First National Bankers Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
First National Bankers Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bankers Bank 7813 Office Park Blvd Baton Rouge, LA 70809 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 745 |
| Total Mortgage Loan Application Amount | $101,287,000 |
| Average Mortgage Loan Application Amount | $140,000 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $85,666 |
| Highest Applicant Income | $2,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First National Bankers Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bankers Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First National Bankers Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bankers Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bankers Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bankers Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Iberia County Louisiana | 44 | $ 5,293,000 | $ 120,000 | $ 58,000 |
| Lincoln County Louisiana | 42 | $ 7,409,000 | $ 176,000 | $ 110,000 |
| Concordia County Louisiana | 28 | $ 2,852,000 | $ 101,000 | $ 54,000 |
| Franklin County Louisiana | 25 | $ 2,307,000 | $ 92,000 | $ 64,000 |
| Ascension County Louisiana | 23 | $ 4,090,000 | $ 177,000 | $ 71,000 |
| Webster County Louisiana | 23 | $ 3,015,000 | $ 131,000 | $ 70,000 |
| East Baton Rouge County Louisiana | 21 | $ 3,423,000 | $ 163,000 | $ 92,000 |
| West Feliciana County Louisiana | 20 | $ 4,891,000 | $ 244,000 | $ 123,000 |
| Caddo County Louisiana | 19 | $ 3,332,000 | $ 175,000 | $ 159,000 |
| Tangipahoa County Louisiana | 19 | $ 3,419,000 | $ 179,000 | $ 119,000 |
| Perry County Mississippi | 19 | $ 1,894,000 | $ 99,000 | $ 54,000 |
| Pontotoc County Mississippi | 18 | $ 1,937,000 | $ 107,000 | $ 54,000 |
| Tishomingo County Mississippi | 18 | $ 1,438,000 | $ 79,000 | $ 47,000 |
| Jackson County Louisiana | 17 | $ 1,990,000 | $ 117,000 | $ 47,000 |
| Lafayette County Louisiana | 16 | $ 2,796,000 | $ 174,000 | $ 90,000 |
| Natchitoches County Louisiana | 16 | $ 2,714,000 | $ 169,000 | $ 72,000 |
| Claiborne County Louisiana | 15 | $ 1,643,000 | $ 109,000 | $ 59,000 |
| St. Mary County Louisiana | 14 | $ 1,197,000 | $ 85,000 | $ 46,000 |
| Pike County Mississippi | 14 | $ 1,276,000 | $ 91,000 | $ 41,000 |
| East Feliciana County Louisiana | 13 | $ 1,499,000 | $ 115,000 | $ 59,000 |
| Lafourche County Louisiana | 13 | $ 1,887,000 | $ 145,000 | $ 76,000 |
| Pointe Coupee County Louisiana | 13 | $ 2,047,000 | $ 157,000 | $ 73,000 |
| St. Martin County Louisiana | 13 | $ 2,027,000 | $ 155,000 | $ 74,000 |
| Beauregard County Louisiana | 11 | $ 1,618,000 | $ 147,000 | $ 65,000 |
| Bienville County Louisiana | 11 | $ 977,000 | $ 88,000 | $ 58,000 |
| Calcasieu County Louisiana | 11 | $ 1,853,000 | $ 168,000 | $ 95,000 |
| Acadia County Louisiana | 10 | $ 1,510,000 | $ 151,000 | $ 57,000 |
| Franklin County Mississippi | 10 | $ 1,293,000 | $ 129,000 | $ 58,000 |
| St. Landry County Louisiana | 8 | $ 960,000 | $ 120,000 | $ 56,000 |
| McNairy County Tennessee | 8 | $ 626,000 | $ 78,000 | $ 49,000 |
| Clay County Alabama | 7 | $ 778,000 | $ 111,000 | $ 49,000 |
| Evangeline County Louisiana | 7 | $ 1,130,000 | $ 161,000 | $ 80,000 |
| Ouachita County Louisiana | 7 | $ 927,000 | $ 132,000 | $ 100,000 |
| Adams County Mississippi | 7 | $ 793,000 | $ 113,000 | $ 56,000 |
| DeSoto County Mississippi | 7 | $ 1,169,000 | $ 167,000 | $ 61,000 |
| Prentiss County Mississippi | 7 | $ 618,000 | $ 88,000 | $ 56,000 |
| Livingston County Louisiana | 6 | $ 856,000 | $ 142,000 | $ 59,000 |
| Washington County Louisiana | 6 | $ 397,000 | $ 66,000 | $ 30,000 |
| Greene County Mississippi | 6 | $ 650,000 | $ 108,000 | $ 41,000 |
