Firstbank Mortgage Lending & HMDA Data, 2024

In 2024, Firstbank of Nashville, TN reported 21,086 mortgage applications totaling $3.9 billion, up 5% from 2023. The average application was for $184,071, and applicants reported an average income of $98,177. 30% of its applications resulted in an originated loan and 43% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (2,088), Birmingham-Hoover, AL (1,139) and Chattanooga, TN-GA (831) (applications in parentheses).

Mortgage Company & Address Firstbank
1221 Broadway Suite 1300
Nashville, TN 37203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 21,086
Total Mortgage Loan Application Amount $3,881,330,000
Average Mortgage Loan Application Amount $184,071
Highest Mortgage Loan Application Amount $10,395,000
Average Applicant Income $98,177
Highest Applicant Income $7,203,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Firstbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Firstbank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson, Tennessee 555 $ 267,025,000 $ 481,126 $ 235,000
Hamilton, Tennessee 551 $ 174,195,000 $ 316,143 $ 165,000
Madison, Alabama 502 $ 133,390,000 $ 265,717 $ 126,000
Jefferson, Alabama 485 $ 109,065,000 $ 224,876 $ 137,000
Williamson, Tennessee 429 $ 228,715,000 $ 533,135 $ 280,000
Rutherford, Tennessee 418 $ 124,540,000 $ 297,942 $ 137,000
Baldwin, Alabama 292 $ 75,690,000 $ 259,212 $ 127,000
Shelby, Alabama 242 $ 61,450,000 $ 253,925 $ 116,000
Mobile, Alabama 210 $ 27,350,000 $ 130,238 $ 71,000
Whitfield, Georgia 203 $ 37,405,000 $ 184,261 $ 90,000
Henderson, Tennessee 181 $ 26,085,000 $ 144,116 $ 107,000
Knox, Tennessee 173 $ 53,835,000 $ 311,184 $ 149,000
Harris, Texas 165 $ 15,685,000 $ 95,060 $ 69,000
Dickson, Tennessee 148 $ 40,060,000 $ 270,675 $ 114,000
Tuscaloosa, Alabama 135 $ 24,495,000 $ 181,444 $ 82,000
Maury, Tennessee 127 $ 61,505,000 $ 484,291 $ 167,000
Limestone, Alabama 124 $ 32,260,000 $ 260,161 $ 114,000
Henry, Tennessee 120 $ 17,280,000 $ 144,000 $ 96,000
Walker, Alabama 119 $ 14,385,000 $ 120,882 $ 73,000
Rankin, Mississippi 119 $ 7,205,000 $ 60,546 $ 50,000
St. Clair, Alabama 118 $ 16,740,000 $ 141,864 $ 72,000
Liberty, Texas 113 $ 12,195,000 $ 107,920 $ 74,000
Sumner, Tennessee 108 $ 36,920,000 $ 341,851 $ 161,000
Chilton, Alabama 107 $ 17,365,000 $ 162,289 $ 87,000
Jefferson, Tennessee 107 $ 20,585,000 $ 192,383 $ 99,000
Bradley, Tennessee 105 $ 21,415,000 $ 203,952 $ 92,000
Walker, Georgia 104 $ 16,730,000 $ 160,865 $ 95,000
Coffee, Tennessee 102 $ 25,170,000 $ 246,764 $ 148,000
Putnam, Tennessee 102 $ 23,440,000 $ 229,803 $ 101,000
Catoosa, Georgia 95 $ 21,425,000 $ 225,526 $ 100,000
Madison, Tennessee 93 $ 15,185,000 $ 163,279 $ 105,000
Calhoun, Alabama 92 $ 10,880,000 $ 118,260 $ 59,000
Wilson, Tennessee 91 $ 27,635,000 $ 303,681 $ 143,000
Marshall, Alabama 89 $ 18,095,000 $ 203,314 $ 81,000
Talladega, Alabama 89 $ 11,855,000 $ 133,202 $ 62,000
Cumberland, Tennessee 89 $ 13,585,000 $ 152,640 $ 84,000
Carroll, Tennessee 86 $ 9,030,000 $ 105,000 $ 97,000
Laurel, Kentucky 84 $ 8,640,000 $ 102,857 $ 66,000
Humphreys, Tennessee 84 $ 12,640,000 $ 150,476 $ 96,000
Bedford, Tennessee 80 $ 22,590,000 $ 282,375 $ 126,000
Montgomery, Texas 80 $ 8,120,000 $ 101,500 $ 70,000
DeKalb, Tennessee 78 $ 13,790,000 $ 176,794 $ 120,000
Shelby, Tennessee 73 $ 16,005,000 $ 219,246 $ 127,000
Hidalgo, Texas 71 $ 7,675,000 $ 108,098 $ 82,000
Franklin, Tennessee 69 $ 15,925,000 $ 230,797 $ 249,000
Cullman, Alabama 66 $ 10,890,000 $ 165,000 $ 122,000
Hickman, Tennessee 64 $ 13,590,000 $ 212,343 $ 125,000
Oklahoma, Oklahoma 62 $ 4,430,000 $ 71,451 $ 58,000
Knox, Kentucky 61 $ 7,195,000 $ 117,950 $ 60,000
