First Horizon Bank Mortgage Lending & HMDA Data, 2025
In 2025, First Horizon Bank of Memphis, TN reported 14,363 mortgage applications totaling $5.4 billion, up 8% from 2024. The average application was for $378,868, and applicants reported an average income of $228,634. 59% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,348), Memphis, TN-MS-AR (1,106) and New Orleans-Metairie, LA (848) (applications in parentheses).
| Mortgage Company & Address | First Horizon Bank 165 Madison Ave 5th Floor Memphis, TN 38103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 14,363 |
| Total Mortgage Loan Application Amount | $5,441,695,000 |
| Average Mortgage Loan Application Amount | $378,868 |
| Highest Mortgage Loan Application Amount | $13,655,000 |
| Average Applicant Income | $228,634 |
| Highest Applicant Income | $9,844,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Horizon Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,421 | $ 419,165,000 | $ 294,978 | $ 169,792 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,348 | $ 492,740,000 | $ 365,534 | $ 214,000 |
| Memphis, TN-MS-AR | 1,106 | $ 218,330,000 | $ 197,405 | $ 150,485 |
| New Orleans-Metairie, LA | 848 | $ 293,370,000 | $ 345,955 | $ 220,000 |
| Knoxville, TN | 779 | $ 245,045,000 | $ 314,563 | $ 207,000 |
| Dallas-Plano-Irving, TX | 622 | $ 398,850,000 | $ 641,237 | $ 321,000 |
| Houston-The Woodlands-Sugar Land, TX | 583 | $ 330,885,000 | $ 567,555 | $ 293,000 |
| Little Rock-North Little Rock-Conway, AR | 470 | $ 111,080,000 | $ 236,340 | $ 132,000 |
| Atlanta-Sandy Springs-Roswell, GA | 445 | $ 244,845,000 | $ 550,213 | $ 314,000 |
| Lafayette, LA | 410 | $ 71,030,000 | $ 173,243 | $ 131,000 |
| Chattanooga, TN-GA | 365 | $ 97,275,000 | $ 266,506 | $ 169,802 |
| Miami-Miami Beach-Kendall, FL | 330 | $ 261,960,000 | $ 793,818 | $ 445,000 |
| Charlotte-Concord-Gastonia, NC-SC | 291 | $ 113,495,000 | $ 390,017 | $ 206,185 |
| Baton Rouge, LA | 254 | $ 77,140,000 | $ 303,700 | $ 238,000 |
| Birmingham-Hoover, AL | 212 | $ 70,020,000 | $ 330,283 | $ 207,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 211 | $ 71,655,000 | $ 339,597 | $ 196,000 |
| Winston-Salem, NC | 199 | $ 39,315,000 | $ 197,562 | $ 144,000 |
| Slidell-Mandeville-Covington, LA | 194 | $ 67,950,000 | $ 350,257 | $ 217,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 193 | $ 134,825,000 | $ 698,575 | $ 470,000 |
| Tampa, FL | 192 | $ 114,480,000 | $ 596,250 | $ 312,000 |
| Johnson City, TN | 187 | $ 43,025,000 | $ 230,080 | $ 166,000 |
| Kingsport-Bristol-Bristol, TN-VA | 171 | $ 36,885,000 | $ 215,701 | $ 179,467 |
| Orlando-Kissimmee-Sanford, FL | 170 | $ 86,040,000 | $ 506,117 | $ 275,000 |
| Durham-Chapel Hill, NC | 169 | $ 34,755,000 | $ 205,650 | $ 130,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 165 | $ 103,795,000 | $ 629,060 | $ 345,000 |
