Flagstar Bank NA Mortgage Lending & HMDA Data, 2022
In 2022, Flagstar Bank NA of Troy, MI reported 132,590 mortgage applications totaling $47.4 billion, down 38% from 2021. The average application was for $357,826, and applicants reported an average income of $130,136. 46% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (4,372), Phoenix-Mesa-Scottsdale, AZ (3,810) and Riverside-San Bernardino-Ontario, CA (3,747) (applications in parentheses).
| Mortgage Company & Address | Flagstar Bank NA Troy, MI 49098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 132,590 |
| Total Mortgage Loan Application Amount | $47,444,210,000 |
| Average Mortgage Loan Application Amount | $357,826 |
| Highest Mortgage Loan Application Amount | $90,005,000 |
| Average Applicant Income | $130,136 |
| Highest Applicant Income | $7,533,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 15,028 | $ 3,086,360,000 | $ 205,373 | $ 98,801 |
| Warren-Troy-Farmington Hills, MI | 4,372 | $ 893,240,000 | $ 204,309 | $ 109,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3,810 | $ 1,349,320,000 | $ 354,152 | $ 128,000 |
| Riverside-San Bernardino-Ontario, CA | 3,747 | $ 1,326,145,000 | $ 353,921 | $ 133,000 |
| Los Angeles-Long Beach-Glendale, CA | 3,381 | $ 1,793,795,000 | $ 530,551 | $ 189,000 |
| Houston-The Woodlands-Sugar Land, TX | 3,353 | $ 1,106,575,000 | $ 330,025 | $ 143,000 |
| Atlanta-Sandy Springs-Roswell, GA | 3,056 | $ 965,570,000 | $ 315,958 | $ 127,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,659 | $ 4,848,225,000 | $ 1,823,326 | $ 173,811 |
| Detroit-Dearborn-Livonia, MI | 2,214 | $ 352,330,000 | $ 159,137 | $ 88,000 |
| Chicago-Naperville, IL | 2,074 | $ 546,470,000 | $ 263,486 | $ 138,000 |
| Denver-Aurora-Lakewood, CO | 1,799 | $ 709,945,000 | $ 394,633 | $ 154,000 |
| Dallas-Plano-Irving, TX | 1,619 | $ 649,185,000 | $ 400,978 | $ 162,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,521 | $ 443,555,000 | $ 291,620 | $ 122,686 |
| Sacramento--Roseville--Arden-Arcade, CA | 1,513 | $ 622,475,000 | $ 411,417 | $ 170,000 |
| Orlando-Kissimmee-Sanford, FL | 1,507 | $ 426,175,000 | $ 282,796 | $ 116,000 |
| San Diego-Carlsbad, CA | 1,504 | $ 813,950,000 | $ 541,190 | $ 192,000 |
| Las Vegas-Henderson-Paradise, NV | 1,475 | $ 516,345,000 | $ 350,064 | $ 155,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,455 | $ 402,815,000 | $ 276,848 | $ 127,000 |
| Miami-Miami Beach-Kendall, FL | 1,451 | $ 619,965,000 | $ 427,267 | $ 151,000 |
| Anaheim-Santa Ana-Irvine, CA | 1,411 | $ 779,375,000 | $ 552,356 | $ 233,000 |
| Indianapolis-Carmel-Anderson, IN | 1,341 | $ 362,685,000 | $ 270,458 | $ 107,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,341 | $ 587,395,000 | $ 438,027 | $ 152,147 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,330 | $ 395,450,000 | $ 297,330 | $ 136,000 |
| Seattle-Bellevue-Everett, WA | 1,281 | $ 645,115,000 | $ 503,602 | $ 183,000 |
| St. Louis, MO-IL | 1,217 | $ 310,895,000 | $ 255,460 | $ 117,651 |
| Charlotte-Concord-Gastonia, NC-SC | 1,192 | $ 440,580,000 | $ 369,614 | $ 129,483 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,179 | $ 413,355,000 | $ 350,597 | $ 158,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,158 | $ 415,000,000 | $ 358,376 | $ 149,376 |
| Nassau County-Suffolk County, NY | 1,119 | $ 550,655,000 | $ 492,095 | $ 160,000 |
| Lansing-East Lansing, MI | 1,099 | $ 177,775,000 | $ 161,760 | $ 83,000 |
| Oakland-Hayward-Berkeley, CA | 1,073 | $ 610,785,000 | $ 569,231 | $ 219,000 |
| Kansas City, MO-KS | 1,060 | $ 222,720,000 | $ 210,113 | $ 114,603 |
| Austin-Round Rock, TX | 960 | $ 425,480,000 | $ 443,208 | $ 194,000 |
| New York-Newark, NY | 903 | $ 616,105,000 | $ 682,286 | $ 163,178 |
| Tucson, AZ | 852 | $ 234,140,000 | $ 274,812 | $ 121,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 835 | $ 300,035,000 | $ 359,323 | $ 142,000 |
| Grand Rapids-Wyoming, MI | 824 | $ 179,540,000 | $ 217,888 | $ 81,000 |
