First Horizon Bank Mortgage Lending & HMDA Data, 2025

In 2025, First Horizon Bank of Memphis, TN reported 14,363 mortgage applications totaling $5.4 billion, up 8% from 2024. The average application was for $378,868, and applicants reported an average income of $228,634. 59% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,348), Memphis, TN-MS-AR (1,106) and New Orleans-Metairie, LA (848) (applications in parentheses).

Mortgage Company & Address First Horizon Bank
165 Madison Ave 5th Floor
Memphis, TN 38103
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 14,363
Total Mortgage Loan Application Amount $5,441,695,000
Average Mortgage Loan Application Amount $378,868
Highest Mortgage Loan Application Amount $13,655,000
Average Applicant Income $228,634
Highest Applicant Income $9,844,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Horizon Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Horizon Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 933 $ 188,125,000 $ 201,634 $ 156,000
Knox, Tennessee 541 $ 180,095,000 $ 332,892 $ 221,000
Orleans, Louisiana 506 $ 200,290,000 $ 395,830 $ 240,000
Davidson, Tennessee 461 $ 212,265,000 $ 460,444 $ 280,000
Dallas, Texas 434 $ 299,710,000 $ 690,576 $ 343,000
Harris, Texas 433 $ 254,995,000 $ 588,903 $ 297,000
Pulaski, Arkansas 335 $ 80,625,000 $ 240,671 $ 137,000
Miami-Dade, Florida 330 $ 261,960,000 $ 793,818 $ 445,000
Lafayette, Louisiana 326 $ 58,930,000 $ 180,766 $ 140,000
Hamilton, Tennessee 324 $ 90,750,000 $ 280,092 $ 177,000
Jefferson, Louisiana 308 $ 84,750,000 $ 275,162 $ 194,000
Monroe, Florida 282 $ 180,340,000 $ 639,503 $ 302,000
Williamson, Tennessee 263 $ 137,865,000 $ 524,201 $ 302,000
Fulton, Georgia 203 $ 128,135,000 $ 631,206 $ 392,000
East Baton Rouge, Louisiana 202 $ 65,460,000 $ 324,059 $ 253,000
St. Tammany, Louisiana 194 $ 67,950,000 $ 350,257 $ 217,000
Palm Beach, Florida 193 $ 134,825,000 $ 698,575 $ 470,000
Sumner, Tennessee 180 $ 44,180,000 $ 245,444 $ 127,000
Rutherford, Tennessee 168 $ 33,640,000 $ 200,238 $ 132,000
Jefferson, Alabama 165 $ 51,115,000 $ 309,787 $ 187,000
Broward, Florida 165 $ 103,795,000 $ 629,060 $ 345,000
Washington, Tennessee 159 $ 35,435,000 $ 222,861 $ 173,000
Sullivan, Tennessee 141 $ 29,135,000 $ 206,631 $ 188,000
Blount, Tennessee 138 $ 36,560,000 $ 264,927 $ 158,000
Calcasieu, Louisiana 137 $ 22,115,000 $ 161,423 $ 166,000
Hillsborough, Florida 130 $ 88,490,000 $ 680,692 $ 361,000
Mecklenburg, North Carolina 120 $ 68,110,000 $ 567,583 $ 303,000
Wilson, Tennessee 120 $ 31,420,000 $ 261,833 $ 151,000
Forsyth, North Carolina 117 $ 26,325,000 $ 225,000 $ 172,000
Collin, Texas 114 $ 53,240,000 $ 467,017 $ 211,000
Orange, Florida 113 $ 65,425,000 $ 578,982 $ 329,000
Baldwin, Alabama 111 $ 68,125,000 $ 613,738 $ 472,000
DeKalb, Georgia 111 $ 59,445,000 $ 535,540 $ 279,000
Benton, Arkansas 110 $ 41,290,000 $ 375,363 $ 221,000
Lee, Florida 110 $ 30,980,000 $ 281,636 $ 168,000
Greene, Tennessee 107 $ 16,405,000 $ 153,317 $ 126,000
Collier, Florida 104 $ 49,640,000 $ 477,307 $ 305,000
Cobb, Georgia 104 $ 49,380,000 $ 474,807 $ 287,000
DeSoto, Mississippi 102 $ 16,840,000 $ 165,098 $ 124,000
Washington, Arkansas 100 $ 30,160,000 $ 301,600 $ 171,000
Pinellas, Florida 99 $ 49,145,000 $ 496,414 $ 295,000
Wake, North Carolina 91 $ 34,035,000 $ 374,010 $ 193,000
Craighead, Arkansas 87 $ 16,865,000 $ 193,850 $ 133,000
Randolph, Arkansas 85 $ 9,625,000 $ 113,235 $ 86,000
Durham, North Carolina 80 $ 16,910,000 $ 211,375 $ 118,000
St. Charles, Missouri 79 $ 27,035,000 $ 342,215 $ 165,000
Saline, Arkansas 77 $ 19,095,000 $ 247,987 $ 135,000
Maury, Tennessee 76 $ 14,380,000 $ 189,210 $ 122,000
Iberia, Louisiana 74 $ 8,350,000 $ 112,837 $ 73,000
Gwinnett, Georgia 67 $ 26,005,000 $ 388,134 $ 188,000
Travis, Texas 65 $ 61,715,000 $ 949,461 $ 590,000
