First Palmetto Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First Palmetto Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Palmetto Bank 407 E Dekalb Street Camden, SC 29020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,405 |
| Total Mortgage Loan Application Amount | $387,315,000 |
| Average Mortgage Loan Application Amount | $224,750 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $136,750 |
| Highest Applicant Income | $2,589,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 373 | $ 110,015,000 | $ 294,000 | $ 197,000 |
| Lexington County South Carolina | 211 | $ 50,275,000 | $ 238,000 | $ 144,000 |
| Charleston County South Carolina | 188 | $ 69,230,000 | $ 368,000 | $ 210,000 |
| Kershaw County South Carolina | 179 | $ 42,395,000 | $ 236,000 | $ 169,000 |
| Horry County South Carolina | 75 | $ 18,025,000 | $ 240,000 | $ 194,000 |
| Berkeley County South Carolina | 35 | $ 9,085,000 | $ 259,000 | $ 143,000 |
| Lancaster County South Carolina | 35 | $ 5,695,000 | $ 162,000 | $ 107,000 |
| Greenville County South Carolina | 30 | $ 9,010,000 | $ 300,000 | $ 211,000 |
| Clarendon County South Carolina | 22 | $ 3,720,000 | $ 169,000 | $ 109,000 |
| Chesterfield County South Carolina | 19 | $ 2,085,000 | $ 109,000 | $ 72,000 |
| Fairfax County Virginia | 17 | $ 5,845,000 | $ 343,000 | $ 165,000 |
| Dorchester County South Carolina | 16 | $ 3,890,000 | $ 243,000 | $ 177,000 |
| York County South Carolina | 15 | $ 4,315,000 | $ 287,000 | $ 143,000 |
| Mecklenburg County North Carolina | 10 | $ 2,870,000 | $ 287,000 | $ 459,000 |
| Georgetown County South Carolina | 10 | $ 4,000,000 | $ 400,000 | $ 244,000 |
| Fairfield County South Carolina | 9 | $ 1,825,000 | $ 202,000 | $ 420,000 |
| Beaufort County South Carolina | 8 | $ 2,720,000 | $ 340,000 | $ 175,000 |
| Union County North Carolina | 7 | $ 2,085,000 | $ 297,000 | $ 130,000 |
| Colleton County South Carolina | 7 | $ 1,955,000 | $ 279,000 | $ 161,000 |
| Newberry County South Carolina | 7 | $ 2,665,000 | $ 380,000 | $ 320,000 |
| Saluda County South Carolina | 7 | $ 1,835,000 | $ 262,000 | $ 186,000 |
| Sumter County South Carolina | 7 | $ 1,585,000 | $ 226,000 | $ 246,000 |
| Brunswick County North Carolina | 5 | $ 2,015,000 | $ 403,000 | $ 355,000 |
| Wake County North Carolina | 5 | $ 1,255,000 | $ 251,000 | $ 93,000 |
| Florence County South Carolina | 5 | $ 865,000 | $ 173,000 | $ 67,000 |
| Orangeburg County South Carolina | 5 | $ 1,075,000 | $ 215,000 | $ 176,000 |
| Anderson County South Carolina | 4 | $ 1,000,000 | $ 250,000 | $ 390,000 |
| New Hanover County North Carolina | 3 | $ 435,000 | $ 145,000 | $ 93,000 |
| Aiken County South Carolina | 3 | $ 865,000 | $ 288,000 | $ 263,000 |
| Darlington County South Carolina | 3 | $ 235,000 | $ 78,000 | $ 63,000 |
| Spartanburg County South Carolina | 3 | $ 505,000 | $ 168,000 | $ 89,000 |
| Prince William County Virginia | 3 | $ 775,000 | $ 258,000 | $ 82,000 |
| Stafford County Virginia | 3 | $ 985,000 | $ 328,000 | $ 125,000 |
| Marion County Florida | 2 | $ 170,000 | $ 85,000 | $ 43,000 |
| Pinellas County Florida | 2 | $ 510,000 | $ 255,000 | $ 278,000 |
| Dawson County Georgia | 2 | $ 520,000 | $ 260,000 | $ 284,000 |
| Fulton County Georgia | 2 | $ 310,000 | $ 155,000 | $ 90,000 |
| Dare County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 558,000 |
| Haywood County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 155,000 |
| Transylvania County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 435,000 |
| Watauga County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 216,000 |
| Lee County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Leon County Florida | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| St. Johns County Florida | 1 | $ 365,000 | $ 365,000 | $ 192,000 |
| Chatham County Georgia | 1 | $ 95,000 | $ 95,000 | $ 182,000 |
| Cobb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 169,000 |
| DeKalb County Georgia | 1 | $ 355,000 | $ 355,000 | $ 176,000 |
