717 | $ 90,000 |
| Bowling Green, KY | 179 | $ 50,115,000 | $ 279,972 | $ 101,000 |
| Grand Rapids-Wyoming, MI | 156 | $ 50,190,000 | $ 321,730 | $ 127,000 |
| Charlotte-Concord-Gastonia, NC-SC | 153 | $ 57,975,000 | $ 378,921 | $ 146,235 |
| Huntsville, AL | 149 | $ 44,425,000 | $ 298,154 | $ 102,000 |
| Orlando-Kissimmee-Sanford, FL | 146 | $ 52,040,000 | $ 356,438 | $ 134,000 |
| Columbus, OH | 144 | $ 47,790,000 | $ 331,875 | $ 135,000 |
| Clarksville, TN-KY | 142 | $ 45,900,000 | $ 323,239 | $ 116,598 |
| Des Moines-West Des Moines, IA | 136 | $ 35,440,000 | $ 260,588 | $ 100,000 |
| Baltimore-Columbia-Towson, MD | 132 | $ 47,510,000 | $ 359,924 | $ 152,000 |
| Lake County-Porter County-Jasper County, IN | 120 | $ 28,610,000 | $ 238,416 | $ 91,000 |
| Richmond, VA | 113 | $ 46,705,000 | $ 413,318 | $ 167,000 |
| Birmingham-Hoover, AL | 111 | $ 33,705,000 | $ 303,648 | $ 126,000 |
| Harrisburg-Carlisle, PA | 105 | $ 27,865,000 | $ 265,380 | $ 121,000 |
| Boston, MA | 99 | $ 56,305,000 | $ 568,737 | $ 187,000 |
| Chicago-Naperville, IL | 96 | $ 36,170,000 | $ 376,770 | $ 163,000 |
| Lafayette, LA | 93 | $ 20,475,000 | $ 220,161 | $ 108,000 |
| Little Rock-North Little Rock-Conway, AR | 88 | $ 23,860,000 | $ 271,136 | $ 125,000 |
| Providence-Warwick, RI-MA | 85 | $ 34,745,000 | $ 408,764 | $ 122,423 |
| Tallahassee, FL | 84 | $ 22,030,000 | $ 262,261 | $ 108,000 |
| Chattanooga, TN-GA | 83 | $ 24,785,000 | $ 298,614 | $ 139,240 |
| Marietta, GA | 83 | $ 32,585,000 | $ 392,590 | $ 155,000 |
| Baton Rouge, LA | 79 | $ 22,345,000 | $ 282,848 | $ 113,000 |
| Jacksonville, FL | 74 | $ 27,750,000 | $ 375,000 | $ 180,000 |
| Midland, MI | 73 | $ 16,515,000 | $ 226,232 | $ 103,000 |
| Raleigh, NC | 73 | $ 28,225,000 | $ 386,643 | $ 144,000 |
| Wilmington, DE-MD-NJ | 69 | $ 23,835,000 | $ 345,434 | $ 136,565 |
| Fort Worth-Arlington, TX | 67 | $ 22,335,000 | $ 333,358 | $ 227,000 |
| Detroit-Dearborn-Livonia, MI | 66 | $ 16,620,000 | $ 251,818 | $ 99,000 |
| Austin-Round Rock, TX | 61 | $ 32,725,000 | $ 536,475 | $ 248,000 |
| Erie, PA | 60 | $ 12,590,000 | $ 209,833 | $ 99,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 60 | $ 28,890,000 | $ 481,500 | $ 191,000 |
| Dallas-Plano-Irving, TX | 57 | $ 24,395,000 | $ 427,982 | $ 189,000 |
| Fort Smith, AR-OK | 57 | $ 16,235,000 | $ 284,824 | $ 133,210 |
| Houston-The Woodlands-Sugar Land, TX | 57 | $ 14,255,000 | $ 250,087 | $ 164,000 |
| Tampa, FL | 57 | $ 19,005,000 | $ 333,421 | $ 133,000 |
| Charlottesville, VA | 56 | $ 24,250,000 | $ 433,035 | $ 198,000 |
| Springfield, OH | 56 | $ 11,080,000 | $ 197,857 | $ 75,000 |
| Cambridge-Newton-Framingham, MA | 55 | $ 37,455,000 | $ 681,000 | $ 223,000 |
| Roanoke, VA | 54 | $ 17,390,000 | $ 322,037 | $ 110,000 |
| Worcester, MA-CT | 52 | $ 20,010,000 | $ 384,807 | $ 149,000 |
| Arlington-Alexandria-Reston, VA-WV | 49 | $ 26,165,000 | $ 533,979 | $ 196,612 |
| Cape Coral-Fort Myers, FL | 49 | $ 17,905,000 | $ 365,408 | $ 132,000 |
