Flagstar Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Flagstar Bank, N.A. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Flagstar Bank, N.A.
5151 Corporate Drive
Hicksville, NY 48098
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 132,590
Total Mortgage Loan Application Amount $47,444,210,000
Average Mortgage Loan Application Amount $300,800
Highest Mortgage Loan Application Amount $90,005,000
Average Applicant Income $127,000
Highest Applicant Income $7,533,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Flagstar Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagstar Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Flagstar Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagstar Bank, N.A. serves its applicants.

Each category highlights the total number of mortgage applications processed by Flagstar Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagstar Bank, N.A.'s mortgage activity for 2022.

Mortgage Loan Application Totals for Flagstar Bank, N.A. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 3,381 $ 1,793,795,000 $ 530,000 $ 189,000
Maricopa County Arizona 3,368 $ 1,231,060,000 $ 365,000 $ 131,000
Oakland County Michigan 2,230 $ 511,960,000 $ 229,000 $ 128,000
Wayne County Michigan 2,214 $ 352,330,000 $ 159,000 $ 88,000
Harris County Texas 1,904 $ 584,520,000 $ 306,000 $ 142,000
Riverside County California 1,897 $ 702,695,000 $ 370,000 $ 140,000
San Bernardino County California 1,850 $ 623,450,000 $ 337,000 $ 127,000
Macomb County Michigan 1,598 $ 272,420,000 $ 170,000 $ 83,000
San Diego County California 1,504 $ 813,950,000 $ 541,000 $ 192,000
Clark County Nevada 1,475 $ 516,345,000 $ 350,000 $ 155,000
Miami-Dade County Florida 1,451 $ 619,965,000 $ 427,000 $ 151,000
Orange County California 1,411 $ 779,375,000 $ 552,000 $ 233,000
Broward County Florida 1,330 $ 395,450,000 $ 297,000 $ 136,000
Cook County Illinois 1,267 $ 340,065,000 $ 268,000 $ 145,000
Palm Beach County Florida 1,179 $ 413,355,000 $ 350,000 $ 158,000
King County Washington 948 $ 511,420,000 $ 539,000 $ 196,000
Sacramento County California 888 $ 335,000,000 $ 377,000 $ 150,000
Pima County Arizona 852 $ 234,140,000 $ 274,000 $ 121,000
Orange County Florida 671 $ 196,945,000 $ 293,000 $ 121,000
Lee County Florida 657 $ 197,605,000 $ 300,000 $ 148,000
Ingham County Michigan 647 $ 102,585,000 $ 158,000 $ 79,000
Salt Lake County Utah 629 $ 238,085,000 $ 378,000 $ 146,000
Allen County Indiana 610 $ 72,470,000 $ 118,000 $ 71,000
Suffolk County New York 604 $ 271,280,000 $ 449,000 $ 164,000
Hillsborough County Florida 601 $ 178,415,000 $ 296,000 $ 126,000
Queens County New York 568 $ 773,150,000 $ 1,361,000 $ 127,000
Kings County New York 560 $ 1,224,525,000 $ 2,190,000 $ 194,000
Santa Clara County California 559 $ 424,345,000 $ 759,000 $ 276,000
Contra Costa County California 557 $ 292,135,000 $ 524,000 $ 211,000
Marion County Indiana 525 $ 136,935,000 $ 260,000 $ 100,000
St. Lucie County Florida 520 $ 145,670,000 $ 280,000 $ 105,000
Bexar County Texas 520 $ 160,280,000 $ 308,000 $ 127,000
Alameda County California 516 $ 318,650,000 $ 617,000 $ 227,000
Nassau County New York 515 $ 279,375,000 $ 542,000 $ 155,000
Montgomery County Texas 515 $ 165,675,000 $ 321,000 $ 150,000
Gwinnett County Georgia 509 $ 159,685,000 $ 313,000 $ 106,000
Kent County Michigan 507 $ 126,765,000 $ 250,000 $ 79,000
Fulton County Georgia 504 $ 228,330,000 $ 453,000 $ 169,000
Mecklenburg County North Carolina 495 $ 187,275,000 $ 378,000 $ 147,000
Ada County Idaho 494 $ 168,200,000 $ 340,000 $ 136,000
Polk County Florida 492 $ 123,300,000 $ 250,000 $ 87,000
Dallas County Texas 488 $ 185,490,000 $ 380,000 $ 159,000
Utah County Utah 487 $ 211,495,000 $ 434,000 $ 145,000
Jackson County Michigan 484 $ 64,260,000 $ 132,000 $ 76,000
Tarrant County Texas 475 $ 146,215,000 $ 307,000 $ 131,000
Fort Bend County Texas 463 $ 185,805,000 $ 401,000 $ 141,000
Hennepin County Minnesota 452 $ 144,780,000 $ 320,000 $ 145,000
Travis County Texas 443 $ 229,115,000 $ 517,000 $ 240,000
Pinal County Arizona 442 $ 118,260,000 $ 267,000 $ 107,000
Collin County Texas 439 $ 193,005,000 $ 439,000 $ 186,000
Pierce County Washington 433 $ 146,475,000 $ 338,000 $ 139,000
Horry County South Carolina 418 $ 95,030,000 $ 227,000 $ 97,000
Denton County Texas 414 $ 175,750,000 $ 424,000 $ 159,000
Placer County California 413 $ 192,475,000 $ 466,000 $ 198,000
