Mortgage Lenders in Gainesville, TX
5 mortgage lenders are based in Gainesville, TX, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Cooke County, TX in 2025.
Most active mortgage lenders in Cooke County, TX (2025)
In 2025, 176 lenders made 837 home loans worth $271.1 million in Cooke County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Cooke County, which includes Gainesville.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | American National Bank & Trust Wichita Falls, TX | 92 | $31.3M | $340,000 | 11.0% |
| 2 | First State Bank Gainesville, TX | 58 | $16.6M | $287,000 | 6.9% |
| 3 | First United Bank and Trust Co Durant, OK | 51 | $18.9M | $371,000 | 6.1% |
| 4 | United Wholesale Mortgage Plymouth, MI | 47 | $17.6M | $375,000 | 5.6% |
| 5 | Guild Mortgage Company San Diego, CA | 37 | $9.5M | $256,000 | 4.4% |
| 6 | DHI Mortgage Company, Ltd. Austin, TX | 27 | $7.9M | $293,000 | 3.2% |
| 7 | 21st Mortgage Knoxville, TN | 25 | $3.1M | $125,000 | 3.0% |
| 8 | Sfmc, LP Plano, TX | 17 | $5.9M | $349,000 | 2.0% |
| 9 | Crosscountry Mortgage, LLC Cleveland, OH | 16 | $4.2M | $260,000 | 1.9% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 15 | $5.5M | $367,000 | 1.8% |
See every lender in Cooke County and its 2025 mortgage data · top lenders in Texas · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Gainesville, TX
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| 4u Federal Credit Union
1312 LAWRENCE STREET GAINESVILLE, TX 76240 |
* | 593 | $87,605,000 |
| First State Bank
801 EAST CALIFORNIA GAINESVILLE, TX 76240 |
* | 3,430 | $304,198,000 |
| First State Bank
801 E CALIFORNIA STREET GAINESVILLE, TX 76240 |
* | 8,551 | $2,179,806,000 |
| Gnb Financial, N.A.
100 EAST CALIFORNIA STREET GAINESVILLE, TX 76240 |
* | 4 | $137,000 |
| Gnb Financial, N.A.
P. O. BOX 667 GAINESVILLE, TX 76241 |
* | 811 | $59,183,000 |
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