First Savings Bank Mortgage Lending & HMDA Data, 2024
In 2024, First Savings Bank of Jeffersonville, IN reported 1,464 mortgage applications totaling $484.5 million, down 70% from 2023. The average application was for $330,956, and applicants reported an average income of $140,107. 51% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (301), Atlanta-Sandy Springs-Roswell, GA (48) and Phoenix-Mesa-Scottsdale, AZ (34) (applications in parentheses).
| Mortgage Company & Address | First Savings Bank 501 E. Lewis & Clark Parkway Jeffersonville, IN 47130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,464 |
| Total Mortgage Loan Application Amount | $484,520,000 |
| Average Mortgage Loan Application Amount | $330,956 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $140,107 |
| Highest Applicant Income | $3,302,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Louisville/Jefferson County, KY-IN | 301 | $ 50,185,000 | $ 166,727 | $ 115,112 |
| Outside any metro area | 242 | $ 49,510,000 | $ 204,586 | $ 94,053 |
| Atlanta-Sandy Springs-Roswell, GA | 48 | $ 18,690,000 | $ 389,375 | $ 141,000 |
| Phoenix-Mesa-Scottsdale, AZ | 34 | $ 18,740,000 | $ 551,176 | $ 196,000 |
| Las Vegas-Henderson-Paradise, NV | 30 | $ 15,990,000 | $ 533,000 | $ 178,000 |
| Tulsa, OK | 28 | $ 7,850,000 | $ 280,357 | $ 100,000 |
| Riverside-San Bernardino-Ontario, CA | 26 | $ 12,710,000 | $ 488,846 | $ 143,000 |
| Orlando-Kissimmee-Sanford, FL | 22 | $ 8,870,000 | $ 403,181 | $ 147,000 |
| Kansas City, MO-KS | 18 | $ 7,630,000 | $ 423,888 | $ 142,777 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 17 | $ 6,635,000 | $ 390,294 | $ 144,176 |
| Arlington-Alexandria-Reston, VA-WV | 16 | $ 9,970,000 | $ 623,125 | $ 204,000 |
| Indianapolis-Carmel-Anderson, IN | 16 | $ 5,240,000 | $ 327,500 | $ 157,000 |
| Chicago-Naperville, IL | 15 | $ 4,375,000 | $ 291,666 | $ 126,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 15 | $ 7,675,000 | $ 511,666 | $ 111,000 |
| Charlotte-Concord-Gastonia, NC-SC | 14 | $ 6,420,000 | $ 458,571 | $ 150,714 |
| Los Angeles-Long Beach-Glendale, CA | 13 | $ 7,615,000 | $ 585,769 | $ 187,000 |
| New York-Jersey City-White Plains, NY-NJ | 12 | $ 6,270,000 | $ 522,500 | $ 157,250 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 4,580,000 | $ 381,666 | $ 120,000 |
| Tampa, FL | 12 | $ 5,470,000 | $ 455,833 | $ 154,000 |
| Columbus, OH | 11 | $ 4,175,000 | $ 379,545 | $ 150,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 11 | $ 4,625,000 | $ 420,454 | $ 152,000 |
| Denver-Aurora-Lakewood, CO | 10 | $ 5,350,000 | $ 535,000 | $ 197,000 |
| Nassau County-Suffolk County, NY | 10 | $ 5,330,000 | $ 533,000 | $ 199,000 |
| St. Louis, MO-IL | 10 | $ 3,830,000 | $ 383,000 | $ 148,000 |
| Richmond, VA | 9 | $ 3,575,000 | $ 397,222 | $ 224,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 4,035,000 | $ 448,333 | $ 192,000 |
| Washington, DC-MD | 9 | $ 4,575,000 | $ 508,333 | $ 253,666 |
| Marietta, GA | 8 | $ 3,480,000 | $ 435,000 | $ 246,000 |
| Newark, NJ-PA | 8 | $ 3,420,000 | $ 427,500 | $ 137,000 |
| Salt Lake City, UT | 8 | $ 4,630,000 | $ 578,750 | $ 204,000 |
| Greensboro-High Point, NC | 7 | $ 2,585,000 | $ 369,285 | $ 143,000 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 3,055,000 | $ 436,428 | $ 255,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 3,905,000 | $ 557,857 | $ 186,000 |
| Montgomery County-Bucks County-Chester County, PA | 7 | $ 3,175,000 | $ 453,571 | $ 173,000 |
| Birmingham-Hoover, AL | 6 | $ 2,450,000 | $ 408,333 | $ 297,000 |
| Camden, NJ | 6 | $ 1,880,000 | $ 313,333 | $ 151,000 |
| Cleveland, OH | 6 | $ 1,380,000 | $ 230,000 | $ 113,000 |
