First Republic Bank Mortgage Lending & HMDA Data, 2023
In 2023, First Republic Bank of San Francisco, CA reported 7,481 mortgage applications totaling $9.3 billion, down 80% from 2022. The average application was for $1,246,193, and applicants reported an average income of $544,631. 78% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,384), New York-Jersey City-White Plains, NY-NJ (1,093) and San Francisco-Redwood City-South San Francisco, CA (885) (applications in parentheses).
| Mortgage Company & Address | First Republic Bank 111 Pine Street San Francisco, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,481 |
| Total Mortgage Loan Application Amount | $9,322,775,000 |
| Average Mortgage Loan Application Amount | $1,246,193 |
| Highest Mortgage Loan Application Amount | $93,005,000 |
| Average Applicant Income | $544,631 |
| Highest Applicant Income | $9,733,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Republic Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,384 | $ 2,147,230,000 | $ 1,551,466 | $ 487,000 |
| San Francisco, California | 628 | $ 728,020,000 | $ 1,159,267 | $ 518,000 |
| Alameda, California | 557 | $ 409,395,000 | $ 735,000 | $ 274,000 |
| New York, New York | 486 | $ 694,160,000 | $ 1,428,312 | $ 702,000 |
| San Diego, California | 449 | $ 415,120,000 | $ 924,543 | $ 497,000 |
| Kings, New York | 378 | $ 366,940,000 | $ 970,740 | $ 364,000 |
| Santa Clara, California | 308 | $ 352,520,000 | $ 1,144,545 | $ 425,000 |
| Orange, California | 274 | $ 366,605,000 | $ 1,337,974 | $ 428,000 |
| San Mateo, California | 257 | $ 318,355,000 | $ 1,238,735 | $ 575,000 |
| Suffolk, Massachusetts | 241 | $ 200,935,000 | $ 833,755 | $ 505,000 |
| Contra Costa, California | 240 | $ 171,470,000 | $ 714,458 | $ 324,000 |
| Marin, California | 173 | $ 178,295,000 | $ 1,030,606 | $ 633,000 |
| Palm Beach, Florida | 170 | $ 347,960,000 | $ 2,046,823 | $ 805,000 |
| Sonoma, California | 165 | $ 120,915,000 | $ 732,818 | $ 533,000 |
| Middlesex, Massachusetts | 140 | $ 130,460,000 | $ 931,857 | $ 447,000 |
| Queens, New York | 101 | $ 107,335,000 | $ 1,062,722 | $ 305,000 |
| Norfolk, Massachusetts | 100 | $ 148,070,000 | $ 1,480,700 | $ 594,000 |
| Fairfield, Connecticut | 94 | $ 111,240,000 | $ 1,183,404 | $ 650,000 |
| King, Washington | 85 | $ 94,195,000 | $ 1,108,176 | $ 352,000 |
| Multnomah, Oregon | 79 | $ 92,585,000 | $ 1,171,962 | $ 158,000 |
| Suffolk, New York | 57 | $ 183,185,000 | $ 3,213,771 | $ 1,415,000 |
| Napa, California | 55 | $ 44,595,000 | $ 810,818 | $ 573,000 |
| Westchester, New York | 49 | $ 45,865,000 | $ 936,020 | $ 483,000 |
| Santa Barbara, California | 46 | $ 77,210,000 | $ 1,678,478 | $ 967,000 |
| Miami-Dade, Florida | 45 | $ 84,335,000 | $ 1,874,111 | $ 1,102,000 |
| Riverside, California | 43 | $ 171,625,000 | $ 3,991,279 | $ 706,000 |