Pinellas County Florida 407 $ 109,645,000 $ 269,000 $ 149,000
Cobb County Georgia 403 $ 118,645,000 $ 294,000 $ 144,000
Ventura County California 402 $ 193,090,000 $ 480,000 $ 194,000
St. Louis County Missouri 393 $ 143,365,000 $ 364,000 $ 161,000
Arapahoe County Colorado 390 $ 147,730,000 $ 378,000 $ 137,000
Duval County Florida 390 $ 95,810,000 $ 245,000 $ 100,000
Genesee County Michigan 390 $ 57,880,000 $ 148,000 $ 78,000
Cuyahoga County Ohio 387 $ 94,865,000 $ 245,000 $ 95,000
Solano County California 385 $ 143,505,000 $ 372,000 $ 141,000
Mohave County Arizona 375 $ 97,855,000 $ 260,000 $ 131,000
Brevard County Florida 374 $ 113,300,000 $ 302,000 $ 116,000
Franklin County Ohio 373 $ 296,605,000 $ 795,000 $ 107,000
Denver County Colorado 369 $ 149,585,000 $ 405,000 $ 179,000
El Paso County Colorado 366 $ 128,630,000 $ 351,000 $ 115,000
Spokane County Washington 366 $ 114,710,000 $ 313,000 $ 128,000
Fresno County California 360 $ 104,660,000 $ 290,000 $ 137,000
Jefferson County Colorado 354 $ 134,570,000 $ 380,000 $ 153,000
Will County Illinois 354 $ 87,270,000 $ 246,000 $ 118,000
Wake County North Carolina 352 $ 134,640,000 $ 382,000 $ 136,000
Kern County California 345 $ 101,545,000 $ 294,000 $ 114,000
Sonoma County California 344 $ 168,670,000 $ 490,000 $ 205,000
Clark County Washington 339 $ 121,405,000 $ 358,000 $ 155,000
San Joaquin County California 333 $ 132,855,000 $ 398,000 $ 144,000
Snohomish County Washington 333 $ 133,695,000 $ 401,000 $ 145,000
Pasco County Florida 331 $ 89,415,000 $ 270,000 $ 113,000
Livingston County Michigan 329 $ 70,355,000 $ 213,000 $ 115,000
Volusia County Florida 324 $ 78,910,000 $ 243,000 $ 102,000
Washtenaw County Michigan 323 $ 70,915,000 $ 219,000 $ 146,000
Jackson County Missouri 323 $ 58,835,000 $ 182,000 $ 106,000
Shelby County Tennessee 322 $ 79,510,000 $ 246,000 $ 139,000
Manatee County Florida 311 $ 109,705,000 $ 352,000 $ 152,000
Providence County Rhode Island 310 $ 132,680,000 $ 428,000 $ 135,000
Douglas County Colorado 308 $ 148,780,000 $ 483,000 $ 181,000
Middlesex County Massachusetts 306 $ 183,900,000 $ 600,000 $ 185,000
Montgomery County Tennessee 306 $ 86,390,000 $ 282,000 $ 93,000
Sarasota County Florida 298 $ 106,400,000 $ 357,000 $ 144,000
McLean County Illinois 296 $ 54,950,000 $ 185,000 $ 102,000
Williamson County Texas 295 $ 122,635,000 $ 415,000 $ 168,000
Osceola County Florida 293 $ 85,375,000 $ 291,000 $ 99,000
Adams County Colorado 287 $ 96,045,000 $ 334,000 $ 109,000
Bernalillo County New Mexico 286 $ 82,200,000 $ 287,000 $ 155,000
Marion County Florida 285 $ 62,215,000 $ 218,000 $ 83,000
DeKalb County Georgia 285 $ 78,885,000 $ 276,000 $ 142,000
Johnson County Kansas 283 $ 74,005,000 $ 261,000 $ 152,000
Douglas County Nebraska 283 $ 67,365,000 $ 238,000 $ 118,000
Collier County Florida 280 $ 101,760,000 $ 363,000 $ 179,000
Lake County Florida 279 $ 71,505,000 $ 256,000 $ 112,000
DuPage County Illinois 278 $ 80,250,000 $ 288,000 $ 158,000
Multnomah County Oregon 278 $ 101,140,000 $ 363,000 $ 145,000
Philadelphia County Pennsylvania 277 $ 559,735,000 $ 2,020,000 $ 107,000
San Mateo County California 273 $ 224,965,000 $ 824,000 $ 310,000
New Haven County Connecticut 273 $ 111,635,000 $ 408,000 $ 105,000
Bronx County New York 272 $ 950,550,000 $ 3,494,000 $ 124,000
Hartford County Connecticut 267 $ 119,165,000 $ 446,000 $ 105,000
Seminole County Florida 264 $ 72,350,000 $ 274,000 $ 125,000
Sedgwick County Kansas 263 $ 50,115,000 $ 190,000 $ 95,000
Bergen County New Jersey 262 $ 272,180,000 $ 1,038,000 $ 186,000
Hamilton County Indiana 261 $ 78,685,000 $ 301,000 $ 137,000
Fairfax County Virginia 261 $ 122,075,000 $ 467,000 $ 193,000
San Francisco County California 260 $ 203,850,000 $ 784,000 $ 255,000
Stanislaus County California 255 $ 82,285,000 $ 322,000 $ 112,000
Clackamas County Oregon 253 $ 95,455,000 $ 377,000 $ 159,000
Hidalgo County Texas 250 $ 54,970,000 $ 219,000 $ 107,000
Lake County Illinois 247 $ 63,235,000 $ 256,000 $ 120,000
Allegheny County Pennsylvania 245 $ 111,335,000 $ 454,000 $ 92,000
Baltimore County Maryland 243 $ 53,955,000 $ 222,000 $ 116,000
Napa County California 242 $ 113,530,000 $ 469,000 $ 192,000
Prince George's County Maryland 242 $ 135,370,000 $ 559,000 $ 115,000
Worcester County Massachusetts 242 $ 71,100,000 $ 293,000 $ 120,000
Eaton County Michigan 242 $ 41,100,000 $ 169,000 $ 82,000
