First Savings Bank Mortgage Lending & HMDA Data, 2024

In 2024, First Savings Bank of Jeffersonville, IN reported 1,464 mortgage applications totaling $484.5 million, down 70% from 2023. The average application was for $330,956, and applicants reported an average income of $140,107. 51% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (301), Atlanta-Sandy Springs-Roswell, GA (48) and Phoenix-Mesa-Scottsdale, AZ (34) (applications in parentheses).

Mortgage Company & Address First Savings Bank
501 E. Lewis & Clark Parkway
Jeffersonville, IN 47130
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 1,464
Total Mortgage Loan Application Amount $484,520,000
Average Mortgage Loan Application Amount $330,956
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $140,107
Highest Applicant Income $3,302,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Savings Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Indiana 110 $ 17,260,000 $ 156,909 $ 103,000
Crawford, Indiana 71 $ 7,565,000 $ 106,549 $ 80,000
Harrison, Indiana 66 $ 10,510,000 $ 159,242 $ 107,000
Floyd, Indiana 59 $ 11,905,000 $ 201,779 $ 134,000
Washington, Indiana 46 $ 4,850,000 $ 105,434 $ 92,000
Daviess, Indiana 39 $ 4,585,000 $ 117,564 $ 66,000
Maricopa, Arizona 30 $ 16,170,000 $ 539,000 $ 194,000
Clark, Nevada 30 $ 15,990,000 $ 533,000 $ 178,000
Tulsa, Oklahoma 20 $ 5,590,000 $ 279,500 $ 98,000
San Bernardino, California 19 $ 8,825,000 $ 464,473 $ 129,000
Jefferson, Kentucky 17 $ 4,475,000 $ 263,235 $ 199,000
Los Angeles, California 13 $ 7,615,000 $ 585,769 $ 187,000
Orange, Indiana 13 $ 1,485,000 $ 114,230 $ 66,000
Brevard, Florida 12 $ 4,580,000 $ 381,666 $ 120,000
Gwinnett, Georgia 12 $ 5,060,000 $ 421,666 $ 148,000
Cook, Illinois 9 $ 2,405,000 $ 267,222 $ 138,000
Sacramento, California 8 $ 3,000,000 $ 375,000 $ 134,000
Orange, Florida 8 $ 2,970,000 $ 371,250 $ 152,000
Fulton, Georgia 8 $ 2,930,000 $ 366,250 $ 129,000
Prince George's, Maryland 8 $ 4,220,000 $ 527,500 $ 274,000
Riverside, California 7 $ 3,885,000 $ 555,000 $ 180,000
Miami-Dade, Florida 7 $ 3,905,000 $ 557,857 $ 186,000
DeKalb, Georgia 7 $ 1,805,000 $ 257,857 $ 108,000
Oakland, Michigan 7 $ 3,205,000 $ 457,857 $ 194,000
Mecklenburg, North Carolina 7 $ 3,145,000 $ 449,285 $ 134,000
Salt Lake, Utah 7 $ 4,385,000 $ 626,428 $ 222,000
Broward, Florida 6 $ 3,350,000 $ 558,333 $ 158,000
Lake, Florida 6 $ 2,890,000 $ 481,666 $ 166,000
Palm Beach, Florida 6 $ 3,630,000 $ 605,000 $ 171,000
Pasco, Florida 6 $ 2,610,000 $ 435,000 $ 145,000
Marion, Indiana 6 $ 1,350,000 $ 225,000 $ 96,000
Wayne, Michigan 6 $ 1,500,000 $ 250,000 $ 118,000
Jackson, Missouri 6 $ 1,780,000 $ 296,666 $ 120,000
St. Charles, Missouri 6 $ 2,240,000 $ 373,333 $ 140,000
Nassau, New York 6 $ 3,610,000 $ 601,666 $ 224,000
Guilford, North Carolina 6 $ 2,410,000 $ 401,666 $ 152,000
Franklin, Ohio 6 $ 1,990,000 $ 331,666 $ 164,000
Utah, Utah 6 $ 2,740,000 $ 456,666 $ 142,000
Kern, California 5 $ 1,985,000 $ 397,000 $ 193,000
Hillsborough, Florida 5 $ 2,545,000 $ 509,000 $ 178,000
Lee, Florida 5 $ 2,245,000 $ 449,000 $ 152,000
Osceola, Florida 5 $ 2,285,000 $ 457,000 $ 145,000
Pinellas, Florida 5 $ 1,525,000 $ 305,000 $ 146,000
Will, Illinois 5 $ 1,815,000 $ 363,000 $ 119,000
Woodbury, Iowa 5 $ 1,555,000 $ 311,000 $ 122,000
Hennepin, Minnesota 5 $ 2,185,000 $ 437,000 $ 156,000
Cass, Missouri 5 $ 2,055,000 $ 411,000 $ 117,000
Greenville, South Carolina 5 $ 2,255,000 $ 451,000 $ 271,000
Maury, Tennessee 5 $ 2,165,000 $ 433,000 $ 83,000
Fairfax, Virginia 5 $ 3,455,000 $ 691,000 $ 237,000
