Gateway First Bank Mortgage Lending & HMDA Data, 2024
In 2024, Gateway First Bank of Jenks, OK reported 13,103 mortgage applications totaling $3.3 billion, down 30% from 2023. The average application was for $255,665, and applicants reported an average income of $122,654. 64% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,241), Oklahoma City, OK (866) and San Antonio-New Braunfels, TX (771) (applications in parentheses).
| Mortgage Company & Address | Gateway First Bank 244 South Gateway Place Jenks, OK 74037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 13,103 |
| Total Mortgage Loan Application Amount | $3,349,985,000 |
| Average Mortgage Loan Application Amount | $255,665 |
| Highest Mortgage Loan Application Amount | $2,325,000 |
| Average Applicant Income | $122,654 |
| Highest Applicant Income | $4,841,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gateway First Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,174 | $ 464,240,000 | $ 213,541 | $ 110,050 |
| Houston-The Woodlands-Sugar Land, TX | 1,241 | $ 338,215,000 | $ 272,534 | $ 129,000 |
| Oklahoma City, OK | 866 | $ 206,510,000 | $ 238,464 | $ 117,000 |
| San Antonio-New Braunfels, TX | 771 | $ 221,015,000 | $ 286,660 | $ 122,000 |
| Dallas-Plano-Irving, TX | 534 | $ 183,980,000 | $ 344,531 | $ 155,000 |
| Fort Worth-Arlington, TX | 454 | $ 139,690,000 | $ 307,687 | $ 136,000 |
| Camden, NJ | 409 | $ 86,195,000 | $ 210,745 | $ 110,000 |
| Tulsa, OK | 373 | $ 94,915,000 | $ 254,463 | $ 134,000 |
| Wichita, KS | 318 | $ 75,430,000 | $ 237,201 | $ 116,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 290 | $ 79,280,000 | $ 273,379 | $ 123,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 254 | $ 94,910,000 | $ 373,661 | $ 156,000 |
| Lakewood-New Brunswick, NJ | 234 | $ 70,220,000 | $ 300,085 | $ 148,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 233 | $ 59,245,000 | $ 254,270 | $ 146,000 |
| Charleston, WV | 229 | $ 38,065,000 | $ 166,222 | $ 88,000 |
| Vineland-Bridgeton, NJ | 177 | $ 29,115,000 | $ 164,491 | $ 80,000 |
| Austin-Round Rock, TX | 172 | $ 58,650,000 | $ 340,988 | $ 153,000 |
| Jacksonville, FL | 171 | $ 35,965,000 | $ 210,321 | $ 117,000 |
| Knoxville, TN | 163 | $ 46,585,000 | $ 285,797 | $ 102,000 |
| Indianapolis-Carmel-Anderson, IN | 153 | $ 29,275,000 | $ 191,339 | $ 86,000 |
| Sumter, SC | 141 | $ 23,605,000 | $ 167,411 | $ 85,000 |
| Greeley, CO | 138 | $ 49,730,000 | $ 360,362 | $ 122,000 |
| Enid, OK | 137 | $ 19,275,000 | $ 140,693 | $ 78,000 |
| Rapid City, SD | 136 | $ 32,180,000 | $ 236,617 | $ 97,000 |
| Charlotte-Concord-Gastonia, NC-SC | 122 | $ 31,860,000 | $ 261,147 | $ 103,639 |
| Killeen-Temple, TX | 122 | $ 38,130,000 | $ 312,540 | $ 127,000 |
| Corpus Christi, TX | 104 | $ 23,600,000 | $ 226,923 | $ 134,000 |
| Omaha-Council Bluffs, NE-IA | 103 | $ 27,365,000 | $ 265,679 | $ 134,427 |
| Joplin, MO | 95 | $ 15,985,000 | $ 168,263 | $ 83,989 |
| El Paso, TX | 91 | $ 28,515,000 | $ 313,351 | $ 123,000 |
| Little Rock-North Little Rock-Conway, AR | 87 | $ 23,505,000 | $ 270,172 | $ 132,000 |
| Las Cruces, NM | 86 | $ 17,190,000 | $ 199,883 | $ 94,000 |
| Atlantic City-Hammonton, NJ | 82 | $ 20,780,000 | $ 253,414 | $ 141,000 |
| McAllen-Edinburg-Mission, TX | 82 | $ 24,170,000 | $ 294,756 | $ 188,000 |
| Yuma, AZ | 82 | $ 23,800,000 | $ 290,243 | $ 102,000 |