Davidson County Tennessee 241 $ 108,725,000 $ 451,000 $ 180,000
Canyon County Idaho 239 $ 66,725,000 $ 279,000 $ 111,000
Oklahoma County Oklahoma 233 $ 64,305,000 $ 275,000 $ 147,000
El Paso County Texas 233 $ 55,525,000 $ 238,000 $ 114,000
Ocean County New Jersey 231 $ 77,955,000 $ 337,000 $ 168,000
Westchester County New York 231 $ 288,435,000 $ 1,248,000 $ 154,000
Greenville County South Carolina 221 $ 48,035,000 $ 217,000 $ 93,000
Weld County Colorado 220 $ 72,840,000 $ 331,000 $ 116,000
Montgomery County Maryland 218 $ 98,100,000 $ 450,000 $ 182,000
Blair County Pennsylvania 218 $ 31,860,000 $ 146,000 $ 75,000
Webb County Texas 217 $ 48,575,000 $ 223,000 $ 96,000
Essex County New Jersey 216 $ 139,190,000 $ 644,000 $ 197,000
Ottawa County Michigan 215 $ 38,705,000 $ 180,000 $ 91,000
Washington County Oregon 215 $ 76,045,000 $ 353,000 $ 150,000
Fairfield County Connecticut 211 $ 99,745,000 $ 472,000 $ 174,000
Thurston County Washington 208 $ 73,860,000 $ 355,000 $ 132,000
St. Johns County Florida 207 $ 68,145,000 $ 329,000 $ 133,000
Summit County Ohio 205 $ 44,475,000 $ 216,000 $ 100,000
Madison County Alabama 204 $ 76,040,000 $ 372,000 $ 106,000
Middlesex County New Jersey 204 $ 230,790,000 $ 1,131,000 $ 140,000
Tulare County California 202 $ 56,870,000 $ 281,000 $ 128,000
New York County New York 202 $ 823,895,000 $ 4,098,000 $ 263,000
Kane County Illinois 200 $ 46,970,000 $ 234,000 $ 127,000
Jefferson County Kentucky 199 $ 41,055,000 $ 206,000 $ 106,000
Monmouth County New Jersey 199 $ 191,735,000 $ 963,000 $ 192,000
Davis County Utah 199 $ 72,855,000 $ 366,000 $ 120,000
Bell County Texas 197 $ 52,325,000 $ 265,000 $ 133,000
Essex County Massachusetts 195 $ 97,595,000 $ 500,000 $ 160,000
Kalamazoo County Michigan 193 $ 33,425,000 $ 173,000 $ 84,000
Galveston County Texas 192 $ 88,090,000 $ 458,000 $ 162,000
Orleans County Louisiana 190 $ 59,500,000 $ 313,000 $ 156,000
Yavapai County Arizona 187 $ 55,965,000 $ 299,000 $ 117,000
Spartanburg County South Carolina 187 $ 49,625,000 $ 265,000 $ 83,000
Larimer County Colorado 186 $ 65,180,000 $ 350,000 $ 141,000
Berrien County Michigan 186 $ 27,200,000 $ 146,000 $ 73,000
Jefferson County Louisiana 182 $ 38,870,000 $ 213,000 $ 87,000
Bonneville County Idaho 181 $ 52,415,000 $ 289,000 $ 101,000
Anne Arundel County Maryland 180 $ 58,460,000 $ 324,000 $ 138,000
St. Joseph County Indiana 179 $ 24,905,000 $ 139,000 $ 74,000
Dakota County Minnesota 179 $ 51,475,000 $ 287,000 $ 122,000
Rockland County New York 178 $ 103,570,000 $ 581,000 $ 285,000
Lee County Mississippi 176 $ 32,680,000 $ 185,000 $ 65,000
Milwaukee County Wisconsin 176 $ 33,930,000 $ 192,000 $ 96,000
Jefferson County Alabama 175 $ 32,455,000 $ 185,000 $ 112,000
St. Charles County Missouri 174 $ 45,820,000 $ 263,000 $ 116,000
Wright County Minnesota 171 $ 49,235,000 $ 287,000 $ 104,000
Washoe County Nevada 171 $ 60,015,000 $ 350,000 $ 131,000
San Luis Obispo County California 170 $ 82,790,000 $ 487,000 $ 192,000
Lane County Oregon 168 $ 45,880,000 $ 273,000 $ 132,000
Charleston County South Carolina 168 $ 58,590,000 $ 348,000 $ 168,000
Marion County Oregon 167 $ 48,635,000 $ 291,000 $ 100,000
Henry County Georgia 166 $ 50,840,000 $ 306,000 $ 101,000
Washington County Utah 163 $ 66,945,000 $ 410,000 $ 168,000
Forsyth County Georgia 162 $ 60,980,000 $ 376,000 $ 160,000
Union County New Jersey 160 $ 116,800,000 $ 730,000 $ 147,000
Hamilton County Ohio 159 $ 41,705,000 $ 262,000 $ 100,000
Brazoria County Texas 159 $ 46,795,000 $ 294,000 $ 139,000
Chatham County Georgia 158 $ 42,430,000 $ 268,000 $ 128,000
Loudoun County Virginia 158 $ 69,610,000 $ 440,000 $ 165,000
Bristol County Massachusetts 157 $ 49,455,000 $ 315,000 $ 121,000
Prince William County Virginia 157 $ 61,965,000 $ 394,000 $ 132,000
St. Clair County Illinois 156 $ 30,230,000 $ 193,000 $ 89,000
York County South Carolina 156 $ 74,200,000 $ 475,000 $ 120,000
Benton County Arkansas 155 $ 45,535,000 $ 293,000 $ 135,000
McHenry County Illinois 155 $ 34,795,000 $ 224,000 $ 107,000
El Dorado County California 153 $ 73,015,000 $ 477,000 $ 209,000
Camden County Missouri 153 $ 36,655,000 $ 239,000 $ 140,000
Madison County Illinois 152 $ 26,960,000 $ 177,000 $ 89,000
Burlington County New Jersey 152 $ 47,910,000 $ 315,000 $ 111,000
Weber County Utah 151 $ 49,385,000 $ 327,000 $ 133,000
Benton County Washington 151 $ 46,605,000 $ 308,000 $ 121,000
