First Midwest Bank Mortgage Lending & HMDA Data, 2017
In 2017, First Midwest Bank of Gurnee, IL reported 8,771 mortgage applications totaling $1.2 billion. The average application was for $133,028, and applicants reported an average income of $84,633. 42% of its applications resulted in an originated loan and 49% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (3,787), Gary, IN (622) and Lake County-Kenosha County, IL-WI (456) (applications in parentheses).
| Mortgage Company & Address | First Midwest Bank 300 N. Hunt Club Road Gurnee, IL 60031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 8,771 |
| Total Mortgage Loan Application Amount | $1,166,797,000 |
| Average Mortgage Loan Application Amount | $133,028 |
| Highest Mortgage Loan Application Amount | $25,500,000 |
| Average Applicant Income | $84,633 |
| Highest Applicant Income | $5,046,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Midwest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 3,787 | $ 625,739,000 | $ 165,233 | $ 100,000 |
| Gary, IN | 622 | $ 57,335,000 | $ 92,178 | $ 69,000 |
| Lake County-Kenosha County, IL-WI | 456 | $ 98,198,000 | $ 215,346 | $ 98,732 |
| Elgin, IL | 339 | $ 38,418,000 | $ 113,327 | $ 89,000 |
| Davenport-Moline-Rock Island, IA-IL | 173 | $ 10,524,000 | $ 60,832 | $ 70,000 |
| Danville, IL | 129 | $ 4,845,000 | $ 37,558 | $ 59,000 |
| Indianapolis-Carmel-Anderson, IN | 127 | $ 7,381,000 | $ 58,118 | $ 75,000 |
| New York-Jersey City-White Plains, NY-NJ | 111 | $ 3,204,000 | $ 28,864 | $ 69,720 |
| Atlanta-Sandy Springs-Roswell, GA | 76 | $ 2,620,000 | $ 34,473 | $ 66,000 |
| St. Louis, MO-IL | 61 | $ 17,697,000 | $ 290,114 | $ 69,852 |
| Tampa-St. Petersburg-Clearwater, FL | 56 | $ 3,273,000 | $ 58,446 | $ 64,000 |
| Orlando-Kissimmee-Sanford, FL | 52 | $ 1,471,000 | $ 28,288 | $ 66,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 49 | $ 2,373,000 | $ 48,428 | $ 87,000 |
| Boston, MA | 45 | $ 19,659,000 | $ 436,866 | $ 24,000 |
| Miami-Miami Beach-Kendall, FL | 44 | $ 1,817,000 | $ 41,295 | $ 58,000 |
| Cambridge-Newton-Framingham, MA | 42 | $ 15,001,000 | $ 357,166 | $ 40,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 42 | $ 2,484,000 | $ 59,142 | $ 81,214 |
| Charlotte-Concord-Gastonia, NC-SC | 38 | $ 531,000 | $ 13,973 | $ 70,552 |
| Rockford, IL | 38 | $ 6,823,000 | $ 179,552 | $ 72,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 38 | $ 5,112,000 | $ 134,526 | $ 93,473 |
| Champaign-Urbana, IL | 37 | $ 2,309,000 | $ 62,405 | $ 71,000 |
| Des Moines-West Des Moines, IA | 35 | $ 626,000 | $ 17,885 | $ 74,000 |
| Nassau County-Suffolk County, NY | 31 | $ 3,055,000 | $ 98,548 | $ 78,000 |
| Louisville/Jefferson County, KY-IN | 30 | $ 739,000 | $ 24,633 | $ 78,000 |
| Pittsburgh, PA | 30 | $ 413,000 | $ 13,766 | $ 71,000 |
