First Savings Bank Mortgage Lending & HMDA Data, 2025
In 2025, First Savings Bank of Jeffersonville, IN reported 1,286 mortgage applications totaling $424.8 million, down 12% from 2024. The average application was for $330,295, and applicants reported an average income of $148,681. 56% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (316), Atlanta-Sandy Springs-Roswell, GA (34) and Chicago-Naperville, IL (21) (applications in parentheses).
| Mortgage Company & Address | First Savings Bank 501 E. Lewis & Clark Parkway Jeffersonville, IN 47130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,286 |
| Total Mortgage Loan Application Amount | $424,760,000 |
| Average Mortgage Loan Application Amount | $330,295 |
| Highest Mortgage Loan Application Amount | $2,185,000 |
| Average Applicant Income | $148,681 |
| Highest Applicant Income | $1,980,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Louisville/Jefferson County, KY-IN | 316 | $ 53,930,000 | $ 170,664 | $ 113,025 |
| Outside any metro area | 220 | $ 51,150,000 | $ 232,500 | $ 118,968 |
| Atlanta-Sandy Springs-Roswell, GA | 34 | $ 15,290,000 | $ 449,705 | $ 166,000 |
| Chicago-Naperville, IL | 21 | $ 7,285,000 | $ 346,904 | $ 167,000 |
| Phoenix-Mesa-Scottsdale, AZ | 21 | $ 9,585,000 | $ 456,428 | $ 273,000 |
| Las Vegas-Henderson-Paradise, NV | 18 | $ 7,910,000 | $ 439,444 | $ 160,000 |
| Kansas City, MO-KS | 17 | $ 6,035,000 | $ 355,000 | $ 181,941 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 15 | $ 6,805,000 | $ 453,666 | $ 147,000 |
| Orlando-Kissimmee-Sanford, FL | 15 | $ 4,985,000 | $ 332,333 | $ 126,000 |
| Riverside-San Bernardino-Ontario, CA | 15 | $ 7,575,000 | $ 505,000 | $ 175,000 |
| Arlington-Alexandria-Reston, VA-WV | 13 | $ 7,905,000 | $ 608,076 | $ 221,230 |
| Columbus, OH | 13 | $ 4,715,000 | $ 362,692 | $ 153,000 |
| Jacksonville, FL | 13 | $ 7,145,000 | $ 549,615 | $ 180,000 |
| Marietta, GA | 13 | $ 6,535,000 | $ 502,692 | $ 263,000 |
| Denver-Aurora-Lakewood, CO | 12 | $ 6,110,000 | $ 509,166 | $ 153,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 12 | $ 4,550,000 | $ 379,166 | $ 120,000 |
| Tulsa, OK | 12 | $ 3,860,000 | $ 321,666 | $ 129,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 11 | $ 4,895,000 | $ 445,000 | $ 159,000 |
| Charlotte-Concord-Gastonia, NC-SC | 10 | $ 5,450,000 | $ 545,000 | $ 169,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 10 | $ 6,840,000 | $ 684,000 | $ 225,000 |
| St. Louis, MO-IL | 10 | $ 3,260,000 | $ 326,000 | $ 221,200 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 10 | $ 5,680,000 | $ 568,000 | $ 188,000 |
| Indianapolis-Carmel-Anderson, IN | 9 | $ 3,665,000 | $ 407,222 | $ 159,000 |
| Tampa, FL | 9 | $ 3,175,000 | $ 352,777 | $ 142,000 |
| Knoxville, TN | 8 | $ 2,530,000 | $ 316,250 | $ 134,000 |
| Los Angeles-Long Beach-Glendale, CA | 8 | $ 4,350,000 | $ 543,750 | $ 172,000 |
| Oklahoma City, OK | 8 | $ 3,560,000 | $ 445,000 | $ 127,000 |
| Anaheim-Santa Ana-Irvine, CA | 7 | $ 4,955,000 | $ 707,857 | $ 193,000 |
| Fayetteville, NC | 7 | $ 2,155,000 | $ 307,857 | $ 151,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 7 | $ 2,675,000 | $ 382,142 | $ 160,000 |
| Oakland-Hayward-Berkeley, CA | 7 | $ 4,965,000 | $ 709,285 | $ 225,000 |
| Springfield, MO | 7 | $ 1,965,000 | $ 280,714 | $ 131,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 3,935,000 | $ 562,142 | $ 240,000 |
| Baton Rouge, LA | 6 | $ 2,580,000 | $ 430,000 | $ 189,000 |