| Fresno, CA | 49 | $ 21,095,000 | $ 430,510 | $ 166,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 49 | $ 32,335,000 | $ 659,897 | $ 323,000 |
| Mobile, AL | 48 | $ 10,740,000 | $ 223,750 | $ 81,000 |
| Kalamazoo-Portage, MI | 47 | $ 11,205,000 | $ 238,404 | $ 99,000 |
| Lynchburg, VA | 46 | $ 12,010,000 | $ 261,086 | $ 97,000 |
| York-Hanover, PA | 46 | $ 12,590,000 | $ 273,695 | $ 117,000 |
| Morristown, TN | 44 | $ 10,650,000 | $ 242,045 | $ 92,000 |
| Montgomery County-Bucks County-Chester County, PA | 42 | $ 18,430,000 | $ 438,809 | $ 166,000 |
| Montgomery, AL | 41 | $ 8,005,000 | $ 195,243 | $ 78,000 |
| Denver-Aurora-Lakewood, CO | 40 | $ 18,710,000 | $ 467,750 | $ 189,000 |
| Peoria, IL | 40 | $ 6,960,000 | $ 174,000 | $ 84,000 |
| Omaha-Council Bluffs, NE-IA | 39 | $ 12,315,000 | $ 315,769 | $ 139,461 |
| Florence-Muscle Shoals, AL | 36 | $ 7,750,000 | $ 215,277 | $ 95,000 |
| Wilmington, NC | 35 | $ 12,205,000 | $ 348,714 | $ 160,000 |
| Charleston-North Charleston, SC | 33 | $ 14,975,000 | $ 453,787 | $ 197,000 |
| Jackson, MS | 32 | $ 10,650,000 | $ 332,812 | $ 149,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 31 | $ 9,315,000 | $ 300,483 | $ 135,000 |
| Visalia-Porterville, CA | 31 | $ 13,075,000 | $ 421,774 | $ 134,000 |
| Philadelphia, PA | 30 | $ 9,290,000 | $ 309,666 | $ 111,000 |
| St. Petersburg-Clearwater-Largo, FL | 30 | $ 11,450,000 | $ 381,666 | $ 140,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 29 | $ 6,465,000 | $ 222,931 | $ 119,000 |
| Cleveland, OH | 28 | $ 7,750,000 | $ 276,785 | $ 135,000 |
| Kingsport-Bristol-Bristol, TN-VA | 28 | $ 6,900,000 | $ 246,428 | $ 105,714 |
| Lexington-Fayette, KY | 28 | $ 8,440,000 | $ 301,428 | $ 156,000 |
| Louisville/Jefferson County, KY-IN | 28 | $ 7,480,000 | $ 267,142 | $ 113,000 |
| Saginaw, MI | 28 | $ 4,980,000 | $ 177,857 | $ 72,000 |
| Decatur, AL | 27 | $ 6,025,000 | $ 223,148 | $ 92,000 |
| Washington, DC-MD | 27 | $ 12,575,000 | $ 465,740 | $ 174,629 |
| Anniston-Oxford-Jacksonville, AL | 26 | $ 5,540,000 | $ 213,076 | $ 76,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 26 | $ 8,220,000 | $ 316,153 | $ 163,000 |
| Miami-Miami Beach-Kendall, FL | 26 | $ 14,850,000 | $ 571,153 | $ 291,000 |
| Rockingham County-Strafford County, NH | 26 | $ 11,540,000 | $ 443,846 | $ 146,000 |
| Pensacola-Ferry Pass-Brent, FL | 25 | $ 9,175,000 | $ 367,000 | $ 328,000 |
| Springfield, MA | 24 | $ 7,560,000 | $ 315,000 | $ 105,000 |
| Tuscaloosa, AL | 24 | $ 5,950,000 | $ 247,916 | $ 87,000 |
| Columbia, SC | 23 | $ 6,465,000 | $ 281,086 | $ 103,000 |
| Dalton, GA | 23 | $ 7,275,000 | $ 316,304 | $ 112,000 |
| Fayetteville, NC | 23 | $ 6,765,000 | $ 294,130 | $ 96,000 |
| Lakeland-Winter Haven, FL | 23 | $ 6,865,000 | $ 298,478 | $ 107,000 |
| North Port-Sarasota-Bradenton, FL | 23 | $ 7,045,000 | $ 306,304 | $ 126,000 |
