Flagstar Bank NA Mortgage Lending & HMDA Data, 2022

In 2022, Flagstar Bank NA of Troy, MI reported 132,590 mortgage applications totaling $47.4 billion, down 38% from 2021. The average application was for $357,826, and applicants reported an average income of $130,136. 46% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (4,372), Phoenix-Mesa-Scottsdale, AZ (3,810) and Riverside-San Bernardino-Ontario, CA (3,747) (applications in parentheses).

Mortgage Company & Address Flagstar Bank NA

Troy, MI 49098
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 132,590
Total Mortgage Loan Application Amount $47,444,210,000
Average Mortgage Loan Application Amount $357,826
Highest Mortgage Loan Application Amount $90,005,000
Average Applicant Income $130,136
Highest Applicant Income $7,533,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flagstar Bank NA by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 3,381 $ 1,793,795,000 $ 530,551 $ 189,000
Maricopa, Arizona 3,368 $ 1,231,060,000 $ 365,516 $ 131,000
Oakland, Michigan 2,230 $ 511,960,000 $ 229,578 $ 128,000
Wayne, Michigan 2,214 $ 352,330,000 $ 159,137 $ 88,000
Harris, Texas 1,904 $ 584,520,000 $ 306,995 $ 142,000
Riverside, California 1,897 $ 702,695,000 $ 370,424 $ 140,000
San Bernardino, California 1,850 $ 623,450,000 $ 337,000 $ 127,000
Macomb, Michigan 1,598 $ 272,420,000 $ 170,475 $ 83,000
San Diego, California 1,504 $ 813,950,000 $ 541,190 $ 192,000
Clark, Nevada 1,475 $ 516,345,000 $ 350,064 $ 155,000
Miami-Dade, Florida 1,451 $ 619,965,000 $ 427,267 $ 151,000
Orange, California 1,411 $ 779,375,000 $ 552,356 $ 233,000
Broward, Florida 1,330 $ 395,450,000 $ 297,330 $ 136,000
Cook, Illinois 1,267 $ 340,065,000 $ 268,401 $ 145,000
Palm Beach, Florida 1,179 $ 413,355,000 $ 350,597 $ 158,000
King, Washington 948 $ 511,420,000 $ 539,472 $ 196,000
Sacramento, California 888 $ 335,000,000 $ 377,252 $ 150,000
Pima, Arizona 852 $ 234,140,000 $ 274,812 $ 121,000
Orange, Florida 671 $ 196,945,000 $ 293,509 $ 121,000
Lee, Florida 657 $ 197,605,000 $ 300,768 $ 148,000
Ingham, Michigan 647 $ 102,585,000 $ 158,554 $ 79,000
Salt Lake, Utah 629 $ 238,085,000 $ 378,513 $ 146,000
Allen, Indiana 610 $ 72,470,000 $ 118,803 $ 71,000
Suffolk, New York 604 $ 271,280,000 $ 449,139 $ 164,000
Hillsborough, Florida 601 $ 178,415,000 $ 296,863 $ 126,000
Queens, New York 568 $ 773,150,000 $ 1,361,179 $ 127,000
Kings, New York 560 $ 1,224,525,000 $ 2,186,651 $ 194,000
Santa Clara, California 559 $ 424,345,000 $ 759,114 $ 276,000
Contra Costa, California 557 $ 292,135,000 $ 524,479 $ 211,000
Marion, Indiana 525 $ 136,935,000 $ 260,828 $ 100,000
St. Lucie, Florida 520 $ 145,670,000 $ 280,134 $ 105,000
Bexar, Texas 520 $ 160,280,000 $ 308,230 $ 127,000
Alameda, California 516 $ 318,650,000 $ 617,538 $ 227,000
Nassau, New York 515 $ 279,375,000 $ 542,475 $ 155,000
Montgomery, Texas 515 $ 165,675,000 $ 321,699 $ 150,000
Gwinnett, Georgia 509 $ 159,685,000 $ 313,722 $ 106,000
Kent, Michigan 507 $ 126,765,000 $ 250,029 $ 79,000
Fulton, Georgia 504 $ 228,330,000 $ 453,035 $ 169,000
Mecklenburg, North Carolina 495 $ 187,275,000 $ 378,333 $ 147,000
Ada, Idaho 494 $ 168,200,000 $ 340,485 $ 136,000
Polk, Florida 492 $ 123,300,000 $ 250,609 $ 87,000
Dallas, Texas 488 $ 185,490,000 $ 380,102 $ 159,000
Utah, Utah 487 $ 211,495,000 $ 434,281 $ 145,000
Jackson, Michigan 484 $ 64,260,000 $ 132,768 $ 76,000
Tarrant, Texas 475 $ 146,215,000 $ 307,821 $ 131,000
Fort Bend, Texas 463 $ 185,805,000 $ 401,306 $ 141,000
Hennepin, Minnesota 452 $ 144,780,000 $ 320,309 $ 145,000
Travis, Texas 443 $ 229,115,000 $ 517,189 $ 240,000
Pinal, Arizona 442 $ 118,260,000 $ 267,556 $ 107,000
Collin, Texas 439 $ 193,005,000 $ 439,646 $ 186,000
Pierce, Washington 433 $ 146,475,000 $ 338,279 $ 139,000
Horry, South Carolina 418 $ 95,030,000 $ 227,344 $ 97,000
Denton, Texas 414 $ 175,750,000 $ 424,516 $ 159,000
Placer, California 413 $ 192,475,000 $ 466,041 $ 198,000
Pinellas, Florida 407 $ 109,645,000 $ 269,398 $ 149,000
