First Financial Bank NA Mortgage Lending & HMDA Data, 2025

In 2025, First Financial Bank NA of Terre Haute, IN reported 2,914 mortgage applications totaling $546.8 million, up 28% from 2024. The average application was for $187,645, and applicants reported an average income of $113,039. 56% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Terre Haute, IN (1,103), Nashville-Davidson--Murfreesboro--Franklin, TN (87) and Chattanooga, TN-GA (69) (applications in parentheses).

Mortgage Company & Address First Financial Bank NA
1401 S. Third St.
Terre Haute, IN 47802
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,914
Total Mortgage Loan Application Amount $546,800,000
Average Mortgage Loan Application Amount $187,645
Highest Mortgage Loan Application Amount $24,015,000
Average Applicant Income $113,039
Highest Applicant Income $8,710,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Financial Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Financial Bank NA by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Vigo, Indiana 676 $ 71,580,000 $ 105,887 $ 100,000
Sullivan, Indiana 146 $ 13,340,000 $ 91,369 $ 94,000
Vermillion, Indiana 146 $ 11,150,000 $ 76,369 $ 77,000
Clay, Indiana 135 $ 11,115,000 $ 82,333 $ 93,000
Rhea, Tennessee 83 $ 14,375,000 $ 173,192 $ 109,000
Vermilion, Illinois 81 $ 6,265,000 $ 77,345 $ 91,000
Parke, Indiana 81 $ 6,875,000 $ 84,876 $ 99,000
Hopkins, Kentucky 61 $ 6,675,000 $ 109,426 $ 102,000
Greene, Indiana 57 $ 6,215,000 $ 109,035 $ 87,000
Crawford, Illinois 52 $ 2,970,000 $ 57,115 $ 87,000
Knox, Indiana 49 $ 28,935,000 $ 590,510 $ 91,000
Champaign, Illinois 48 $ 6,700,000 $ 139,583 $ 121,000
Cheatham, Tennessee 38 $ 4,980,000 $ 131,052 $ 97,000
Clark, Illinois 37 $ 3,565,000 $ 96,351 $ 94,000
Hamilton, Tennessee 34 $ 15,110,000 $ 444,411 $ 137,000
Coles, Illinois 32 $ 1,550,000 $ 48,437 $ 82,000
Daviess, Indiana 31 $ 4,225,000 $ 136,290 $ 141,000
Jasper, Illinois 29 $ 2,175,000 $ 75,000 $ 74,000
Christian, Kentucky 27 $ 8,405,000 $ 311,296 $ 418,000
Lawrence, Illinois 24 $ 1,590,000 $ 66,250 $ 71,000
Marion, Indiana 24 $ 5,380,000 $ 224,166 $ 149,000
Walker, Georgia 23 $ 3,005,000 $ 130,652 $ 78,000
Putnam, Indiana 23 $ 1,965,000 $ 85,434 $ 98,000
Marshall, Kentucky 23 $ 1,755,000 $ 76,304 $ 81,000
Richland, Illinois 21 $ 1,065,000 $ 50,714 $ 78,000
Montgomery, Tennessee 21 $ 30,685,000 $ 1,461,190 $ 160,000
Davidson, Tennessee 20 $ 37,530,000 $ 1,876,500 $ 228,000
Meigs, Tennessee 20 $ 2,210,000 $ 110,500 $ 94,000
Obion, Tennessee 20 $ 1,940,000 $ 97,000 $ 85,000
Warren, Kentucky 19 $ 4,575,000 $ 240,789 $ 219,000
Marion, Illinois 18 $ 2,360,000 $ 131,111 $ 85,000
Calloway, Kentucky 18 $ 2,150,000 $ 119,444 $ 71,000
Roane, Tennessee 18 $ 4,560,000 $ 253,333 $ 115,000
Owen, Indiana 17 $ 2,325,000 $ 136,764 $ 124,000
Edgar, Illinois 16 $ 1,010,000 $ 63,125 $ 88,000
Livingston, Illinois 16 $ 870,000 $ 54,375 $ 77,000
McLean, Illinois 16 $ 1,870,000 $ 116,875 $ 118,000
Trigg, Kentucky 16 $ 1,070,000 $ 66,875 $ 99,000
Wayne, Illinois 15 $ 805,000 $ 53,666 $ 59,000
Bledsoe, Tennessee 15 $ 1,355,000 $ 90,333 $ 66,000
