Gateway First Bank Mortgage Lending & HMDA Data, 2024

In 2024, Gateway First Bank of Jenks, OK reported 13,103 mortgage applications totaling $3.3 billion, down 30% from 2023. The average application was for $255,665, and applicants reported an average income of $122,654. 64% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,241), Oklahoma City, OK (866) and San Antonio-New Braunfels, TX (771) (applications in parentheses).

Mortgage Company & Address Gateway First Bank
244 South Gateway Place
Jenks, OK 74037
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 13,103
Total Mortgage Loan Application Amount $3,349,985,000
Average Mortgage Loan Application Amount $255,665
Highest Mortgage Loan Application Amount $2,325,000
Average Applicant Income $122,654
Highest Applicant Income $4,841,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gateway First Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Gateway First Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 550 $ 143,530,000 $ 260,963 $ 118,000
Harris, Texas 540 $ 133,130,000 $ 246,537 $ 119,000
Oklahoma, Oklahoma 407 $ 99,145,000 $ 243,599 $ 115,000
Tarrant, Texas 307 $ 88,125,000 $ 287,052 $ 133,000
Brazoria, Texas 277 $ 76,885,000 $ 277,563 $ 132,000
Cleveland, Oklahoma 252 $ 55,340,000 $ 219,603 $ 124,000
Tulsa, Oklahoma 247 $ 60,835,000 $ 246,295 $ 138,000
Sedgwick, Kansas 237 $ 58,365,000 $ 246,265 $ 118,000
Horry, South Carolina 233 $ 59,245,000 $ 254,270 $ 146,000
Beaufort, South Carolina 232 $ 87,960,000 $ 379,137 $ 160,000
Ellis, Texas 191 $ 68,235,000 $ 357,251 $ 160,000
Kanawha, West Virginia 188 $ 32,960,000 $ 175,319 $ 91,000
Cumberland, New Jersey 177 $ 29,115,000 $ 164,491 $ 80,000
Galveston, Texas 177 $ 52,965,000 $ 299,237 $ 157,000
Benton, Arkansas 173 $ 48,055,000 $ 277,774 $ 129,000
Camden, New Jersey 169 $ 33,565,000 $ 198,609 $ 110,000
Otero, New Mexico 165 $ 22,125,000 $ 134,090 $ 82,000
Dallas, Texas 143 $ 42,545,000 $ 297,517 $ 134,000
Sumter, South Carolina 141 $ 23,605,000 $ 167,411 $ 85,000
Weld, Colorado 138 $ 49,730,000 $ 360,362 $ 122,000
Garfield, Oklahoma 137 $ 19,275,000 $ 140,693 $ 78,000
Gloucester, New Jersey 128 $ 26,000,000 $ 203,125 $ 100,000
Pontotoc, Oklahoma 128 $ 24,070,000 $ 188,046 $ 99,000
Washington, Arkansas 113 $ 30,525,000 $ 270,132 $ 114,000
Burlington, New Jersey 112 $ 26,630,000 $ 237,767 $ 123,000
Bell, Texas 110 $ 34,390,000 $ 312,636 $ 131,000
Duval, Florida 106 $ 17,830,000 $ 168,207 $ 99,000
Montgomery, Texas 93 $ 27,565,000 $ 296,397 $ 125,000
Ocean, New Jersey 91 $ 24,175,000 $ 265,659 $ 136,000
Canadian, Oklahoma 91 $ 21,255,000 $ 233,571 $ 112,000
El Paso, Texas 91 $ 28,515,000 $ 313,351 $ 123,000
Pennington, South Dakota 88 $ 20,230,000 $ 229,886 $ 97,000
Collin, Texas 87 $ 33,345,000 $ 383,275 $ 163,000
Dona Ana, New Mexico 86 $ 17,190,000 $ 199,883 $ 94,000
Yuma, Arizona 82 $ 23,800,000 $ 290,243 $ 102,000
Georgetown, South Carolina 82 $ 25,880,000 $ 315,609 $ 156,000
Hidalgo, Texas 82 $ 24,170,000 $ 294,756 $ 188,000
Fort Bend, Texas 81 $ 25,385,000 $ 313,395 $ 130,000
Matagorda, Texas 81 $ 14,945,000 $ 184,506 $ 105,000
Nueces, Texas 81 $ 18,285,000 $ 225,740 $ 130,000
Adams, Nebraska 79 $ 13,005,000 $ 164,620 $ 85,000
Pettis, Missouri 77 $ 15,445,000 $ 200,584 $ 86,000
Guadalupe, Texas 76 $ 26,270,000 $ 345,657 $ 135,000
Marion, Indiana 75 $ 12,635,000 $ 168,466 $ 72,000
Johnson, Texas 75 $ 23,425,000 $ 312,333 $ 131,000
Atlantic, New Jersey 72 $ 17,430,000 $ 242,083 $ 130,000
Jasper, Missouri 69 $ 11,005,000 $ 159,492 $ 84,000
Washoe, Nevada 66 $ 26,500,000 $ 401,515 $ 206,000
Cameron, Texas 64 $ 13,300,000 $ 207,812 $ 98,000
Travis, Texas 64 $ 23,440,000 $ 366,250 $ 161,000
Monmouth, New Jersey 63 $ 21,615,000 $ 343,095 $ 175,000