Harrison, Mississippi 61 $ 9,235,000 $ 151,393 $ 70,000
Blount, Tennessee 58 $ 10,060,000 $ 173,448 $ 76,000
Bastrop, Texas 58 $ 6,870,000 $ 118,448 $ 88,000
Colquitt, Georgia 57 $ 7,165,000 $ 125,701 $ 79,000
Floyd, Georgia 57 $ 9,185,000 $ 161,140 $ 74,000
Oakland, Michigan 57 $ 2,775,000 $ 48,684 $ 115,000
Jackson, Mississippi 57 $ 7,115,000 $ 124,824 $ 68,000
Travis, Texas 57 $ 7,465,000 $ 130,964 $ 83,000
White, Tennessee 56 $ 13,570,000 $ 242,321 $ 142,000
Anderson, Tennessee 55 $ 6,125,000 $ 111,363 $ 72,000
Morgan, Alabama 54 $ 8,760,000 $ 162,222 $ 83,000
Macomb, Michigan 54 $ 3,050,000 $ 56,481 $ 62,000
Benton, Tennessee 51 $ 7,885,000 $ 154,607 $ 111,000
Etowah, Alabama 50 $ 7,480,000 $ 149,600 $ 66,000
Sevier, Tennessee 50 $ 10,990,000 $ 219,800 $ 160,000
Ector, Texas 50 $ 5,360,000 $ 107,200 $ 75,000
Panola, Mississippi 49 $ 5,655,000 $ 115,408 $ 56,000
Ellis, Texas 49 $ 5,885,000 $ 120,102 $ 73,000
Warren, Kentucky 48 $ 9,970,000 $ 207,708 $ 148,000
Santa Rosa, Florida 47 $ 11,525,000 $ 245,212 $ 126,000
Pulaski, Kentucky 47 $ 5,385,000 $ 114,574 $ 72,000
Chester, Tennessee 47 $ 5,595,000 $ 119,042 $ 78,000
Brazoria, Texas 47 $ 6,815,000 $ 145,000 $ 113,000
Tarrant, Texas 47 $ 7,025,000 $ 149,468 $ 75,000
Cheatham, Tennessee 46 $ 13,850,000 $ 301,086 $ 107,000
Decatur, Tennessee 46 $ 5,250,000 $ 114,130 $ 78,000
Marion, Tennessee 46 $ 11,260,000 $ 244,782 $ 129,000
Whitley, Kentucky 45 $ 5,225,000 $ 116,111 $ 53,000
Lincoln, Tennessee 45 $ 8,575,000 $ 190,555 $ 89,000
McMinn, Tennessee 43 $ 7,755,000 $ 180,348 $ 81,000
Montgomery, Tennessee 42 $ 9,910,000 $ 235,952 $ 95,000
Hardin, Texas 42 $ 3,970,000 $ 94,523 $ 75,000
Waller, Texas 41 $ 4,495,000 $ 109,634 $ 72,000
Escambia, Alabama 40 $ 5,400,000 $ 135,000 $ 69,000
Robertson, Tennessee 39 $ 10,945,000 $ 280,641 $ 120,000
Elmore, Alabama 38 $ 4,570,000 $ 120,263 $ 82,000
Murray, Georgia 38 $ 7,080,000 $ 186,315 $ 89,000
Thomas, Georgia 38 $ 4,710,000 $ 123,947 $ 64,000
Monroe, Mississippi 38 $ 3,850,000 $ 101,315 $ 62,000
Campbell, Tennessee 38 $ 6,280,000 $ 165,263 $ 120,000
Bexar, Texas 38 $ 4,030,000 $ 106,052 $ 93,000
Webb, Texas 37 $ 3,435,000 $ 92,837 $ 72,000
Escambia, Florida 36 $ 5,980,000 $ 166,111 $ 84,000
Oktibbeha, Mississippi 36 $ 3,440,000 $ 95,555 $ 63,000
Rhea, Tennessee 36 $ 5,340,000 $ 148,333 $ 129,000
Blount, Alabama 35 $ 5,395,000 $ 154,142 $ 64,000
Houston, Alabama 35 $ 4,275,000 $ 122,142 $ 58,000
Gibson, Tennessee 35 $ 6,165,000 $ 176,142 $ 113,000
Hancock, Mississippi 34 $ 4,850,000 $ 142,647 $ 73,000
Bibb, Alabama 33 $ 4,265,000 $ 129,242 $ 70,000
Marion, Alabama 32 $ 2,810,000 $ 87,812 $ 57,000
Montgomery, Alabama 32 $ 4,360,000 $ 136,250 $ 107,000
Grady, Georgia 32 $ 5,110,000 $ 159,687 $ 94,000
Fayette, Tennessee 32 $ 3,910,000 $ 122,187 $ 84,000
Monroe, Tennessee 32 $ 5,740,000 $ 179,375 $ 73,000
Bell, Texas 32 $ 1,960,000 $ 61,250 $ 90,000
Maricopa, Arizona 31 $ 3,515,000 $ 113,387 $ 240,000
Mitchell, Georgia 31 $ 4,065,000 $ 131,129 $ 60,000
Muhlenberg, Kentucky 31 $ 4,565,000 $ 147,258 $ 77,000
Genesee, Michigan 31 $ 1,485,000 $ 47,903 $ 221,000
Cameron, Texas 31 $ 3,165,000 $ 102,096 $ 65,000
Autauga, Alabama 30 $ 4,060,000 $ 135,333 $ 68,000
DeKalb, Alabama 30 $ 4,750,000 $ 158,333 $ 78,000
Palm Beach, Florida 30 $ 3,600,000 $ 120,000 $ 389,000
Cannon, Tennessee 30 $ 5,790,000 $ 193,000 $ 83,000
Lawrence, Tennessee 30 $ 6,300,000 $ 210,000 $ 87,000
Dallas, Texas 30 $ 4,190,000 $ 139,666 $ 74,000
Cleburne, Alabama 29 $ 3,895,000 $ 134,310 $ 76,000
Walton, Florida 29 $ 17,195,000 $ 592,931 $ 189,000
DeKalb, Georgia 29 $ 11,505,000 $ 396,724 $ 182,000
Loudon, Tennessee 29 $ 13,385,000 $ 461,551 $ 190,000
