Firstbank Mortgage Lending & HMDA Data, 2024
In 2024, Firstbank of Nashville, TN reported 21,086 mortgage applications totaling $3.9 billion, up 5% from 2023. The average application was for $184,071, and applicants reported an average income of $98,177. 30% of its applications resulted in an originated loan and 43% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (2,088), Birmingham-Hoover, AL (1,139) and Chattanooga, TN-GA (831) (applications in parentheses).
| Mortgage Company & Address | Firstbank 1221 Broadway Suite 1300 Nashville, TN 37203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,086 |
| Total Mortgage Loan Application Amount | $3,881,330,000 |
| Average Mortgage Loan Application Amount | $184,071 |
| Highest Mortgage Loan Application Amount | $10,395,000 |
| Average Applicant Income | $98,177 |
| Highest Applicant Income | $7,203,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Firstbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 10,137 | $ 1,428,995,000 | $ 140,968 | $ 76,622 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2,088 | $ 837,100,000 | $ 400,909 | $ 190,000 |
| Birmingham-Hoover, AL | 1,139 | $ 228,665,000 | $ 200,759 | $ 108,000 |
| Chattanooga, TN-GA | 831 | $ 230,395,000 | $ 277,250 | $ 144,417 |
| Huntsville, AL | 626 | $ 165,650,000 | $ 264,616 | $ 124,000 |
| Houston-The Woodlands-Sugar Land, TX | 508 | $ 54,040,000 | $ 106,377 | $ 76,000 |
| Knoxville, TN | 433 | $ 102,875,000 | $ 237,586 | $ 122,000 |
| Daphne-Fairhope-Foley, AL | 292 | $ 75,690,000 | $ 259,212 | $ 127,000 |
| Dalton, GA | 241 | $ 44,485,000 | $ 184,585 | $ 90,000 |
| Jackson, MS | 241 | $ 19,495,000 | $ 80,892 | $ 57,000 |
| Mobile, AL | 210 | $ 27,350,000 | $ 130,238 | $ 71,000 |
| Tuscaloosa, AL | 196 | $ 30,190,000 | $ 154,030 | $ 76,000 |
| Jackson, TN | 189 | $ 28,385,000 | $ 150,185 | $ 96,000 |
| Memphis, TN-MS-AR | 184 | $ 31,750,000 | $ 172,554 | $ 94,728 |
| Gulfport-Biloxi-Pascagoula, MS | 171 | $ 24,165,000 | $ 141,315 | $ 72,000 |
| Austin-Round Rock, TX | 153 | $ 18,215,000 | $ 119,052 | $ 84,000 |
| Warren-Troy-Farmington Hills, MI | 136 | $ 7,090,000 | $ 52,132 | $ 88,000 |
| Morristown, TN | 133 | $ 23,885,000 | $ 179,586 | $ 100,000 |
| Cleveland, TN | 132 | $ 26,190,000 | $ 198,409 | $ 88,000 |
| Dallas-Plano-Irving, TX | 118 | $ 14,650,000 | $ 124,152 | $ 74,000 |
| Atlanta-Sandy Springs-Roswell, GA | 111 | $ 38,385,000 | $ 345,810 | $ 167,000 |
| Montgomery, AL | 107 | $ 13,795,000 | $ 128,925 | $ 83,000 |
| Oklahoma City, OK | 95 | $ 6,735,000 | $ 70,894 | $ 58,000 |
| Anniston-Oxford-Jacksonville, AL | 92 | $ 10,880,000 | $ 118,260 | $ 59,000 |
| Bowling Green, KY | 83 | $ 14,815,000 | $ 178,493 | $ 126,000 |
| Pensacola-Ferry Pass-Brent, FL | 83 | $ 17,505,000 | $ 210,903 | $ 108,000 |
| McAllen-Edinburg-Mission, TX | 71 | $ 7,675,000 | $ 108,098 | $ 82,000 |
| Decatur, AL | 70 | $ 10,750,000 | $ 153,571 | $ 81,000 |
| San Antonio-New Braunfels, TX | 69 | $ 7,585,000 | $ 109,927 | $ 78,000 |
| Beaumont-Port Arthur, TX | 68 | $ 6,290,000 | $ 92,500 | $ 78,000 |
| Clarksville, TN-KY | 68 | $ 14,570,000 | $ 214,264 | $ 97,132 |
| Hattiesburg, MS | 62 | $ 6,710,000 | $ 108,225 | $ 77,000 |
| Cincinnati, OH-KY-IN | 59 | $ 6,365,000 | $ 107,881 | $ 182,428 |
| Marietta, GA | 59 | $ 18,705,000 | $ 317,033 | $ 149,000 |
| Rome, GA | 57 | $ 9,185,000 | $ 161,140 | $ 74,000 |
| Albany, GA | 56 | $ 7,030,000 | $ 125,535 | $ 67,000 |
| Dothan, AL | 56 | $ 7,470,000 | $ 133,392 | $ 58,000 |