| Lake Charles, LA | 151 | $ 23,805,000 | $ 157,649 | $ 161,000 |
| St. Louis, MO-IL | 149 | $ 46,845,000 | $ 314,395 | $ 176,013 |
| Marietta, GA | 132 | $ 61,500,000 | $ 465,909 | $ 261,000 |
| Hickory-Lenoir-Morganton, NC | 124 | $ 21,160,000 | $ 170,645 | $ 126,000 |
| Daphne-Fairhope-Foley, AL | 111 | $ 68,125,000 | $ 613,738 | $ 472,000 |
| Cape Coral-Fort Myers, FL | 110 | $ 30,980,000 | $ 281,636 | $ 168,000 |
| Naples-Immokalee-Marco Island, FL | 104 | $ 49,640,000 | $ 477,307 | $ 305,000 |
| North Port-Sarasota-Bradenton, FL | 103 | $ 42,075,000 | $ 408,495 | $ 324,000 |
| Jonesboro, AR | 102 | $ 18,320,000 | $ 179,607 | $ 130,000 |
| Greensboro-High Point, NC | 101 | $ 19,955,000 | $ 197,574 | $ 139,000 |
| Raleigh, NC | 101 | $ 37,415,000 | $ 370,445 | $ 186,000 |
| St. Petersburg-Clearwater-Largo, FL | 99 | $ 49,145,000 | $ 496,414 | $ 295,000 |
| Morristown, TN | 98 | $ 18,210,000 | $ 185,816 | $ 116,000 |
| Austin-Round Rock, TX | 82 | $ 69,530,000 | $ 847,926 | $ 532,000 |
| Jacksonville, FL | 69 | $ 49,685,000 | $ 720,072 | $ 357,000 |
| Jackson, MS | 68 | $ 26,060,000 | $ 383,235 | $ 245,000 |
| Cleveland, TN | 66 | $ 8,900,000 | $ 134,848 | $ 98,000 |
| Fort Worth-Arlington, TX | 65 | $ 41,075,000 | $ 631,923 | $ 344,000 |
| Jackson, TN | 64 | $ 15,770,000 | $ 246,406 | $ 150,000 |
| Monroe, LA | 61 | $ 10,875,000 | $ 178,278 | $ 93,000 |
| Mobile, AL | 57 | $ 24,485,000 | $ 429,561 | $ 360,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 56 | $ 16,910,000 | $ 301,964 | $ 150,000 |
| Asheville, NC | 46 | $ 19,420,000 | $ 422,173 | $ 259,000 |
| Burlington, NC | 46 | $ 5,920,000 | $ 128,695 | $ 81,000 |
| Clarksville, TN-KY | 44 | $ 7,410,000 | $ 168,409 | $ 111,000 |
| Columbia, SC | 44 | $ 18,290,000 | $ 415,681 | $ 225,000 |
| Greenville-Anderson-Mauldin, SC | 39 | $ 20,695,000 | $ 530,641 | $ 399,000 |
| Huntsville, AL | 37 | $ 17,385,000 | $ 469,864 | $ 277,000 |
| Houma-Thibodaux, LA | 31 | $ 5,405,000 | $ 174,354 | $ 144,000 |
| New York-Jersey City-White Plains, NY-NJ | 28 | $ 35,250,000 | $ 1,258,928 | $ 672,928 |
| Port St. Lucie, FL | 27 | $ 12,865,000 | $ 476,481 | $ 276,000 |
| Charleston-North Charleston, SC | 26 | $ 28,070,000 | $ 1,079,615 | $ 621,000 |
| Roanoke, VA | 26 | $ 5,840,000 | $ 224,615 | $ 102,000 |
| Fayetteville, NC | 24 | $ 5,030,000 | $ 209,583 | $ 145,000 |
| Crestview-Fort Walton Beach-Destin, FL | 22 | $ 29,780,000 | $ 1,353,636 | $ 1,594,000 |
| Shreveport-Bossier City, LA | 21 | $ 5,175,000 | $ 246,428 | $ 194,000 |
| Gulfport-Biloxi-Pascagoula, MS | 19 | $ 5,645,000 | $ 297,105 | $ 262,000 |
| Wilmington, NC | 17 | $ 13,785,000 | $ 810,882 | $ 416,000 |
| Nassau County-Suffolk County, NY | 13 | $ 15,535,000 | $ 1,195,000 | $ 895,000 |
| Pinehurst-Southern Pines, NC | 13 | $ 4,615,000 | $ 355,000 | $ 157,000 |
| San Antonio-New Braunfels, TX | 13 | $ 6,475,000 | $ 498,076 | $ 429,000 |