| Huntington-Ashland, WV-KY-OH | 77 | $ 16,635,000 | $ 216,038 | $ 99,116 |
| Beaumont-Port Arthur, TX | 76 | $ 19,010,000 | $ 250,131 | $ 136,000 |
| Reno, NV | 73 | $ 29,295,000 | $ 401,301 | $ 202,000 |
| Kansas City, MO-KS | 65 | $ 23,775,000 | $ 365,769 | $ 219,492 |
| Brownsville-Harlingen, TX | 64 | $ 13,300,000 | $ 207,812 | $ 98,000 |
| Newark, NJ-PA | 64 | $ 19,700,000 | $ 307,812 | $ 226,000 |
| Cincinnati, OH-KY-IN | 63 | $ 17,485,000 | $ 277,539 | $ 124,095 |
| Cape Girardeau, MO-IL | 55 | $ 8,015,000 | $ 145,727 | $ 76,000 |
| Dayton-Springfield-Kettering, OH | 52 | $ 10,590,000 | $ 203,653 | $ 92,000 |
| Lubbock, TX | 52 | $ 10,550,000 | $ 202,884 | $ 127,000 |
| Grand Island, NE | 51 | $ 10,125,000 | $ 198,529 | $ 88,000 |
| Fort Collins, CO | 45 | $ 16,185,000 | $ 359,666 | $ 120,000 |
| Eagle Pass, TX | 44 | $ 9,720,000 | $ 220,909 | $ 100,000 |
| Waco, TX | 44 | $ 13,970,000 | $ 317,500 | $ 134,000 |
| Trenton, NJ | 40 | $ 11,100,000 | $ 277,500 | $ 128,000 |
| Idaho Falls, ID | 38 | $ 11,050,000 | $ 290,789 | $ 96,000 |
| Wilmington, DE-MD-NJ | 38 | $ 7,080,000 | $ 186,315 | $ 90,947 |
| Des Moines-West Des Moines, IA | 37 | $ 8,055,000 | $ 217,702 | $ 110,000 |
| Cedar Rapids, IA | 34 | $ 5,120,000 | $ 150,588 | $ 97,000 |
| Laredo, TX | 34 | $ 7,020,000 | $ 206,470 | $ 90,000 |
| Orlando-Kissimmee-Sanford, FL | 32 | $ 11,460,000 | $ 358,125 | $ 139,000 |
| Denver-Aurora-Lakewood, CO | 31 | $ 8,925,000 | $ 287,903 | $ 132,000 |
| New York-Jersey City-White Plains, NY-NJ | 30 | $ 9,970,000 | $ 332,333 | $ 133,000 |
| College Station-Bryan, TX | 28 | $ 6,410,000 | $ 228,928 | $ 127,000 |
| Phoenix-Mesa-Scottsdale, AZ | 26 | $ 10,720,000 | $ 412,307 | $ 189,000 |
| Santa Fe, NM | 25 | $ 10,615,000 | $ 424,600 | $ 167,000 |
| Shreveport-Bossier City, LA | 25 | $ 4,965,000 | $ 198,600 | $ 115,000 |
| Philadelphia, PA | 24 | $ 5,000,000 | $ 208,333 | $ 105,000 |
| Springfield, MO | 23 | $ 4,915,000 | $ 213,695 | $ 92,000 |
| Amarillo, TX | 22 | $ 5,380,000 | $ 244,545 | $ 106,000 |
| Victoria, TX | 22 | $ 6,340,000 | $ 288,181 | $ 122,000 |
| Iowa City, IA | 21 | $ 4,335,000 | $ 206,428 | $ 114,000 |
| Winston-Salem, NC | 21 | $ 3,585,000 | $ 170,714 | $ 87,000 |
| Atlanta-Sandy Springs-Roswell, GA | 20 | $ 6,940,000 | $ 347,000 | $ 162,000 |
| Sherman-Denison, TX | 20 | $ 6,320,000 | $ 316,000 | $ 213,000 |
| Wilmington, NC | 20 | $ 4,760,000 | $ 238,000 | $ 108,000 |
| Chicago-Naperville, IL | 19 | $ 4,835,000 | $ 254,473 | $ 133,000 |
| Columbia, SC | 17 | $ 3,445,000 | $ 202,647 | $ 93,000 |
| Columbus, OH | 17 | $ 5,665,000 | $ 333,235 | $ 138,000 |
| Davenport-Moline-Rock Island, IA-IL | 17 | $ 2,575,000 | $ 151,470 | $ 115,470 |
| Fort Smith, AR-OK | 17 | $ 2,755,000 | $ 162,058 | $ 103,000 |
| Midland, TX | 17 | $ 4,815,000 | $ 283,235 | $ 130,000 |
| Montgomery County-Bucks County-Chester County, PA | 17 | $ 7,435,000 | $ 437,352 | $ 172,000 |
| Pittsburgh, PA | 17 | $ 2,805,000 | $ 165,000 | $ 141,000 |
| Waterloo-Cedar Falls, IA | 17 | $ 2,515,000 | $ 147,941 | $ 78,000 |
| Wheeling, WV-OH | 17 | $ 2,135,000 | $ 125,588 | $ 78,882 |
| Abilene, TX | 16 | $ 3,350,000 | $ 209,375 | $ 102,000 |
| Rockford, IL | 16 | $ 2,070,000 | $ 129,375 | $ 90,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 15 | $ 2,565,000 | $ 171,000 | $ 82,400 |
| Beckley, WV | 15 | $ 4,065,000 | $ 271,000 | $ 161,000 |