Pinal, Arizona 4 $ 2,570,000 $ 642,500 $ 214,000
San Diego, California 4 $ 2,690,000 $ 672,500 $ 234,000
Solano, California 4 $ 1,820,000 $ 455,000 $ 157,000
Douglas, Colorado 4 $ 2,340,000 $ 585,000 $ 157,000
Marion, Florida 4 $ 1,340,000 $ 335,000 $ 132,000
Polk, Florida 4 $ 1,400,000 $ 350,000 $ 144,000
Santa Rosa, Florida 4 $ 1,840,000 $ 460,000 $ 219,000
St. Lucie, Florida 4 $ 1,340,000 $ 335,000 $ 85,000
Cobb, Georgia 4 $ 1,800,000 $ 450,000 $ 155,000
Henry, Georgia 4 $ 1,210,000 $ 302,500 $ 124,000
Lake, Illinois 4 $ 1,500,000 $ 375,000 $ 181,000
Boone, Indiana 4 $ 1,650,000 $ 412,500 $ 217,000
Martin, Indiana 4 $ 610,000 $ 152,500 $ 75,000
Johnson, Kansas 4 $ 2,510,000 $ 627,500 $ 220,000
Middlesex, Massachusetts 4 $ 2,750,000 $ 687,500 $ 147,000
Worcester, Massachusetts 4 $ 1,620,000 $ 405,000 $ 162,000
Essex, New Jersey 4 $ 1,840,000 $ 460,000 $ 152,000
Erie, New York 4 $ 1,120,000 $ 280,000 $ 99,000
Queens, New York 4 $ 2,120,000 $ 530,000 $ 115,000
Suffolk, New York 4 $ 1,720,000 $ 430,000 $ 160,000
Durham, North Carolina 4 $ 1,440,000 $ 360,000 $ 125,000
Wake, North Carolina 4 $ 2,040,000 $ 510,000 $ 177,000
Cuyahoga, Ohio 4 $ 760,000 $ 190,000 $ 114,000
Rogers, Oklahoma 4 $ 1,210,000 $ 302,500 $ 113,000
Delaware, Pennsylvania 4 $ 1,380,000 $ 345,000 $ 170,000
Montgomery, Pennsylvania 4 $ 2,040,000 $ 510,000 $ 184,000
Aiken, South Carolina 4 $ 1,780,000 $ 445,000 $ 257,000
Spartanburg, South Carolina 4 $ 1,510,000 $ 377,500 $ 109,000
Prince William, Virginia 4 $ 2,070,000 $ 517,500 $ 204,000
Stafford, Virginia 4 $ 2,300,000 $ 575,000 $ 176,000
Baldwin, Alabama 3 $ 835,000 $ 278,333 $ 104,000
Shelby, Alabama 3 $ 1,385,000 $ 461,666 $ 374,000
Benton, Arkansas 3 $ 1,175,000 $ 391,666 $ 131,000
Contra Costa, California 3 $ 2,005,000 $ 668,333 $ 1,199,000
Placer, California 3 $ 1,625,000 $ 541,666 $ 225,000
Tulare, California 3 $ 1,585,000 $ 528,333 $ 187,000
Arapahoe, Colorado 3 $ 1,425,000 $ 475,000 $ 122,000
Capitol Planning Region, Connecticut 3 $ 895,000 $ 298,333 $ 141,000
New Castle, Delaware 3 $ 1,215,000 $ 405,000 $ 147,000
Duval, Florida 3 $ 1,665,000 $ 555,000 $ 210,000
Sarasota, Florida 3 $ 1,165,000 $ 388,333 $ 128,000
Seminole, Florida 3 $ 725,000 $ 241,666 $ 75,000
Chatham, Georgia 3 $ 685,000 $ 228,333 $ 65,000
Clayton, Georgia 3 $ 505,000 $ 168,333 $ 57,000
Coweta, Georgia 3 $ 1,175,000 $ 391,666 $ 138,000
Fayette, Georgia 3 $ 2,265,000 $ 755,000 $ 189,000
Peoria, Illinois 3 $ 845,000 $ 281,666 $ 222,000
Dubois, Indiana 3 $ 115,000 $ 38,333 $ 110,000
Hamilton, Indiana 3 $ 1,315,000 $ 438,333 $ 141,000
Kosciusko, Indiana 3 $ 1,005,000 $ 335,000 $ 70,000
Perry, Indiana 3 $ 175,000 $ 58,333 $ 53,000
Kenton, Kentucky 3 $ 915,000 $ 305,000 $ 117,000
York, Maine 3 $ 765,000 $ 255,000 $ 72,000
Ramsey, Minnesota 3 $ 615,000 $ 205,000 $ 78,000
Harrison, Mississippi 3 $ 725,000 $ 241,666 $ 116,000
Burlington, New Jersey 3 $ 855,000 $ 285,000 $ 117,000
Camden, New Jersey 3 $ 1,025,000 $ 341,666 $ 186,000
Dutchess, New York 3 $ 1,565,000 $ 521,666 $ 211,000
Wagoner, Oklahoma 3 $ 865,000 $ 288,333 $ 97,000
Allegheny, Pennsylvania 3 $ 485,000 $ 161,666 $ 50,000
Bucks, Pennsylvania 3 $ 1,135,000 $ 378,333 $ 165,000
Lehigh, Pennsylvania 3 $ 1,045,000 $ 348,333 $ 162,000
Providence, Rhode Island 3 $ 915,000 $ 305,000 $ 134,000
Horry, South Carolina 3 $ 1,025,000 $ 341,666 $ 101,000
Lancaster, South Carolina 3 $ 1,225,000 $ 408,333 $ 170,000
Richland, South Carolina 3 $ 895,000 $ 298,333 $ 135,000
Knox, Tennessee 3 $ 965,000 $ 321,666 $ 172,000