| Spartanburg, SC | 12 | $ 2,380,000 | $ 198,333 | $ 104,000 |
| Denver-Aurora-Lakewood, CO | 11 | $ 7,795,000 | $ 708,636 | $ 411,000 |
| Hammond, LA | 11 | $ 2,785,000 | $ 253,181 | $ 155,000 |
| Gainesville, GA | 10 | $ 3,490,000 | $ 349,000 | $ 206,000 |
| Los Angeles-Long Beach-Glendale, CA | 10 | $ 19,570,000 | $ 1,957,000 | $ 768,000 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 5,580,000 | $ 558,000 | $ 328,000 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 8,000,000 | $ 800,000 | $ 278,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 10 | $ 8,620,000 | $ 862,000 | $ 376,000 |
| Brunswick, GA | 9 | $ 7,185,000 | $ 798,333 | $ 271,000 |
| Panama City, FL | 9 | $ 3,215,000 | $ 357,222 | $ 440,000 |
| Savannah, GA | 9 | $ 4,215,000 | $ 468,333 | $ 360,000 |
| Cincinnati, OH-KY-IN | 8 | $ 4,440,000 | $ 555,000 | $ 293,250 |
| Decatur, AL | 8 | $ 3,890,000 | $ 486,250 | $ 189,000 |
| Hot Springs, AR | 8 | $ 1,930,000 | $ 241,250 | $ 155,000 |
| Punta Gorda, FL | 8 | $ 2,670,000 | $ 333,750 | $ 98,000 |
| Arlington-Alexandria-Reston, VA-WV | 7 | $ 4,195,000 | $ 599,285 | $ 359,000 |
| Greenville, NC | 7 | $ 1,615,000 | $ 230,714 | $ 146,000 |
| Oklahoma City, OK | 7 | $ 2,015,000 | $ 287,857 | $ 214,000 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 4,100,000 | $ 683,333 | $ 567,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 6,210,000 | $ 1,035,000 | $ 1,320,000 |
| Homosassa Springs, FL | 6 | $ 1,590,000 | $ 265,000 | $ 223,000 |
| Kansas City, MO-KS | 6 | $ 2,190,000 | $ 365,000 | $ 180,500 |
| Ocala, FL | 6 | $ 2,760,000 | $ 460,000 | $ 236,000 |
| Phoenix-Mesa-Scottsdale, AZ | 6 | $ 9,510,000 | $ 1,585,000 | $ 1,431,000 |
| Richmond, VA | 6 | $ 4,240,000 | $ 706,666 | $ 329,000 |
| Sebastian-Vero Beach, FL | 6 | $ 7,230,000 | $ 1,205,000 | $ 1,139,000 |
| Florence-Muscle Shoals, AL | 5 | $ 1,985,000 | $ 397,000 | $ 257,000 |
| Fort Smith, AR-OK | 5 | $ 1,985,000 | $ 397,000 | $ 146,000 |
| Gainesville, FL | 5 | $ 4,135,000 | $ 827,000 | $ 328,000 |
| Lakewood-New Brunswick, NJ | 5 | $ 6,685,000 | $ 1,337,000 | $ 334,000 |
| Las Vegas-Henderson-Paradise, NV | 5 | $ 2,935,000 | $ 587,000 | $ 289,000 |
| Midland, TX | 5 | $ 2,895,000 | $ 579,000 | $ 231,000 |
| Montgomery, AL | 5 | $ 925,000 | $ 185,000 | $ 83,000 |
| Tuscaloosa, AL | 5 | $ 1,635,000 | $ 327,000 | $ 389,000 |
| Waco, TX | 5 | $ 3,135,000 | $ 627,000 | $ 265,000 |
| Anaheim-Santa Ana-Irvine, CA | 4 | $ 4,370,000 | $ 1,092,500 | $ 629,000 |
| Athens-Clarke County, GA | 4 | $ 1,580,000 | $ 395,000 | $ 307,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 860,000 | $ 215,000 | $ 88,000 |
| Gadsden, AL | 4 | $ 1,170,000 | $ 292,500 | $ 226,000 |
| Killeen-Temple, TX | 4 | $ 1,760,000 | $ 440,000 | $ 217,000 |