| Crestview-Fort Walton Beach-Destin, FL | 54 | $ 26,350,000 | $ 487,962 | $ 145,000 |
| Fort Worth-Arlington, TX | 53 | $ 7,695,000 | $ 145,188 | $ 73,000 |
| Gadsden, AL | 50 | $ 7,480,000 | $ 149,600 | $ 66,000 |
| Odessa, TX | 50 | $ 5,360,000 | $ 107,200 | $ 75,000 |
| Killeen-Temple, TX | 47 | $ 3,825,000 | $ 81,382 | $ 89,000 |
| Kansas City, MO-KS | 46 | $ 4,290,000 | $ 93,260 | $ 148,782 |
| Louisville/Jefferson County, KY-IN | 42 | $ 4,140,000 | $ 98,571 | $ 99,000 |
| Florence-Muscle Shoals, AL | 41 | $ 6,625,000 | $ 161,585 | $ 88,000 |
| Macon-Bibb County, GA | 38 | $ 6,490,000 | $ 170,789 | $ 73,000 |
| Tulsa, OK | 38 | $ 2,320,000 | $ 61,052 | $ 60,000 |
| Laredo, TX | 37 | $ 3,435,000 | $ 92,837 | $ 72,000 |
| Lubbock, TX | 37 | $ 4,185,000 | $ 113,108 | $ 55,000 |
| Tallahassee, FL | 34 | $ 5,590,000 | $ 164,411 | $ 82,000 |
| Brownsville-Harlingen, TX | 31 | $ 3,165,000 | $ 102,096 | $ 65,000 |
| Flint, MI | 31 | $ 1,485,000 | $ 47,903 | $ 221,000 |
| Phoenix-Mesa-Scottsdale, AZ | 31 | $ 3,515,000 | $ 113,387 | $ 240,000 |
| Huntington-Ashland, WV-KY-OH | 30 | $ 3,700,000 | $ 123,333 | $ 93,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 30 | $ 3,600,000 | $ 120,000 | $ 389,000 |
| Panama City, FL | 29 | $ 5,615,000 | $ 193,620 | $ 123,000 |
| Waco, TX | 28 | $ 3,270,000 | $ 116,785 | $ 91,000 |
| Cleveland, OH | 27 | $ 1,995,000 | $ 73,888 | $ 90,000 |
| Midland, TX | 27 | $ 3,225,000 | $ 119,444 | $ 79,000 |
| Detroit-Dearborn-Livonia, MI | 26 | $ 1,970,000 | $ 75,769 | $ 64,000 |
| St. Louis, MO-IL | 25 | $ 1,535,000 | $ 61,400 | $ 161,000 |
| Valdosta, GA | 24 | $ 4,290,000 | $ 178,750 | $ 79,000 |
| Lansing-East Lansing, MI | 23 | $ 1,355,000 | $ 58,913 | $ 0 |
| Auburn-Opelika, AL | 21 | $ 3,445,000 | $ 164,047 | $ 115,000 |
| Columbus, OH | 21 | $ 2,355,000 | $ 112,142 | $ 220,000 |
| Jackson, MI | 21 | $ 1,515,000 | $ 72,142 | $ 0 |
| Columbus, GA-AL | 20 | $ 3,280,000 | $ 164,000 | $ 79,600 |
| College Station-Bryan, TX | 19 | $ 2,125,000 | $ 111,842 | $ 113,000 |
| Corpus Christi, TX | 19 | $ 2,095,000 | $ 110,263 | $ 82,000 |
| Jacksonville, FL | 19 | $ 2,395,000 | $ 126,052 | $ 135,000 |
| Lexington-Fayette, KY | 19 | $ 3,115,000 | $ 163,947 | $ 84,000 |
| Victoria, TX | 19 | $ 2,475,000 | $ 130,263 | $ 75,000 |
| Orlando-Kissimmee-Sanford, FL | 18 | $ 3,730,000 | $ 207,222 | $ 120,000 |
| Kingsport-Bristol-Bristol, TN-VA | 17 | $ 2,805,000 | $ 165,000 | $ 92,000 |
| Chicago-Naperville, IL | 16 | $ 3,840,000 | $ 240,000 | $ 177,000 |
| Owensboro, KY | 16 | $ 1,850,000 | $ 115,625 | $ 64,000 |
| Paducah, KY-IL | 16 | $ 2,330,000 | $ 145,625 | $ 64,000 |
| St. Petersburg-Clearwater-Largo, FL | 15 | $ 1,515,000 | $ 101,000 | $ 132,000 |
| Lakeland-Winter Haven, FL | 14 | $ 2,080,000 | $ 148,571 | $ 89,000 |
| Amarillo, TX | 13 | $ 785,000 | $ 60,384 | $ 88,000 |
| Tucson, AZ | 13 | $ 1,145,000 | $ 88,076 | $ 69,000 |
| Manhattan, KS | 12 | $ 500,000 | $ 41,666 | $ 0 |
| Battle Creek, MI | 11 | $ 615,000 | $ 55,909 | $ 0 |
| Brunswick, GA | 11 | $ 1,885,000 | $ 171,363 | $ 93,000 |
| Longview, TX | 11 | $ 1,265,000 | $ 115,000 | $ 69,000 |
| Savannah, GA | 11 | $ 2,885,000 | $ 262,272 | $ 106,000 |
| Abilene, TX | 9 | $ 875,000 | $ 97,222 | $ 77,000 |
| Augusta-Richmond County, GA-SC | 9 | $ 995,000 | $ 110,555 | $ 80,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 1,255,000 | $ 139,444 | $ 198,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 1,425,000 | $ 158,333 | $ 277,000 |
