First Interstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First Interstate Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Interstate Bank Po Box 30918 Billings, MT 59116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,303 |
| Total Mortgage Loan Application Amount | $1,151,704,000 |
| Average Mortgage Loan Application Amount | $135,000 |
| Highest Mortgage Loan Application Amount | $4,700,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $6,001,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First Interstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Interstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First Interstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Interstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Interstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Interstate Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Yellowstone County Montana | 838 | $ 125,032,000 | $ 149,000 | $ 79,000 |
| Natrona County Wyoming | 719 | $ 112,810,000 | $ 156,000 | $ 92,000 |
| Cascade County Montana | 591 | $ 42,793,000 | $ 72,000 | $ 70,000 |
| Missoula County Montana | 562 | $ 107,270,000 | $ 190,000 | $ 116,000 |
| Laramie County Wyoming | 501 | $ 80,979,000 | $ 161,000 | $ 78,000 |
| Sheridan County Wyoming | 475 | $ 80,429,000 | $ 169,000 | $ 82,000 |
| Gallatin County Montana | 426 | $ 82,362,000 | $ 193,000 | $ 105,000 |
| Flathead County Montana | 298 | $ 53,292,000 | $ 178,000 | $ 126,000 |
| Fremont County Wyoming | 298 | $ 39,589,000 | $ 132,000 | $ 78,000 |
| Campbell County Wyoming | 296 | $ 48,002,000 | $ 162,000 | $ 80,000 |
| Teton County Wyoming | 261 | $ 77,203,000 | $ 295,000 | $ 152,000 |
| Lawrence County South Dakota | 211 | $ 37,217,000 | $ 176,000 | $ 89,000 |
| Custer County Montana | 152 | $ 11,038,000 | $ 72,000 | $ 64,000 |
| Pennington County South Dakota | 147 | $ 18,878,000 | $ 128,000 | $ 145,000 |
| Lewis and Clark County Montana | 145 | $ 21,103,000 | $ 145,000 | $ 74,000 |
| Carbon County Montana | 107 | $ 18,579,000 | $ 173,000 | $ 93,000 |
| Meade County South Dakota | 106 | $ 13,834,000 | $ 130,000 | $ 68,000 |
| Johnson County Wyoming | 100 | $ 14,879,000 | $ 148,000 | $ 66,000 |
| Ravalli County Montana | 99 | $ 16,829,000 | $ 169,000 | $ 84,000 |
| Park County Montana | 95 | $ 15,016,000 | $ 158,000 | $ 84,000 |
| Albany County Wyoming | 88 | $ 20,913,000 | $ 237,000 | $ 105,000 |
| Rosebud County Montana | 82 | $ 4,735,000 | $ 57,000 | $ 65,000 |
| Lake County Montana | 80 | $ 18,299,000 | $ 228,000 | $ 121,000 |
| Butte County South Dakota | 68 | $ 7,909,000 | $ 116,000 | $ 62,000 |
| Lincoln County Montana | 64 | $ 10,248,000 | $ 160,000 | $ 70,000 |
| Custer County South Dakota | 61 | $ 8,164,000 | $ 133,000 | $ 76,000 |
| Teton County Idaho | 39 | $ 12,255,000 | $ 314,000 | $ 68,000 |
| Fall River County South Dakota | 37 | $ 4,186,000 | $ 113,000 | $ 79,000 |
| Big Horn County Montana | 36 | $ 3,150,000 | $ 87,000 | $ 67,000 |
| Crook County Wyoming | 30 | $ 4,745,000 | $ 158,000 | $ 81,000 |
| Lincoln County Wyoming | 20 | $ 3,484,000 | $ 174,000 | $ 91,000 |
| Hot Springs County Wyoming | 18 | $ 1,628,000 | $ 90,000 | $ 60,000 |
| Converse County Wyoming | 17 | $ 2,344,000 | $ 137,000 | $ 94,000 |
| Jefferson County Montana | 15 | $ 3,103,000 | $ 206,000 | $ 82,000 |
| Stillwater County Montana | 14 | $ 1,691,000 | $ 120,000 | $ 322,000 |
| Carbon County Wyoming | 13 | $ 1,437,000 | $ 110,000 | $ 67,000 |
