Flat Branch Mortgage, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, Flat Branch Mortgage, Inc. of Columbia, MO reported 19,426 mortgage applications totaling $4.7 billion, up 10% from 2024. The average application was for $240,670, and applicants reported an average income of $104,183. 79% of its applications resulted in an originated loan and 1% were denied. Its largest markets were St. Louis, MO-IL (2,039), Joplin, MO (1,505) and Kansas City, MO-KS (1,290) (applications in parentheses).

Mortgage Company & Address Flat Branch Mortgage, Inc.
101 S. Fifth Street, Ste 200
Columbia, MO 65201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 19,426
Total Mortgage Loan Application Amount $4,675,260,000
Average Mortgage Loan Application Amount $240,670
Highest Mortgage Loan Application Amount $2,755,000
Average Applicant Income $104,183
Highest Applicant Income $3,292,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flat Branch Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flat Branch Mortgage, Inc. by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jasper, Missouri 989 $ 186,615,000 $ 188,690 $ 84,000
Tulsa, Oklahoma 717 $ 179,885,000 $ 250,885 $ 100,000
St. Louis, Missouri 628 $ 194,620,000 $ 309,904 $ 128,000
Boone, Missouri 617 $ 169,745,000 $ 275,113 $ 112,000
Greene, Missouri 591 $ 148,465,000 $ 251,209 $ 110,000
Jackson, Missouri 556 $ 146,880,000 $ 264,172 $ 112,000
St. Charles, Missouri 531 $ 163,405,000 $ 307,730 $ 133,000
Benton, Arkansas 485 $ 156,475,000 $ 322,628 $ 136,000
Peoria, Illinois 425 $ 72,035,000 $ 169,494 $ 103,000
Newton, Missouri 380 $ 81,880,000 $ 215,473 $ 86,000
Cole, Missouri 323 $ 79,445,000 $ 245,959 $ 90,000
Washington, Arkansas 321 $ 94,785,000 $ 295,280 $ 126,000
Wichita, Texas 319 $ 62,015,000 $ 194,404 $ 92,000
El Paso, Colorado 303 $ 128,155,000 $ 422,953 $ 115,000
Shawnee, Kansas 292 $ 60,460,000 $ 207,054 $ 91,000
Tazewell, Illinois 274 $ 45,280,000 $ 165,255 $ 92,000
Pulaski, Missouri 270 $ 60,740,000 $ 224,962 $ 84,000
Pulaski, Arkansas 247 $ 41,815,000 $ 169,291 $ 78,000
Christian, Missouri 238 $ 65,850,000 $ 276,680 $ 111,000
Camden, Missouri 228 $ 65,600,000 $ 287,719 $ 151,000
Sedgwick, Kansas 227 $ 48,405,000 $ 213,237 $ 94,000
Callaway, Missouri 216 $ 55,640,000 $ 257,592 $ 98,000
Douglas, Nebraska 192 $ 69,040,000 $ 359,583 $ 191,000
Johnson, Kansas 187 $ 68,325,000 $ 365,374 $ 143,000
Champaign, Illinois 180 $ 43,550,000 $ 241,944 $ 118,000
Jefferson, Missouri 179 $ 44,215,000 $ 247,011 $ 97,000
Clay, Missouri 178 $ 52,320,000 $ 293,932 $ 120,000
Crawford, Kansas 171 $ 26,315,000 $ 153,888 $ 68,000
Lonoke, Arkansas 160 $ 32,160,000 $ 201,000 $ 79,000
Madison, Illinois 152 $ 28,730,000 $ 189,013 $ 90,000
Cass, Missouri 148 $ 43,360,000 $ 292,972 $ 110,000
Laclede, Missouri 145 $ 28,665,000 $ 197,689 $ 77,000
Kay, Oklahoma 145 $ 22,645,000 $ 156,172 $ 83,000
Wagoner, Oklahoma 142 $ 38,500,000 $ 271,126 $ 100,000
Linn, Iowa 140 $ 30,580,000 $ 218,428 $ 84,000
Johnson, Missouri 137 $ 37,075,000 $ 270,620 $ 101,000
Cherokee, Kansas 136 $ 19,300,000 $ 141,911 $ 72,000
St. Louis City, Missouri 134 $ 31,990,000 $ 238,731 $ 114,000
Taney, Missouri 124 $ 29,000,000 $ 233,870 $ 97,000
Franklin, Missouri 116 $ 26,510,000 $ 228,534 $ 104,000
Rogers, Oklahoma 113 $ 30,425,000 $ 269,247 $ 115,000
White, Arkansas 108 $ 19,190,000 $ 177,685 $ 78,000
Lincoln, Missouri 102 $ 28,140,000 $ 275,882 $ 98,000
Miller, Missouri 102 $ 26,170,000 $ 256,568 $ 97,000
Saline, Missouri 102 $ 16,920,000 $ 165,882 $ 73,000
Pottawattamie, Iowa 100 $ 22,640,000 $ 226,400 $ 85,000
Lawrence, Missouri 98 $ 19,830,000 $ 202,346 $ 80,000
Randolph, Missouri 98 $ 16,850,000 $ 171,938 $ 80,000