Cobb, Georgia 403 $ 118,645,000 $ 294,404 $ 144,000
Ventura, California 402 $ 193,090,000 $ 480,323 $ 194,000
St. Louis, Missouri 393 $ 143,365,000 $ 364,796 $ 161,000
Arapahoe, Colorado 390 $ 147,730,000 $ 378,794 $ 137,000
Duval, Florida 390 $ 95,810,000 $ 245,666 $ 100,000
Genesee, Michigan 390 $ 57,880,000 $ 148,410 $ 78,000
Cuyahoga, Ohio 387 $ 94,865,000 $ 245,129 $ 95,000
Solano, California 385 $ 143,505,000 $ 372,740 $ 141,000
Mohave, Arizona 375 $ 97,855,000 $ 260,946 $ 131,000
Brevard, Florida 374 $ 113,300,000 $ 302,941 $ 116,000
Franklin, Ohio 373 $ 296,605,000 $ 795,187 $ 107,000
Denver, Colorado 369 $ 149,585,000 $ 405,379 $ 179,000
El Paso, Colorado 366 $ 128,630,000 $ 351,448 $ 115,000
Spokane, Washington 366 $ 114,710,000 $ 313,415 $ 128,000
Fresno, California 360 $ 104,660,000 $ 290,722 $ 137,000
Jefferson, Colorado 354 $ 134,570,000 $ 380,141 $ 153,000
Will, Illinois 354 $ 87,270,000 $ 246,525 $ 118,000
Wake, North Carolina 352 $ 134,640,000 $ 382,500 $ 136,000
Kern, California 345 $ 101,545,000 $ 294,333 $ 114,000
Sonoma, California 344 $ 168,670,000 $ 490,319 $ 205,000
Clark, Washington 339 $ 121,405,000 $ 358,126 $ 155,000
San Joaquin, California 333 $ 132,855,000 $ 398,963 $ 144,000
Snohomish, Washington 333 $ 133,695,000 $ 401,486 $ 145,000
Pasco, Florida 331 $ 89,415,000 $ 270,135 $ 113,000
Livingston, Michigan 329 $ 70,355,000 $ 213,844 $ 115,000
Volusia, Florida 324 $ 78,910,000 $ 243,549 $ 102,000
Washtenaw, Michigan 323 $ 70,915,000 $ 219,551 $ 146,000
Jackson, Missouri 323 $ 58,835,000 $ 182,151 $ 106,000
Shelby, Tennessee 322 $ 79,510,000 $ 246,925 $ 139,000
Manatee, Florida 311 $ 109,705,000 $ 352,749 $ 152,000
Providence, Rhode Island 310 $ 132,680,000 $ 428,000 $ 135,000
Douglas, Colorado 308 $ 148,780,000 $ 483,051 $ 181,000
Middlesex, Massachusetts 306 $ 183,900,000 $ 600,980 $ 185,000
Montgomery, Tennessee 306 $ 86,390,000 $ 282,320 $ 93,000
Sarasota, Florida 298 $ 106,400,000 $ 357,046 $ 144,000
McLean, Illinois 296 $ 54,950,000 $ 185,641 $ 102,000
Williamson, Texas 295 $ 122,635,000 $ 415,711 $ 168,000
Osceola, Florida 293 $ 85,375,000 $ 291,382 $ 99,000
Adams, Colorado 287 $ 96,045,000 $ 334,651 $ 109,000
Bernalillo, New Mexico 286 $ 82,200,000 $ 287,412 $ 155,000
Marion, Florida 285 $ 62,215,000 $ 218,298 $ 83,000
DeKalb, Georgia 285 $ 78,885,000 $ 276,789 $ 142,000
Johnson, Kansas 283 $ 74,005,000 $ 261,501 $ 152,000
Douglas, Nebraska 283 $ 67,365,000 $ 238,038 $ 118,000
Collier, Florida 280 $ 101,760,000 $ 363,428 $ 179,000
Lake, Florida 279 $ 71,505,000 $ 256,290 $ 112,000
DuPage, Illinois 278 $ 80,250,000 $ 288,669 $ 158,000
Multnomah, Oregon 278 $ 101,140,000 $ 363,812 $ 145,000
Philadelphia, Pennsylvania 277 $ 559,735,000 $ 2,020,703 $ 107,000
San Mateo, California 273 $ 224,965,000 $ 824,047 $ 310,000
New Haven, Connecticut 273 $ 111,635,000 $ 408,919 $ 105,000
Bronx, New York 272 $ 950,550,000 $ 3,494,669 $ 124,000
Hartford, Connecticut 267 $ 119,165,000 $ 446,310 $ 105,000
Seminole, Florida 264 $ 72,350,000 $ 274,053 $ 125,000
Sedgwick, Kansas 263 $ 50,115,000 $ 190,551 $ 95,000
Bergen, New Jersey 262 $ 272,180,000 $ 1,038,854 $ 186,000
Hamilton, Indiana 261 $ 78,685,000 $ 301,475 $ 137,000
Fairfax, Virginia 261 $ 122,075,000 $ 467,720 $ 193,000
San Francisco, California 260 $ 203,850,000 $ 784,038 $ 255,000
Stanislaus, California 255 $ 82,285,000 $ 322,686 $ 112,000
Clackamas, Oregon 253 $ 95,455,000 $ 377,292 $ 159,000
Hidalgo, Texas 250 $ 54,970,000 $ 219,880 $ 107,000
Lake, Illinois 247 $ 63,235,000 $ 256,012 $ 120,000
Allegheny, Pennsylvania 245 $ 111,335,000 $ 454,428 $ 92,000
Baltimore, Maryland 243 $ 53,955,000 $ 222,037 $ 116,000
Napa, California 242 $ 113,530,000 $ 469,132 $ 192,000
Prince George's, Maryland 242 $ 135,370,000 $ 559,380 $ 115,000
Worcester, Massachusetts 242 $ 71,100,000 $ 293,801 $ 120,000
Eaton, Michigan 242 $ 41,100,000 $ 169,834 $ 82,000
Davidson, Tennessee 241 $ 108,725,000 $ 451,141 $ 180,000