Bradley, Tennessee 63 $ 8,725,000 $ 138,492 $ 97,000
Sarasota, Florida 62 $ 28,110,000 $ 453,387 $ 370,000
Fort Bend, Texas 62 $ 27,540,000 $ 444,193 $ 244,000
Tarrant, Texas 62 $ 39,470,000 $ 636,612 $ 346,000
Caldwell, North Carolina 61 $ 8,715,000 $ 142,868 $ 95,000
St. Mary, Louisiana 60 $ 7,590,000 $ 126,500 $ 114,000
Mobile, Alabama 57 $ 24,485,000 $ 429,561 $ 360,000
Putnam, Tennessee 56 $ 9,440,000 $ 168,571 $ 128,000
Denton, Texas 56 $ 36,080,000 $ 644,285 $ 368,000
Montgomery, Texas 56 $ 32,670,000 $ 583,392 $ 337,000
Guilford, North Carolina 55 $ 13,615,000 $ 247,545 $ 173,000
Volusia, Florida 54 $ 15,860,000 $ 293,703 $ 147,000
Pasco, Florida 53 $ 23,015,000 $ 434,245 $ 231,000
Ouachita, Louisiana 52 $ 9,440,000 $ 181,538 $ 94,000
Jefferson, Tennessee 52 $ 11,000,000 $ 211,538 $ 117,000
Lawrence, Arkansas 48 $ 6,950,000 $ 144,791 $ 86,000
Catawba, North Carolina 47 $ 9,515,000 $ 202,446 $ 156,000
Gaston, North Carolina 47 $ 10,005,000 $ 212,872 $ 121,000
Alamance, North Carolina 46 $ 5,920,000 $ 128,695 $ 81,000
Hamblen, Tennessee 46 $ 7,210,000 $ 156,739 $ 114,000
Lawrence, Tennessee 45 $ 5,075,000 $ 112,777 $ 65,000
Sevier, Tennessee 45 $ 14,755,000 $ 327,888 $ 212,000
Iredell, North Carolina 43 $ 10,885,000 $ 253,139 $ 142,000
Randolph, North Carolina 43 $ 6,045,000 $ 140,581 $ 105,000
Montgomery, Tennessee 43 $ 7,305,000 $ 169,883 $ 112,000
Seminole, Florida 42 $ 15,790,000 $ 375,952 $ 164,000
St. Louis, Missouri 42 $ 11,710,000 $ 278,809 $ 227,000
Madison, Tennessee 42 $ 11,310,000 $ 269,285 $ 152,000
Manatee, Florida 41 $ 13,965,000 $ 340,609 $ 254,000
Rowan, North Carolina 40 $ 6,570,000 $ 164,250 $ 96,000
Buncombe, North Carolina 39 $ 17,015,000 $ 436,282 $ 272,000
Orange, North Carolina 38 $ 9,260,000 $ 243,684 $ 163,000
Lonoke, Arkansas 37 $ 7,085,000 $ 191,486 $ 99,000
Shelby, Alabama 36 $ 16,200,000 $ 450,000 $ 321,000
St. Martin, Louisiana 36 $ 5,580,000 $ 155,000 $ 115,000
Surry, North Carolina 35 $ 3,615,000 $ 103,285 $ 84,000
Greenville, South Carolina 35 $ 18,205,000 $ 520,142 $ 409,000
Duval, Florida 31 $ 21,795,000 $ 703,064 $ 349,000
St. Johns, Florida 31 $ 23,125,000 $ 745,967 $ 372,000
Madison, Alabama 30 $ 15,480,000 $ 516,000 $ 301,000
Person, North Carolina 30 $ 2,430,000 $ 81,000 $ 54,000
Fayette, Tennessee 30 $ 8,570,000 $ 285,666 $ 161,000
Loudon, Tennessee 29 $ 7,625,000 $ 262,931 $ 138,000
Roane, Tennessee 29 $ 6,305,000 $ 217,413 $ 145,000
Stokes, North Carolina 28 $ 3,450,000 $ 123,214 $ 86,000
Richland, South Carolina 28 $ 12,470,000 $ 445,357 $ 240,000
Forsyth, Georgia 26 $ 16,770,000 $ 645,000 $ 413,000
Vermilion, Louisiana 26 $ 3,370,000 $ 129,615 $ 67,000
Catoosa, Georgia 25 $ 4,005,000 $ 160,200 $ 108,000
St. Landry, Louisiana 25 $ 3,425,000 $ 137,000 $ 89,000
Madison, Mississippi 25 $ 12,115,000 $ 484,600 $ 302,000
Henry, Virginia 25 $ 3,105,000 $ 124,200 $ 64,000
Ascension, Louisiana 24 $ 5,290,000 $ 220,416 $ 183,000
Cherokee, Georgia 22 $ 9,080,000 $ 412,727 $ 183,000
Acadia, Louisiana 22 $ 3,150,000 $ 143,181 $ 97,000
Hinds, Mississippi 22 $ 7,100,000 $ 322,727 $ 254,000
Charleston, South Carolina 22 $ 23,290,000 $ 1,058,636 $ 664,000
Franklin, Virginia 22 $ 4,480,000 $ 203,636 $ 98,000
Chatham, North Carolina 21 $ 6,155,000 $ 293,095 $ 234,000
Cumberland, North Carolina 21 $ 4,555,000 $ 216,904 $ 151,000
Davie, North Carolina 21 $ 3,655,000 $ 174,047 $ 68,000
Walton, Florida 19 $ 25,395,000 $ 1,336,578 $ 1,776,000
Rankin, Mississippi 19 $ 6,195,000 $ 326,052 $ 168,000
Wilkes, North Carolina 19 $ 2,645,000 $ 139,210 $ 91,000
Robertson, Tennessee 19 $ 2,405,000 $ 126,578 $ 123,000
Faulkner, Arkansas 18 $ 3,770,000 $ 209,444 $ 98,000
Livingston, Louisiana 18 $ 3,670,000 $ 203,888 $ 170,000
Carter, Tennessee 18 $ 6,070,000 $ 337,222 $ 158,000
Macon, Tennessee 18 $ 3,130,000 $ 173,888 $ 85,000