Denton, Texas 63 $ 23,395,000 $ 371,349 $ 180,000
Douglas, Nebraska 62 $ 16,280,000 $ 262,580 $ 142,000
Butler, Kansas 60 $ 13,730,000 $ 228,833 $ 120,000
Comal, Texas 58 $ 21,050,000 $ 362,931 $ 147,000
Williamson, Texas 57 $ 20,755,000 $ 364,122 $ 171,000
Cape Girardeau, Missouri 53 $ 7,885,000 $ 148,773 $ 77,000
McClain, Oklahoma 52 $ 13,950,000 $ 268,269 $ 113,000
Putnam, West Virginia 51 $ 12,355,000 $ 242,254 $ 113,000
Hood, Texas 50 $ 14,730,000 $ 294,600 $ 160,000
Parker, Texas 50 $ 20,090,000 $ 401,800 $ 159,000
Hall, Nebraska 49 $ 9,565,000 $ 195,204 $ 87,000
Lubbock, Texas 49 $ 9,655,000 $ 197,040 $ 127,000
Pulaski, Arkansas 47 $ 11,475,000 $ 244,148 $ 134,000
Middlesex, New Jersey 47 $ 14,745,000 $ 313,723 $ 142,000
Larimer, Colorado 45 $ 16,185,000 $ 359,666 $ 120,000
Maverick, Texas 44 $ 9,720,000 $ 220,909 $ 100,000
Knox, Tennessee 43 $ 13,675,000 $ 318,023 $ 99,000
Carter, Oklahoma 41 $ 7,025,000 $ 171,341 $ 86,000
Meade, South Dakota 41 $ 10,525,000 $ 256,707 $ 100,000
Hays, Texas 41 $ 11,535,000 $ 281,341 $ 124,000
Mercer, New Jersey 40 $ 11,100,000 $ 277,500 $ 128,000
Rogers, Oklahoma 40 $ 13,240,000 $ 331,000 $ 163,000
Jefferson, Texas 39 $ 9,795,000 $ 251,153 $ 152,000
Clay, Florida 37 $ 8,395,000 $ 226,891 $ 92,000
Bryan, Oklahoma 37 $ 8,345,000 $ 225,540 $ 112,000
Logan, Oklahoma 37 $ 10,565,000 $ 285,540 $ 131,000
Zapata, Texas 37 $ 4,065,000 $ 109,864 $ 69,000
Boone, West Virginia 37 $ 4,255,000 $ 115,000 $ 65,000
Rowan, North Carolina 36 $ 6,710,000 $ 186,388 $ 76,000
Wagoner, Oklahoma 36 $ 10,540,000 $ 292,777 $ 129,000
McPherson, Kansas 35 $ 6,165,000 $ 176,142 $ 95,000
Blount, Tennessee 35 $ 11,215,000 $ 320,428 $ 127,000
Roane, Tennessee 35 $ 9,035,000 $ 258,142 $ 92,000
McLennan, Texas 35 $ 11,405,000 $ 325,857 $ 133,000
Salem, New Jersey 34 $ 5,870,000 $ 172,647 $ 90,000
Montgomery, Ohio 34 $ 5,670,000 $ 166,764 $ 87,000
Webb, Texas 34 $ 7,020,000 $ 206,470 $ 90,000
Bonneville, Idaho 33 $ 9,245,000 $ 280,151 $ 93,000
Somerset, New Jersey 33 $ 9,685,000 $ 293,484 $ 141,000
Linn, Iowa 31 $ 4,695,000 $ 151,451 $ 98,000
Mecklenburg, North Carolina 30 $ 10,030,000 $ 334,333 $ 137,000
Pottawatomie, Oklahoma 29 $ 5,415,000 $ 186,724 $ 105,000
Sevier, Tennessee 29 $ 12,695,000 $ 437,758 $ 208,000
Warren, Ohio 28 $ 10,070,000 $ 359,642 $ 132,000
Liberty, Texas 28 $ 6,090,000 $ 217,500 $ 101,000
Waller, Texas 28 $ 11,500,000 $ 410,714 $ 141,000
Hardin, Texas 27 $ 7,325,000 $ 271,296 $ 122,000
Maricopa, Arizona 26 $ 10,720,000 $ 412,307 $ 189,000
Polk, Iowa 25 $ 5,085,000 $ 203,400 $ 115,000
Santa Fe, New Mexico 25 $ 10,615,000 $ 424,600 $ 167,000
Wilson, Texas 25 $ 11,105,000 $ 444,200 $ 138,000
Hendricks, Indiana 24 $ 4,600,000 $ 191,666 $ 121,000
Scott, Missouri 24 $ 4,150,000 $ 172,916 $ 75,000
Kaufman, Texas 24 $ 7,510,000 $ 312,916 $ 109,000
Medina, Texas 23 $ 6,755,000 $ 293,695 $ 105,000
Nassau, Florida 22 $ 7,660,000 $ 348,181 $ 152,000
Sierra, New Mexico 22 $ 2,540,000 $ 115,454 $ 83,000
Jasper, South Carolina 22 $ 6,950,000 $ 315,909 $ 118,000
Lawrence, South Dakota 22 $ 6,060,000 $ 275,454 $ 125,000
Anderson, Tennessee 22 $ 4,700,000 $ 213,636 $ 79,000
Wise, Texas 22 $ 8,050,000 $ 365,909 $ 140,000
Johnson, Iowa 21 $ 4,335,000 $ 206,428 $ 114,000
Union, New Jersey 21 $ 7,095,000 $ 337,857 $ 420,000
Cabarrus, North Carolina 21 $ 5,345,000 $ 254,523 $ 95,000
Monroe, Tennessee 21 $ 6,135,000 $ 292,142 $ 97,000
Brazos, Texas 21 $ 5,055,000 $ 240,714 $ 134,000
Victoria, Texas 21 $ 5,805,000 $ 276,428 $ 119,000
Nicholas, West Virginia 21 $ 3,025,000 $ 144,047 $ 77,000
Jackson, Missouri 20 $ 5,780,000 $ 289,000 $ 251,000
Newton, Missouri 20 $ 4,200,000 $ 210,000 $ 91,000
Atascosa, Texas 20 $ 4,890,000 $ 244,500 $ 98,000
