First National Bank of America Mortgage Lending & HMDA Data, 2024

In 2024, First National Bank of America of East Lansing, MI reported 7,246 mortgage applications totaling $2.0 billion, up 2% from 2023. The average application was for $272,491, and applicants reported an average income of $138,231. 51% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (452), Chicago-Naperville, IL (294) and Houston-The Woodlands-Sugar Land, TX (226) (applications in parentheses).

Mortgage Company & Address First National Bank of America
241 East Saginaw
East Lansing, MI 48823
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,246
Total Mortgage Loan Application Amount $1,974,470,000
Average Mortgage Loan Application Amount $272,491
Highest Mortgage Loan Application Amount $6,005,000
Average Applicant Income $138,231
Highest Applicant Income $2,897,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of America by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 222 $ 45,680,000 $ 205,765 $ 97,000
Gwinnett, Georgia 189 $ 57,865,000 $ 306,164 $ 171,000
Harris, Texas 157 $ 31,965,000 $ 203,598 $ 127,000
Prince George's, Maryland 135 $ 40,715,000 $ 301,592 $ 133,000
Maricopa, Arizona 129 $ 36,595,000 $ 283,682 $ 120,000
Clark, Nevada 104 $ 30,290,000 $ 291,250 $ 109,000
Cobb, Georgia 93 $ 24,505,000 $ 263,494 $ 139,000
Western Connecticut Planning Region, Connecticut 91 $ 35,095,000 $ 385,659 $ 168,000
Baltimore, Maryland 86 $ 20,630,000 $ 239,883 $ 86,000
Greater Bridgeport Planning Region, Connecticut 73 $ 22,395,000 $ 306,780 $ 139,000
Naugatuck Valley Planning Region, Connecticut 72 $ 17,730,000 $ 246,250 $ 142,000
Marion, Indiana 72 $ 13,100,000 $ 181,944 $ 110,000
Suffolk, New York 71 $ 31,535,000 $ 444,154 $ 160,000
Montgomery, Maryland 69 $ 23,845,000 $ 345,579 $ 138,000
DeKalb, Georgia 65 $ 16,505,000 $ 253,923 $ 157,000
Mecklenburg, North Carolina 64 $ 18,250,000 $ 285,156 $ 184,000
Berkeley, South Carolina 61 $ 17,325,000 $ 284,016 $ 158,000
South Central Connecticut Planning Region, Connecticut 59 $ 15,985,000 $ 270,932 $ 127,000
Middlesex, Massachusetts 59 $ 25,125,000 $ 425,847 $ 162,000
Los Angeles, California 56 $ 24,650,000 $ 440,178 $ 157,000
Worcester, Massachusetts 54 $ 18,390,000 $ 340,555 $ 150,000
Jefferson, Kentucky 49 $ 8,855,000 $ 180,714 $ 65,000
Davidson, Tennessee 46 $ 13,650,000 $ 296,739 $ 159,000
Ingham, Michigan 45 $ 12,645,000 $ 281,000 $ 132,000
Jefferson, Alabama 43 $ 8,205,000 $ 190,813 $ 133,000
Dallas, Texas 43 $ 9,075,000 $ 211,046 $ 126,000
Anne Arundel, Maryland 42 $ 13,990,000 $ 333,095 $ 136,000
Palm Beach, Florida 41 $ 11,865,000 $ 289,390 $ 116,000
Baltimore City, Maryland 41 $ 7,305,000 $ 178,170 $ 126,000
King, Washington 39 $ 16,025,000 $ 410,897 $ 147,000
Shelby, Alabama 38 $ 8,520,000 $ 224,210 $ 141,000
Orange, Florida 37 $ 10,375,000 $ 280,405 $ 146,000
Wake, North Carolina 37 $ 10,785,000 $ 291,486 $ 193,000
Adams, Colorado 36 $ 14,200,000 $ 394,444 $ 184,000
Rutherford, Tennessee 36 $ 11,770,000 $ 326,944 $ 214,000
Broward, Florida 35 $ 8,685,000 $ 248,142 $ 149,000
Lake, Illinois 34 $ 6,480,000 $ 190,588 $ 87,000
Will, Illinois 34 $ 8,320,000 $ 244,705 $ 115,000
Horry, South Carolina 34 $ 7,650,000 $ 225,000 $ 146,000
Snohomish, Washington 34 $ 13,960,000 $ 410,588 $ 147,000
Shelby, Tennessee 33 $ 7,405,000 $ 224,393 $ 196,000
Capitol Planning Region, Connecticut 32 $ 6,250,000 $ 195,312 $ 96,000
Essex, Massachusetts 32 $ 16,130,000 $ 504,062 $ 181,000
Burlington, New Jersey 32 $ 8,400,000 $ 262,500 $ 120,000
Beaufort, South Carolina 32 $ 9,850,000 $ 307,812 $ 203,000
Kent, Michigan 31 $ 6,615,000 $ 213,387 $ 128,000
Durham, North Carolina 31 $ 7,695,000 $ 248,225 $ 152,000
Cherokee, Georgia 30 $ 11,140,000 $ 371,333 $ 163,000