Marshall, Tennessee 18 $ 2,510,000 $ 139,444 $ 78,000
Tipton, Tennessee 18 $ 2,360,000 $ 131,111 $ 90,000
Martin, Florida 17 $ 8,375,000 $ 492,647 $ 269,000
Yadkin, North Carolina 17 $ 2,905,000 $ 170,882 $ 133,000
Anderson, Tennessee 17 $ 6,945,000 $ 408,529 $ 315,000
Cheatham, Tennessee 17 $ 8,355,000 $ 491,470 $ 124,000
Hawkins, Tennessee 17 $ 3,425,000 $ 201,470 $ 118,000
Lafourche, Louisiana 16 $ 1,790,000 $ 111,875 $ 123,000
Lafayette, Mississippi 16 $ 5,620,000 $ 351,250 $ 355,000
Tate, Mississippi 16 $ 1,210,000 $ 75,625 $ 55,000
Davidson, North Carolina 16 $ 2,980,000 $ 186,250 $ 149,000
Lexington, South Carolina 16 $ 5,820,000 $ 363,750 $ 197,000
Poinsett, Arkansas 15 $ 1,455,000 $ 97,000 $ 110,000
Terrebonne, Louisiana 15 $ 3,615,000 $ 241,000 $ 167,000
Caddo, Louisiana 14 $ 3,410,000 $ 243,571 $ 217,000
Gibson, Tennessee 14 $ 2,940,000 $ 210,000 $ 103,000
Grainger, Tennessee 14 $ 2,430,000 $ 173,571 $ 150,000
Accomack, Virginia 14 $ 1,070,000 $ 76,428 $ 70,000
Lake, Florida 13 $ 4,055,000 $ 311,923 $ 154,000
Lumpkin, Georgia 13 $ 1,605,000 $ 123,461 $ 53,000
St. Bernard, Louisiana 13 $ 2,405,000 $ 185,000 $ 81,000
St. Charles, Louisiana 13 $ 4,205,000 $ 323,461 $ 271,000
Cabarrus, North Carolina 13 $ 3,385,000 $ 260,384 $ 160,000
Moore, North Carolina 13 $ 4,615,000 $ 355,000 $ 157,000
White, Tennessee 13 $ 1,385,000 $ 106,538 $ 64,000
New Hanover, North Carolina 12 $ 11,230,000 $ 935,833 $ 437,000
Spartanburg, South Carolina 12 $ 2,380,000 $ 198,333 $ 104,000
Brazoria, Texas 12 $ 5,860,000 $ 488,333 $ 258,000
Galveston, Texas 12 $ 7,060,000 $ 588,333 $ 375,000
Greene, Arkansas 11 $ 1,705,000 $ 155,000 $ 98,000
Tangipahoa, Louisiana 11 $ 2,785,000 $ 253,181 $ 155,000
New York, New York 11 $ 14,555,000 $ 1,323,181 $ 642,000
Burke, North Carolina 11 $ 1,575,000 $ 143,181 $ 108,000
Lee, North Carolina 11 $ 1,115,000 $ 101,363 $ 92,000
Union, North Carolina 11 $ 7,555,000 $ 686,818 $ 246,000
Cocke, Tennessee 11 $ 1,665,000 $ 151,363 $ 82,000
Williamson, Texas 11 $ 5,265,000 $ 478,636 $ 312,000
Los Angeles, California 10 $ 19,570,000 $ 1,957,000 $ 768,000
Brevard, Florida 10 $ 5,580,000 $ 558,000 $ 328,000
St. Lucie, Florida 10 $ 4,490,000 $ 449,000 $ 291,000
Hall, Georgia 10 $ 3,490,000 $ 349,000 $ 206,000
Unicoi, Tennessee 10 $ 1,520,000 $ 152,000 $ 70,000
Bay, Florida 9 $ 3,215,000 $ 357,222 $ 440,000
Hernando, Florida 9 $ 2,975,000 $ 330,555 $ 121,000
Glynn, Georgia 9 $ 7,185,000 $ 798,333 $ 271,000
Walker, Georgia 9 $ 1,685,000 $ 187,222 $ 143,000
Lincoln, Louisiana 9 $ 985,000 $ 109,444 $ 117,000
Harrison, Mississippi 9 $ 3,235,000 $ 359,444 $ 231,000
McMinn, Tennessee 9 $ 1,605,000 $ 178,333 $ 95,000
McNairy, Tennessee 9 $ 1,575,000 $ 175,000 $ 81,000
Trousdale, Tennessee 9 $ 1,815,000 $ 201,666 $ 92,000
Halifax, Virginia 9 $ 585,000 $ 65,000 $ 89,000
Virginia Beach, Virginia 9 $ 7,895,000 $ 877,222 $ 362,000
Garland, Arkansas 8 $ 1,930,000 $ 241,250 $ 155,000
White, Arkansas 8 $ 2,300,000 $ 287,500 $ 67,000
Charlotte, Florida 8 $ 2,670,000 $ 333,750 $ 98,000
Escambia, Florida 8 $ 7,330,000 $ 916,250 $ 316,000
Chatham, Georgia 8 $ 3,900,000 $ 487,500 $ 394,000
Hancock, Mississippi 8 $ 1,970,000 $ 246,250 $ 333,000
St. Louis City, Missouri 8 $ 1,370,000 $ 171,250 $ 151,000
Warren, Missouri 8 $ 3,060,000 $ 382,500 $ 135,000
Kings, New York 8 $ 10,550,000 $ 1,318,750 $ 702,000
Suffolk, New York 8 $ 10,130,000 $ 1,266,250 $ 893,000
Watauga, North Carolina 8 $ 3,620,000 $ 452,500 $ 364,000
York, South Carolina 8 $ 4,560,000 $ 570,000 $ 266,000
Dickson, Tennessee 8 $ 2,020,000 $ 252,500 $ 180,000
Bexar, Texas 8 $ 3,390,000 $ 423,750 $ 572,000
Ellis, Texas 8 $ 3,930,000 $ 491,250 $ 244,000
Rockwall, Texas 8 $ 5,260,000 $ 657,500 $ 515,000
Northampton, Virginia 8 $ 620,000 $ 77,500 $ 49,000
Patrick, Virginia 8 $ 590,000 $ 73,750 $ 50,000
Limestone, Alabama 7 $ 1,905,000 $ 272,142 $ 177,000