Williamson, Tennessee 3 $ 2,725,000 $ 908,333 $ 192,000
Hanover, Virginia 3 $ 1,615,000 $ 538,333 $ 412,000
Clark, Washington 3 $ 1,805,000 $ 601,666 $ 196,000
Snohomish, Washington 3 $ 1,925,000 $ 641,666 $ 186,000
Jefferson, Alabama 2 $ 770,000 $ 385,000 $ 276,000
Madison, Alabama 2 $ 980,000 $ 490,000 $ 202,000
Pima, Arizona 2 $ 630,000 $ 315,000 $ 71,000
Cleburne, Arkansas 2 $ 420,000 $ 210,000 $ 77,000
Fresno, California 2 $ 1,000,000 $ 500,000 $ 67,000
Imperial, California 2 $ 700,000 $ 350,000 $ 116,000
Madera, California 2 $ 870,000 $ 435,000 $ 133,000
Merced, California 2 $ 860,000 $ 430,000 $ 150,000
San Joaquin, California 2 $ 940,000 $ 470,000 $ 182,000
Shasta, California 2 $ 750,000 $ 375,000 $ 144,000
Stanislaus, California 2 $ 970,000 $ 485,000 $ 125,000
Adams, Colorado 2 $ 1,020,000 $ 510,000 $ 364,000
Boulder, Colorado 2 $ 1,560,000 $ 780,000 $ 184,000
El Paso, Colorado 2 $ 970,000 $ 485,000 $ 189,000
Summit, Colorado 2 $ 590,000 $ 295,000 $ 67,000
Leon, Florida 2 $ 700,000 $ 350,000 $ 108,000
Manatee, Florida 2 $ 1,350,000 $ 675,000 $ 392,000
Okaloosa, Florida 2 $ 1,700,000 $ 850,000 $ 133,000
Douglas, Georgia 2 $ 670,000 $ 335,000 $ 89,000
Forsyth, Georgia 2 $ 1,760,000 $ 880,000 $ 410,000
Glynn, Georgia 2 $ 580,000 $ 290,000 $ 93,000
Liberty, Georgia 2 $ 520,000 $ 260,000 $ 100,000
Paulding, Georgia 2 $ 780,000 $ 390,000 $ 192,000
Spalding, Georgia 2 $ 510,000 $ 255,000 $ 141,000
Walton, Georgia 2 $ 800,000 $ 400,000 $ 143,000
Kendall, Illinois 2 $ 940,000 $ 470,000 $ 243,000
Madison, Illinois 2 $ 810,000 $ 405,000 $ 164,000
Bartholomew, Indiana 2 $ 350,000 $ 175,000 $ 61,000
Hancock, Indiana 2 $ 500,000 $ 250,000 $ 99,000
Jefferson, Indiana 2 $ 520,000 $ 260,000 $ 86,000
Polk, Iowa 2 $ 650,000 $ 325,000 $ 107,000
Sedgwick, Kansas 2 $ 540,000 $ 270,000 $ 193,000
Stafford, Kansas 2 $ 470,000 $ 235,000 $ 99,000
Daviess, Kentucky 2 $ 620,000 $ 310,000 $ 138,000
Oldham, Kentucky 2 $ 1,160,000 $ 580,000 $ 211,000
Iberia, Louisiana 2 $ 270,000 $ 135,000 $ 96,000
Orleans, Louisiana 2 $ 780,000 $ 390,000 $ 120,000
Anne Arundel, Maryland 2 $ 1,310,000 $ 655,000 $ 1,136,000
Plymouth, Massachusetts 2 $ 1,090,000 $ 545,000 $ 276,000
Genesee, Michigan 2 $ 540,000 $ 270,000 $ 93,000
Hillsdale, Michigan 2 $ 500,000 $ 250,000 $ 130,000
Ingham, Michigan 2 $ 590,000 $ 295,000 $ 112,000
Jackson, Michigan 2 $ 420,000 $ 210,000 $ 144,000
Livingston, Michigan 2 $ 830,000 $ 415,000 $ 185,000
Washtenaw, Michigan 2 $ 490,000 $ 245,000 $ 63,000
Dakota, Minnesota 2 $ 560,000 $ 280,000 $ 61,000
Washington, Minnesota 2 $ 1,270,000 $ 635,000 $ 276,000
DeSoto, Mississippi 2 $ 490,000 $ 245,000 $ 56,000
Hinds, Mississippi 2 $ 820,000 $ 410,000 $ 112,000
Greene, Missouri 2 $ 730,000 $ 365,000 $ 127,000
Marion, Missouri 2 $ 310,000 $ 155,000 $ 57,000
Taney, Missouri 2 $ 2,210,000 $ 1,105,000 $ 60,000
Wayne, Missouri 2 $ 520,000 $ 260,000 $ 126,000
Douglas, Nebraska 2 $ 770,000 $ 385,000 $ 149,000
Washoe, Nevada 2 $ 1,100,000 $ 550,000 $ 150,000
Carroll, New Hampshire 2 $ 1,200,000 $ 600,000 $ 118,000
Cumberland, New Jersey 2 $ 520,000 $ 260,000 $ 75,000
Morris, New Jersey 2 $ 890,000 $ 445,000 $ 156,000
Bernalillo, New Mexico 2 $ 780,000 $ 390,000 $ 134,000
Monroe, New York 2 $ 760,000 $ 380,000 $ 121,000
Orange, New York 2 $ 750,000 $ 375,000 $ 145,000
Oswego, New York 2 $ 510,000 $ 255,000 $ 178,000
Rockland, New York 2 $ 610,000 $ 305,000 $ 132,000
Westchester, New York 2 $ 1,500,000 $ 750,000 $ 270,000
Cabarrus, North Carolina 2 $ 540,000 $ 270,000 $ 127,000