| Denver-Aurora-Lakewood, CO | 29 | $ 1,600,000 | $ 55,172 | $ 82,000 |
| Kansas City, MO-KS | 29 | $ 380,000 | $ 13,103 | $ 73,137 |
| South Bend-Mishawaka, IN-MI | 29 | $ 6,682,000 | $ 230,413 | $ 62,551 |
| Rochester, NY | 25 | $ 354,000 | $ 14,160 | $ 79,000 |
| Montgomery County-Bucks County-Chester County, PA | 24 | $ 1,642,000 | $ 68,416 | $ 74,000 |
| Peoria, IL | 24 | $ 656,000 | $ 27,333 | $ 69,000 |
| Raleigh, NC | 24 | $ 696,000 | $ 29,000 | $ 64,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 24 | $ 970,000 | $ 40,416 | $ 91,000 |
| Cincinnati, OH-KY-IN | 23 | $ 286,000 | $ 12,434 | $ 62,043 |
| Columbus, OH | 22 | $ 22,998,000 | $ 1,045,363 | $ 61,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 22 | $ 2,124,000 | $ 96,545 | $ 100,000 |
| Cleveland-Elyria, OH | 21 | $ 289,000 | $ 13,761 | $ 52,000 |
| Kankakee, IL | 21 | $ 1,399,000 | $ 66,619 | $ 59,000 |
| Milwaukee-Waukesha-West Allis, WI | 21 | $ 2,278,000 | $ 108,476 | $ 51,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 20 | $ 220,000 | $ 11,000 | $ 66,000 |
| Philadelphia, PA | 20 | $ 231,000 | $ 11,550 | $ 65,000 |
| Richmond, VA | 18 | $ 885,000 | $ 49,166 | $ 86,000 |
| New Haven-Milford, CT | 17 | $ 243,000 | $ 14,294 | $ 72,000 |
| Albany-Schenectady-Troy, NY | 16 | $ 257,000 | $ 16,062 | $ 82,000 |
| Fort Wayne, IN | 16 | $ 1,571,000 | $ 98,187 | $ 58,000 |
| Jacksonville, FL | 16 | $ 2,352,000 | $ 147,000 | $ 51,000 |
| North Port-Sarasota-Bradenton, FL | 16 | $ 398,000 | $ 24,875 | $ 87,000 |
| Providence-Warwick, RI-MA | 16 | $ 389,000 | $ 24,312 | $ 69,125 |
| Omaha-Council Bluffs, NE-IA | 15 | $ 224,000 | $ 14,933 | $ 73,333 |
| Worcester, MA-CT | 15 | $ 737,000 | $ 49,133 | $ 71,266 |
| Youngstown-Warren-Boardman, OH-PA | 15 | $ 243,000 | $ 16,200 | $ 71,800 |
| Deltona-Daytona Beach-Ormond Beach, FL | 14 | $ 187,000 | $ 13,357 | $ 60,000 |
| Elkhart-Goshen, IN | 14 | $ 1,857,000 | $ 132,642 | $ 47,000 |
| Hartford-West Hartford-East Hartford, CT | 14 | $ 170,000 | $ 12,142 | $ 77,000 |
| Phoenix-Mesa-Scottsdale, AZ | 14 | $ 6,845,000 | $ 488,928 | $ 64,000 |
| Seattle-Bellevue-Everett, WA | 14 | $ 12,608,000 | $ 900,571 | $ 0 |
| Winston-Salem, NC | 14 | $ 204,000 | $ 14,571 | $ 97,000 |
| Bridgeport-Stamford-Norwalk, CT | 13 | $ 181,000 | $ 13,923 | $ 74,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 3,955,000 | $ 329,583 | $ 319,000 |
| Los Angeles-Long Beach-Glendale, CA | 12 | $ 9,541,000 | $ 795,083 | $ 32,000 |
| Manchester-Nashua, NH | 12 | $ 304,000 | $ 25,333 | $ 69,000 |
| Syracuse, NY | 12 | $ 166,000 | $ 13,833 | $ 50,000 |
| Akron, OH | 11 | $ 152,000 | $ 13,818 | $ 74,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 11 | $ 130,000 | $ 11,818 | $ 70,000 |
| Bloomington, IN | 11 | $ 245,000 | $ 22,272 | $ 57,000 |
| Cedar Rapids, IA | 11 | $ 377,000 | $ 34,272 | $ 78,000 |