Morgan, Alabama 7 $ 3,835,000 $ 547,857 $ 210,000
Bossier, Louisiana 7 $ 1,765,000 $ 252,142 $ 139,000
Cameron, Louisiana 7 $ 585,000 $ 83,571 $ 150,000
Jefferson Davis, Louisiana 7 $ 1,105,000 $ 157,857 $ 93,000
Washington, Louisiana 7 $ 1,575,000 $ 225,000 $ 62,000
Avery, North Carolina 7 $ 6,875,000 $ 982,142 $ 527,000
Granville, North Carolina 7 $ 1,135,000 $ 162,142 $ 138,000
Pitt, North Carolina 7 $ 1,615,000 $ 230,714 $ 146,000
Bristol, Virginia 7 $ 655,000 $ 93,571 $ 80,000
Martinsville, Virginia 7 $ 625,000 $ 89,285 $ 100,000
Maricopa, Arizona 6 $ 9,510,000 $ 1,585,000 $ 1,431,000
Citrus, Florida 6 $ 1,590,000 $ 265,000 $ 223,000
Indian River, Florida 6 $ 7,230,000 $ 1,205,000 $ 1,139,000
Marion, Florida 6 $ 2,760,000 $ 460,000 $ 236,000
Wayne, Georgia 6 $ 650,000 $ 108,333 $ 69,000
Panola, Mississippi 6 $ 760,000 $ 126,666 $ 59,000
Beaufort, South Carolina 6 $ 6,210,000 $ 1,035,000 $ 1,320,000
DeKalb, Tennessee 6 $ 2,460,000 $ 410,000 $ 517,000
Jackson, Tennessee 6 $ 1,250,000 $ 208,333 $ 85,000
Smith, Tennessee 6 $ 1,090,000 $ 181,666 $ 36,000
Union, Tennessee 6 $ 3,470,000 $ 578,333 $ 495,000
Washington, Virginia 6 $ 3,670,000 $ 611,666 $ 280,000
Blount, Alabama 5 $ 1,205,000 $ 241,000 $ 121,000
Lauderdale, Alabama 5 $ 1,985,000 $ 397,000 $ 257,000
Tuscaloosa, Alabama 5 $ 1,635,000 $ 327,000 $ 389,000
Cleburne, Arkansas 5 $ 1,445,000 $ 289,000 $ 239,000
Sharp, Arkansas 5 $ 395,000 $ 79,000 $ 36,000
Denver, Colorado 5 $ 2,895,000 $ 579,000 $ 309,000
Alachua, Florida 5 $ 4,135,000 $ 827,000 $ 328,000
Nassau, Florida 5 $ 3,685,000 $ 737,000 $ 353,000
Dade, Georgia 5 $ 605,000 $ 121,000 $ 128,000
Douglas, Georgia 5 $ 2,725,000 $ 545,000 $ 228,000
Beauregard, Louisiana 5 $ 755,000 $ 151,000 $ 155,000
Morehouse, Louisiana 5 $ 495,000 $ 99,000 $ 61,000
Lincoln, Missouri 5 $ 1,685,000 $ 337,000 $ 117,000
Clark, Nevada 5 $ 2,935,000 $ 587,000 $ 289,000
Nassau, New York 5 $ 5,405,000 $ 1,081,000 $ 900,000
Westchester, New York 5 $ 5,665,000 $ 1,133,000 $ 504,000
Alexander, North Carolina 5 $ 1,355,000 $ 271,000 $ 266,000
Brunswick, North Carolina 5 $ 2,555,000 $ 511,000 $ 371,000
Franklin, North Carolina 5 $ 1,365,000 $ 273,000 $ 92,000
Johnston, North Carolina 5 $ 2,015,000 $ 403,000 $ 148,000
Lincoln, North Carolina 5 $ 1,445,000 $ 289,000 $ 214,000
Bedford, Tennessee 5 $ 735,000 $ 147,000 $ 71,000
Campbell, Tennessee 5 $ 1,615,000 $ 323,000 $ 233,000
Carroll, Tennessee 5 $ 535,000 $ 107,000 $ 519,000
Chester, Tennessee 5 $ 1,165,000 $ 233,000 $ 204,000
Giles, Tennessee 5 $ 355,000 $ 71,000 $ 88,000
Hardeman, Tennessee 5 $ 665,000 $ 133,000 $ 58,000
Monroe, Tennessee 5 $ 505,000 $ 101,000 $ 89,000
Weakley, Tennessee 5 $ 915,000 $ 183,000 $ 93,000
Hays, Texas 5 $ 2,485,000 $ 497,000 $ 347,000
Midland, Texas 5 $ 2,895,000 $ 579,000 $ 231,000
Etowah, Alabama 4 $ 1,170,000 $ 292,500 $ 226,000
Marshall, Alabama 4 $ 1,290,000 $ 322,500 $ 110,000
Jackson, Arkansas 4 $ 240,000 $ 60,000 $ 106,000
Orange, California 4 $ 4,370,000 $ 1,092,500 $ 629,000
San Diego, California 4 $ 5,030,000 $ 1,257,500 $ 707,000
Western Connecticut Planning Region, Connecticut 4 $ 1,890,000 $ 472,500 $ 637,000
Highlands, Florida 4 $ 940,000 $ 235,000 $ 105,000
Polk, Florida 4 $ 1,420,000 $ 355,000 $ 182,000
Barrow, Georgia 4 $ 400,000 $ 100,000 $ 153,000
Fayette, Georgia 4 $ 2,070,000 $ 517,500 $ 191,000
Paulding, Georgia 4 $ 1,130,000 $ 282,500 $ 122,000
Plaquemines, Louisiana 4 $ 930,000 $ 232,500 $ 226,000
St. John the Baptist, Louisiana 4 $ 790,000 $ 197,500 $ 61,000
Marshall, Mississippi 4 $ 810,000 $ 202,500 $ 99,000
Monmouth, New Jersey 4 $ 4,680,000 $ 1,170,000 $ 334,000
Caswell, North Carolina 4 $ 290,000 $ 72,500 $ 79,000
Cleveland, North Carolina 4 $ 1,320,000 $ 330,000 $ 123,000
Jackson, North Carolina 4 $ 4,410,000 $ 1,102,500 $ 367,000