Lee, North Carolina 2 $ 670,000 $ 335,000 $ 162,000
Onslow, North Carolina 2 $ 540,000 $ 270,000 $ 134,000
Fairfield, Ohio 2 $ 670,000 $ 335,000 $ 122,000
Mahoning, Ohio 2 $ 300,000 $ 150,000 $ 101,000
Erie, Pennsylvania 2 $ 390,000 $ 195,000 $ 50,000
Philadelphia, Pennsylvania 2 $ 460,000 $ 230,000 $ 93,000
York, Pennsylvania 2 $ 1,310,000 $ 655,000 $ 239,000
Anderson, South Carolina 2 $ 800,000 $ 400,000 $ 216,000
Lexington, South Carolina 2 $ 410,000 $ 205,000 $ 189,000
Minnehaha, South Dakota 2 $ 850,000 $ 425,000 $ 141,000
Davidson, Tennessee 2 $ 880,000 $ 440,000 $ 94,000
Gibson, Tennessee 2 $ 610,000 $ 305,000 $ 207,000
Loudon, Tennessee 2 $ 1,230,000 $ 615,000 $ 153,000
Rutherford, Tennessee 2 $ 730,000 $ 365,000 $ 108,000
Wilson, Tennessee 2 $ 940,000 $ 470,000 $ 117,000
Washington, Utah 2 $ 1,230,000 $ 615,000 $ 316,000
Buena Vista, Virginia 2 $ 470,000 $ 235,000 $ 78,000
Henrico, Virginia 2 $ 620,000 $ 310,000 $ 79,000
Montgomery, Virginia 2 $ 880,000 $ 440,000 $ 151,000
Spotsylvania, Virginia 2 $ 1,300,000 $ 650,000 $ 167,000
Mason, Washington 2 $ 1,140,000 $ 570,000 $ 186,000
Pierce, Washington 2 $ 1,130,000 $ 565,000 $ 100,000
La Crosse, Wisconsin 2 $ 330,000 $ 165,000 $ 69,000
Autauga, Alabama 1 $ 255,000 $ 255,000 $ 198,000
Elmore, Alabama 1 $ 225,000 $ 225,000 $ 182,000
Etowah, Alabama 1 $ 315,000 $ 315,000 $ 79,000
Jackson, Alabama 1 $ 385,000 $ 385,000 $ 171,000
Limestone, Alabama 1 $ 395,000 $ 395,000 $ 106,000
Morgan, Alabama 1 $ 265,000 $ 265,000 $ 75,000
St. Clair, Alabama 1 $ 295,000 $ 295,000 $ 110,000
Gila, Arizona 1 $ 195,000 $ 195,000 $ 59,000
Mohave, Arizona 1 $ 305,000 $ 305,000 $ 118,000
Yavapai, Arizona 1 $ 495,000 $ 495,000 $ 153,000
Yuma, Arizona 1 $ 225,000 $ 225,000 $ 63,000
Clark, Arkansas 1 $ 295,000 $ 295,000 $ 273,000
Drew, Arkansas 1 $ 375,000 $ 375,000 $ 222,000
Faulkner, Arkansas 1 $ 355,000 $ 355,000 $ 181,000
Lawrence, Arkansas 1 $ 295,000 $ 295,000 $ 155,000
Ouachita, Arkansas 1 $ 245,000 $ 245,000 $ 71,000
Saline, Arkansas 1 $ 195,000 $ 195,000 $ 72,000
Searcy, Arkansas 1 $ 375,000 $ 375,000 $ 0
Washington, Arkansas 1 $ 295,000 $ 295,000 $ 225,000
Alameda, California 1 $ 755,000 $ 755,000 $ 218,000
Lake, California 1 $ 325,000 $ 325,000 $ 159,000
Nevada, California 1 $ 705,000 $ 705,000 $ 342,000
Orange, California 1 $ 105,000 $ 105,000 $ 134,000
Santa Clara, California 1 $ 305,000 $ 305,000 $ 91,000
Ventura, California 1 $ 1,265,000 $ 1,265,000 $ 351,000
Denver, Colorado 1 $ 565,000 $ 565,000 $ 213,000
Weld, Colorado 1 $ 415,000 $ 415,000 $ 154,000
Lower Connecticut River Valley Planning Region, Connecticut 1 $ 395,000 $ 395,000 $ 88,000
Naugatuck Valley Planning Region, Connecticut 1 $ 315,000 $ 315,000 $ 131,000
Northwest Hills Planning Region, Connecticut 1 $ 415,000 $ 415,000 $ 130,000
South Central Connecticut Planning Region, Connecticut 1 $ 155,000 $ 155,000 $ 51,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 395,000 $ 395,000 $ 156,000
Western Connecticut Planning Region, Connecticut 1 $ 665,000 $ 665,000 $ 190,000
Kent, Delaware 1 $ 345,000 $ 345,000 $ 157,000
District of Columbia, District Of Columbia 1 $ 355,000 $ 355,000 $ 91,000
Alachua, Florida 1 $ 165,000 $ 165,000 $ 58,000
Bay, Florida 1 $ 265,000 $ 265,000 $ 77,000
Charlotte, Florida 1 $ 145,000 $ 145,000 $ 102,000
Citrus, Florida 1 $ 255,000 $ 255,000 $ 162,000
Clay, Florida 1 $ 415,000 $ 415,000 $ 122,000
Collier, Florida 1 $ 305,000 $ 305,000 $ 115,000
Escambia, Florida 1 $ 245,000 $ 245,000 $ 93,000
Flagler, Florida 1 $ 245,000 $ 245,000 $ 119,000