| Cincinnati, OH-KY-IN | 6 | $ 2,280,000 | $ 380,000 | $ 150,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 1,790,000 | $ 298,333 | $ 89,000 |
| Greensboro-High Point, NC | 6 | $ 2,700,000 | $ 450,000 | $ 165,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 2,000,000 | $ 333,333 | $ 159,000 |
| Lakewood-New Brunswick, NJ | 6 | $ 2,970,000 | $ 495,000 | $ 123,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 2,820,000 | $ 470,000 | $ 144,000 |
| Chattanooga, TN-GA | 5 | $ 1,475,000 | $ 295,000 | $ 126,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,815,000 | $ 363,000 | $ 160,000 |
| Huntsville, AL | 5 | $ 1,995,000 | $ 399,000 | $ 129,000 |
| Memphis, TN-MS-AR | 5 | $ 2,205,000 | $ 441,000 | $ 201,200 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 2,365,000 | $ 473,000 | $ 172,000 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 2,305,000 | $ 461,000 | $ 267,000 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 2,515,000 | $ 503,000 | $ 181,000 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 2,125,000 | $ 425,000 | $ 240,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 1,365,000 | $ 273,000 | $ 132,200 |
| St. Petersburg-Clearwater-Largo, FL | 5 | $ 2,305,000 | $ 461,000 | $ 199,000 |
| Wichita, KS | 5 | $ 1,485,000 | $ 297,000 | $ 164,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 1,380,000 | $ 345,000 | $ 145,000 |
| Boise City, ID | 4 | $ 1,320,000 | $ 330,000 | $ 91,000 |
| Camden, NJ | 4 | $ 1,350,000 | $ 337,500 | $ 150,000 |
| Charleston-North Charleston, SC | 4 | $ 1,370,000 | $ 342,500 | $ 136,000 |
| Cleveland, OH | 4 | $ 900,000 | $ 225,000 | $ 107,000 |
| Columbia, SC | 4 | $ 990,000 | $ 247,500 | $ 83,000 |
| Des Moines-West Des Moines, IA | 4 | $ 1,460,000 | $ 365,000 | $ 141,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 980,000 | $ 245,000 | $ 186,000 |
| Fresno, CA | 4 | $ 1,770,000 | $ 442,500 | $ 139,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 1,600,000 | $ 400,000 | $ 166,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 1,610,000 | $ 402,500 | $ 236,000 |
| Newark, NJ-PA | 4 | $ 1,850,000 | $ 462,500 | $ 185,000 |
| Port St. Lucie, FL | 4 | $ 1,180,000 | $ 295,000 | $ 194,000 |
| Salt Lake City, UT | 4 | $ 2,310,000 | $ 577,500 | $ 126,000 |
| Trenton, NJ | 4 | $ 1,870,000 | $ 467,500 | $ 277,000 |
| Wilmington, DE-MD-NJ | 4 | $ 1,270,000 | $ 317,500 | $ 193,000 |
| Wilmington, NC | 4 | $ 3,550,000 | $ 887,500 | $ 243,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 1,455,000 | $ 485,000 | $ 335,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 2,475,000 | $ 825,000 | $ 350,000 |
| Decatur, AL | 3 | $ 1,565,000 | $ 521,666 | $ 172,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 1,015,000 | $ 338,333 | $ 171,000 |
| Elgin, IL | 3 | $ 925,000 | $ 308,333 | $ 109,000 |
| Lakeland-Winter Haven, FL | 3 | $ 735,000 | $ 245,000 | $ 72,000 |
| Merced, CA | 3 | $ 995,000 | $ 331,666 | $ 160,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 885,000 | $ 295,000 | $ 133,000 |
| Providence-Warwick, RI-MA | 3 | $ 1,175,000 | $ 391,666 | $ 208,000 |
| Provo-Orem, UT | 3 | $ 2,025,000 | $ 675,000 | $ 141,000 |
| San Diego-Carlsbad, CA | 3 | $ 2,725,000 | $ 908,333 | $ 271,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 2,845,000 | $ 948,333 | $ 418,000 |
| Sioux Falls, SD | 3 | $ 1,335,000 | $ 445,000 | $ 180,000 |
| Slidell-Mandeville-Covington, LA | 3 | $ 1,555,000 | $ 518,333 | $ 110,000 |
| Spartanburg, SC | 3 | $ 925,000 | $ 308,333 | $ 135,000 |
| St. George, UT | 3 | $ 1,915,000 | $ 638,333 | $ 208,000 |