| Lakeland-Winter Haven, FL | 4 | $ 1,420,000 | $ 355,000 | $ 182,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 2,230,000 | $ 557,500 | $ 326,000 |
| Newark, NJ-PA | 4 | $ 3,510,000 | $ 877,500 | $ 723,000 |
| San Diego-Carlsbad, CA | 4 | $ 5,030,000 | $ 1,257,500 | $ 707,000 |
| Sebring, FL | 4 | $ 940,000 | $ 235,000 | $ 105,000 |
| Auburn-Opelika, AL | 3 | $ 1,245,000 | $ 415,000 | $ 118,000 |
| Baltimore-Columbia-Towson, MD | 3 | $ 1,445,000 | $ 481,666 | $ 342,000 |
| Boulder, CO | 3 | $ 4,735,000 | $ 1,578,333 | $ 1,122,000 |
| Chicago-Naperville, IL | 3 | $ 1,575,000 | $ 525,000 | $ 219,000 |
| College Station-Bryan, TX | 3 | $ 2,625,000 | $ 875,000 | $ 372,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 465,000 | $ 155,000 | $ 109,000 |
| Lynchburg, VA | 3 | $ 1,245,000 | $ 415,000 | $ 236,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 2,505,000 | $ 835,000 | $ 442,000 |
| Tulsa, OK | 3 | $ 875,000 | $ 291,666 | $ 75,000 |
| Tyler, TX | 3 | $ 2,345,000 | $ 781,666 | $ 411,000 |
| Washington, DC-MD | 3 | $ 1,335,000 | $ 445,000 | $ 684,666 |
| Washington-Baltimore-Arlington, DC | 3 | $ 3,495,000 | $ 1,165,000 | $ 401,000 |
| Wildwood-The Villages, FL | 3 | $ 815,000 | $ 271,666 | $ 83,000 |
| Beaumont-Port Arthur, TX | 2 | $ 830,000 | $ 415,000 | $ 272,000 |
| Bowling Green, KY | 2 | $ 1,140,000 | $ 570,000 | $ 545,000 |
| Brownsville-Harlingen, TX | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
| Columbus, OH | 2 | $ 1,390,000 | $ 695,000 | $ 257,000 |
| Corpus Christi, TX | 2 | $ 960,000 | $ 480,000 | $ 288,000 |
| Dalton, GA | 2 | $ 1,160,000 | $ 580,000 | $ 411,000 |
| El Paso, TX | 2 | $ 1,070,000 | $ 535,000 | $ 433,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 710,000 | $ 355,000 | $ 520,000 |
| Kennewick-Richland, WA | 2 | $ 1,080,000 | $ 540,000 | $ 252,000 |
| Lincoln, NE | 2 | $ 570,000 | $ 285,000 | $ 105,000 |
| Macon-Bibb County, GA | 2 | $ 490,000 | $ 245,000 | $ 324,000 |
| Odessa, TX | 2 | $ 340,000 | $ 170,000 | $ 437,000 |
| Provo-Orem, UT | 2 | $ 4,870,000 | $ 2,435,000 | $ 667,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 1,390,000 | $ 695,000 | $ 108,000 |
| Tallahassee, FL | 2 | $ 800,000 | $ 400,000 | $ 71,000 |
| Toledo, OH | 2 | $ 1,230,000 | $ 615,000 | $ 240,000 |
| Trenton, NJ | 2 | $ 810,000 | $ 405,000 | $ 203,000 |
| Valdosta, GA | 2 | $ 940,000 | $ 470,000 | $ 339,000 |
| Victoria, TX | 2 | $ 930,000 | $ 465,000 | $ 366,000 |
| Abilene, TX | 1 | $ 125,000 | $ 125,000 | $ 350,000 |
| Akron, OH | 1 | $ 805,000 | $ 805,000 | $ 745,000 |
| Albuquerque, NM | 1 | $ 415,000 | $ 415,000 | $ 173,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 335,000 | $ 335,000 | $ 137,000 |
| Ann Arbor, MI | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 455,000 | $ 455,000 | $ 276,000 |
| Beckley, WV | 1 | $ 455,000 | $ 455,000 | $ 359,000 |
| Bismarck, ND | 1 | $ 725,000 | $ 725,000 | $ 147,000 |