Warren, Tennessee 29 $ 4,535,000 $ 156,379 $ 66,000
Clay, Kentucky 28 $ 2,720,000 $ 97,142 $ 54,000
Forrest, Mississippi 28 $ 2,870,000 $ 102,500 $ 72,000
Pontotoc, Mississippi 28 $ 2,870,000 $ 102,500 $ 53,000
Worth, Georgia 27 $ 3,495,000 $ 129,444 $ 73,000
Meigs, Tennessee 27 $ 4,715,000 $ 174,629 $ 74,000
Perry, Tennessee 27 $ 5,835,000 $ 216,111 $ 230,000
Polk, Tennessee 27 $ 4,775,000 $ 176,851 $ 73,000
Navarro, Texas 27 $ 13,215,000 $ 489,444 $ 75,000
Hale, Alabama 26 $ 2,370,000 $ 91,153 $ 69,000
Pickens, Alabama 26 $ 2,470,000 $ 95,000 $ 56,000
Bell, Kentucky 26 $ 2,750,000 $ 105,769 $ 48,000
Wayne, Michigan 26 $ 1,970,000 $ 75,769 $ 64,000
Marshall, Mississippi 26 $ 2,980,000 $ 114,615 $ 62,000
Claiborne, Tennessee 26 $ 3,850,000 $ 148,076 $ 72,000
Hamblen, Tennessee 26 $ 3,300,000 $ 126,923 $ 102,000
Marshall, Tennessee 26 $ 8,150,000 $ 313,461 $ 134,000
Dallas, Alabama 25 $ 2,835,000 $ 113,400 $ 63,000
Jackson, Alabama 25 $ 4,885,000 $ 195,400 $ 98,000
Okaloosa, Florida 25 $ 9,155,000 $ 366,200 $ 96,000
Cobb, Georgia 25 $ 10,805,000 $ 432,200 $ 205,000
George, Mississippi 25 $ 2,935,000 $ 117,400 $ 70,000
Hinds, Mississippi 25 $ 2,465,000 $ 98,600 $ 52,000
Scott, Mississippi 25 $ 2,515,000 $ 100,600 $ 61,000
Angelina, Texas 25 $ 2,555,000 $ 102,200 $ 66,000
Lauderdale, Alabama 24 $ 3,750,000 $ 156,250 $ 88,000
Allen, Kentucky 24 $ 3,590,000 $ 149,583 $ 115,000
DeSoto, Mississippi 24 $ 4,640,000 $ 193,333 $ 72,000
Lauderdale, Mississippi 24 $ 2,240,000 $ 93,333 $ 52,000
Bledsoe, Tennessee 24 $ 3,370,000 $ 140,416 $ 71,000
Overton, Tennessee 24 $ 4,090,000 $ 170,416 $ 58,000
Eaton, Michigan 23 $ 1,355,000 $ 58,913 $ 0
Clay, Mississippi 23 $ 2,215,000 $ 96,304 $ 56,000
Copiah, Mississippi 23 $ 2,435,000 $ 105,869 $ 64,000
Pearl River, Mississippi 23 $ 3,275,000 $ 142,391 $ 62,000
Morgan, Tennessee 23 $ 3,285,000 $ 142,826 $ 81,000
Roane, Tennessee 23 $ 5,085,000 $ 221,086 $ 142,000
Midland, Texas 23 $ 2,645,000 $ 115,000 $ 61,000
Fulton, Georgia 22 $ 9,190,000 $ 417,727 $ 230,000
Laurens, Georgia 22 $ 3,290,000 $ 149,545 $ 75,000
McCreary, Kentucky 22 $ 2,310,000 $ 105,000 $ 62,000
Lamar, Mississippi 22 $ 2,510,000 $ 114,090 $ 80,000
Sequatchie, Tennessee 22 $ 4,370,000 $ 198,636 $ 123,000
Union, Tennessee 22 $ 3,040,000 $ 138,181 $ 133,000
Hunt, Texas 22 $ 2,150,000 $ 97,727 $ 79,000
McLennan, Texas 22 $ 2,430,000 $ 110,454 $ 76,000
Cherokee, Alabama 21 $ 2,705,000 $ 128,809 $ 70,000
Bay, Florida 21 $ 4,255,000 $ 202,619 $ 143,000
Breathitt, Kentucky 21 $ 2,385,000 $ 113,571 $ 59,000
Floyd, Kentucky 21 $ 2,945,000 $ 140,238 $ 74,000
Rockcastle, Kentucky 21 $ 2,705,000 $ 128,809 $ 75,000
Jackson, Michigan 21 $ 1,515,000 $ 72,142 $ 0
Chickasaw, Mississippi 21 $ 2,435,000 $ 115,952 $ 58,000
Lee, Mississippi 21 $ 2,445,000 $ 116,428 $ 52,000
Marion, Mississippi 21 $ 2,355,000 $ 112,142 $ 69,000
Walthall, Mississippi 21 $ 1,805,000 $ 85,952 $ 62,000
Greene, Tennessee 21 $ 3,215,000 $ 153,095 $ 88,000
Jasper, Texas 21 $ 2,065,000 $ 98,333 $ 74,000
Lubbock, Texas 21 $ 2,475,000 $ 117,857 $ 60,000
Lee, Alabama 20 $ 3,330,000 $ 166,500 $ 117,000
Dodge, Georgia 20 $ 2,980,000 $ 149,000 $ 73,000
Hopkins, Kentucky 20 $ 2,830,000 $ 141,500 $ 62,000
Madison, Kentucky 20 $ 2,800,000 $ 140,000 $ 81,000
Lincoln, Mississippi 20 $ 2,270,000 $ 113,500 $ 66,000
Lowndes, Mississippi 20 $ 1,890,000 $ 94,500 $ 57,000
Pike, Mississippi 20 $ 1,950,000 $ 97,500 $ 138,000
Lorain, Ohio 20 $ 1,130,000 $ 56,500 $ 0
Logan, Oklahoma 20 $ 1,400,000 $ 70,000 $ 55,000
Fayette, Alabama 19 $ 1,925,000 $ 101,315 $ 72,000
Washington, Alabama 19 $ 1,795,000 $ 94,473 $ 69,000
Gordon, Georgia 19 $ 3,355,000 $ 176,578 $ 94,000