Hernando, Florida 1 $ 315,000 $ 315,000 $ 98,000
Martin, Florida 1 $ 1,005,000 $ 1,005,000 $ 494,000
Putnam, Florida 1 $ 255,000 $ 255,000 $ 153,000
St. Johns, Florida 1 $ 365,000 $ 365,000 $ 103,000
Taylor, Florida 1 $ 345,000 $ 345,000 $ 145,000
Bartow, Georgia 1 $ 265,000 $ 265,000 $ 555,000
Bibb, Georgia 1 $ 265,000 $ 265,000 $ 190,000
Brantley, Georgia 1 $ 295,000 $ 295,000 $ 66,000
Cherokee, Georgia 1 $ 635,000 $ 635,000 $ 415,000
Effingham, Georgia 1 $ 285,000 $ 285,000 $ 149,000
Houston, Georgia 1 $ 245,000 $ 245,000 $ 157,000
Jackson, Georgia 1 $ 375,000 $ 375,000 $ 0
Jones, Georgia 1 $ 265,000 $ 265,000 $ 3,000
Oconee, Georgia 1 $ 335,000 $ 335,000 $ 106,000
Richmond, Georgia 1 $ 345,000 $ 345,000 $ 137,000
Stephens, Georgia 1 $ 315,000 $ 315,000 $ 99,000
Troup, Georgia 1 $ 495,000 $ 495,000 $ 192,000
Whitfield, Georgia 1 $ 235,000 $ 235,000 $ 85,000
Ada, Idaho 1 $ 585,000 $ 585,000 $ 170,000
Bannock, Idaho 1 $ 435,000 $ 435,000 $ 151,000
Bonneville, Idaho 1 $ 395,000 $ 395,000 $ 128,000
Canyon, Idaho 1 $ 455,000 $ 455,000 $ 151,000
Madison, Idaho 1 $ 415,000 $ 415,000 $ 112,000
Kane, Illinois 1 $ 415,000 $ 415,000 $ 140,000
McHenry, Illinois 1 $ 155,000 $ 155,000 $ 50,000
Morgan, Illinois 1 $ 175,000 $ 175,000 $ 127,000
Vermilion, Illinois 1 $ 165,000 $ 165,000 $ 148,000
Allen, Indiana 1 $ 275,000 $ 275,000 $ 85,000
Elkhart, Indiana 1 $ 205,000 $ 205,000 $ 69,000
Fayette, Indiana 1 $ 185,000 $ 185,000 $ 87,000
Greene, Indiana 1 $ 55,000 $ 55,000 $ 68,000
Howard, Indiana 1 $ 335,000 $ 335,000 $ 146,000
Jackson, Indiana 1 $ 215,000 $ 215,000 $ 172,000
Jennings, Indiana 1 $ 85,000 $ 85,000 $ 56,000
Johnson, Indiana 1 $ 425,000 $ 425,000 $ 452,000
Noble, Indiana 1 $ 185,000 $ 185,000 $ 85,000
Owen, Indiana 1 $ 345,000 $ 345,000 $ 236,000
Pike, Indiana 1 $ 205,000 $ 205,000 $ 123,000
Ripley, Indiana 1 $ 185,000 $ 185,000 $ 48,000
Scott, Indiana 1 $ 135,000 $ 135,000 $ 61,000
Spencer, Indiana 1 $ 75,000 $ 75,000 $ 47,000
Vanderburgh, Indiana 1 $ 285,000 $ 285,000 $ 260,000
Jasper, Iowa 1 $ 405,000 $ 405,000 $ 137,000
Pottawattamie, Iowa 1 $ 155,000 $ 155,000 $ 111,000
Story, Iowa 1 $ 275,000 $ 275,000 $ 184,000
Miami, Kansas 1 $ 365,000 $ 365,000 $ 133,000
Anderson, Kentucky 1 $ 285,000 $ 285,000 $ 90,000
Christian, Kentucky 1 $ 315,000 $ 315,000 $ 142,000
Hardin, Kentucky 1 $ 295,000 $ 295,000 $ 134,000
Laurel, Kentucky 1 $ 635,000 $ 635,000 $ 282,000
Meade, Kentucky 1 $ 25,000 $ 25,000 $ 0
Todd, Kentucky 1 $ 215,000 $ 215,000 $ 101,000
Warren, Kentucky 1 $ 755,000 $ 755,000 $ 183,000
Whitley, Kentucky 1 $ 255,000 $ 255,000 $ 118,000
Ascension, Louisiana 1 $ 805,000 $ 805,000 $ 293,000
Lafayette, Louisiana 1 $ 165,000 $ 165,000 $ 142,000
Livingston, Louisiana 1 $ 565,000 $ 565,000 $ 293,000
Ouachita, Louisiana 1 $ 295,000 $ 295,000 $ 79,000
Rapides, Louisiana 1 $ 245,000 $ 245,000 $ 125,000
St. John the Baptist, Louisiana 1 $ 345,000 $ 345,000 $ 141,000
St. Tammany, Louisiana 1 $ 555,000 $ 555,000 $ 147,000
Tangipahoa, Louisiana 1 $ 245,000 $ 245,000 $ 103,000
Franklin, Maine 1 $ 485,000 $ 485,000 $ 200,000
Oxford, Maine 1 $ 285,000 $ 285,000 $ 46,000
Penobscot, Maine 1 $ 405,000 $ 405,000 $ 113,000
Sagadahoc, Maine 1 $ 255,000 $ 255,000 $ 76,000
Baltimore, Maryland 1 $ 555,000 $ 555,000 $ 425,000
Baltimore City, Maryland 1 $ 1,265,000 $ 1,265,000 $ 760,000
Cecil, Maryland 1 $ 215,000 $ 215,000 $ 148,000
Frederick, Maryland 1 $ 215,000 $ 215,000 $ 170,000
Montgomery, Maryland 1 $ 285,000 $ 285,000 $ 155,000
Hampden, Massachusetts 1 $ 325,000 $ 325,000 $ 122,000
