First National Bank Texas
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First National Bank Texas 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Texas 507 N. Gray St. Killeen, TX 76541 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,290 |
| Total Mortgage Loan Application Amount | $422,770,000 |
| Average Mortgage Loan Application Amount | $149,250 |
| Highest Mortgage Loan Application Amount | $8,175,000 |
| Average Applicant Income | $88,250 |
| Highest Applicant Income | $1,527,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First National Bank Texas. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Texas's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First National Bank Texas's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Texas serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Texas, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Texas's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bell County Texas | 469 | $ 106,385,000 | $ 226,000 | $ 98,000 |
| El Paso County Texas | 339 | $ 65,895,000 | $ 194,000 | $ 86,000 |
| McLennan County Texas | 168 | $ 47,930,000 | $ 285,000 | $ 93,000 |
| Harris County Texas | 131 | $ 7,935,000 | $ 60,000 | $ 77,000 |
| Tarrant County Texas | 104 | $ 11,120,000 | $ 106,000 | $ 98,000 |
| Dallas County Texas | 100 | $ 8,390,000 | $ 83,000 | $ 72,000 |
| Coryell County Texas | 90 | $ 20,990,000 | $ 233,000 | $ 91,000 |
| Maricopa County Arizona | 74 | $ 27,670,000 | $ 373,000 | $ 122,000 |
| Nueces County Texas | 70 | $ 13,150,000 | $ 187,000 | $ 83,000 |
| Bexar County Texas | 57 | $ 7,895,000 | $ 138,000 | $ 93,000 |
| Montgomery County Texas | 49 | $ 6,005,000 | $ 122,000 | $ 91,000 |
| Williamson County Texas | 27 | $ 6,935,000 | $ 256,000 | $ 105,000 |
| Lampasas County Texas | 24 | $ 5,160,000 | $ 215,000 | $ 91,000 |
| Webb County Texas | 23 | $ 1,175,000 | $ 51,000 | $ 102,000 |
| Fort Bend County Texas | 18 | $ 1,800,000 | $ 100,000 | $ 84,000 |
| Hidalgo County Texas | 18 | $ 1,000,000 | $ 55,000 | $ 75,000 |
| Jim Wells County Texas | 17 | $ 2,865,000 | $ 168,000 | $ 76,000 |
| San Patricio County Texas | 17 | $ 2,665,000 | $ 156,000 | $ 72,000 |
| Dona Ana County New Mexico | 15 | $ 3,485,000 | $ 232,000 | $ 74,000 |
| Hill County Texas | 14 | $ 2,520,000 | $ 180,000 | $ 79,000 |
| Hunt County Texas | 14 | $ 1,190,000 | $ 85,000 | $ 52,000 |
| Wichita County Texas | 14 | $ 560,000 | $ 40,000 | $ 55,000 |
| Brazos County Texas | 13 | $ 1,285,000 | $ 98,000 | $ 63,000 |
| Tom Green County Texas | 13 | $ 885,000 | $ 68,000 | $ 82,000 |
| Lubbock County Texas | 12 | $ 7,410,000 | $ 617,000 | $ 62,000 |
| Travis County Texas | 12 | $ 2,920,000 | $ 243,000 | $ 139,000 |
| Lea County New Mexico | 11 | $ 1,975,000 | $ 179,000 | $ 52,000 |
| Anderson County Texas | 11 | $ 605,000 | $ 55,000 | $ 59,000 |
| Denton County Texas | 10 | $ 1,000,000 | $ 100,000 | $ 94,000 |
| Ellis County Texas | 10 | $ 1,380,000 | $ 138,000 | $ 86,000 |
| Gregg County Texas | 10 | $ 870,000 | $ 87,000 | $ 62,000 |
| Hood County Texas | 10 | $ 2,220,000 | $ 222,000 | $ 66,000 |
| Cameron County Texas | 9 | $ 495,000 | $ 55,000 | $ 74,000 |
| Kaufman County Texas | 9 | $ 415,000 | $ 46,000 | $ 68,000 |
| Grayson County Texas | 8 | $ 240,000 | $ 30,000 | $ 58,000 |
| Uvalde County Texas | 8 | $ 220,000 | $ 27,000 | $ 44,000 |
| Atascosa County Texas | 7 | $ 565,000 | $ 80,000 | $ 51,000 |
| Bosque County Texas | 7 | $ 1,255,000 | $ 179,000 | $ 69,000 |
| Brazoria County Texas | 7 | $ 315,000 | $ 45,000 | $ 76,000 |
| Ector County Texas | 7 | $ 375,000 | $ 53,000 | $ 63,000 |
| Walker County Texas | 7 | $ 145,000 | $ 20,000 | $ 49,000 |
| Collin County Texas | 6 | $ 2,560,000 | $ 426,000 | $ 128,000 |
| Jefferson County Texas | 6 | $ 110,000 | $ 18,000 | $ 47,000 |
| Midland County Texas | 6 | $ 710,000 | $ 118,000 | $ 83,000 |
| Robertson County Texas | 6 | $ 170,000 | $ 28,000 | $ 68,000 |