Hamilton, Indiana 96 $ 34,810,000 $ 362,604 $ 164,000
Polk, Missouri 95 $ 21,435,000 $ 225,631 $ 91,000
Audrain, Missouri 94 $ 15,800,000 $ 168,085 $ 77,000
Faulkner, Arkansas 85 $ 21,735,000 $ 255,705 $ 98,000
Warren, Missouri 84 $ 25,070,000 $ 298,452 $ 132,000
Lubbock, Texas 84 $ 19,860,000 $ 236,428 $ 106,000
Midland, Texas 83 $ 24,375,000 $ 293,674 $ 136,000
Fulton, Illinois 78 $ 8,040,000 $ 103,076 $ 62,000
Saline, Arkansas 75 $ 15,585,000 $ 207,800 $ 95,000
Sangamon, Illinois 75 $ 15,965,000 $ 212,866 $ 101,000
Macon, Illinois 73 $ 9,865,000 $ 135,136 $ 77,000
Marion, Indiana 72 $ 16,970,000 $ 235,694 $ 97,000
Pettis, Missouri 71 $ 15,185,000 $ 213,873 $ 85,000
Sarpy, Nebraska 71 $ 23,285,000 $ 327,957 $ 144,000
Barry, Missouri 68 $ 13,960,000 $ 205,294 $ 95,000
Cape Girardeau, Missouri 68 $ 17,310,000 $ 254,558 $ 99,000
Creek, Oklahoma 68 $ 14,260,000 $ 209,705 $ 81,000
Labette, Kansas 67 $ 8,265,000 $ 123,358 $ 64,000
Osage, Oklahoma 66 $ 14,290,000 $ 216,515 $ 90,000
Adams, Illinois 65 $ 10,945,000 $ 168,384 $ 73,000
Phelps, Missouri 64 $ 13,590,000 $ 212,343 $ 97,000
Hockley, Texas 61 $ 10,865,000 $ 178,114 $ 81,000
Woodford, Illinois 60 $ 14,340,000 $ 239,000 $ 113,000
Stone, Missouri 60 $ 15,780,000 $ 263,000 $ 124,000
Webster, Missouri 59 $ 14,045,000 $ 238,050 $ 96,000
Oklahoma, Oklahoma 59 $ 17,055,000 $ 289,067 $ 158,000
Sebastian, Arkansas 58 $ 9,470,000 $ 163,275 $ 72,000
Morgan, Missouri 58 $ 15,790,000 $ 272,241 $ 116,000
Scott, Missouri 58 $ 9,620,000 $ 165,862 $ 72,000
Okmulgee, Oklahoma 58 $ 11,500,000 $ 198,275 $ 96,000
Washington, Oklahoma 56 $ 9,420,000 $ 168,214 $ 73,000
Marion, Missouri 54 $ 8,740,000 $ 161,851 $ 80,000
Adair, Missouri 52 $ 8,800,000 $ 169,230 $ 77,000
Vermilion, Illinois 51 $ 7,695,000 $ 150,882 $ 79,000
Platte, Missouri 51 $ 17,995,000 $ 352,843 $ 132,000
Moniteau, Missouri 50 $ 12,420,000 $ 248,400 $ 78,000
McPherson, Kansas 49 $ 9,125,000 $ 186,224 $ 85,000
Montgomery, Kansas 49 $ 6,175,000 $ 126,020 $ 68,000
Ottawa, Oklahoma 47 $ 6,875,000 $ 146,276 $ 67,000
Texas, Missouri 46 $ 7,940,000 $ 172,608 $ 80,000
Lafayette, Missouri 45 $ 11,315,000 $ 251,444 $ 86,000
McDonald, Missouri 45 $ 8,985,000 $ 199,666 $ 85,000
Crawford, Arkansas 44 $ 10,510,000 $ 238,863 $ 101,000
Marion, Illinois 44 $ 6,500,000 $ 147,727 $ 74,000
Cooper, Missouri 43 $ 9,735,000 $ 226,395 $ 100,000
McLean, Illinois 42 $ 8,670,000 $ 206,428 $ 96,000
Butler, Missouri 42 $ 6,600,000 $ 157,142 $ 64,000
Ector, Texas 42 $ 10,330,000 $ 245,952 $ 96,000
St. Clair, Illinois 40 $ 8,540,000 $ 213,500 $ 105,000
Cleveland, Oklahoma 40 $ 10,010,000 $ 250,250 $ 105,000
Craighead, Arkansas 38 $ 7,740,000 $ 203,684 $ 88,000
Delaware, Oklahoma 37 $ 10,645,000 $ 287,702 $ 152,000
Coles, Illinois 36 $ 5,910,000 $ 164,166 $ 84,000
Dallas, Missouri 36 $ 7,950,000 $ 220,833 $ 81,000
Osage, Missouri 36 $ 8,640,000 $ 240,000 $ 80,000
Pueblo, Colorado 34 $ 10,030,000 $ 295,000 $ 78,000
Wright, Missouri 34 $ 5,660,000 $ 166,470 $ 71,000
Canadian, Oklahoma 34 $ 9,520,000 $ 280,000 $ 93,000
Ford, Illinois 33 $ 5,145,000 $ 155,909 $ 78,000
Madison, Indiana 33 $ 6,425,000 $ 194,696 $ 85,000
Wyandotte, Kansas 33 $ 6,135,000 $ 185,909 $ 97,000
Pike, Missouri 33 $ 6,375,000 $ 193,181 $ 77,000
Buchanan, Missouri 32 $ 6,150,000 $ 192,187 $ 83,000
Vernon, Missouri 32 $ 5,490,000 $ 171,562 $ 74,000
Williamson, Illinois 31 $ 6,575,000 $ 212,096 $ 110,000
Benton, Missouri 31 $ 5,635,000 $ 181,774 $ 91,000
New Madrid, Missouri 29 $ 4,615,000 $ 159,137 $ 78,000
Archer, Texas 29 $ 6,575,000 $ 226,724 $ 103,000
Clay, Texas 29 $ 5,525,000 $ 190,517 $ 86,000
Jersey, Illinois 28 $ 4,720,000 $ 168,571 $ 77,000
Douglas, Illinois 27 $ 4,445,000 $ 164,629 $ 96,000