Grayson, Texas 20 $ 6,320,000 $ 316,000 $ 213,000
Navarro, Texas 20 $ 5,430,000 $ 271,500 $ 134,000
Cass, Missouri 19 $ 5,905,000 $ 310,789 $ 185,000
Sarpy, Nebraska 19 $ 4,205,000 $ 221,315 $ 119,000
Garvin, Oklahoma 19 $ 3,025,000 $ 159,210 $ 85,000
Philadelphia, Pennsylvania 19 $ 3,805,000 $ 200,263 $ 103,000
Randall, Texas 19 $ 4,935,000 $ 259,736 $ 111,000
Marion, Kansas 18 $ 2,180,000 $ 121,111 $ 64,000
Osage, Oklahoma 18 $ 4,570,000 $ 253,888 $ 111,000
Washington, Oklahoma 18 $ 2,500,000 $ 138,888 $ 98,000
San Patricio, Texas 18 $ 3,940,000 $ 218,888 $ 142,000
Wharton, Texas 18 $ 3,110,000 $ 172,777 $ 93,000
Madison, Indiana 17 $ 2,645,000 $ 155,588 $ 81,000
Black Hawk, Iowa 17 $ 2,515,000 $ 147,941 $ 78,000
Delaware, Oklahoma 17 $ 5,905,000 $ 347,352 $ 162,000
Kingfisher, Oklahoma 17 $ 2,855,000 $ 167,941 $ 106,000
Midland, Texas 17 $ 4,815,000 $ 283,235 $ 130,000
Orange, Florida 16 $ 6,400,000 $ 400,000 $ 169,000
Greene, Ohio 16 $ 4,030,000 $ 251,875 $ 85,000
Creek, Oklahoma 16 $ 3,240,000 $ 202,500 $ 100,000
Major, Oklahoma 16 $ 2,120,000 $ 132,500 $ 96,000
Okmulgee, Oklahoma 16 $ 2,490,000 $ 155,625 $ 77,000
Bandera, Texas 16 $ 6,270,000 $ 391,875 $ 124,000
Palo Pinto, Texas 16 $ 4,390,000 $ 274,375 $ 162,000
Johnson, Kansas 15 $ 8,385,000 $ 559,000 $ 233,000
Gaston, North Carolina 15 $ 3,535,000 $ 235,666 $ 84,000
Murray, Oklahoma 15 $ 3,215,000 $ 214,333 $ 113,000
Woodward, Oklahoma 15 $ 2,415,000 $ 161,000 $ 80,000
Chambers, Texas 15 $ 4,025,000 $ 268,333 $ 192,000
Taylor, Texas 15 $ 3,185,000 $ 212,333 $ 103,000
Faulkner, Arkansas 14 $ 4,750,000 $ 339,285 $ 148,000
Saline, Arkansas 14 $ 5,110,000 $ 365,000 $ 143,000
Polk, Florida 14 $ 3,610,000 $ 257,857 $ 148,000
Brunswick, North Carolina 14 $ 3,140,000 $ 224,285 $ 95,000
Davidson, North Carolina 14 $ 2,210,000 $ 157,857 $ 70,000
Grady, Oklahoma 14 $ 3,200,000 $ 228,571 $ 109,000
Hughes, Oklahoma 14 $ 1,820,000 $ 130,000 $ 79,000
Burnet, Texas 14 $ 4,430,000 $ 316,428 $ 150,000
Hill, Texas 14 $ 3,750,000 $ 267,857 $ 121,000
Rockwall, Texas 14 $ 6,050,000 $ 432,142 $ 278,000
Park, Wyoming 14 $ 4,870,000 $ 347,857 $ 175,000
Sebastian, Arkansas 13 $ 2,175,000 $ 167,307 $ 113,000
Winnebago, Illinois 13 $ 1,745,000 $ 134,230 $ 95,000
Scott, Iowa 13 $ 2,095,000 $ 161,153 $ 115,000
Harvey, Kansas 13 $ 2,125,000 $ 163,461 $ 79,000
Stoddard, Missouri 13 $ 1,705,000 $ 131,153 $ 61,000
Essex, New Jersey 13 $ 4,365,000 $ 335,769 $ 131,000
Passaic, New Jersey 13 $ 3,375,000 $ 259,615 $ 119,000
Lincoln, Oklahoma 13 $ 3,055,000 $ 235,000 $ 94,000
Berks, Pennsylvania 13 $ 3,325,000 $ 255,769 $ 105,000
Butte, South Dakota 13 $ 3,905,000 $ 300,384 $ 91,000
Van Zandt, Texas 13 $ 4,135,000 $ 318,076 $ 166,000
Cabell, West Virginia 13 $ 2,155,000 $ 165,769 $ 80,000
Mohave, Arizona 12 $ 4,240,000 $ 353,333 $ 146,000
Adams, Colorado 12 $ 2,880,000 $ 240,000 $ 106,000
Bingham, Idaho 12 $ 2,830,000 $ 235,833 $ 124,000
Crawford, Kansas 12 $ 2,250,000 $ 187,500 $ 79,000
Caddo, Louisiana 12 $ 2,000,000 $ 166,666 $ 101,000
Lancaster, Nebraska 12 $ 2,960,000 $ 246,666 $ 113,000
Sussex, New Jersey 12 $ 2,630,000 $ 219,166 $ 124,000
Los Alamos, New Mexico 12 $ 4,880,000 $ 406,666 $ 204,000
Clermont, Ohio 12 $ 2,240,000 $ 186,666 $ 75,000
Fall River, South Dakota 12 $ 3,160,000 $ 263,333 $ 111,000
Loudon, Tennessee 12 $ 5,250,000 $ 437,500 $ 150,000
Hunt, Texas 12 $ 2,900,000 $ 241,666 $ 92,000
Saunders, Nebraska 11 $ 3,885,000 $ 353,181 $ 136,000
Bergen, New Jersey 11 $ 3,595,000 $ 326,818 $ 142,000
Warren, New Jersey 11 $ 1,715,000 $ 155,909 $ 80,000
Comanche, Oklahoma 11 $ 1,875,000 $ 170,454 $ 152,000
Henderson, Texas 11 $ 3,075,000 $ 279,545 $ 177,000
Lonoke, Arkansas 10 $ 1,880,000 $ 188,000 $ 97,000