| Boise City, ID | 790 | $ 252,180,000 | $ 319,215 | $ 126,000 |
| Jacksonville, FL | 771 | $ 214,455,000 | $ 278,151 | $ 109,000 |
| San Antonio-New Braunfels, TX | 755 | $ 244,855,000 | $ 324,311 | $ 144,000 |
| Baltimore-Columbia-Towson, MD | 744 | $ 219,080,000 | $ 294,462 | $ 128,000 |
| Salt Lake City, UT | 708 | $ 270,130,000 | $ 381,539 | $ 145,000 |
| Columbus, OH | 697 | $ 391,925,000 | $ 562,302 | $ 103,000 |
| Cleveland-Elyria, OH | 674 | $ 235,150,000 | $ 348,887 | $ 87,000 |
| Providence-Warwick, RI-MA | 666 | $ 250,670,000 | $ 376,381 | $ 139,342 |
| Cape Coral-Fort Myers, FL | 657 | $ 197,605,000 | $ 300,768 | $ 148,000 |
| Fort Wayne, IN | 653 | $ 78,045,000 | $ 119,517 | $ 71,000 |
| Fort Worth-Arlington, TX | 642 | $ 199,200,000 | $ 310,280 | $ 131,000 |
| Port St. Lucie, FL | 628 | $ 183,990,000 | $ 292,977 | $ 115,000 |
| North Port-Sarasota-Bradenton, FL | 609 | $ 216,105,000 | $ 354,852 | $ 148,000 |
| Newark, NJ-PA | 586 | $ 334,390,000 | $ 570,631 | $ 186,672 |
| New Orleans-Metairie, LA | 581 | $ 161,755,000 | $ 278,407 | $ 118,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 581 | $ 436,995,000 | $ 752,142 | $ 272,000 |
| Pittsburgh, PA | 571 | $ 178,895,000 | $ 313,301 | $ 87,000 |
| San Francisco-Redwood City-South San Francisco, CA | 533 | $ 428,815,000 | $ 804,530 | $ 282,000 |
| Memphis, TN-MS-AR | 532 | $ 180,320,000 | $ 338,947 | $ 119,381 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 503 | $ 119,705,000 | $ 237,982 | $ 104,266 |
| Cambridge-Newton-Framingham, MA | 501 | $ 281,495,000 | $ 561,866 | $ 175,000 |
| Cincinnati, OH-KY-IN | 500 | $ 106,100,000 | $ 212,200 | $ 96,216 |
| Lakeland-Winter Haven, FL | 492 | $ 123,300,000 | $ 250,609 | $ 87,000 |
| Provo-Orem, UT | 492 | $ 213,360,000 | $ 433,658 | $ 144,000 |
| Jackson, MI | 484 | $ 64,260,000 | $ 132,768 | $ 76,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 480 | $ 134,540,000 | $ 280,291 | $ 102,250 |
| Omaha-Council Bluffs, NE-IA | 469 | $ 109,815,000 | $ 234,147 | $ 111,481 |
| Raleigh, NC | 468 | $ 163,470,000 | $ 349,294 | $ 131,000 |
| Albuquerque, NM | 448 | $ 136,190,000 | $ 303,995 | $ 142,000 |
| Oklahoma City, OK | 444 | $ 107,440,000 | $ 241,981 | $ 125,000 |
| Tacoma-Lakewood, WA | 433 | $ 146,475,000 | $ 338,279 | $ 139,000 |
| Louisville/Jefferson County, KY-IN | 406 | $ 82,850,000 | $ 204,064 | $ 102,660 |
| Oxnard-Thousand Oaks-Ventura, CA | 402 | $ 193,090,000 | $ 480,323 | $ 194,000 |
| Spokane-Spokane Valley, WA | 398 | $ 124,010,000 | $ 311,582 | $ 125,000 |
| Colorado Springs, CO | 395 | $ 139,055,000 | $ 352,037 | $ 116,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 391 | $ 98,135,000 | $ 250,984 | $ 103,000 |
| Charleston-North Charleston, SC | 390 | $ 132,930,000 | $ 340,846 | $ 135,000 |
| Flint, MI | 390 | $ 57,880,000 | $ 148,410 | $ 78,000 |
| Ogden-Clearfield, UT | 389 | $ 138,575,000 | $ 356,233 | $ 126,000 |
| Philadelphia, PA | 386 | $ 628,130,000 | $ 1,627,279 | $ 112,000 |
| Vallejo-Fairfield, CA | 385 | $ 143,505,000 | $ 372,740 | $ 141,000 |
| Lake Havasu City-Kingman, AZ | 375 | $ 97,855,000 | $ 260,946 | $ 131,000 |
| Palm Bay-Melbourne-Titusville, FL | 374 | $ 113,300,000 | $ 302,941 | $ 116,000 |
| Greenville-Anderson-Mauldin, SC | 369 | $ 75,115,000 | $ 203,563 | $ 88,000 |
| Boston, MA | 362 | $ 187,020,000 | $ 516,629 | $ 166,000 |
| Fresno, CA | 360 | $ 104,660,000 | $ 290,722 | $ 137,000 |
| Camden, NJ | 352 | $ 225,510,000 | $ 640,653 | $ 122,000 |
| Bakersfield, CA | 345 | $ 101,545,000 | $ 294,333 | $ 114,000 |
| Santa Rosa, CA | 344 | $ 168,670,000 | $ 490,319 | $ 205,000 |
| Hartford-West Hartford-East Hartford, CT | 343 | $ 138,175,000 | $ 402,842 | $ 108,000 |
| Birmingham-Hoover, AL | 341 | $ 69,225,000 | $ 203,005 | $ 105,000 |
| Elgin, IL | 341 | $ 78,395,000 | $ 229,897 | $ 117,000 |
| Richmond, VA | 333 | $ 115,775,000 | $ 347,672 | $ 110,000 |
| Stockton-Lodi, CA | 333 | $ 132,855,000 | $ 398,963 | $ 144,000 |
| Washington-Baltimore-Arlington, DC | 326 | $ 131,000,000 | $ 401,840 | $ 166,000 |