Knox, Tennessee 15 $ 3,355,000 $ 223,666 $ 176,000
Graves, Kentucky 12 $ 980,000 $ 81,666 $ 88,000
Hancock, Kentucky 12 $ 440,000 $ 36,666 $ 92,000
Allen, Indiana 11 $ 13,115,000 $ 1,192,272 $ 185,000
Vanderburgh, Indiana 11 $ 1,225,000 $ 111,363 $ 67,000
Fulton, Kentucky 11 $ 665,000 $ 60,454 $ 344,000
Franklin, Illinois 10 $ 400,000 $ 40,000 $ 56,000
Hendricks, Indiana 10 $ 2,060,000 $ 206,000 $ 138,000
Catoosa, Georgia 9 $ 985,000 $ 109,444 $ 101,000
Hamilton, Indiana 9 $ 2,725,000 $ 302,777 $ 409,000
Monroe, Indiana 9 $ 7,155,000 $ 795,000 $ 694,000
Polk, Tennessee 9 $ 1,505,000 $ 167,222 $ 94,000
Jefferson, Illinois 8 $ 670,000 $ 83,750 $ 69,000
Fountain, Indiana 8 $ 740,000 $ 92,500 $ 87,000
Morgan, Indiana 8 $ 1,390,000 $ 173,750 $ 87,000
Blount, Tennessee 8 $ 2,300,000 $ 287,500 $ 103,000
Breckinridge, Kentucky 7 $ 415,000 $ 59,285 $ 75,000
Wilson, Tennessee 7 $ 2,345,000 $ 335,000 $ 148,000
Johnson, Indiana 6 $ 7,710,000 $ 1,285,000 $ 575,000
Bradley, Tennessee 6 $ 1,070,000 $ 178,333 $ 110,000
Houston, Tennessee 6 $ 750,000 $ 125,000 $ 90,000
Cumberland, Illinois 5 $ 425,000 $ 85,000 $ 110,000
Lawrence, Indiana 5 $ 1,885,000 $ 377,000 $ 378,000
Caldwell, Kentucky 5 $ 335,000 $ 67,000 $ 49,000
Daviess, Kentucky 5 $ 305,000 $ 61,000 $ 45,000
Todd, Kentucky 5 $ 595,000 $ 119,000 $ 82,000
Loudon, Tennessee 5 $ 1,395,000 $ 279,000 $ 181,000
Morgan, Tennessee 5 $ 285,000 $ 57,000 $ 48,000
Williamson, Tennessee 5 $ 1,605,000 $ 321,000 $ 272,000
Douglas, Illinois 4 $ 360,000 $ 90,000 $ 77,000
Dubois, Indiana 4 $ 1,330,000 $ 332,500 $ 295,000
Gibson, Indiana 4 $ 140,000 $ 35,000 $ 75,000
Edmonson, Kentucky 4 $ 240,000 $ 60,000 $ 84,000
Robertson, Tennessee 4 $ 700,000 $ 175,000 $ 141,000
Rutherford, Tennessee 4 $ 2,320,000 $ 580,000 $ 164,000
Edwards, Illinois 3 $ 245,000 $ 81,666 $ 110,000
Effingham, Illinois 3 $ 225,000 $ 75,000 $ 106,000
Tazewell, Illinois 3 $ 1,955,000 $ 651,666 $ 1,404,000
White, Illinois 3 $ 215,000 $ 71,666 $ 37,000
Williamson, Illinois 3 $ 265,000 $ 88,333 $ 72,000
Delaware, Indiana 3 $ 11,945,000 $ 3,981,666 $ 108,000
Henry, Indiana 3 $ 215,000 $ 71,666 $ 64,000
Howard, Indiana 3 $ 14,725,000 $ 4,908,333 $ 202,000
Pike, Indiana 3 $ 325,000 $ 108,333 $ 392,000
Warrick, Indiana 3 $ 75,000 $ 25,000 $ 19,000
Hickman, Kentucky 3 $ 215,000 $ 71,666 $ 80,000
Livingston, Kentucky 3 $ 295,000 $ 98,333 $ 72,000
McCracken, Kentucky 3 $ 375,000 $ 125,000 $ 129,000
Maury, Tennessee 3 $ 525,000 $ 175,000 $ 92,000
Sequatchie, Tennessee 3 $ 595,000 $ 198,333 $ 36,000
Stewart, Tennessee 3 $ 285,000 $ 95,000 $ 197,000
Maricopa, Arizona 2 $ 930,000 $ 465,000 $ 414,000
Jefferson, Colorado 2 $ 1,060,000 $ 530,000 $ 208,000
Duval, Florida 2 $ 290,000 $ 145,000 $ 2,011,000
Clay, Illinois 2 $ 180,000 $ 90,000 $ 79,000
Hamilton, Illinois 2 $ 240,000 $ 120,000 $ 112,000
Iroquois, Illinois 2 $ 370,000 $ 185,000 $ 157,000
Moultrie, Illinois 2 $ 40,000 $ 20,000 $ 60,000
Perry, Illinois 2 $ 120,000 $ 60,000 $ 39,000
Sangamon, Illinois 2 $ 240,000 $ 120,000 $ 132,000
Jackson, Indiana 2 $ 190,000 $ 95,000 $ 86,000
Madison, Indiana 2 $ 2,250,000 $ 1,125,000 $ 246,000