| Tacoma-Lakewood, WA | 3 | $ 1,195,000 | $ 398,333 | $ 123,000 |
| Tucson, AZ | 3 | $ 1,305,000 | $ 435,000 | $ 155,000 |
| Worcester, MA-CT | 3 | $ 1,135,000 | $ 378,333 | $ 86,000 |
| Akron, OH | 2 | $ 400,000 | $ 200,000 | $ 130,000 |
| Ann Arbor, MI | 2 | $ 940,000 | $ 470,000 | $ 267,000 |
| Bakersfield, CA | 2 | $ 770,000 | $ 385,000 | $ 244,000 |
| Birmingham-Hoover, AL | 2 | $ 480,000 | $ 240,000 | $ 140,000 |
| Boston, MA | 2 | $ 780,000 | $ 390,000 | $ 116,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 830,000 | $ 415,000 | $ 192,000 |
| Colorado Springs, CO | 2 | $ 1,230,000 | $ 615,000 | $ 185,000 |
| Dalton, GA | 2 | $ 400,000 | $ 200,000 | $ 85,000 |
| Durham-Chapel Hill, NC | 2 | $ 840,000 | $ 420,000 | $ 169,000 |
| Fort Collins, CO | 2 | $ 820,000 | $ 410,000 | $ 196,000 |
| Greeley, CO | 2 | $ 700,000 | $ 350,000 | $ 159,000 |
| Houma-Thibodaux, LA | 2 | $ 510,000 | $ 255,000 | $ 151,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 310,000 | $ 155,000 | $ 101,000 |
| Johnson City, TN | 2 | $ 690,000 | $ 345,000 | $ 120,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 390,000 | $ 195,000 | $ 88,000 |
| Lafayette, LA | 2 | $ 570,000 | $ 285,000 | $ 96,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 820,000 | $ 410,000 | $ 185,000 |
| Lake County-Porter County-Jasper County, IN | 2 | $ 530,000 | $ 265,000 | $ 171,000 |
| Lawton, OK | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 910,000 | $ 455,000 | $ 167,000 |
| Manchester-Nashua, NH | 2 | $ 1,180,000 | $ 590,000 | $ 207,000 |
| Midland, MI | 2 | $ 330,000 | $ 165,000 | $ 93,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 380,000 | $ 190,000 | $ 105,000 |
| Mobile, AL | 2 | $ 500,000 | $ 250,000 | $ 65,000 |
| New Orleans-Metairie, LA | 2 | $ 1,650,000 | $ 825,000 | $ 295,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 1,380,000 | $ 690,000 | $ 308,000 |
| Philadelphia, PA | 2 | $ 600,000 | $ 300,000 | $ 198,000 |
| Raleigh, NC | 2 | $ 1,120,000 | $ 560,000 | $ 166,000 |
| Reno, NV | 2 | $ 1,020,000 | $ 510,000 | $ 144,000 |
| Rochester, MN | 2 | $ 870,000 | $ 435,000 | $ 188,000 |
| Shreveport-Bossier City, LA | 2 | $ 600,000 | $ 300,000 | $ 164,000 |
| Sioux City, IA-NE-SD | 2 | $ 850,000 | $ 425,000 | $ 168,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 760,000 | $ 380,000 | $ 207,000 |
| Stockton-Lodi, CA | 2 | $ 910,000 | $ 455,000 | $ 161,000 |
| Toledo, OH | 2 | $ 910,000 | $ 455,000 | $ 121,000 |
| Valdosta, GA | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Wildwood-The Villages, FL | 2 | $ 450,000 | $ 225,000 | $ 167,000 |
| Albany, GA | 1 | $ 385,000 | $ 385,000 | $ 145,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Altoona, PA | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Athens-Clarke County, GA | 1 | $ 755,000 | $ 755,000 | $ 59,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
| Bellingham, WA | 1 | $ 625,000 | $ 625,000 | $ 179,000 |
| Bend-Redmond, OR | 1 | $ 385,000 | $ 385,000 | $ 95,000 |
| Billings, MT | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 625,000 | $ 625,000 | $ 450,000 |
| Bowling Green, KY | 1 | $ 525,000 | $ 525,000 | $ 922,000 |
| Brunswick, GA | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Burlington-South Burlington, VT | 1 | $ 415,000 | $ 415,000 | $ 241,000 |
| Canton-Massillon, OH | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Cape Girardeau, MO-IL | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Clarksville, TN-KY | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Decatur, IL | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Dover, DE | 1 | $ 495,000 | $ 495,000 | $ 328,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 885,000 | $ 885,000 | $ 805,000 |