Jeff Davis, Georgia 19 $ 2,815,000 $ 148,157 $ 62,000
Johnson, Kansas 19 $ 1,945,000 $ 102,368 $ 120,000
Grant, Kentucky 19 $ 1,985,000 $ 104,473 $ 104,000
Graves, Kentucky 19 $ 2,575,000 $ 135,526 $ 65,000
Marshall, Kentucky 19 $ 2,585,000 $ 136,052 $ 86,000
Pike, Kentucky 19 $ 2,315,000 $ 121,842 $ 59,000
Covington, Mississippi 19 $ 1,885,000 $ 99,210 $ 67,000
Itawamba, Mississippi 19 $ 1,945,000 $ 102,368 $ 55,000
Simpson, Mississippi 19 $ 1,775,000 $ 93,421 $ 65,000
Stone, Mississippi 19 $ 2,965,000 $ 156,052 $ 91,000
Wayne, Mississippi 19 $ 1,955,000 $ 102,894 $ 64,000
Jackson, Tennessee 19 $ 2,455,000 $ 129,210 $ 60,000
Hopkins, Texas 19 $ 3,125,000 $ 164,473 $ 94,000
Perry, Alabama 18 $ 1,690,000 $ 93,888 $ 44,000
Winston, Alabama 18 $ 3,760,000 $ 208,888 $ 160,000
Chattooga, Georgia 18 $ 3,510,000 $ 195,000 $ 91,000
Grayson, Kentucky 18 $ 2,370,000 $ 131,666 $ 81,000
Jackson, Kentucky 18 $ 2,110,000 $ 117,222 $ 56,000
Ohio, Kentucky 18 $ 2,170,000 $ 120,555 $ 73,000
Jones, Mississippi 18 $ 1,850,000 $ 102,777 $ 62,000
Wagoner, Oklahoma 18 $ 930,000 $ 51,666 $ 60,000
Moore, Tennessee 18 $ 4,810,000 $ 267,222 $ 124,000
Weakley, Tennessee 18 $ 3,150,000 $ 175,000 $ 134,000
Coffee, Alabama 17 $ 2,045,000 $ 120,294 $ 67,000
Colbert, Alabama 17 $ 2,875,000 $ 169,117 $ 88,000
Dale, Alabama 17 $ 1,805,000 $ 106,176 $ 55,000
Lincoln, Kentucky 17 $ 2,145,000 $ 126,176 $ 60,000
Jasper, Mississippi 17 $ 1,745,000 $ 102,647 $ 63,000
Palo Pinto, Texas 17 $ 1,545,000 $ 90,882 $ 64,000
Clarke, Alabama 16 $ 1,210,000 $ 75,625 $ 74,000
Lawrence, Alabama 16 $ 1,990,000 $ 124,375 $ 73,000
Gwinnett, Georgia 16 $ 5,850,000 $ 365,625 $ 131,000
St. Clair, Michigan 16 $ 740,000 $ 46,250 $ 0
Lafayette, Mississippi 16 $ 1,640,000 $ 102,500 $ 66,000
Noxubee, Mississippi 16 $ 1,480,000 $ 92,500 $ 46,000
McNairy, Tennessee 16 $ 2,330,000 $ 145,625 $ 75,000
Smith, Tennessee 16 $ 2,400,000 $ 150,000 $ 68,000
Hays, Texas 16 $ 1,770,000 $ 110,625 $ 84,000
Polk, Texas 16 $ 1,830,000 $ 114,375 $ 80,000
Lamar, Alabama 15 $ 1,495,000 $ 99,666 $ 77,000
Marengo, Alabama 15 $ 1,385,000 $ 92,333 $ 62,000
Gadsden, Florida 15 $ 2,565,000 $ 171,000 $ 83,000
Pinellas, Florida 15 $ 1,515,000 $ 101,000 $ 132,000
Appling, Georgia 15 $ 2,435,000 $ 162,333 $ 80,000
Harlan, Kentucky 15 $ 2,255,000 $ 150,333 $ 72,000
Henderson, Kentucky 15 $ 1,665,000 $ 111,000 $ 54,000
Perry, Kentucky 15 $ 1,675,000 $ 111,666 $ 53,000
Alcorn, Mississippi 15 $ 1,465,000 $ 97,666 $ 63,000
Yalobusha, Mississippi 15 $ 1,565,000 $ 104,333 $ 54,000
Pickaway, Ohio 15 $ 795,000 $ 53,000 $ 0
Hardeman, Tennessee 15 $ 2,175,000 $ 145,000 $ 70,000
Chambers, Texas 15 $ 1,575,000 $ 105,000 $ 80,000
San Jacinto, Texas 15 $ 1,295,000 $ 86,333 $ 63,000
Clay, Alabama 14 $ 1,920,000 $ 137,142 $ 65,000
Randolph, Alabama 14 $ 1,520,000 $ 108,571 $ 77,000
Duval, Florida 14 $ 1,400,000 $ 100,000 $ 118,000
Jackson, Florida 14 $ 2,020,000 $ 144,285 $ 76,000
Polk, Florida 14 $ 2,080,000 $ 148,571 $ 89,000
Cook, Georgia 14 $ 1,770,000 $ 126,428 $ 63,000
Haralson, Georgia 14 $ 2,290,000 $ 163,571 $ 88,000
Clark, Indiana 14 $ 710,000 $ 50,714 $ 0
Jefferson Davis, Mississippi 14 $ 1,090,000 $ 77,857 $ 50,000
Smith, Mississippi 14 $ 1,430,000 $ 102,142 $ 60,000
Jefferson, Missouri 14 $ 410,000 $ 29,285 $ 0
Crockett, Tennessee 14 $ 1,440,000 $ 102,857 $ 57,000
Grundy, Tennessee 14 $ 2,130,000 $ 152,142 $ 79,000
Andrews, Texas 14 $ 1,820,000 $ 130,000 $ 60,000
Victoria, Texas 14 $ 1,790,000 $ 127,857 $ 67,000
Washington, Texas 14 $ 1,390,000 $ 99,285 $ 69,000
Franklin, Alabama 13 $ 1,125,000 $ 86,538 $ 64,000
Sumter, Alabama 13 $ 1,245,000 $ 95,769 $ 72,000