Larimer, Colorado 26 $ 13,040,000 $ 501,538 $ 190,000
Johnson, Iowa 26 $ 7,750,000 $ 298,076 $ 117,000
Henry, Missouri 26 $ 6,550,000 $ 251,923 $ 127,000
Macon, Missouri 26 $ 3,870,000 $ 148,846 $ 87,000
Comanche, Oklahoma 26 $ 4,460,000 $ 171,538 $ 82,000
Piatt, Illinois 25 $ 4,945,000 $ 197,800 $ 99,000
Barton, Missouri 25 $ 3,845,000 $ 153,800 $ 62,000
Clinton, Missouri 25 $ 7,225,000 $ 289,000 $ 105,000
Marshall, Illinois 24 $ 3,330,000 $ 138,750 $ 78,000
Maries, Missouri 24 $ 6,000,000 $ 250,000 $ 114,000
Wilbarger, Texas 24 $ 3,300,000 $ 137,500 $ 72,000
Howard, Indiana 23 $ 3,915,000 $ 170,217 $ 77,000
Crawford, Missouri 23 $ 5,075,000 $ 220,652 $ 106,000
Ste. Genevieve, Missouri 23 $ 5,825,000 $ 253,260 $ 122,000
Mason, Illinois 22 $ 2,980,000 $ 135,454 $ 73,000
Clinton, Illinois 21 $ 3,285,000 $ 156,428 $ 81,000
Gasconade, Missouri 21 $ 3,675,000 $ 175,000 $ 64,000
Perry, Missouri 21 $ 4,435,000 $ 211,190 $ 116,000
Muskogee, Oklahoma 21 $ 3,375,000 $ 160,714 $ 106,000
Boone, Arkansas 20 $ 4,580,000 $ 229,000 $ 103,000
Macoupin, Illinois 20 $ 2,880,000 $ 144,000 $ 72,000
Osage, Kansas 20 $ 3,330,000 $ 166,500 $ 75,000
St. Francois, Missouri 20 $ 4,730,000 $ 236,500 $ 89,000
Mayes, Oklahoma 20 $ 4,050,000 $ 202,500 $ 76,000
Greenville, South Carolina 20 $ 7,650,000 $ 382,500 $ 163,000
Davidson, Tennessee 20 $ 12,300,000 $ 615,000 $ 341,000
Knox, Illinois 19 $ 2,805,000 $ 147,631 $ 79,000
Jackson, Kansas 19 $ 4,275,000 $ 225,000 $ 80,000
Jefferson, Kansas 19 $ 4,585,000 $ 241,315 $ 101,000
Bates, Missouri 19 $ 3,555,000 $ 187,105 $ 71,000
Cedar, Missouri 19 $ 3,405,000 $ 179,210 $ 70,000
Ray, Missouri 19 $ 4,385,000 $ 230,789 $ 93,000
Logan, Oklahoma 19 $ 5,745,000 $ 302,368 $ 158,000
Butler, Kansas 18 $ 6,280,000 $ 348,888 $ 130,000
Carroll, Missouri 18 $ 2,410,000 $ 133,888 $ 62,000
Lewis, Missouri 18 $ 3,930,000 $ 218,333 $ 96,000
Livingston, Missouri 18 $ 2,640,000 $ 146,666 $ 62,000
Montgomery, Missouri 18 $ 3,130,000 $ 173,888 $ 77,000
Sequoyah, Oklahoma 18 $ 3,080,000 $ 171,111 $ 93,000
Izard, Arkansas 17 $ 2,965,000 $ 174,411 $ 90,000
Dade, Missouri 17 $ 2,495,000 $ 146,764 $ 62,000
Hickory, Missouri 17 $ 2,855,000 $ 167,941 $ 68,000
De Witt, Illinois 16 $ 2,790,000 $ 174,375 $ 73,000
Hendricks, Indiana 16 $ 5,740,000 $ 358,750 $ 119,000
Muscatine, Iowa 16 $ 2,860,000 $ 178,750 $ 66,000
Reno, Kansas 16 $ 3,300,000 $ 206,250 $ 90,000
Wilson, Kansas 16 $ 1,640,000 $ 102,500 $ 51,000
Independence, Arkansas 15 $ 3,255,000 $ 217,000 $ 123,000
Madison, Arkansas 15 $ 3,855,000 $ 257,000 $ 96,000
Logan, Illinois 15 $ 2,185,000 $ 145,666 $ 71,000
McDonough, Illinois 15 $ 1,425,000 $ 95,000 $ 60,000
Nodaway, Missouri 15 $ 3,305,000 $ 220,333 $ 134,000
Pemiscot, Missouri 15 $ 1,795,000 $ 119,666 $ 69,000
Stoddard, Missouri 15 $ 2,075,000 $ 138,333 $ 76,000
Sumner, Tennessee 15 $ 6,085,000 $ 405,666 $ 152,000
Jefferson, Arkansas 14 $ 1,660,000 $ 118,571 $ 74,000
Poinsett, Arkansas 14 $ 1,720,000 $ 122,857 $ 88,000
Bourbon, Kansas 14 $ 1,920,000 $ 137,142 $ 64,000
Leavenworth, Kansas 14 $ 5,390,000 $ 385,000 $ 182,000
Sumner, Kansas 14 $ 2,010,000 $ 143,571 $ 80,000
Howell, Missouri 14 $ 2,260,000 $ 161,428 $ 69,000
Robertson, Tennessee 14 $ 3,610,000 $ 257,857 $ 92,000
Neosho, Kansas 13 $ 1,885,000 $ 145,000 $ 84,000
Linn, Missouri 13 $ 1,895,000 $ 145,769 $ 82,000
Greene, Arkansas 12 $ 2,150,000 $ 179,166 $ 79,000
Boulder, Colorado 12 $ 7,660,000 $ 638,333 $ 358,000
Jefferson, Illinois 12 $ 1,870,000 $ 155,833 $ 101,000
Livingston, Illinois 12 $ 2,000,000 $ 166,666 $ 78,000
Howard, Missouri 12 $ 1,850,000 $ 154,166 $ 73,000
Ralls, Missouri 12 $ 1,790,000 $ 149,166 $ 64,000
Cumberland, North Carolina 12 $ 3,180,000 $ 265,000 $ 94,000
