First Federal Bank
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for First Federal Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Federal Bank 1300 Mcfarland Boulevard Ne Tuscaloosa, AL 35406 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,365 |
| Total Mortgage Loan Application Amount | $404,284,000 |
| Average Mortgage Loan Application Amount | $137,666 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $1,042,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tuscaloosa County Alabama | 1,150 | $ 141,812,000 | $ 123,000 | $ 70,000 |
| Mobile County Alabama | 511 | $ 54,101,000 | $ 105,000 | $ 60,000 |
| Etowah County Alabama | 369 | $ 32,571,000 | $ 88,000 | $ 50,000 |
| Jefferson County Alabama | 273 | $ 35,120,000 | $ 128,000 | $ 60,000 |
| Madison County Alabama | 232 | $ 28,941,000 | $ 124,000 | $ 74,000 |
| Shelby County Alabama | 152 | $ 24,368,000 | $ 160,000 | $ 77,000 |
| Escambia County Florida | 90 | $ 13,167,000 | $ 146,000 | $ 75,000 |
| Hale County Alabama | 63 | $ 6,316,000 | $ 100,000 | $ 46,000 |
| Marengo County Alabama | 57 | $ 5,794,000 | $ 101,000 | $ 52,000 |
| Santa Rosa County Florida | 54 | $ 9,938,000 | $ 184,000 | $ 74,000 |
| St. Clair County Alabama | 50 | $ 7,121,000 | $ 142,000 | $ 81,000 |
| Baldwin County Alabama | 41 | $ 7,740,000 | $ 188,000 | $ 138,000 |
| Bibb County Alabama | 40 | $ 4,458,000 | $ 111,000 | $ 51,000 |
| Limestone County Alabama | 28 | $ 3,762,000 | $ 134,000 | $ 71,000 |
| Calhoun County Alabama | 27 | $ 2,614,000 | $ 96,000 | $ 52,000 |
| Talladega County Alabama | 25 | $ 3,133,000 | $ 125,000 | $ 58,000 |
| Blount County Alabama | 20 | $ 2,187,000 | $ 109,000 | $ 55,000 |
| Sumter County Alabama | 17 | $ 1,308,000 | $ 76,000 | $ 54,000 |
| Morgan County Alabama | 15 | $ 1,599,000 | $ 106,000 | $ 61,000 |
| Pickens County Alabama | 13 | $ 1,321,000 | $ 101,000 | $ 60,000 |
| Greene County Alabama | 11 | $ 881,000 | $ 80,000 | $ 47,000 |
| Marion County Alabama | 11 | $ 732,000 | $ 66,000 | $ 37,000 |
| Lee County Alabama | 8 | $ 1,192,000 | $ 149,000 | $ 54,000 |
| Fayette County Alabama | 6 | $ 490,000 | $ 81,000 | $ 36,000 |
| Marshall County Alabama | 6 | $ 741,000 | $ 123,000 | $ 102,000 |
| Cherokee County Alabama | 5 | $ 881,000 | $ 176,000 | $ 82,000 |
| DeKalb County Alabama | 5 | $ 515,000 | $ 103,000 | $ 56,000 |
| Walker County Alabama | 5 | $ 426,000 | $ 85,000 | $ 50,000 |
| Sevier County Tennessee | 5 | $ 801,000 | $ 160,000 | $ 111,000 |
| Lamar County Alabama | 4 | $ 192,000 | $ 48,000 | $ 40,000 |
| Walton County Florida | 4 | $ 1,003,000 | $ 250,000 | $ 227,000 |
| Davidson County Tennessee | 4 | $ 595,000 | $ 148,000 | $ 66,000 |
| Cullman County Alabama | 3 | $ 296,000 | $ 98,000 | $ 74,000 |
| Jackson County Alabama | 3 | $ 225,000 | $ 75,000 | $ 53,000 |
| Lauderdale County Alabama | 3 | $ 221,000 | $ 73,000 | $ 58,000 |
| Montgomery County Alabama | 3 | $ 248,000 | $ 82,000 | $ 34,000 |
| Lincoln County Tennessee | 3 | $ 240,000 | $ 80,000 | $ 75,000 |
| Chilton County Alabama | 2 | $ 365,000 | $ 182,000 | $ 63,000 |
| Clarke County Alabama | 2 | $ 51,000 | $ 25,000 | $ 51,000 |
| Coffee County Alabama | 2 | $ 202,000 | $ 101,000 | $ 62,000 |
| Coosa County Alabama | 2 | $ 205,000 | $ 102,000 | $ 44,000 |
| Dallas County Alabama | 2 | $ 85,000 | $ 42,000 | $ 34,000 |
| Franklin County Alabama | 2 | $ 530,000 | $ 265,000 | $ 134,000 |
| Perry County Alabama | 2 | $ 319,000 | $ 159,000 | $ 58,000 |
| Russell County Alabama | 2 | $ 107,000 | $ 53,000 | $ 35,000 |
| Tallapoosa County Alabama | 2 | $ 218,000 | $ 109,000 | $ 117,000 |
| Marion County Florida | 2 | $ 379,000 | $ 189,000 | $ 166,000 |
| Okaloosa County Florida | 2 | $ 345,000 | $ 172,000 | $ 53,000 |
| Franklin County Tennessee | 2 | $ 231,000 | $ 115,000 | $ 57,000 |
| Hamilton County Tennessee | 2 | $ 423,000 | $ 211,000 | $ 147,000 |
| Choctaw County Alabama | 1 | $ 82,000 | $ 82,000 | $ 39,000 |
| Elmore County Alabama | 1 | $ 70,000 | $ 70,000 | $ 103,000 |
| Lawrence County Alabama | 1 | $ 101,000 | $ 101,000 | $ 290,000 |