| Johnson City, TN | 9 | $ 1,545,000 | $ 171,666 | $ 87,000 |
| Wichita, KS | 9 | $ 275,000 | $ 30,555 | $ 0 |
| Columbia, SC | 8 | $ 860,000 | $ 107,500 | $ 121,000 |
| Ocala, FL | 8 | $ 1,250,000 | $ 156,250 | $ 110,000 |
| Baton Rouge, LA | 7 | $ 2,425,000 | $ 346,428 | $ 149,000 |
| Charleston-North Charleston, SC | 7 | $ 2,985,000 | $ 426,428 | $ 403,000 |
| Evansville, IN-KY | 7 | $ 515,000 | $ 73,571 | $ 87,000 |
| Iowa City, IA | 7 | $ 365,000 | $ 52,142 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 7 | $ 815,000 | $ 116,428 | $ 43,000 |
| Sheboygan, WI | 7 | $ 565,000 | $ 80,714 | $ 0 |
| Tampa, FL | 7 | $ 3,205,000 | $ 457,857 | $ 216,000 |
| Tyler, TX | 7 | $ 615,000 | $ 87,857 | $ 68,000 |
| Warner Robins, GA | 7 | $ 1,385,000 | $ 197,857 | $ 67,000 |
| Charlotte-Concord-Gastonia, NC-SC | 6 | $ 3,910,000 | $ 651,666 | $ 781,000 |
| Elizabethtown-Fort Knox, KY | 6 | $ 830,000 | $ 138,333 | $ 61,000 |
| Hinesville, GA | 6 | $ 200,000 | $ 33,333 | $ 0 |
| Ann Arbor, MI | 5 | $ 345,000 | $ 69,000 | $ 0 |
| Bay City, MI | 5 | $ 185,000 | $ 37,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 5 | $ 565,000 | $ 113,000 | $ 300,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 1,295,000 | $ 259,000 | $ 329,000 |
| Gainesville, FL | 5 | $ 775,000 | $ 155,000 | $ 85,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 555,000 | $ 111,000 | $ 194,000 |
| Sebring, FL | 5 | $ 915,000 | $ 183,000 | $ 110,000 |
| Sherman-Denison, TX | 5 | $ 375,000 | $ 75,000 | $ 89,000 |
| Springfield, IL | 5 | $ 105,000 | $ 21,000 | $ 0 |
| Topeka, KS | 5 | $ 165,000 | $ 33,000 | $ 0 |
| Arlington-Alexandria-Reston, VA-WV | 4 | $ 1,750,000 | $ 437,500 | $ 135,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 450,000 | $ 112,500 | $ 214,000 |
| Des Moines-West Des Moines, IA | 4 | $ 190,000 | $ 47,500 | $ 0 |
| Gainesville, GA | 4 | $ 1,520,000 | $ 380,000 | $ 124,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 910,000 | $ 227,500 | $ 248,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 1,680,000 | $ 420,000 | $ 161,000 |
| Prescott Valley-Prescott, AZ | 4 | $ 610,000 | $ 152,500 | $ 71,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 600,000 | $ 150,000 | $ 43,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 140,000 | $ 35,000 | $ 0 |
| Wichita Falls, TX | 4 | $ 400,000 | $ 100,000 | $ 91,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 825,000 | $ 275,000 | $ 98,000 |
| Cedar Rapids, IA | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Columbia, MO | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Denver-Aurora-Lakewood, CO | 3 | $ 2,035,000 | $ 678,333 | $ 245,000 |
| Dubuque, IA | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 1,125,000 | $ 375,000 | $ 169,000 |
| Greensboro-High Point, NC | 3 | $ 1,005,000 | $ 335,000 | $ 191,000 |
| Joplin, MO | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Midland, MI | 3 | $ 395,000 | $ 131,666 | $ 123,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 765,000 | $ 255,000 | $ 148,666 |
| Providence-Warwick, RI-MA | 3 | $ 975,000 | $ 325,000 | $ 137,000 |
| Raleigh, NC | 3 | $ 1,065,000 | $ 355,000 | $ 94,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 820,000 | $ 410,000 | $ 147,000 |
| Appleton, WI | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Bloomington, IL | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Boston, MA | 2 | $ 1,720,000 | $ 860,000 | $ 2,829,000 |
| El Paso, TX | 2 | $ 150,000 | $ 75,000 | $ 106,000 |