Pima, Arizona 13 $ 1,145,000 $ 88,076 $ 69,000
Brooks, Georgia 13 $ 1,815,000 $ 139,615 $ 71,000
Dade, Georgia 13 $ 2,415,000 $ 185,769 $ 85,000
Gilmer, Georgia 13 $ 3,325,000 $ 255,769 $ 224,000
Tift, Georgia 13 $ 1,825,000 $ 140,384 $ 61,000
Toombs, Georgia 13 $ 1,845,000 $ 141,923 $ 73,000
Steuben, Indiana 13 $ 445,000 $ 34,230 $ 0
Carter, Kentucky 13 $ 1,745,000 $ 134,230 $ 96,000
Casey, Kentucky 13 $ 1,425,000 $ 109,615 $ 71,000
Johnson, Kentucky 13 $ 1,555,000 $ 119,615 $ 70,000
Leslie, Kentucky 13 $ 1,385,000 $ 106,538 $ 64,000
Amite, Mississippi 13 $ 1,745,000 $ 134,230 $ 96,000
Attala, Mississippi 13 $ 1,215,000 $ 93,461 $ 84,000
Leake, Mississippi 13 $ 1,355,000 $ 104,230 $ 74,000
Madison, Mississippi 13 $ 1,485,000 $ 114,230 $ 72,000
Neshoba, Mississippi 13 $ 1,385,000 $ 106,538 $ 58,000
Warren, Mississippi 13 $ 1,325,000 $ 101,923 $ 57,000
Yazoo, Mississippi 13 $ 1,295,000 $ 99,615 $ 72,000
Fentress, Tennessee 13 $ 4,335,000 $ 333,461 $ 68,000
Giles, Tennessee 13 $ 3,125,000 $ 240,384 $ 93,000
Hardin, Tennessee 13 $ 1,775,000 $ 136,538 $ 113,000
Caldwell, Texas 13 $ 1,415,000 $ 108,846 $ 93,000
Guadalupe, Texas 13 $ 1,695,000 $ 130,384 $ 77,000
Henderson, Texas 13 $ 1,765,000 $ 135,769 $ 70,000
Hill, Texas 13 $ 1,765,000 $ 135,769 $ 73,000
Hockley, Texas 13 $ 1,305,000 $ 100,384 $ 49,000
Jefferson, Texas 13 $ 1,185,000 $ 91,153 $ 83,000
Orange, Texas 13 $ 1,135,000 $ 87,307 $ 82,000
Conecuh, Alabama 12 $ 1,010,000 $ 84,166 $ 52,000
Geneva, Alabama 12 $ 1,590,000 $ 132,500 $ 56,000
Berrien, Georgia 12 $ 1,450,000 $ 120,833 $ 60,000
Bulloch, Georgia 12 $ 1,870,000 $ 155,833 $ 68,000
Dougherty, Georgia 12 $ 1,470,000 $ 122,500 $ 57,000
Washington, Georgia 12 $ 1,720,000 $ 143,333 $ 61,000
Riley, Kansas 12 $ 500,000 $ 41,666 $ 0
Letcher, Kentucky 12 $ 1,440,000 $ 120,000 $ 60,000
Clarke, Mississippi 12 $ 1,260,000 $ 105,000 $ 108,000
Franklin, Mississippi 12 $ 1,170,000 $ 97,500 $ 45,000
Greene, Mississippi 12 $ 1,130,000 $ 94,166 $ 83,000
Jefferson, Mississippi 12 $ 1,370,000 $ 114,166 $ 50,000
Perry, Mississippi 12 $ 1,330,000 $ 110,833 $ 81,000
Union, Mississippi 12 $ 1,370,000 $ 114,166 $ 54,000
Cass, Missouri 12 $ 450,000 $ 37,500 $ 0
Grainger, Tennessee 12 $ 1,780,000 $ 148,333 $ 66,000
Macon, Tennessee 12 $ 2,740,000 $ 228,333 $ 96,000
Austin, Texas 12 $ 1,470,000 $ 122,500 $ 90,000
Tyler, Texas 12 $ 1,360,000 $ 113,333 $ 89,000
Leon, Florida 11 $ 1,525,000 $ 138,636 $ 67,000
Jones, Georgia 11 $ 1,755,000 $ 159,545 $ 64,000
Terrell, Georgia 11 $ 1,185,000 $ 107,727 $ 55,000
Calloway, Kentucky 11 $ 2,775,000 $ 252,272 $ 211,000
Jefferson, Kentucky 11 $ 785,000 $ 71,363 $ 114,000
Owsley, Kentucky 11 $ 1,245,000 $ 113,181 $ 70,000
Trigg, Kentucky 11 $ 2,225,000 $ 202,272 $ 70,000
Calhoun, Michigan 11 $ 615,000 $ 55,909 $ 0
Winston, Mississippi 11 $ 1,245,000 $ 113,181 $ 64,000
Cleveland, Oklahoma 11 $ 745,000 $ 67,727 $ 60,000
Cocke, Tennessee 11 $ 1,955,000 $ 177,727 $ 95,000
Dyer, Tennessee 11 $ 1,715,000 $ 155,909 $ 85,000
Hawkins, Tennessee 11 $ 1,905,000 $ 173,181 $ 83,000
Scott, Tennessee 11 $ 1,575,000 $ 143,181 $ 62,000
Van Buren, Tennessee 11 $ 1,855,000 $ 168,636 $ 97,000
Fort Bend, Texas 11 $ 1,355,000 $ 123,181 $ 80,000
Starr, Texas 11 $ 1,295,000 $ 117,727 $ 77,000
Covington, Alabama 10 $ 1,020,000 $ 102,000 $ 53,000
Monroe, Alabama 10 $ 980,000 $ 98,000 $ 62,000
Tallapoosa, Alabama 10 $ 2,780,000 $ 278,000 $ 268,000
Seminole, Georgia 10 $ 1,120,000 $ 112,000 $ 58,000
Will, Illinois 10 $ 1,610,000 $ 161,000 $ 167,000
Montgomery, Kentucky 10 $ 1,490,000 $ 149,000 $ 79,000
Webster, Kentucky 10 $ 1,540,000 $ 154,000 $ 72,000
Tippah, Mississippi 10 $ 1,190,000 $ 119,000 $ 61,000