| Charleston-North Charleston, SC | 15 | $ 5,835,000 | $ 389,000 | $ 133,000 |
| Lynchburg, VA | 15 | $ 4,105,000 | $ 273,666 | $ 112,000 |
| Lakeland-Winter Haven, FL | 14 | $ 3,610,000 | $ 257,857 | $ 148,000 |
| Albuquerque, NM | 13 | $ 5,015,000 | $ 385,769 | $ 137,000 |
| Lincoln, NE | 13 | $ 3,105,000 | $ 238,846 | $ 119,000 |
| Longview, TX | 13 | $ 3,035,000 | $ 233,461 | $ 105,000 |
| Reading, PA | 13 | $ 3,325,000 | $ 255,769 | $ 105,000 |
| Baton Rouge, LA | 12 | $ 1,230,000 | $ 102,500 | $ 67,000 |
| Lake Havasu City-Kingman, AZ | 12 | $ 4,240,000 | $ 353,333 | $ 146,000 |
| St. Louis, MO-IL | 12 | $ 3,870,000 | $ 322,500 | $ 188,500 |
| Lawton, OK | 11 | $ 1,875,000 | $ 170,454 | $ 152,000 |
| Lake Charles, LA | 10 | $ 2,630,000 | $ 263,000 | $ 130,000 |
| Morristown, TN | 10 | $ 3,450,000 | $ 345,000 | $ 172,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 3,500,000 | $ 350,000 | $ 147,000 |
| Colorado Springs, CO | 9 | $ 4,475,000 | $ 497,222 | $ 148,000 |
| Tyler, TX | 9 | $ 2,425,000 | $ 269,444 | $ 142,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 2,800,000 | $ 350,000 | $ 185,000 |
| Dubuque, IA | 8 | $ 1,440,000 | $ 180,000 | $ 89,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 8 | $ 1,900,000 | $ 237,500 | $ 172,000 |
| Texarkana, TX-AR | 8 | $ 2,140,000 | $ 267,500 | $ 130,375 |
| Wichita Falls, TX | 8 | $ 1,720,000 | $ 215,000 | $ 247,000 |
| Arlington-Alexandria-Reston, VA-WV | 7 | $ 2,785,000 | $ 397,857 | $ 175,857 |
| Cleveland, TN | 7 | $ 1,725,000 | $ 246,428 | $ 120,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 2,865,000 | $ 409,285 | $ 213,000 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 2,055,000 | $ 293,571 | $ 126,000 |
| Jacksonville, NC | 7 | $ 2,115,000 | $ 302,142 | $ 92,000 |
| Memphis, TN-MS-AR | 7 | $ 715,000 | $ 102,142 | $ 126,142 |
| Odessa, TX | 7 | $ 1,085,000 | $ 155,000 | $ 81,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7 | $ 2,425,000 | $ 346,428 | $ 114,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,510,000 | $ 251,666 | $ 96,000 |
| Flagstaff, AZ | 6 | $ 2,230,000 | $ 371,666 | $ 134,000 |
| Gainesville, FL | 6 | $ 1,270,000 | $ 211,666 | $ 99,000 |
| Hot Springs, AR | 6 | $ 1,090,000 | $ 181,666 | $ 139,000 |
| Marietta, GA | 6 | $ 2,580,000 | $ 430,000 | $ 137,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 970,000 | $ 161,666 | $ 134,000 |
| Parkersburg-Vienna, WV | 6 | $ 780,000 | $ 130,000 | $ 50,000 |
| Port St. Lucie, FL | 6 | $ 2,000,000 | $ 333,333 | $ 253,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 3,370,000 | $ 561,666 | $ 486,000 |
| Raleigh, NC | 6 | $ 2,120,000 | $ 353,333 | $ 244,000 |
| St. Petersburg-Clearwater-Largo, FL | 6 | $ 1,800,000 | $ 300,000 | $ 130,000 |
| Elgin, IL | 5 | $ 1,215,000 | $ 243,000 | $ 97,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 1,855,000 | $ 371,000 | $ 103,000 |
| Homosassa Springs, FL | 5 | $ 725,000 | $ 145,000 | $ 138,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,935,000 | $ 387,000 | $ 146,000 |
| Springfield, OH | 5 | $ 1,145,000 | $ 229,000 | $ 93,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 875,000 | $ 175,000 | $ 69,000 |
| Boise City, ID | 4 | $ 1,410,000 | $ 352,500 | $ 126,000 |
| Boulder, CO | 4 | $ 970,000 | $ 242,500 | $ 106,000 |
| Casper, WY | 4 | $ 1,620,000 | $ 405,000 | $ 309,000 |