| Pinal County Arizona | 5 | $ 1,645,000 | $ 329,000 | $ 93,000 |
| Comanche County Texas | 5 | $ 745,000 | $ 149,000 | $ 44,000 |
| Hays County Texas | 5 | $ 605,000 | $ 121,000 | $ 115,000 |
| Parker County Texas | 5 | $ 565,000 | $ 113,000 | $ 61,000 |
| Trinity County Texas | 5 | $ 185,000 | $ 37,000 | $ 49,000 |
| Wharton County Texas | 5 | $ 185,000 | $ 37,000 | $ 52,000 |
| Burnet County Texas | 4 | $ 1,900,000 | $ 475,000 | $ 62,000 |
| Erath County Texas | 4 | $ 330,000 | $ 82,000 | $ 43,000 |
| Falls County Texas | 4 | $ 690,000 | $ 172,000 | $ 85,000 |
| Galveston County Texas | 4 | $ 470,000 | $ 117,000 | $ 45,000 |
| Gray County Texas | 4 | $ 60,000 | $ 15,000 | $ 19,000 |
| Hockley County Texas | 4 | $ 90,000 | $ 22,000 | $ 73,000 |
| Limestone County Texas | 4 | $ 330,000 | $ 82,000 | $ 61,000 |
| Victoria County Texas | 4 | $ 110,000 | $ 27,000 | $ 36,000 |
| Wood County Texas | 4 | $ 210,000 | $ 52,000 | $ 59,000 |
| Comanche County Oklahoma | 3 | $ 795,000 | $ 265,000 | $ 88,000 |
| Cherokee County Texas | 3 | $ 105,000 | $ 35,000 | $ 24,000 |
| Guadalupe County Texas | 3 | $ 935,000 | $ 311,000 | $ 44,000 |
| Harrison County Texas | 3 | $ 275,000 | $ 91,000 | $ 77,000 |
| Henderson County Texas | 3 | $ 355,000 | $ 118,000 | $ 63,000 |
| Johnson County Texas | 3 | $ 1,715,000 | $ 571,000 | $ 150,000 |
| Matagorda County Texas | 3 | $ 445,000 | $ 148,000 | $ 102,000 |
| Palo Pinto County Texas | 3 | $ 265,000 | $ 88,000 | $ 54,000 |
| Potter County Texas | 3 | $ 145,000 | $ 48,000 | $ 106,000 |
| Wilson County Texas | 3 | $ 655,000 | $ 218,000 | $ 299,000 |
| Yavapai County Arizona | 2 | $ 1,070,000 | $ 535,000 | $ 102,000 |
| Archer County Texas | 2 | $ 30,000 | $ 15,000 | $ 26,000 |
| Bastrop County Texas | 2 | $ 50,000 | $ 25,000 | $ 111,000 |
| Bee County Texas | 2 | $ 70,000 | $ 35,000 | $ 120,000 |
| Bowie County Texas | 2 | $ 320,000 | $ 160,000 | $ 67,000 |
| Caldwell County Texas | 2 | $ 130,000 | $ 65,000 | $ 147,000 |
| Chambers County Texas | 2 | $ 410,000 | $ 205,000 | $ 139,000 |
| Deaf Smith County Texas | 2 | $ 140,000 | $ 70,000 | $ 75,000 |
| DeWitt County Texas | 2 | $ 70,000 | $ 35,000 | $ 52,000 |
| Duval County Texas | 2 | $ 40,000 | $ 20,000 | $ 36,000 |
| Eastland County Texas | 2 | $ 470,000 | $ 235,000 | $ 67,000 |
| Floyd County Texas | 2 | $ 160,000 | $ 80,000 | $ 70,000 |
| Hale County Texas | 2 | $ 70,000 | $ 35,000 | $ 59,000 |
| Hamilton County Texas | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Kerr County Texas | 2 | $ 130,000 | $ 65,000 | $ 64,000 |
| Liberty County Texas | 2 | $ 160,000 | $ 80,000 | $ 92,000 |
| Martin County Texas | 2 | $ 50,000 | $ 25,000 | $ 11,000 |
| Maverick County Texas | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Milam County Texas | 2 | $ 130,000 | $ 65,000 | $ 57,000 |
| Nacogdoches County Texas | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Parmer County Texas | 2 | $ 90,000 | $ 45,000 | $ 85,000 |
| Polk County Texas | 2 | $ 90,000 | $ 45,000 | $ 54,000 |
| Randall County Texas | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| Refugio County Texas | 2 | $ 90,000 | $ 45,000 | $ 99,000 |
| Rusk County Texas | 2 | $ 140,000 | $ 70,000 | $ 26,000 |
| San Jacinto County Texas | 2 | $ 220,000 | $ 110,000 | $ 64,000 |
| Smith County Texas | 2 | $ 160,000 | $ 80,000 | $ 103,000 |
| Van Zandt County Texas | 2 | $ 30,000 | $ 15,000 | $ 40,000 |
| Willacy County Texas | 2 | $ 40,000 | $ 20,000 | $ 53,000 |
| Young County Texas | 2 | $ 50,000 | $ 25,000 | $ 55,000 |
| Russell County Alabama | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Mohave County Arizona | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Pulaski County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Sebastian County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| White County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Alameda County California | 1 | $ 425,000 | $ 425,000 | $ 147,000 |