| Columbia, SC | 6 | $ 1,530,000 | $ 255,000 | $ 140,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 1,500,000 | $ 250,000 | $ 118,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 3,350,000 | $ 558,333 | $ 158,000 |
| Philadelphia, PA | 6 | $ 1,840,000 | $ 306,666 | $ 144,000 |
| Provo-Orem, UT | 6 | $ 2,740,000 | $ 456,666 | $ 142,000 |
| Raleigh, NC | 6 | $ 2,820,000 | $ 470,000 | $ 158,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 3,630,000 | $ 605,000 | $ 171,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 2,125,000 | $ 425,000 | $ 233,000 |
| Bakersfield, CA | 5 | $ 1,985,000 | $ 397,000 | $ 193,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 5 | $ 1,465,000 | $ 293,000 | $ 112,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 2,245,000 | $ 449,000 | $ 152,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 1,305,000 | $ 261,000 | $ 94,000 |
| Jacksonville, FL | 5 | $ 2,445,000 | $ 489,000 | $ 161,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 5 | $ 2,315,000 | $ 463,000 | $ 185,000 |
| Knoxville, TN | 5 | $ 2,195,000 | $ 439,000 | $ 164,000 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 2,515,000 | $ 503,000 | $ 233,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 2,085,000 | $ 417,000 | $ 193,000 |
| Port St. Lucie, FL | 5 | $ 2,345,000 | $ 469,000 | $ 187,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 5 | $ 2,425,000 | $ 485,000 | $ 149,600 |
| Sioux City, IA-NE-SD | 5 | $ 1,555,000 | $ 311,000 | $ 122,000 |
| St. Petersburg-Clearwater-Largo, FL | 5 | $ 1,525,000 | $ 305,000 | $ 146,000 |
| Albuquerque, NM | 4 | $ 1,240,000 | $ 310,000 | $ 126,000 |
| Baltimore-Columbia-Towson, MD | 4 | $ 3,130,000 | $ 782,500 | $ 864,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 2,750,000 | $ 687,500 | $ 147,000 |
| Durham-Chapel Hill, NC | 4 | $ 1,440,000 | $ 360,000 | $ 125,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 1,470,000 | $ 367,500 | $ 155,000 |
| Fresno, CA | 4 | $ 1,870,000 | $ 467,500 | $ 100,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 1,290,000 | $ 322,500 | $ 127,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 1,500,000 | $ 375,000 | $ 181,000 |
| Lakeland-Winter Haven, FL | 4 | $ 1,400,000 | $ 350,000 | $ 144,000 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 2,760,000 | $ 690,000 | $ 953,000 |
| Ocala, FL | 4 | $ 1,340,000 | $ 335,000 | $ 132,000 |
| Oklahoma City, OK | 4 | $ 1,370,000 | $ 342,500 | $ 170,000 |
| Portland-South Portland, ME | 4 | $ 1,020,000 | $ 255,000 | $ 73,000 |
| San Diego-Carlsbad, CA | 4 | $ 2,690,000 | $ 672,500 | $ 234,000 |
| Savannah, GA | 4 | $ 970,000 | $ 242,500 | $ 86,000 |
| Spartanburg, SC | 4 | $ 1,510,000 | $ 377,500 | $ 109,000 |
| Vallejo-Fairfield, CA | 4 | $ 1,820,000 | $ 455,000 | $ 157,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 1,170,000 | $ 292,500 | $ 76,500 |
| Wilmington, DE-MD-NJ | 4 | $ 1,430,000 | $ 357,500 | $ 147,250 |
| Worcester, MA-CT | 4 | $ 1,620,000 | $ 405,000 | $ 162,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 1,045,000 | $ 348,333 | $ 162,000 |
| Brunswick, GA | 3 | $ 875,000 | $ 291,666 | $ 84,000 |
| Cincinnati, OH-KY-IN | 3 | $ 915,000 | $ 305,000 | $ 117,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 835,000 | $ 278,333 | $ 104,000 |
| Des Moines-West Des Moines, IA | 3 | $ 1,055,000 | $ 351,666 | $ 117,000 |
| Elgin, IL | 3 | $ 1,355,000 | $ 451,666 | $ 209,000 |
| Everett, WA | 3 | $ 1,925,000 | $ 641,666 | $ 186,000 |
| Huntsville, AL | 3 | $ 1,375,000 | $ 458,333 | $ 170,000 |
| Jackson, MS | 3 | $ 965,000 | $ 321,666 | $ 117,000 |
| Jackson, TN | 3 | $ 995,000 | $ 331,666 | $ 190,000 |
| Lakewood-New Brunswick, NJ | 3 | $ 1,045,000 | $ 348,333 | $ 140,000 |