Johnson, Indiana 10 $ 2,070,000 $ 207,000 $ 69,000
Reno, Kansas 10 $ 1,540,000 $ 154,000 $ 101,000
Calcasieu, Louisiana 10 $ 2,630,000 $ 263,000 $ 130,000
Cape May, New Jersey 10 $ 3,350,000 $ 335,000 $ 215,000
Lincoln, New Mexico 10 $ 1,090,000 $ 109,000 $ 71,000
Hamilton, Ohio 10 $ 1,730,000 $ 173,000 $ 192,000
Jefferson, Tennessee 10 $ 3,450,000 $ 345,000 $ 172,000
Orange, Texas 10 $ 1,890,000 $ 189,000 $ 111,000
Osceola, Florida 9 $ 2,865,000 $ 318,333 $ 109,000
Cook, Illinois 9 $ 2,615,000 $ 290,555 $ 152,000
Bossier, Louisiana 9 $ 2,225,000 $ 247,222 $ 139,000
Christian, Missouri 9 $ 1,565,000 $ 173,888 $ 113,000
Greene, Missouri 9 $ 1,715,000 $ 190,555 $ 70,000
Hunterdon, New Jersey 9 $ 2,075,000 $ 230,555 $ 147,000
Morris, New Jersey 9 $ 3,535,000 $ 392,777 $ 124,000
Eddy, New Mexico 9 $ 1,445,000 $ 160,555 $ 107,000
Iredell, North Carolina 9 $ 2,385,000 $ 265,000 $ 99,000
Butler, Ohio 9 $ 2,345,000 $ 260,555 $ 107,000
Franklin, Ohio 9 $ 3,075,000 $ 341,666 $ 151,000
Mayes, Oklahoma 9 $ 1,555,000 $ 172,777 $ 136,000
Payne, Oklahoma 9 $ 1,695,000 $ 188,333 $ 183,000
Hampton, South Carolina 9 $ 1,475,000 $ 163,888 $ 100,000
Richland, South Carolina 9 $ 2,095,000 $ 232,777 $ 98,000
Bastrop, Texas 9 $ 2,485,000 $ 276,111 $ 107,000
Coryell, Texas 9 $ 2,195,000 $ 243,888 $ 82,000
Jackson, Texas 9 $ 1,805,000 $ 200,555 $ 118,000
Jim Wells, Texas 9 $ 1,165,000 $ 129,444 $ 75,000
Smith, Texas 9 $ 2,425,000 $ 269,444 $ 142,000
Logan, West Virginia 9 $ 1,875,000 $ 208,333 $ 81,000
Raleigh, West Virginia 9 $ 2,375,000 $ 263,888 $ 113,000
Jefferson, Colorado 8 $ 2,550,000 $ 318,750 $ 180,000
Broward, Florida 8 $ 1,900,000 $ 237,500 $ 172,000
Hamilton, Indiana 8 $ 2,320,000 $ 290,000 $ 106,000
Dubuque, Iowa 8 $ 1,440,000 $ 180,000 $ 89,000
Sumner, Kansas 8 $ 1,210,000 $ 151,250 $ 81,000
Johnson, Missouri 8 $ 1,980,000 $ 247,500 $ 88,000
Clinton, Ohio 8 $ 2,610,000 $ 326,250 $ 106,000
Seminole, Oklahoma 8 $ 1,820,000 $ 227,500 $ 107,000
Montgomery, Pennsylvania 8 $ 3,030,000 $ 378,750 $ 126,000
Kleberg, Texas 8 $ 1,040,000 $ 130,000 $ 105,000
Lynchburg, Virginia 8 $ 1,990,000 $ 248,750 $ 109,000
Jackson, West Virginia 8 $ 1,690,000 $ 211,250 $ 96,000
Marshall, West Virginia 8 $ 950,000 $ 118,750 $ 81,000
Wayne, West Virginia 8 $ 1,340,000 $ 167,500 $ 71,000
Baldwin, Alabama 7 $ 2,865,000 $ 409,285 $ 213,000
Carroll, Arkansas 7 $ 1,485,000 $ 212,142 $ 83,000
El Paso, Colorado 7 $ 3,185,000 $ 455,000 $ 126,000
Stephenson, Illinois 7 $ 915,000 $ 130,714 $ 85,000
New Madrid, Missouri 7 $ 575,000 $ 82,142 $ 64,000
Perry, Missouri 7 $ 765,000 $ 109,285 $ 65,000
Lyon, Nevada 7 $ 2,795,000 $ 399,285 $ 167,000
Onslow, North Carolina 7 $ 2,115,000 $ 302,142 $ 92,000
Union, North Carolina 7 $ 2,625,000 $ 375,000 $ 169,000
Love, Oklahoma 7 $ 1,475,000 $ 210,714 $ 92,000
Stephens, Oklahoma 7 $ 845,000 $ 120,714 $ 86,000
Allegheny, Pennsylvania 7 $ 1,045,000 $ 149,285 $ 200,000
Chester, Pennsylvania 7 $ 3,675,000 $ 525,000 $ 243,000
Monroe, Pennsylvania 7 $ 3,225,000 $ 460,714 $ 174,000
Charleston, South Carolina 7 $ 3,115,000 $ 445,000 $ 177,000
Clarendon, South Carolina 7 $ 1,335,000 $ 190,714 $ 90,000
Custer, South Dakota 7 $ 1,425,000 $ 203,571 $ 85,000
Cumberland, Tennessee 7 $ 1,135,000 $ 162,142 $ 112,000
Bosque, Texas 7 $ 1,805,000 $ 257,857 $ 148,000
Bowie, Texas 7 $ 1,935,000 $ 276,428 $ 134,000
Burleson, Texas 7 $ 1,355,000 $ 193,571 $ 105,000
Calhoun, Texas 7 $ 1,455,000 $ 207,857 $ 100,000
Ector, Texas 7 $ 1,085,000 $ 155,000 $ 81,000
Gregg, Texas 7 $ 1,515,000 $ 216,428 $ 88,000
Wichita, Texas 7 $ 1,185,000 $ 169,285 $ 253,000
Lincoln, West Virginia 7 $ 1,285,000 $ 183,571 $ 74,000
Coconino, Arizona 6 $ 2,230,000 $ 371,666 $ 134,000