| Franklin County Georgia | 1 | $ 305,000 | $ 305,000 | $ 371,000 |
| McDuffie County Georgia | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Rabun County Georgia | 1 | $ 285,000 | $ 285,000 | $ 396,000 |
| Richmond County Georgia | 1 | $ 195,000 | $ 195,000 | $ 164,000 |
| Caldwell County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| Columbus County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Gaston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Iredell County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Jackson County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 295,000 |
| Lincoln County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 438,000 |
| Macon County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 108,000 |
| Onslow County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 670,000 |
| Barnwell County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Chester County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 167,000 |
| Greenwood County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 406,000 |
| Marion County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 449,000 |
| Oconee County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Pickens County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 1,129,000 |
| Union County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Davidson County Tennessee | 1 | $ 825,000 | $ 825,000 | $ 300,000 |
| Alexandria County Virginia | 1 | $ 485,000 | $ 485,000 | $ 626,000 |
| Culpeper County Virginia | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Fairfax City County Virginia | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Loudoun County Virginia | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| Louisa County Virginia | 1 | $ 225,000 | $ 225,000 | $ 514,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Palmetto Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 727 | $206,325,000 | $283,000 | $2,005,000 | $191,000 | $1,647,000 |
| Cash-out Refinancing | 349 | $93,615,000 | $268,000 | $975,000 | $188,000 | $2,589,000 |
| Home Purchase | 326 | $87,130,000 | $267,000 | $1,285,000 | $168,000 | $1,450,000 |
| Other Purpose | 3 | $245,000 | $81,000 | $115,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,206 | $333,910,000 | $276,000 | $2,005,000 | $187,000 | $2,589,000 |
| Not Provided | 59 | $18,705,000 | $317,000 | $1,205,000 | $217,000 | $1,014,000 |
| Asian | 45 | $12,275,000 | $272,000 | $515,000 | $203,000 | $1,457,000 |
| Black or African American | 38 | $7,240,000 | $190,000 | $355,000 | $81,000 | $178,000 |
| Not applicable | 29 | $7,645,000 | $263,000 | $885,000 | $0 | $0 |
| Hispanic | 11 | $2,425,000 | $220,000 | $515,000 | $185,000 | $467,000 |
| American Indian or Alaskan Native | 2 | $330,000 | $165,000 | $255,000 | $140,000 | $235,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,386 | $383,660,000 | $276,000 | $2,005,000 | $187,000 | $2,589,000 |
| FHA-insured (Federal Housing Administration) | 14 | $2,580,000 | $184,000 | $285,000 | $71,000 | $166,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $480,000 | $120,000 | $165,000 | $37,000 | $41,000 |
| VA-guaranteed (Veterans Administration) | 1 | $595,000 | $595,000 | $595,000 | $583,000 | $583,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,267 | $353,185,000 | $278,000 | $2,005,000 | $186,000 | $2,589,000 |
| Application Withdrawn By Applicant | 74 | $16,490,000 | $222,000 | $595,000 | $172,000 | $1,733,000 |
| Application Denied By Financial Institution | 35 | $8,865,000 | $253,000 | $815,000 | $144,000 | $782,000 |
| Application Approved But Not Accepted | 22 | $7,280,000 | $330,000 | $1,205,000 | $261,000 | $993,000 |
| File Closed For Incompleteness | 7 | $1,495,000 | $213,000 | $505,000 | $187,000 | $516,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,405 | $387,315,000 | $275,000 | $2,005,000 | $185,000 | $2,589,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.