| Sublette County Wyoming | 13 | $ 3,141,000 | $ 241,000 | $ 171,000 |
| Weston County Wyoming | 13 | $ 1,802,000 | $ 138,000 | $ 73,000 |
| Silver Bow County Montana | 12 | $ 1,280,000 | $ 106,000 | $ 61,000 |
| Musselshell County Montana | 10 | $ 1,481,000 | $ 148,000 | $ 53,000 |
| Broadwater County Montana | 7 | $ 1,002,000 | $ 143,000 | $ 54,000 |
| Mineral County Montana | 7 | $ 1,450,000 | $ 207,000 | $ 53,000 |
| Chouteau County Montana | 6 | $ 828,000 | $ 138,000 | $ 73,000 |
| Sanders County Montana | 6 | $ 900,000 | $ 150,000 | $ 52,000 |
| Sweetwater County Wyoming | 6 | $ 868,000 | $ 144,000 | $ 52,000 |
| Fergus County Montana | 5 | $ 400,000 | $ 80,000 | $ 50,000 |
| Glacier County Montana | 5 | $ 309,000 | $ 61,000 | $ 70,000 |
| Madison County Montana | 5 | $ 1,190,000 | $ 238,000 | $ 200,000 |
| Phillips County Montana | 5 | $ 1,271,000 | $ 254,000 | $ 220,000 |
| Goshen County Wyoming | 5 | $ 583,000 | $ 116,000 | $ 31,000 |
| Platte County Wyoming | 5 | $ 645,000 | $ 129,000 | $ 72,000 |
| Larimer County Colorado | 4 | $ 534,000 | $ 133,000 | $ 38,000 |
| Blaine County Montana | 4 | $ 421,000 | $ 105,000 | $ 78,000 |
| Hill County Montana | 4 | $ 446,000 | $ 111,000 | $ 50,000 |
| Toole County Montana | 4 | $ 361,000 | $ 90,000 | $ 80,000 |
| Treasure County Montana | 4 | $ 386,000 | $ 96,000 | $ 67,000 |
| Park County Wyoming | 4 | $ 585,000 | $ 146,000 | $ 64,000 |
| Fallon County Montana | 3 | $ 460,000 | $ 153,000 | $ 71,000 |
| Garfield County Montana | 3 | $ 105,000 | $ 35,000 | $ 83,000 |
| Teton County Montana | 3 | $ 259,000 | $ 86,000 | $ 46,000 |
| Uinta County Wyoming | 3 | $ 205,000 | $ 68,000 | $ 109,000 |
| Jefferson County Colorado | 2 | $ 294,000 | $ 147,000 | $ 72,000 |
| Deer Lodge County Montana | 2 | $ 497,000 | $ 248,000 | $ 52,000 |
| Granite County Montana | 2 | $ 345,000 | $ 172,000 | $ 75,000 |
| Judith Basin County Montana | 2 | $ 114,000 | $ 57,000 | $ 642,000 |
| Pondera County Montana | 2 | $ 128,000 | $ 64,000 | $ 42,000 |
| Powder River County Montana | 2 | $ 95,000 | $ 47,000 | $ 43,000 |
| Big Horn County Wyoming | 2 | $ 287,000 | $ 143,000 | $ 33,000 |
| Cochise County Arizona | 1 | $ 111,000 | $ 111,000 | $ 311,000 |
| Mohave County Arizona | 1 | $ 222,000 | $ 222,000 | $ 117,000 |
| Yuma County Arizona | 1 | $ 294,000 | $ 294,000 | $ 373,000 |
| Riverside County California | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Denver County Colorado | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| El Paso County Colorado | 1 | $ 103,000 | $ 103,000 | $ 38,000 |
| Jackson County Colorado | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Morgan County Colorado | 1 | $ 3,000 | $ 3,000 | $ 97,000 |
| Teller County Colorado | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Weld County Colorado | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Bonneville County Idaho | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Beaverhead County Montana | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Carter County Montana | 1 | $ 28,000 | $ 28,000 | $ 71,000 |
| Powell County Montana | 1 | $ 124,000 | $ 124,000 | $ 29,000 |
| Prairie County Montana | 1 | $ 67,000 | $ 67,000 | $ 48,000 |
| Richland County Montana | 1 | $ 28,000 | $ 28,000 | $ 104,000 |
| Sweet Grass County Montana | 1 | $ 141,000 | $ 141,000 | $ 82,000 |
| Valley County Montana | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| Wheatland County Montana | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Adams County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 28,000 |