| Chattanooga, TN-GA | 4 | $ 1,440,000 | $ 360,000 | $ 79,000 |
| Cheyenne, WY | 4 | $ 1,460,000 | $ 365,000 | $ 173,000 |
| Durham-Chapel Hill, NC | 4 | $ 760,000 | $ 190,000 | $ 103,000 |
| Farmington, NM | 4 | $ 430,000 | $ 107,500 | $ 54,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 1,760,000 | $ 440,000 | $ 131,750 |
| Lafayette, LA | 4 | $ 420,000 | $ 105,000 | $ 63,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 610,000 | $ 152,500 | $ 85,000 |
| Mansfield, OH | 4 | $ 440,000 | $ 110,000 | $ 30,000 |
| Morgantown, WV | 4 | $ 1,260,000 | $ 315,000 | $ 125,000 |
| New Orleans-Metairie, LA | 4 | $ 610,000 | $ 152,500 | $ 88,000 |
| Ocala, FL | 4 | $ 1,150,000 | $ 287,500 | $ 87,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,350,000 | $ 337,500 | $ 139,000 |
| Prescott Valley-Prescott, AZ | 4 | $ 1,530,000 | $ 382,500 | $ 225,000 |
| San Angelo, TX | 4 | $ 1,000,000 | $ 250,000 | $ 76,000 |
| Tampa, FL | 4 | $ 1,230,000 | $ 307,500 | $ 70,000 |
| Tucson, AZ | 4 | $ 1,120,000 | $ 280,000 | $ 99,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 1,140,000 | $ 285,000 | $ 127,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 1,020,000 | $ 255,000 | $ 120,000 |
| Asheville, NC | 3 | $ 1,275,000 | $ 425,000 | $ 157,000 |
| Columbus, IN | 3 | $ 295,000 | $ 98,333 | $ 46,000 |
| Fayetteville, NC | 3 | $ 455,000 | $ 151,666 | $ 61,000 |
| Greensboro-High Point, NC | 3 | $ 545,000 | $ 181,666 | $ 335,000 |
| Hammond, LA | 3 | $ 395,000 | $ 131,666 | $ 88,000 |
| Jonesboro, AR | 3 | $ 625,000 | $ 208,333 | $ 87,000 |
| Lafayette-West Lafayette, IN | 3 | $ 465,000 | $ 155,000 | $ 101,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 795,000 | $ 265,000 | $ 238,000 |
| Owensboro, KY | 3 | $ 755,000 | $ 251,666 | $ 96,000 |
| Pocatello, ID | 3 | $ 735,000 | $ 245,000 | $ 99,000 |
| Savannah, GA | 3 | $ 655,000 | $ 218,333 | $ 107,000 |
| Akron, OH | 2 | $ 500,000 | $ 250,000 | $ 194,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 840,000 | $ 420,000 | $ 243,000 |
| Bellingham, WA | 2 | $ 460,000 | $ 230,000 | $ 111,000 |
| Canton-Massillon, OH | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 530,000 | $ 265,000 | $ 185,000 |
| Cleveland, OH | 2 | $ 600,000 | $ 300,000 | $ 116,000 |
| Everett, WA | 2 | $ 870,000 | $ 435,000 | $ 166,000 |
| Florence, SC | 2 | $ 420,000 | $ 210,000 | $ 88,000 |
| Hinesville, GA | 2 | $ 550,000 | $ 275,000 | $ 124,000 |
| Huntsville, AL | 2 | $ 560,000 | $ 280,000 | $ 94,000 |
| Kenosha, WI | 2 | $ 410,000 | $ 205,000 | $ 55,000 |
| Las Vegas-Henderson-Paradise, NV | 2 | $ 1,270,000 | $ 635,000 | $ 305,000 |
| Lebanon, PA | 2 | $ 500,000 | $ 250,000 | $ 138,000 |
| Logan, UT-ID | 2 | $ 1,060,000 | $ 530,000 | $ 460,000 |
| Mobile, AL | 2 | $ 350,000 | $ 175,000 | $ 108,000 |
| Muncie, IN | 2 | $ 180,000 | $ 90,000 | $ 150,000 |
| Panama City, FL | 2 | $ 910,000 | $ 455,000 | $ 221,000 |
| Pueblo, CO | 2 | $ 540,000 | $ 270,000 | $ 118,000 |
| Rocky Mount, NC | 2 | $ 800,000 | $ 400,000 | $ 230,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 370,000 | $ 185,000 | $ 89,000 |
| Sebring, FL | 2 | $ 180,000 | $ 90,000 | $ 37,000 |
| Sioux City, IA-NE-SD | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 510,000 | $ 255,000 | $ 350,000 |
| St. Joseph, MO-KS | 2 | $ 780,000 | $ 390,000 | $ 168,000 |
| Tacoma-Lakewood, WA | 2 | $ 1,220,000 | $ 610,000 | $ 464,000 |