Charleston, South Carolina 30 $ 8,730,000 $ 291,000 $ 147,000
Chesterfield, Virginia 30 $ 7,920,000 $ 264,000 $ 125,000
Fairfax, Virginia 30 $ 13,080,000 $ 436,000 $ 159,000
Riverside, California 29 $ 11,885,000 $ 409,827 $ 146,000
San Bernardino, California 29 $ 9,585,000 $ 330,517 $ 189,000
Kane, Illinois 29 $ 5,555,000 $ 191,551 $ 94,000
Douglas, Georgia 27 $ 7,135,000 $ 264,259 $ 91,000
Jefferson, Louisiana 27 $ 4,745,000 $ 175,740 $ 74,000
Franklin, Ohio 27 $ 5,495,000 $ 203,518 $ 120,000
Fresno, California 26 $ 6,490,000 $ 249,615 $ 90,000
Weld, Colorado 26 $ 10,680,000 $ 410,769 $ 211,000
Cumberland, New Jersey 26 $ 5,260,000 $ 202,307 $ 81,000
Bexar, Texas 26 $ 4,030,000 $ 155,000 $ 81,000
Montgomery, Texas 26 $ 6,800,000 $ 261,538 $ 186,000
Plymouth, Massachusetts 25 $ 9,205,000 $ 368,200 $ 185,000
Nassau, New York 25 $ 12,145,000 $ 485,800 $ 178,000
Roanoke City, Virginia 25 $ 4,265,000 $ 170,600 $ 81,000
Pierce, Washington 25 $ 9,945,000 $ 397,800 $ 162,000
Clayton, Georgia 24 $ 4,040,000 $ 168,333 $ 68,000
Forsyth, Georgia 24 $ 7,440,000 $ 310,000 $ 138,000
Fayette, Kentucky 24 $ 5,130,000 $ 213,750 $ 81,000
Hamilton, Ohio 24 $ 4,390,000 $ 182,916 $ 111,000
Polk, Florida 23 $ 4,935,000 $ 214,565 $ 129,000
Lee, Florida 22 $ 5,810,000 $ 264,090 $ 174,000
Barrow, Georgia 22 $ 6,490,000 $ 295,000 $ 172,000
Eaton, Michigan 22 $ 10,010,000 $ 455,000 $ 103,000
Johnston, North Carolina 22 $ 6,150,000 $ 279,545 $ 190,000
Greenville, South Carolina 22 $ 4,760,000 $ 216,363 $ 116,000
Kern, California 21 $ 4,885,000 $ 232,619 $ 192,000
Marion, Oregon 21 $ 7,785,000 $ 370,714 $ 127,000
Washington, Oregon 21 $ 8,435,000 $ 401,666 $ 183,000
Hillsborough, Florida 20 $ 4,930,000 $ 246,500 $ 96,000
Fulton, Georgia 20 $ 5,700,000 $ 285,000 $ 168,000
Washoe, Nevada 20 $ 4,750,000 $ 237,500 $ 126,000
Gaston, North Carolina 20 $ 4,670,000 $ 233,500 $ 151,000
Philadelphia, Pennsylvania 20 $ 3,350,000 $ 167,500 $ 87,000
Salt Lake, Utah 20 $ 6,500,000 $ 325,000 $ 179,000
San Joaquin, California 19 $ 5,955,000 $ 313,421 $ 133,000
Duval, Florida 19 $ 3,775,000 $ 198,684 $ 131,000
Miami-Dade, Florida 19 $ 5,605,000 $ 295,000 $ 247,000
McHenry, Illinois 19 $ 5,135,000 $ 270,263 $ 171,000
Washington, Maryland 19 $ 4,835,000 $ 254,473 $ 99,000
Ocean, New Jersey 19 $ 5,395,000 $ 283,947 $ 115,000
Cabarrus, North Carolina 19 $ 6,315,000 $ 332,368 $ 162,000
Sacramento, California 18 $ 5,800,000 $ 322,222 $ 113,000
DuPage, Illinois 18 $ 4,220,000 $ 234,444 $ 138,000
Westchester, New York 18 $ 7,570,000 $ 420,555 $ 209,000
Bastrop, Texas 18 $ 4,660,000 $ 258,888 $ 124,000
Arapahoe, Colorado 17 $ 6,225,000 $ 366,176 $ 109,000
New Castle, Delaware 17 $ 4,605,000 $ 270,882 $ 133,000
Lake, Florida 17 $ 5,665,000 $ 333,235 $ 236,000
Pasco, Florida 17 $ 4,195,000 $ 246,764 $ 137,000
Hall, Georgia 17 $ 4,535,000 $ 266,764 $ 118,000
Henry, Georgia 17 $ 4,125,000 $ 242,647 $ 115,000
Jackson, Missouri 17 $ 2,975,000 $ 175,000 $ 93,000
Multnomah, Oregon 17 $ 7,055,000 $ 415,000 $ 179,000
Dorchester, South Carolina 17 $ 4,305,000 $ 253,235 $ 162,000
Travis, Texas 17 $ 5,055,000 $ 297,352 $ 123,000
Prince William, Virginia 17 $ 7,885,000 $ 463,823 $ 189,000
Clark, Washington 17 $ 6,115,000 $ 359,705 $ 153,000
Contra Costa, California 16 $ 5,660,000 $ 353,750 $ 101,000
Stanislaus, California 16 $ 5,420,000 $ 338,750 $ 177,000
Manatee, Florida 16 $ 4,990,000 $ 311,875 $ 191,000
Sarasota, Florida 16 $ 4,310,000 $ 269,375 $ 134,000
Oakland, Michigan 16 $ 3,070,000 $ 191,875 $ 169,000
Mercer, New Jersey 16 $ 3,210,000 $ 200,625 $ 151,000
Middlesex, New Jersey 16 $ 5,340,000 $ 333,750 $ 127,000
Monmouth, New Jersey 16 $ 6,370,000 $ 398,125 $ 143,000
Jasper, South Carolina 16 $ 3,740,000 $ 233,750 $ 135,000