Canyon, Idaho 239 $ 66,725,000 $ 279,184 $ 111,000
Oklahoma, Oklahoma 233 $ 64,305,000 $ 275,987 $ 147,000
El Paso, Texas 233 $ 55,525,000 $ 238,304 $ 114,000
Ocean, New Jersey 231 $ 77,955,000 $ 337,467 $ 168,000
Westchester, New York 231 $ 288,435,000 $ 1,248,636 $ 154,000
Greenville, South Carolina 221 $ 48,035,000 $ 217,352 $ 93,000
Weld, Colorado 220 $ 72,840,000 $ 331,090 $ 116,000
Montgomery, Maryland 218 $ 98,100,000 $ 450,000 $ 182,000
Blair, Pennsylvania 218 $ 31,860,000 $ 146,146 $ 75,000
Webb, Texas 217 $ 48,575,000 $ 223,847 $ 96,000
Essex, New Jersey 216 $ 139,190,000 $ 644,398 $ 197,000
Ottawa, Michigan 215 $ 38,705,000 $ 180,023 $ 91,000
Washington, Oregon 215 $ 76,045,000 $ 353,697 $ 150,000
Fairfield, Connecticut 211 $ 99,745,000 $ 472,725 $ 174,000
Thurston, Washington 208 $ 73,860,000 $ 355,096 $ 132,000
St. Johns, Florida 207 $ 68,145,000 $ 329,202 $ 133,000
Summit, Ohio 205 $ 44,475,000 $ 216,951 $ 100,000
Madison, Alabama 204 $ 76,040,000 $ 372,745 $ 106,000
Middlesex, New Jersey 204 $ 230,790,000 $ 1,131,323 $ 140,000
Tulare, California 202 $ 56,870,000 $ 281,534 $ 128,000
New York, New York 202 $ 823,895,000 $ 4,078,688 $ 263,000
Kane, Illinois 200 $ 46,970,000 $ 234,850 $ 127,000
Jefferson, Kentucky 199 $ 41,055,000 $ 206,306 $ 106,000
Monmouth, New Jersey 199 $ 191,735,000 $ 963,492 $ 192,000
Davis, Utah 199 $ 72,855,000 $ 366,105 $ 120,000
Bell, Texas 197 $ 52,325,000 $ 265,609 $ 133,000
Essex, Massachusetts 195 $ 97,595,000 $ 500,487 $ 160,000
Kalamazoo, Michigan 193 $ 33,425,000 $ 173,186 $ 84,000
Galveston, Texas 192 $ 88,090,000 $ 458,802 $ 162,000
Orleans, Louisiana 190 $ 59,500,000 $ 313,157 $ 156,000
Yavapai, Arizona 187 $ 55,965,000 $ 299,278 $ 117,000
Spartanburg, South Carolina 187 $ 49,625,000 $ 265,374 $ 83,000
Larimer, Colorado 186 $ 65,180,000 $ 350,430 $ 141,000
Berrien, Michigan 186 $ 27,200,000 $ 146,236 $ 73,000
Jefferson, Louisiana 182 $ 38,870,000 $ 213,571 $ 87,000
Bonneville, Idaho 181 $ 52,415,000 $ 289,585 $ 101,000
Anne Arundel, Maryland 180 $ 58,460,000 $ 324,777 $ 138,000
St. Joseph, Indiana 179 $ 24,905,000 $ 139,134 $ 74,000
Dakota, Minnesota 179 $ 51,475,000 $ 287,569 $ 122,000
Rockland, New York 178 $ 103,570,000 $ 581,853 $ 285,000
Lee, Mississippi 176 $ 32,680,000 $ 185,681 $ 65,000
Milwaukee, Wisconsin 176 $ 33,930,000 $ 192,784 $ 96,000
Jefferson, Alabama 175 $ 32,455,000 $ 185,457 $ 112,000
St. Charles, Missouri 174 $ 45,820,000 $ 263,333 $ 116,000
Wright, Minnesota 171 $ 49,235,000 $ 287,923 $ 104,000
Washoe, Nevada 171 $ 60,015,000 $ 350,964 $ 131,000
San Luis Obispo, California 170 $ 82,790,000 $ 487,000 $ 192,000
Lane, Oregon 168 $ 45,880,000 $ 273,095 $ 132,000
Charleston, South Carolina 168 $ 58,590,000 $ 348,750 $ 168,000
Marion, Oregon 167 $ 48,635,000 $ 291,227 $ 100,000
Henry, Georgia 166 $ 50,840,000 $ 306,265 $ 101,000
Washington, Utah 163 $ 66,945,000 $ 410,705 $ 168,000
Forsyth, Georgia 162 $ 60,980,000 $ 376,419 $ 160,000
Union, New Jersey 160 $ 116,800,000 $ 730,000 $ 147,000
Hamilton, Ohio 159 $ 41,705,000 $ 262,295 $ 100,000
Brazoria, Texas 159 $ 46,795,000 $ 294,308 $ 139,000
Chatham, Georgia 158 $ 42,430,000 $ 268,544 $ 128,000
Loudoun, Virginia 158 $ 69,610,000 $ 440,569 $ 165,000
Bristol, Massachusetts 157 $ 49,455,000 $ 315,000 $ 121,000
Prince William, Virginia 157 $ 61,965,000 $ 394,681 $ 132,000
St. Clair, Illinois 156 $ 30,230,000 $ 193,782 $ 89,000
York, South Carolina 156 $ 74,200,000 $ 475,641 $ 120,000
Benton, Arkansas 155 $ 45,535,000 $ 293,774 $ 135,000
McHenry, Illinois 155 $ 34,795,000 $ 224,483 $ 107,000
El Dorado, California 153 $ 73,015,000 $ 477,222 $ 209,000
Camden, Missouri 153 $ 36,655,000 $ 239,575 $ 140,000
Madison, Illinois 152 $ 26,960,000 $ 177,368 $ 89,000
Burlington, New Jersey 152 $ 47,910,000 $ 315,197 $ 111,000
Weber, Utah 151 $ 49,385,000 $ 327,052 $ 133,000
Benton, Washington 151 $ 46,605,000 $ 308,642 $ 121,000
Cherokee, Georgia 150 $ 47,370,000 $ 315,800 $ 138,000