Garland, Arkansas 6 $ 1,090,000 $ 181,666 $ 139,000
Arapahoe, Colorado 6 $ 1,610,000 $ 268,333 $ 95,000
Miami-Dade, Florida 6 $ 970,000 $ 161,666 $ 134,000
Okaloosa, Florida 6 $ 1,760,000 $ 293,333 $ 143,000
Pinellas, Florida 6 $ 1,800,000 $ 300,000 $ 130,000
Cherokee, Georgia 6 $ 2,580,000 $ 430,000 $ 137,000
Gwinnett, Georgia 6 $ 3,160,000 $ 526,666 $ 193,000
Hancock, Indiana 6 $ 1,900,000 $ 316,666 $ 112,000
Putnam, Indiana 6 $ 960,000 $ 160,000 $ 82,000
Dallas, Iowa 6 $ 1,420,000 $ 236,666 $ 102,000
Cherokee, Kansas 6 $ 780,000 $ 130,000 $ 69,000
Cedar, Missouri 6 $ 730,000 $ 121,666 $ 76,000
Washington, Nebraska 6 $ 1,810,000 $ 301,666 $ 99,000
Hudson, New Jersey 6 $ 3,000,000 $ 500,000 $ 147,000
Alfalfa, Oklahoma 6 $ 400,000 $ 66,666 $ 57,000
Kay, Oklahoma 6 $ 450,000 $ 75,000 $ 69,000
Marshall, Oklahoma 6 $ 2,560,000 $ 426,666 $ 161,000
Pittsburg, Oklahoma 6 $ 1,780,000 $ 296,666 $ 157,000
Westmoreland, Pennsylvania 6 $ 1,020,000 $ 170,000 $ 105,000
Oconee, South Carolina 6 $ 880,000 $ 146,666 $ 95,000
Bradley, Tennessee 6 $ 1,300,000 $ 216,666 $ 80,000
Campbell, Tennessee 6 $ 1,110,000 $ 185,000 $ 59,000
Davidson, Tennessee 6 $ 1,810,000 $ 301,666 $ 106,000
Rhea, Tennessee 6 $ 2,010,000 $ 335,000 $ 99,000
Brown, Texas 6 $ 670,000 $ 111,666 $ 111,000
DeWitt, Texas 6 $ 650,000 $ 108,333 $ 65,000
Fayette, West Virginia 6 $ 1,690,000 $ 281,666 $ 234,000
Ohio, West Virginia 6 $ 840,000 $ 140,000 $ 88,000
Roane, West Virginia 6 $ 1,430,000 $ 238,333 $ 99,000
Wood, West Virginia 6 $ 780,000 $ 130,000 $ 50,000
Sweetwater, Wyoming 6 $ 2,370,000 $ 395,000 $ 160,000
Alachua, Florida 5 $ 1,145,000 $ 229,000 $ 103,000
Brevard, Florida 5 $ 1,935,000 $ 387,000 $ 146,000
Citrus, Florida 5 $ 725,000 $ 145,000 $ 138,000
Lake, Florida 5 $ 1,635,000 $ 327,000 $ 118,000
St. Johns, Florida 5 $ 1,715,000 $ 343,000 $ 520,000
Henry, Georgia 5 $ 1,515,000 $ 303,000 $ 136,000
Jefferson, Idaho 5 $ 1,805,000 $ 361,000 $ 111,000
Will, Illinois 5 $ 1,285,000 $ 257,000 $ 110,000
Morgan, Indiana 5 $ 1,125,000 $ 225,000 $ 98,000
Shelby, Indiana 5 $ 1,215,000 $ 243,000 $ 87,000
Ford, Kansas 5 $ 1,095,000 $ 219,000 $ 75,000
Kingman, Kansas 5 $ 455,000 $ 91,000 $ 52,000
East Baton Rouge, Louisiana 5 $ 575,000 $ 115,000 $ 63,000
Henry, Missouri 5 $ 935,000 $ 187,000 $ 59,000
Polk, Missouri 5 $ 1,635,000 $ 327,000 $ 92,000
Buffalo, Nebraska 5 $ 2,375,000 $ 475,000 $ 263,000
Bernalillo, New Mexico 5 $ 1,065,000 $ 213,000 $ 90,000
Luna, New Mexico 5 $ 495,000 $ 99,000 $ 68,000
Sandoval, New Mexico 5 $ 3,195,000 $ 639,000 $ 221,000
New Hanover, North Carolina 5 $ 1,445,000 $ 289,000 $ 145,000
Clark, Ohio 5 $ 1,145,000 $ 229,000 $ 93,000
Blaine, Oklahoma 5 $ 555,000 $ 111,000 $ 55,000
Grant, Oklahoma 5 $ 1,085,000 $ 217,000 $ 82,000
McCurtain, Oklahoma 5 $ 1,925,000 $ 385,000 $ 228,000
Muskogee, Oklahoma 5 $ 1,105,000 $ 221,000 $ 83,000
Delaware, Pennsylvania 5 $ 1,195,000 $ 239,000 $ 115,000
Berkeley, South Carolina 5 $ 1,815,000 $ 363,000 $ 101,000
Morgan, Tennessee 5 $ 515,000 $ 103,000 $ 59,000
Aransas, Texas 5 $ 1,375,000 $ 275,000 $ 159,000
Bee, Texas 5 $ 675,000 $ 135,000 $ 84,000
Jasper, Texas 5 $ 1,385,000 $ 277,000 $ 95,000
Milam, Texas 5 $ 1,795,000 $ 359,000 $ 112,000
Polk, Texas 5 $ 1,135,000 $ 227,000 $ 115,000
Crook, Wyoming 5 $ 1,695,000 $ 339,000 $ 174,000
Pima, Arizona 4 $ 1,120,000 $ 280,000 $ 99,000
Yavapai, Arizona 4 $ 1,530,000 $ 382,500 $ 225,000
Boone, Arkansas 4 $ 410,000 $ 102,500 $ 62,000
Crawford, Arkansas 4 $ 580,000 $ 145,000 $ 72,000
Madison, Arkansas 4 $ 700,000 $ 175,000 $ 90,000
White, Arkansas 4 $ 970,000 $ 242,500 $ 118,000
Boulder, Colorado 4 $ 970,000 $ 242,500 $ 106,000
New Castle, Delaware 4 $ 1,210,000 $ 302,500 $ 99,000