| Wichita, KS | 326 | $ 60,200,000 | $ 184,662 | $ 92,000 |
| Clarksville, TN-KY | 324 | $ 89,130,000 | $ 275,092 | $ 91,166 |
| Ann Arbor, MI | 323 | $ 70,915,000 | $ 219,551 | $ 146,000 |
| Montgomery County-Bucks County-Chester County, PA | 323 | $ 267,325,000 | $ 827,631 | $ 142,000 |
| Lake County-Kenosha County, IL-WI | 315 | $ 76,725,000 | $ 243,571 | $ 116,330 |
| Milwaukee-Waukesha-West Allis, WI | 311 | $ 69,145,000 | $ 222,331 | $ 110,000 |
| Baton Rouge, LA | 303 | $ 65,745,000 | $ 216,980 | $ 93,000 |
| Bloomington, IL | 296 | $ 54,950,000 | $ 185,641 | $ 102,000 |
| Savannah, GA | 290 | $ 73,200,000 | $ 252,413 | $ 110,000 |
| Ocala, FL | 285 | $ 62,215,000 | $ 218,298 | $ 83,000 |
| Naples-Immokalee-Marco Island, FL | 280 | $ 101,760,000 | $ 363,428 | $ 179,000 |
| Worcester, MA-CT | 278 | $ 78,070,000 | $ 280,827 | $ 116,762 |
| New Haven-Milford, CT | 273 | $ 111,635,000 | $ 408,919 | $ 105,000 |
| Idaho Falls, ID | 258 | $ 75,790,000 | $ 293,759 | $ 102,000 |
| Modesto, CA | 255 | $ 82,285,000 | $ 322,686 | $ 112,000 |
| Akron, OH | 251 | $ 51,865,000 | $ 206,633 | $ 95,000 |
| Albany, GA | 250 | $ 80,850,000 | $ 323,400 | $ 103,000 |
| McAllen-Edinburg-Mission, TX | 250 | $ 54,970,000 | $ 219,880 | $ 107,000 |
| Huntsville, AL | 246 | $ 87,520,000 | $ 355,772 | $ 105,000 |
| Des Moines-West Des Moines, IA | 243 | $ 51,845,000 | $ 213,353 | $ 94,000 |
| Napa, CA | 242 | $ 113,530,000 | $ 469,132 | $ 192,000 |
| Columbia, SC | 237 | $ 51,195,000 | $ 216,012 | $ 93,000 |
| Salem, OR | 235 | $ 68,005,000 | $ 289,382 | $ 105,000 |
| El Paso, TX | 233 | $ 55,525,000 | $ 238,304 | $ 114,000 |
| Gary, IN | 233 | $ 49,515,000 | $ 212,510 | $ 100,000 |
| South Bend-Mishawaka, IN-MI | 232 | $ 34,270,000 | $ 147,715 | $ 75,370 |
| Fayetteville-Springdale-Rogers, AR-MO | 221 | $ 61,845,000 | $ 279,841 | $ 152,000 |
| Greeley, CO | 220 | $ 72,840,000 | $ 331,090 | $ 116,000 |
| Altoona, PA | 218 | $ 31,860,000 | $ 146,146 | $ 75,000 |
| Killeen-Temple, TX | 217 | $ 57,525,000 | $ 265,092 | $ 130,000 |
| Laredo, TX | 217 | $ 48,575,000 | $ 223,847 | $ 96,000 |
| Pensacola-Ferry Pass-Brent, FL | 217 | $ 90,345,000 | $ 416,336 | $ 122,000 |
| Bridgeport-Stamford-Norwalk, CT | 211 | $ 99,745,000 | $ 472,725 | $ 174,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 210 | $ 68,750,000 | $ 327,380 | $ 104,357 |
| Asheville, NC | 209 | $ 55,185,000 | $ 264,043 | $ 114,000 |
| Olympia-Tumwater, WA | 208 | $ 73,860,000 | $ 355,096 | $ 132,000 |
| Tulsa, OK | 206 | $ 96,790,000 | $ 469,854 | $ 133,000 |
| Little Rock-North Little Rock-Conway, AR | 202 | $ 47,530,000 | $ 235,297 | $ 89,000 |
| Visalia-Porterville, CA | 202 | $ 56,870,000 | $ 281,534 | $ 128,000 |
| Knoxville, TN | 199 | $ 48,835,000 | $ 245,402 | $ 91,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 197 | $ 37,985,000 | $ 192,817 | $ 107,000 |
| Kennewick-Richland, WA | 195 | $ 61,665,000 | $ 316,230 | $ 129,000 |
| Chattanooga, TN-GA | 194 | $ 40,300,000 | $ 207,731 | $ 106,432 |
| Kalamazoo-Portage, MI | 193 | $ 33,425,000 | $ 173,186 | $ 84,000 |
| Albany-Schenectady-Troy, NY | 192 | $ 42,750,000 | $ 222,656 | $ 103,000 |
| Prescott Valley-Prescott, AZ | 187 | $ 55,965,000 | $ 299,278 | $ 117,000 |
| Spartanburg, SC | 187 | $ 49,625,000 | $ 265,374 | $ 83,000 |
| Fort Collins, CO | 186 | $ 65,180,000 | $ 350,430 | $ 141,000 |
| Niles-Benton Harbor, MI | 186 | $ 27,200,000 | $ 146,236 | $ 73,000 |
| Winston-Salem, NC | 177 | $ 31,455,000 | $ 177,711 | $ 89,000 |
| Reno, NV | 174 | $ 60,760,000 | $ 349,195 | $ 131,000 |
| Augusta-Richmond County, GA-SC | 173 | $ 33,935,000 | $ 196,156 | $ 79,693 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 170 | $ 82,790,000 | $ 487,000 | $ 192,000 |
| Eugene, OR | 168 | $ 45,880,000 | $ 273,095 | $ 132,000 |
| St. George, UT | 163 | $ 66,945,000 | $ 410,705 | $ 168,000 |
| Fayetteville, NC | 158 | $ 32,530,000 | $ 205,886 | $ 94,000 |
| Springfield, MA | 157 | $ 34,995,000 | $ 222,898 | $ 96,000 |