| Riverside County California | 1 | $ 565,000 | $ 565,000 | $ 450,000 |
| San Bernardino County California | 1 | $ 635,000 | $ 635,000 | $ 102,000 |
| Hartford County Connecticut | 1 | $ 385,000 | $ 385,000 | $ 81,000 |
| Franklin County Florida | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| Orange County Florida | 1 | $ 405,000 | $ 405,000 | $ 95,000 |
| Osceola County Florida | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Bryan County Georgia | 1 | $ 495,000 | $ 495,000 | $ 131,000 |
| Chatham County Georgia | 1 | $ 365,000 | $ 365,000 | $ 176,000 |
| Columbia County Georgia | 1 | $ 145,000 | $ 145,000 | $ 197,000 |
| Latah County Idaho | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Geary County Kansas | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Pottawatomie County Kansas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Washington County Minnesota | 1 | $ 635,000 | $ 635,000 | $ 182,000 |
| Platte County Missouri | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Platte County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Bernalillo County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Chaves County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Lincoln County New Mexico | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Otero County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Erie County New York | 1 | $ 645,000 | $ 645,000 | $ 280,000 |
| Cleveland County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Johnston County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Logan County Oklahoma | 1 | $ 635,000 | $ 635,000 | $ 180,000 |
| Angelina County Texas | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Aransas County Texas | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Brooks County Texas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Burleson County Texas | 1 | $ 15,000 | $ 15,000 | $ 15,000 |
| Calhoun County Texas | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Callahan County Texas | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Camp County Texas | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Cass County Texas | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Crosby County Texas | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Culberson County Texas | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Dawson County Texas | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Freestone County Texas | 1 | $ 15,000 | $ 15,000 | $ 9,000 |
| Gaines County Texas | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Gillespie County Texas | 1 | $ 445,000 | $ 445,000 | $ 310,000 |
| Goliad County Texas | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Grimes County Texas | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Hopkins County Texas | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Houston County Texas | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Howard County Texas | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Hudspeth County Texas | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Hutchinson County Texas | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Jack County Texas | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Jackson County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jones County Texas | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Kendall County Texas | 1 | $ 345,000 | $ 345,000 | $ 123,000 |