Payne, Oklahoma 12 $ 2,390,000 $ 199,166 $ 98,000
Young, Texas 12 $ 2,810,000 $ 234,166 $ 116,000
Garland, Arkansas 11 $ 3,455,000 $ 314,090 $ 180,000
Harvey, Kansas 11 $ 2,005,000 $ 182,272 $ 109,000
Mississippi, Missouri 11 $ 1,555,000 $ 141,363 $ 80,000
Monroe, Missouri 11 $ 1,975,000 $ 179,545 $ 87,000
McIntosh, Oklahoma 11 $ 3,385,000 $ 307,727 $ 143,000
Stephens, Oklahoma 11 $ 1,645,000 $ 149,545 $ 69,000
Cross, Arkansas 10 $ 1,900,000 $ 190,000 $ 86,000
Weld, Colorado 10 $ 4,360,000 $ 436,000 $ 147,000
Cook, Illinois 10 $ 2,820,000 $ 282,000 $ 444,000
Boone, Indiana 10 $ 4,220,000 $ 422,000 $ 159,000
Miami, Kansas 10 $ 3,000,000 $ 300,000 $ 116,000
Iron, Missouri 10 $ 1,720,000 $ 172,000 $ 93,000
St. Clair, Missouri 10 $ 1,870,000 $ 187,000 $ 98,000
Nowata, Oklahoma 10 $ 940,000 $ 94,000 $ 70,000
Spartanburg, South Carolina 10 $ 2,290,000 $ 229,000 $ 82,000
Dickson, Tennessee 10 $ 3,350,000 $ 335,000 $ 101,000
Hamilton, Tennessee 10 $ 4,800,000 $ 480,000 $ 151,000
Montgomery, Texas 10 $ 4,110,000 $ 411,000 $ 580,000
Maricopa, Arizona 9 $ 5,945,000 $ 660,555 $ 285,000
Carroll, Arkansas 9 $ 1,935,000 $ 215,000 $ 115,000
Hancock, Indiana 9 $ 2,935,000 $ 326,111 $ 106,000
Johnson, Indiana 9 $ 3,295,000 $ 366,111 $ 119,000
Douglas, Kansas 9 $ 2,185,000 $ 242,777 $ 132,000
Dent, Missouri 9 $ 2,295,000 $ 255,000 $ 86,000
Carter, Oklahoma 9 $ 1,685,000 $ 187,222 $ 91,000
Grady, Oklahoma 9 $ 2,705,000 $ 300,555 $ 152,000
Murray, Oklahoma 9 $ 1,745,000 $ 193,888 $ 105,000
Jefferson, Tennessee 9 $ 1,315,000 $ 146,111 $ 64,000
Cleburne, Arkansas 8 $ 1,980,000 $ 247,500 $ 95,000
Lee, Florida 8 $ 4,090,000 $ 511,250 $ 344,000
Christian, Illinois 8 $ 1,170,000 $ 146,250 $ 73,000
McHenry, Illinois 8 $ 3,670,000 $ 458,750 $ 191,000
Cowley, Kansas 8 $ 1,350,000 $ 168,750 $ 60,000
Bollinger, Missouri 8 $ 2,010,000 $ 251,250 $ 111,000
Douglas, Missouri 8 $ 2,300,000 $ 287,500 $ 72,000
Dunklin, Missouri 8 $ 1,150,000 $ 143,750 $ 74,000
Lancaster, Nebraska 8 $ 2,860,000 $ 357,500 $ 161,000
Saunders, Nebraska 8 $ 2,840,000 $ 355,000 $ 218,000
Hoke, North Carolina 8 $ 2,370,000 $ 296,250 $ 111,000
Cherokee, Oklahoma 8 $ 1,560,000 $ 195,000 $ 132,000
Haskell, Oklahoma 8 $ 1,400,000 $ 175,000 $ 89,000
Maury, Tennessee 8 $ 1,650,000 $ 206,250 $ 83,000
Franklin, Arkansas 7 $ 825,000 $ 117,857 $ 64,000
Douglas, Colorado 7 $ 4,175,000 $ 596,428 $ 101,000
Edgar, Illinois 7 $ 865,000 $ 123,571 $ 63,000
Henry, Illinois 7 $ 1,015,000 $ 145,000 $ 101,000
Iroquois, Illinois 7 $ 1,525,000 $ 217,857 $ 95,000
Pike, Illinois 7 $ 935,000 $ 133,571 $ 71,000
Greene, Indiana 7 $ 1,705,000 $ 243,571 $ 116,000
Benton, Iowa 7 $ 1,335,000 $ 190,714 $ 97,000
Franklin, Kansas 7 $ 1,355,000 $ 193,571 $ 78,000
Ripley, Missouri 7 $ 1,625,000 $ 232,142 $ 98,000
Shelby, Missouri 7 $ 985,000 $ 140,714 $ 62,000
Adair, Oklahoma 7 $ 1,185,000 $ 169,285 $ 65,000
Le Flore, Oklahoma 7 $ 1,045,000 $ 149,285 $ 52,000
Lincoln, Oklahoma 7 $ 1,565,000 $ 223,571 $ 86,000
Pawnee, Oklahoma 7 $ 1,545,000 $ 220,714 $ 84,000
Sevier, Tennessee 7 $ 2,235,000 $ 319,285 $ 107,000
Dallas, Texas 7 $ 2,075,000 $ 296,428 $ 157,000
Tarrant, Texas 7 $ 2,855,000 $ 407,857 $ 165,000
Phillips, Arkansas 6 $ 430,000 $ 71,666 $ 38,000
Alamosa, Colorado 6 $ 2,140,000 $ 356,666 $ 130,000
Arapahoe, Colorado 6 $ 2,010,000 $ 335,000 $ 100,000
Bureau, Illinois 6 $ 930,000 $ 155,000 $ 79,000
DeKalb, Illinois 6 $ 1,770,000 $ 295,000 $ 118,000
Montgomery, Illinois 6 $ 580,000 $ 96,666 $ 71,000
Tipton, Indiana 6 $ 1,340,000 $ 223,333 $ 90,000
Jones, Iowa 6 $ 910,000 $ 151,666 $ 56,000
Mills, Iowa 6 $ 1,220,000 $ 203,333 $ 89,000
Marion, Kansas 6 $ 990,000 $ 165,000 $ 98,000
McCracken, Kentucky 6 $ 1,130,000 $ 188,333 $ 90,000