| Toledo, OH | 157 | $ 21,585,000 | $ 137,484 | $ 97,000 |
| Greensboro-High Point, NC | 155 | $ 102,745,000 | $ 662,870 | $ 108,000 |
| Wilmington, DE-MD-NJ | 153 | $ 164,235,000 | $ 1,073,431 | $ 120,960 |
| Durham-Chapel Hill, NC | 151 | $ 104,975,000 | $ 695,198 | $ 124,000 |
| Harrisburg-Carlisle, PA | 149 | $ 41,915,000 | $ 281,308 | $ 87,000 |
| Billings, MT | 147 | $ 37,535,000 | $ 255,340 | $ 92,000 |
| Bend-Redmond, OR | 145 | $ 56,755,000 | $ 391,413 | $ 149,000 |
| Montgomery, AL | 145 | $ 69,065,000 | $ 476,310 | $ 102,000 |
| Springfield, MO | 142 | $ 26,050,000 | $ 183,450 | $ 105,000 |
| Redding, CA | 141 | $ 34,815,000 | $ 246,914 | $ 102,000 |
| Brownsville-Harlingen, TX | 137 | $ 27,215,000 | $ 198,649 | $ 104,000 |
| Green Bay, WI | 137 | $ 22,815,000 | $ 166,532 | $ 88,000 |
| Santa Cruz-Watsonville, CA | 135 | $ 70,125,000 | $ 519,444 | $ 219,000 |
| Monroe, MI | 134 | $ 21,240,000 | $ 158,507 | $ 77,000 |
| Canton-Massillon, OH | 133 | $ 27,835,000 | $ 209,285 | $ 76,000 |
| Crestview-Fort Walton Beach-Destin, FL | 132 | $ 70,090,000 | $ 530,984 | $ 324,000 |
| Dayton-Springfield-Kettering, OH | 130 | $ 29,810,000 | $ 229,307 | $ 88,000 |
| Portland-South Portland, ME | 127 | $ 36,715,000 | $ 289,094 | $ 101,000 |
| Jackson, MS | 126 | $ 133,760,000 | $ 1,061,587 | $ 85,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 124 | $ 20,520,000 | $ 165,483 | $ 81,000 |
| Lexington-Fayette, KY | 123 | $ 27,015,000 | $ 219,634 | $ 109,000 |
| Punta Gorda, FL | 123 | $ 32,835,000 | $ 266,951 | $ 113,000 |
| Coeur D'Alene, ID | 122 | $ 48,700,000 | $ 399,180 | $ 187,000 |
| Beaumont-Port Arthur, TX | 120 | $ 27,050,000 | $ 225,416 | $ 122,000 |
| Bremerton-Silverdale, WA | 118 | $ 44,650,000 | $ 378,389 | $ 145,000 |
| Rockingham County-Strafford County, NH | 117 | $ 38,075,000 | $ 325,427 | $ 139,000 |
| Lafayette, LA | 115 | $ 22,825,000 | $ 198,478 | $ 92,000 |
| Erie, PA | 114 | $ 26,210,000 | $ 229,912 | $ 81,000 |
| Battle Creek, MI | 107 | $ 13,765,000 | $ 128,644 | $ 67,000 |
| Salisbury, MD-DE | 107 | $ 50,095,000 | $ 468,177 | $ 133,953 |
| Santa Maria-Santa Barbara, CA | 104 | $ 51,490,000 | $ 495,096 | $ 170,000 |
| San Rafael, CA | 103 | $ 78,415,000 | $ 761,310 | $ 295,000 |
| College Station-Bryan, TX | 101 | $ 26,765,000 | $ 265,000 | $ 133,000 |
| Manchester-Nashua, NH | 101 | $ 28,095,000 | $ 278,168 | $ 142,000 |
| Merced, CA | 101 | $ 29,635,000 | $ 293,415 | $ 110,000 |
| Sebring, FL | 100 | $ 17,240,000 | $ 172,400 | $ 78,000 |
| Salinas, CA | 97 | $ 43,225,000 | $ 445,618 | $ 174,000 |
| Medford, OR | 96 | $ 28,760,000 | $ 299,583 | $ 136,000 |
| Mobile, AL | 96 | $ 27,800,000 | $ 289,583 | $ 91,000 |
| Hickory-Lenoir-Morganton, NC | 95 | $ 22,855,000 | $ 240,578 | $ 128,000 |
| Urban Honolulu, HI | 95 | $ 59,785,000 | $ 629,315 | $ 163,000 |
| Yakima, WA | 95 | $ 20,915,000 | $ 220,157 | $ 87,000 |
| Yuma, AZ | 95 | $ 19,465,000 | $ 204,894 | $ 95,000 |
| Duluth, MN-WI | 94 | $ 15,590,000 | $ 165,851 | $ 75,276 |
| Sierra Vista-Douglas, AZ | 94 | $ 19,990,000 | $ 212,659 | $ 102,000 |
| Carbondale-Marion, IL | 92 | $ 16,510,000 | $ 179,456 | $ 108,000 |
| Daphne-Fairhope-Foley, AL | 92 | $ 27,610,000 | $ 300,108 | $ 121,000 |
| Boulder, CO | 91 | $ 35,275,000 | $ 387,637 | $ 164,000 |
| Madison, WI | 91 | $ 22,515,000 | $ 247,417 | $ 86,000 |
| Peoria, IL | 91 | $ 12,665,000 | $ 139,175 | $ 90,000 |
| Rockford, IL | 90 | $ 13,050,000 | $ 145,000 | $ 73,000 |
| York-Hanover, PA | 89 | $ 22,985,000 | $ 258,258 | $ 100,000 |
| Homosassa Springs, FL | 88 | $ 15,620,000 | $ 177,500 | $ 85,000 |
| Tallahassee, FL | 88 | $ 16,700,000 | $ 189,772 | $ 98,000 |
| Topeka, KS | 87 | $ 14,535,000 | $ 167,068 | $ 83,000 |
| Sioux Falls, SD | 86 | $ 19,170,000 | $ 222,906 | $ 110,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 85 | $ 27,765,000 | $ 326,647 | $ 125,000 |
| Youngstown-Warren-Boardman, OH-PA | 85 | $ 11,435,000 | $ 134,529 | $ 85,588 |