Hays, Texas 16 $ 4,020,000 $ 251,250 $ 115,000
Tarrant, Texas 16 $ 3,220,000 $ 201,250 $ 138,000
Williamson, Texas 16 $ 5,520,000 $ 345,000 $ 191,000
Volusia, Florida 15 $ 2,535,000 $ 169,000 $ 84,000
Essex, New Jersey 15 $ 5,765,000 $ 384,333 $ 229,000
Union, New Jersey 15 $ 6,665,000 $ 444,333 $ 170,000
Spartanburg, South Carolina 15 $ 2,685,000 $ 179,000 $ 86,000
Fort Bend, Texas 15 $ 4,685,000 $ 312,333 $ 172,000
Henrico, Virginia 15 $ 3,925,000 $ 261,666 $ 81,000
Tulare, California 14 $ 3,460,000 $ 247,142 $ 368,000
Rockdale, Georgia 14 $ 2,920,000 $ 208,571 $ 119,000
Barnstable, Massachusetts 14 $ 6,610,000 $ 472,142 $ 155,000
Bristol, Massachusetts 14 $ 5,790,000 $ 413,571 $ 152,000
Norfolk, Massachusetts 14 $ 6,460,000 $ 461,428 $ 191,000
Douglas, Nebraska 14 $ 2,410,000 $ 172,142 $ 222,000
Union, North Carolina 14 $ 4,630,000 $ 330,714 $ 176,000
Butler, Ohio 14 $ 2,850,000 $ 203,571 $ 148,000
Allegheny, Pennsylvania 14 $ 2,140,000 $ 152,857 $ 112,000
Robertson, Tennessee 14 $ 3,880,000 $ 277,142 $ 93,000
Merced, California 13 $ 4,715,000 $ 362,692 $ 184,000
Bartow, Georgia 13 $ 3,265,000 $ 251,153 $ 108,000
Paulding, Georgia 13 $ 3,815,000 $ 293,461 $ 172,000
Walton, Georgia 13 $ 4,355,000 $ 335,000 $ 186,000
East Baton Rouge, Louisiana 13 $ 2,025,000 $ 155,769 $ 101,000
Galveston, Texas 13 $ 2,055,000 $ 158,076 $ 149,000
Brevard, Florida 12 $ 3,360,000 $ 280,000 $ 160,000
St. Lucie, Florida 12 $ 3,320,000 $ 276,666 $ 118,000
Wayne, Michigan 12 $ 2,110,000 $ 175,833 $ 83,000
Hennepin, Minnesota 12 $ 2,690,000 $ 224,166 $ 77,000
Richmond, New York 12 $ 4,970,000 $ 414,166 $ 133,000
Harnett, North Carolina 12 $ 2,340,000 $ 195,000 $ 170,000
Chester, Pennsylvania 12 $ 3,250,000 $ 270,833 $ 107,000
San Diego, California 11 $ 6,205,000 $ 564,090 $ 251,000
Marion, Florida 11 $ 2,215,000 $ 201,363 $ 196,000
Howard, Maryland 11 $ 3,675,000 $ 334,090 $ 122,000
Dutchess, New York 11 $ 2,915,000 $ 265,000 $ 131,000
Granville, North Carolina 11 $ 2,345,000 $ 213,181 $ 135,000
Delaware, Pennsylvania 11 $ 1,865,000 $ 169,545 $ 72,000
Frederick, Virginia 11 $ 3,245,000 $ 295,000 $ 150,000
Milwaukee, Wisconsin 11 $ 1,905,000 $ 173,181 $ 141,000
Madison, Alabama 10 $ 2,230,000 $ 223,000 $ 117,000
Pinal, Arizona 10 $ 2,510,000 $ 251,000 $ 104,000
Santa Clara, California 10 $ 4,870,000 $ 487,000 $ 188,000
Denver, Colorado 10 $ 3,200,000 $ 320,000 $ 100,000
Sussex, Delaware 10 $ 2,190,000 $ 219,000 $ 82,000
Osceola, Florida 10 $ 2,840,000 $ 284,000 $ 250,000
Walton, Florida 10 $ 2,960,000 $ 296,000 $ 156,000
Winnebago, Illinois 10 $ 1,210,000 $ 121,000 $ 182,000
DeSoto, Mississippi 10 $ 2,330,000 $ 233,000 $ 93,000
Oklahoma, Oklahoma 10 $ 1,680,000 $ 168,000 $ 90,000
Montgomery, Pennsylvania 10 $ 2,940,000 $ 294,000 $ 115,000
Collin, Texas 10 $ 2,460,000 $ 246,000 $ 133,000
Denton, Texas 10 $ 2,500,000 $ 250,000 $ 159,000
Kaufman, Texas 10 $ 2,000,000 $ 200,000 $ 122,000
Richmond City, Virginia 10 $ 1,530,000 $ 153,000 $ 109,000
Alameda, California 9 $ 3,905,000 $ 433,888 $ 222,000
Carroll, Georgia 9 $ 2,605,000 $ 289,444 $ 92,000
Chatham, Georgia 9 $ 2,385,000 $ 265,000 $ 102,000
Newton, Georgia 9 $ 2,265,000 $ 251,666 $ 103,000
Hamilton, Indiana 9 $ 3,225,000 $ 358,333 $ 126,000
Wyandotte, Kansas 9 $ 1,605,000 $ 178,333 $ 52,000
Frederick, Maryland 9 $ 3,065,000 $ 340,555 $ 139,000
Harford, Maryland 9 $ 3,025,000 $ 336,111 $ 142,000
Wicomico, Maryland 9 $ 2,265,000 $ 251,666 $ 98,000
Atlantic, New Jersey 9 $ 2,135,000 $ 237,222 $ 138,000
Bergen, New Jersey 9 $ 3,485,000 $ 387,222 $ 126,000
Camden, New Jersey 9 $ 2,425,000 $ 269,444 $ 118,000
Morris, New Jersey 9 $ 3,465,000 $ 385,000 $ 266,000
Alamance, North Carolina 9 $ 2,185,000 $ 242,777 $ 110,000