Marion, Florida 4 $ 1,150,000 $ 287,500 $ 87,000
Martin, Florida 4 $ 1,430,000 $ 357,500 $ 128,000
Palm Beach, Florida 4 $ 1,020,000 $ 255,000 $ 120,000
Fulton, Georgia 4 $ 1,070,000 $ 267,500 $ 195,000
Lake, Illinois 4 $ 610,000 $ 152,500 $ 85,000
Henry, Indiana 4 $ 400,000 $ 100,000 $ 65,000
Webster, Iowa 4 $ 500,000 $ 125,000 $ 68,000
Cowley, Kansas 4 $ 1,710,000 $ 427,500 $ 176,000
De Soto, Louisiana 4 $ 740,000 $ 185,000 $ 103,000
Lafayette, Louisiana 4 $ 420,000 $ 105,000 $ 63,000
Barry, Missouri 4 $ 610,000 $ 152,500 $ 86,000
Dunklin, Missouri 4 $ 350,000 $ 87,500 $ 50,000
Lawrence, Missouri 4 $ 540,000 $ 135,000 $ 48,000
Platte, Missouri 4 $ 2,010,000 $ 502,500 $ 325,000
Churchill, Nevada 4 $ 1,580,000 $ 395,000 $ 136,000
San Juan, New Mexico 4 $ 430,000 $ 107,500 $ 54,000
San Miguel, New Mexico 4 $ 350,000 $ 87,500 $ 62,000
Catawba, North Carolina 4 $ 1,610,000 $ 402,500 $ 110,000
Durham, North Carolina 4 $ 760,000 $ 190,000 $ 103,000
Stanly, North Carolina 4 $ 1,160,000 $ 290,000 $ 87,000
Wake, North Carolina 4 $ 1,430,000 $ 357,500 $ 145,000
Lawrence, Ohio 4 $ 620,000 $ 155,000 $ 57,000
Richland, Ohio 4 $ 440,000 $ 110,000 $ 30,000
Le Flore, Oklahoma 4 $ 870,000 $ 217,500 $ 101,000
Ottawa, Oklahoma 4 $ 860,000 $ 215,000 $ 196,000
Washington, Oregon 4 $ 2,050,000 $ 512,500 $ 486,000
Butler, Pennsylvania 4 $ 740,000 $ 185,000 $ 89,000
Lexington, South Carolina 4 $ 870,000 $ 217,500 $ 84,000
Williamsburg, South Carolina 4 $ 670,000 $ 167,500 $ 90,000
McMinn, Tennessee 4 $ 700,000 $ 175,000 $ 141,000
Shelby, Tennessee 4 $ 550,000 $ 137,500 $ 145,000
Union, Tennessee 4 $ 880,000 $ 220,000 $ 100,000
Cooke, Texas 4 $ 1,590,000 $ 397,500 $ 262,000
Dimmit, Texas 4 $ 620,000 $ 155,000 $ 112,000
Eastland, Texas 4 $ 1,050,000 $ 262,500 $ 100,000
Kerr, Texas 4 $ 1,450,000 $ 362,500 $ 104,000
Limestone, Texas 4 $ 960,000 $ 240,000 $ 110,000
Montague, Texas 4 $ 830,000 $ 207,500 $ 118,000
Uvalde, Texas 4 $ 820,000 $ 205,000 $ 89,000
Val Verde, Texas 4 $ 1,330,000 $ 332,500 $ 139,000
Wood, Texas 4 $ 1,070,000 $ 267,500 $ 154,000
Clay, West Virginia 4 $ 850,000 $ 212,500 $ 146,000
Mason, West Virginia 4 $ 650,000 $ 162,500 $ 79,000
Monongalia, West Virginia 4 $ 1,260,000 $ 315,000 $ 125,000
Laramie, Wyoming 4 $ 1,460,000 $ 365,000 $ 173,000
Natrona, Wyoming 4 $ 1,620,000 $ 405,000 $ 309,000
Clay, Arkansas 3 $ 195,000 $ 65,000 $ 37,000
Archuleta, Colorado 3 $ 415,000 $ 138,333 $ 389,000
Denver, Colorado 3 $ 1,255,000 $ 418,333 $ 157,000
Montezuma, Colorado 3 $ 1,025,000 $ 341,666 $ 207,000
Flagler, Florida 3 $ 625,000 $ 208,333 $ 71,000
Hillsborough, Florida 3 $ 1,035,000 $ 345,000 $ 73,000
Santa Rosa, Florida 3 $ 995,000 $ 331,666 $ 136,000
Volusia, Florida 3 $ 885,000 $ 295,000 $ 120,000
Bannock, Idaho 3 $ 735,000 $ 245,000 $ 99,000
Boone, Illinois 3 $ 325,000 $ 108,333 $ 67,000
DuPage, Illinois 3 $ 585,000 $ 195,000 $ 100,000
Kane, Illinois 3 $ 655,000 $ 218,333 $ 91,000
Bartholomew, Indiana 3 $ 295,000 $ 98,333 $ 46,000
Benton, Iowa 3 $ 425,000 $ 141,666 $ 85,000
Iowa, Iowa 3 $ 545,000 $ 181,666 $ 83,000
Warren, Iowa 3 $ 1,015,000 $ 338,333 $ 91,000
Daviess, Kentucky 3 $ 755,000 $ 251,666 $ 96,000
St. Helena, Louisiana 3 $ 145,000 $ 48,333 $ 63,000
Tangipahoa, Louisiana 3 $ 395,000 $ 131,666 $ 88,000
Macomb, Michigan 3 $ 975,000 $ 325,000 $ 132,000
Barton, Missouri 3 $ 265,000 $ 88,333 $ 46,000
Benton, Missouri 3 $ 435,000 $ 145,000 $ 51,000
Camden, Missouri 3 $ 435,000 $ 145,000 $ 179,000
Clay, Missouri 3 $ 755,000 $ 251,666 $ 130,000
Franklin, Missouri 3 $ 1,385,000 $ 461,666 $ 267,000
Jefferson, Missouri 3 $ 1,095,000 $ 365,000 $ 299,000
St. Charles, Missouri 3 $ 1,015,000 $ 338,333 $ 90,000
Taney, Missouri 3 $ 695,000 $ 231,666 $ 144,000
Cass, Nebraska 3 $ 295,000 $ 98,333 $ 112,000