| Enid, OK | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Everett, WA | 1 | $ 515,000 | $ 515,000 | $ 240,000 |
| Fort Smith, AR-OK | 1 | $ 1,055,000 | $ 1,055,000 | $ 77,000 |
| Fort Wayne, IN | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Gainesville, FL | 1 | $ 505,000 | $ 505,000 | $ 148,000 |
| Gainesville, GA | 1 | $ 695,000 | $ 695,000 | $ 241,000 |
| Goldsboro, NC | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Greenville, NC | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 465,000 | $ 465,000 | $ 215,000 |
| Hammond, LA | 1 | $ 295,000 | $ 295,000 | $ 432,000 |
| Harrisburg-Carlisle, PA | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Homosassa Springs, FL | 1 | $ 255,000 | $ 255,000 | $ 247,000 |
| Hot Springs, AR | 1 | $ 315,000 | $ 315,000 | $ 190,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 545,000 | $ 545,000 | $ 56,000 |
| Idaho Falls, ID | 1 | $ 395,000 | $ 395,000 | $ 106,000 |
| Iowa City, IA | 1 | $ 645,000 | $ 645,000 | $ 437,000 |
| Jackson, MI | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Kalamazoo-Portage, MI | 1 | $ 225,000 | $ 225,000 | $ 159,000 |
| Lansing-East Lansing, MI | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Lincoln, NE | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Longview, WA | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Lynchburg, VA | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Mankato-North Mankato, MN | 1 | $ 365,000 | $ 365,000 | $ 239,000 |
| Missoula, MT | 1 | $ 665,000 | $ 665,000 | $ 106,000 |
| Monroe, LA | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 655,000 | $ 655,000 | $ 188,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 375,000 | $ 375,000 | $ 121,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Nassau County-Suffolk County, NY | 1 | $ 565,000 | $ 565,000 | $ 187,000 |
| New Haven-Milford, CT | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Norwich-New London, CT | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Ocala, FL | 1 | $ 155,000 | $ 155,000 | $ 204,000 |
| Ogden-Clearfield, UT | 1 | $ 535,000 | $ 535,000 | $ 202,000 |
| Oshkosh-Neenah, WI | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Peoria, IL | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Pittsburgh, PA | 1 | $ 585,000 | $ 585,000 | $ 510,000 |
| Pueblo, CO | 1 | $ 145,000 | $ 145,000 | $ 184,000 |
| Rapid City, SD | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Richmond, VA | 1 | $ 585,000 | $ 585,000 | $ 176,000 |
| Rockford, IL | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Rockingham County-Strafford County, NH | 1 | $ 635,000 | $ 635,000 | $ 195,000 |
| Rocky Mount, NC | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Salem, OR | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| San Rafael, CA | 1 | $ 965,000 | $ 965,000 | $ 340,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Savannah, GA | 1 | $ 445,000 | $ 445,000 | $ 228,000 |
| Sebastian-Vero Beach, FL | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Spokane-Spokane Valley, WA | 1 | $ 395,000 | $ 395,000 | $ 174,000 |
| St. Joseph, MO-KS | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Sumter, SC | 1 | $ 255,000 | $ 255,000 | $ 189,000 |
| Terre Haute, IN | 1 | $ 105,000 | $ 105,000 | $ 217,000 |