Craig, Oklahoma 6 $ 1,090,000 $ 181,666 $ 64,000
Montgomery, Tennessee 6 $ 1,650,000 $ 275,000 $ 84,000
Denton, Texas 6 $ 2,090,000 $ 348,333 $ 153,000
Johnson, Arkansas 5 $ 1,265,000 $ 253,000 $ 232,000
Van Buren, Arkansas 5 $ 635,000 $ 127,000 $ 139,000
Denver, Colorado 5 $ 2,405,000 $ 481,000 $ 183,000
Jefferson, Colorado 5 $ 3,325,000 $ 665,000 $ 204,000
Teller, Colorado 5 $ 1,665,000 $ 333,000 $ 97,000
Pinellas, Florida 5 $ 1,925,000 $ 385,000 $ 209,000
Catoosa, Georgia 5 $ 1,465,000 $ 293,000 $ 88,000
Clark, Illinois 5 $ 685,000 $ 137,000 $ 93,000
Greene, Illinois 5 $ 565,000 $ 113,000 $ 61,000
Jackson, Illinois 5 $ 1,245,000 $ 249,000 $ 163,000
LaSalle, Illinois 5 $ 965,000 $ 193,000 $ 59,000
Shelby, Illinois 5 $ 1,345,000 $ 269,000 $ 49,000
Stark, Illinois 5 $ 775,000 $ 155,000 $ 60,000
Jasper, Indiana 5 $ 1,195,000 $ 239,000 $ 93,000
Vigo, Indiana 5 $ 625,000 $ 125,000 $ 48,000
Dallas, Iowa 5 $ 1,865,000 $ 373,000 $ 138,000
Pottawatomie, Kansas 5 $ 1,185,000 $ 237,000 $ 99,000
Saline, Kansas 5 $ 905,000 $ 181,000 $ 104,000
DeSoto, Mississippi 5 $ 1,675,000 $ 335,000 $ 128,000
Andrew, Missouri 5 $ 1,115,000 $ 223,000 $ 95,000
Chariton, Missouri 5 $ 795,000 $ 159,000 $ 68,000
Washington, Missouri 5 $ 1,355,000 $ 271,000 $ 88,000
Moore, North Carolina 5 $ 1,735,000 $ 347,000 $ 167,000
McClain, Oklahoma 5 $ 2,125,000 $ 425,000 $ 143,000
Okfuskee, Oklahoma 5 $ 725,000 $ 145,000 $ 62,000
Pittsburg, Oklahoma 5 $ 1,255,000 $ 251,000 $ 128,000
Loudon, Tennessee 5 $ 1,675,000 $ 335,000 $ 122,000
Rutherford, Tennessee 5 $ 2,015,000 $ 403,000 $ 171,000
Williamson, Tennessee 5 $ 1,665,000 $ 333,000 $ 102,000
Andrews, Texas 5 $ 1,125,000 $ 225,000 $ 78,000
Baylor, Texas 5 $ 755,000 $ 151,000 $ 61,000
Bell, Texas 5 $ 2,195,000 $ 439,000 $ 181,000
Hale, Texas 5 $ 965,000 $ 193,000 $ 63,000
Harris, Texas 5 $ 1,845,000 $ 369,000 $ 105,000
Thurston, Washington 5 $ 2,115,000 $ 423,000 $ 94,000
Baldwin, Alabama 4 $ 2,550,000 $ 637,500 $ 154,000
Mobile, Alabama 4 $ 830,000 $ 207,500 $ 70,000
Jackson, Arkansas 4 $ 630,000 $ 157,500 $ 77,000
Prairie, Arkansas 4 $ 290,000 $ 72,500 $ 51,000
Broomfield, Colorado 4 $ 2,740,000 $ 685,000 $ 210,000
Brevard, Florida 4 $ 1,300,000 $ 325,000 $ 79,000
Okaloosa, Florida 4 $ 2,040,000 $ 510,000 $ 468,000
Hancock, Illinois 4 $ 480,000 $ 120,000 $ 62,000
Lake, Illinois 4 $ 1,420,000 $ 355,000 $ 139,000
Menard, Illinois 4 $ 600,000 $ 150,000 $ 88,000
Saline, Illinois 4 $ 430,000 $ 107,500 $ 74,000
Union, Illinois 4 $ 570,000 $ 142,500 $ 78,000
Warren, Illinois 4 $ 620,000 $ 155,000 $ 91,000
Delaware, Indiana 4 $ 610,000 $ 152,500 $ 59,000
Grant, Indiana 4 $ 510,000 $ 127,500 $ 54,000
Lake, Indiana 4 $ 490,000 $ 122,500 $ 140,000
Miami, Indiana 4 $ 480,000 $ 120,000 $ 57,000
Monroe, Indiana 4 $ 1,180,000 $ 295,000 $ 101,000
Morgan, Indiana 4 $ 1,040,000 $ 260,000 $ 85,000
Cedar, Iowa 4 $ 820,000 $ 205,000 $ 109,000
Harrison, Iowa 4 $ 1,290,000 $ 322,500 $ 159,000
Polk, Iowa 4 $ 1,200,000 $ 300,000 $ 103,000
Scott, Iowa 4 $ 440,000 $ 110,000 $ 69,000
Rice, Kansas 4 $ 650,000 $ 162,500 $ 81,000
Wabaunsee, Kansas 4 $ 900,000 $ 225,000 $ 71,000
Panola, Mississippi 4 $ 610,000 $ 152,500 $ 100,000
Caldwell, Missouri 4 $ 480,000 $ 120,000 $ 59,000
Carter, Missouri 4 $ 1,180,000 $ 295,000 $ 87,000
Gentry, Missouri 4 $ 630,000 $ 157,500 $ 78,000
Madison, Missouri 4 $ 870,000 $ 217,500 $ 189,000
Sullivan, Missouri 4 $ 690,000 $ 172,500 $ 121,000
Wayne, Missouri 4 $ 630,000 $ 157,500 $ 54,000
Cass, Nebraska 4 $ 990,000 $ 247,500 $ 127,000
Dodge, Nebraska 4 $ 1,400,000 $ 350,000 $ 138,000
Washington, Nebraska 4 $ 880,000 $ 220,000 $ 106,000
Coal, Oklahoma 4 $ 730,000 $ 182,500 $ 160,000
Noble, Oklahoma 4 $ 750,000 $ 187,500 $ 79,000