New Hanover, North Carolina 9 $ 2,045,000 $ 227,222 $ 169,000
Rowan, North Carolina 9 $ 1,755,000 $ 195,000 $ 167,000
Tulsa, Oklahoma 9 $ 2,305,000 $ 256,111 $ 199,000
Clackamas, Oregon 9 $ 3,855,000 $ 428,333 $ 120,000
Wilson, Tennessee 9 $ 2,375,000 $ 263,888 $ 110,000
Norfolk, Virginia 9 $ 1,805,000 $ 200,555 $ 77,000
Roanoke, Virginia 9 $ 1,705,000 $ 189,444 $ 168,000
Yakima, Washington 9 $ 1,905,000 $ 211,666 $ 69,000
Montgomery, Alabama 8 $ 1,020,000 $ 127,500 $ 62,000
Pima, Arizona 8 $ 2,000,000 $ 250,000 $ 142,000
Madera, California 8 $ 2,570,000 $ 321,250 $ 139,000
Okaloosa, Florida 8 $ 1,880,000 $ 235,000 $ 126,000
Pinellas, Florida 8 $ 1,600,000 $ 200,000 $ 83,000
Johnson, Kansas 8 $ 2,480,000 $ 310,000 $ 143,000
Suffolk, Massachusetts 8 $ 3,510,000 $ 438,750 $ 216,000
Cape May, New Jersey 8 $ 2,590,000 $ 323,750 $ 185,000
Brunswick, North Carolina 8 $ 2,260,000 $ 282,500 $ 150,000
Forsyth, North Carolina 8 $ 1,740,000 $ 217,500 $ 194,000
Lackawanna, Pennsylvania 8 $ 1,290,000 $ 161,250 $ 69,000
Luzerne, Pennsylvania 8 $ 960,000 $ 120,000 $ 58,000
Bell, Texas 8 $ 1,210,000 $ 151,250 $ 65,000
Jefferson, Texas 8 $ 680,000 $ 85,000 $ 58,000
Culpeper, Virginia 8 $ 2,430,000 $ 303,750 $ 186,000
Loudoun, Virginia 8 $ 3,160,000 $ 395,000 $ 175,000
Stafford, Virginia 8 $ 3,100,000 $ 387,500 $ 160,000
St. Clair, Alabama 7 $ 2,545,000 $ 363,571 $ 230,000
Tehama, California 7 $ 2,375,000 $ 339,285 $ 131,000
Douglas, Colorado 7 $ 2,645,000 $ 377,857 $ 160,000
El Paso, Colorado 7 $ 2,125,000 $ 303,571 $ 78,000
Northwest Hills Planning Region, Connecticut 7 $ 1,325,000 $ 189,285 $ 137,000
Southeastern Connecticut Planning Region, Connecticut 7 $ 1,775,000 $ 253,571 $ 90,000
District of Columbia, District Of Columbia 7 $ 1,785,000 $ 255,000 $ 99,000
Citrus, Florida 7 $ 1,395,000 $ 199,285 $ 279,000
Levy, Florida 7 $ 585,000 $ 83,571 $ 62,000
Boone, Kentucky 7 $ 1,395,000 $ 199,285 $ 78,000
St. Tammany, Louisiana 7 $ 1,165,000 $ 166,428 $ 90,000
Charles, Maryland 7 $ 1,725,000 $ 246,428 $ 136,000
Hampden, Massachusetts 7 $ 1,545,000 $ 220,714 $ 88,000
Allegan, Michigan 7 $ 1,125,000 $ 160,714 $ 70,000
Grand Traverse, Michigan 7 $ 9,215,000 $ 1,316,428 $ 107,000
Hillsborough, New Hampshire 7 $ 2,605,000 $ 372,142 $ 159,000
Gloucester, New Jersey 7 $ 1,595,000 $ 227,857 $ 83,000
Vance, North Carolina 7 $ 1,185,000 $ 169,285 $ 123,000
Hamilton, Tennessee 7 $ 1,325,000 $ 189,285 $ 140,000
Brazoria, Texas 7 $ 1,765,000 $ 252,142 $ 162,000
Hunt, Texas 7 $ 1,205,000 $ 172,142 $ 142,000
Utah, Utah 7 $ 3,435,000 $ 490,714 $ 139,000
Thurston, Washington 7 $ 2,175,000 $ 310,714 $ 142,000
Morgan, Alabama 6 $ 870,000 $ 145,000 $ 61,000
Fairbanks North Star, Alaska 6 $ 560,000 $ 93,333 $ 0
Mohave, Arizona 6 $ 650,000 $ 108,333 $ 93,000
Sonoma, California 6 $ 3,080,000 $ 513,333 $ 172,000
Larimer, Colorado 6 $ 2,370,000 $ 395,000 $ 232,000
Pueblo, Colorado 6 $ 1,080,000 $ 180,000 $ 50,000
Lower Connecticut River Valley Planning Region, Connecticut 6 $ 1,960,000 $ 326,666 $ 153,000
Collier, Florida 6 $ 2,090,000 $ 348,333 $ 143,000
Santa Rosa, Florida 6 $ 1,570,000 $ 261,666 $ 163,000
Seminole, Florida 6 $ 3,040,000 $ 506,666 $ 158,000
Floyd, Georgia 6 $ 1,240,000 $ 206,666 $ 88,000
DeKalb, Illinois 6 $ 1,170,000 $ 195,000 $ 97,000
Kendall, Illinois 6 $ 1,860,000 $ 310,000 $ 235,000
Bartholomew, Indiana 6 $ 1,340,000 $ 223,333 $ 90,000
Clark, Indiana 6 $ 1,020,000 $ 170,000 $ 60,000
Orleans, Louisiana 6 $ 670,000 $ 111,666 $ 50,000
Orange, New York 6 $ 2,180,000 $ 363,333 $ 163,000
Buncombe, North Carolina 6 $ 1,500,000 $ 250,000 $ 99,000
Cumberland, North Carolina 6 $ 1,080,000 $ 180,000 $ 103,000
Edgecombe, North Carolina 6 $ 580,000 $ 96,666 $ 214,000