Cherokee County Georgia 150 $ 47,370,000 $ 315,000 $ 138,000
Lake County Indiana 149 $ 30,965,000 $ 207,000 $ 91,000
Rutherford County Tennessee 148 $ 43,900,000 $ 296,000 $ 119,000
Polk County Iowa 147 $ 31,865,000 $ 216,000 $ 94,000
Erie County New York 147 $ 29,605,000 $ 201,000 $ 118,000
Anoka County Minnesota 145 $ 39,595,000 $ 273,000 $ 99,000
Deschutes County Oregon 145 $ 56,755,000 $ 391,000 $ 149,000
Val Verde County Texas 144 $ 27,050,000 $ 187,000 $ 77,000
St. Tammany County Louisiana 143 $ 51,015,000 $ 356,000 $ 123,000
Shasta County California 141 $ 34,815,000 $ 246,000 $ 102,000
Klamath County Oregon 141 $ 29,605,000 $ 209,000 $ 88,000
Plymouth County Massachusetts 140 $ 53,710,000 $ 383,000 $ 176,000
Sandoval County New Mexico 140 $ 49,250,000 $ 351,000 $ 123,000
Westmoreland County Pennsylvania 138 $ 32,170,000 $ 233,000 $ 72,000
Baltimore City County Maryland 137 $ 46,645,000 $ 340,000 $ 116,000
Ramsey County Minnesota 137 $ 36,375,000 $ 265,000 $ 120,000
Cameron County Texas 137 $ 27,215,000 $ 198,000 $ 104,000
Norfolk County Massachusetts 136 $ 49,390,000 $ 363,000 $ 155,000
Orange County New York 136 $ 45,810,000 $ 336,000 $ 174,000
Montgomery County Pennsylvania 136 $ 77,930,000 $ 573,000 $ 149,000
Hays County Texas 136 $ 50,500,000 $ 371,000 $ 132,000
Santa Cruz County California 135 $ 70,125,000 $ 519,000 $ 219,000
Monroe County Michigan 134 $ 21,240,000 $ 158,000 $ 77,000
Hamilton County Tennessee 133 $ 29,085,000 $ 218,000 $ 119,000
Passaic County New Jersey 132 $ 85,890,000 $ 650,000 $ 142,000
East Baton Rouge County Louisiana 131 $ 29,995,000 $ 228,000 $ 102,000
Clay County Missouri 130 $ 29,120,000 $ 224,000 $ 126,000
Tulsa County Oklahoma 130 $ 81,290,000 $ 625,000 $ 143,000
Escambia County Florida 129 $ 31,405,000 $ 243,000 $ 110,000
Lorain County Ohio 129 $ 88,735,000 $ 687,000 $ 74,000
Marquette County Michigan 127 $ 15,935,000 $ 125,000 $ 75,000
DeSoto County Mississippi 127 $ 83,325,000 $ 656,000 $ 100,000
Stark County Ohio 126 $ 26,760,000 $ 212,000 $ 76,000
Chesterfield County Virginia 126 $ 33,480,000 $ 265,000 $ 109,000
Hendricks County Indiana 125 $ 32,485,000 $ 259,000 $ 103,000
St. Clair County Michigan 125 $ 21,305,000 $ 170,000 $ 80,000
Paulding County Georgia 124 $ 36,270,000 $ 292,000 $ 94,000
Charlotte County Florida 123 $ 32,835,000 $ 266,000 $ 113,000
Kootenai County Idaho 122 $ 48,700,000 $ 399,000 $ 187,000
New Castle County Delaware 120 $ 138,960,000 $ 1,158,000 $ 127,000
District of Columbia County District Of Columbia 120 $ 54,750,000 $ 456,000 $ 201,000
Hampden County Massachusetts 120 $ 26,040,000 $ 217,000 $ 100,000
Kitsap County Washington 118 $ 44,650,000 $ 378,000 $ 145,000
Jefferson County Missouri 117 $ 24,775,000 $ 211,000 $ 95,000
Hernando County Florida 116 $ 25,340,000 $ 218,000 $ 76,000
Johnson County Indiana 116 $ 45,650,000 $ 393,000 $ 105,000
Richmond County New York 115 $ 81,445,000 $ 708,000 $ 125,000
Lucas County Ohio 115 $ 14,995,000 $ 130,000 $ 98,000
Erie County Pennsylvania 114 $ 26,210,000 $ 229,000 $ 81,000
Lee County Georgia 113 $ 26,965,000 $ 238,000 $ 123,000
Richland County South Carolina 113 $ 23,535,000 $ 208,000 $ 94,000
Cumberland County Tennessee 113 $ 25,055,000 $ 221,000 $ 75,000
Union County North Carolina 112 $ 35,100,000 $ 313,000 $ 147,000
Buncombe County North Carolina 111 $ 31,405,000 $ 282,000 $ 117,000
Berkeley County South Carolina 111 $ 44,775,000 $ 403,000 $ 106,000
Dorchester County South Carolina 111 $ 29,565,000 $ 266,000 $ 109,000
Kaufman County Texas 110 $ 31,000,000 $ 281,000 $ 109,000
Crow Wing County Minnesota 109 $ 29,485,000 $ 270,000 $ 136,000
Washington County Minnesota 109 $ 32,165,000 $ 295,000 $ 125,000
Camden County New Jersey 109 $ 138,995,000 $ 1,275,000 $ 125,000
Forsyth County North Carolina 109 $ 17,995,000 $ 165,000 $ 93,000
Delaware County Pennsylvania 109 $ 68,395,000 $ 627,000 $ 126,000
Nevada County California 108 $ 45,810,000 $ 424,000 $ 179,000
Clay County Florida 108 $ 28,680,000 $ 265,000 $ 89,000
Martin County Florida 108 $ 38,320,000 $ 354,000 $ 164,000
Frederick County Maryland 108 $ 32,900,000 $ 304,000 $ 132,000
Clinton County Michigan 108 $ 18,240,000 $ 168,000 $ 96,000
Hudson County New Jersey 108 $ 234,820,000 $ 2,174,000 $ 168,000
Williamson County Tennessee 108 $ 50,020,000 $ 463,000 $ 200,000
Kendall County Illinois 107 $ 24,625,000 $ 230,000 $ 111,000
