First Federal Savings and Loan Association of Pascagoula - Moss Point Mortgage Lending & HMDA Data, 2014
In 2014, First Federal Savings and Loan Association of Pascagoula - Moss Point of Pascagoula, MS reported 287 mortgage applications totaling $40.7 million, down 14% from 2013. The average application was for $141,919, and applicants reported an average income of $90,926. 75% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Gulfport-Biloxi-Pascagoula, MS (240), Mobile, AL (6) and Hattiesburg, MS (2) (applications in parentheses).
| Mortgage Company & Address | First Federal Savings and Loan Association of Pascagoula - Moss Point 903 Jackson Avenue Pascagoula, MS 39567 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 287 |
| Total Mortgage Loan Application Amount | $40,731,000 |
| Average Mortgage Loan Application Amount | $141,919 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $90,926 |
| Highest Applicant Income | $508,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Savings and Loan Association of Pascagoula - Moss Point filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gulfport-Biloxi-Pascagoula, MS | 240 | $ 33,743,000 | $ 140,595 | $ 91,000 |
| Mobile, AL | 6 | $ 1,543,000 | $ 257,166 | $ 126,000 |
| Hattiesburg, MS | 2 | $ 233,000 | $ 116,500 | $ 62,000 |
| Columbus, GA-AL | 1 | $ 213,000 | $ 213,000 | $ 129,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for First Federal Savings and Loan Association of Pascagoula - Moss Point in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 178 | $27,755,000 | $155,000 | $900,000 | $99,000 | $508,000 |
| Refinancing | 85 | $10,729,000 | $126,000 | $400,000 | $74,000 | $327,000 |
| Home Improvement | 24 | $2,247,000 | $93,000 | $250,000 | $91,000 | $225,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 239 | $35,505,000 | $148,000 | $900,000 | $98,000 | $508,000 |
| Black or African American | 40 | $4,416,000 | $110,000 | $272,000 | $60,000 | $168,000 |
| Asian | 4 | $489,000 | $122,000 | $204,000 | $62,000 | $126,000 |
| Hispanic | 2 | $227,000 | $113,000 | $175,000 | $83,000 | $86,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $69,000 | $69,000 | $69,000 | $53,000 | $53,000 |
| Not applicable | 1 | $25,000 | $25,000 | $25,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 280 | $39,837,000 | $142,000 | $900,000 | $92,000 | $508,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $894,000 | $127,000 | $257,000 | $58,000 | $134,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 215 | $31,397,000 | $146,000 | $550,000 | $97,000 | $508,000 |
| Application Denied By Financial Institution | 48 | $5,393,000 | $112,000 | $272,000 | $63,000 | $168,000 |
| Application Withdrawn By Applicant | 15 | $2,477,000 | $165,000 | $900,000 | $101,000 | $494,000 |
| Application Approved But Not Accepted | 6 | $629,000 | $104,000 | $196,000 | $68,000 | $123,000 |
| File Closed For Incompleteness | 3 | $835,000 | $278,000 | $400,000 | $147,000 | $171,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 33 | $3,457,000 | $104,000 | $272,000 | $68,000 | $168,000 |
| Debt-To-Income Ratio | 6 | $658,000 | $109,000 | $150,000 | $32,000 | $46,000 |
| Other | 5 | $670,000 | $134,000 | $257,000 | $61,000 | $134,000 |
| Collateral | 2 | $380,000 | $190,000 | $200,000 | $93,000 | $127,000 |
| Employment History | 1 | $152,000 | $152,000 | $152,000 | $59,000 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $76,000 | $76,000 | $76,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Savings and Loan Association of Pascagoula - Moss Point's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Savings and Loan Association of Pascagoula - Moss Point's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About