| Itawamba County Mississippi | 6 | $ 742,000 | $ 123,000 | $ 42,000 |
| Jones County Mississippi | 6 | $ 728,000 | $ 121,000 | $ 58,000 |
| Lincoln County Mississippi | 6 | $ 903,000 | $ 150,000 | $ 92,000 |
| Marshall County Mississippi | 6 | $ 1,091,000 | $ 181,000 | $ 60,000 |
| Marengo County Alabama | 5 | $ 670,000 | $ 134,000 | $ 40,000 |
| Sabine County Louisiana | 5 | $ 528,000 | $ 105,000 | $ 64,000 |
| Union County Louisiana | 5 | $ 402,000 | $ 80,000 | $ 53,000 |
| Bossier County Louisiana | 4 | $ 763,000 | $ 190,000 | $ 75,000 |
| Catahoula County Louisiana | 4 | $ 364,000 | $ 91,000 | $ 69,000 |
| Rapides County Louisiana | 4 | $ 487,000 | $ 121,000 | $ 63,000 |
| West Baton Rouge County Louisiana | 4 | $ 525,000 | $ 131,000 | $ 91,000 |
| West Carroll County Louisiana | 4 | $ 345,000 | $ 86,000 | $ 60,000 |
| Chickasaw County Mississippi | 4 | $ 308,000 | $ 77,000 | $ 59,000 |
| Forrest County Mississippi | 4 | $ 446,000 | $ 111,000 | $ 47,000 |
| Jefferson County Louisiana | 3 | $ 487,000 | $ 162,000 | $ 66,000 |
| Madison County Louisiana | 3 | $ 289,000 | $ 96,000 | $ 36,000 |
| Richland County Louisiana | 3 | $ 297,000 | $ 99,000 | $ 61,000 |
| St. Tammany County Louisiana | 3 | $ 400,000 | $ 133,000 | $ 47,000 |
| Terrebonne County Louisiana | 3 | $ 416,000 | $ 138,000 | $ 53,000 |
| Vernon County Louisiana | 3 | $ 402,000 | $ 134,000 | $ 54,000 |
| Alcorn County Mississippi | 3 | $ 287,000 | $ 95,000 | $ 42,000 |
| Lee County Mississippi | 3 | $ 403,000 | $ 134,000 | $ 38,000 |
| Scott County Mississippi | 3 | $ 286,000 | $ 95,000 | $ 42,000 |
| Walthall County Mississippi | 3 | $ 278,000 | $ 92,000 | $ 32,000 |
| Baldwin County Alabama | 2 | $ 1,033,000 | $ 516,000 | $ 257,000 |
| East Carroll County Louisiana | 2 | $ 252,000 | $ 126,000 | $ 37,000 |
| Grant County Louisiana | 2 | $ 190,000 | $ 95,000 | $ 41,000 |
| Tensas County Louisiana | 2 | $ 176,000 | $ 88,000 | $ 67,000 |
| Vermilion County Louisiana | 2 | $ 196,000 | $ 98,000 | $ 62,000 |
| Copiah County Mississippi | 2 | $ 353,000 | $ 176,000 | $ 64,000 |
| Lafayette County Mississippi | 2 | $ 381,000 | $ 190,000 | $ 271,000 |
| Sharkey County Mississippi | 2 | $ 167,000 | $ 83,000 | $ 57,000 |
| Washington County Mississippi | 2 | $ 317,000 | $ 158,000 | $ 71,000 |
| Webster County Mississippi | 2 | $ 440,000 | $ 220,000 | $ 87,000 |
| Wilkinson County Mississippi | 2 | $ 570,000 | $ 285,000 | $ 120,000 |
| Cleburne County Alabama | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Franklin County Alabama | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Greene County Alabama | 1 | $ 140,000 | $ 140,000 | $ 163,000 |
| Hale County Alabama | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Marion County Alabama | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Randolph County Alabama | 1 | $ 230,000 | $ 230,000 | $ 88,000 |
| Sumter County Alabama | 1 | $ 87,000 | $ 87,000 | $ 45,000 |
| Talladega County Alabama | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Walker County Alabama | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Garland County Arkansas | 1 | $ 221,000 | $ 221,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 332,000 | $ 332,000 | $ 77,000 |
| Assumption County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 53,000 |
| Cameron County Louisiana | 1 | $ 117,000 | $ 117,000 | $ 53,000 |
| De Soto County Louisiana | 1 | $ 94,000 | $ 94,000 | $ 51,000 |
| Jefferson Davis County Louisiana | 1 | $ 137,000 | $ 137,000 | $ 72,000 |
| La Salle County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 61,000 |
| Orleans County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 720,000 |