Eaton, Michigan 1 $ 255,000 $ 255,000 $ 82,000
Emmet, Michigan 1 $ 665,000 $ 665,000 $ 163,000
Kent, Michigan 1 $ 505,000 $ 505,000 $ 100,000
Midland, Michigan 1 $ 135,000 $ 135,000 $ 92,000
Monroe, Michigan 1 $ 345,000 $ 345,000 $ 185,000
Osceola, Michigan 1 $ 315,000 $ 315,000 $ 191,000
Ottawa, Michigan 1 $ 145,000 $ 145,000 $ 51,000
Anoka, Minnesota 1 $ 265,000 $ 265,000 $ 71,000
Isanti, Minnesota 1 $ 565,000 $ 565,000 $ 279,000
Olmsted, Minnesota 1 $ 225,000 $ 225,000 $ 150,000
Pipestone, Minnesota 1 $ 255,000 $ 255,000 $ 85,000
Scott, Minnesota 1 $ 605,000 $ 605,000 $ 174,000
Hancock, Mississippi 1 $ 285,000 $ 285,000 $ 76,000
Jackson, Mississippi 1 $ 295,000 $ 295,000 $ 45,000
Lee, Mississippi 1 $ 195,000 $ 195,000 $ 52,000
Scott, Mississippi 1 $ 145,000 $ 145,000 $ 127,000
Bates, Missouri 1 $ 565,000 $ 565,000 $ 142,000
Benton, Missouri 1 $ 365,000 $ 365,000 $ 129,000
Camden, Missouri 1 $ 335,000 $ 335,000 $ 121,000
Carroll, Missouri 1 $ 355,000 $ 355,000 $ 134,000
Clay, Missouri 1 $ 355,000 $ 355,000 $ 120,000
Franklin, Missouri 1 $ 365,000 $ 365,000 $ 176,000
Jasper, Missouri 1 $ 215,000 $ 215,000 $ 95,000
Jefferson, Missouri 1 $ 415,000 $ 415,000 $ 139,000
Johnson, Missouri 1 $ 445,000 $ 445,000 $ 124,000
Lawrence, Missouri 1 $ 385,000 $ 385,000 $ 137,000
Saline, Missouri 1 $ 165,000 $ 165,000 $ 105,000
Scott, Missouri 1 $ 175,000 $ 175,000 $ 97,000
Chouteau, Montana 1 $ 175,000 $ 175,000 $ 57,000
Gallatin, Montana 1 $ 1,005,000 $ 1,005,000 $ 230,000
Nye, Nevada 1 $ 345,000 $ 345,000 $ 123,000
White Pine, Nevada 1 $ 325,000 $ 325,000 $ 142,000
Grafton, New Hampshire 1 $ 265,000 $ 265,000 $ 132,000
Hillsborough, New Hampshire 1 $ 395,000 $ 395,000 $ 142,000
Merrimack, New Hampshire 1 $ 405,000 $ 405,000 $ 166,000
Atlantic, New Jersey 1 $ 725,000 $ 725,000 $ 252,000
Cape May, New Jersey 1 $ 335,000 $ 335,000 $ 168,000
Mercer, New Jersey 1 $ 305,000 $ 305,000 $ 145,000
Middlesex, New Jersey 1 $ 445,000 $ 445,000 $ 167,000
Ocean, New Jersey 1 $ 385,000 $ 385,000 $ 123,000
Passaic, New Jersey 1 $ 305,000 $ 305,000 $ 127,000
Somerset, New Jersey 1 $ 215,000 $ 215,000 $ 130,000
Sussex, New Jersey 1 $ 195,000 $ 195,000 $ 89,000
Union, New Jersey 1 $ 495,000 $ 495,000 $ 89,000
Chaves, New Mexico 1 $ 115,000 $ 115,000 $ 102,000
Dona Ana, New Mexico 1 $ 375,000 $ 375,000 $ 36,000
Eddy, New Mexico 1 $ 305,000 $ 305,000 $ 191,000
Sandoval, New Mexico 1 $ 355,000 $ 355,000 $ 198,000
Santa Fe, New Mexico 1 $ 215,000 $ 215,000 $ 66,000
Valencia, New Mexico 1 $ 105,000 $ 105,000 $ 38,000
Genesee, New York 1 $ 165,000 $ 165,000 $ 39,000
New York, New York 1 $ 805,000 $ 805,000 $ 186,000
Niagara, New York 1 $ 345,000 $ 345,000 $ 164,000
Onondaga, New York 1 $ 345,000 $ 345,000 $ 280,000
Putnam, New York 1 $ 575,000 $ 575,000 $ 166,000
Rensselaer, New York 1 $ 105,000 $ 105,000 $ 66,000
Richmond, New York 1 $ 355,000 $ 355,000 $ 101,000
Sullivan, New York 1 $ 255,000 $ 255,000 $ 77,000
Tioga, New York 1 $ 175,000 $ 175,000 $ 38,000
Warren, New York 1 $ 495,000 $ 495,000 $ 131,000
Bertie, North Carolina 1 $ 235,000 $ 235,000 $ 61,000
Brunswick, North Carolina 1 $ 755,000 $ 755,000 $ 291,000
Catawba, North Carolina 1 $ 215,000 $ 215,000 $ 144,000
Cumberland, North Carolina 1 $ 375,000 $ 375,000 $ 173,000
Currituck, North Carolina 1 $ 535,000 $ 535,000 $ 141,000
Franklin, North Carolina 1 $ 275,000 $ 275,000 $ 86,000
Johnston, North Carolina 1 $ 505,000 $ 505,000 $ 156,000
Pitt, North Carolina 1 $ 345,000 $ 345,000 $ 288,000
Randolph, North Carolina 1 $ 175,000 $ 175,000 $ 91,000