| Lansing-East Lansing, MI | 3 | $ 845,000 | $ 281,666 | $ 102,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 1,025,000 | $ 341,666 | $ 101,000 |
| New Orleans-Metairie, LA | 3 | $ 1,125,000 | $ 375,000 | $ 127,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 925,000 | $ 308,333 | $ 136,333 |
| Peoria, IL | 3 | $ 845,000 | $ 281,666 | $ 222,000 |
| Pittsburgh, PA | 3 | $ 485,000 | $ 161,666 | $ 50,000 |
| Providence-Warwick, RI-MA | 3 | $ 915,000 | $ 305,000 | $ 134,000 |
| Sioux Falls, SD | 3 | $ 1,195,000 | $ 398,333 | $ 126,000 |
| Syracuse, NY | 3 | $ 855,000 | $ 285,000 | $ 212,000 |
| Visalia-Porterville, CA | 3 | $ 1,585,000 | $ 528,333 | $ 187,000 |
| Ann Arbor, MI | 2 | $ 490,000 | $ 245,000 | $ 63,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 1,060,000 | $ 530,000 | $ 210,000 |
| Baton Rouge, LA | 2 | $ 1,370,000 | $ 685,000 | $ 293,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 880,000 | $ 440,000 | $ 151,000 |
| Boise City, ID | 2 | $ 1,040,000 | $ 520,000 | $ 160,000 |
| Boston, MA | 2 | $ 1,090,000 | $ 545,000 | $ 276,000 |
| Boulder, CO | 2 | $ 1,560,000 | $ 780,000 | $ 184,000 |
| Charleston-North Charleston, SC | 2 | $ 910,000 | $ 455,000 | $ 168,000 |
| Chattanooga, TN-GA | 2 | $ 1,600,000 | $ 800,000 | $ 207,000 |
| Clarksville, TN-KY | 2 | $ 460,000 | $ 230,000 | $ 93,500 |
| Colorado Springs, CO | 2 | $ 970,000 | $ 485,000 | $ 189,000 |
| Columbus, IN | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 1,700,000 | $ 850,000 | $ 133,000 |
| El Centro, CA | 2 | $ 700,000 | $ 350,000 | $ 116,000 |
| Erie, PA | 2 | $ 390,000 | $ 195,000 | $ 50,000 |
| Flint, MI | 2 | $ 540,000 | $ 270,000 | $ 93,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 650,000 | $ 325,000 | $ 75,000 |
| Hinesville, GA | 2 | $ 520,000 | $ 260,000 | $ 100,000 |
| Jackson, MI | 2 | $ 420,000 | $ 210,000 | $ 144,000 |
| Jacksonville, NC | 2 | $ 540,000 | $ 270,000 | $ 134,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 550,000 | $ 275,000 | $ 126,000 |
| Macon-Bibb County, GA | 2 | $ 530,000 | $ 265,000 | $ 96,000 |
| Memphis, TN-MS-AR | 2 | $ 490,000 | $ 245,000 | $ 56,000 |
| Merced, CA | 2 | $ 860,000 | $ 430,000 | $ 150,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 650,000 | $ 325,000 | $ 148,000 |
| Modesto, CA | 2 | $ 970,000 | $ 485,000 | $ 125,000 |
| Montgomery, AL | 2 | $ 480,000 | $ 240,000 | $ 190,000 |
| Ogden-Clearfield, UT | 2 | $ 770,000 | $ 385,000 | $ 127,000 |
| Owensboro, KY | 2 | $ 620,000 | $ 310,000 | $ 138,000 |
| Redding, CA | 2 | $ 750,000 | $ 375,000 | $ 144,000 |
| Reno, NV | 2 | $ 1,100,000 | $ 550,000 | $ 150,000 |
| Rochester, NY | 2 | $ 760,000 | $ 380,000 | $ 121,000 |
| Springfield, MO | 2 | $ 730,000 | $ 365,000 | $ 127,000 |
| St. George, UT | 2 | $ 1,230,000 | $ 615,000 | $ 316,000 |
| Stockton-Lodi, CA | 2 | $ 940,000 | $ 470,000 | $ 182,000 |
| Tacoma-Lakewood, WA | 2 | $ 1,130,000 | $ 565,000 | $ 100,000 |
| Tallahassee, FL | 2 | $ 700,000 | $ 350,000 | $ 108,000 |
| Tucson, AZ | 2 | $ 630,000 | $ 315,000 | $ 71,000 |
| Vineland-Bridgeton, NJ | 2 | $ 520,000 | $ 260,000 | $ 75,000 |
| Washington-Baltimore-Arlington, DC | 2 | $ 500,000 | $ 250,000 | $ 162,000 |
| Wichita, KS | 2 | $ 540,000 | $ 270,000 | $ 193,000 |
| York-Hanover, PA | 2 | $ 1,310,000 | $ 655,000 | $ 239,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 300,000 | $ 150,000 | $ 101,000 |
| Akron, OH | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Alexandria, LA | 1 | $ 245,000 | $ 245,000 | $ 125,000 |
| Ames, IA | 1 | $ 275,000 | $ 275,000 | $ 184,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Appleton, WI | 1 | $ 405,000 | $ 405,000 | $ 121,000 |