| Fort Collins, CO | 2 | $ 460,000 | $ 230,000 | $ 112,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 320,000 | $ 160,000 | $ 52,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
| Pittsburgh, PA | 2 | $ 10,750,000 | $ 5,375,000 | $ 75,000 |
| Punta Gorda, FL | 2 | $ 500,000 | $ 250,000 | $ 153,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 1,310,000 | $ 655,000 | $ 217,000 |
| Shreveport-Bossier City, LA | 2 | $ 610,000 | $ 305,000 | $ 130,000 |
| Sioux City, IA-NE-SD | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Springfield, MO | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Stockton-Lodi, CA | 2 | $ 710,000 | $ 355,000 | $ 156,000 |
| Syracuse, NY | 2 | $ 300,000 | $ 150,000 | $ 151,000 |
| Winston-Salem, NC | 2 | $ 780,000 | $ 390,000 | $ 158,000 |
| Asheville, NC | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Athens-Clarke County, GA | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 405,000 | $ 405,000 | $ 404,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 685,000 | $ 685,000 | $ 184,000 |
| Champaign-Urbana, IL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Charlottesville, VA | 1 | $ 235,000 | $ 235,000 | $ 178,000 |
| Colorado Springs, CO | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Elgin, IL | 1 | $ 385,000 | $ 385,000 | $ 245,000 |
| Eugene, OR | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Everett, WA | 1 | $ 525,000 | $ 525,000 | $ 260,000 |
| Fort Wayne, IN | 1 | $ 755,000 | $ 755,000 | $ 225,000 |
| Grand Junction, CO | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Greeley, CO | 1 | $ 435,000 | $ 435,000 | $ 121,000 |
| Green Bay, WI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Greenville, NC | 1 | $ 405,000 | $ 405,000 | $ 1,920,000 |
| Kankakee, IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Kokomo, IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lawton, OK | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lincoln, NE | 1 | $ 225,000 | $ 225,000 | $ 1,869,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 395,000 | $ 395,000 | $ 140,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 315,000 | $ 315,000 | $ 49,000 |
| New Orleans-Metairie, LA | 1 | $ 595,000 | $ 595,000 | $ 350,000 |
| Newark, NJ-PA | 1 | $ 185,000 | $ 185,000 | $ 119,000 |
| Niles-Benton Harbor, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Philadelphia, PA | 1 | $ 405,000 | $ 405,000 | $ 73,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 335,000 | $ 335,000 | $ 76,000 |
| Port St. Lucie, FL | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Reading, PA | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Richmond, VA | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Rockford, IL | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Salem, OR | 1 | $ 475,000 | $ 475,000 | $ 114,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Spokane-Spokane Valley, WA | 1 | $ 255,000 | $ 255,000 | $ 210,000 |
| Springfield, MA | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Springfield, OH | 1 | $ 65,000 | $ 65,000 | $ 188,000 |
| St. George, UT | 1 | $ 605,000 | $ 605,000 | $ 271,000 |
| Staunton-Waynesboro, VA | 1 | $ 415,000 | $ 415,000 | $ 72,000 |
| Sumter, SC | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Toledo, OH | 1 | $ 525,000 | $ 525,000 | $ 437,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 195,000 | $ 195,000 | $ 194,000 |
| Wausau, WI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wilmington, NC | 1 | $ 525,000 | $ 525,000 | $ 522,000 |