| Washington-Baltimore-Arlington, DC | 23 | $ 12,555,000 | $ 545,869 | $ 170,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 22 | $ 6,610,000 | $ 300,454 | $ 147,000 |
| Naples-Immokalee-Marco Island, FL | 22 | $ 9,900,000 | $ 450,000 | $ 241,000 |
| Gulfport-Biloxi-Pascagoula, MS | 21 | $ 5,035,000 | $ 239,761 | $ 114,000 |
| Palm Bay-Melbourne-Titusville, FL | 21 | $ 5,735,000 | $ 273,095 | $ 87,000 |
| San Antonio-New Braunfels, TX | 21 | $ 5,525,000 | $ 263,095 | $ 152,000 |
| St. Louis, MO-IL | 21 | $ 4,455,000 | $ 212,142 | $ 89,809 |
| Ames, IA | 20 | $ 4,790,000 | $ 239,500 | $ 92,000 |
| Barnstable Town, MA | 20 | $ 9,530,000 | $ 476,500 | $ 188,000 |
| Daphne-Fairhope-Foley, AL | 20 | $ 6,640,000 | $ 332,000 | $ 133,000 |
| Durham-Chapel Hill, NC | 20 | $ 8,300,000 | $ 415,000 | $ 168,000 |
| Battle Creek, MI | 19 | $ 3,185,000 | $ 167,631 | $ 68,000 |
| Gainesville, GA | 19 | $ 8,515,000 | $ 448,157 | $ 195,000 |
| Newark, NJ-PA | 19 | $ 10,235,000 | $ 538,684 | $ 188,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 18 | $ 6,010,000 | $ 333,888 | $ 264,388 |
| Bakersfield, CA | 18 | $ 6,350,000 | $ 352,777 | $ 161,000 |
| Bay City, MI | 18 | $ 4,260,000 | $ 236,666 | $ 106,000 |
| New Orleans-Metairie, LA | 18 | $ 4,860,000 | $ 270,000 | $ 131,000 |
| Phoenix-Mesa-Scottsdale, AZ | 18 | $ 8,960,000 | $ 497,777 | $ 129,000 |
| Fort Collins, CO | 17 | $ 10,705,000 | $ 629,705 | $ 316,000 |
| Boise City, ID | 16 | $ 5,900,000 | $ 368,750 | $ 131,000 |
| Greenville-Anderson-Mauldin, SC | 16 | $ 7,480,000 | $ 467,500 | $ 183,000 |
| Macon-Bibb County, GA | 16 | $ 3,850,000 | $ 240,625 | $ 91,000 |
| Reading, PA | 16 | $ 4,370,000 | $ 273,125 | $ 119,000 |
| Cleveland, TN | 15 | $ 4,085,000 | $ 272,333 | $ 117,000 |
| Fort Wayne, IN | 15 | $ 4,005,000 | $ 267,000 | $ 98,000 |
| Lansing-East Lansing, MI | 15 | $ 2,705,000 | $ 180,333 | $ 73,000 |
| Port St. Lucie, FL | 15 | $ 4,645,000 | $ 309,666 | $ 145,000 |
| Winston-Salem, NC | 15 | $ 4,505,000 | $ 300,333 | $ 99,000 |
| Hartford-West Hartford-East Hartford, CT | 14 | $ 5,470,000 | $ 390,714 | $ 213,000 |
| Hot Springs, AR | 14 | $ 3,550,000 | $ 253,571 | $ 114,000 |
| Ocala, FL | 14 | $ 2,850,000 | $ 203,571 | $ 76,000 |
| Pittsburgh, PA | 14 | $ 3,190,000 | $ 227,857 | $ 112,000 |
| Asheville, NC | 13 | $ 5,715,000 | $ 439,615 | $ 139,000 |
| Crestview-Fort Walton Beach-Destin, FL | 13 | $ 9,245,000 | $ 711,153 | $ 369,000 |
| Greensboro-High Point, NC | 13 | $ 4,015,000 | $ 308,846 | $ 145,000 |
| Manchester-Nashua, NH | 13 | $ 5,635,000 | $ 433,461 | $ 142,000 |
| Auburn-Opelika, AL | 12 | $ 3,270,000 | $ 272,500 | $ 114,000 |
| Bloomington, IN | 12 | $ 2,650,000 | $ 220,833 | $ 90,000 |
| Elgin, IL | 12 | $ 4,350,000 | $ 362,500 | $ 144,000 |
| Flint, MI | 12 | $ 1,920,000 | $ 160,000 | $ 64,000 |
| Norwich-New London, CT | 12 | $ 3,060,000 | $ 255,000 | $ 105,000 |
| Valdosta, GA | 12 | $ 2,960,000 | $ 246,666 | $ 118,000 |
| Dover, DE | 11 | $ 3,255,000 | $ 295,909 | $ 97,000 |