Aransas, Texas 10 $ 1,210,000 $ 121,000 $ 82,000
Coryell, Texas 10 $ 1,440,000 $ 144,000 $ 90,000
Barbour, Alabama 9 $ 1,175,000 $ 130,555 $ 72,000
Bullock, Alabama 9 $ 1,135,000 $ 126,111 $ 56,000
Butler, Alabama 9 $ 945,000 $ 105,000 $ 78,000
Greene, Alabama 9 $ 855,000 $ 95,000 $ 55,000
Henry, Alabama 9 $ 1,605,000 $ 178,333 $ 59,000
Wilcox, Alabama 9 $ 755,000 $ 83,888 $ 52,000
Broward, Florida 9 $ 1,255,000 $ 139,444 $ 198,000
Brantley, Georgia 9 $ 1,645,000 $ 182,777 $ 85,000
Emanuel, Georgia 9 $ 1,015,000 $ 112,777 $ 60,000
Paulding, Georgia 9 $ 2,515,000 $ 279,444 $ 117,000
Telfair, Georgia 9 $ 1,345,000 $ 149,444 $ 61,000
Wayne, Georgia 9 $ 1,455,000 $ 161,666 $ 59,000
Adair, Kentucky 9 $ 1,105,000 $ 122,777 $ 91,000
Daviess, Kentucky 9 $ 885,000 $ 98,333 $ 43,000
Garrard, Kentucky 9 $ 1,265,000 $ 140,555 $ 64,000
McCracken, Kentucky 9 $ 1,335,000 $ 148,333 $ 60,000
Wayne, Kentucky 9 $ 1,035,000 $ 115,000 $ 56,000
Adams, Mississippi 9 $ 1,195,000 $ 132,777 $ 58,000
Benton, Mississippi 9 $ 815,000 $ 90,555 $ 54,000
Calhoun, Mississippi 9 $ 735,000 $ 81,666 $ 61,000
Wilkinson, Mississippi 9 $ 915,000 $ 101,666 $ 70,000
Hamilton, Ohio 9 $ 455,000 $ 50,555 $ 158,000
Creek, Oklahoma 9 $ 595,000 $ 66,111 $ 54,000
Tulsa, Oklahoma 9 $ 625,000 $ 69,444 $ 68,000
Tipton, Tennessee 9 $ 1,615,000 $ 179,444 $ 86,000
Burleson, Texas 9 $ 1,185,000 $ 131,666 $ 139,000
Galveston, Texas 9 $ 1,035,000 $ 115,000 $ 102,000
Pecos, Texas 9 $ 835,000 $ 92,777 $ 69,000
Williamson, Texas 9 $ 695,000 $ 77,222 $ 58,000
Russell, Alabama 8 $ 1,280,000 $ 160,000 $ 88,000
Calhoun, Florida 8 $ 970,000 $ 121,250 $ 56,000
Holmes, Florida 8 $ 950,000 $ 118,750 $ 74,000
Marion, Florida 8 $ 1,250,000 $ 156,250 $ 110,000
Orange, Florida 8 $ 1,380,000 $ 172,500 $ 137,000
Washington, Florida 8 $ 1,360,000 $ 170,000 $ 73,000
Bibb, Georgia 8 $ 1,380,000 $ 172,500 $ 68,000
Coffee, Georgia 8 $ 1,150,000 $ 143,750 $ 78,000
Early, Georgia 8 $ 1,100,000 $ 137,500 $ 53,000
Fannin, Georgia 8 $ 3,360,000 $ 420,000 $ 264,000
Miller, Georgia 8 $ 850,000 $ 106,250 $ 65,000
Twiggs, Georgia 8 $ 1,390,000 $ 173,750 $ 97,000
Christian, Kentucky 8 $ 1,070,000 $ 133,750 $ 98,000
Edmonson, Kentucky 8 $ 1,020,000 $ 127,500 $ 68,000
Lawrence, Kentucky 8 $ 990,000 $ 123,750 $ 84,000
Logan, Kentucky 8 $ 1,230,000 $ 153,750 $ 82,000
Magoffin, Kentucky 8 $ 1,030,000 $ 128,750 $ 94,000
Ottawa, Michigan 8 $ 1,350,000 $ 168,750 $ 277,000
Newton, Mississippi 8 $ 950,000 $ 118,750 $ 60,000
Wayne, Tennessee 8 $ 1,320,000 $ 165,000 $ 98,000
Brazos, Texas 8 $ 750,000 $ 93,750 $ 88,000
Grimes, Texas 8 $ 710,000 $ 88,750 $ 127,000
Lee, Texas 8 $ 1,050,000 $ 131,250 $ 91,000
Zapata, Texas 8 $ 790,000 $ 98,750 $ 69,000
Coosa, Alabama 7 $ 835,000 $ 119,285 $ 67,000
Lowndes, Alabama 7 $ 805,000 $ 115,000 $ 48,000
Lake, Florida 7 $ 1,625,000 $ 232,142 $ 90,000
Ben Hill, Georgia 7 $ 885,000 $ 126,428 $ 79,000
Calhoun, Georgia 7 $ 845,000 $ 120,714 $ 78,000
Carroll, Georgia 7 $ 955,000 $ 136,428 $ 77,000
Decatur, Georgia 7 $ 925,000 $ 132,142 $ 58,000
Henry, Georgia 7 $ 755,000 $ 107,857 $ 87,000
Lowndes, Georgia 7 $ 1,855,000 $ 265,000 $ 82,000
Monroe, Georgia 7 $ 1,335,000 $ 190,714 $ 65,000
Sumter, Georgia 7 $ 965,000 $ 137,857 $ 65,000
Tattnall, Georgia 7 $ 995,000 $ 142,142 $ 54,000
Wheeler, Georgia 7 $ 865,000 $ 123,571 $ 46,000
Johnson, Iowa 7 $ 365,000 $ 52,142 $ 0
Sedgwick, Kansas 7 $ 215,000 $ 30,714 $ 0
Clark, Kentucky 7 $ 1,235,000 $ 176,428 $ 80,000
Estill, Kentucky 7 $ 885,000 $ 126,428 $ 72,000
Greenup, Kentucky 7 $ 745,000 $ 106,428 $ 102,000
Knott, Kentucky 7 $ 875,000 $ 125,000 $ 68,000
Marion, Kentucky 7 $ 1,055,000 $ 150,714 $ 89,000