| Bozeman, MT | 1 | $ 3,805,000 | $ 3,805,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 1,645,000 | $ 1,645,000 | $ 389,000 |
| Canton-Massillon, OH | 1 | $ 775,000 | $ 775,000 | $ 425,000 |
| Charlottesville, VA | 1 | $ 365,000 | $ 365,000 | $ 195,000 |
| Cleveland, OH | 1 | $ 165,000 | $ 165,000 | $ 322,000 |
| Colorado Springs, CO | 1 | $ 625,000 | $ 625,000 | $ 258,000 |
| Dothan, AL | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Helena, MT | 1 | $ 405,000 | $ 405,000 | $ 199,000 |
| Hinesville, GA | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 1,075,000 | $ 1,075,000 | $ 1,065,000 |
| Jackson, MI | 1 | $ 215,000 | $ 215,000 | $ 194,000 |
| Jacksonville, NC | 1 | $ 525,000 | $ 525,000 | $ 649,000 |
| Janesville-Beloit, WI | 1 | $ 85,000 | $ 85,000 | $ 127,000 |
| Las Cruces, NM | 1 | $ 485,000 | $ 485,000 | $ 1,251,000 |
| Lexington Park, MD | 1 | $ 255,000 | $ 255,000 | $ 485,000 |
| Lexington-Fayette, KY | 1 | $ 365,000 | $ 365,000 | $ 197,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 75,000 | $ 75,000 | $ 339,000 |
| Lubbock, TX | 1 | $ 125,000 | $ 125,000 | $ 500,000 |
| New Haven-Milford, CT | 1 | $ 525,000 | $ 525,000 | $ 183,000 |
| Paducah, KY-IL | 1 | $ 945,000 | $ 945,000 | $ 1,312,000 |
| Peoria, IL | 1 | $ 255,000 | $ 255,000 | $ 148,000 |
| Philadelphia, PA | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Pittsburgh, PA | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Pittsfield, MA | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 315,000 | $ 315,000 | $ 435,000 |
| Santa Fe, NM | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Sheboygan, WI | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Springfield, MO | 1 | $ 865,000 | $ 865,000 | $ 297,000 |
| Sumter, SC | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Tacoma-Lakewood, WA | 1 | $ 505,000 | $ 505,000 | $ 667,000 |
| Texarkana, TX-AR | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Traverse City, MI | 1 | $ 255,000 | $ 255,000 | $ 457,000 |
| Winchester, VA-WV | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Worcester, MA-CT | 1 | $ 355,000 | $ 355,000 | $ 166,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 365,000 | $ 365,000 | $ 261,000 |
Mortgage Loan Application Detail Totals for First Horizon Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,959 | $3,498,705,000 | $502,000 | $13,655,000 | $243,000 | $9,844,000 |
| Home Improvement | 3,119 | $532,765,000 | $170,000 | $4,755,000 | $183,000 | $5,960,000 |
| Refinancing | 2,377 | $838,115,000 | $352,000 | $8,005,000 | $255,000 | $6,121,000 |
| Other Purpose | 1,260 | $349,480,000 | $277,000 | $8,755,000 | $250,000 | $7,362,000 |
| Cash-out Refinancing | 642 | $222,360,000 | $346,000 | $4,415,000 | $157,000 | $3,025,000 |
| Not Applicable | 6 | $270,000 | $45,000 | $65,000 | $22,000 | $29,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,998 | $3,700,850,000 | $370,000 | $8,755,000 | $233,000 | $9,844,000 |