Lake, Indiana 149 $ 30,965,000 $ 207,818 $ 91,000
Rutherford, Tennessee 148 $ 43,900,000 $ 296,621 $ 119,000
Polk, Iowa 147 $ 31,865,000 $ 216,768 $ 94,000
Erie, New York 147 $ 29,605,000 $ 201,394 $ 118,000
Anoka, Minnesota 145 $ 39,595,000 $ 273,068 $ 99,000
Deschutes, Oregon 145 $ 56,755,000 $ 391,413 $ 149,000
Val Verde, Texas 144 $ 27,050,000 $ 187,847 $ 77,000
St. Tammany, Louisiana 143 $ 51,015,000 $ 356,748 $ 123,000
Shasta, California 141 $ 34,815,000 $ 246,914 $ 102,000
Klamath, Oregon 141 $ 29,605,000 $ 209,964 $ 88,000
Plymouth, Massachusetts 140 $ 53,710,000 $ 383,642 $ 176,000
Sandoval, New Mexico 140 $ 49,250,000 $ 351,785 $ 123,000
Westmoreland, Pennsylvania 138 $ 32,170,000 $ 233,115 $ 72,000
Baltimore City, Maryland 137 $ 46,645,000 $ 340,474 $ 116,000
Ramsey, Minnesota 137 $ 36,375,000 $ 265,510 $ 120,000
Cameron, Texas 137 $ 27,215,000 $ 198,649 $ 104,000
Norfolk, Massachusetts 136 $ 49,390,000 $ 363,161 $ 155,000
Orange, New York 136 $ 45,810,000 $ 336,838 $ 174,000
Montgomery, Pennsylvania 136 $ 77,930,000 $ 573,014 $ 149,000
Hays, Texas 136 $ 50,500,000 $ 371,323 $ 132,000
Santa Cruz, California 135 $ 70,125,000 $ 519,444 $ 219,000
Monroe, Michigan 134 $ 21,240,000 $ 158,507 $ 77,000
Hamilton, Tennessee 133 $ 29,085,000 $ 218,684 $ 119,000
Passaic, New Jersey 132 $ 85,890,000 $ 650,681 $ 142,000
East Baton Rouge, Louisiana 131 $ 29,995,000 $ 228,969 $ 102,000
Clay, Missouri 130 $ 29,120,000 $ 224,000 $ 126,000
Tulsa, Oklahoma 130 $ 81,290,000 $ 625,307 $ 143,000
Escambia, Florida 129 $ 31,405,000 $ 243,449 $ 110,000
Lorain, Ohio 129 $ 88,735,000 $ 687,868 $ 74,000
Marquette, Michigan 127 $ 15,935,000 $ 125,472 $ 75,000
DeSoto, Mississippi 127 $ 83,325,000 $ 656,102 $ 100,000
Stark, Ohio 126 $ 26,760,000 $ 212,380 $ 76,000
Chesterfield, Virginia 126 $ 33,480,000 $ 265,714 $ 109,000
Hendricks, Indiana 125 $ 32,485,000 $ 259,880 $ 103,000
St. Clair, Michigan 125 $ 21,305,000 $ 170,440 $ 80,000
Paulding, Georgia 124 $ 36,270,000 $ 292,500 $ 94,000
Charlotte, Florida 123 $ 32,835,000 $ 266,951 $ 113,000
Kootenai, Idaho 122 $ 48,700,000 $ 399,180 $ 187,000
New Castle, Delaware 120 $ 138,960,000 $ 1,158,000 $ 127,000
District of Columbia, District Of Columbia 120 $ 54,750,000 $ 456,250 $ 201,000
Hampden, Massachusetts 120 $ 26,040,000 $ 217,000 $ 100,000
Kitsap, Washington 118 $ 44,650,000 $ 378,389 $ 145,000
Jefferson, Missouri 117 $ 24,775,000 $ 211,752 $ 95,000
Hernando, Florida 116 $ 25,340,000 $ 218,448 $ 76,000
Johnson, Indiana 116 $ 45,650,000 $ 393,534 $ 105,000
Richmond, New York 115 $ 81,445,000 $ 708,217 $ 125,000
Lucas, Ohio 115 $ 14,995,000 $ 130,391 $ 98,000
Erie, Pennsylvania 114 $ 26,210,000 $ 229,912 $ 81,000
Lee, Georgia 113 $ 26,965,000 $ 238,628 $ 123,000
Richland, South Carolina 113 $ 23,535,000 $ 208,274 $ 94,000
Cumberland, Tennessee 113 $ 25,055,000 $ 221,725 $ 75,000
Union, North Carolina 112 $ 35,100,000 $ 313,392 $ 147,000
Buncombe, North Carolina 111 $ 31,405,000 $ 282,927 $ 117,000
Berkeley, South Carolina 111 $ 44,775,000 $ 403,378 $ 106,000
Dorchester, South Carolina 111 $ 29,565,000 $ 266,351 $ 109,000
Kaufman, Texas 110 $ 31,000,000 $ 281,818 $ 109,000
Crow Wing, Minnesota 109 $ 29,485,000 $ 270,504 $ 136,000
Washington, Minnesota 109 $ 32,165,000 $ 295,091 $ 125,000
Camden, New Jersey 109 $ 138,995,000 $ 1,275,183 $ 125,000
Forsyth, North Carolina 109 $ 17,995,000 $ 165,091 $ 93,000
Delaware, Pennsylvania 109 $ 68,395,000 $ 627,477 $ 126,000
Nevada, California 108 $ 45,810,000 $ 424,166 $ 179,000
Clay, Florida 108 $ 28,680,000 $ 265,555 $ 89,000
Martin, Florida 108 $ 38,320,000 $ 354,814 $ 164,000
Frederick, Maryland 108 $ 32,900,000 $ 304,629 $ 132,000
Clinton, Michigan 108 $ 18,240,000 $ 168,888 $ 96,000
Hudson, New Jersey 108 $ 234,820,000 $ 2,174,259 $ 168,000
Williamson, Tennessee 108 $ 50,020,000 $ 463,148 $ 200,000
Kendall, Illinois 107 $ 24,625,000 $ 230,140 $ 111,000
Calhoun, Michigan 107 $ 13,765,000 $ 128,644 $ 67,000