| Anchorage, AK | 84 | $ 27,770,000 | $ 330,595 | $ 127,000 |
| Yuba City, CA | 84 | $ 24,660,000 | $ 293,571 | $ 104,000 |
| Great Falls, MT | 83 | $ 19,245,000 | $ 231,867 | $ 80,000 |
| Johnstown, PA | 83 | $ 11,125,000 | $ 134,036 | $ 69,000 |
| Hagerstown-Martinsburg, MD-WV | 82 | $ 18,150,000 | $ 221,341 | $ 84,170 |
| Wilmington, NC | 82 | $ 71,210,000 | $ 868,414 | $ 139,000 |
| Evansville, IN-KY | 81 | $ 12,675,000 | $ 156,481 | $ 84,333 |
| Panama City, FL | 81 | $ 41,375,000 | $ 510,802 | $ 120,000 |
| Gulfport-Biloxi-Pascagoula, MS | 79 | $ 19,075,000 | $ 241,455 | $ 82,000 |
| Trenton, NJ | 79 | $ 122,615,000 | $ 1,552,088 | $ 131,000 |
| Bismarck, ND | 78 | $ 18,340,000 | $ 235,128 | $ 93,000 |
| Gainesville, GA | 78 | $ 28,560,000 | $ 366,153 | $ 142,000 |
| Muskegon, MI | 78 | $ 10,210,000 | $ 130,897 | $ 63,000 |
| St. Joseph, MO-KS | 77 | $ 12,715,000 | $ 165,129 | $ 85,558 |
| Bellingham, WA | 74 | $ 23,550,000 | $ 318,243 | $ 113,000 |
| Sebastian-Vero Beach, FL | 73 | $ 18,465,000 | $ 252,945 | $ 103,000 |
| Shreveport-Bossier City, LA | 73 | $ 12,805,000 | $ 175,410 | $ 87,000 |
| Amarillo, TX | 72 | $ 16,960,000 | $ 235,555 | $ 124,000 |
| Rochester, NY | 72 | $ 73,770,000 | $ 1,024,583 | $ 91,000 |
| Flagstaff, AZ | 71 | $ 25,915,000 | $ 365,000 | $ 187,000 |
| Cheyenne, WY | 70 | $ 22,120,000 | $ 316,000 | $ 191,000 |
| Davenport-Moline-Rock Island, IA-IL | 68 | $ 9,490,000 | $ 139,558 | $ 75,000 |
| Grand Junction, CO | 68 | $ 19,730,000 | $ 290,147 | $ 110,000 |
| Hanford-Corcoran, CA | 68 | $ 19,810,000 | $ 291,323 | $ 119,000 |
| Lubbock, TX | 68 | $ 18,070,000 | $ 265,735 | $ 127,000 |
| Logan, UT-ID | 67 | $ 19,675,000 | $ 293,656 | $ 169,940 |
| Madera, CA | 67 | $ 19,845,000 | $ 296,194 | $ 122,000 |
| Atlantic City-Hammonton, NJ | 65 | $ 20,045,000 | $ 308,384 | $ 118,000 |
| Cape Girardeau, MO-IL | 65 | $ 11,495,000 | $ 176,846 | $ 89,400 |
| Longview, TX | 65 | $ 11,695,000 | $ 179,923 | $ 109,000 |
| Lynchburg, VA | 65 | $ 12,325,000 | $ 189,615 | $ 77,000 |
| Sheboygan, WI | 65 | $ 10,175,000 | $ 156,538 | $ 80,000 |
| Michigan City-La Porte, IN | 64 | $ 6,610,000 | $ 103,281 | $ 79,000 |
| Reading, PA | 64 | $ 22,400,000 | $ 350,000 | $ 85,000 |
| Roanoke, VA | 64 | $ 21,640,000 | $ 338,125 | $ 86,000 |
| Waco, TX | 64 | $ 14,270,000 | $ 222,968 | $ 174,000 |
| Bloomington, IN | 63 | $ 13,155,000 | $ 208,809 | $ 87,000 |
| Lancaster, PA | 60 | $ 84,320,000 | $ 1,405,333 | $ 100,000 |
| Athens-Clarke County, GA | 59 | $ 12,235,000 | $ 207,372 | $ 120,000 |
| Corpus Christi, TX | 59 | $ 15,655,000 | $ 265,338 | $ 146,000 |
| Huntington-Ashland, WV-KY-OH | 59 | $ 8,255,000 | $ 139,915 | $ 78,440 |
| Joplin, MO | 59 | $ 9,675,000 | $ 163,983 | $ 74,000 |
| Saginaw, MI | 59 | $ 7,445,000 | $ 126,186 | $ 69,000 |
| Albany, OR | 58 | $ 14,250,000 | $ 245,689 | $ 93,000 |
| Houma-Thibodaux, LA | 58 | $ 10,360,000 | $ 178,620 | $ 66,000 |
| Jacksonville, NC | 58 | $ 13,460,000 | $ 232,068 | $ 87,000 |
| Lincoln, NE | 58 | $ 12,130,000 | $ 209,137 | $ 97,000 |
| Decatur, AL | 56 | $ 37,700,000 | $ 673,214 | $ 133,000 |
| Las Cruces, NM | 56 | $ 11,950,000 | $ 213,392 | $ 90,000 |
| Missoula, MT | 56 | $ 20,760,000 | $ 370,714 | $ 164,000 |
| Santa Fe, NM | 56 | $ 24,700,000 | $ 441,071 | $ 141,000 |
| Rapid City, SD | 55 | $ 16,635,000 | $ 302,454 | $ 150,000 |
| Barnstable Town, MA | 54 | $ 17,270,000 | $ 319,814 | $ 239,000 |
| Lafayette-West Lafayette, IN | 54 | $ 8,970,000 | $ 166,111 | $ 70,000 |
| Parkersburg-Vienna, WV | 54 | $ 7,600,000 | $ 140,740 | $ 59,000 |
| Sherman-Denison, TX | 54 | $ 15,070,000 | $ 279,074 | $ 131,000 |
| Chico, CA | 53 | $ 14,565,000 | $ 274,811 | $ 107,000 |
| Auburn-Opelika, AL | 52 | $ 12,220,000 | $ 235,000 | $ 119,000 |
| East Stroudsburg, PA | 52 | $ 15,650,000 | $ 300,961 | $ 110,000 |
| Gainesville, FL | 51 | $ 10,195,000 | $ 199,901 | $ 109,000 |
| Racine, WI | 51 | $ 10,555,000 | $ 206,960 | $ 82,000 |
| Tyler, TX | 51 | $ 13,085,000 | $ 256,568 | $ 89,000 |