McLean, Kentucky 7 $ 965,000 $ 137,857 $ 88,000
Kemper, Mississippi 7 $ 695,000 $ 99,285 $ 42,000
Lawrence, Mississippi 7 $ 455,000 $ 65,000 $ 46,000
Jackson, Missouri 7 $ 1,285,000 $ 183,571 $ 183,000
Charleston, South Carolina 7 $ 2,985,000 $ 426,428 $ 403,000
Clay, Tennessee 7 $ 1,125,000 $ 160,714 $ 73,000
Pickett, Tennessee 7 $ 1,015,000 $ 145,000 $ 100,000
Stewart, Tennessee 7 $ 1,365,000 $ 195,000 $ 150,000
Denton, Texas 7 $ 1,335,000 $ 190,714 $ 98,000
Jackson, Texas 7 $ 1,105,000 $ 157,857 $ 123,000
Matagorda, Texas 7 $ 865,000 $ 123,571 $ 90,000
Randall, Texas 7 $ 465,000 $ 66,428 $ 88,000
Smith, Texas 7 $ 615,000 $ 87,857 $ 68,000
Sheboygan, Wisconsin 7 $ 565,000 $ 80,714 $ 0
Bacon, Georgia 6 $ 1,000,000 $ 166,666 $ 73,000
Bartow, Georgia 6 $ 1,570,000 $ 261,666 $ 116,000
Bryan, Georgia 6 $ 1,460,000 $ 243,333 $ 90,000
Lee, Georgia 6 $ 880,000 $ 146,666 $ 82,000
Liberty, Georgia 6 $ 200,000 $ 33,333 $ 0
Marion, Georgia 6 $ 750,000 $ 125,000 $ 73,000
Montgomery, Georgia 6 $ 610,000 $ 101,666 $ 89,000
Turner, Georgia 6 $ 580,000 $ 96,666 $ 59,000
Knox, Indiana 6 $ 310,000 $ 51,666 $ 0
Boone, Kentucky 6 $ 370,000 $ 61,666 $ 43,000
Harrison, Kentucky 6 $ 1,070,000 $ 178,333 $ 87,000
Lewis, Kentucky 6 $ 650,000 $ 108,333 $ 61,000
Meade, Kentucky 6 $ 970,000 $ 161,666 $ 87,000
Powell, Kentucky 6 $ 760,000 $ 126,666 $ 46,000
Russell, Kentucky 6 $ 550,000 $ 91,666 $ 65,000
Carroll, Mississippi 6 $ 540,000 $ 90,000 $ 55,000
Prentiss, Mississippi 6 $ 480,000 $ 80,000 $ 46,000
Sunflower, Mississippi 6 $ 480,000 $ 80,000 $ 43,000
Tallahatchie, Mississippi 6 $ 650,000 $ 108,333 $ 68,000
Tate, Mississippi 6 $ 1,150,000 $ 191,666 $ 96,000
Webster, Mississippi 6 $ 540,000 $ 90,000 $ 59,000
Clermont, Ohio 6 $ 290,000 $ 48,333 $ 0
Lewis, Tennessee 6 $ 1,700,000 $ 283,333 $ 147,000
Sullivan, Tennessee 6 $ 900,000 $ 150,000 $ 110,000
Fayette, Texas 6 $ 690,000 $ 115,000 $ 66,000
Lamar, Texas 6 $ 790,000 $ 131,666 $ 103,000
Medina, Texas 6 $ 560,000 $ 93,333 $ 33,000
Milam, Texas 6 $ 560,000 $ 93,333 $ 57,000
Potter, Texas 6 $ 320,000 $ 53,333 $ 0
Rains, Texas 6 $ 700,000 $ 116,666 $ 96,000
Rusk, Texas 6 $ 770,000 $ 128,333 $ 79,000
Walker, Texas 6 $ 530,000 $ 88,333 $ 62,000
Choctaw, Alabama 5 $ 545,000 $ 109,000 $ 42,000
Crenshaw, Alabama 5 $ 655,000 $ 131,000 $ 74,000
Pike, Alabama 5 $ 435,000 $ 87,000 $ 306,000
Highlands, Florida 5 $ 915,000 $ 183,000 $ 110,000
Hillsborough, Florida 5 $ 2,385,000 $ 477,000 $ 190,000
Jefferson, Florida 5 $ 875,000 $ 175,000 $ 89,000
Lee, Florida 5 $ 565,000 $ 113,000 $ 300,000
Volusia, Florida 5 $ 1,295,000 $ 259,000 $ 329,000
Atkinson, Georgia 5 $ 455,000 $ 91,000 $ 53,000
Baldwin, Georgia 5 $ 785,000 $ 157,000 $ 105,000
Cherokee, Georgia 5 $ 1,525,000 $ 305,000 $ 144,000
Crisp, Georgia 5 $ 575,000 $ 115,000 $ 57,000
Effingham, Georgia 5 $ 1,425,000 $ 285,000 $ 126,000
Forsyth, Georgia 5 $ 3,765,000 $ 753,000 $ 260,000
Hancock, Georgia 5 $ 945,000 $ 189,000 $ 85,000
Polk, Georgia 5 $ 825,000 $ 165,000 $ 62,000
Screven, Georgia 5 $ 1,085,000 $ 217,000 $ 76,000
Cook, Illinois 5 $ 2,055,000 $ 411,000 $ 209,000
Sangamon, Illinois 5 $ 105,000 $ 21,000 $ 0
Shawnee, Kansas 5 $ 165,000 $ 33,000 $ 0
Barren, Kentucky 5 $ 1,125,000 $ 225,000 $ 79,000
Lee, Kentucky 5 $ 685,000 $ 137,000 $ 106,000
Livingston, Kentucky 5 $ 765,000 $ 153,000 $ 74,000
Morgan, Kentucky 5 $ 735,000 $ 147,000 $ 92,000
Pendleton, Kentucky 5 $ 1,015,000 $ 203,000 $ 105,000
East Baton Rouge, Louisiana 5 $ 1,585,000 $ 317,000 $ 122,000
Bay, Michigan 5 $ 185,000 $ 37,000 $ 0
Lenawee, Michigan 5 $ 125,000 $ 25,000 $ 0
Livingston, Michigan 5 $ 375,000 $ 75,000 $ 0
Washtenaw, Michigan 5 $ 345,000 $ 69,000 $ 0