Phelps, Nebraska 3 $ 525,000 $ 175,000 $ 118,000
Grant, New Mexico 3 $ 645,000 $ 215,000 $ 49,000
Taos, New Mexico 3 $ 955,000 $ 318,333 $ 190,000
Valencia, New Mexico 3 $ 755,000 $ 251,666 $ 76,000
Carteret, North Carolina 3 $ 1,565,000 $ 521,666 $ 219,000
Davie, North Carolina 3 $ 865,000 $ 288,333 $ 133,000
Guilford, North Carolina 3 $ 545,000 $ 181,666 $ 335,000
Belmont, Ohio 3 $ 345,000 $ 115,000 $ 55,000
Fairfield, Ohio 3 $ 705,000 $ 235,000 $ 127,000
Dewey, Oklahoma 3 $ 445,000 $ 148,333 $ 101,000
Ellis, Oklahoma 3 $ 475,000 $ 158,333 $ 87,000
Northampton, Pennsylvania 3 $ 665,000 $ 221,666 $ 80,000
Colleton, South Carolina 3 $ 925,000 $ 308,333 $ 103,000
Dorchester, South Carolina 3 $ 905,000 $ 301,666 $ 86,000
Greenville, South Carolina 3 $ 865,000 $ 288,333 $ 172,000
Orangeburg, South Carolina 3 $ 705,000 $ 235,000 $ 325,000
York, South Carolina 3 $ 745,000 $ 248,333 $ 129,000
Cocke, Tennessee 3 $ 595,000 $ 198,333 $ 81,000
Fentress, Tennessee 3 $ 395,000 $ 131,666 $ 58,000
Hamilton, Tennessee 3 $ 1,185,000 $ 395,000 $ 89,000
Anderson, Texas 3 $ 695,000 $ 231,666 $ 105,000
Dallam, Texas 3 $ 345,000 $ 115,000 $ 67,000
Erath, Texas 3 $ 805,000 $ 268,333 $ 117,000
Gillespie, Texas 3 $ 1,535,000 $ 511,666 $ 312,000
Harrison, Texas 3 $ 635,000 $ 211,666 $ 91,000
Hartley, Texas 3 $ 485,000 $ 161,666 $ 80,000
Kendall, Texas 3 $ 1,145,000 $ 381,666 $ 121,000
Lampasas, Texas 3 $ 1,545,000 $ 515,000 $ 133,000
Potter, Texas 3 $ 445,000 $ 148,333 $ 79,000
Rains, Texas 3 $ 1,015,000 $ 338,333 $ 104,000
Red River, Texas 3 $ 595,000 $ 198,333 $ 143,000
Tom Green, Texas 3 $ 845,000 $ 281,666 $ 75,000
Tyler, Texas 3 $ 1,265,000 $ 421,666 $ 159,000
Walker, Texas 3 $ 1,075,000 $ 358,333 $ 138,000
Campbell, Virginia 3 $ 1,025,000 $ 341,666 $ 167,000
Campbell, Wyoming 3 $ 595,000 $ 198,333 $ 72,000
Cullman, Alabama 2 $ 400,000 $ 200,000 $ 155,000
Madison, Alabama 2 $ 560,000 $ 280,000 $ 94,000
Mobile, Alabama 2 $ 350,000 $ 175,000 $ 108,000
Navajo, Arizona 2 $ 780,000 $ 390,000 $ 280,000
Ashley, Arkansas 2 $ 130,000 $ 65,000 $ 53,000
Craighead, Arkansas 2 $ 550,000 $ 275,000 $ 104,000
Hot Spring, Arkansas 2 $ 600,000 $ 300,000 $ 90,000
Jefferson, Arkansas 2 $ 390,000 $ 195,000 $ 119,000
Perry, Arkansas 2 $ 290,000 $ 145,000 $ 68,000
Pope, Arkansas 2 $ 270,000 $ 135,000 $ 65,000
Van Buren, Arkansas 2 $ 700,000 $ 350,000 $ 332,000
Delta, Colorado 2 $ 560,000 $ 280,000 $ 139,000
Pueblo, Colorado 2 $ 540,000 $ 270,000 $ 118,000
Teller, Colorado 2 $ 1,290,000 $ 645,000 $ 223,000
Sussex, Delaware 2 $ 1,030,000 $ 515,000 $ 146,000
Bay, Florida 2 $ 910,000 $ 455,000 $ 221,000
Highlands, Florida 2 $ 180,000 $ 90,000 $ 37,000
Lee, Florida 2 $ 530,000 $ 265,000 $ 185,000
Seminole, Florida 2 $ 560,000 $ 280,000 $ 86,000
St. Lucie, Florida 2 $ 570,000 $ 285,000 $ 503,000
Union, Florida 2 $ 250,000 $ 125,000 $ 70,000
Walton, Florida 2 $ 1,040,000 $ 520,000 $ 312,000
DeKalb, Georgia 2 $ 300,000 $ 150,000 $ 156,000
Douglas, Georgia 2 $ 700,000 $ 350,000 $ 93,000
Liberty, Georgia 2 $ 550,000 $ 275,000 $ 124,000
Ada, Idaho 2 $ 880,000 $ 440,000 $ 160,000
Cassia, Idaho 2 $ 530,000 $ 265,000 $ 189,000
Fremont, Idaho 2 $ 740,000 $ 370,000 $ 174,000
Henry, Illinois 2 $ 210,000 $ 105,000 $ 172,000
McHenry, Illinois 2 $ 350,000 $ 175,000 $ 156,000
Williamson, Illinois 2 $ 470,000 $ 235,000 $ 80,000
Boone, Indiana 2 $ 450,000 $ 225,000 $ 66,000
Clinton, Indiana 2 $ 280,000 $ 140,000 $ 106,000
Delaware, Indiana 2 $ 180,000 $ 90,000 $ 150,000
Grant, Indiana 2 $ 750,000 $ 375,000 $ 164,000
St. Joseph, Indiana 2 $ 510,000 $ 255,000 $ 350,000
Warren, Indiana 2 $ 150,000 $ 75,000 $ 56,000
Wayne, Indiana 2 $ 130,000 $ 65,000 $ 48,000
Butler, Iowa 2 $ 220,000 $ 110,000 $ 108,000