Madison, North Carolina 4 $ 470,000 $ 117,500 $ 59,000
Hamilton, Ohio 4 $ 820,000 $ 205,000 $ 424,000
Oklahoma, Oklahoma 4 $ 1,330,000 $ 332,500 $ 231,000
Georgetown, South Carolina 4 $ 2,140,000 $ 535,000 $ 387,000
Horry, South Carolina 4 $ 2,230,000 $ 557,500 $ 326,000
Lancaster, South Carolina 4 $ 980,000 $ 245,000 $ 239,000
Cumberland, Tennessee 4 $ 750,000 $ 187,500 $ 61,000
Lewis, Tennessee 4 $ 280,000 $ 70,000 $ 169,000
Obion, Tennessee 4 $ 1,150,000 $ 287,500 $ 166,000
Overton, Tennessee 4 $ 680,000 $ 170,000 $ 143,000
Rhea, Tennessee 4 $ 1,200,000 $ 300,000 $ 291,000
Van Buren, Tennessee 4 $ 480,000 $ 120,000 $ 78,000
Bell, Texas 4 $ 1,760,000 $ 440,000 $ 217,000
Cullman, Alabama 3 $ 1,755,000 $ 585,000 $ 447,000
DeKalb, Alabama 3 $ 535,000 $ 178,333 $ 124,000
Lee, Alabama 3 $ 1,245,000 $ 415,000 $ 118,000
Montgomery, Alabama 3 $ 445,000 $ 148,333 $ 78,000
St. Clair, Alabama 3 $ 755,000 $ 251,666 $ 198,000
Sebastian, Arkansas 3 $ 1,605,000 $ 535,000 $ 197,000
Boulder, Colorado 3 $ 4,735,000 $ 1,578,333 $ 1,122,000
Jefferson, Colorado 3 $ 2,975,000 $ 991,666 $ 822,000
Okaloosa, Florida 3 $ 4,385,000 $ 1,461,666 $ 563,000
Sumter, Florida 3 $ 815,000 $ 271,666 $ 83,000
Adams, Illinois 3 $ 305,000 $ 101,666 $ 140,000
Cook, Illinois 3 $ 1,575,000 $ 525,000 $ 219,000
Allen, Louisiana 3 $ 275,000 $ 91,666 $ 109,000
Assumption, Louisiana 3 $ 305,000 $ 101,666 $ 184,000
Iberville, Louisiana 3 $ 1,315,000 $ 438,333 $ 184,000
Union, Louisiana 3 $ 815,000 $ 271,666 $ 139,000
Pearl River, Mississippi 3 $ 1,125,000 $ 375,000 $ 190,000
Jefferson, Missouri 3 $ 725,000 $ 241,666 $ 127,000
Ashe, North Carolina 3 $ 755,000 $ 251,666 $ 119,000
Harnett, North Carolina 3 $ 555,000 $ 185,000 $ 80,000
Henderson, North Carolina 3 $ 1,935,000 $ 645,000 $ 411,000
Hoke, North Carolina 3 $ 475,000 $ 158,333 $ 108,000
Richmond, North Carolina 3 $ 255,000 $ 85,000 $ 64,000
Rockingham, North Carolina 3 $ 295,000 $ 98,333 $ 24,000
Tulsa, Oklahoma 3 $ 875,000 $ 291,666 $ 75,000
Oconee, South Carolina 3 $ 1,245,000 $ 415,000 $ 499,000
Coffee, Tennessee 3 $ 585,000 $ 195,000 $ 109,000
Crockett, Tennessee 3 $ 355,000 $ 118,333 $ 231,000
Haywood, Tennessee 3 $ 495,000 $ 165,000 $ 104,000
Lincoln, Tennessee 3 $ 725,000 $ 241,666 $ 149,000
Polk, Tennessee 3 $ 175,000 $ 58,333 $ 131,000
Hood, Texas 3 $ 2,065,000 $ 688,333 $ 461,000
Liberty, Texas 3 $ 585,000 $ 195,000 $ 110,000
McLennan, Texas 3 $ 2,665,000 $ 888,333 $ 357,000
Smith, Texas 3 $ 2,345,000 $ 781,666 $ 411,000
Smyth, Virginia 3 $ 555,000 $ 185,000 $ 61,000
King, Washington 3 $ 2,505,000 $ 835,000 $ 442,000
Chilton, Alabama 2 $ 510,000 $ 255,000 $ 91,000
Talladega, Alabama 2 $ 250,000 $ 125,000 $ 97,000
Tallapoosa, Alabama 2 $ 1,680,000 $ 840,000 $ 802,000
Winston, Alabama 2 $ 730,000 $ 365,000 $ 427,000
Arkansas, Arkansas 2 $ 570,000 $ 285,000 $ 260,000
Clark, Arkansas 2 $ 440,000 $ 220,000 $ 149,000
Clay, Arkansas 2 $ 190,000 $ 95,000 $ 63,000
Cleveland, Arkansas 2 $ 400,000 $ 200,000 $ 77,000
Crawford, Arkansas 2 $ 380,000 $ 190,000 $ 69,000
Crittenden, Arkansas 2 $ 390,000 $ 195,000 $ 180,000
Grant, Arkansas 2 $ 400,000 $ 200,000 $ 59,000
Van Buren, Arkansas 2 $ 360,000 $ 180,000 $ 97,000
Santa Barbara, California 2 $ 1,390,000 $ 695,000 $ 108,000
Adams, Colorado 2 $ 1,000,000 $ 500,000 $ 207,000
Las Animas, Colorado 2 $ 810,000 $ 405,000 $ 87,000
Greater Bridgeport Planning Region, Connecticut 2 $ 2,210,000 $ 1,105,000 $ 428,000
District of Columbia, District Of Columbia 2 $ 960,000 $ 480,000 $ 937,000
Clay, Florida 2 $ 1,080,000 $ 540,000 $ 180,000
Flagler, Florida 2 $ 1,050,000 $ 525,000 $ 237,000
Franklin, Florida 2 $ 2,190,000 $ 1,095,000 $ 525,000
Leon, Florida 2 $ 800,000 $ 400,000 $ 71,000
Osceola, Florida 2 $ 770,000 $ 385,000 $ 109,000
Santa Rosa, Florida 2 $ 670,000 $ 335,000 $ 142,000
Bartow, Georgia 2 $ 1,910,000 $ 955,000 $ 48,000
