Mortgage Lenders in Fort Walton Beach, FL 32549
4 mortgage lenders are based in ZIP code 32549, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Okaloosa County, FL in 2025.
Most active mortgage lenders in Okaloosa County, FL (2025)
In 2025, 396 lenders made 5,596 home loans worth $1.9 billion in Okaloosa County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Okaloosa County, which includes ZIP code 32549.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 489 | $180.5M | $369,000 | 8.7% |
| 2 | Crosscountry Mortgage, LLC Cleveland, OH | 321 | $117.6M | $366,000 | 5.7% |
| 3 | Movement Mortgage, LLC Indian Land, SC | 252 | $88.5M | $351,000 | 4.5% |
| 4 | DHI Mortgage Company, Ltd. Austin, TX | 246 | $79.8M | $324,000 | 4.4% |
| 5 | Navy Federal Credit Union Vienna, VA | 194 | $49.3M | $254,000 | 3.5% |
| 6 | Mortgage Research Center Columbia, MO | 187 | $68.5M | $366,000 | 3.3% |
| 7 | University Bank Ann Arbor, MI | 154 | $54.2M | $352,000 | 2.8% |
| 8 | Eglin Federal Credit Union Fort Walton Beach, FL | 148 | $20.1M | $135,000 | 2.6% |
| 9 | Waterstone Mortgage Corporation Brookfield, WI | 117 | $35.3M | $301,000 | 2.1% |
| 10 | Freedom Mortgage Corporation Boca Raton, FL | 111 | $38.5M | $347,000 | 2.0% |
See every lender in Okaloosa County and its 2025 mortgage data · top lenders in Florida · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Data Totals
for Lenders in Fort Walton Beach, FL 32549
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| American Finance Company
P. O. BOX 1327 FORT WALTON BEACH, FL 32549 |
* | 9 | $324,000 |
| American Finance Company
PO BOX 1327 FORT WALTON BEACH, FL 32549 |
* | 60 | $2,863,000 |
| First National Bank & Trust
P.O. BOX 1327 FORT WALTON BEACH, FL 32549 |
* | 2,081 | $338,542,000 |
| Fnbt Bank
P.O. BOX 1327 FORT WALTON BEACH, FL 32549 |
* | 122 | $35,570,000 |
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