| Gadsden, AL | 11 | $ 2,885,000 | $ 262,272 | $ 103,000 |
| Lake Charles, LA | 11 | $ 2,575,000 | $ 234,090 | $ 123,000 |
| Pinehurst-Southern Pines, NC | 11 | $ 4,385,000 | $ 398,636 | $ 186,000 |
| Riverside-San Bernardino-Ontario, CA | 11 | $ 3,695,000 | $ 335,909 | $ 213,000 |
| Springfield, MO | 11 | $ 8,825,000 | $ 802,272 | $ 388,000 |
| Traverse City, MI | 11 | $ 4,175,000 | $ 379,545 | $ 173,000 |
| Hattiesburg, MS | 10 | $ 2,560,000 | $ 256,000 | $ 128,000 |
| Muskegon, MI | 10 | $ 2,750,000 | $ 275,000 | $ 97,000 |
| Slidell-Mandeville-Covington, LA | 10 | $ 2,630,000 | $ 263,000 | $ 104,000 |
| Toledo, OH | 10 | $ 2,230,000 | $ 223,000 | $ 149,000 |
| Ann Arbor, MI | 9 | $ 2,665,000 | $ 296,111 | $ 140,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 2,385,000 | $ 265,000 | $ 106,000 |
| Kansas City, MO-KS | 9 | $ 1,875,000 | $ 208,333 | $ 81,666 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 9 | $ 3,165,000 | $ 351,666 | $ 122,000 |
| Panama City, FL | 9 | $ 3,745,000 | $ 416,111 | $ 234,000 |
| Albuquerque, NM | 8 | $ 2,090,000 | $ 261,250 | $ 85,000 |
| Anaheim-Santa Ana-Irvine, CA | 8 | $ 6,810,000 | $ 851,250 | $ 263,000 |
| Atlantic City-Hammonton, NJ | 8 | $ 4,200,000 | $ 525,000 | $ 192,000 |
| Greeley, CO | 8 | $ 3,500,000 | $ 437,500 | $ 152,000 |
| Greenville, NC | 8 | $ 2,160,000 | $ 270,000 | $ 109,000 |
| Houma-Thibodaux, LA | 8 | $ 1,810,000 | $ 226,250 | $ 118,000 |
| Johnson City, TN | 8 | $ 1,990,000 | $ 248,750 | $ 76,000 |
| Jonesboro, AR | 8 | $ 1,630,000 | $ 203,750 | $ 88,000 |
| Los Angeles-Long Beach-Glendale, CA | 8 | $ 7,360,000 | $ 920,000 | $ 212,000 |
| Punta Gorda, FL | 8 | $ 2,060,000 | $ 257,500 | $ 99,000 |
| Warner Robins, GA | 8 | $ 1,540,000 | $ 192,500 | $ 113,000 |
| Williamsport, PA | 8 | $ 1,350,000 | $ 168,750 | $ 75,000 |
| Camden, NJ | 7 | $ 2,255,000 | $ 322,142 | $ 125,000 |
| Jackson, MI | 7 | $ 1,865,000 | $ 266,428 | $ 118,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 2,585,000 | $ 369,285 | $ 117,000 |
| Niles-Benton Harbor, MI | 7 | $ 1,545,000 | $ 220,714 | $ 79,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 7 | $ 3,685,000 | $ 526,428 | $ 196,000 |
| San Diego-Carlsbad, CA | 7 | $ 5,175,000 | $ 739,285 | $ 219,000 |
| South Bend-Mishawaka, IN-MI | 7 | $ 1,255,000 | $ 179,285 | $ 78,000 |
| Akron, OH | 6 | $ 1,850,000 | $ 308,333 | $ 185,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 2,050,000 | $ 341,666 | $ 132,000 |
| Bangor, ME | 6 | $ 1,560,000 | $ 260,000 | $ 175,000 |
| Cape Girardeau, MO-IL | 6 | $ 1,270,000 | $ 211,666 | $ 81,000 |
| Colorado Springs, CO | 6 | $ 3,860,000 | $ 643,333 | $ 100,000 |
| Dothan, AL | 6 | $ 1,130,000 | $ 188,333 | $ 68,000 |
| Eau Claire, WI | 6 | $ 1,670,000 | $ 278,333 | $ 122,000 |
| Gainesville, FL | 6 | $ 1,720,000 | $ 286,666 | $ 67,000 |
| Gettysburg, PA | 6 | $ 1,740,000 | $ 290,000 | $ 105,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,880,000 | $ 313,333 | $ 130,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 1,760,000 | $ 293,333 | $ 112,000 |