Guilford, North Carolina 106 $ 95,860,000 $ 904,339 $ 121,000
Bucks, Pennsylvania 106 $ 145,130,000 $ 1,369,150 $ 127,000
Virginia Beach, Virginia 106 $ 33,400,000 $ 315,094 $ 109,000
Santa Barbara, California 104 $ 51,490,000 $ 495,096 $ 170,000
Yellowstone, Montana 104 $ 26,940,000 $ 259,038 $ 85,000
Morris, New Jersey 104 $ 45,480,000 $ 437,307 $ 198,000
Marin, California 103 $ 78,415,000 $ 761,310 $ 295,000
Dougherty, Georgia 102 $ 46,880,000 $ 459,607 $ 82,000
Shiawassee, Michigan 102 $ 15,850,000 $ 155,392 $ 93,000
Knox, Tennessee 102 $ 28,350,000 $ 277,941 $ 103,000
Merced, California 101 $ 29,635,000 $ 293,415 $ 110,000
Hillsborough, New Hampshire 101 $ 28,095,000 $ 278,168 $ 142,000
Highlands, Florida 100 $ 17,240,000 $ 172,400 $ 78,000
Effingham, Georgia 100 $ 22,200,000 $ 222,000 $ 91,000
DeKalb, Indiana 100 $ 12,020,000 $ 120,200 $ 64,000
Sumner, Tennessee 100 $ 29,300,000 $ 293,000 $ 95,000
St. Louis City, Missouri 99 $ 18,635,000 $ 188,232 $ 111,000
Sarpy, Nebraska 99 $ 22,535,000 $ 227,626 $ 105,000
Greene, Missouri 98 $ 18,340,000 $ 187,142 $ 106,000
Marinette, Wisconsin 98 $ 11,150,000 $ 113,775 $ 76,000
Monterey, California 97 $ 43,225,000 $ 445,618 $ 174,000
Lexington, South Carolina 97 $ 21,895,000 $ 225,721 $ 94,000
Litchfield, Connecticut 96 $ 21,000,000 $ 218,750 $ 106,000
Jackson, Oregon 96 $ 28,760,000 $ 299,583 $ 136,000
Comal, Texas 96 $ 38,160,000 $ 397,500 $ 175,000
Yuma, Arizona 95 $ 19,465,000 $ 204,894 $ 95,000
Honolulu, Hawaii 95 $ 59,785,000 $ 629,315 $ 163,000
Yakima, Washington 95 $ 20,915,000 $ 220,157 $ 87,000
Waukesha, Wisconsin 95 $ 24,895,000 $ 262,052 $ 127,000
Cochise, Arizona 94 $ 19,990,000 $ 212,659 $ 102,000
Rockingham, New Hampshire 94 $ 30,320,000 $ 322,553 $ 138,000
Mobile, Alabama 93 $ 27,315,000 $ 293,709 $ 89,000
St. Joseph, Michigan 93 $ 10,795,000 $ 116,075 $ 68,000
Johnston, North Carolina 93 $ 22,685,000 $ 243,924 $ 104,000
Baldwin, Alabama 92 $ 27,610,000 $ 300,108 $ 121,000
Clayton, Georgia 92 $ 17,870,000 $ 194,239 $ 64,000
Shelby, Alabama 91 $ 23,235,000 $ 255,329 $ 116,000
Boulder, Colorado 91 $ 35,275,000 $ 387,637 $ 164,000
Gloucester, New Jersey 91 $ 38,605,000 $ 424,230 $ 140,000
Montgomery, Ohio 91 $ 22,645,000 $ 248,846 $ 84,000
Lehigh, Pennsylvania 91 $ 39,775,000 $ 437,087 $ 94,000
Lapeer, Michigan 90 $ 17,200,000 $ 191,111 $ 105,000
Gallatin, Montana 89 $ 39,905,000 $ 448,370 $ 204,000
York, Pennsylvania 89 $ 22,985,000 $ 258,258 $ 100,000
Stafford, Virginia 89 $ 36,705,000 $ 412,415 $ 134,000
Citrus, Florida 88 $ 15,620,000 $ 177,500 $ 85,000
Santa Rosa, Florida 88 $ 58,940,000 $ 669,772 $ 142,000
Lenawee, Michigan 88 $ 14,670,000 $ 166,704 $ 82,000
Cabarrus, North Carolina 88 $ 19,320,000 $ 219,545 $ 109,000
Cumberland, North Carolina 88 $ 17,050,000 $ 193,750 $ 94,000
Brown, Wisconsin 88 $ 16,970,000 $ 192,840 $ 98,000
Pulaski, Arkansas 86 $ 21,460,000 $ 249,534 $ 102,000
Suffolk, Massachusetts 86 $ 83,920,000 $ 975,813 $ 169,000
Pontotoc, Mississippi 86 $ 17,480,000 $ 203,255 $ 75,000
Saratoga, New York 86 $ 22,210,000 $ 258,255 $ 109,000
Kent, Rhode Island 86 $ 25,360,000 $ 294,883 $ 125,000
Wilson, Tennessee 86 $ 26,870,000 $ 312,441 $ 126,000
Hillsdale, Michigan 85 $ 9,625,000 $ 113,235 $ 71,000
Brunswick, North Carolina 85 $ 24,675,000 $ 290,294 $ 140,000
Lake, Ohio 84 $ 30,380,000 $ 361,666 $ 69,000
Cascade, Montana 83 $ 19,245,000 $ 231,867 $ 80,000
Gaston, North Carolina 83 $ 58,645,000 $ 706,566 $ 81,000
Cambria, Pennsylvania 83 $ 11,125,000 $ 134,036 $ 69,000
Bay, Florida 81 $ 41,375,000 $ 510,802 $ 120,000
Wyandotte, Kansas 81 $ 12,185,000 $ 150,432 $ 79,000
Iredell, North Carolina 81 $ 23,405,000 $ 288,950 $ 118,000
Chester, Pennsylvania 81 $ 44,265,000 $ 546,481 $ 148,000
Anderson, South Carolina 81 $ 14,625,000 $ 180,555 $ 76,000
Lafayette, Louisiana 79 $ 17,535,000 $ 221,962 $ 93,000
Mercer, New Jersey 79 $ 122,615,000 $ 1,552,088 $ 131,000
Parker, Texas 79 $ 27,305,000 $ 345,632 $ 136,000
Tooele, Utah 79 $ 32,045,000 $ 405,632 $ 130,000