| Tuscaloosa, AL | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Vallejo-Fairfield, CA | 1 | $ 685,000 | $ 685,000 | $ 225,000 |
| Washington, DC-MD | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Winston-Salem, NC | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| York-Hanover, PA | 1 | $ 315,000 | $ 315,000 | $ 252,000 |
| Yuma, AZ | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
Mortgage Loan Application Detail Totals for First Savings Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 567 | $203,985,000 | $359,000 | $2,185,000 | $147,000 | $1,980,000 |
| Refinancing | 344 | $139,730,000 | $406,000 | $1,445,000 | $175,000 | $922,000 |
| Home Purchase | 235 | $70,425,000 | $299,000 | $975,000 | $149,000 | $1,633,000 |
| Home Improvement | 83 | $5,525,000 | $66,000 | $235,000 | $85,000 | $209,000 |
| Other Purpose | 57 | $5,095,000 | $89,000 | $405,000 | $98,000 | $374,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 783 | $224,825,000 | $287,000 | $2,185,000 | $141,000 | $1,633,000 |
| Not Provided | 274 | $114,250,000 | $416,000 | $1,435,000 | $167,000 | $918,000 |
| Black or African American | 98 | $34,680,000 | $353,000 | $1,155,000 | $149,000 | $1,980,000 |
| Hispanic | 79 | $30,615,000 | $387,000 | $995,000 | $155,000 | $413,000 |
| Asian | 25 | $12,855,000 | $514,000 | $1,205,000 | $204,000 | $390,000 |
| Not applicable | 18 | $5,370,000 | $298,000 | $975,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,720,000 | $215,000 | $455,000 | $93,000 | $177,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $445,000 | $445,000 | $445,000 | $148,000 | $148,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,280 | $423,490,000 | $330,000 | $2,185,000 | $149,000 | $1,980,000 |
| FHA-insured (Federal Housing Administration) | 5 | $1,175,000 | $235,000 | $465,000 | $91,000 | $223,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $95,000 | $95,000 | $95,000 | $41,000 | $41,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 714 | $220,710,000 | $309,000 | $1,445,000 | $149,000 | $922,000 |
| Application Denied By Financial Institution | 354 | $127,540,000 | $360,000 | $2,185,000 | $137,000 | $1,980,000 |
| Application Withdrawn By Applicant | 144 | $47,150,000 | $327,000 | $1,205,000 | $146,000 | $1,200,000 |
| File Closed For Incompleteness | 41 | $15,125,000 | $368,000 | $885,000 | $183,000 | $805,000 |
| Application Approved But Not Accepted | 30 | $13,130,000 | $437,000 | $1,405,000 | $259,000 | $1,633,000 |
| Loan Purchased By The Institution | 3 | $1,105,000 | $368,000 | $515,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 932 | $297,220,000 | $318,000 | $1,445,000 | $154,000 | $1,633,000 |
| Credit History | 158 | $49,870,000 | $315,000 | $1,055,000 | $142,000 | $600,000 |
| Debt-To-Income Ratio | 119 | $47,455,000 | $398,000 | $1,155,000 | $103,000 | $374,000 |
| Collateral | 43 | $16,405,000 | $381,000 | $975,000 | $197,000 | $1,980,000 |
| Credit Application Incomplete | 17 | $7,655,000 | $450,000 | $1,115,000 | $148,000 | $287,000 |
| Other | 5 | $3,025,000 | $605,000 | $2,185,000 | $189,000 | $553,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,395,000 | $279,000 | $545,000 | $172,000 | $323,000 |
| Employment History | 4 | $530,000 | $132,000 | $225,000 | $103,000 | $192,000 |
| Unverifiable Information | 3 | $1,205,000 | $401,000 | $455,000 | $171,000 | $232,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Savings Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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