| Charleston-North Charleston, SC | 11 | $ 672,000 | $ 61,090 | $ 56,000 |
| Lancaster, PA | 11 | $ 112,000 | $ 10,181 | $ 53,000 |
| Lexington-Fayette, KY | 11 | $ 167,000 | $ 15,181 | $ 78,000 |
| Michigan City-La Porte, IN | 11 | $ 4,532,000 | $ 412,000 | $ 331,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 11 | $ 85,000 | $ 7,727 | $ 59,454 |
| Portland-South Portland, ME | 11 | $ 933,000 | $ 84,818 | $ 50,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 11 | $ 153,000 | $ 13,909 | $ 68,000 |
| Bloomington, IL | 10 | $ 1,689,000 | $ 168,900 | $ 97,000 |
| Colorado Springs, CO | 10 | $ 138,000 | $ 13,800 | $ 57,000 |
| Columbia, SC | 10 | $ 114,000 | $ 11,400 | $ 55,000 |
| Evansville, IN-KY | 10 | $ 140,000 | $ 14,000 | $ 62,900 |
| Harrisburg-Carlisle, PA | 10 | $ 116,000 | $ 11,600 | $ 78,000 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 102,000 | $ 10,200 | $ 68,000 |
| Lafayette-West Lafayette, IN | 10 | $ 271,000 | $ 27,100 | $ 48,000 |
| Muncie, IN | 10 | $ 132,000 | $ 13,200 | $ 46,000 |
| Naples-Immokalee-Marco Island, FL | 10 | $ 8,233,000 | $ 823,300 | $ 266,000 |
| Ocala, FL | 10 | $ 135,000 | $ 13,500 | $ 42,000 |
| Port St. Lucie, FL | 10 | $ 141,000 | $ 14,100 | $ 45,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 10 | $ 6,572,000 | $ 657,200 | $ 8,000 |
| Springfield, IL | 10 | $ 126,000 | $ 12,600 | $ 78,000 |
| Wichita, KS | 10 | $ 111,000 | $ 11,100 | $ 71,000 |
| Greenville-Anderson-Mauldin, SC | 9 | $ 119,000 | $ 13,222 | $ 48,000 |
| Santa Maria-Santa Barbara, CA | 9 | $ 7,418,000 | $ 824,222 | $ 0 |
| Sioux City, IA-NE-SD | 9 | $ 236,000 | $ 26,222 | $ 64,000 |
| Tallahassee, FL | 9 | $ 108,000 | $ 12,000 | $ 57,000 |
| Terre Haute, IN | 9 | $ 90,000 | $ 10,000 | $ 59,000 |
| Decatur, IL | 8 | $ 157,000 | $ 19,625 | $ 59,000 |
| Greensboro-High Point, NC | 8 | $ 117,000 | $ 14,625 | $ 92,000 |
| Lakeland-Winter Haven, FL | 8 | $ 130,000 | $ 16,250 | $ 65,000 |
| Madison, WI | 8 | $ 70,000 | $ 8,750 | $ 41,000 |
| Oakland-Hayward-Berkeley, CA | 8 | $ 5,141,000 | $ 642,625 | $ 0 |
| Spartanburg, SC | 8 | $ 107,000 | $ 13,375 | $ 50,000 |
| Springfield, MO | 8 | $ 105,000 | $ 13,125 | $ 50,000 |
| Anaheim-Santa Ana-Irvine, CA | 7 | $ 5,199,000 | $ 742,714 | $ 270,000 |
| Asheville, NC | 7 | $ 549,000 | $ 78,428 | $ 29,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 69,000 | $ 9,857 | $ 64,714 |
| Carbondale-Marion, IL | 7 | $ 102,000 | $ 14,571 | $ 70,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 87,000 | $ 12,428 | $ 59,000 |
| San Diego-Carlsbad, CA | 7 | $ 6,312,000 | $ 901,714 | $ 0 |
| Springfield, MA | 7 | $ 60,000 | $ 8,571 | $ 61,000 |
| Wilmington, DE-MD-NJ | 7 | $ 71,000 | $ 10,142 | $ 46,000 |
| York-Hanover, PA | 7 | $ 79,000 | $ 11,285 | $ 89,000 |