| Broward, Florida | 40 | $ 141,330,000 | $ 3,533,250 | $ 696,000 |
| Washington, Oregon | 38 | $ 16,530,000 | $ 435,000 | $ 146,000 |
| Nassau, New York | 36 | $ 39,550,000 | $ 1,098,611 | $ 1,254,000 |
| Teton, Wyoming | 33 | $ 67,835,000 | $ 2,055,606 | $ 836,000 |
| Bergen, New Jersey | 31 | $ 31,735,000 | $ 1,023,709 | $ 613,000 |
| Maricopa, Arizona | 30 | $ 31,150,000 | $ 1,038,333 | $ 549,000 |
| Barnstable, Massachusetts | 27 | $ 41,065,000 | $ 1,520,925 | $ 1,002,000 |
| Essex, Massachusetts | 25 | $ 29,645,000 | $ 1,185,800 | $ 658,000 |
| Placer, California | 22 | $ 21,430,000 | $ 974,090 | $ 1,562,000 |
| Bronx, New York | 20 | $ 7,320,000 | $ 366,000 | $ 124,000 |
| Hudson, New Jersey | 19 | $ 11,625,000 | $ 611,842 | $ 324,000 |
| Monmouth, New Jersey | 18 | $ 18,220,000 | $ 1,012,222 | $ 821,000 |
| Plymouth, Massachusetts | 17 | $ 9,545,000 | $ 561,470 | $ 537,000 |
| Ventura, California | 16 | $ 76,300,000 | $ 4,768,750 | $ 359,000 |
| Santa Cruz, California | 15 | $ 14,815,000 | $ 987,666 | $ 605,000 |
| Clackamas, Oregon | 15 | $ 10,965,000 | $ 731,000 | $ 338,000 |
| Cook, Illinois | 13 | $ 12,265,000 | $ 943,461 | $ 455,000 |
| Monterey, California | 11 | $ 19,535,000 | $ 1,775,909 | $ 1,423,000 |
| Union, New Jersey | 11 | $ 9,805,000 | $ 891,363 | $ 529,000 |
| Deschutes, Oregon | 11 | $ 5,435,000 | $ 494,090 | $ 293,000 |
| Duval, Florida | 10 | $ 950,000 | $ 95,000 | $ 0 |
| Madison, Montana | 10 | $ 70,820,000 | $ 7,082,000 | $ 6,988,000 |
| Collier, Florida | 9 | $ 10,495,000 | $ 1,166,111 | $ 1,460,000 |
| Worcester, Massachusetts | 9 | $ 5,905,000 | $ 656,111 | $ 287,000 |
| Clark, Nevada | 9 | $ 18,345,000 | $ 2,038,333 | $ 872,000 |
| Morris, New Jersey | 9 | $ 11,185,000 | $ 1,242,777 | $ 1,114,000 |
| Summit, Utah | 9 | $ 12,515,000 | $ 1,390,555 | $ 735,000 |
| San Bernardino, California | 8 | $ 3,970,000 | $ 496,250 | $ 500,000 |
| Denver, Colorado | 8 | $ 7,510,000 | $ 938,750 | $ 1,148,000 |
| Honolulu, Hawaii | 8 | $ 16,170,000 | $ 2,021,250 | $ 1,390,000 |
| Washoe, Nevada | 7 | $ 3,875,000 | $ 553,571 | $ 683,000 |
| Ocean, New Jersey | 7 | $ 9,965,000 | $ 1,423,571 | $ 1,199,000 |
| Snohomish, Washington | 7 | $ 5,335,000 | $ 762,142 | $ 302,000 |
| Solano, California | 6 | $ 3,630,000 | $ 605,000 | $ 469,000 |
| Boulder, Colorado | 6 | $ 4,610,000 | $ 768,333 | $ 1,375,000 |
| Hillsborough, Florida | 6 | $ 9,910,000 | $ 1,651,666 | $ 660,000 |
| Sarasota, Florida | 6 | $ 2,370,000 | $ 395,000 | $ 593,000 |
| Hawaii, Hawaii | 6 | $ 9,780,000 | $ 1,630,000 | $ 1,373,000 |
| Blaine, Idaho | 6 | $ 8,410,000 | $ 1,401,666 | $ 1,662,000 |
| Nantucket, Massachusetts | 6 | $ 15,830,000 | $ 2,638,333 | $ 1,126,000 |
| Gallatin, Montana | 6 | $ 4,570,000 | $ 761,666 | $ 1,413,000 |