Nash, North Carolina 6 $ 1,600,000 $ 266,666 $ 220,000
Person, North Carolina 6 $ 1,680,000 $ 280,000 $ 155,000
Lane, Oregon 6 $ 1,110,000 $ 185,000 $ 85,000
Lehigh, Pennsylvania 6 $ 1,350,000 $ 225,000 $ 69,000
Lexington, South Carolina 6 $ 1,040,000 $ 173,333 $ 112,000
Bedford, Tennessee 6 $ 2,220,000 $ 370,000 $ 202,000
Maury, Tennessee 6 $ 2,560,000 $ 426,666 $ 77,000
Montgomery, Tennessee 6 $ 1,400,000 $ 233,333 $ 105,000
Brazos, Texas 6 $ 1,690,000 $ 281,666 $ 88,000
Cameron, Texas 6 $ 500,000 $ 83,333 $ 0
Hidalgo, Texas 6 $ 900,000 $ 150,000 $ 0
Hanover, Virginia 6 $ 2,430,000 $ 405,000 $ 180,000
Virginia Beach, Virginia 6 $ 1,610,000 $ 268,333 $ 105,000
Racine, Wisconsin 6 $ 1,220,000 $ 203,333 $ 130,000
Navajo, Arizona 5 $ 585,000 $ 117,000 $ 97,000
Yavapai, Arizona 5 $ 1,145,000 $ 229,000 $ 162,000
Benton, Arkansas 5 $ 1,055,000 $ 211,000 $ 206,000
Pulaski, Arkansas 5 $ 905,000 $ 181,000 $ 102,000
Lake, California 5 $ 1,265,000 $ 253,000 $ 139,000
Solano, California 5 $ 1,535,000 $ 307,000 $ 84,000
Kent, Delaware 5 $ 1,015,000 $ 203,000 $ 150,000
Escambia, Florida 5 $ 1,235,000 $ 247,000 $ 138,000
Fayette, Georgia 5 $ 1,455,000 $ 291,000 $ 141,000
Madison, Indiana 5 $ 995,000 $ 199,000 $ 111,000
Caroline, Maryland 5 $ 885,000 $ 177,000 $ 83,000
Dorchester, Maryland 5 $ 1,825,000 $ 365,000 $ 413,000
St. Mary's, Maryland 5 $ 975,000 $ 195,000 $ 90,000
Talbot, Maryland 5 $ 1,045,000 $ 209,000 $ 170,000
Gratiot, Michigan 5 $ 1,825,000 $ 365,000 $ 151,000
Kalamazoo, Michigan 5 $ 1,435,000 $ 287,000 $ 158,000
Washtenaw, Michigan 5 $ 1,565,000 $ 313,000 $ 557,000
Harrison, Mississippi 5 $ 565,000 $ 113,000 $ 92,000
St. Louis, Missouri 5 $ 625,000 $ 125,000 $ 76,000
Rockingham, New Hampshire 5 $ 2,385,000 $ 477,000 $ 246,000
Somerset, New Jersey 5 $ 1,645,000 $ 329,000 $ 116,000
Warren, New Jersey 5 $ 1,345,000 $ 269,000 $ 175,000
Bernalillo, New Mexico 5 $ 1,295,000 $ 259,000 $ 58,000
Queens, New York 5 $ 2,785,000 $ 557,000 $ 228,000
Sullivan, New York 5 $ 945,000 $ 189,000 $ 93,000
Franklin, North Carolina 5 $ 925,000 $ 185,000 $ 116,000
Wayne, North Carolina 5 $ 635,000 $ 127,000 $ 139,000
Cuyahoga, Ohio 5 $ 495,000 $ 99,000 $ 62,000
Montgomery, Ohio 5 $ 545,000 $ 109,000 $ 74,000
Yamhill, Oregon 5 $ 1,945,000 $ 389,000 $ 155,000
Bucks, Pennsylvania 5 $ 1,215,000 $ 243,000 $ 78,000
Cheatham, Tennessee 5 $ 1,615,000 $ 323,000 $ 264,000
Knox, Tennessee 5 $ 1,265,000 $ 253,000 $ 194,000
Burnet, Texas 5 $ 415,000 $ 83,000 $ 91,000
Comal, Texas 5 $ 2,265,000 $ 453,000 $ 123,000
Liberty, Texas 5 $ 795,000 $ 159,000 $ 305,000
Manassas, Virginia 5 $ 1,815,000 $ 363,000 $ 209,000
Benton, Washington 5 $ 1,115,000 $ 223,000 $ 90,000
Skagit, Washington 5 $ 1,495,000 $ 299,000 $ 106,000
Spokane, Washington 5 $ 945,000 $ 189,000 $ 137,000
Walla Walla, Washington 5 $ 1,685,000 $ 337,000 $ 133,000
Anchorage, Alaska 4 $ 940,000 $ 235,000 $ 133,000
Orange, California 4 $ 2,480,000 $ 620,000 $ 190,000
San Luis Obispo, California 4 $ 2,320,000 $ 580,000 $ 249,000
Ventura, California 4 $ 1,550,000 $ 387,500 $ 92,000
Hernando, Florida 4 $ 530,000 $ 132,500 $ 94,000
Monroe, Florida 4 $ 2,390,000 $ 597,500 $ 151,000
Sumter, Florida 4 $ 390,000 $ 97,500 $ 135,000
Coweta, Georgia 4 $ 970,000 $ 242,500 $ 95,000
Effingham, Georgia 4 $ 900,000 $ 225,000 $ 91,000
Gilmer, Georgia 4 $ 630,000 $ 157,500 $ 69,000
Gordon, Georgia 4 $ 810,000 $ 202,500 $ 99,000
Jackson, Georgia 4 $ 1,370,000 $ 342,500 $ 159,000
Muscogee, Georgia 4 $ 410,000 $ 102,500 $ 109,000
Whitfield, Georgia 4 $ 480,000 $ 120,000 $ 57,000
Boone, Indiana 4 $ 1,250,000 $ 312,500 $ 86,000
Lake, Indiana 4 $ 780,000 $ 195,000 $ 43,000
Polk, Iowa 4 $ 630,000 $ 157,500 $ 53,000
Sedgwick, Kansas 4 $ 580,000 $ 145,000 $ 54,000