| Canton-Massillon, OH | 6 | $ 86,000 | $ 14,333 | $ 41,000 |
| Dallas-Plano-Irving, TX | 6 | $ 3,457,000 | $ 576,166 | $ 0 |
| Dover, DE | 6 | $ 52,000 | $ 8,666 | $ 68,000 |
| Florence, SC | 6 | $ 63,000 | $ 10,500 | $ 53,000 |
| Greeley, CO | 6 | $ 611,000 | $ 101,833 | $ 48,000 |
| Iowa City, IA | 6 | $ 582,000 | $ 97,000 | $ 93,000 |
| Jacksonville, NC | 6 | $ 95,000 | $ 15,833 | $ 43,000 |
| Jefferson City, MO | 6 | $ 64,000 | $ 10,666 | $ 45,000 |
| Johnstown, PA | 6 | $ 68,000 | $ 11,333 | $ 59,000 |
| Punta Gorda, FL | 6 | $ 104,000 | $ 17,333 | $ 74,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 5,017,000 | $ 836,166 | $ 21,000 |
| Savannah, GA | 6 | $ 75,000 | $ 12,500 | $ 63,000 |
| Wheeling, WV-OH | 6 | $ 79,000 | $ 13,166 | $ 55,000 |
| Barnstable Town, MA | 5 | $ 542,000 | $ 108,400 | $ 36,000 |
| Boulder, CO | 5 | $ 48,000 | $ 9,600 | $ 74,000 |
| Charlottesville, VA | 5 | $ 80,000 | $ 16,000 | $ 65,000 |
| Columbus, GA-AL | 5 | $ 41,000 | $ 8,200 | $ 80,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 513,000 | $ 102,600 | $ 85,000 |
| Dutchess County-Putnam County, NY | 5 | $ 96,000 | $ 19,200 | $ 84,000 |
| Glens Falls, NY | 5 | $ 80,000 | $ 16,000 | $ 63,000 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 68,000 | $ 13,600 | $ 82,600 |
| Lebanon, PA | 5 | $ 42,000 | $ 8,400 | $ 43,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 71,000 | $ 14,200 | $ 56,000 |
| Lynchburg, VA | 5 | $ 70,000 | $ 14,000 | $ 50,000 |
| Niles-Benton Harbor, MI | 5 | $ 1,754,000 | $ 350,800 | $ 56,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 5 | $ 3,312,000 | $ 662,400 | $ 0 |
| Reading, PA | 5 | $ 62,000 | $ 12,400 | $ 75,000 |
| Rockingham County-Strafford County, NH | 5 | $ 553,000 | $ 110,600 | $ 49,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 4,049,000 | $ 809,800 | $ 0 |
| Sebastian-Vero Beach, FL | 5 | $ 62,000 | $ 12,400 | $ 48,000 |
| Waterloo-Cedar Falls, IA | 5 | $ 231,000 | $ 46,200 | $ 55,000 |
| Binghamton, NY | 4 | $ 71,000 | $ 17,750 | $ 50,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 43,000 | $ 10,750 | $ 60,000 |
| Chambersburg-Waynesboro, PA | 4 | $ 60,000 | $ 15,000 | $ 50,000 |
| Chattanooga, TN-GA | 4 | $ 46,000 | $ 11,500 | $ 75,000 |
| Durham-Chapel Hill, NC | 4 | $ 53,000 | $ 13,250 | $ 54,000 |
| Fort Collins, CO | 4 | $ 61,000 | $ 15,250 | $ 76,000 |
| Gainesville, GA | 4 | $ 73,000 | $ 18,250 | $ 47,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 1,485,000 | $ 371,250 | $ 182,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 50,000 | $ 12,500 | $ 63,000 |
| Homosassa Springs, FL | 4 | $ 43,000 | $ 10,750 | $ 75,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 65,000 | $ 16,250 | $ 25,000 |
| Norwich-New London, CT | 4 | $ 37,000 | $ 9,250 | $ 56,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 167,000 | $ 41,750 | $ 49,000 |
