1 mortgage lender is based in ZIP code 22408, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Spotsylvania County, VA in 2025.
In 2025, 293 lenders made 4,657 home loans worth $1.7 billion in Spotsylvania County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Spotsylvania County, which includes ZIP code 22408.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union Vienna, VA | 363 | $82.4M | $227,000 | 7.8% |
| 2 | United Wholesale Mortgage Plymouth, MI | 292 | $129.6M | $444,000 | 6.3% |
| 3 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 250 | $103.2M | $413,000 | 5.4% |
| 4 | Movement Mortgage, LLC Indian Land, SC | 185 | $72.1M | $390,000 | 4.0% |
| 5 | Atlantic Coast Mortgage, LLC Fairfax, VA | 138 | $54.7M | $397,000 | 3.0% |
| 6 | Freedom Mortgage Corporation Boca Raton, FL | 122 | $59.8M | $490,000 | 2.6% |
| 7 | Virginia Federal Credit Union Richmond, VA | 115 | $13.7M | $119,000 | 2.5% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 108 | $37.1M | $343,000 | 2.3% |
| 9 | Atlantic Union Bank Glen Allen, VA | 103 | $22.2M | $215,000 | 2.2% |
| 10 | PNC Bank N.A. Pittsburgh, PA | 103 | $10.0M | $98,000 | 2.2% |
See every lender in Spotsylvania County and its 2025 mortgage data · top lenders in Virginia · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Second Bank & Trust
4805 LASSEN LANE FREDERICKSBURG, VA 22408 |
* | 2,241 | $350,333,000 |
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