| Homosassa Springs, FL | 6 | $ 1,610,000 | $ 268,333 | $ 158,000 |
| Jacksonville, NC | 6 | $ 1,900,000 | $ 316,666 | $ 111,000 |
| Lakewood-New Brunswick, NJ | 6 | $ 3,360,000 | $ 560,000 | $ 148,000 |
| Las Vegas-Henderson-Paradise, NV | 6 | $ 3,600,000 | $ 600,000 | $ 172,000 |
| Lebanon, PA | 6 | $ 1,710,000 | $ 285,000 | $ 104,000 |
| Michigan City-La Porte, IN | 6 | $ 3,040,000 | $ 506,666 | $ 114,000 |
| New York-Jersey City-White Plains, NY-NJ | 6 | $ 1,870,000 | $ 311,666 | $ 138,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 3,000,000 | $ 500,000 | $ 118,000 |
| Salem, OR | 6 | $ 2,950,000 | $ 491,666 | $ 146,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 4,260,000 | $ 710,000 | $ 299,000 |
| Sherman-Denison, TX | 6 | $ 1,270,000 | $ 211,666 | $ 154,000 |
| Shreveport-Bossier City, LA | 6 | $ 1,100,000 | $ 183,333 | $ 61,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 1,420,000 | $ 236,666 | $ 103,000 |
| Athens-Clarke County, GA | 5 | $ 1,975,000 | $ 395,000 | $ 176,000 |
| Boulder, CO | 5 | $ 3,495,000 | $ 699,000 | $ 256,000 |
| Corpus Christi, TX | 5 | $ 1,175,000 | $ 235,000 | $ 166,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 1,105,000 | $ 221,000 | $ 94,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 3,195,000 | $ 639,000 | $ 176,000 |
| Savannah, GA | 5 | $ 3,285,000 | $ 657,000 | $ 153,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,895,000 | $ 379,000 | $ 322,000 |
| Wildwood-The Villages, FL | 5 | $ 1,915,000 | $ 383,000 | $ 136,000 |
| Winchester, VA-WV | 5 | $ 1,665,000 | $ 333,000 | $ 114,000 |
| Chambersburg-Waynesboro, PA | 4 | $ 1,330,000 | $ 332,500 | $ 100,000 |
| Elkhart-Goshen, IN | 4 | $ 720,000 | $ 180,000 | $ 57,000 |
| Goldsboro, NC | 4 | $ 960,000 | $ 240,000 | $ 58,000 |
| Hammond, LA | 4 | $ 1,220,000 | $ 305,000 | $ 151,000 |
| Harrisonburg, VA | 4 | $ 1,100,000 | $ 275,000 | $ 100,000 |
| Lincoln, NE | 4 | $ 1,180,000 | $ 295,000 | $ 122,000 |
| Merced, CA | 4 | $ 1,380,000 | $ 345,000 | $ 113,000 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 2,170,000 | $ 542,500 | $ 291,000 |
| Oklahoma City, OK | 4 | $ 1,030,000 | $ 257,500 | $ 176,000 |
| Oshkosh-Neenah, WI | 4 | $ 1,100,000 | $ 275,000 | $ 111,000 |
| Owensboro, KY | 4 | $ 870,000 | $ 217,500 | $ 89,000 |
| Portland-South Portland, ME | 4 | $ 1,260,000 | $ 315,000 | $ 181,000 |
| Rome, GA | 4 | $ 1,640,000 | $ 410,000 | $ 131,000 |
| Waco, TX | 4 | $ 1,250,000 | $ 312,500 | $ 166,000 |
| Albany, GA | 3 | $ 705,000 | $ 235,000 | $ 207,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 715,000 | $ 238,333 | $ 69,000 |
| Burlington, NC | 3 | $ 715,000 | $ 238,333 | $ 76,000 |
| Chico, CA | 3 | $ 1,205,000 | $ 401,666 | $ 101,000 |
| Columbus, IN | 3 | $ 695,000 | $ 231,666 | $ 86,000 |
| El Paso, TX | 3 | $ 1,255,000 | $ 418,333 | $ 166,000 |