| Racine, WI | 4 | $ 1,388,000 | $ 347,000 | $ 76,000 |
| Salisbury, MD-DE | 4 | $ 55,000 | $ 13,750 | $ 54,000 |
| Sebring, FL | 4 | $ 35,000 | $ 8,750 | $ 46,000 |
| Tucson, AZ | 4 | $ 526,000 | $ 131,500 | $ 135,000 |
| Williamsport, PA | 4 | $ 30,000 | $ 7,500 | $ 47,000 |
| Columbus, IN | 3 | $ 25,000 | $ 8,333 | $ 95,000 |
| Erie, PA | 3 | $ 56,000 | $ 18,666 | $ 45,000 |
| Fayetteville, NC | 3 | $ 18,000 | $ 6,000 | $ 48,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 56,000 | $ 18,666 | $ 80,000 |
| Houston-The Woodlands-Sugar Land, TX | 3 | $ 1,947,000 | $ 649,000 | $ 0 |
| Ithaca, NY | 3 | $ 31,000 | $ 10,333 | $ 74,000 |
| Joplin, MO | 3 | $ 47,000 | $ 15,666 | $ 67,000 |
| Kalamazoo-Portage, MI | 3 | $ 380,000 | $ 126,666 | $ 146,000 |
| Kokomo, IN | 3 | $ 37,000 | $ 12,333 | $ 73,000 |
| Mansfield, OH | 3 | $ 45,000 | $ 15,000 | $ 54,000 |
| Newark, NJ-PA | 3 | $ 2,858,000 | $ 952,666 | $ 0 |
| Pine Bluff, AR | 3 | $ 61,000 | $ 20,333 | $ 30,000 |
| Pueblo, CO | 3 | $ 102,000 | $ 34,000 | $ 84,000 |
| Rochester, MN | 3 | $ 31,000 | $ 10,333 | $ 49,000 |
| San Antonio-New Braunfels, TX | 3 | $ 591,000 | $ 197,000 | $ 72,000 |
| San Rafael, CA | 3 | $ 3,177,000 | $ 1,059,000 | $ 0 |
| Springfield, OH | 3 | $ 28,000 | $ 9,333 | $ 48,000 |
| Toledo, OH | 3 | $ 50,000 | $ 16,666 | $ 48,000 |
| Topeka, KS | 3 | $ 52,000 | $ 17,333 | $ 85,000 |
| Warner Robins, GA | 3 | $ 45,000 | $ 15,000 | $ 81,000 |
| Wilmington, NC | 3 | $ 60,000 | $ 20,000 | $ 165,000 |
| Albany, GA | 2 | $ 7,000 | $ 3,500 | $ 66,000 |
| Altoona, PA | 2 | $ 19,000 | $ 9,500 | $ 35,000 |
| Ames, IA | 2 | $ 22,000 | $ 11,000 | $ 42,000 |
| Baltimore-Columbia-Towson, MD | 2 | $ 1,594,000 | $ 797,000 | $ 0 |
| Brunswick, GA | 2 | $ 35,000 | $ 17,500 | $ 57,000 |
| Burlington, NC | 2 | $ 40,000 | $ 20,000 | $ 74,000 |
| Burlington-South Burlington, VT | 2 | $ 28,000 | $ 14,000 | $ 53,000 |
| Columbia, MO | 2 | $ 15,000 | $ 7,500 | $ 41,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 31,000 | $ 15,500 | $ 41,000 |
| Fond Du Lac, WI | 2 | $ 163,000 | $ 81,500 | $ 93,000 |
| Fort Smith, AR-OK | 2 | $ 45,000 | $ 22,500 | $ 60,000 |
| Gettysburg, PA | 2 | $ 30,000 | $ 15,000 | $ 82,000 |
| Goldsboro, NC | 2 | $ 17,000 | $ 8,500 | $ 205,000 |
| Green Bay, WI | 2 | $ 25,000 | $ 12,500 | $ 94,000 |
| Harrisonburg, VA | 2 | $ 11,000 | $ 5,500 | $ 36,000 |
| Hot Springs, AR | 2 | $ 27,000 | $ 13,500 | $ 87,000 |
| Janesville-Beloit, WI | 2 | $ 99,000 | $ 49,500 | $ 67,000 |
| Kingston, NY | 2 | $ 16,000 | $ 8,000 | $ 43,000 |
| Las Vegas-Henderson-Paradise, NV | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Lewiston-Auburn, ME | 2 | $ 26,000 | $ 13,000 | $ 62,000 |
| Lima, OH | 2 | $ 35,000 | $ 17,500 | $ 87,000 |