| Cedar County Nebraska | 1 | $ 162,000 | $ 162,000 | $ 144,000 |
| Douglas County Nebraska | 1 | $ 193,000 | $ 193,000 | $ 648,000 |
| McKenzie County North Dakota | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Stark County North Dakota | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Harding County South Dakota | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Hughes County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Jackson County South Dakota | 1 | $ 23,000 | $ 23,000 | $ 56,000 |
| Utah County Utah | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Washakie County Wyoming | 1 | $ 179,000 | $ 179,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for First Interstate Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,531 | $628,487,000 | $177,000 | $4,700,000 | $98,000 | $6,001,000 |
| Home Purchase | 2,675 | $461,162,000 | $172,000 | $2,998,000 | $89,000 | $1,800,000 |
| Home Improvement | 1,097 | $62,055,000 | $56,000 | $607,000 | $71,000 | $870,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,572 | $1,023,570,000 | $155,000 | $2,250,000 | $94,000 | $6,001,000 |
| Not Provided | 219 | $38,437,000 | $175,000 | $1,680,000 | $90,000 | $696,000 |
| Not applicable | 175 | $50,874,000 | $290,000 | $4,700,000 | $4,000 | $224,000 |
| Hispanic | 169 | $20,736,000 | $122,000 | $417,000 | $74,000 | $373,000 |
| American Indian or Alaskan Native | 112 | $9,487,000 | $84,000 | $336,000 | $60,000 | $160,000 |
| Asian | 28 | $5,514,000 | $196,000 | $746,000 | $107,000 | $255,000 |
| Black or African American | 18 | $1,811,000 | $100,000 | $446,000 | $83,000 | $246,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,275,000 | $127,000 | $417,000 | $65,000 | $253,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,888 | $908,339,000 | $154,000 | $4,700,000 | $98,000 | $6,001,000 |
| FHA-insured (Federal Housing Administration) | 907 | $151,972,000 | $167,000 | $631,000 | $63,000 | $603,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 285 | $46,780,000 | $164,000 | $407,000 | $48,000 | $101,000 |
| VA-guaranteed (Veterans Administration) | 223 | $44,613,000 | $200,000 | $431,000 | $69,000 | $254,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,080 | $965,318,000 | $158,000 | $4,700,000 | $92,000 | $3,445,000 |
| Application Denied By Financial Institution | 648 | $91,661,000 | $141,000 | $1,680,000 | $72,000 | $6,001,000 |
| Application Approved But Not Accepted | 376 | $64,918,000 | $172,000 | $694,000 | $91,000 | $939,000 |
| Application Withdrawn By Applicant | 180 | $26,128,000 | $145,000 | $841,000 | $113,000 | $2,700,000 |
| File Closed For Incompleteness | 11 | $2,102,000 | $191,000 | $417,000 | $93,000 | $300,000 |
| Loan Purchased By The Institution | 8 | $1,577,000 | $197,000 | $363,000 | $91,000 | $224,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 33 | $1,331,000 | $40,000 | $362,000 | $40,000 | $140,000 |
| Credit History | 31 | $471,000 | $15,000 | $80,000 | $43,000 | $127,000 |
| Collateral | 3 | $130,000 | $43,000 | $45,000 | $72,000 | $146,000 |
| Other | 2 | $137,000 | $68,000 | $135,000 | $63,000 | $67,000 |
| Unverifiable Information | 1 | $159,000 | $159,000 | $159,000 | $42,000 | $42,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Interstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet
with aggregated HMDA statistics today.