| Topeka, KS | 2 | $ 360,000 | $ 180,000 | $ 124,000 |
| Traverse City, MI | 2 | $ 380,000 | $ 190,000 | $ 196,000 |
| Washington, DC-MD | 2 | $ 650,000 | $ 325,000 | $ 113,000 |
| York-Hanover, PA | 2 | $ 400,000 | $ 200,000 | $ 112,000 |
| Ames, IA | 1 | $ 355,000 | $ 355,000 | $ 194,000 |
| Appleton, WI | 1 | $ 415,000 | $ 415,000 | $ 106,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 225,000 | $ 225,000 | $ 175,000 |
| Birmingham-Hoover, AL | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| Bloomington, IN | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| Champaign-Urbana, IL | 1 | $ 415,000 | $ 415,000 | $ 197,000 |
| Clarksville, TN-KY | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Columbia, MO | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Columbus, GA-AL | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Decatur, AL | 1 | $ 55,000 | $ 55,000 | $ 158,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 85,000 | $ 85,000 | $ 177,000 |
| Dover, DE | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Eugene, OR | 1 | $ 485,000 | $ 485,000 | $ 1,478,000 |
| Fond Du Lac, WI | 1 | $ 435,000 | $ 435,000 | $ 202,000 |
| Fort Wayne, IN | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Goldsboro, NC | 1 | $ 575,000 | $ 575,000 | $ 310,000 |
| Greenville, NC | 1 | $ 175,000 | $ 175,000 | $ 285,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Harrisburg-Carlisle, PA | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Houma-Thibodaux, LA | 1 | $ 135,000 | $ 135,000 | $ 180,000 |
| Jackson, MS | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Jackson, TN | 1 | $ 595,000 | $ 595,000 | $ 181,000 |
| Janesville-Beloit, WI | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Kokomo, IN | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Lancaster, PA | 1 | $ 625,000 | $ 625,000 | $ 252,000 |
| Lawrence, KS | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Lexington-Fayette, KY | 1 | $ 255,000 | $ 255,000 | $ 771,000 |
| Longview, WA | 1 | $ 655,000 | $ 655,000 | $ 182,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Madison, WI | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Manhattan, KS | 1 | $ 435,000 | $ 435,000 | $ 189,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 195,000 | $ 195,000 | $ 430,000 |
| Monroe, LA | 1 | $ 25,000 | $ 25,000 | $ 152,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 265,000 | $ 265,000 | $ 239,000 |
| Ogden-Clearfield, UT | 1 | $ 65,000 | $ 65,000 | $ 160,000 |
| Paducah, KY-IL | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 485,000 | $ 485,000 | $ 107,000 |
| Punta Gorda, FL | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Salt Lake City, UT | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 655,000 | $ 655,000 | $ 164,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 335,000 | $ 335,000 | $ 244,000 |
| Sioux Falls, SD | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 175,000 | $ 175,000 | $ 156,000 |
| Tallahassee, FL | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Terre Haute, IN | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Walla Walla, WA | 1 | $ 275,000 | $ 275,000 | $ 169,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 365,000 | $ 365,000 | $ 541,000 |