Calhoun County Michigan 107 $ 13,765,000 $ 128,000 $ 67,000
Guilford County North Carolina 106 $ 95,860,000 $ 904,000 $ 121,000
Bucks County Pennsylvania 106 $ 145,130,000 $ 1,369,000 $ 127,000
Virginia Beach County Virginia 106 $ 33,400,000 $ 315,000 $ 109,000
Santa Barbara County California 104 $ 51,490,000 $ 495,000 $ 170,000
Yellowstone County Montana 104 $ 26,940,000 $ 259,000 $ 85,000
Morris County New Jersey 104 $ 45,480,000 $ 437,000 $ 198,000
Marin County California 103 $ 78,415,000 $ 761,000 $ 295,000
Dougherty County Georgia 102 $ 46,880,000 $ 459,000 $ 82,000
Shiawassee County Michigan 102 $ 15,850,000 $ 155,000 $ 93,000
Knox County Tennessee 102 $ 28,350,000 $ 277,000 $ 103,000
Merced County California 101 $ 29,635,000 $ 293,000 $ 110,000
Hillsborough County New Hampshire 101 $ 28,095,000 $ 278,000 $ 142,000
Highlands County Florida 100 $ 17,240,000 $ 172,000 $ 78,000
Effingham County Georgia 100 $ 22,200,000 $ 222,000 $ 91,000
DeKalb County Indiana 100 $ 12,020,000 $ 120,000 $ 64,000
Sumner County Tennessee 100 $ 29,300,000 $ 293,000 $ 95,000
St. Louis City County Missouri 99 $ 18,635,000 $ 188,000 $ 111,000
Sarpy County Nebraska 99 $ 22,535,000 $ 227,000 $ 105,000
Greene County Missouri 98 $ 18,340,000 $ 187,000 $ 106,000
Marinette County Wisconsin 98 $ 11,150,000 $ 113,000 $ 76,000
Monterey County California 97 $ 43,225,000 $ 445,000 $ 174,000
Lexington County South Carolina 97 $ 21,895,000 $ 225,000 $ 94,000
Litchfield County Connecticut 96 $ 21,000,000 $ 218,000 $ 106,000
Jackson County Oregon 96 $ 28,760,000 $ 299,000 $ 136,000
Comal County Texas 96 $ 38,160,000 $ 397,000 $ 175,000
Yuma County Arizona 95 $ 19,465,000 $ 204,000 $ 95,000
Honolulu County Hawaii 95 $ 59,785,000 $ 629,000 $ 163,000
Yakima County Washington 95 $ 20,915,000 $ 220,000 $ 87,000
Waukesha County Wisconsin 95 $ 24,895,000 $ 262,000 $ 127,000
Cochise County Arizona 94 $ 19,990,000 $ 212,000 $ 102,000
Rockingham County New Hampshire 94 $ 30,320,000 $ 322,000 $ 138,000
Mobile County Alabama 93 $ 27,315,000 $ 293,000 $ 89,000
St. Joseph County Michigan 93 $ 10,795,000 $ 116,000 $ 68,000
Johnston County North Carolina 93 $ 22,685,000 $ 243,000 $ 104,000
Baldwin County Alabama 92 $ 27,610,000 $ 300,000 $ 121,000
Clayton County Georgia 92 $ 17,870,000 $ 194,000 $ 64,000
Shelby County Alabama 91 $ 23,235,000 $ 255,000 $ 116,000
Boulder County Colorado 91 $ 35,275,000 $ 387,000 $ 164,000
Gloucester County New Jersey 91 $ 38,605,000 $ 424,000 $ 140,000
Montgomery County Ohio 91 $ 22,645,000 $ 248,000 $ 84,000
Lehigh County Pennsylvania 91 $ 39,775,000 $ 437,000 $ 94,000
Lapeer County Michigan 90 $ 17,200,000 $ 191,000 $ 105,000
Gallatin County Montana 89 $ 39,905,000 $ 448,000 $ 204,000
York County Pennsylvania 89 $ 22,985,000 $ 258,000 $ 100,000
Stafford County Virginia 89 $ 36,705,000 $ 412,000 $ 134,000
Citrus County Florida 88 $ 15,620,000 $ 177,000 $ 85,000
Santa Rosa County Florida 88 $ 58,940,000 $ 669,000 $ 142,000
Lenawee County Michigan 88 $ 14,670,000 $ 166,000 $ 82,000
Cabarrus County North Carolina 88 $ 19,320,000 $ 219,000 $ 109,000
Cumberland County North Carolina 88 $ 17,050,000 $ 193,000 $ 94,000
Brown County Wisconsin 88 $ 16,970,000 $ 192,000 $ 98,000
Pulaski County Arkansas 86 $ 21,460,000 $ 249,000 $ 102,000
Suffolk County Massachusetts 86 $ 83,920,000 $ 975,000 $ 169,000
Pontotoc County Mississippi 86 $ 17,480,000 $ 203,000 $ 75,000
Saratoga County New York 86 $ 22,210,000 $ 258,000 $ 109,000
Kent County Rhode Island 86 $ 25,360,000 $ 294,000 $ 125,000
Wilson County Tennessee 86 $ 26,870,000 $ 312,000 $ 126,000
Hillsdale County Michigan 85 $ 9,625,000 $ 113,000 $ 71,000
Brunswick County North Carolina 85 $ 24,675,000 $ 290,000 $ 140,000
Lake County Ohio 84 $ 30,380,000 $ 361,000 $ 69,000
Cascade County Montana 83 $ 19,245,000 $ 231,000 $ 80,000
Gaston County North Carolina 83 $ 58,645,000 $ 706,000 $ 81,000
Cambria County Pennsylvania 83 $ 11,125,000 $ 134,000 $ 69,000
Bay County Florida 81 $ 41,375,000 $ 510,000 $ 120,000
Wyandotte County Kansas 81 $ 12,185,000 $ 150,000 $ 79,000
Iredell County North Carolina 81 $ 23,405,000 $ 288,000 $ 118,000
Chester County Pennsylvania 81 $ 44,265,000 $ 546,000 $ 148,000
Anderson County South Carolina 81 $ 14,625,000 $ 180,000 $ 76,000
Lafayette County Louisiana 79 $ 17,535,000 $ 221,000 $ 93,000
Mercer County New Jersey 79 $ 122,615,000 $ 1,552,000 $ 131,000