| Essex, New Jersey | 6 | $ 6,760,000 | $ 1,126,666 | $ 536,000 |
| Travis, Texas | 6 | $ 5,030,000 | $ 838,333 | $ 905,000 |
| Nevada, California | 5 | $ 4,405,000 | $ 881,000 | $ 621,000 |
| Sacramento, California | 5 | $ 1,455,000 | $ 291,000 | $ 335,000 |
| Pitkin, Colorado | 5 | $ 34,825,000 | $ 6,965,000 | $ 241,000 |
| District of Columbia, District Of Columbia | 5 | $ 6,385,000 | $ 1,277,000 | $ 549,000 |
| Martin, Florida | 5 | $ 6,805,000 | $ 1,361,000 | $ 935,000 |
| Cumberland, Maine | 5 | $ 2,275,000 | $ 455,000 | $ 542,000 |
| York, Maine | 5 | $ 3,555,000 | $ 711,000 | $ 1,287,000 |
| Rockingham, New Hampshire | 5 | $ 2,255,000 | $ 451,000 | $ 304,000 |
| Newport, Rhode Island | 5 | $ 5,415,000 | $ 1,083,000 | $ 1,022,000 |
| Providence, Rhode Island | 5 | $ 3,895,000 | $ 779,000 | $ 728,000 |
| Lamoille, Vermont | 5 | $ 6,065,000 | $ 1,213,000 | $ 1,282,000 |
| Clark, Washington | 5 | $ 3,685,000 | $ 737,000 | $ 383,000 |
| San Luis Obispo, California | 4 | $ 4,140,000 | $ 1,035,000 | $ 637,000 |
| Eagle, Colorado | 4 | $ 5,880,000 | $ 1,470,000 | $ 1,286,000 |
| Teton, Idaho | 4 | $ 1,360,000 | $ 340,000 | $ 360,000 |
| Dukes, Massachusetts | 4 | $ 3,090,000 | $ 772,500 | $ 452,000 |
| Passaic, New Jersey | 4 | $ 1,540,000 | $ 385,000 | $ 291,000 |
| Philadelphia, Pennsylvania | 4 | $ 2,680,000 | $ 670,000 | $ 763,000 |
| Washington, Rhode Island | 4 | $ 2,300,000 | $ 575,000 | $ 855,000 |
| Kitsap, Washington | 4 | $ 25,390,000 | $ 6,347,500 | $ 237,000 |
| Mono, California | 3 | $ 1,985,000 | $ 661,666 | $ 606,000 |
| Arapahoe, Colorado | 3 | $ 7,115,000 | $ 2,371,666 | $ 885,000 |
| Lee, Florida | 3 | $ 11,325,000 | $ 3,775,000 | $ 2,229,000 |
| Pinellas, Florida | 3 | $ 2,105,000 | $ 701,666 | $ 597,000 |
| Carroll, New Hampshire | 3 | $ 465,000 | $ 155,000 | $ 308,000 |
| Somerset, New Jersey | 3 | $ 2,445,000 | $ 815,000 | $ 344,000 |
| Richmond, New York | 3 | $ 1,375,000 | $ 458,333 | $ 136,000 |
| Dallas, Texas | 3 | $ 4,165,000 | $ 1,388,333 | $ 1,071,000 |
| Denton, Texas | 3 | $ 2,495,000 | $ 831,666 | $ 714,000 |
| Harris, Texas | 3 | $ 1,345,000 | $ 448,333 | $ 1,745,000 |
| Chittenden, Vermont | 3 | $ 2,265,000 | $ 755,000 | $ 803,000 |
| El Dorado, California | 2 | $ 1,040,000 | $ 520,000 | $ 415,000 |
| San Joaquin, California | 2 | $ 970,000 | $ 485,000 | $ 350,000 |
| Douglas, Colorado | 2 | $ 1,260,000 | $ 630,000 | $ 567,000 |
| Litchfield, Connecticut | 2 | $ 1,690,000 | $ 845,000 | $ 2,832,000 |
| Middlesex, Connecticut | 2 | $ 1,050,000 | $ 525,000 | $ 518,000 |
| New Haven, Connecticut | 2 | $ 1,060,000 | $ 530,000 | $ 494,000 |
| Orange, Florida | 2 | $ 3,300,000 | $ 1,650,000 | $ 1,256,000 |
| St. Johns, Florida | 2 | $ 1,640,000 | $ 820,000 | $ 453,000 |