| Mankato-North Mankato, MN | 2 | $ 27,000 | $ 13,500 | $ 44,000 |
| Memphis, TN-MS-AR | 2 | $ 578,000 | $ 289,000 | $ 179,000 |
| Panama City, FL | 2 | $ 30,000 | $ 15,000 | $ 29,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 911,000 | $ 455,500 | $ 0 |
| Sheboygan, WI | 2 | $ 1,010,000 | $ 505,000 | $ 725,000 |
| Texarkana, TX-AR | 2 | $ 15,000 | $ 7,500 | $ 70,000 |
| The Villages, FL | 2 | $ 25,000 | $ 12,500 | $ 36,000 |
| Urban Honolulu, HI | 2 | $ 1,044,000 | $ 522,000 | $ 0 |
| Watertown-Fort Drum, NY | 2 | $ 30,000 | $ 15,000 | $ 60,000 |
| Winchester, VA-WV | 2 | $ 44,000 | $ 22,000 | $ 173,500 |
| Appleton, WI | 1 | $ 4,000 | $ 4,000 | $ 95,000 |
| Athens-Clarke County, GA | 1 | $ 15,000 | $ 15,000 | $ 125,000 |
| Bowling Green, KY | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Clarksville, TN-KY | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Dalton, GA | 1 | $ 8,000 | $ 8,000 | $ 65,000 |
| Dayton, OH | 1 | $ 21,000 | $ 21,000 | $ 60,000 |
| Dubuque, IA | 1 | $ 22,000 | $ 22,000 | $ 62,000 |
| Eau Claire, WI | 1 | $ 8,000 | $ 8,000 | $ 65,000 |
| Fargo, ND-MN | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Fort Worth-Arlington, TX | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Gainesville, FL | 1 | $ 8,000 | $ 8,000 | $ 56,000 |
| Grand Island, NE | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Grand Junction, CO | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Hinesville, GA | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Jonesboro, AR | 1 | $ 7,000 | $ 7,000 | $ 35,000 |
| Lawrence, KS | 1 | $ 7,000 | $ 7,000 | $ 70,000 |
| Lincoln, NE | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Macon-Bibb County, GA | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Medford, OR | 1 | $ 434,000 | $ 434,000 | $ 0 |
| Muskegon, MI | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 744,000 | $ 744,000 | $ 0 |
| New Bern, NC | 1 | $ 15,000 | $ 15,000 | $ 105,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 923,000 | $ 923,000 | $ 0 |
| Roanoke, VA | 1 | $ 5,000 | $ 5,000 | $ 86,000 |
| Rocky Mount, NC | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 932,000 | $ 932,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 849,000 | $ 849,000 | $ 0 |
| St. Cloud, MN | 1 | $ 3,000 | $ 3,000 | $ 81,000 |
| Staunton-Waynesboro, VA | 1 | $ 1,000 | $ 1,000 | $ 57,000 |
| Stockton-Lodi, CA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Sumter, SC | 1 | $ 4,000 | $ 4,000 | $ 68,000 |
| Utica-Rome, NY | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Valdosta, GA | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Vallejo-Fairfield, CA | 1 | $ 577,000 | $ 577,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Midwest Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 5,060 | $117,688,000 | $23,000 | $4,635,000 | $75,000 | $2,131,000 |