| Warner Robins, GA | 51 | $ 34,845,000 | $ 683,235 | $ 81,000 |
| Charlottesville, VA | 50 | $ 13,340,000 | $ 266,800 | $ 157,000 |
| Columbia, MO | 50 | $ 10,860,000 | $ 217,200 | $ 104,000 |
| Lawrence, KS | 50 | $ 9,960,000 | $ 199,200 | $ 89,000 |
| Sioux City, IA-NE-SD | 50 | $ 7,890,000 | $ 157,800 | $ 66,920 |
| Valdosta, GA | 50 | $ 9,420,000 | $ 188,400 | $ 76,000 |
| Weirton-Steubenville, WV-OH | 50 | $ 6,680,000 | $ 133,600 | $ 80,540 |
| Hinesville, GA | 49 | $ 10,285,000 | $ 209,897 | $ 72,000 |
| Kingsport-Bristol-Bristol, TN-VA | 49 | $ 10,595,000 | $ 216,224 | $ 90,571 |
| Mount Vernon-Anacortes, WA | 48 | $ 17,840,000 | $ 371,666 | $ 120,000 |
| Elkhart-Goshen, IN | 47 | $ 7,065,000 | $ 150,319 | $ 85,000 |
| St. Cloud, MN | 47 | $ 10,705,000 | $ 227,765 | $ 85,000 |
| Dover, DE | 46 | $ 12,480,000 | $ 271,304 | $ 119,000 |
| Champaign-Urbana, IL | 45 | $ 8,405,000 | $ 186,777 | $ 82,000 |
| Florence, SC | 45 | $ 7,405,000 | $ 164,555 | $ 69,000 |
| Pueblo, CO | 45 | $ 11,115,000 | $ 247,000 | $ 90,000 |
| The Villages, FL | 45 | $ 11,245,000 | $ 249,888 | $ 100,000 |
| Winchester, VA-WV | 45 | $ 12,605,000 | $ 280,111 | $ 75,666 |
| Muncie, IN | 44 | $ 5,110,000 | $ 116,136 | $ 68,000 |
| Hammond, LA | 43 | $ 8,725,000 | $ 202,906 | $ 92,000 |
| Lake Charles, LA | 43 | $ 6,795,000 | $ 158,023 | $ 74,000 |
| Springfield, OH | 43 | $ 6,145,000 | $ 142,906 | $ 68,000 |
| Appleton, WI | 42 | $ 8,140,000 | $ 193,809 | $ 77,000 |
| Jefferson City, MO | 42 | $ 9,010,000 | $ 214,523 | $ 77,000 |
| Macon-Bibb County, GA | 42 | $ 7,840,000 | $ 186,666 | $ 88,000 |
| Columbus, GA-AL | 41 | $ 8,755,000 | $ 213,536 | $ 110,048 |
| El Centro, CA | 40 | $ 8,760,000 | $ 219,000 | $ 97,000 |
| Hattiesburg, MS | 40 | $ 8,520,000 | $ 213,000 | $ 83,000 |
| Odessa, TX | 40 | $ 8,520,000 | $ 213,000 | $ 84,000 |
| Glens Falls, NY | 39 | $ 7,565,000 | $ 193,974 | $ 105,000 |
| Syracuse, NY | 39 | $ 11,575,000 | $ 296,794 | $ 614,000 |
| Longview, WA | 38 | $ 10,840,000 | $ 285,263 | $ 120,000 |
| Norwich-New London, CT | 38 | $ 8,710,000 | $ 229,210 | $ 95,000 |
| Burlington, NC | 37 | $ 33,365,000 | $ 901,756 | $ 89,000 |
| Pocatello, ID | 36 | $ 7,880,000 | $ 218,888 | $ 77,000 |
| State College, PA | 36 | $ 8,190,000 | $ 227,500 | $ 104,000 |
| California-Lexington Park, MD | 35 | $ 8,355,000 | $ 238,714 | $ 129,000 |
| Springfield, IL | 35 | $ 4,815,000 | $ 137,571 | $ 91,000 |
| Eau Claire, WI | 34 | $ 5,380,000 | $ 158,235 | $ 83,000 |
| Elizabethtown-Fort Knox, KY | 34 | $ 7,140,000 | $ 210,000 | $ 73,000 |
| Fargo, ND-MN | 34 | $ 8,720,000 | $ 256,470 | $ 124,323 |
| Farmington, NM | 34 | $ 6,150,000 | $ 180,882 | $ 99,000 |
| Midland, TX | 34 | $ 10,740,000 | $ 315,882 | $ 124,000 |
| Vineland-Bridgeton, NJ | 34 | $ 17,200,000 | $ 505,882 | $ 99,000 |
| Abilene, TX | 33 | $ 8,295,000 | $ 251,363 | $ 110,000 |
| Grants Pass, OR | 33 | $ 9,325,000 | $ 282,575 | $ 118,000 |
| Twin Falls, ID | 33 | $ 10,355,000 | $ 313,787 | $ 188,000 |
| Lewiston-Auburn, ME | 32 | $ 7,990,000 | $ 249,687 | $ 83,000 |
| Dalton, GA | 31 | $ 5,105,000 | $ 164,677 | $ 67,000 |
| Dothan, AL | 31 | $ 6,155,000 | $ 198,548 | $ 75,000 |
| Kankakee, IL | 31 | $ 5,035,000 | $ 162,419 | $ 71,000 |
| Manhattan, KS | 31 | $ 6,665,000 | $ 215,000 | $ 82,000 |
| Owensboro, KY | 31 | $ 5,435,000 | $ 175,322 | $ 88,000 |
| Bowling Green, KY | 30 | $ 4,880,000 | $ 162,666 | $ 80,000 |
| Burlington-South Burlington, VT | 30 | $ 6,320,000 | $ 210,666 | $ 127,000 |
| Chambersburg-Waynesboro, PA | 30 | $ 5,790,000 | $ 193,000 | $ 71,000 |
| Cleveland, TN | 30 | $ 6,170,000 | $ 205,666 | $ 111,000 |
| Fort Smith, AR-OK | 29 | $ 5,825,000 | $ 200,862 | $ 104,896 |
| Goldsboro, NC | 29 | $ 6,295,000 | $ 217,068 | $ 73,000 |
| Johnson City, TN | 29 | $ 5,415,000 | $ 186,724 | $ 84,000 |
| Morgantown, WV | 29 | $ 7,375,000 | $ 254,310 | $ 80,000 |
| Lewiston, ID-WA | 27 | $ 5,795,000 | $ 214,629 | $ 93,925 |