Hall, Georgia 78 $ 28,560,000 $ 366,153 $ 142,000
Muskegon, Michigan 78 $ 10,210,000 $ 130,897 $ 63,000
Beaufort, South Carolina 78 $ 26,080,000 $ 334,358 $ 129,000
Coweta, Georgia 77 $ 18,655,000 $ 242,272 $ 113,000
Chesapeake, Virginia 77 $ 25,125,000 $ 326,298 $ 113,000
Union, Mississippi 76 $ 15,440,000 $ 203,157 $ 68,000
Licking, Ohio 76 $ 17,700,000 $ 232,894 $ 103,000
Fayette, Georgia 75 $ 22,995,000 $ 306,600 $ 163,000
Winnebago, Illinois 75 $ 11,115,000 $ 148,200 $ 77,000
Clark, Indiana 75 $ 15,045,000 $ 200,600 $ 85,000
Madison, Indiana 75 $ 12,725,000 $ 169,666 $ 76,000
Allegan, Michigan 75 $ 13,515,000 $ 180,200 $ 90,000
Durham, North Carolina 75 $ 85,235,000 $ 1,136,466 $ 141,000
Whatcom, Washington 74 $ 23,550,000 $ 318,243 $ 113,000
Indian River, Florida 73 $ 18,465,000 $ 252,945 $ 103,000
Walton, Florida 73 $ 29,385,000 $ 402,534 $ 216,000
Jefferson, Idaho 73 $ 23,015,000 $ 315,273 $ 108,000
Hancock, Indiana 73 $ 16,985,000 $ 232,671 $ 95,000
Sherburne, Minnesota 73 $ 19,115,000 $ 261,849 $ 99,000
Cleveland, Oklahoma 73 $ 13,545,000 $ 185,547 $ 101,000
Northampton, Pennsylvania 73 $ 18,015,000 $ 246,780 $ 106,000
Thomas, Georgia 72 $ 14,780,000 $ 205,277 $ 74,000
Coconino, Arizona 71 $ 25,915,000 $ 365,000 $ 187,000
Williamson, Illinois 71 $ 12,505,000 $ 176,126 $ 105,000
Howard, Maryland 71 $ 27,635,000 $ 389,225 $ 176,000
Flathead, Montana 71 $ 30,255,000 $ 426,126 $ 227,000
Fairfield, Ohio 71 $ 14,925,000 $ 210,211 $ 79,000
Guadalupe, Texas 71 $ 21,635,000 $ 304,718 $ 124,000
Laramie, Wyoming 70 $ 22,120,000 $ 316,000 $ 191,000
Huntington, Indiana 69 $ 6,405,000 $ 92,826 $ 60,000
Butler, Ohio 69 $ 11,455,000 $ 166,014 $ 78,000
Luzerne, Pennsylvania 69 $ 12,055,000 $ 174,710 $ 78,000
Kings, California 68 $ 19,810,000 $ 291,323 $ 119,000
Mesa, Colorado 68 $ 19,730,000 $ 290,147 $ 110,000
Henderson, North Carolina 68 $ 17,630,000 $ 259,264 $ 111,000
Delaware, Ohio 68 $ 41,280,000 $ 607,058 $ 127,000
Polk, Oregon 68 $ 19,370,000 $ 284,852 $ 117,000
Brazos, Texas 68 $ 18,850,000 $ 277,205 $ 146,000
Ellis, Texas 68 $ 27,240,000 $ 400,588 $ 132,000
Kenosha, Wisconsin 68 $ 13,490,000 $ 198,382 $ 103,000
Madera, California 67 $ 19,845,000 $ 296,194 $ 122,000
Flagler, Florida 67 $ 19,225,000 $ 286,940 $ 110,000
Leon, Florida 67 $ 12,635,000 $ 188,582 $ 98,000
Porter, Indiana 67 $ 15,735,000 $ 234,850 $ 117,000
Shawnee, Kansas 67 $ 10,535,000 $ 157,238 $ 76,000
York, Maine 67 $ 17,175,000 $ 256,343 $ 98,000
Dickinson, Michigan 67 $ 8,075,000 $ 120,522 $ 89,000
Dutchess, New York 67 $ 48,645,000 $ 726,044 $ 106,000
Washington, Pennsylvania 67 $ 13,715,000 $ 204,701 $ 94,000
Bastrop, Texas 67 $ 19,195,000 $ 286,492 $ 126,000
Sussex, Delaware 66 $ 42,440,000 $ 643,030 $ 142,000
Douglas, Georgia 66 $ 15,630,000 $ 236,818 $ 102,000
Troup, Georgia 66 $ 12,670,000 $ 191,969 $ 79,000
St. Louis, Minnesota 66 $ 9,720,000 $ 147,272 $ 72,000
Somerset, New Jersey 66 $ 21,170,000 $ 320,757 $ 160,000
Montgomery, Alabama 65 $ 49,565,000 $ 762,538 $ 98,000
Monroe, Florida 65 $ 35,145,000 $ 540,692 $ 226,000
Hawaii, Hawaii 65 $ 22,955,000 $ 353,153 $ 133,000
Iron, Michigan 65 $ 7,485,000 $ 115,153 $ 70,000
Atlantic, New Jersey 65 $ 20,045,000 $ 308,384 $ 118,000
Canadian, Oklahoma 65 $ 15,215,000 $ 234,076 $ 93,000
Henrico, Virginia 65 $ 17,345,000 $ 266,846 $ 123,000
Sheboygan, Wisconsin 65 $ 10,175,000 $ 156,538 $ 80,000
LaPorte, Indiana 64 $ 6,610,000 $ 103,281 $ 79,000
Livingston, Louisiana 64 $ 13,010,000 $ 203,281 $ 86,000
Berks, Pennsylvania 64 $ 22,400,000 $ 350,000 $ 85,000
Angelina, Texas 64 $ 13,720,000 $ 214,375 $ 89,000
Lubbock, Texas 64 $ 16,350,000 $ 255,468 $ 127,000
Rockwall, Texas 64 $ 24,680,000 $ 385,625 $ 144,000
Walker, Texas 64 $ 16,680,000 $ 260,625 $ 137,000
Cass, Missouri 63 $ 12,985,000 $ 206,111 $ 87,000
Dauphin, Pennsylvania 63 $ 24,875,000 $ 394,841 $ 90,000
McLennan, Texas 63 $ 14,185,000 $ 225,158 $ 174,000
Nassau, Florida 62 $ 20,820,000 $ 335,806 $ 125,000