Transylvania, North Carolina 1 $ 105,000 $ 105,000 $ 39,000
Union, North Carolina 1 $ 905,000 $ 905,000 $ 238,000
Watauga, North Carolina 1 $ 205,000 $ 205,000 $ 45,000
Burleigh, North Dakota 1 $ 295,000 $ 295,000 $ 120,000
Cass, North Dakota 1 $ 845,000 $ 845,000 $ 337,000
Williams, North Dakota 1 $ 395,000 $ 395,000 $ 172,000
Auglaize, Ohio 1 $ 265,000 $ 265,000 $ 114,000
Delaware, Ohio 1 $ 605,000 $ 605,000 $ 182,000
Geauga, Ohio 1 $ 375,000 $ 375,000 $ 151,000
Henry, Ohio 1 $ 235,000 $ 235,000 $ 103,000
Jackson, Ohio 1 $ 145,000 $ 145,000 $ 123,000
Licking, Ohio 1 $ 355,000 $ 355,000 $ 91,000
Medina, Ohio 1 $ 245,000 $ 245,000 $ 71,000
Morrow, Ohio 1 $ 555,000 $ 555,000 $ 167,000
Summit, Ohio 1 $ 155,000 $ 155,000 $ 92,000
Bryan, Oklahoma 1 $ 395,000 $ 395,000 $ 146,000
Canadian, Oklahoma 1 $ 285,000 $ 285,000 $ 115,000
Creek, Oklahoma 1 $ 185,000 $ 185,000 $ 83,000
Garvin, Oklahoma 1 $ 245,000 $ 245,000 $ 155,000
Lincoln, Oklahoma 1 $ 315,000 $ 315,000 $ 184,000
Logan, Oklahoma 1 $ 445,000 $ 445,000 $ 162,000
Oklahoma, Oklahoma 1 $ 325,000 $ 325,000 $ 221,000
Ottawa, Oklahoma 1 $ 175,000 $ 175,000 $ 50,000
Benton, Oregon 1 $ 565,000 $ 565,000 $ 150,000
Clackamas, Oregon 1 $ 245,000 $ 245,000 $ 58,000
Marion, Oregon 1 $ 535,000 $ 535,000 $ 81,000
Multnomah, Oregon 1 $ 375,000 $ 375,000 $ 102,000
Luzerne, Pennsylvania 1 $ 115,000 $ 115,000 $ 156,000
Northumberland, Pennsylvania 1 $ 425,000 $ 425,000 $ 342,000
Beaufort, South Carolina 1 $ 755,000 $ 755,000 $ 275,000
Berkeley, South Carolina 1 $ 355,000 $ 355,000 $ 0
Charleston, South Carolina 1 $ 555,000 $ 555,000 $ 168,000
Cherokee, South Carolina 1 $ 295,000 $ 295,000 $ 76,000
Darlington, South Carolina 1 $ 185,000 $ 185,000 $ 39,000
Hampton, South Carolina 1 $ 165,000 $ 165,000 $ 74,000
Saluda, South Carolina 1 $ 225,000 $ 225,000 $ 57,000
York, South Carolina 1 $ 605,000 $ 605,000 $ 0
Lincoln, South Dakota 1 $ 345,000 $ 345,000 $ 97,000
Coffee, Tennessee 1 $ 535,000 $ 535,000 $ 145,000
Greene, Tennessee 1 $ 595,000 $ 595,000 $ 189,000
Hamilton, Tennessee 1 $ 835,000 $ 835,000 $ 198,000
Madison, Tennessee 1 $ 385,000 $ 385,000 $ 158,000
Montgomery, Tennessee 1 $ 145,000 $ 145,000 $ 45,000
Sequatchie, Tennessee 1 $ 765,000 $ 765,000 $ 216,000
Sevier, Tennessee 1 $ 175,000 $ 175,000 $ 53,000
Smith, Tennessee 1 $ 235,000 $ 235,000 $ 117,000
White, Tennessee 1 $ 245,000 $ 245,000 $ 3,000
Cameron, Texas 1 $ 165,000 $ 165,000 $ 92,000
Coryell, Texas 1 $ 185,000 $ 185,000 $ 100,000
El Paso, Texas 1 $ 195,000 $ 195,000 $ 67,000
Box Elder, Utah 1 $ 315,000 $ 315,000 $ 99,000
Davis, Utah 1 $ 355,000 $ 355,000 $ 76,000
Iron, Utah 1 $ 455,000 $ 455,000 $ 104,000
Summit, Utah 1 $ 885,000 $ 885,000 $ 217,000
Tooele, Utah 1 $ 245,000 $ 245,000 $ 93,000
Weber, Utah 1 $ 415,000 $ 415,000 $ 178,000
Chittenden, Vermont 1 $ 285,000 $ 285,000 $ 123,000
Windsor, Vermont 1 $ 175,000 $ 175,000 $ 73,000
Accomack, Virginia 1 $ 295,000 $ 295,000 $ 63,000
Chesapeake, Virginia 1 $ 225,000 $ 225,000 $ 45,000
Chesterfield, Virginia 1 $ 385,000 $ 385,000 $ 200,000
Hampton, Virginia 1 $ 225,000 $ 225,000 $ 55,000
Loudoun, Virginia 1 $ 845,000 $ 845,000 $ 228,000
Madison, Virginia 1 $ 505,000 $ 505,000 $ 206,000
New Kent, Virginia 1 $ 375,000 $ 375,000 $ 133,000
Newport News, Virginia 1 $ 185,000 $ 185,000 $ 65,000
Prince George, Virginia 1 $ 305,000 $ 305,000 $ 113,000
Richmond City, Virginia 1 $ 275,000 $ 275,000 $ 178,000
Washington, Virginia 1 $ 125,000 $ 125,000 $ 95,000
Benton, Washington 1 $ 355,000 $ 355,000 $ 119,000