| Wildwood-The Villages, FL | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Gateway First Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,947 | $2,755,685,000 | $251,000 | $2,325,000 | $119,000 | $4,841,000 |
| Refinancing | 1,082 | $341,200,000 | $315,000 | $1,505,000 | $152,000 | $893,000 |
| Cash-out Refinancing | 991 | $243,555,000 | $245,000 | $1,115,000 | $128,000 | $4,639,000 |
| Home Improvement | 79 | $9,345,000 | $118,000 | $905,000 | $162,000 | $1,721,000 |
| Other Purpose | 4 | $200,000 | $50,000 | $75,000 | $84,000 | $131,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,684 | $2,030,580,000 | $264,000 | $1,585,000 | $128,000 | $2,081,000 |
| Hispanic | 2,837 | $619,825,000 | $218,000 | $995,000 | $104,000 | $4,841,000 |
| Not Provided | 1,003 | $276,145,000 | $275,000 | $1,325,000 | $135,000 | $2,131,000 |
| Black or African American | 907 | $244,665,000 | $269,000 | $995,000 | $113,000 | $810,000 |
| Asian | 359 | $103,915,000 | $289,000 | $1,295,000 | $167,000 | $4,639,000 |
| American Indian or Alaskan Native | 284 | $65,220,000 | $229,000 | $905,000 | $112,000 | $541,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $4,330,000 | $240,000 | $485,000 | $94,000 | $167,000 |
| Not applicable | 11 | $5,305,000 | $482,000 | $2,325,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,145 | $1,903,115,000 | $233,000 | $2,325,000 | $134,000 | $4,841,000 |
| FHA-insured (Federal Housing Administration) | 2,943 | $742,055,000 | $252,000 | $725,000 | $92,000 | $597,000 |
| VA-guaranteed (Veterans Administration) | 1,844 | $672,200,000 | $364,000 | $1,395,000 | $126,000 | $770,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 171 | $32,615,000 | $190,000 | $415,000 | $75,000 | $128,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,366 | $2,046,730,000 | $244,000 | $2,325,000 | $121,000 | $4,639,000 |
| Application Withdrawn By Applicant | 2,741 | $718,015,000 | $261,000 | $1,585,000 | $129,000 | $4,841,000 |
| Loan Purchased By The Institution | 1,314 | $436,200,000 | $331,000 | $805,000 | $134,000 | $772,000 |
| Application Denied By Financial Institution | 560 | $120,920,000 | $215,000 | $1,105,000 | $91,000 | $1,099,000 |
| File Closed For Incompleteness | 64 | $16,310,000 | $254,000 | $735,000 | $136,000 | $460,000 |
| Application Approved But Not Accepted | 58 | $11,810,000 | $203,000 | $585,000 | $104,000 | $250,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,543 | $3,229,065,000 | $257,000 | $2,325,000 | $124,000 | $4,841,000 |
| Debt-To-Income Ratio | 287 | $65,165,000 | $227,000 | $985,000 | $70,000 | $328,000 |
| Credit History | 127 | $23,145,000 | $182,000 | $745,000 | $96,000 | $627,000 |
| Collateral | 49 | $9,275,000 | $189,000 | $995,000 | $103,000 | $339,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $8,495,000 | $314,000 | $765,000 | $199,000 | $1,099,000 |
| Other | 24 | $3,290,000 | $137,000 | $495,000 | $111,000 | $318,000 |
| Unverifiable Information | 20 | $6,490,000 | $324,000 | $1,105,000 | $105,000 | $499,000 |
| Mortgage Insurance Denied | 16 | $3,620,000 | $226,000 | $585,000 | $169,000 | $610,000 |
| Employment History | 6 | $940,000 | $156,000 | $295,000 | $55,000 | $74,000 |
| Credit Application Incomplete | 4 | $500,000 | $125,000 | $285,000 | $120,000 | $256,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway First Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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