Scott, Minnesota 62 $ 18,710,000 $ 301,774 $ 128,000
Warren, Ohio 62 $ 14,300,000 $ 230,645 $ 127,000
Cumberland, Pennsylvania 62 $ 13,140,000 $ 211,935 $ 92,000
Washington, Arkansas 61 $ 15,295,000 $ 250,737 $ 200,000
Itasca, Minnesota 61 $ 11,355,000 $ 186,147 $ 81,000
Johnson, Texas 61 $ 18,495,000 $ 303,196 $ 127,000
Morgan, Indiana 60 $ 12,210,000 $ 203,500 $ 78,000
Steuben, Indiana 60 $ 7,420,000 $ 123,666 $ 72,000
Menominee, Michigan 60 $ 5,960,000 $ 99,333 $ 67,000
Buchanan, Missouri 60 $ 9,490,000 $ 158,166 $ 88,000
Cape Girardeau, Missouri 60 $ 11,020,000 $ 183,666 $ 92,000
New Hanover, North Carolina 60 $ 65,260,000 $ 1,087,666 $ 135,000
Rowan, North Carolina 60 $ 11,300,000 $ 188,333 $ 91,000
Lancaster, Pennsylvania 60 $ 84,320,000 $ 1,405,333 $ 100,000
Lancaster, South Carolina 60 $ 16,570,000 $ 276,166 $ 141,000
Minnehaha, South Dakota 60 $ 13,530,000 $ 225,500 $ 107,000
Yolo, California 59 $ 21,985,000 $ 372,627 $ 148,000
Okaloosa, Florida 59 $ 40,705,000 $ 689,915 $ 469,000
Ascension, Louisiana 59 $ 12,065,000 $ 204,491 $ 93,000
Saginaw, Michigan 59 $ 7,445,000 $ 126,186 $ 69,000
Douglas, Oregon 59 $ 15,435,000 $ 261,610 $ 109,000
Norfolk, Virginia 59 $ 14,075,000 $ 238,559 $ 84,000
Dane, Wisconsin 59 $ 15,605,000 $ 264,491 $ 96,000
Yuba, California 58 $ 17,170,000 $ 296,034 $ 90,000
Colquitt, Georgia 58 $ 10,080,000 $ 173,793 $ 81,000
Columbia, Georgia 58 $ 12,730,000 $ 219,482 $ 84,000
Walton, Georgia 58 $ 13,250,000 $ 228,448 $ 87,000
Platte, Missouri 58 $ 13,760,000 $ 237,241 $ 107,000
Onslow, North Carolina 58 $ 13,460,000 $ 232,068 $ 87,000
Linn, Oregon 58 $ 14,250,000 $ 245,689 $ 93,000
Bartow, Georgia 57 $ 13,355,000 $ 234,298 $ 85,000
Wells, Indiana 57 $ 5,455,000 $ 95,701 $ 148,000
Hinds, Mississippi 57 $ 70,365,000 $ 1,234,473 $ 83,000
Oktibbeha, Mississippi 57 $ 12,895,000 $ 226,228 $ 99,000
Clermont, Ohio 57 $ 9,725,000 $ 170,614 $ 79,000
Fayette, Kentucky 56 $ 11,920,000 $ 212,857 $ 115,000
Harford, Maryland 56 $ 15,240,000 $ 272,142 $ 102,000
Carver, Minnesota 56 $ 16,780,000 $ 299,642 $ 156,000
Missoula, Montana 56 $ 20,760,000 $ 370,714 $ 164,000
Lancaster, Nebraska 56 $ 11,710,000 $ 209,107 $ 98,000
Dona Ana, New Mexico 56 $ 11,950,000 $ 213,392 $ 90,000
Santa Fe, New Mexico 56 $ 24,700,000 $ 441,071 $ 141,000
Medina, Ohio 56 $ 17,800,000 $ 317,857 $ 84,000
Taos, New Mexico 55 $ 18,075,000 $ 328,636 $ 151,000
St. Clair, Alabama 54 $ 10,120,000 $ 187,407 $ 75,000
Barnstable, Massachusetts 54 $ 17,270,000 $ 319,814 $ 239,000
Ward, North Dakota 54 $ 11,950,000 $ 221,296 $ 91,000
Lackawanna, Pennsylvania 54 $ 8,420,000 $ 155,925 $ 84,000
Washington, Rhode Island 54 $ 18,640,000 $ 345,185 $ 179,000
Grayson, Texas 54 $ 15,070,000 $ 279,074 $ 131,000
Butte, California 53 $ 14,565,000 $ 274,811 $ 107,000
Barrow, Georgia 53 $ 11,915,000 $ 224,811 $ 85,000
Monroe, Indiana 53 $ 11,355,000 $ 214,245 $ 97,000
Cass, Michigan 53 $ 9,365,000 $ 176,698 $ 80,000
Montcalm, Michigan 53 $ 7,885,000 $ 148,773 $ 76,000
Burleigh, North Dakota 53 $ 13,135,000 $ 247,830 $ 98,000
Jefferson, Texas 53 $ 12,685,000 $ 239,339 $ 132,000
Wood, West Virginia 53 $ 7,195,000 $ 135,754 $ 56,000
Lee, Alabama 52 $ 12,220,000 $ 235,000 $ 119,000
Anchorage, Alaska 52 $ 15,890,000 $ 305,576 $ 122,000
Van Buren, Michigan 52 $ 7,850,000 $ 150,961 $ 97,000
Lincoln, New Mexico 52 $ 11,020,000 $ 211,923 $ 120,000
Monroe, Pennsylvania 52 $ 15,650,000 $ 300,961 $ 110,000
Spotsylvania, Virginia 52 $ 18,380,000 $ 353,461 $ 135,000
Rockdale, Georgia 51 $ 13,155,000 $ 257,941 $ 83,000
LaGrange, Indiana 51 $ 7,055,000 $ 138,333 $ 79,000
Cumberland, Maine 51 $ 17,085,000 $ 335,000 $ 105,000
Harnett, North Carolina 51 $ 11,845,000 $ 232,254 $ 105,000
Randall, Texas 51 $ 13,445,000 $ 263,627 $ 134,000
Smith, Texas 51 $ 13,085,000 $ 256,568 $ 89,000
Racine, Wisconsin 51 $ 10,555,000 $ 206,960 $ 82,000
Douglas, Kansas 50 $ 9,960,000 $ 199,200 $ 89,000
St. Mary, Louisiana 50 $ 8,870,000 $ 177,400 $ 72,000