Bolivar, Mississippi 5 $ 585,000 $ 117,000 $ 51,000
Claiborne, Mississippi 5 $ 405,000 $ 81,000 $ 72,000
Coahoma, Mississippi 5 $ 765,000 $ 153,000 $ 60,000
St. Charles, Missouri 5 $ 275,000 $ 55,000 $ 202,000
Houston, Tennessee 5 $ 885,000 $ 177,000 $ 75,000
Obion, Tennessee 5 $ 465,000 $ 93,000 $ 63,000
Trousdale, Tennessee 5 $ 1,385,000 $ 277,000 $ 102,000
Washington, Tennessee 5 $ 865,000 $ 173,000 $ 94,000
Burnet, Texas 5 $ 575,000 $ 115,000 $ 201,000
Collin, Texas 5 $ 715,000 $ 143,000 $ 77,000
Colorado, Texas 5 $ 625,000 $ 125,000 $ 127,000
Gaines, Texas 5 $ 595,000 $ 119,000 $ 63,000
Goliad, Texas 5 $ 685,000 $ 137,000 $ 96,000
Grayson, Texas 5 $ 375,000 $ 75,000 $ 89,000
Johnson, Texas 5 $ 525,000 $ 105,000 $ 75,000
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Mortgage Loan Application Detail Totals for Firstbank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18,657 $3,257,785,000 $174,000 $10,005,000 $88,000 $7,203,000
Other Purpose 1,298 $261,790,000 $201,000 $4,755,000 $200,000 $4,290,000
Refinancing 571 $205,855,000 $360,000 $10,395,000 $158,000 $1,828,000
Cash-out Refinancing 485 $140,405,000 $289,000 $2,005,000 $133,000 $1,920,000
Home Improvement 75 $15,495,000 $206,000 $2,035,000 $187,000 $2,354,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,922 $2,382,910,000 $199,000 $3,855,000 $102,000 $4,290,000
Black or African American 3,079 $425,595,000 $138,000 $2,615,000 $67,000 $3,750,000
Hispanic 2,668 $351,780,000 $131,000 $915,000 $76,000 $785,000
Not Provided 1,784 $407,450,000 $228,000 $4,755,000 $157,000 $7,203,000
Not applicable 1,237 $206,755,000 $167,000 $10,395,000 $0 $0
Asian 227 $81,695,000 $359,000 $2,165,000 $168,000 $2,366,000
American Indian or Alaskan Native 146 $21,610,000 $148,000 $565,000 $88,000 $737,000
Native Hawaiian or Other Pacific Islander 21 $3,435,000 $163,000 $455,000 $75,000 $173,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,693 $3,455,495,000 $175,000 $10,395,000 $99,000 $7,203,000
FHA-insured (Federal Housing Administration) 984 $278,520,000 $283,000 $955,000 $92,000 $486,000
VA-guaranteed (Veterans Administration) 322 $128,330,000 $398,000 $2,505,000 $127,000 $597,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 87 $18,985,000 $218,000 $425,000 $73,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 9,112 $1,274,220,000 $139,000 $4,005,000 $67,000 $1,464,000
Loan Originated 6,413 $1,799,245,000 $280,000 $10,395,000 $148,000 $7,203,000
Application Approved But Not Accepted 3,182 $347,360,000 $109,000 $1,955,000 $78,000 $3,000,000
Application Withdrawn By Applicant 1,337 $389,055,000 $290,000 $4,255,000 $141,000 $3,750,000
Loan Purchased By The Institution 1,007 $61,265,000 $60,000 $905,000 $181,000 $205,000
File Closed For Incompleteness 35 $10,185,000 $291,000 $765,000 $121,000 $394,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,974 $2,607,110,000 $217,000 $10,395,000 $126,000 $7,203,000
Credit History 5,778 $786,360,000 $136,000 $1,105,000 $68,000 $1,464,000
Debt-To-Income Ratio 2,004 $291,300,000 $145,000 $1,295,000 $54,000 $700,000
Unverifiable Information 565 $70,835,000 $125,000 $945,000 $73,000 $468,000
Other 530 $75,530,000 $142,000 $1,055,000 $89,000 $480,000
Employment History 102 $14,660,000 $143,000 $415,000 $64,000 $294,000
Collateral 82 $20,870,000 $254,000 $4,005,000 $110,000 $811,000
Insufficient Cash (Downpayment, Closing Cost) 44 $12,960,000 $294,000 $2,005,000 $91,000 $235,000
Credit Application Incomplete 7 $1,705,000 $243,000 $705,000 $134,000 $364,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Firstbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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