| Black or African American | 1,533 | $356,995,000 | $232,000 | $6,605,000 | $132,000 | $7,000,000 |
| Hispanic | 1,080 | $452,170,000 | $418,000 | $13,655,000 | $219,000 | $4,984,000 |
| Not Provided | 1,022 | $496,190,000 | $485,000 | $10,805,000 | $310,000 | $4,004,000 |
| Asian | 593 | $331,615,000 | $559,000 | $4,415,000 | $298,000 | $3,025,000 |
| American Indian or Alaskan Native | 68 | $28,830,000 | $423,000 | $4,705,000 | $186,000 | $680,000 |
| Not applicable | 48 | $68,910,000 | $1,435,000 | $8,005,000 | $34,000 | $34,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $4,495,000 | $299,000 | $1,185,000 | $197,000 | $686,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,944 | $5,028,520,000 | $388,000 | $13,655,000 | $243,000 | $9,844,000 |
| FHA-insured (Federal Housing Administration) | 984 | $267,840,000 | $272,000 | $855,000 | $86,000 | $431,000 |
| VA-guaranteed (Veterans Administration) | 353 | $127,685,000 | $361,000 | $2,525,000 | $124,000 | $894,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 82 | $17,650,000 | $215,000 | $425,000 | $73,000 | $143,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,447 | $3,549,095,000 | $420,000 | $13,655,000 | $267,000 | $9,844,000 |
| Application Denied By Financial Institution | 2,972 | $700,280,000 | $235,000 | $4,805,000 | $144,000 | $4,800,000 |
| Application Withdrawn By Applicant | 1,561 | $833,805,000 | $534,000 | $5,775,000 | $274,000 | $3,650,000 |
| Loan Purchased By The Institution | 1,000 | $224,520,000 | $224,000 | $565,000 | $62,000 | $315,000 |
| Application Approved But Not Accepted | 300 | $85,810,000 | $286,000 | $5,075,000 | $265,000 | $5,148,000 |
| File Closed For Incompleteness | 83 | $48,185,000 | $580,000 | $3,705,000 | $449,000 | $4,004,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,391 | $4,741,415,000 | $416,000 | $13,655,000 | $251,000 | $9,844,000 |
| Debt-To-Income Ratio | 1,583 | $416,625,000 | $263,000 | $4,705,000 | $106,000 | $2,000,000 |
| Credit History | 728 | $88,740,000 | $121,000 | $2,105,000 | $123,000 | $2,880,000 |
| Collateral | 388 | $109,750,000 | $282,000 | $4,805,000 | $301,000 | $4,800,000 |
| Unverifiable Information | 133 | $30,905,000 | $232,000 | $2,475,000 | $201,000 | $1,832,000 |
| Other | 100 | $32,450,000 | $324,000 | $2,405,000 | $255,000 | $1,802,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $10,835,000 | $570,000 | $2,475,000 | $173,000 | $984,000 |
| Credit Application Incomplete | 12 | $6,970,000 | $580,000 | $2,885,000 | $211,000 | $1,052,000 |
| Employment History | 9 | $4,005,000 | $445,000 | $1,705,000 | $265,000 | $560,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Horizon Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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