Bibb, Georgia 2 $ 490,000 $ 245,000 $ 324,000
Carroll, Georgia 2 $ 520,000 $ 260,000 $ 90,000
Clarke, Georgia 2 $ 1,150,000 $ 575,000 $ 406,000
Columbia, Georgia 2 $ 440,000 $ 220,000 $ 112,000
Coweta, Georgia 2 $ 3,800,000 $ 1,900,000 $ 654,000
Fannin, Georgia 2 $ 990,000 $ 495,000 $ 339,000
Greene, Georgia 2 $ 1,250,000 $ 625,000 $ 486,000
Henry, Georgia 2 $ 820,000 $ 410,000 $ 147,000
Jackson, Georgia 2 $ 690,000 $ 345,000 $ 121,000
Lowndes, Georgia 2 $ 940,000 $ 470,000 $ 339,000
Oconee, Georgia 2 $ 430,000 $ 215,000 $ 209,000
Rabun, Georgia 2 $ 2,280,000 $ 1,140,000 $ 444,000
Whitfield, Georgia 2 $ 1,160,000 $ 580,000 $ 411,000
St. Clair, Illinois 2 $ 340,000 $ 170,000 $ 115,000
Johnson, Kansas 2 $ 900,000 $ 450,000 $ 241,000
Kenton, Kentucky 2 $ 3,000,000 $ 1,500,000 $ 192,000
Pointe Coupee, Louisiana 2 $ 660,000 $ 330,000 $ 165,000
Anne Arundel, Maryland 2 $ 1,150,000 $ 575,000 $ 453,000
Montgomery, Maryland 2 $ 2,860,000 $ 1,430,000 $ 443,000
Jackson, Mississippi 2 $ 440,000 $ 220,000 $ 108,000
Marion, Mississippi 2 $ 210,000 $ 105,000 $ 212,000
Tippah, Mississippi 2 $ 320,000 $ 160,000 $ 99,000
Jackson, Missouri 2 $ 660,000 $ 330,000 $ 171,000
Lancaster, Nebraska 2 $ 570,000 $ 285,000 $ 105,000
Essex, New Jersey 2 $ 2,780,000 $ 1,390,000 $ 1,131,000
Mercer, New Jersey 2 $ 810,000 $ 405,000 $ 203,000
Cherokee, North Carolina 2 $ 650,000 $ 325,000 $ 180,000
Haywood, North Carolina 2 $ 930,000 $ 465,000 $ 158,000
Macon, North Carolina 2 $ 610,000 $ 305,000 $ 117,000
McDowell, North Carolina 2 $ 600,000 $ 300,000 $ 130,000
Robeson, North Carolina 2 $ 200,000 $ 100,000 $ 113,000
Transylvania, North Carolina 2 $ 1,510,000 $ 755,000 $ 350,000
Montgomery, Ohio 2 $ 260,000 $ 130,000 $ 94,000
Anderson, South Carolina 2 $ 1,490,000 $ 745,000 $ 294,000
Berkeley, South Carolina 2 $ 3,830,000 $ 1,915,000 $ 497,000
Colleton, South Carolina 2 $ 1,110,000 $ 555,000 $ 359,000
Dorchester, South Carolina 2 $ 950,000 $ 475,000 $ 336,000
Greenwood, South Carolina 2 $ 1,180,000 $ 590,000 $ 336,000
Pickens, South Carolina 2 $ 1,000,000 $ 500,000 $ 352,000
Cannon, Tennessee 2 $ 120,000 $ 60,000 $ 74,000
Dyer, Tennessee 2 $ 1,270,000 $ 635,000 $ 199,000
Grundy, Tennessee 2 $ 900,000 $ 450,000 $ 150,000
Hardin, Tennessee 2 $ 350,000 $ 175,000 $ 88,000
Henderson, Tennessee 2 $ 400,000 $ 200,000 $ 63,000
Bosque, Texas 2 $ 470,000 $ 235,000 $ 126,000
Brazos, Texas 2 $ 1,670,000 $ 835,000 $ 233,000
Cameron, Texas 2 $ 410,000 $ 205,000 $ 101,000
Comal, Texas 2 $ 1,630,000 $ 815,000 $ 261,000
Ector, Texas 2 $ 340,000 $ 170,000 $ 437,000
El Paso, Texas 2 $ 1,070,000 $ 535,000 $ 433,000
Franklin, Texas 2 $ 4,090,000 $ 2,045,000 $ 574,000
Nueces, Texas 2 $ 960,000 $ 480,000 $ 288,000
Parker, Texas 2 $ 1,300,000 $ 650,000 $ 362,000
Presidio, Texas 2 $ 500,000 $ 250,000 $ 82,000
San Jacinto, Texas 2 $ 390,000 $ 195,000 $ 89,000
Uvalde, Texas 2 $ 1,490,000 $ 745,000 $ 156,000
Victoria, Texas 2 $ 930,000 $ 465,000 $ 366,000
Waller, Texas 2 $ 1,330,000 $ 665,000 $ 231,000
Utah, Utah 2 $ 4,870,000 $ 2,435,000 $ 667,000
Alexandria, Virginia 2 $ 2,330,000 $ 1,165,000 $ 428,000
Bedford, Virginia 2 $ 460,000 $ 230,000 $ 119,000
Chesterfield, Virginia 2 $ 630,000 $ 315,000 $ 129,000
Loudoun, Virginia 2 $ 640,000 $ 320,000 $ 339,000
Pittsylvania, Virginia 2 $ 260,000 $ 130,000 $ 59,000
Richmond City, Virginia 2 $ 2,340,000 $ 1,170,000 $ 526,000
Roanoke, Virginia 2 $ 770,000 $ 385,000 $ 129,000
Roanoke City, Virginia 2 $ 590,000 $ 295,000 $ 110,000
Autauga, Alabama 1 $ 325,000 $ 325,000 $ 97,000
Dallas, Alabama 1 $ 365,000 $ 365,000 $ 69,000
Elmore, Alabama 1 $ 155,000 $ 155,000 $ 0
Houston, Alabama 1 $ 255,000 $ 255,000 $ 0
Jackson, Alabama 1 $ 405,000 $ 405,000 $ 150,000
Lawrence, Alabama 1 $ 55,000 $ 55,000 $ 39,000
Walker, Alabama 1 $ 235,000 $ 235,000 $ 119,000