| Maui, Hawaii | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| Lincoln, Maine | 2 | $ 4,150,000 | $ 2,075,000 | $ 3,776,000 |
| Bristol, Massachusetts | 2 | $ 1,200,000 | $ 600,000 | $ 161,000 |
| Belknap, New Hampshire | 2 | $ 2,000,000 | $ 1,000,000 | $ 1,168,000 |
| Grafton, New Hampshire | 2 | $ 1,560,000 | $ 780,000 | $ 491,000 |
| Middlesex, New Jersey | 2 | $ 1,190,000 | $ 595,000 | $ 289,000 |
| Columbia, New York | 2 | $ 1,310,000 | $ 655,000 | $ 752,000 |
| Dutchess, New York | 2 | $ 980,000 | $ 490,000 | $ 261,000 |
| Greene, New York | 2 | $ 1,980,000 | $ 990,000 | $ 1,767,000 |
| Orange, New York | 2 | $ 1,170,000 | $ 585,000 | $ 414,000 |
| Rockland, New York | 2 | $ 1,340,000 | $ 670,000 | $ 425,000 |
| Buncombe, North Carolina | 2 | $ 1,210,000 | $ 605,000 | $ 293,000 |
| Cuyahoga, Ohio | 2 | $ 1,610,000 | $ 805,000 | $ 0 |
| Clatsop, Oregon | 2 | $ 510,000 | $ 255,000 | $ 383,000 |
| Columbia, Oregon | 2 | $ 10,420,000 | $ 5,210,000 | $ 659,000 |
| Hood River, Oregon | 2 | $ 1,380,000 | $ 690,000 | $ 348,000 |
| Tillamook, Oregon | 2 | $ 970,000 | $ 485,000 | $ 150,000 |
| Yamhill, Oregon | 2 | $ 700,000 | $ 350,000 | $ 518,000 |
| Beaufort, South Carolina | 2 | $ 2,170,000 | $ 1,085,000 | $ 739,000 |
| Charleston, South Carolina | 2 | $ 2,230,000 | $ 1,115,000 | $ 2,783,000 |
| Williamson, Tennessee | 2 | $ 2,010,000 | $ 1,005,000 | $ 407,000 |
| Tarrant, Texas | 2 | $ 1,980,000 | $ 990,000 | $ 407,000 |
| Salt Lake, Utah | 2 | $ 3,810,000 | $ 1,905,000 | $ 0 |
| Wasatch, Utah | 2 | $ 1,790,000 | $ 895,000 | $ 1,348,000 |
| Windsor, Vermont | 2 | $ 1,960,000 | $ 980,000 | $ 1,086,000 |
| Fairfax, Virginia | 2 | $ 3,230,000 | $ 1,615,000 | $ 623,000 |
| Thurston, Washington | 2 | $ 720,000 | $ 360,000 | $ 149,000 |
| Mariposa, California | 1 | $ 305,000 | $ 305,000 | $ 204,000 |
| Mendocino, California | 1 | $ 555,000 | $ 555,000 | $ 352,000 |
| Merced, California | 1 | $ 46,005,000 | $ 46,005,000 | $ 0 |
| Siskiyou, California | 1 | $ 255,000 | $ 255,000 | $ 214,000 |
| Stanislaus, California | 1 | $ 2,245,000 | $ 2,245,000 | $ 1,071,000 |
| Tuolumne, California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Jefferson, Colorado | 1 | $ 2,795,000 | $ 2,795,000 | $ 752,000 |
| Summit, Colorado | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| New London, Connecticut | 1 | $ 1,455,000 | $ 1,455,000 | $ 708,000 |
| Alachua, Florida | 1 | $ 455,000 | $ 455,000 | $ 369,000 |
| Brevard, Florida | 1 | $ 625,000 | $ 625,000 | $ 561,000 |
| Flagler, Florida | 1 | $ 1,405,000 | $ 1,405,000 | $ 456,000 |
| Hernando, Florida | 1 | $ 195,000 | $ 195,000 | $ 807,000 |
| Indian River, Florida | 1 | $ 3,345,000 | $ 3,345,000 | $ 2,171,000 |
| Manatee, Florida | 1 | $ 665,000 | $ 665,000 | $ 352,000 |
| Marion, Florida | 1 | $ 205,000 | $ 205,000 | $ 725,000 |
| Monroe, Florida | 1 | $ 2,375,000 | $ 2,375,000 | $ 1,423,000 |