| Tuscaloosa, AL | 27 | $ 4,295,000 | $ 159,074 | $ 87,000 |
| Wenatchee, WA | 27 | $ 8,925,000 | $ 330,555 | $ 129,000 |
| Wichita Falls, TX | 27 | $ 5,675,000 | $ 210,185 | $ 80,000 |
| Bay City, MI | 26 | $ 2,660,000 | $ 102,307 | $ 65,000 |
| Charleston, WV | 26 | $ 3,370,000 | $ 129,615 | $ 72,000 |
| Harrisonburg, VA | 26 | $ 5,390,000 | $ 207,307 | $ 145,000 |
| Janesville-Beloit, WI | 26 | $ 5,350,000 | $ 205,769 | $ 92,000 |
| Kahului-Wailuku-Lahaina, HI | 26 | $ 14,860,000 | $ 571,538 | $ 153,000 |
| Mankato-North Mankato, MN | 26 | $ 5,160,000 | $ 198,461 | $ 72,000 |
| Rocky Mount, NC | 26 | $ 5,550,000 | $ 213,461 | $ 83,000 |
| San Angelo, TX | 26 | $ 5,840,000 | $ 224,615 | $ 79,000 |
| Alexandria, LA | 25 | $ 4,985,000 | $ 199,400 | $ 80,000 |
| Brunswick, GA | 25 | $ 6,765,000 | $ 270,600 | $ 107,000 |
| Hot Springs, AR | 25 | $ 4,745,000 | $ 189,800 | $ 148,000 |
| Morristown, TN | 25 | $ 5,595,000 | $ 223,800 | $ 91,000 |
| Ocean City, NJ | 25 | $ 6,435,000 | $ 257,400 | $ 138,000 |
| Corvallis, OR | 24 | $ 6,260,000 | $ 260,833 | $ 129,000 |
| Cumberland, MD-WV | 24 | $ 2,350,000 | $ 97,916 | $ 72,833 |
| Greenville, NC | 24 | $ 4,860,000 | $ 202,500 | $ 138,000 |
| Lima, OH | 24 | $ 3,460,000 | $ 144,166 | $ 75,000 |
| Rome, GA | 24 | $ 5,150,000 | $ 214,583 | $ 109,000 |
| Terre Haute, IN | 24 | $ 3,020,000 | $ 125,833 | $ 75,000 |
| Cedar Rapids, IA | 23 | $ 4,255,000 | $ 185,000 | $ 91,000 |
| Gadsden, AL | 23 | $ 3,305,000 | $ 143,695 | $ 60,000 |
| Staunton-Waynesboro, VA | 23 | $ 4,755,000 | $ 206,739 | $ 77,000 |
| Sumter, SC | 23 | $ 3,775,000 | $ 164,130 | $ 78,000 |
| Bangor, ME | 22 | $ 5,340,000 | $ 242,727 | $ 67,000 |
| Columbus, IN | 22 | $ 4,140,000 | $ 188,181 | $ 85,000 |
| Jonesboro, AR | 22 | $ 4,510,000 | $ 205,000 | $ 91,000 |
| Kingston, NY | 22 | $ 7,030,000 | $ 319,545 | $ 117,000 |
| Kokomo, IN | 22 | $ 3,660,000 | $ 166,363 | $ 87,000 |
| Mansfield, OH | 22 | $ 2,740,000 | $ 124,545 | $ 83,000 |
| Casper, WY | 21 | $ 4,935,000 | $ 235,000 | $ 101,000 |
| Danville, IL | 21 | $ 1,565,000 | $ 74,523 | $ 61,000 |
| New Bern, NC | 21 | $ 3,855,000 | $ 183,571 | $ 76,000 |
| Walla Walla, WA | 21 | $ 5,885,000 | $ 280,238 | $ 79,000 |
| Anniston-Oxford-Jacksonville, AL | 20 | $ 2,640,000 | $ 132,000 | $ 76,000 |
| Decatur, IL | 20 | $ 3,170,000 | $ 158,500 | $ 80,000 |
| Jackson, TN | 20 | $ 3,490,000 | $ 174,500 | $ 74,000 |
| Oshkosh-Neenah, WI | 20 | $ 2,540,000 | $ 127,000 | $ 73,000 |
| Florence-Muscle Shoals, AL | 19 | $ 3,125,000 | $ 164,473 | $ 95,000 |
| Fond Du Lac, WI | 19 | $ 3,145,000 | $ 165,526 | $ 93,000 |
| Midland, MI | 19 | $ 3,255,000 | $ 171,315 | $ 94,000 |
| Monroe, LA | 19 | $ 2,665,000 | $ 140,263 | $ 75,000 |
| Pine Bluff, AR | 19 | $ 2,365,000 | $ 124,473 | $ 54,000 |
| Pittsfield, MA | 19 | $ 3,355,000 | $ 176,578 | $ 83,000 |
| Rochester, MN | 19 | $ 4,795,000 | $ 252,368 | $ 132,000 |
| Blacksburg-Christiansburg-Radford, VA | 18 | $ 3,340,000 | $ 185,555 | $ 110,000 |
| Ames, IA | 17 | $ 3,205,000 | $ 188,529 | $ 81,000 |
| Enid, OK | 17 | $ 2,625,000 | $ 154,411 | $ 90,000 |
| Lawton, OK | 17 | $ 2,245,000 | $ 132,058 | $ 78,000 |
| Texarkana, TX-AR | 17 | $ 2,755,000 | $ 162,058 | $ 217,000 |
| Carson City, NV | 16 | $ 5,120,000 | $ 320,000 | $ 69,000 |
| Lebanon, PA | 16 | $ 3,020,000 | $ 188,750 | $ 62,000 |
| Gettysburg, PA | 15 | $ 2,935,000 | $ 195,666 | $ 72,000 |
| Utica-Rome, NY | 15 | $ 2,075,000 | $ 138,333 | $ 104,000 |
| Wheeling, WV-OH | 15 | $ 1,645,000 | $ 109,666 | $ 60,000 |
| Binghamton, NY | 12 | $ 28,500,000 | $ 2,375,000 | $ 88,000 |
| Victoria, TX | 12 | $ 3,590,000 | $ 299,166 | $ 130,000 |
| Watertown-Fort Drum, NY | 12 | $ 14,210,000 | $ 1,184,166 | $ 149,000 |
| Waterloo-Cedar Falls, IA | 11 | $ 1,285,000 | $ 116,818 | $ 70,000 |
| Grand Forks, ND-MN | 10 | $ 2,710,000 | $ 271,000 | $ 118,700 |
| Fairbanks, AK | 9 | $ 2,705,000 | $ 300,555 | $ 113,000 |
| Wausau, WI | 9 | $ 1,515,000 | $ 168,333 | $ 73,000 |
| Williamsport, PA | 8 | $ 1,010,000 | $ 126,250 | $ 96,000 |