Wilcox, Alabama 1 $ 225,000 $ 225,000 $ 216,000
Yavapai, Arizona 1 $ 315,000 $ 315,000 $ 435,000
Baxter, Arkansas 1 $ 135,000 $ 135,000 $ 131,000
Independence, Arkansas 1 $ 155,000 $ 155,000 $ 264,000
Izard, Arkansas 1 $ 165,000 $ 165,000 $ 74,000
Jefferson, Arkansas 1 $ 65,000 $ 65,000 $ 110,000
Madison, Arkansas 1 $ 205,000 $ 205,000 $ 106,000
Mississippi, Arkansas 1 $ 25,000 $ 25,000 $ 26,000
Nevada, Arkansas 1 $ 95,000 $ 95,000 $ 50,000
Perry, Arkansas 1 $ 105,000 $ 105,000 $ 64,000
Phillips, Arkansas 1 $ 135,000 $ 135,000 $ 54,000
Prairie, Arkansas 1 $ 65,000 $ 65,000 $ 74,000
Delta, Colorado 1 $ 455,000 $ 455,000 $ 133,000
Eagle, Colorado 1 $ 875,000 $ 875,000 $ 1,794,000
El Paso, Colorado 1 $ 625,000 $ 625,000 $ 258,000
Garfield, Colorado 1 $ 355,000 $ 355,000 $ 593,000
Grand, Colorado 1 $ 745,000 $ 745,000 $ 624,000
Gunnison, Colorado 1 $ 505,000 $ 505,000 $ 580,000
Montezuma, Colorado 1 $ 365,000 $ 365,000 $ 175,000
Park, Colorado 1 $ 925,000 $ 925,000 $ 0
Capitol Planning Region, Connecticut 1 $ 245,000 $ 245,000 $ 0
Lower Connecticut River Valley Planning Region, Connecticut 1 $ 465,000 $ 465,000 $ 520,000
Northeastern Connecticut Planning Region, Connecticut 1 $ 535,000 $ 535,000 $ 177,000
South Central Connecticut Planning Region, Connecticut 1 $ 525,000 $ 525,000 $ 183,000
Sussex, Delaware 1 $ 205,000 $ 205,000 $ 0
Gulf, Florida 1 $ 1,275,000 $ 1,275,000 $ 410,000
Madison, Florida 1 $ 185,000 $ 185,000 $ 506,000
Appling, Georgia 1 $ 35,000 $ 35,000 $ 54,000
Baldwin, Georgia 1 $ 385,000 $ 385,000 $ 223,000
Bryan, Georgia 1 $ 315,000 $ 315,000 $ 90,000
Bulloch, Georgia 1 $ 555,000 $ 555,000 $ 297,000
Burke, Georgia 1 $ 215,000 $ 215,000 $ 72,000
Butts, Georgia 1 $ 775,000 $ 775,000 $ 351,000
Dawson, Georgia 1 $ 305,000 $ 305,000 $ 105,000
Gilmer, Georgia 1 $ 475,000 $ 475,000 $ 105,000
Hancock, Georgia 1 $ 385,000 $ 385,000 $ 257,000
Hart, Georgia 1 $ 235,000 $ 235,000 $ 137,000
Heard, Georgia 1 $ 925,000 $ 925,000 $ 725,000
Liberty, Georgia 1 $ 65,000 $ 65,000 $ 64,000
Newton, Georgia 1 $ 85,000 $ 85,000 $ 75,000
Pickens, Georgia 1 $ 155,000 $ 155,000 $ 181,000
Putnam, Georgia 1 $ 805,000 $ 805,000 $ 204,000
Richmond, Georgia 1 $ 205,000 $ 205,000 $ 58,000
Stephens, Georgia 1 $ 375,000 $ 375,000 $ 430,000
Tift, Georgia 1 $ 125,000 $ 125,000 $ 209,000
Walton, Georgia 1 $ 305,000 $ 305,000 $ 103,000
Ware, Georgia 1 $ 55,000 $ 55,000 $ 141,000
White, Georgia 1 $ 385,000 $ 385,000 $ 228,000
Blaine, Idaho 1 $ 1,655,000 $ 1,655,000 $ 600,000
Monroe, Illinois 1 $ 405,000 $ 405,000 $ 155,000
Tazewell, Illinois 1 $ 255,000 $ 255,000 $ 148,000
Floyd, Indiana 1 $ 75,000 $ 75,000 $ 339,000
Hamilton, Indiana 1 $ 1,075,000 $ 1,075,000 $ 1,065,000
Allamakee, Iowa 1 $ 205,000 $ 205,000 $ 97,000
Miami, Kansas 1 $ 305,000 $ 305,000 $ 101,000
Anderson, Kentucky 1 $ 55,000 $ 55,000 $ 84,000
Butler, Kentucky 1 $ 185,000 $ 185,000 $ 281,000
Calloway, Kentucky 1 $ 85,000 $ 85,000 $ 80,000
Cumberland, Kentucky 1 $ 295,000 $ 295,000 $ 475,000
Fayette, Kentucky 1 $ 365,000 $ 365,000 $ 197,000
McCracken, Kentucky 1 $ 945,000 $ 945,000 $ 1,312,000
Muhlenberg, Kentucky 1 $ 105,000 $ 105,000 $ 36,000
Rowan, Kentucky 1 $ 465,000 $ 465,000 $ 474,000
Warren, Kentucky 1 $ 955,000 $ 955,000 $ 810,000
Franklin, Louisiana 1 $ 115,000 $ 115,000 $ 68,000
Natchitoches, Louisiana 1 $ 35,000 $ 35,000 $ 113,000
Richland, Louisiana 1 $ 125,000 $ 125,000 $ 57,000
West Baton Rouge, Louisiana 1 $ 85,000 $ 85,000 $ 20,000
West Feliciana, Louisiana 1 $ 355,000 $ 355,000 $ 191,000
Baltimore, Maryland 1 $ 295,000 $ 295,000 $ 120,000
Frederick, Maryland 1 $ 635,000 $ 635,000 $ 318,000
Prince George's, Maryland 1 $ 375,000 $ 375,000 $ 180,000
St. Mary's, Maryland 1 $ 255,000 $ 255,000 $ 485,000
Worcester, Maryland 1 $ 165,000 $ 165,000 $ 168,000
Barnstable, Massachusetts 1 $ 455,000 $ 455,000 $ 276,000