Kitsap, Washington 1 $ 695,000 $ 695,000 $ 177,000
Spokane, Washington 1 $ 225,000 $ 225,000 $ 96,000
Thurston, Washington 1 $ 375,000 $ 375,000 $ 121,000
Whatcom, Washington 1 $ 675,000 $ 675,000 $ 209,000
Berkeley, West Virginia 1 $ 245,000 $ 245,000 $ 141,000
Hancock, West Virginia 1 $ 145,000 $ 145,000 $ 84,000
Iowa, Wisconsin 1 $ 255,000 $ 255,000 $ 88,000
Milwaukee, Wisconsin 1 $ 255,000 $ 255,000 $ 113,000
Oneida, Wisconsin 1 $ 295,000 $ 295,000 $ 168,000
Outagamie, Wisconsin 1 $ 405,000 $ 405,000 $ 121,000
Pierce, Wisconsin 1 $ 145,000 $ 145,000 $ 112,000
Racine, Wisconsin 1 $ 445,000 $ 445,000 $ 140,000
St. Croix, Wisconsin 1 $ 425,000 $ 425,000 $ 134,000
Walworth, Wisconsin 1 $ 365,000 $ 365,000 $ 85,000
Waukesha, Wisconsin 1 $ 395,000 $ 395,000 $ 184,000
Winnebago, Wisconsin 1 $ 285,000 $ 285,000 $ 104,000
Campbell, Wyoming 1 $ 435,000 $ 435,000 $ 130,000
Natrona, Wyoming 1 $ 305,000 $ 305,000 $ 136,000
Sweetwater, Wyoming 1 $ 475,000 $ 475,000 $ 118,000

Mortgage Loan Application Detail Totals for First Savings Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 930 $364,710,000 $392,000 $1,405,000 $151,000 $3,302,000
Home Purchase 230 $67,120,000 $291,000 $995,000 $137,000 $508,000
Refinancing 139 $40,905,000 $294,000 $1,505,000 $128,000 $830,000
Home Improvement 85 $5,535,000 $65,000 $575,000 $85,000 $309,000
Other Purpose 80 $6,250,000 $78,000 $665,000 $102,000 $587,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 812 $225,620,000 $277,000 $1,505,000 $131,000 $3,302,000
Not Provided 381 $152,665,000 $400,000 $1,405,000 $149,000 $836,000
Black or African American 119 $45,865,000 $385,000 $1,005,000 $170,000 $2,052,000
Hispanic 100 $39,630,000 $396,000 $1,265,000 $134,000 $450,000
Asian 33 $15,305,000 $463,000 $1,005,000 $193,000 $429,000
American Indian or Alaskan Native 9 $3,735,000 $415,000 $755,000 $107,000 $174,000
Not applicable 9 $1,515,000 $168,000 $375,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $185,000 $185,000 $185,000 $80,000 $80,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,463 $484,295,000 $331,000 $1,505,000 $140,000 $3,302,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $225,000 $225,000 $225,000 $75,000 $75,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 749 $229,785,000 $306,000 $1,505,000 $141,000 $735,000
Application Denied By Financial Institution 479 $170,695,000 $356,000 $1,405,000 $133,000 $3,302,000
Application Withdrawn By Applicant 157 $52,875,000 $336,000 $1,005,000 $145,000 $684,000
File Closed For Incompleteness 43 $19,655,000 $457,000 $1,265,000 $196,000 $480,000
Application Approved But Not Accepted 36 $11,510,000 $319,000 $995,000 $137,000 $389,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 985 $313,825,000 $318,000 $1,505,000 $144,000 $735,000
Debt-To-Income Ratio 214 $90,120,000 $421,000 $1,405,000 $102,000 $836,000
Credit History 153 $39,595,000 $258,000 $845,000 $124,000 $830,000
Collateral 70 $25,370,000 $362,000 $1,405,000 $227,000 $3,302,000
Insufficient Cash (Downpayment, Closing Cost) 16 $6,260,000 $391,000 $1,055,000 $155,000 $480,000
Credit Application Incomplete 11 $4,035,000 $366,000 $1,005,000 $169,000 $494,000
Unverifiable Information 8 $1,300,000 $162,000 $275,000 $83,000 $120,000
Other 4 $3,120,000 $780,000 $1,265,000 $403,000 $760,000
Employment History 3 $895,000 $298,000 $485,000 $127,000 $181,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Savings Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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