Parker County Texas 79 $ 27,305,000 $ 345,000 $ 136,000
Tooele County Utah 79 $ 32,045,000 $ 405,000 $ 130,000
Hall County Georgia 78 $ 28,560,000 $ 366,000 $ 142,000
Muskegon County Michigan 78 $ 10,210,000 $ 130,000 $ 63,000
Beaufort County South Carolina 78 $ 26,080,000 $ 334,000 $ 129,000
Coweta County Georgia 77 $ 18,655,000 $ 242,000 $ 113,000
Chesapeake County Virginia 77 $ 25,125,000 $ 326,000 $ 113,000
Union County Mississippi 76 $ 15,440,000 $ 203,000 $ 68,000
Licking County Ohio 76 $ 17,700,000 $ 232,000 $ 103,000
Fayette County Georgia 75 $ 22,995,000 $ 306,000 $ 163,000
Winnebago County Illinois 75 $ 11,115,000 $ 148,000 $ 77,000
Clark County Indiana 75 $ 15,045,000 $ 200,000 $ 85,000
Madison County Indiana 75 $ 12,725,000 $ 169,000 $ 76,000
Allegan County Michigan 75 $ 13,515,000 $ 180,000 $ 90,000
Durham County North Carolina 75 $ 85,235,000 $ 1,136,000 $ 141,000
Whatcom County Washington 74 $ 23,550,000 $ 318,000 $ 113,000
Indian River County Florida 73 $ 18,465,000 $ 252,000 $ 103,000
Walton County Florida 73 $ 29,385,000 $ 402,000 $ 216,000
Jefferson County Idaho 73 $ 23,015,000 $ 315,000 $ 108,000
Hancock County Indiana 73 $ 16,985,000 $ 232,000 $ 95,000
Sherburne County Minnesota 73 $ 19,115,000 $ 261,000 $ 99,000
Cleveland County Oklahoma 73 $ 13,545,000 $ 185,000 $ 101,000
Northampton County Pennsylvania 73 $ 18,015,000 $ 246,000 $ 106,000
Thomas County Georgia 72 $ 14,780,000 $ 205,000 $ 74,000
Coconino County Arizona 71 $ 25,915,000 $ 365,000 $ 187,000
Williamson County Illinois 71 $ 12,505,000 $ 176,000 $ 105,000
Howard County Maryland 71 $ 27,635,000 $ 389,000 $ 176,000
Flathead County Montana 71 $ 30,255,000 $ 426,000 $ 227,000
Fairfield County Ohio 71 $ 14,925,000 $ 210,000 $ 79,000
Guadalupe County Texas 71 $ 21,635,000 $ 304,000 $ 124,000
Laramie County Wyoming 70 $ 22,120,000 $ 316,000 $ 191,000
Huntington County Indiana 69 $ 6,405,000 $ 92,000 $ 60,000
Butler County Ohio 69 $ 11,455,000 $ 166,000 $ 78,000
Luzerne County Pennsylvania 69 $ 12,055,000 $ 174,000 $ 78,000
Kings County California 68 $ 19,810,000 $ 291,000 $ 119,000
Mesa County Colorado 68 $ 19,730,000 $ 290,000 $ 110,000
Henderson County North Carolina 68 $ 17,630,000 $ 259,000 $ 111,000
Delaware County Ohio 68 $ 41,280,000 $ 607,000 $ 127,000
Polk County Oregon 68 $ 19,370,000 $ 284,000 $ 117,000
Brazos County Texas 68 $ 18,850,000 $ 277,000 $ 146,000
Ellis County Texas 68 $ 27,240,000 $ 400,000 $ 132,000
Kenosha County Wisconsin 68 $ 13,490,000 $ 198,000 $ 103,000
Madera County California 67 $ 19,845,000 $ 296,000 $ 122,000
Flagler County Florida 67 $ 19,225,000 $ 286,000 $ 110,000
Leon County Florida 67 $ 12,635,000 $ 188,000 $ 98,000
Porter County Indiana 67 $ 15,735,000 $ 234,000 $ 117,000
Shawnee County Kansas 67 $ 10,535,000 $ 157,000 $ 76,000
York County Maine 67 $ 17,175,000 $ 256,000 $ 98,000
Dickinson County Michigan 67 $ 8,075,000 $ 120,000 $ 89,000
Dutchess County New York 67 $ 48,645,000 $ 726,000 $ 106,000
Washington County Pennsylvania 67 $ 13,715,000 $ 204,000 $ 94,000
Bastrop County Texas 67 $ 19,195,000 $ 286,000 $ 126,000
Sussex County Delaware 66 $ 42,440,000 $ 643,000 $ 142,000
Douglas County Georgia 66 $ 15,630,000 $ 236,000 $ 102,000
Troup County Georgia 66 $ 12,670,000 $ 191,000 $ 79,000
St. Louis County Minnesota 66 $ 9,720,000 $ 147,000 $ 72,000
Somerset County New Jersey 66 $ 21,170,000 $ 320,000 $ 160,000
Montgomery County Alabama 65 $ 49,565,000 $ 762,000 $ 98,000
Monroe County Florida 65 $ 35,145,000 $ 540,000 $ 226,000
Hawaii County Hawaii 65 $ 22,955,000 $ 353,000 $ 133,000
Iron County Michigan 65 $ 7,485,000 $ 115,000 $ 70,000
Atlantic County New Jersey 65 $ 20,045,000 $ 308,000 $ 118,000
Canadian County Oklahoma 65 $ 15,215,000 $ 234,000 $ 93,000
Henrico County Virginia 65 $ 17,345,000 $ 266,000 $ 123,000
Sheboygan County Wisconsin 65 $ 10,175,000 $ 156,000 $ 80,000
LaPorte County Indiana 64 $ 6,610,000 $ 103,000 $ 79,000
Livingston County Louisiana 64 $ 13,010,000 $ 203,000 $ 86,000
Berks County Pennsylvania 64 $ 22,400,000 $ 350,000 $ 85,000
Angelina County Texas 64 $ 13,720,000 $ 214,000 $ 89,000
Lubbock County Texas 64 $ 16,350,000 $ 255,000 $ 127,000
Rockwall County Texas 64 $ 24,680,000 $ 385,000 $ 144,000
Walker County Texas 64 $ 16,680,000 $ 260,000 $ 137,000
Cass County Missouri 63 $ 12,985,000 $ 206,000 $ 87,000