| Kleberg County Texas | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Lee County Texas | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Marion County Texas | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Mason County Texas | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Medina County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Moore County Texas | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Orange County Texas | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Reagan County Texas | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Rockwall County Texas | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Runnels County Texas | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Stephens County Texas | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Swisher County Texas | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Titus County Texas | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| Val Verde County Texas | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Waller County Texas | 1 | $ 605,000 | $ 605,000 | $ 159,000 |
| Washington County Texas | 1 | $ 8,175,000 | $ 8,175,000 | $ 0 |
| Wilbarger County Texas | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Zapata County Texas | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Zavala County Texas | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Iron County Utah | 1 | $ 455,000 | $ 455,000 | $ 91,000 |
| Norfolk County Virginia | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Suffolk County Virginia | 1 | $ 465,000 | $ 465,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for First National Bank Texas in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,167 | $338,195,000 | $289,000 | $8,175,000 | $97,000 | $640,000 |
| Home Improvement | 725 | $31,855,000 | $43,000 | $355,000 | $71,000 | $1,404,000 |
| Other Purpose | 200 | $9,690,000 | $48,000 | $335,000 | $85,000 | $1,527,000 |
| Refinancing | 198 | $43,030,000 | $217,000 | $1,125,000 | $100,000 | $960,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 897 | $126,345,000 | $140,000 | $635,000 | $78,000 | $1,404,000 |
| White | 717 | $142,665,000 | $198,000 | $805,000 | $98,000 | $1,527,000 |
| Black or African American | 329 | $50,165,000 | $152,000 | $1,475,000 | $78,000 | $640,000 |
| Not Provided | 244 | $52,930,000 | $216,000 | $985,000 | $97,000 | $568,000 |
| Asian | 46 | $10,200,000 | $221,000 | $645,000 | $110,000 | $348,000 |
| Not applicable | 33 | $35,535,000 | $1,076,000 | $8,175,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $2,490,000 | $155,000 | $515,000 | $89,000 | $311,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,210,000 | $368,000 | $485,000 | $104,000 | $176,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,513 | $209,735,000 | $138,000 | $8,175,000 | $88,000 | $1,527,000 |
| FHA-insured (Federal Housing Administration) | 396 | $87,110,000 | $219,000 | $475,000 | $75,000 | $221,000 |
| VA-guaranteed (Veterans Administration) | 380 | $125,730,000 | $330,000 | $1,475,000 | $99,000 | $301,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $195,000 | $195,000 | $195,000 | $88,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,009 | $284,525,000 | $281,000 | $8,175,000 | $98,000 | $564,000 |
| Application Denied By Financial Institution | 962 | $57,600,000 | $59,000 | $605,000 | $72,000 | $1,527,000 |
| Application Withdrawn By Applicant | 285 | $69,715,000 | $244,000 | $805,000 | $102,000 | $640,000 |
| File Closed For Incompleteness | 26 | $2,280,000 | $87,000 | $635,000 | $81,000 | $180,000 |
| Application Approved But Not Accepted | 7 | $8,295,000 | $1,185,000 | $6,685,000 | $111,000 | $222,000 |
| Loan Purchased By The Institution | 1 | $355,000 | $355,000 | $355,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,328 | $365,170,000 | $274,000 | $8,175,000 | $99,000 | $640,000 |
| Credit History | 768 | $35,930,000 | $46,000 | $605,000 | $71,000 | $1,527,000 |
| Collateral | 92 | $8,180,000 | $88,000 | $565,000 | $97,000 | $729,000 |
| Debt-To-Income Ratio | 87 | $11,555,000 | $132,000 | $475,000 | $59,000 | $311,000 |
| Other | 8 | $1,230,000 | $153,000 | $355,000 | $95,000 | $319,000 |
| Unverifiable Information | 4 | $430,000 | $107,000 | $195,000 | $66,000 | $121,000 |
| Employment History | 3 | $275,000 | $91,000 | $185,000 | $24,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Texas's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.