Orange, Indiana 2 $ 270,000 $ 135,000 $ 112,000
Perry, Indiana 2 $ 110,000 $ 55,000 $ 109,000
Steuben, Indiana 2 $ 80,000 $ 40,000 $ 79,000
Warren, Indiana 2 $ 430,000 $ 215,000 $ 207,000
Whitley, Indiana 2 $ 710,000 $ 355,000 $ 284,000
Ohio, Kentucky 2 $ 240,000 $ 120,000 $ 58,000
Clark, Nevada 2 $ 1,890,000 $ 945,000 $ 600,000
Anderson, Tennessee 2 $ 450,000 $ 225,000 $ 67,000
Cannon, Tennessee 2 $ 790,000 $ 395,000 $ 84,000
Dickson, Tennessee 2 $ 110,000 $ 55,000 $ 119,000
Sevier, Tennessee 2 $ 1,030,000 $ 515,000 $ 135,000
Sumner, Tennessee 2 $ 890,000 $ 445,000 $ 229,000
Jefferson, Alabama 1 $ 225,000 $ 225,000 $ 65,000
Tallapoosa, Alabama 1 $ 345,000 $ 345,000 $ 117,000
Walker, Alabama 1 $ 255,000 $ 255,000 $ 81,000
Riverside, California 1 $ 445,000 $ 445,000 $ 659,000
Lake, Florida 1 $ 265,000 $ 265,000 $ 107,000
Lee, Florida 1 $ 405,000 $ 405,000 $ 166,000
Manatee, Florida 1 $ 305,000 $ 305,000 $ 116,000
Coweta, Georgia 1 $ 305,000 $ 305,000 $ 265,000
Whitfield, Georgia 1 $ 105,000 $ 105,000 $ 96,000
Clinton, Illinois 1 $ 85,000 $ 85,000 $ 181,000
De Witt, Illinois 1 $ 215,000 $ 215,000 $ 222,000
Ford, Illinois 1 $ 235,000 $ 235,000 $ 325,000
Kane, Illinois 1 $ 355,000 $ 355,000 $ 140,000
Macon, Illinois 1 $ 35,000 $ 35,000 $ 108,000
Piatt, Illinois 1 $ 85,000 $ 85,000 $ 157,000
St. Clair, Illinois 1 $ 175,000 $ 175,000 $ 625,000
Wabash, Illinois 1 $ 55,000 $ 55,000 $ 0
Woodford, Illinois 1 $ 105,000 $ 105,000 $ 40,000
Brown, Indiana 1 $ 295,000 $ 295,000 $ 126,000
Cass, Indiana 1 $ 65,000 $ 65,000 $ 12,000
Dearborn, Indiana 1 $ 75,000 $ 75,000 $ 111,000
DeKalb, Indiana 1 $ 295,000 $ 295,000 $ 101,000
Grant, Indiana 1 $ 5,125,000 $ 5,125,000 $ 0
Jennings, Indiana 1 $ 85,000 $ 85,000 $ 67,000
LaPorte, Indiana 1 $ 65,000 $ 65,000 $ 110,000
Montgomery, Indiana 1 $ 15,000 $ 15,000 $ 155,000
Noble, Indiana 1 $ 205,000 $ 205,000 $ 714,000
Porter, Indiana 1 $ 705,000 $ 705,000 $ 700,000
Tippecanoe, Indiana 1 $ 12,005,000 $ 12,005,000 $ 0
Wells, Indiana 1 $ 805,000 $ 805,000 $ 123,000
White, Indiana 1 $ 55,000 $ 55,000 $ 48,000
Wapello, Iowa 1 $ 65,000 $ 65,000 $ 24,000
Ballard, Kentucky 1 $ 35,000 $ 35,000 $ 45,000
Fayette, Kentucky 1 $ 495,000 $ 495,000 $ 297,000
Henderson, Kentucky 1 $ 25,000 $ 25,000 $ 0
Jefferson, Kentucky 1 $ 255,000 $ 255,000 $ 168,000
Larue, Kentucky 1 $ 235,000 $ 235,000 $ 186,000
Logan, Kentucky 1 $ 75,000 $ 75,000 $ 44,000
Meade, Kentucky 1 $ 85,000 $ 85,000 $ 221,000
Webster, Kentucky 1 $ 15,000 $ 15,000 $ 72,000
Jackson, Mississippi 1 $ 145,000 $ 145,000 $ 47,000
Taney, Missouri 1 $ 155,000 $ 155,000 $ 85,000
Cape May, New Jersey 1 $ 725,000 $ 725,000 $ 837,000
Santa Fe, New Mexico 1 $ 485,000 $ 485,000 $ 304,000
Wake, North Carolina 1 $ 19,105,000 $ 19,105,000 $ 0
Preble, Ohio 1 $ 105,000 $ 105,000 $ 86,000
Campbell, Tennessee 1 $ 35,000 $ 35,000 $ 84,000
Coffee, Tennessee 1 $ 135,000 $ 135,000 $ 41,000
DeKalb, Tennessee 1 $ 165,000 $ 165,000 $ 261,000
Fentress, Tennessee 1 $ 235,000 $ 235,000 $ 115,000
Henry, Tennessee 1 $ 105,000 $ 105,000 $ 74,000
Madison, Tennessee 1 $ 405,000 $ 405,000 $ 110,000
McMinn, Tennessee 1 $ 105,000 $ 105,000 $ 68,000