Pontotoc, Oklahoma 4 $ 1,030,000 $ 257,500 $ 112,000
Pottawatomie, Oklahoma 4 $ 940,000 $ 235,000 $ 118,000
Seminole, Oklahoma 4 $ 650,000 $ 162,500 $ 70,000
Anderson, South Carolina 4 $ 1,010,000 $ 252,500 $ 98,000
York, South Carolina 4 $ 1,870,000 $ 467,500 $ 202,000
Knox, Tennessee 4 $ 1,620,000 $ 405,000 $ 129,000
Marshall, Tennessee 4 $ 1,620,000 $ 405,000 $ 111,000
Wilson, Tennessee 4 $ 1,480,000 $ 370,000 $ 140,000
Hays, Texas 4 $ 1,290,000 $ 322,500 $ 105,000
Hunt, Texas 4 $ 2,020,000 $ 505,000 $ 74,000
Lamb, Texas 4 $ 580,000 $ 145,000 $ 58,000
Potter, Texas 4 $ 1,020,000 $ 255,000 $ 130,000
Smith, Texas 4 $ 1,140,000 $ 285,000 $ 83,000
Baxter, Arkansas 3 $ 1,295,000 $ 431,666 $ 254,000
Clay, Arkansas 3 $ 195,000 $ 65,000 $ 56,000
Desha, Arkansas 3 $ 535,000 $ 178,333 $ 109,000
Hot Spring, Arkansas 3 $ 565,000 $ 188,333 $ 78,000
Logan, Arkansas 3 $ 465,000 $ 155,000 $ 72,000
Marion, Arkansas 3 $ 775,000 $ 258,333 $ 252,000
Polk, Arkansas 3 $ 505,000 $ 168,333 $ 62,000
Bay, Florida 3 $ 525,000 $ 175,000 $ 95,000
Collier, Florida 3 $ 3,635,000 $ 1,211,666 $ 374,000
Manatee, Florida 3 $ 1,175,000 $ 391,666 $ 116,000
Pasco, Florida 3 $ 935,000 $ 311,666 $ 71,000
DuPage, Illinois 3 $ 1,395,000 $ 465,000 $ 192,000
Franklin, Illinois 3 $ 215,000 $ 71,666 $ 36,000
Kane, Illinois 3 $ 1,605,000 $ 535,000 $ 299,000
Kendall, Illinois 3 $ 1,185,000 $ 395,000 $ 188,000
Morgan, Illinois 3 $ 315,000 $ 105,000 $ 61,000
Perry, Illinois 3 $ 465,000 $ 155,000 $ 70,000
Putnam, Illinois 3 $ 505,000 $ 168,333 $ 87,000
Randolph, Illinois 3 $ 385,000 $ 128,333 $ 84,000
Stephenson, Illinois 3 $ 585,000 $ 195,000 $ 61,000
Washington, Illinois 3 $ 495,000 $ 165,000 $ 70,000
Wayne, Illinois 3 $ 305,000 $ 101,666 $ 52,000
Will, Illinois 3 $ 1,115,000 $ 371,666 $ 146,000
Clinton, Indiana 3 $ 635,000 $ 211,666 $ 69,000
Vanderburgh, Indiana 3 $ 915,000 $ 305,000 $ 116,000
Wabash, Indiana 3 $ 655,000 $ 218,333 $ 86,000
Buchanan, Iowa 3 $ 485,000 $ 161,666 $ 48,000
Clinton, Iowa 3 $ 555,000 $ 185,000 $ 72,000
Delaware, Iowa 3 $ 405,000 $ 135,000 $ 81,000
Coffey, Kansas 3 $ 645,000 $ 215,000 $ 110,000
Riley, Kansas 3 $ 635,000 $ 211,666 $ 90,000
Beauregard, Louisiana 3 $ 845,000 $ 281,666 $ 173,000
Vernon, Louisiana 3 $ 805,000 $ 268,333 $ 72,000
Tate, Mississippi 3 $ 705,000 $ 235,000 $ 81,000
Grundy, Missouri 3 $ 535,000 $ 178,333 $ 116,000
Holt, Missouri 3 $ 415,000 $ 138,333 $ 85,000
Shannon, Missouri 3 $ 525,000 $ 175,000 $ 72,000
Otoe, Nebraska 3 $ 665,000 $ 221,666 $ 117,000
Sandoval, New Mexico 3 $ 905,000 $ 301,666 $ 89,000
Sampson, North Carolina 3 $ 725,000 $ 241,666 $ 91,000
Wake, North Carolina 3 $ 3,485,000 $ 1,161,666 $ 390,000
Atoka, Oklahoma 3 $ 635,000 $ 211,666 $ 96,000
Blount, Tennessee 3 $ 805,000 $ 268,333 $ 96,000
Cocke, Tennessee 3 $ 485,000 $ 161,666 $ 47,000
Hamblen, Tennessee 3 $ 975,000 $ 325,000 $ 108,000
Humphreys, Tennessee 3 $ 765,000 $ 255,000 $ 55,000
Shelby, Tennessee 3 $ 555,000 $ 185,000 $ 73,000
Bexar, Texas 3 $ 1,085,000 $ 361,666 $ 198,000
Collin, Texas 3 $ 1,185,000 $ 395,000 $ 111,000
El Paso, Texas 3 $ 645,000 $ 215,000 $ 101,000
Howard, Texas 3 $ 675,000 $ 225,000 $ 80,000
Rockwall, Texas 3 $ 1,075,000 $ 358,333 $ 167,000
Taylor, Texas 3 $ 485,000 $ 161,666 $ 87,000
Terry, Texas 3 $ 495,000 $ 165,000 $ 96,000
Jefferson, Alabama 2 $ 590,000 $ 295,000 $ 95,000
Montgomery, Alabama 2 $ 280,000 $ 140,000 $ 59,000
Arkansas, Arkansas 2 $ 160,000 $ 80,000 $ 53,000
Clark, Arkansas 2 $ 130,000 $ 65,000 $ 42,000
Columbia, Arkansas 2 $ 170,000 $ 85,000 $ 92,000
Drew, Arkansas 2 $ 430,000 $ 215,000 $ 89,000
Fulton, Arkansas 2 $ 380,000 $ 190,000 $ 116,000
Hempstead, Arkansas 2 $ 420,000 $ 210,000 $ 60,000