| Hanford-Corcoran, CA | 3 | $ 1,315,000 | $ 438,333 | $ 151,000 |
| Kenosha, WI | 3 | $ 1,495,000 | $ 498,333 | $ 175,000 |
| Killeen-Temple, TX | 3 | $ 565,000 | $ 188,333 | $ 155,000 |
| Lafayette-West Lafayette, IN | 3 | $ 1,345,000 | $ 448,333 | $ 277,000 |
| Lancaster, PA | 3 | $ 975,000 | $ 325,000 | $ 101,000 |
| Mansfield, OH | 3 | $ 695,000 | $ 231,666 | $ 103,000 |
| Monroe, MI | 3 | $ 625,000 | $ 208,333 | $ 78,000 |
| Racine, WI | 3 | $ 965,000 | $ 321,666 | $ 429,000 |
| Salisbury, MD-DE | 3 | $ 1,015,000 | $ 338,333 | $ 121,000 |
| San Rafael, CA | 3 | $ 2,485,000 | $ 828,333 | $ 234,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 2,515,000 | $ 838,333 | $ 420,000 |
| State College, PA | 3 | $ 625,000 | $ 208,333 | $ 81,000 |
| Staunton-Waynesboro, VA | 3 | $ 875,000 | $ 291,666 | $ 110,000 |
| Topeka, KS | 3 | $ 1,035,000 | $ 345,000 | $ 123,000 |
| Tulsa, OK | 3 | $ 995,000 | $ 331,666 | $ 171,000 |
| Wichita, KS | 3 | $ 845,000 | $ 281,666 | $ 140,000 |
| Abilene, TX | 2 | $ 790,000 | $ 395,000 | $ 143,000 |
| Alexandria, LA | 2 | $ 390,000 | $ 195,000 | $ 83,000 |
| Altoona, PA | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Amherst Town-Northampton, MA | 2 | $ 950,000 | $ 475,000 | $ 100,000 |
| Appleton, WI | 2 | $ 440,000 | $ 220,000 | $ 60,000 |
| Canton-Massillon, OH | 2 | $ 460,000 | $ 230,000 | $ 78,000 |
| Champaign-Urbana, IL | 2 | $ 320,000 | $ 160,000 | $ 55,000 |
| College Station-Bryan, TX | 2 | $ 470,000 | $ 235,000 | $ 273,000 |
| Grand Junction, CO | 2 | $ 740,000 | $ 370,000 | $ 158,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 800,000 | $ 400,000 | $ 106,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 420,000 | $ 210,000 | $ 70,000 |
| Lubbock, TX | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Muncie, IN | 2 | $ 280,000 | $ 140,000 | $ 36,000 |
| Salt Lake City, UT | 2 | $ 3,720,000 | $ 1,860,000 | $ 0 |
| Santa Rosa, CA | 2 | $ 3,140,000 | $ 1,570,000 | $ 2,774,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 560,000 | $ 280,000 | $ 74,000 |
| Sioux City, IA-NE-SD | 2 | $ 960,000 | $ 480,000 | $ 34,000 |
| Sioux Falls, SD | 2 | $ 470,000 | $ 235,000 | $ 110,000 |
| Terre Haute, IN | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| Bellingham, WA | 1 | $ 515,000 | $ 515,000 | $ 157,000 |
| Bismarck, ND | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Bozeman, MT | 1 | $ 1,005,000 | $ 1,005,000 | $ 360,000 |
| Bremerton-Silverdale, WA | 1 | $ 855,000 | $ 855,000 | $ 265,000 |
| Brownsville-Harlingen, TX | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Brunswick, GA | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Cedar Rapids, IA | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Columbus, GA-AL | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Eugene, OR | 1 | $ 415,000 | $ 415,000 | $ 110,000 |
| Fargo, ND-MN | 1 | $ 295,000 | $ 295,000 | $ 174,000 |