Sullivan, Tennessee 1 $ 375,000 $ 375,000 $ 113,000
Wayne, Tennessee 1 $ 1,755,000 $ 1,755,000 $ 1,142,000

Mortgage Loan Application Detail Totals for First Financial Bank NA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 952 $354,580,000 $372,000 $24,015,000 $135,000 $8,710,000
Home Improvement 777 $46,215,000 $59,000 $805,000 $97,000 $1,476,000
Refinancing 635 $91,725,000 $144,000 $19,105,000 $104,000 $1,142,000
Other Purpose 437 $34,715,000 $79,000 $1,005,000 $111,000 $3,539,000
Cash-out Refinancing 113 $19,565,000 $173,000 $1,005,000 $97,000 $549,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,615 $317,415,000 $121,000 $2,805,000 $106,000 $4,250,000
Black or African American 76 $8,250,000 $108,000 $545,000 $99,000 $792,000
Not applicable 67 $174,615,000 $2,606,000 $24,015,000 $0 $0
Not Provided 55 $12,695,000 $230,000 $705,000 $187,000 $3,707,000
Asian 55 $27,195,000 $494,000 $5,455,000 $371,000 $8,710,000
Hispanic 33 $4,855,000 $147,000 $705,000 $96,000 $368,000
American Indian or Alaskan Native 11 $1,445,000 $131,000 $255,000 $88,000 $256,000
Native Hawaiian or Other Pacific Islander 1 $105,000 $105,000 $105,000 $40,000 $40,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,774 $527,010,000 $189,000 $24,015,000 $115,000 $8,710,000
FHA-insured (Federal Housing Administration) 94 $13,710,000 $145,000 $435,000 $71,000 $231,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 39 $4,075,000 $104,000 $215,000 $55,000 $125,000
VA-guaranteed (Veterans Administration) 7 $2,005,000 $286,000 $495,000 $130,000 $240,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,646 $357,620,000 $217,000 $24,015,000 $129,000 $8,710,000
Application Denied By Financial Institution 712 $69,760,000 $97,000 $1,705,000 $77,000 $920,000
Preapproval Denied by Financial Institution 153 $27,605,000 $180,000 $1,605,000 $72,000 $455,000
Application Withdrawn By Applicant 122 $39,920,000 $327,000 $6,505,000 $140,000 $910,000
Application Approved But Not Accepted 114 $15,510,000 $136,000 $965,000 $105,000 $613,000
Preapproval Approved but not Accepted 110 $24,490,000 $222,000 $1,385,000 $125,000 $3,707,000
File Closed For Incompleteness 54 $11,610,000 $215,000 $875,000 $156,000 $2,011,000
Loan Purchased By The Institution 3 $285,000 $95,000 $125,000 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,049 $449,435,000 $219,000 $24,015,000 $129,000 $8,710,000
Debt-To-Income Ratio 337 $53,355,000 $158,000 $1,705,000 $67,000 $466,000
Credit History 295 $22,015,000 $74,000 $635,000 $74,000 $920,000
Collateral 108 $9,190,000 $85,000 $475,000 $93,000 $273,000
Other 60 $6,100,000 $101,000 $445,000 $108,000 $792,000
Unverifiable Information 27 $2,265,000 $83,000 $305,000 $80,000 $499,000
Employment History 19 $1,925,000 $101,000 $215,000 $65,000 $157,000
Insufficient Cash (Downpayment, Closing Cost) 19 $2,515,000 $132,000 $395,000 $65,000 $124,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank NA's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Financial Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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