Niagara, New York 50 $ 8,380,000 $ 167,600 $ 71,000
Catawba, North Carolina 50 $ 10,990,000 $ 219,800 $ 171,000
Aiken, South Carolina 50 $ 10,930,000 $ 218,600 $ 90,000
Washington, Texas 50 $ 17,150,000 $ 343,000 $ 126,000
Cache, Utah 50 $ 15,970,000 $ 319,400 $ 208,000
Clallam, Washington 50 $ 13,960,000 $ 279,200 $ 120,000
Newton, Georgia 49 $ 10,755,000 $ 219,489 $ 76,000
Charles, Maryland 49 $ 15,425,000 $ 314,795 $ 116,000
Gogebic, Michigan 49 $ 6,145,000 $ 125,408 $ 85,000
Ionia, Michigan 49 $ 6,185,000 $ 126,224 $ 60,000
Monroe, New York 49 $ 70,885,000 $ 1,446,632 $ 93,000
Beaver, Pennsylvania 49 $ 7,845,000 $ 160,102 $ 95,000
Morgan, Alabama 48 $ 36,930,000 $ 769,375 $ 143,000
Sussex, New Jersey 48 $ 13,660,000 $ 284,583 $ 118,000
Waller, Texas 48 $ 16,040,000 $ 334,166 $ 118,000
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Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 67,749 $27,024,540,000 $398,000 $90,005,000 $138,000 $7,431,000
Cash-out Refinancing 41,930 $9,196,250,000 $219,000 $12,005,000 $121,000 $7,431,000
Refinancing 17,217 $10,362,280,000 $601,000 $72,825,000 $122,000 $5,889,000
Other Purpose 3,543 $622,175,000 $175,000 $2,735,000 $133,000 $7,533,000
Home Improvement 2,151 $238,965,000 $111,000 $5,005,000 $121,000 $3,600,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 55,040 $14,861,170,000 $270,000 $11,005,000 $129,000 $5,889,000
Not applicable 34,607 $19,308,875,000 $557,000 $90,005,000 $69,000 $1,085,000
Not Provided 16,764 $5,109,060,000 $304,000 $12,005,000 $139,000 $7,431,000
Hispanic 11,027 $3,107,395,000 $281,000 $2,805,000 $109,000 $3,122,000
Black or African American 7,612 $1,900,080,000 $249,000 $8,005,000 $103,000 $3,800,000
Asian 6,319 $2,801,505,000 $443,000 $4,005,000 $172,000 $7,533,000
American Indian or Alaskan Native 500 $107,750,000 $215,000 $1,255,000 $112,000 $1,292,000
Native Hawaiian or Other Pacific Islander 230 $70,660,000 $307,000 $2,005,000 $119,000 $630,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 98,817 $37,328,505,000 $377,000 $90,005,000 $140,000 $7,533,000
FHA-insured (Federal Housing Administration) 22,583 $6,114,455,000 $270,000 $1,425,000 $79,000 $1,512,000
VA-guaranteed (Veterans Administration) 9,059 $3,626,805,000 $400,000 $3,955,000 $103,000 $851,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,131 $374,445,000 $175,000 $585,000 $57,000 $148,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 61,200 $24,550,130,000 $401,000 $90,005,000 $134,000 $7,431,000
Loan Purchased By The Institution 33,647 $10,966,285,000 $325,000 $3,955,000 $69,000 $1,085,000
Application Denied By Financial Institution 20,593 $7,197,175,000 $349,000 $65,005,000 $119,000 $7,533,000
Application Withdrawn By Applicant 14,284 $4,079,750,000 $285,000 $59,405,000 $127,000 $7,431,000
File Closed For Incompleteness 1,708 $376,080,000 $220,000 $13,005,000 $128,000 $3,517,000
Application Approved But Not Accepted 1,158 $274,790,000 $237,000 $10,305,000 $124,000 $1,319,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 111,997 $40,247,035,000 $359,000 $90,005,000 $132,000 $7,431,000
Credit Application Incomplete 8,450 $2,977,370,000 $352,000 $3,135,000 $137,000 $7,533,000
Debt-To-Income Ratio 6,629 $2,024,635,000 $305,000 $3,705,000 $88,000 $1,562,000
Credit History 2,394 $488,910,000 $204,000 $24,505,000 $113,000 $5,824,000
Collateral 1,785 $1,123,565,000 $629,000 $65,005,000 $133,000 $3,438,000
Other 939 $450,085,000 $479,000 $33,005,000 $161,000 $1,589,000
Unverifiable Information 199 $72,545,000 $364,000 $2,455,000 $155,000 $2,230,000
Employment History 110 $32,560,000 $296,000 $1,085,000 $108,000 $615,000
Insufficient Cash (Downpayment, Closing Cost) 84 $26,460,000 $315,000 $1,275,000 $115,000 $1,058,000
Mortgage Insurance Denied 3 $1,045,000 $348,000 $365,000 $81,000 $100,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flagstar Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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