Woodford, Kentucky 4 $ 790,000 $ 197,500 $ 91,000
Carroll, Maryland 4 $ 920,000 $ 230,000 $ 112,000
Cecil, Maryland 4 $ 1,100,000 $ 275,000 $ 82,000
Ionia, Michigan 4 $ 770,000 $ 192,500 $ 68,000
Jackson, Michigan 4 $ 400,000 $ 100,000 $ 65,000
Anoka, Minnesota 4 $ 1,010,000 $ 252,500 $ 85,000
Mower, Minnesota 4 $ 380,000 $ 95,000 $ 64,000
St. Louis City, Missouri 4 $ 770,000 $ 192,500 $ 89,000
Elko, Nevada 4 $ 1,070,000 $ 267,500 $ 118,000
Lyon, Nevada 4 $ 770,000 $ 192,500 $ 111,000
Salem, New Jersey 4 $ 860,000 $ 215,000 $ 98,000
Sussex, New Jersey 4 $ 860,000 $ 215,000 $ 125,000
Putnam, New York 4 $ 1,490,000 $ 372,500 $ 126,000
Guilford, North Carolina 4 $ 700,000 $ 175,000 $ 116,000
Iredell, North Carolina 4 $ 800,000 $ 200,000 $ 83,000
Fairfield, Ohio 4 $ 1,050,000 $ 262,500 $ 97,000
Mahoning, Ohio 4 $ 360,000 $ 90,000 $ 88,000
Jackson, Oregon 4 $ 850,000 $ 212,500 $ 106,000
Linn, Oregon 4 $ 1,030,000 $ 257,500 $ 135,000
Providence, Rhode Island 4 $ 1,230,000 $ 307,500 $ 112,000
York, South Carolina 4 $ 1,280,000 $ 320,000 $ 327,000
Blount, Tennessee 4 $ 530,000 $ 132,500 $ 107,000
Caldwell, Texas 4 $ 900,000 $ 225,000 $ 93,000
Van Zandt, Texas 4 $ 610,000 $ 152,500 $ 85,000
Wharton, Texas 4 $ 730,000 $ 182,500 $ 162,000
Tooele, Utah 4 $ 1,320,000 $ 330,000 $ 186,000
Hampton, Virginia 4 $ 700,000 $ 175,000 $ 84,000
Orange, Virginia 4 $ 840,000 $ 210,000 $ 57,000
Rockingham, Virginia 4 $ 910,000 $ 227,500 $ 330,000
Spotsylvania, Virginia 4 $ 880,000 $ 220,000 $ 148,000
Lewis, Washington 4 $ 800,000 $ 200,000 $ 81,000
Berkeley, West Virginia 4 $ 900,000 $ 225,000 $ 62,000
Rock, Wisconsin 4 $ 750,000 $ 187,500 $ 57,000
Baldwin, Alabama 3 $ 725,000 $ 241,666 $ 43,000
Calhoun, Alabama 3 $ 415,000 $ 138,333 $ 89,000
Chilton, Alabama 3 $ 605,000 $ 201,666 $ 838,000
Marshall, Alabama 3 $ 535,000 $ 178,333 $ 104,000
Tuscaloosa, Alabama 3 $ 395,000 $ 131,666 $ 34,000
Matanuska-Susitna, Alaska 3 $ 365,000 $ 121,666 $ 600,000
Yuma, Arizona 3 $ 335,000 $ 111,666 $ 176,000
Butte, California 3 $ 435,000 $ 145,000 $ 51,000
Marin, California 3 $ 1,185,000 $ 395,000 $ 99,000
Mendocino, California 3 $ 1,005,000 $ 335,000 $ 46,000
Monterey, California 3 $ 1,395,000 $ 465,000 $ 134,000
Placer, California 3 $ 965,000 $ 321,666 $ 326,000
Santa Barbara, California 3 $ 1,225,000 $ 408,333 $ 149,000
Santa Cruz, California 3 $ 1,305,000 $ 435,000 $ 132,000
Shasta, California 3 $ 595,000 $ 198,333 $ 38,000
Jefferson, Colorado 3 $ 1,405,000 $ 468,333 $ 144,000
Alachua, Florida 3 $ 475,000 $ 158,333 $ 94,000
Martin, Florida 3 $ 1,285,000 $ 428,333 $ 166,000
Putnam, Florida 3 $ 305,000 $ 101,666 $ 35,000
Madison, Georgia 3 $ 945,000 $ 315,000 $ 157,000
Polk, Georgia 3 $ 775,000 $ 258,333 $ 118,000
Richmond, Georgia 3 $ 245,000 $ 81,666 $ 50,000
Troup, Georgia 3 $ 595,000 $ 198,333 $ 78,000
Walker, Georgia 3 $ 555,000 $ 185,000 $ 79,000
Hawaii, Hawaii 3 $ 375,000 $ 125,000 $ 101,000
Bonner, Idaho 3 $ 1,515,000 $ 505,000 $ 461,000
Canyon, Idaho 3 $ 855,000 $ 285,000 $ 92,000
Henry, Indiana 3 $ 535,000 $ 178,333 $ 129,000
Jennings, Indiana 3 $ 195,000 $ 65,000 $ 52,000
Johnson, Indiana 3 $ 755,000 $ 251,666 $ 106,000
Porter, Indiana 3 $ 1,945,000 $ 648,333 $ 74,000
Vanderburgh, Indiana 3 $ 595,000 $ 198,333 $ 34,000
Clark, Kentucky 3 $ 445,000 $ 148,333 $ 75,000
Caddo, Louisiana 3 $ 565,000 $ 188,333 $ 0
Waldo, Maine 3 $ 1,115,000 $ 371,666 $ 184,000
Queen Anne's, Maryland 3 $ 2,805,000 $ 935,000 $ 523,000
Dukes, Massachusetts 3 $ 2,245,000 $ 748,333 $ 235,000
Berrien, Michigan 3 $ 305,000 $ 101,666 $ 94,000
Clinton, Michigan 3 $ 805,000 $ 268,333 $ 114,000
Lapeer, Michigan 3 $ 305,000 $ 101,666 $ 58,000
Macomb, Michigan 3 $ 605,000 $ 201,666 $ 90,000
Muskegon, Michigan 3 $ 305,000 $ 101,666 $ 46,000