| Osceola, Florida | 1 | $ 675,000 | $ 675,000 | $ 329,000 |
| Santa Rosa, Florida | 1 | $ 85,000 | $ 85,000 | $ 241,000 |
| Walton, Florida | 1 | $ 445,000 | $ 445,000 | $ 235,000 |
| Fulton, Georgia | 1 | $ 3,255,000 | $ 3,255,000 | $ 276,000 |
| Bonneville, Idaho | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Androscoggin, Maine | 1 | $ 545,000 | $ 545,000 | $ 1,006,000 |
| Franklin, Maine | 1 | $ 305,000 | $ 305,000 | $ 216,000 |
| Berkshire, Massachusetts | 1 | $ 955,000 | $ 955,000 | $ 2,498,000 |
| Hampden, Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 253,000 |
| Hillsborough, New Hampshire | 1 | $ 715,000 | $ 715,000 | $ 376,000 |
| Atlantic, New Jersey | 1 | $ 1,105,000 | $ 1,105,000 | $ 651,000 |
| Hunterdon, New Jersey | 1 | $ 1,015,000 | $ 1,015,000 | $ 391,000 |
| Mercer, New Jersey | 1 | $ 1,065,000 | $ 1,065,000 | $ 495,000 |
| Essex, New York | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Tompkins, New York | 1 | $ 3,415,000 | $ 3,415,000 | $ 1,821,000 |
| Ulster, New York | 1 | $ 1,265,000 | $ 1,265,000 | $ 4,219,000 |
| Mecklenburg, North Carolina | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Wake, North Carolina | 1 | $ 655,000 | $ 655,000 | $ 211,000 |
| Jackson, Oregon | 1 | $ 5,305,000 | $ 5,305,000 | $ 0 |
| Lincoln, Oregon | 1 | $ 505,000 | $ 505,000 | $ 120,000 |
| Polk, Oregon | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Bucks, Pennsylvania | 1 | $ 805,000 | $ 805,000 | $ 955,000 |
| Delaware, Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 275,000 |
| Kent, Rhode Island | 1 | $ 755,000 | $ 755,000 | $ 191,000 |
| York, South Carolina | 1 | $ 6,805,000 | $ 6,805,000 | $ 0 |
| Comanche, Texas | 1 | $ 1,655,000 | $ 1,655,000 | $ 0 |
| Fort Bend, Texas | 1 | $ 205,000 | $ 205,000 | $ 420,000 |
| Montgomery, Texas | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Davis, Utah | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Washington, Utah | 1 | $ 455,000 | $ 455,000 | $ 204,000 |
| Caledonia, Vermont | 1 | $ 265,000 | $ 265,000 | $ 255,000 |
| Rutland, Vermont | 1 | $ 265,000 | $ 265,000 | $ 748,000 |
| Windham, Vermont | 1 | $ 735,000 | $ 735,000 | $ 540,000 |
| Arlington, Virginia | 1 | $ 605,000 | $ 605,000 | $ 537,000 |
| Henrico, Virginia | 1 | $ 265,000 | $ 265,000 | $ 916,000 |
| Northumberland, Virginia | 1 | $ 905,000 | $ 905,000 | $ 425,000 |
| Island, Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Kittitas, Washington | 1 | $ 945,000 | $ 945,000 | $ 512,000 |
| Spokane, Washington | 1 | $ 1,085,000 | $ 1,085,000 | $ 713,000 |
| Whatcom, Washington | 1 | $ 1,385,000 | $ 1,385,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Republic Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,878 | $6,330,035,000 | $1,297,000 | $93,005,000 | $477,000 | $9,598,000 |