Dauphin County Pennsylvania 63 $ 24,875,000 $ 394,000 $ 90,000
McLennan County Texas 63 $ 14,185,000 $ 225,000 $ 174,000
Nassau County Florida 62 $ 20,820,000 $ 335,000 $ 125,000
Scott County Minnesota 62 $ 18,710,000 $ 301,000 $ 128,000
Warren County Ohio 62 $ 14,300,000 $ 230,000 $ 127,000
Cumberland County Pennsylvania 62 $ 13,140,000 $ 211,000 $ 92,000
Washington County Arkansas 61 $ 15,295,000 $ 250,000 $ 200,000
Itasca County Minnesota 61 $ 11,355,000 $ 186,000 $ 81,000
Johnson County Texas 61 $ 18,495,000 $ 303,000 $ 127,000
Morgan County Indiana 60 $ 12,210,000 $ 203,000 $ 78,000
Steuben County Indiana 60 $ 7,420,000 $ 123,000 $ 72,000
Menominee County Michigan 60 $ 5,960,000 $ 99,000 $ 67,000
Buchanan County Missouri 60 $ 9,490,000 $ 158,000 $ 88,000
Cape Girardeau County Missouri 60 $ 11,020,000 $ 183,000 $ 92,000
New Hanover County North Carolina 60 $ 65,260,000 $ 1,087,000 $ 135,000
Rowan County North Carolina 60 $ 11,300,000 $ 188,000 $ 91,000
Lancaster County Pennsylvania 60 $ 84,320,000 $ 1,405,000 $ 100,000
Lancaster County South Carolina 60 $ 16,570,000 $ 276,000 $ 141,000
Minnehaha County South Dakota 60 $ 13,530,000 $ 225,000 $ 107,000
Yolo County California 59 $ 21,985,000 $ 372,000 $ 148,000
Okaloosa County Florida 59 $ 40,705,000 $ 689,000 $ 469,000
Ascension County Louisiana 59 $ 12,065,000 $ 204,000 $ 93,000
Saginaw County Michigan 59 $ 7,445,000 $ 126,000 $ 69,000
Douglas County Oregon 59 $ 15,435,000 $ 261,000 $ 109,000
Norfolk County Virginia 59 $ 14,075,000 $ 238,000 $ 84,000
Dane County Wisconsin 59 $ 15,605,000 $ 264,000 $ 96,000
Yuba County California 58 $ 17,170,000 $ 296,000 $ 90,000
Colquitt County Georgia 58 $ 10,080,000 $ 173,000 $ 81,000
Columbia County Georgia 58 $ 12,730,000 $ 219,000 $ 84,000
Walton County Georgia 58 $ 13,250,000 $ 228,000 $ 87,000
Platte County Missouri 58 $ 13,760,000 $ 237,000 $ 107,000
Onslow County North Carolina 58 $ 13,460,000 $ 232,000 $ 87,000
Linn County Oregon 58 $ 14,250,000 $ 245,000 $ 93,000
Bartow County Georgia 57 $ 13,355,000 $ 234,000 $ 85,000
Wells County Indiana 57 $ 5,455,000 $ 95,000 $ 148,000
Hinds County Mississippi 57 $ 70,365,000 $ 1,234,000 $ 83,000
Oktibbeha County Mississippi 57 $ 12,895,000 $ 226,000 $ 99,000
Clermont County Ohio 57 $ 9,725,000 $ 170,000 $ 79,000
Fayette County Kentucky 56 $ 11,920,000 $ 212,000 $ 115,000
Harford County Maryland 56 $ 15,240,000 $ 272,000 $ 102,000
Carver County Minnesota 56 $ 16,780,000 $ 299,000 $ 156,000
Missoula County Montana 56 $ 20,760,000 $ 370,000 $ 164,000
Lancaster County Nebraska 56 $ 11,710,000 $ 209,000 $ 98,000
Dona Ana County New Mexico 56 $ 11,950,000 $ 213,000 $ 90,000
Santa Fe County New Mexico 56 $ 24,700,000 $ 441,000 $ 141,000
Medina County Ohio 56 $ 17,800,000 $ 317,000 $ 84,000
Taos County New Mexico 55 $ 18,075,000 $ 328,000 $ 151,000
St. Clair County Alabama 54 $ 10,120,000 $ 187,000 $ 75,000
Barnstable County Massachusetts 54 $ 17,270,000 $ 319,000 $ 239,000
Ward County North Dakota 54 $ 11,950,000 $ 221,000 $ 91,000
Lackawanna County Pennsylvania 54 $ 8,420,000 $ 155,000 $ 84,000
Washington County Rhode Island 54 $ 18,640,000 $ 345,000 $ 179,000
Grayson County Texas 54 $ 15,070,000 $ 279,000 $ 131,000
Butte County California 53 $ 14,565,000 $ 274,000 $ 107,000
Barrow County Georgia 53 $ 11,915,000 $ 224,000 $ 85,000
Monroe County Indiana 53 $ 11,355,000 $ 214,000 $ 97,000
Cass County Michigan 53 $ 9,365,000 $ 176,000 $ 80,000
Montcalm County Michigan 53 $ 7,885,000 $ 148,000 $ 76,000
Burleigh County North Dakota 53 $ 13,135,000 $ 247,000 $ 98,000
Jefferson County Texas 53 $ 12,685,000 $ 239,000 $ 132,000
Wood County West Virginia 53 $ 7,195,000 $ 135,000 $ 56,000
Lee County Alabama 52 $ 12,220,000 $ 235,000 $ 119,000
Anchorage County Alaska 52 $ 15,890,000 $ 305,000 $ 122,000
Van Buren County Michigan 52 $ 7,850,000 $ 150,000 $ 97,000
Lincoln County New Mexico 52 $ 11,020,000 $ 211,000 $ 120,000
Monroe County Pennsylvania 52 $ 15,650,000 $ 300,000 $ 110,000
Spotsylvania County Virginia 52 $ 18,380,000 $ 353,000 $ 135,000
Rockdale County Georgia 51 $ 13,155,000 $ 257,000 $ 83,000
LaGrange County Indiana 51 $ 7,055,000 $ 138,000 $ 79,000
Cumberland County Maine 51 $ 17,085,000 $ 335,000 $ 105,000
Harnett County North Carolina 51 $ 11,845,000 $ 232,000 $ 105,000
Randall County Texas 51 $ 13,445,000 $ 263,000 $ 134,000
Smith County Texas 51 $ 13,085,000 $ 256,000 $ 89,000