| Home Purchase | 1,927 | $543,696,000 | $282,000 | $14,840,000 | $92,000 | $5,046,000 |
| Refinancing | 1,784 | $505,413,000 | $283,000 | $25,500,000 | $104,000 | $3,356,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,305 | $513,689,000 | $96,000 | $2,466,000 | $97,000 | $5,046,000 |
| Not Provided | 1,126 | $45,807,000 | $40,000 | $2,400,000 | $85,000 | $936,000 |
| Hispanic | 944 | $97,420,000 | $103,000 | $1,356,000 | $67,000 | $3,146,000 |
| Black or African American | 697 | $48,647,000 | $69,000 | $1,780,000 | $65,000 | $800,000 |
| Not applicable | 454 | $428,009,000 | $942,000 | $25,500,000 | $0 | $105,000 |
| Asian | 169 | $25,375,000 | $150,000 | $1,116,000 | $113,000 | $2,784,000 |
| American Indian or Alaskan Native | 52 | $5,079,000 | $97,000 | $825,000 | $97,000 | $410,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $2,771,000 | $115,000 | $416,000 | $102,000 | $273,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,206 | $1,080,716,000 | $131,000 | $25,500,000 | $86,000 | $5,046,000 |
| FHA-insured (Federal Housing Administration) | 488 | $72,699,000 | $148,000 | $570,000 | $60,000 | $275,000 |
| VA-guaranteed (Veterans Administration) | 65 | $11,927,000 | $183,000 | $417,000 | $67,000 | $163,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,455,000 | $121,000 | $168,000 | $62,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 4,300 | $230,463,000 | $53,000 | $2,111,000 | $74,000 | $2,784,000 |
| Loan Originated | 3,678 | $680,300,000 | $184,000 | $25,500,000 | $101,000 | $5,045,000 |
| Application Withdrawn By Applicant | 383 | $57,820,000 | $150,000 | $2,400,000 | $119,000 | $5,046,000 |
| Loan Purchased By The Institution | 270 | $186,988,000 | $692,000 | $1,995,000 | $0 | $0 |
| Application Approved But Not Accepted | 130 | $9,245,000 | $71,000 | $1,269,000 | $70,000 | $322,000 |
| File Closed For Incompleteness | 10 | $1,981,000 | $198,000 | $480,000 | $104,000 | $246,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,899 | $64,223,000 | $33,000 | $2,111,000 | $56,000 | $536,000 |
| Credit History | 1,419 | $37,622,000 | $26,000 | $1,830,000 | $80,000 | $723,000 |
| Credit Application Incomplete | 614 | $83,328,000 | $135,000 | $1,643,000 | $99,000 | $2,784,000 |
| Collateral | 174 | $29,713,000 | $170,000 | $1,337,000 | $118,000 | $1,470,000 |
| Unverifiable Information | 90 | $6,640,000 | $73,000 | $1,345,000 | $91,000 | $461,000 |
| Other | 67 | $3,211,000 | $47,000 | $290,000 | $73,000 | $238,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $4,253,000 | $177,000 | $934,000 | $79,000 | $380,000 |
| Employment History | 13 | $1,473,000 | $113,000 | $379,000 | $84,000 | $300,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Midwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About