Shiawassee, Michigan 3 $ 3,005,000 $ 1,001,666 $ 132,000
St. Clair, Michigan 3 $ 625,000 $ 208,333 $ 59,000
Van Buren, Michigan 3 $ 345,000 $ 115,000 $ 53,000
Ramsey, Minnesota 3 $ 685,000 $ 228,333 $ 97,000
Jackson, Mississippi 3 $ 405,000 $ 135,000 $ 98,000
Madison, Mississippi 3 $ 505,000 $ 168,333 $ 80,000
Gallatin, Montana 3 $ 1,635,000 $ 545,000 $ 170,000
Sarpy, Nebraska 3 $ 1,485,000 $ 495,000 $ 356,000
Carroll, New Hampshire 3 $ 645,000 $ 215,000 $ 90,000
Hudson, New Jersey 3 $ 1,215,000 $ 405,000 $ 142,000
Passaic, New Jersey 3 $ 925,000 $ 308,333 $ 113,000
Eddy, New Mexico 3 $ 325,000 $ 108,333 $ 57,000
Bronx, New York 3 $ 1,275,000 $ 425,000 $ 156,000
Broome, New York 3 $ 275,000 $ 91,666 $ 0
Chautauqua, New York 3 $ 285,000 $ 95,000 $ 0
Kings, New York 3 $ 1,405,000 $ 468,333 $ 136,000
Niagara, New York 3 $ 385,000 $ 128,333 $ 75,000
Oswego, New York 3 $ 195,000 $ 65,000 $ 135,000
Schenectady, New York 3 $ 1,095,000 $ 365,000 $ 162,000
Ulster, New York 3 $ 425,000 $ 141,666 $ 0
Caldwell, North Carolina 3 $ 335,000 $ 111,666 $ 84,000
Davidson, North Carolina 3 $ 465,000 $ 155,000 $ 121,000
Henderson, North Carolina 3 $ 565,000 $ 188,333 $ 53,000
Onslow, North Carolina 3 $ 635,000 $ 211,666 $ 141,000
Orange, North Carolina 3 $ 755,000 $ 251,666 $ 193,000
Pender, North Carolina 3 $ 505,000 $ 168,333 $ 214,000
Pitt, North Carolina 3 $ 1,085,000 $ 361,666 $ 280,000
Randolph, North Carolina 3 $ 815,000 $ 271,666 $ 321,000
Rutherford, North Carolina 3 $ 205,000 $ 68,333 $ 0
Clermont, Ohio 3 $ 895,000 $ 298,333 $ 129,000
Portage, Ohio 3 $ 1,215,000 $ 405,000 $ 147,000
Summit, Ohio 3 $ 975,000 $ 325,000 $ 190,000
Comanche, Oklahoma 3 $ 375,000 $ 125,000 $ 0
Coos, Oregon 3 $ 685,000 $ 228,333 $ 128,000
Umatilla, Oregon 3 $ 545,000 $ 181,666 $ 104,000
Beaver, Pennsylvania 3 $ 365,000 $ 121,666 $ 100,000
Northumberland, Pennsylvania 3 $ 425,000 $ 141,666 $ 96,000
Wayne, Pennsylvania 3 $ 1,395,000 $ 465,000 $ 266,000
York, Pennsylvania 3 $ 385,000 $ 128,333 $ 123,000
Aiken, South Carolina 3 $ 465,000 $ 155,000 $ 27,000
Anderson, South Carolina 3 $ 455,000 $ 151,666 $ 0
Orangeburg, South Carolina 3 $ 575,000 $ 191,666 $ 110,000
Marshall, Tennessee 3 $ 915,000 $ 305,000 $ 118,000
Sevier, Tennessee 3 $ 665,000 $ 221,666 $ 29,000
Sumner, Tennessee 3 $ 1,085,000 $ 361,666 $ 399,000
Bosque, Texas 3 $ 965,000 $ 321,666 $ 187,000
El Paso, Texas 3 $ 195,000 $ 65,000 $ 0
Ellis, Texas 3 $ 655,000 $ 218,333 $ 108,000
Hill, Texas 3 $ 375,000 $ 125,000 $ 155,000
Jasper, Texas 3 $ 205,000 $ 68,333 $ 59,000
Johnson, Texas 3 $ 675,000 $ 225,000 $ 121,000
Llano, Texas 3 $ 1,165,000 $ 388,333 $ 148,000
Midland, Texas 3 $ 745,000 $ 248,333 $ 395,000
Milam, Texas 3 $ 515,000 $ 171,666 $ 101,000
Randall, Texas 3 $ 625,000 $ 208,333 $ 0
Rockwall, Texas 3 $ 975,000 $ 325,000 $ 0
Waller, Texas 3 $ 1,435,000 $ 478,333 $ 243,000
Webb, Texas 3 $ 375,000 $ 125,000 $ 0
Millard, Utah 3 $ 525,000 $ 175,000 $ 39,000
Weber, Utah 3 $ 1,435,000 $ 478,333 $ 127,000
Bedford, Virginia 3 $ 595,000 $ 198,333 $ 196,000
Chesapeake, Virginia 3 $ 695,000 $ 231,666 $ 116,000
Fauquier, Virginia 3 $ 1,445,000 $ 481,666 $ 390,000
Newport News, Virginia 3 $ 725,000 $ 241,666 $ 242,000
Powhatan, Virginia 3 $ 635,000 $ 211,666 $ 70,000
Warren, Virginia 3 $ 945,000 $ 315,000 $ 72,000
Clallam, Washington 3 $ 835,000 $ 278,333 $ 133,000
Franklin, Washington 3 $ 1,135,000 $ 378,333 $ 233,000
Jefferson, Washington 3 $ 595,000 $ 198,333 $ 172,000
Jefferson, West Virginia 3 $ 805,000 $ 268,333 $ 86,000
Mobile, Alabama 2 $ 140,000 $ 70,000 $ 26,000
Kenai Peninsula, Alaska 2 $ 140,000 $ 70,000 $ 67,000
Gila, Arizona 2 $ 450,000 $ 225,000 $ 145,000
Washington, Arkansas 2 $ 340,000 $ 170,000 $ 48,000