Lawrence, Arkansas 2 $ 130,000 $ 65,000 $ 34,000
Miller, Arkansas 2 $ 160,000 $ 80,000 $ 55,000
Mississippi, Arkansas 2 $ 110,000 $ 55,000 $ 70,000
Montgomery, Arkansas 2 $ 510,000 $ 255,000 $ 213,000
Perry, Arkansas 2 $ 490,000 $ 245,000 $ 93,000
Sharp, Arkansas 2 $ 300,000 $ 150,000 $ 65,000
St. Francis, Arkansas 2 $ 500,000 $ 250,000 $ 68,000
Chaffee, Colorado 2 $ 1,070,000 $ 535,000 $ 165,000
Otero, Colorado 2 $ 450,000 $ 225,000 $ 57,000
Summit, Colorado 2 $ 1,580,000 $ 790,000 $ 285,000
Clay, Florida 2 $ 620,000 $ 310,000 $ 91,000
Escambia, Florida 2 $ 360,000 $ 180,000 $ 262,000
Lake, Florida 2 $ 520,000 $ 260,000 $ 140,000
Palm Beach, Florida 2 $ 1,460,000 $ 730,000 $ 240,000
Volusia, Florida 2 $ 690,000 $ 345,000 $ 187,000
Gwinnett, Georgia 2 $ 570,000 $ 285,000 $ 276,000
Henry, Georgia 2 $ 640,000 $ 320,000 $ 178,000
Newton, Georgia 2 $ 990,000 $ 495,000 $ 63,000
Alexander, Illinois 2 $ 200,000 $ 100,000 $ 53,000
Grundy, Illinois 2 $ 790,000 $ 395,000 $ 155,000
Kankakee, Illinois 2 $ 870,000 $ 435,000 $ 118,000
Massac, Illinois 2 $ 100,000 $ 50,000 $ 44,000
Monroe, Illinois 2 $ 840,000 $ 420,000 $ 152,000
Moultrie, Illinois 2 $ 280,000 $ 140,000 $ 58,000
Richland, Illinois 2 $ 170,000 $ 85,000 $ 47,000
Whiteside, Illinois 2 $ 310,000 $ 155,000 $ 64,000
Winnebago, Illinois 2 $ 620,000 $ 310,000 $ 46,000
Henry, Indiana 2 $ 310,000 $ 155,000 $ 63,000
Lawrence, Indiana 2 $ 840,000 $ 420,000 $ 135,000
Newton, Indiana 2 $ 550,000 $ 275,000 $ 101,000
Perry, Indiana 2 $ 350,000 $ 175,000 $ 80,000
Shelby, Indiana 2 $ 430,000 $ 215,000 $ 70,000
Black Hawk, Iowa 2 $ 390,000 $ 195,000 $ 78,000
Cass, Iowa 2 $ 290,000 $ 145,000 $ 87,000
Dubuque, Iowa 2 $ 380,000 $ 190,000 $ 70,000
Page, Iowa 2 $ 430,000 $ 215,000 $ 79,000
Poweshiek, Iowa 2 $ 280,000 $ 140,000 $ 152,000
Tama, Iowa 2 $ 210,000 $ 105,000 $ 41,000
Wapello, Iowa 2 $ 160,000 $ 80,000 $ 39,000
Brown, Kansas 2 $ 240,000 $ 120,000 $ 66,000
Ford, Kansas 2 $ 290,000 $ 145,000 $ 88,000
Geary, Kansas 2 $ 260,000 $ 130,000 $ 68,000
Greeley, Kansas 2 $ 270,000 $ 135,000 $ 88,000
Kearny, Kansas 2 $ 390,000 $ 195,000 $ 78,000
Kingman, Kansas 2 $ 380,000 $ 190,000 $ 96,000
Marshall, Kansas 2 $ 300,000 $ 150,000 $ 72,000
Sherman, Kansas 2 $ 300,000 $ 150,000 $ 79,000
Marshall, Kentucky 2 $ 450,000 $ 225,000 $ 346,000
Madison, Mississippi 2 $ 1,390,000 $ 695,000 $ 225,000
Atchison, Missouri 2 $ 240,000 $ 120,000 $ 97,000
Clark, Missouri 2 $ 300,000 $ 150,000 $ 59,000
Ozark, Missouri 2 $ 400,000 $ 200,000 $ 158,000
Schuyler, Missouri 2 $ 400,000 $ 200,000 $ 104,000
Worth, Missouri 2 $ 430,000 $ 215,000 $ 82,000
Gage, Nebraska 2 $ 250,000 $ 125,000 $ 84,000
Garden, Nebraska 2 $ 270,000 $ 135,000 $ 67,000
Lincoln, New Mexico 2 $ 500,000 $ 250,000 $ 183,000
Otero, New Mexico 2 $ 770,000 $ 385,000 $ 114,000
Santa Fe, New Mexico 2 $ 780,000 $ 390,000 $ 231,000
Valencia, New Mexico 2 $ 500,000 $ 250,000 $ 106,000
Gaston, North Carolina 2 $ 1,060,000 $ 530,000 $ 324,000
Onslow, North Carolina 2 $ 520,000 $ 260,000 $ 118,000
Cuyahoga, Ohio 2 $ 680,000 $ 340,000 $ 163,000
Hamilton, Ohio 2 $ 530,000 $ 265,000 $ 85,000
Garfield, Oklahoma 2 $ 180,000 $ 90,000 $ 61,000
Hughes, Oklahoma 2 $ 260,000 $ 130,000 $ 48,000
Jefferson, Oklahoma 2 $ 310,000 $ 155,000 $ 90,000
McCurtain, Oklahoma 2 $ 310,000 $ 155,000 $ 66,000
Tillman, Oklahoma 2 $ 190,000 $ 95,000 $ 83,000
Lancaster, Pennsylvania 2 $ 540,000 $ 270,000 $ 126,000
Laurens, South Carolina 2 $ 460,000 $ 230,000 $ 79,000
Lexington, South Carolina 2 $ 680,000 $ 340,000 $ 108,000
Anderson, Tennessee 2 $ 630,000 $ 315,000 $ 119,000
Cheatham, Tennessee 2 $ 530,000 $ 265,000 $ 111,000
Coffee, Tennessee 2 $ 680,000 $ 340,000 $ 112,000
Henry, Tennessee 2 $ 150,000 $ 75,000 $ 26,000