| Farmington, NM | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Hinesville, GA | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Idaho Falls, ID | 1 | $ 325,000 | $ 325,000 | $ 58,000 |
| Jefferson City, MO | 1 | $ 185,000 | $ 185,000 | $ 146,000 |
| Kokomo, IN | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Las Cruces, NM | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Lexington Park, MD | 1 | $ 805,000 | $ 805,000 | $ 230,000 |
| Manhattan, KS | 1 | $ 245,000 | $ 245,000 | $ 404,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Medford, OR | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Modesto, CA | 1 | $ 305,000 | $ 305,000 | $ 334,000 |
| Monroe, LA | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| New Haven-Milford, CT | 1 | $ 495,000 | $ 495,000 | $ 148,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 1,365,000 | $ 1,365,000 | $ 411,000 |
| Paducah, KY-IL | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Parkersburg-Vienna, WV | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Pueblo, CO | 1 | $ 405,000 | $ 405,000 | $ 80,000 |
| Rocky Mount, NC | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 755,000 | $ 755,000 | $ 166,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 525,000 | $ 525,000 | $ 164,000 |
| Santa Fe, NM | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 1,005,000 | $ 1,005,000 | $ 311,000 |
| Sheboygan, WI | 1 | $ 115,000 | $ 115,000 | $ 216,000 |
| Spartanburg, SC | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Springfield, IL | 1 | $ 55,000 | $ 55,000 | $ 161,000 |
| Stockton-Lodi, CA | 1 | $ 535,000 | $ 535,000 | $ 219,000 |
| Texarkana, TX-AR | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Tucson, AZ | 1 | $ 365,000 | $ 365,000 | $ 103,000 |
| Vallejo-Fairfield, CA | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Vineland-Bridgeton, NJ | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Waterbury-Shelton, CT | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Wheeling, WV-OH | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| Wichita Falls, TX | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Yuba City, CA | 1 | $ 635,000 | $ 635,000 | $ 704,000 |
Mortgage Loan Application Detail Totals for First Community Mortgage, Inc. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,416 | $3,514,040,000 | $307,000 | $2,495,000 | $120,000 | $2,285,000 |
| Refinancing | 1,388 | $507,590,000 | $365,000 | $2,665,000 | $162,000 | $2,774,000 |
| Cash-out Refinancing | 1,235 | $343,235,000 | $277,000 | $3,005,000 | $125,000 | $3,768,000 |
| Home Improvement | 66 | $16,360,000 | $247,000 | $845,000 | $110,000 | $267,000 |
| Other Purpose | 2 | $220,000 | $110,000 | $145,000 | $258,000 | $349,000 |
| Not Applicable | 1 | $75,000 | $75,000 | $75,000 | $31,000 | $31,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,555 | $2,926,925,000 | $306,000 | $2,875,000 | $125,000 | $3,768,000 |
| Not Provided | 1,737 | $545,585,000 | $314,000 | $3,005,000 | $128,000 | $1,800,000 |