Humboldt, California 2 $ 420,000 $ 210,000 $ 187,000
Kings, California 2 $ 500,000 $ 250,000 $ 0
San Benito, California 2 $ 1,150,000 $ 575,000 $ 193,000
Boulder, Colorado 2 $ 860,000 $ 430,000 $ 155,000
Chaffee, Colorado 2 $ 1,900,000 $ 950,000 $ 2,099,000
Summit, Colorado 2 $ 1,340,000 $ 670,000 $ 284,000
Northeastern Connecticut Planning Region, Connecticut 2 $ 790,000 $ 395,000 $ 158,000
Charlotte, Florida 2 $ 260,000 $ 130,000 $ 119,000
Clay, Florida 2 $ 560,000 $ 280,000 $ 132,000
Columbia, Florida 2 $ 410,000 $ 205,000 $ 0
Flagler, Florida 2 $ 570,000 $ 285,000 $ 157,000
Glades, Florida 2 $ 190,000 $ 95,000 $ 42,000
Gulf, Florida 2 $ 280,000 $ 140,000 $ 0
Indian River, Florida 2 $ 240,000 $ 120,000 $ 0
Leon, Florida 2 $ 160,000 $ 80,000 $ 57,000
Bibb, Georgia 2 $ 480,000 $ 240,000 $ 93,000
Butts, Georgia 2 $ 600,000 $ 300,000 $ 188,000
Columbia, Georgia 2 $ 390,000 $ 195,000 $ 94,000
Dawson, Georgia 2 $ 500,000 $ 250,000 $ 112,000
Haralson, Georgia 2 $ 530,000 $ 265,000 $ 126,000
Jasper, Georgia 2 $ 240,000 $ 120,000 $ 60,000
Meriwether, Georgia 2 $ 430,000 $ 215,000 $ 82,000
Wayne, Georgia 2 $ 170,000 $ 85,000 $ 28,000
Maui, Hawaii 2 $ 2,380,000 $ 1,190,000 $ 430,000
Page:

Mortgage Loan Application Detail Totals for First National Bank of America in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,207 $1,729,105,000 $278,000 $6,005,000 $140,000 $2,897,000
Cash-out Refinancing 362 $101,700,000 $280,000 $1,505,000 $125,000 $1,266,000
Refinancing 261 $71,025,000 $272,000 $1,245,000 $127,000 $1,136,000
Other Purpose 223 $46,145,000 $206,000 $1,005,000 $144,000 $1,568,000
Home Improvement 122 $19,090,000 $156,000 $675,000 $101,000 $694,000
Not Applicable 71 $7,405,000 $104,000 $305,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 4,376 $1,233,170,000 $281,000 $1,245,000 $135,000 $2,897,000
Not applicable 1,711 $437,085,000 $255,000 $6,005,000 $135,000 $929,000
White 530 $136,620,000 $257,000 $1,775,000 $155,000 $2,563,000
Not Provided 464 $122,600,000 $264,000 $975,000 $140,000 $2,154,000
Asian 77 $26,835,000 $348,000 $945,000 $169,000 $618,000
Black or African American 75 $15,945,000 $212,000 $705,000 $153,000 $1,568,000
American Indian or Alaskan Native 13 $2,215,000 $170,000 $475,000 $81,000 $156,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,246 $1,974,470,000 $272,000 $6,005,000 $138,000 $2,897,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,672 $1,053,850,000 $286,000 $6,005,000 $136,000 $2,897,000
Loan Purchased By The Institution 1,635 $396,595,000 $242,000 $1,505,000 $135,000 $929,000
Application Withdrawn By Applicant 1,074 $293,460,000 $273,000 $2,435,000 $138,000 $2,472,000
Application Denied By Financial Institution 771 $205,295,000 $266,000 $1,245,000 $146,000 $2,154,000
Application Approved But Not Accepted 55 $15,555,000 $282,000 $555,000 $145,000 $637,000
File Closed For Incompleteness 39 $9,715,000 $249,000 $635,000 $123,000 $289,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,475 $1,769,175,000 $273,000 $6,005,000 $137,000 $2,897,000
Collateral 286 $72,470,000 $253,000 $1,235,000 $158,000 $2,154,000
Credit History 148 $35,890,000 $242,000 $1,205,000 $141,000 $1,568,000
Credit Application Incomplete 86 $24,510,000 $285,000 $1,245,000 $171,000 $1,635,000
Debt-To-Income Ratio 76 $21,300,000 $280,000 $1,235,000 $72,000 $313,000
Other 62 $16,180,000 $260,000 $905,000 $145,000 $829,000
Unverifiable Information 59 $17,855,000 $302,000 $1,125,000 $165,000 $1,228,000
Insufficient Cash (Downpayment, Closing Cost) 54 $17,090,000 $316,000 $675,000 $140,000 $488,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of America's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of America's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List