6 mortgage lenders are based in Folsom, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Sacramento County, CA in 2025.
In 2025, 487 lenders made 28,766 home loans worth $11.5 billion in Sacramento County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Sacramento County, which includes Folsom.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 4,350 | $1.9B | $439,000 | 15.1% |
| 2 | The Golden 1 Credit Union Sacramento, CA | 1,724 | $305.8M | $177,000 | 6.0% |
| 3 | The Loan Store, Inc Tucson, AZ | 963 | $373.4M | $388,000 | 3.3% |
| 4 | Lennar Mortgage, LLC Miami, FL | 838 | $419.3M | $500,000 | 2.9% |
| 5 | Schoolsfirst FCU Tustin, CA | 763 | $118.0M | $155,000 | 2.7% |
| 6 | loanDepot.com LLC Irvine, CA | 688 | $275.1M | $400,000 | 2.4% |
| 7 | Guild Mortgage Company San Diego, CA | 659 | $242.8M | $368,000 | 2.3% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 591 | $244.3M | $413,000 | 2.1% |
| 9 | US Bank, N.A. Cincinnati, OH | 525 | $206.6M | $393,000 | 1.8% |
| 10 | American Pacific Mortgage Corporation Roseville, CA | 499 | $210.9M | $423,000 | 1.7% |
See every lender in Sacramento County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Central Pacfic Mortgage
950 IRON POINT RD SUITE 200 FOLSOM, CA 95630 |
* | 61,954 | $12,646,454,000 |
| Folsom Lake Bank
905 SUTTER STREET, SUITE 100 FOLSOM, CA 95630 |
* | 148 | $36,274,000 |
| Safe Credit Union
2295 IRON POINT RD SUITE 100 FOLSOM, CA 95630 |
* | 53,679 | $12,069,519,000 |
| Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | 755,513 | $199,670,859,000 |
| Sierra Vista Bank
1710 PRAIRIE CITY ROAD #100 FOLSOM, CA 95630 |
* | 215 | $50,695,000 |
| Western Sierra Bank
2365 IRON POINT ROAD, SUITE 100 FOLSOM, CA 95630 |
* | 1,201 | $283,210,000 |
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