| Beckley, WV | 6 | $ 520,000 | $ 86,666 | $ 62,000 |
| Grand Island, NE | 6 | $ 1,260,000 | $ 210,000 | $ 89,000 |
| Iowa City, IA | 6 | $ 1,160,000 | $ 193,333 | $ 85,000 |
| La Crosse-Onalaska, WI-MN | 6 | $ 1,930,000 | $ 321,666 | $ 191,000 |
| Elmira, NY | 5 | $ 385,000 | $ 77,000 | $ 65,000 |
| Bloomsburg-Berwick, PA | 4 | $ 600,000 | $ 150,000 | $ 89,000 |
| Dubuque, IA | 3 | $ 445,000 | $ 148,333 | $ 49,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 67,749 | $27,024,540,000 | $398,000 | $90,005,000 | $138,000 | $7,431,000 |
| Cash-out Refinancing | 41,930 | $9,196,250,000 | $219,000 | $12,005,000 | $121,000 | $7,431,000 |
| Refinancing | 17,217 | $10,362,280,000 | $601,000 | $72,825,000 | $122,000 | $5,889,000 |
| Other Purpose | 3,543 | $622,175,000 | $175,000 | $2,735,000 | $133,000 | $7,533,000 |
| Home Improvement | 2,151 | $238,965,000 | $111,000 | $5,005,000 | $121,000 | $3,600,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 55,040 | $14,861,170,000 | $270,000 | $11,005,000 | $129,000 | $5,889,000 |
| Not applicable | 34,607 | $19,308,875,000 | $557,000 | $90,005,000 | $69,000 | $1,085,000 |
| Not Provided | 16,764 | $5,109,060,000 | $304,000 | $12,005,000 | $139,000 | $7,431,000 |
| Hispanic | 11,027 | $3,107,395,000 | $281,000 | $2,805,000 | $109,000 | $3,122,000 |
| Black or African American | 7,612 | $1,900,080,000 | $249,000 | $8,005,000 | $103,000 | $3,800,000 |
| Asian | 6,319 | $2,801,505,000 | $443,000 | $4,005,000 | $172,000 | $7,533,000 |
| American Indian or Alaskan Native | 500 | $107,750,000 | $215,000 | $1,255,000 | $112,000 | $1,292,000 |
| Native Hawaiian or Other Pacific Islander | 230 | $70,660,000 | $307,000 | $2,005,000 | $119,000 | $630,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 98,817 | $37,328,505,000 | $377,000 | $90,005,000 | $140,000 | $7,533,000 |
| FHA-insured (Federal Housing Administration) | 22,583 | $6,114,455,000 | $270,000 | $1,425,000 | $79,000 | $1,512,000 |
| VA-guaranteed (Veterans Administration) | 9,059 | $3,626,805,000 | $400,000 | $3,955,000 | $103,000 | $851,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,131 | $374,445,000 | $175,000 | $585,000 | $57,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 61,200 | $24,550,130,000 | $401,000 | $90,005,000 | $134,000 | $7,431,000 |
| Loan Purchased By The Institution | 33,647 | $10,966,285,000 | $325,000 | $3,955,000 | $69,000 | $1,085,000 |
| Application Denied By Financial Institution | 20,593 | $7,197,175,000 | $349,000 | $65,005,000 | $119,000 | $7,533,000 |
| Application Withdrawn By Applicant | 14,284 | $4,079,750,000 | $285,000 | $59,405,000 | $127,000 | $7,431,000 |
| File Closed For Incompleteness | 1,708 | $376,080,000 | $220,000 | $13,005,000 | $128,000 | $3,517,000 |
| Application Approved But Not Accepted | 1,158 | $274,790,000 | $237,000 | $10,305,000 | $124,000 | $1,319,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 111,997 | $40,247,035,000 | $359,000 | $90,005,000 | $132,000 | $7,431,000 |
| Credit Application Incomplete | 8,450 | $2,977,370,000 | $352,000 | $3,135,000 | $137,000 | $7,533,000 |
| Debt-To-Income Ratio | 6,629 | $2,024,635,000 | $305,000 | $3,705,000 | $88,000 | $1,562,000 |
| Credit History | 2,394 | $488,910,000 | $204,000 | $24,505,000 | $113,000 | $5,824,000 |
| Collateral | 1,785 | $1,123,565,000 | $629,000 | $65,005,000 | $133,000 | $3,438,000 |
| Other | 939 | $450,085,000 | $479,000 | $33,005,000 | $161,000 | $1,589,000 |
| Unverifiable Information | 199 | $72,545,000 | $364,000 | $2,455,000 | $155,000 | $2,230,000 |
| Employment History | 110 | $32,560,000 | $296,000 | $1,085,000 | $108,000 | $615,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 84 | $26,460,000 | $315,000 | $1,275,000 | $115,000 | $1,058,000 |
| Mortgage Insurance Denied | 3 | $1,045,000 | $348,000 | $365,000 | $81,000 | $100,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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