Washington, Tennessee 2 $ 600,000 $ 300,000 $ 101,000
Cochran, Texas 2 $ 260,000 $ 130,000 $ 65,000
Comal, Texas 2 $ 590,000 $ 295,000 $ 90,000
Crosby, Texas 2 $ 200,000 $ 100,000 $ 51,000
Dawson, Texas 2 $ 360,000 $ 180,000 $ 88,000
Kendall, Texas 2 $ 1,290,000 $ 645,000 $ 594,000
Lynn, Texas 2 $ 620,000 $ 310,000 $ 106,000
McLennan, Texas 2 $ 540,000 $ 270,000 $ 80,000
Nueces, Texas 2 $ 1,220,000 $ 610,000 $ 47,000
Tom Green, Texas 2 $ 510,000 $ 255,000 $ 58,000
Travis, Texas 2 $ 710,000 $ 355,000 $ 151,000
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Mortgage Loan Application Detail Totals for Flat Branch Mortgage, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 17,198 $4,053,110,000 $235,000 $2,725,000 $102,000 $3,292,000
Refinancing 1,291 $412,735,000 $319,000 $2,755,000 $124,000 $1,795,000
Cash-out Refinancing 805 $184,975,000 $229,000 $1,595,000 $118,000 $1,372,000
Home Improvement 125 $23,385,000 $187,000 $705,000 $111,000 $542,000
Not Applicable 7 $1,055,000 $150,000 $195,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,765 $3,318,035,000 $241,000 $2,755,000 $104,000 $1,795,000
Not Provided 2,656 $666,090,000 $250,000 $2,005,000 $113,000 $1,768,000
Hispanic 1,299 $300,095,000 $231,000 $1,005,000 $90,000 $3,292,000
Black or African American 886 $184,320,000 $208,000 $805,000 $87,000 $1,372,000
American Indian or Alaskan Native 439 $95,195,000 $216,000 $955,000 $98,000 $1,224,000
Asian 352 $105,150,000 $298,000 $1,505,000 $129,000 $780,000
Native Hawaiian or Other Pacific Islander 27 $6,065,000 $224,000 $495,000 $79,000 $197,000
Not applicable 2 $310,000 $155,000 $195,000 $58,000 $76,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,895 $2,686,955,000 $246,000 $2,755,000 $120,000 $3,292,000
FHA-insured (Federal Housing Administration) 5,176 $1,127,200,000 $217,000 $735,000 $83,000 $722,000
VA-guaranteed (Veterans Administration) 2,075 $649,705,000 $313,000 $1,775,000 $97,000 $440,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,280 $211,400,000 $165,000 $445,000 $67,000 $139,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,375 $3,707,345,000 $241,000 $2,725,000 $104,000 $3,292,000
Application Withdrawn By Applicant 3,162 $738,170,000 $233,000 $2,755,000 $102,000 $1,767,000
Preapproval Approved but not Accepted 483 $142,725,000 $295,000 $1,505,000 $108,000 $636,000
Application Denied By Financial Institution 184 $36,290,000 $197,000 $795,000 $79,000 $388,000
Application Approved But Not Accepted 142 $31,370,000 $220,000 $775,000 $90,000 $323,000
File Closed For Incompleteness 58 $15,250,000 $262,000 $955,000 $104,000 $302,000
Preapproval Denied by Financial Institution 15 $3,055,000 $203,000 $445,000 $132,000 $1,140,000
Loan Purchased By The Institution 7 $1,055,000 $150,000 $195,000 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 19,227 $4,635,915,000 $241,000 $2,755,000 $104,000 $3,292,000
Debt-To-Income Ratio 76 $16,050,000 $211,000 $525,000 $62,000 $283,000
Collateral 41 $6,015,000 $146,000 $335,000 $114,000 $1,140,000
Credit History 39 $7,735,000 $198,000 $795,000 $90,000 $306,000
Insufficient Cash (Downpayment, Closing Cost) 13 $2,245,000 $172,000 $285,000 $64,000 $123,000
Unverifiable Information 10 $2,590,000 $259,000 $445,000 $82,000 $165,000
Other 9 $2,365,000 $262,000 $575,000 $121,000 $278,000
Employment History 7 $1,575,000 $225,000 $485,000 $81,000 $133,000
Credit Application Incomplete 4 $770,000 $192,000 $365,000 $99,000 $149,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flat Branch Mortgage, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flat Branch Mortgage, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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