Berkshire, Massachusetts 1 $ 315,000 $ 315,000 $ 150,000
Worcester, Massachusetts 1 $ 355,000 $ 355,000 $ 166,000
Emmet, Michigan 1 $ 355,000 $ 355,000 $ 424,000
Grand Traverse, Michigan 1 $ 255,000 $ 255,000 $ 457,000
Jackson, Michigan 1 $ 215,000 $ 215,000 $ 194,000
Washtenaw, Michigan 1 $ 1,995,000 $ 1,995,000 $ 0
Adams, Mississippi 1 $ 125,000 $ 125,000 $ 44,000
Coahoma, Mississippi 1 $ 95,000 $ 95,000 $ 52,000
Copiah, Mississippi 1 $ 375,000 $ 375,000 $ 144,000
Leflore, Mississippi 1 $ 525,000 $ 525,000 $ 450,000
Oktibbeha, Mississippi 1 $ 605,000 $ 605,000 $ 1,129,000
Tunica, Mississippi 1 $ 25,000 $ 25,000 $ 43,000
Union, Mississippi 1 $ 315,000 $ 315,000 $ 118,000
Yalobusha, Mississippi 1 $ 355,000 $ 355,000 $ 108,000
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Mortgage Loan Application Detail Totals for First Horizon Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,959 $3,498,705,000 $502,000 $13,655,000 $243,000 $9,844,000
Home Improvement 3,119 $532,765,000 $170,000 $4,755,000 $183,000 $5,960,000
Refinancing 2,377 $838,115,000 $352,000 $8,005,000 $255,000 $6,121,000
Other Purpose 1,260 $349,480,000 $277,000 $8,755,000 $250,000 $7,362,000
Cash-out Refinancing 642 $222,360,000 $346,000 $4,415,000 $157,000 $3,025,000
Not Applicable 6 $270,000 $45,000 $65,000 $22,000 $29,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,998 $3,700,850,000 $370,000 $8,755,000 $233,000 $9,844,000
Black or African American 1,533 $356,995,000 $232,000 $6,605,000 $132,000 $7,000,000
Hispanic 1,080 $452,170,000 $418,000 $13,655,000 $219,000 $4,984,000
Not Provided 1,022 $496,190,000 $485,000 $10,805,000 $310,000 $4,004,000
Asian 593 $331,615,000 $559,000 $4,415,000 $298,000 $3,025,000
American Indian or Alaskan Native 68 $28,830,000 $423,000 $4,705,000 $186,000 $680,000
Not applicable 48 $68,910,000 $1,435,000 $8,005,000 $34,000 $34,000
Native Hawaiian or Other Pacific Islander 15 $4,495,000 $299,000 $1,185,000 $197,000 $686,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,944 $5,028,520,000 $388,000 $13,655,000 $243,000 $9,844,000
FHA-insured (Federal Housing Administration) 984 $267,840,000 $272,000 $855,000 $86,000 $431,000
VA-guaranteed (Veterans Administration) 353 $127,685,000 $361,000 $2,525,000 $124,000 $894,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 82 $17,650,000 $215,000 $425,000 $73,000 $143,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,447 $3,549,095,000 $420,000 $13,655,000 $267,000 $9,844,000
Application Denied By Financial Institution 2,972 $700,280,000 $235,000 $4,805,000 $144,000 $4,800,000
Application Withdrawn By Applicant 1,561 $833,805,000 $534,000 $5,775,000 $274,000 $3,650,000
Loan Purchased By The Institution 1,000 $224,520,000 $224,000 $565,000 $62,000 $315,000
Application Approved But Not Accepted 300 $85,810,000 $286,000 $5,075,000 $265,000 $5,148,000
File Closed For Incompleteness 83 $48,185,000 $580,000 $3,705,000 $449,000 $4,004,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,391 $4,741,415,000 $416,000 $13,655,000 $251,000 $9,844,000
Debt-To-Income Ratio 1,583 $416,625,000 $263,000 $4,705,000 $106,000 $2,000,000
Credit History 728 $88,740,000 $121,000 $2,105,000 $123,000 $2,880,000
Collateral 388 $109,750,000 $282,000 $4,805,000 $301,000 $4,800,000
Unverifiable Information 133 $30,905,000 $232,000 $2,475,000 $201,000 $1,832,000
Other 100 $32,450,000 $324,000 $2,405,000 $255,000 $1,802,000
Insufficient Cash (Downpayment, Closing Cost) 19 $10,835,000 $570,000 $2,475,000 $173,000 $984,000
Credit Application Incomplete 12 $6,970,000 $580,000 $2,885,000 $211,000 $1,052,000
Employment History 9 $4,005,000 $445,000 $1,705,000 $265,000 $560,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Horizon Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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