| Washington County Alabama | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Garland County Arkansas | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Bay County Florida | 1 | $ 520,000 | $ 520,000 | $ 165,000 |
| Hall County Georgia | 1 | $ 344,000 | $ 344,000 | $ 100,000 |
| Lee County Georgia | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Laurel County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 30,000 |
| Oldham County Kentucky | 1 | $ 172,000 | $ 172,000 | $ 102,000 |
| DeSoto County Mississippi | 1 | $ 133,000 | $ 133,000 | $ 38,000 |
| Jackson County Mississippi | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
| Lauderdale County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Lowndes County Mississippi | 1 | $ 290,000 | $ 290,000 | $ 108,000 |
| Chatham County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 191,000 |
| Guilford County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 191,000 |
| Giles County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Jefferson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Knox County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Rutherford County Tennessee | 1 | $ 208,000 | $ 208,000 | $ 55,000 |
| Sumner County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Williamson County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Wilson County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 41,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Federal Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,047 | $357,120,000 | $117,000 | $840,000 | $65,000 | $1,042,000 |
| Home Improvement | 175 | $25,335,000 | $144,000 | $801,000 | $73,000 | $396,000 |
| Refinancing | 143 | $21,829,000 | $152,000 | $413,000 | $74,000 | $290,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,753 | $337,754,000 | $122,000 | $840,000 | $68,000 | $1,042,000 |
| Black or African American | 385 | $38,001,000 | $98,000 | $431,000 | $48,000 | $182,000 |
| Not Provided | 145 | $18,009,000 | $124,000 | $489,000 | $63,000 | $290,000 |
| Asian | 34 | $5,190,000 | $152,000 | $720,000 | $96,000 | $657,000 |
| Hispanic | 32 | $3,632,000 | $113,000 | $203,000 | $57,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,145,000 | $143,000 | $387,000 | $128,000 | $460,000 |
| American Indian or Alaskan Native | 8 | $553,000 | $69,000 | $136,000 | $41,000 | $72,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,018 | $287,806,000 | $142,000 | $840,000 | $80,000 | $1,042,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 622 | $22,724,000 | $36,000 | $256,000 | $40,000 | $106,000 |
| FHA-insured (Federal Housing Administration) | 588 | $70,336,000 | $119,000 | $343,000 | $47,000 | $275,000 |
| VA-guaranteed (Veterans Administration) | 137 | $23,418,000 | $170,000 | $415,000 | $61,000 | $167,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,966 | $355,519,000 | $119,000 | $801,000 | $67,000 | $1,042,000 |
| Application Denied By Financial Institution | 196 | $24,100,000 | $122,000 | $840,000 | $51,000 | $298,000 |
| File Closed For Incompleteness | 160 | $20,429,000 | $127,000 | $417,000 | $68,000 | $277,000 |
| Application Approved But Not Accepted | 27 | $2,322,000 | $86,000 | $270,000 | $53,000 | $191,000 |
| Application Withdrawn By Applicant | 16 | $1,914,000 | $119,000 | $255,000 | $57,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 114 | $12,918,000 | $113,000 | $757,000 | $44,000 | $294,000 |
| Collateral | 23 | $2,698,000 | $117,000 | $580,000 | $76,000 | $298,000 |
| Credit Application Incomplete | 19 | $3,041,000 | $160,000 | $660,000 | $55,000 | $120,000 |
| Debt-To-Income Ratio | 14 | $1,766,000 | $126,000 | $231,000 | $38,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,397,000 | $127,000 | $280,000 | $43,000 | $120,000 |
| Other | 7 | $562,000 | $80,000 | $168,000 | $61,000 | $121,000 |
| Unverifiable Information | 5 | $1,437,000 | $287,000 | $840,000 | $120,000 | $294,000 |
| Employment History | 3 | $281,000 | $93,000 | $100,000 | $43,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.