| Hispanic | 1,157 | $377,925,000 | $326,000 | $2,005,000 | $119,000 | $1,209,000 |
| Black or African American | 1,096 | $320,050,000 | $292,000 | $2,655,000 | $103,000 | $1,072,000 |
| Asian | 453 | $177,305,000 | $391,000 | $2,475,000 | $152,000 | $891,000 |
| American Indian or Alaskan Native | 61 | $17,585,000 | $288,000 | $735,000 | $110,000 | $480,000 |
| Not applicable | 44 | $14,520,000 | $330,000 | $1,015,000 | $48,000 | $81,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,625,000 | $325,000 | $705,000 | $132,000 | $290,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,382 | $2,744,820,000 | $327,000 | $3,005,000 | $144,000 | $3,768,000 |
| FHA-insured (Federal Housing Administration) | 3,808 | $1,049,530,000 | $275,000 | $1,015,000 | $92,000 | $650,000 |
| VA-guaranteed (Veterans Administration) | 1,221 | $446,555,000 | $365,000 | $1,545,000 | $120,000 | $575,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 697 | $140,615,000 | $201,000 | $515,000 | $73,000 | $157,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,308 | $3,176,860,000 | $308,000 | $2,875,000 | $123,000 | $3,768,000 |
| Application Approved But Not Accepted | 1,174 | $355,800,000 | $303,000 | $1,995,000 | $127,000 | $2,661,000 |
| Application Denied By Financial Institution | 874 | $273,700,000 | $313,000 | $3,005,000 | $110,000 | $1,097,000 |
| Application Withdrawn By Applicant | 753 | $249,785,000 | $331,000 | $2,665,000 | $143,000 | $2,774,000 |
| Preapproval Approved but not Accepted | 478 | $156,800,000 | $328,000 | $1,875,000 | $119,000 | $1,186,000 |
| File Closed For Incompleteness | 338 | $109,440,000 | $323,000 | $2,655,000 | $139,000 | $1,800,000 |
| Preapproval Denied by Financial Institution | 139 | $44,615,000 | $320,000 | $1,875,000 | $97,000 | $613,000 |
| Loan Purchased By The Institution | 44 | $14,520,000 | $330,000 | $1,015,000 | $48,000 | $81,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,095 | $4,063,205,000 | $310,000 | $2,875,000 | $125,000 | $3,768,000 |
| Debt-To-Income Ratio | 362 | $124,660,000 | $344,000 | $2,025,000 | $88,000 | $649,000 |
| Credit Application Incomplete | 225 | $78,575,000 | $349,000 | $2,005,000 | $139,000 | $1,097,000 |
| Collateral | 138 | $41,360,000 | $299,000 | $2,495,000 | $130,000 | $595,000 |
| Credit History | 135 | $28,895,000 | $214,000 | $875,000 | $92,000 | $406,000 |
| Other | 65 | $16,315,000 | $251,000 | $655,000 | $114,000 | $558,000 |
| Unverifiable Information | 31 | $13,275,000 | $428,000 | $3,005,000 | $114,000 | $516,000 |
| Employment History | 30 | $7,840,000 | $261,000 | $615,000 | $83,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $7,395,000 | $273,000 | $565,000 | $102,000 | $245,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Community Mortgage, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Community Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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