Racine County Wisconsin 51 $ 10,555,000 $ 206,000 $ 82,000
Douglas County Kansas 50 $ 9,960,000 $ 199,000 $ 89,000
St. Mary County Louisiana 50 $ 8,870,000 $ 177,000 $ 72,000
Niagara County New York 50 $ 8,380,000 $ 167,000 $ 71,000
Catawba County North Carolina 50 $ 10,990,000 $ 219,000 $ 171,000
Aiken County South Carolina 50 $ 10,930,000 $ 218,000 $ 90,000
Washington County Texas 50 $ 17,150,000 $ 343,000 $ 126,000
Cache County Utah 50 $ 15,970,000 $ 319,000 $ 208,000
Clallam County Washington 50 $ 13,960,000 $ 279,000 $ 120,000
Newton County Georgia 49 $ 10,755,000 $ 219,000 $ 76,000
Charles County Maryland 49 $ 15,425,000 $ 314,000 $ 116,000
Gogebic County Michigan 49 $ 6,145,000 $ 125,000 $ 85,000
Ionia County Michigan 49 $ 6,185,000 $ 126,000 $ 60,000
Monroe County New York 49 $ 70,885,000 $ 1,446,000 $ 93,000
Beaver County Pennsylvania 49 $ 7,845,000 $ 160,000 $ 95,000
Morgan County Alabama 48 $ 36,930,000 $ 769,000 $ 143,000
Sussex County New Jersey 48 $ 13,660,000 $ 284,000 $ 118,000
Waller County Texas 48 $ 16,040,000 $ 334,000 $ 118,000
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Mortgage Loan Application Detail Totals for Flagstar Bank, N.A. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 67,749 $27,024,540,000 $398,000 $90,005,000 $138,000 $7,431,000
Cash-out Refinancing 41,930 $9,196,250,000 $219,000 $12,005,000 $121,000 $7,431,000
Refinancing 17,217 $10,362,280,000 $601,000 $72,825,000 $122,000 $5,889,000
Other Purpose 3,543 $622,175,000 $175,000 $2,735,000 $133,000 $7,533,000
Home Improvement 2,151 $238,965,000 $111,000 $5,005,000 $121,000 $3,600,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 55,040 $14,861,170,000 $270,000 $11,005,000 $129,000 $5,889,000
Not applicable 34,607 $19,308,875,000 $557,000 $90,005,000 $69,000 $1,085,000
Not Provided 16,764 $5,109,060,000 $304,000 $12,005,000 $139,000 $7,431,000
Hispanic 11,027 $3,107,395,000 $281,000 $2,805,000 $109,000 $3,122,000
Black or African American 7,612 $1,900,080,000 $249,000 $8,005,000 $103,000 $3,800,000
Asian 6,319 $2,801,505,000 $443,000 $4,005,000 $172,000 $7,533,000
American Indian or Alaskan Native 500 $107,750,000 $215,000 $1,255,000 $112,000 $1,292,000
Native Hawaiian or Other Pacific Islander 230 $70,660,000 $307,000 $2,005,000 $119,000 $630,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 98,817 $37,328,505,000 $377,000 $90,005,000 $140,000 $7,533,000
FHA-insured (Federal Housing Administration) 22,583 $6,114,455,000 $270,000 $1,425,000 $79,000 $1,512,000
VA-guaranteed (Veterans Administration) 9,059 $3,626,805,000 $400,000 $3,955,000 $103,000 $851,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,131 $374,445,000 $175,000 $585,000 $57,000 $148,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 61,200 $24,550,130,000 $401,000 $90,005,000 $134,000 $7,431,000
Loan Purchased By The Institution 33,647 $10,966,285,000 $325,000 $3,955,000 $69,000 $1,085,000
Application Denied By Financial Institution 20,593 $7,197,175,000 $349,000 $65,005,000 $119,000 $7,533,000
Application Withdrawn By Applicant 14,284 $4,079,750,000 $285,000 $59,405,000 $127,000 $7,431,000
File Closed For Incompleteness 1,708 $376,080,000 $220,000 $13,005,000 $128,000 $3,517,000
Application Approved But Not Accepted 1,158 $274,790,000 $237,000 $10,305,000 $124,000 $1,319,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 111,997 $40,247,035,000 $359,000 $90,005,000 $132,000 $7,431,000
Credit Application Incomplete 8,450 $2,977,370,000 $352,000 $3,135,000 $137,000 $7,533,000
Debt-To-Income Ratio 6,629 $2,024,635,000 $305,000 $3,705,000 $88,000 $1,562,000
Credit History 2,394 $488,910,000 $204,000 $24,505,000 $113,000 $5,824,000
Collateral 1,785 $1,123,565,000 $629,000 $65,005,000 $133,000 $3,438,000
Other 939 $450,085,000 $479,000 $33,005,000 $161,000 $1,589,000
Unverifiable Information 199 $72,545,000 $364,000 $2,455,000 $155,000 $2,230,000
Employment History 110 $32,560,000 $296,000 $1,085,000 $108,000 $615,000
Insufficient Cash (Downpayment, Closing Cost) 84 $26,460,000 $315,000 $1,275,000 $115,000 $1,058,000
Mortgage Insurance Denied 3 $1,045,000 $348,000 $365,000 $81,000 $100,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank, N.A.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flagstar Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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