| Athens-Clarke County, GA | 1 | $ 335,000 | $ 335,000 | $ 106,000 |
| Bangor, ME | 1 | $ 405,000 | $ 405,000 | $ 113,000 |
| Bellingham, WA | 1 | $ 675,000 | $ 675,000 | $ 209,000 |
| Binghamton, NY | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Bismarck, ND | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Bloomington, IN | 1 | $ 345,000 | $ 345,000 | $ 236,000 |
| Bowling Green, KY | 1 | $ 755,000 | $ 755,000 | $ 183,000 |
| Bozeman, MT | 1 | $ 1,005,000 | $ 1,005,000 | $ 230,000 |
| Bremerton-Silverdale, WA | 1 | $ 695,000 | $ 695,000 | $ 177,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 665,000 | $ 665,000 | $ 190,000 |
| Brownsville-Harlingen, TX | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Burlington-South Burlington, VT | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Casper, WY | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Corvallis, OR | 1 | $ 565,000 | $ 565,000 | $ 150,000 |
| Dalton, GA | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Decatur, AL | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Dover, DE | 1 | $ 345,000 | $ 345,000 | $ 157,000 |
| El Paso, TX | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Elkhart-Goshen, IN | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Evansville, IN-KY | 1 | $ 285,000 | $ 285,000 | $ 260,000 |
| Fargo, ND-MN | 1 | $ 845,000 | $ 845,000 | $ 337,000 |
| Fayetteville, NC | 1 | $ 375,000 | $ 375,000 | $ 173,000 |
| Florence, SC | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Fort Wayne, IN | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Gadsden, AL | 1 | $ 315,000 | $ 315,000 | $ 79,000 |
| Gainesville, FL | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Glens Falls, NY | 1 | $ 495,000 | $ 495,000 | $ 131,000 |
| Greeley, CO | 1 | $ 415,000 | $ 415,000 | $ 154,000 |
| Greenville, NC | 1 | $ 345,000 | $ 345,000 | $ 288,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 245,000 | $ 245,000 | $ 141,000 |
| Hammond, LA | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 755,000 | $ 755,000 | $ 275,000 |
| Homosassa Springs, FL | 1 | $ 255,000 | $ 255,000 | $ 162,000 |
| Idaho Falls, ID | 1 | $ 395,000 | $ 395,000 | $ 128,000 |
| Joplin, MO | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Kennewick-Richland, WA | 1 | $ 355,000 | $ 355,000 | $ 119,000 |
| Killeen-Temple, TX | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Kokomo, IN | 1 | $ 335,000 | $ 335,000 | $ 146,000 |
| Lafayette, LA | 1 | $ 165,000 | $ 165,000 | $ 142,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Las Cruces, NM | 1 | $ 375,000 | $ 375,000 | $ 36,000 |
| Madison, WI | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Manchester-Nashua, NH | 1 | $ 395,000 | $ 395,000 | $ 142,000 |
| Midland, MI | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Monroe, LA | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Monroe, MI | 1 | $ 345,000 | $ 345,000 | $ 185,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| New Haven-Milford, CT | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Norwich-New London, CT | 1 | $ 395,000 | $ 395,000 | $ 156,000 |
| Olympia-Tumwater, WA | 1 | $ 375,000 | $ 375,000 | $ 121,000 |
| Oshkosh-Neenah, WI | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 1,265,000 | $ 1,265,000 | $ 351,000 |
| Panama City, FL | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Pocatello, ID | 1 | $ 435,000 | $ 435,000 | $ 151,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 495,000 | $ 495,000 | $ 153,000 |