| York-Hanover, PA | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Yuma, AZ | 1 | $ 115,000 | $ 115,000 | $ 190,000 |
Mortgage Loan Application Detail Totals for Firstbank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,657 | $3,257,785,000 | $174,000 | $10,005,000 | $88,000 | $7,203,000 |
| Other Purpose | 1,298 | $261,790,000 | $201,000 | $4,755,000 | $200,000 | $4,290,000 |
| Refinancing | 571 | $205,855,000 | $360,000 | $10,395,000 | $158,000 | $1,828,000 |
| Cash-out Refinancing | 485 | $140,405,000 | $289,000 | $2,005,000 | $133,000 | $1,920,000 |
| Home Improvement | 75 | $15,495,000 | $206,000 | $2,035,000 | $187,000 | $2,354,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,922 | $2,382,910,000 | $199,000 | $3,855,000 | $102,000 | $4,290,000 |
| Black or African American | 3,079 | $425,595,000 | $138,000 | $2,615,000 | $67,000 | $3,750,000 |
| Hispanic | 2,668 | $351,780,000 | $131,000 | $915,000 | $76,000 | $785,000 |
| Not Provided | 1,784 | $407,450,000 | $228,000 | $4,755,000 | $157,000 | $7,203,000 |
| Not applicable | 1,237 | $206,755,000 | $167,000 | $10,395,000 | $0 | $0 |
| Asian | 227 | $81,695,000 | $359,000 | $2,165,000 | $168,000 | $2,366,000 |
| American Indian or Alaskan Native | 146 | $21,610,000 | $148,000 | $565,000 | $88,000 | $737,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $3,435,000 | $163,000 | $455,000 | $75,000 | $173,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,693 | $3,455,495,000 | $175,000 | $10,395,000 | $99,000 | $7,203,000 |
| FHA-insured (Federal Housing Administration) | 984 | $278,520,000 | $283,000 | $955,000 | $92,000 | $486,000 |
| VA-guaranteed (Veterans Administration) | 322 | $128,330,000 | $398,000 | $2,505,000 | $127,000 | $597,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 87 | $18,985,000 | $218,000 | $425,000 | $73,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 9,112 | $1,274,220,000 | $139,000 | $4,005,000 | $67,000 | $1,464,000 |
| Loan Originated | 6,413 | $1,799,245,000 | $280,000 | $10,395,000 | $148,000 | $7,203,000 |
| Application Approved But Not Accepted | 3,182 | $347,360,000 | $109,000 | $1,955,000 | $78,000 | $3,000,000 |
| Application Withdrawn By Applicant | 1,337 | $389,055,000 | $290,000 | $4,255,000 | $141,000 | $3,750,000 |
| Loan Purchased By The Institution | 1,007 | $61,265,000 | $60,000 | $905,000 | $181,000 | $205,000 |
| File Closed For Incompleteness | 35 | $10,185,000 | $291,000 | $765,000 | $121,000 | $394,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,974 | $2,607,110,000 | $217,000 | $10,395,000 | $126,000 | $7,203,000 |
| Credit History | 5,778 | $786,360,000 | $136,000 | $1,105,000 | $68,000 | $1,464,000 |
| Debt-To-Income Ratio | 2,004 | $291,300,000 | $145,000 | $1,295,000 | $54,000 | $700,000 |
| Unverifiable Information | 565 | $70,835,000 | $125,000 | $945,000 | $73,000 | $468,000 |
| Other | 530 | $75,530,000 | $142,000 | $1,055,000 | $89,000 | $480,000 |
| Employment History | 102 | $14,660,000 | $143,000 | $415,000 | $64,000 | $294,000 |
| Collateral | 82 | $20,870,000 | $254,000 | $4,005,000 | $110,000 | $811,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 44 | $12,960,000 | $294,000 | $2,005,000 | $91,000 | $235,000 |
| Credit Application Incomplete | 7 | $1,705,000 | $243,000 | $705,000 | $134,000 | $364,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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