| Red River County Louisiana | 1 | $ 413,000 | $ 413,000 | $ 660,000 |
| Winn County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Carroll County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 36,000 |
| Coahoma County Mississippi | 1 | $ 147,000 | $ 147,000 | $ 42,000 |
| Covington County Mississippi | 1 | $ 290,000 | $ 290,000 | $ 58,000 |
| Jefferson County Mississippi | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Lamar County Mississippi | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| Madison County Mississippi | 1 | $ 142,000 | $ 142,000 | $ 45,000 |
| Quitman County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 99,000 |
| Rankin County Mississippi | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Simpson County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Tallahatchie County Mississippi | 1 | $ 104,000 | $ 104,000 | $ 44,000 |
| Tunica County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 238,000 |
| Hardin County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Bowie County Texas | 1 | $ 48,000 | $ 48,000 | $ 95,000 |
| Harrison County Texas | 1 | $ 180,000 | $ 180,000 | $ 117,000 |
| Tarrant County Texas | 1 | $ 190,000 | $ 190,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for First National Bankers Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 468 | $64,432,000 | $137,000 | $700,000 | $70,000 | $2,000,000 |
| Refinancing | 262 | $34,572,000 | $131,000 | $800,000 | $77,000 | $1,943,000 |
| Home Improvement | 15 | $2,283,000 | $152,000 | $393,000 | $110,000 | $720,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 644 | $89,420,000 | $138,000 | $800,000 | $74,000 | $2,000,000 |
| Black or African American | 74 | $8,168,000 | $110,000 | $329,000 | $47,000 | $203,000 |
| Hispanic | 14 | $1,826,000 | $130,000 | $280,000 | $61,000 | $144,000 |
| Not Provided | 5 | $773,000 | $154,000 | $399,000 | $439,000 | $1,943,000 |
| American Indian or Alaskan Native | 4 | $356,000 | $89,000 | $133,000 | $59,000 | $80,000 |
| Asian | 3 | $694,000 | $231,000 | $490,000 | $45,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $50,000 | $50,000 | $50,000 | $51,000 | $51,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 706 | $97,788,000 | $138,000 | $800,000 | $75,000 | $2,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $3,499,000 | $89,000 | $170,000 | $41,000 | $70,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 373 | $50,945,000 | $136,000 | $800,000 | $69,000 | $720,000 |
| Application Denied By Financial Institution | 198 | $25,666,000 | $129,000 | $617,000 | $80,000 | $2,000,000 |
| Application Approved But Not Accepted | 150 | $21,647,000 | $144,000 | $700,000 | $74,000 | $390,000 |
| Application Withdrawn By Applicant | 20 | $2,437,000 | $121,000 | $300,000 | $75,000 | $422,000 |
| File Closed For Incompleteness | 4 | $592,000 | $148,000 | $292,000 | $72,000 | $128,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 102 | $12,282,000 | $120,000 | $490,000 | $60,000 | $257,000 |
| Debt-To-Income Ratio | 51 | $7,800,000 | $152,000 | $617,000 | $87,000 | $1,943,000 |
| Collateral | 24 | $2,685,000 | $111,000 | $380,000 | $168,000 | $2,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $794,000 | $113,000 | $182,000 | $54,000 | $71,000 |
| Other | 6 | $998,000 | $166,000 | $416,000 | $69,000 | $120,000 |
| Unverifiable Information | 5 | $734,000 | $146,000 | $242,000 | $64,000 | $125,000 |
| Employment History | 3 | $373,000 | $124,000 | $148,000 | $48,000 | $107,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bankers Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bankers Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.