| Punta Gorda, FL | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| Racine, WI | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Rochester, MN | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Salem, OR | 1 | $ 535,000 | $ 535,000 | $ 81,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| Santa Fe, NM | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 115,000 | $ 115,000 | $ 156,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 555,000 | $ 555,000 | $ 147,000 |
| Spokane-Spokane Valley, WA | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Springfield, MA | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Trenton, NJ | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Warner Robins, GA | 1 | $ 245,000 | $ 245,000 | $ 157,000 |
| Waterbury-Shelton, CT | 1 | $ 315,000 | $ 315,000 | $ 131,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Wilmington, NC | 1 | $ 755,000 | $ 755,000 | $ 291,000 |
| Yuma, AZ | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for First Savings Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 930 | $364,710,000 | $392,000 | $1,405,000 | $151,000 | $3,302,000 |
| Home Purchase | 230 | $67,120,000 | $291,000 | $995,000 | $137,000 | $508,000 |
| Refinancing | 139 | $40,905,000 | $294,000 | $1,505,000 | $128,000 | $830,000 |
| Home Improvement | 85 | $5,535,000 | $65,000 | $575,000 | $85,000 | $309,000 |
| Other Purpose | 80 | $6,250,000 | $78,000 | $665,000 | $102,000 | $587,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 812 | $225,620,000 | $277,000 | $1,505,000 | $131,000 | $3,302,000 |
| Not Provided | 381 | $152,665,000 | $400,000 | $1,405,000 | $149,000 | $836,000 |
| Black or African American | 119 | $45,865,000 | $385,000 | $1,005,000 | $170,000 | $2,052,000 |
| Hispanic | 100 | $39,630,000 | $396,000 | $1,265,000 | $134,000 | $450,000 |
| Asian | 33 | $15,305,000 | $463,000 | $1,005,000 | $193,000 | $429,000 |
| American Indian or Alaskan Native | 9 | $3,735,000 | $415,000 | $755,000 | $107,000 | $174,000 |
| Not applicable | 9 | $1,515,000 | $168,000 | $375,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $185,000 | $185,000 | $185,000 | $80,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,463 | $484,295,000 | $331,000 | $1,505,000 | $140,000 | $3,302,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $225,000 | $225,000 | $225,000 | $75,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 749 | $229,785,000 | $306,000 | $1,505,000 | $141,000 | $735,000 |
| Application Denied By Financial Institution | 479 | $170,695,000 | $356,000 | $1,405,000 | $133,000 | $3,302,000 |
| Application Withdrawn By Applicant | 157 | $52,875,000 | $336,000 | $1,005,000 | $145,000 | $684,000 |
| File Closed For Incompleteness | 43 | $19,655,000 | $457,000 | $1,265,000 | $196,000 | $480,000 |
| Application Approved But Not Accepted | 36 | $11,510,000 | $319,000 | $995,000 | $137,000 | $389,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 985 | $313,825,000 | $318,000 | $1,505,000 | $144,000 | $735,000 |
| Debt-To-Income Ratio | 214 | $90,120,000 | $421,000 | $1,405,000 | $102,000 | $836,000 |
| Credit History | 153 | $39,595,000 | $258,000 | $845,000 | $124,000 | $830,000 |
| Collateral | 70 | $25,370,000 | $362,000 | $1,405,000 | $227,000 | $3,302,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $6,260,000 | $391,000 | $1,055,000 | $155,000 | $480,000 |
| Credit Application Incomplete | 11 | $4,035,000 | $366,000 | $1,005,000 | $169,000 | $494,000 |
| Unverifiable Information | 8 | $1,300,000 | $162,000 | $275,000 | $83,000 | $120,000 |
| Other | 4 | $3,120,000 | $780,000 | $1,265,000 | $403,000 | $760,000 |
| Employment History | 3 | $895,000 | $298,000 | $485,000 | $127,000 | $181,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Savings Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
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