Cedar, Iowa 2 $ 450,000 $ 225,000 $ 95,000
Jefferson, Iowa 2 $ 150,000 $ 75,000 $ 40,000
Madison, Iowa 2 $ 320,000 $ 160,000 $ 88,000
Woodbury, Iowa 2 $ 320,000 $ 160,000 $ 64,000
Dickinson, Kansas 2 $ 1,190,000 $ 595,000 $ 173,000
Lyon, Kansas 2 $ 320,000 $ 160,000 $ 68,000
Montgomery, Kansas 2 $ 380,000 $ 190,000 $ 99,000
Saline, Kansas 2 $ 310,000 $ 155,000 $ 86,000
Ascension, Louisiana 2 $ 210,000 $ 105,000 $ 72,000
Livingston, Louisiana 2 $ 300,000 $ 150,000 $ 78,000
Orleans, Louisiana 2 $ 240,000 $ 120,000 $ 77,000
Plaquemines, Louisiana 2 $ 370,000 $ 185,000 $ 100,000
Tate, Mississippi 2 $ 110,000 $ 55,000 $ 99,000
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Mortgage Loan Application Detail Totals for Gateway First Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,947 $2,755,685,000 $251,000 $2,325,000 $119,000 $4,841,000
Refinancing 1,082 $341,200,000 $315,000 $1,505,000 $152,000 $893,000
Cash-out Refinancing 991 $243,555,000 $245,000 $1,115,000 $128,000 $4,639,000
Home Improvement 79 $9,345,000 $118,000 $905,000 $162,000 $1,721,000
Other Purpose 4 $200,000 $50,000 $75,000 $84,000 $131,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,684 $2,030,580,000 $264,000 $1,585,000 $128,000 $2,081,000
Hispanic 2,837 $619,825,000 $218,000 $995,000 $104,000 $4,841,000
Not Provided 1,003 $276,145,000 $275,000 $1,325,000 $135,000 $2,131,000
Black or African American 907 $244,665,000 $269,000 $995,000 $113,000 $810,000
Asian 359 $103,915,000 $289,000 $1,295,000 $167,000 $4,639,000
American Indian or Alaskan Native 284 $65,220,000 $229,000 $905,000 $112,000 $541,000
Native Hawaiian or Other Pacific Islander 18 $4,330,000 $240,000 $485,000 $94,000 $167,000
Not applicable 11 $5,305,000 $482,000 $2,325,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,145 $1,903,115,000 $233,000 $2,325,000 $134,000 $4,841,000
FHA-insured (Federal Housing Administration) 2,943 $742,055,000 $252,000 $725,000 $92,000 $597,000
VA-guaranteed (Veterans Administration) 1,844 $672,200,000 $364,000 $1,395,000 $126,000 $770,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 171 $32,615,000 $190,000 $415,000 $75,000 $128,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,366 $2,046,730,000 $244,000 $2,325,000 $121,000 $4,639,000
Application Withdrawn By Applicant 2,741 $718,015,000 $261,000 $1,585,000 $129,000 $4,841,000
Loan Purchased By The Institution 1,314 $436,200,000 $331,000 $805,000 $134,000 $772,000
Application Denied By Financial Institution 560 $120,920,000 $215,000 $1,105,000 $91,000 $1,099,000
File Closed For Incompleteness 64 $16,310,000 $254,000 $735,000 $136,000 $460,000
Application Approved But Not Accepted 58 $11,810,000 $203,000 $585,000 $104,000 $250,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 12,543 $3,229,065,000 $257,000 $2,325,000 $124,000 $4,841,000
Debt-To-Income Ratio 287 $65,165,000 $227,000 $985,000 $70,000 $328,000
Credit History 127 $23,145,000 $182,000 $745,000 $96,000 $627,000
Collateral 49 $9,275,000 $189,000 $995,000 $103,000 $339,000
Insufficient Cash (Downpayment, Closing Cost) 27 $8,495,000 $314,000 $765,000 $199,000 $1,099,000
Other 24 $3,290,000 $137,000 $495,000 $111,000 $318,000
Unverifiable Information 20 $6,490,000 $324,000 $1,105,000 $105,000 $499,000
Mortgage Insurance Denied 16 $3,620,000 $226,000 $585,000 $169,000 $610,000
Employment History 6 $940,000 $156,000 $295,000 $55,000 $74,000
Credit Application Incomplete 4 $500,000 $125,000 $285,000 $120,000 $256,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway First Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gateway First Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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