| Refinancing | 1,105 | $1,558,680,000 | $1,411,000 | $83,005,000 | $622,000 | $8,384,000 |
| Cash-out Refinancing | 586 | $579,230,000 | $988,000 | $8,805,000 | $655,000 | $7,261,000 |
| Other Purpose | 517 | $671,225,000 | $1,298,000 | $14,955,000 | $892,000 | $8,316,000 |
| Home Improvement | 395 | $183,605,000 | $464,000 | $6,155,000 | $545,000 | $9,733,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,335 | $3,650,335,000 | $1,094,000 | $20,655,000 | $633,000 | $9,361,000 |
| Not applicable | 1,439 | $3,096,325,000 | $2,154,000 | $93,005,000 | $109,000 | $3,139,000 |
| Asian | 922 | $786,410,000 | $852,000 | $8,645,000 | $337,000 | $4,155,000 |
| Not Provided | 683 | $912,335,000 | $1,335,000 | $18,275,000 | $807,000 | $9,733,000 |
| Hispanic | 374 | $277,250,000 | $741,000 | $11,005,000 | $339,000 | $6,475,000 |
| Black or African American | 201 | $131,145,000 | $652,000 | $6,605,000 | $279,000 | $2,500,000 |
| American Indian or Alaskan Native | 25 | $22,545,000 | $901,000 | $2,455,000 | $498,000 | $1,425,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $340,000 | $170,000 | $235,000 | $93,000 | $131,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,481 | $9,322,775,000 | $1,246,000 | $93,005,000 | $538,000 | $9,733,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,810 | $7,244,170,000 | $1,247,000 | $93,005,000 | $564,000 | $9,733,000 |
| Application Withdrawn By Applicant | 820 | $1,367,170,000 | $1,667,000 | $43,565,000 | $612,000 | $8,316,000 |
| Loan Purchased By The Institution | 398 | $135,120,000 | $339,000 | $695,000 | $104,000 | $3,139,000 |
| Application Denied By Financial Institution | 184 | $235,520,000 | $1,280,000 | $70,005,000 | $389,000 | $6,427,000 |
| Application Approved But Not Accepted | 177 | $215,215,000 | $1,215,000 | $46,005,000 | $525,000 | $5,963,000 |
| File Closed For Incompleteness | 92 | $125,580,000 | $1,365,000 | $18,005,000 | $641,000 | $6,945,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,297 | $9,087,255,000 | $1,245,000 | $93,005,000 | $540,000 | $9,733,000 |
| Collateral | 109 | $31,235,000 | $286,000 | $1,505,000 | $432,000 | $1,427,000 |
| Debt-To-Income Ratio | 37 | $54,475,000 | $1,472,000 | $10,005,000 | $477,000 | $6,427,000 |
| Other | 18 | $141,430,000 | $7,857,000 | $70,005,000 | $403,000 | $1,423,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,825,000 | $546,000 | $885,000 | $139,000 | $222,000 |
| Credit History | 6 | $1,800,000 | $300,000 | $505,000 | $252,000 | $507,000 |
| Unverifiable Information | 4 | $1,860,000 | $465,000 | $685,000 | $221,000 | $350,000 |
| Employment History | 3 | $895,000 | $298,000 | $525,000 | $106,000 | $150,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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