Gb Home Equity, LLC Mortgage Lending & HMDA Data, 2004
In 2004, Gb Home Equity, LLC of Brown Deer, WI reported 44,243 mortgage applications totaling $1.9 billion, up 25% from 2003. The average application was for $43,626, and applicants reported an average income of $74,170. 45% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,963), Chicago-Naperville-Joliet, IL (2,723) and Atlanta-Sandy Springs-Marietta, GA (2,407) (applications in parentheses).
| Mortgage Company & Address | Gb Home Equity, LLC 4000 W Brown Deer Road Brown Deer, WI 53209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 44,243 |
| Total Mortgage Loan Application Amount | $1,930,155,000 |
| Average Mortgage Loan Application Amount | $43,626 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $74,170 |
| Highest Applicant Income | $1,451,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gb Home Equity, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 2,963 | $ 125,536,000 | $ 42,367 | $ 81,000 |
| Chicago-Naperville-Joliet, IL | 2,723 | $ 116,619,000 | $ 42,827 | $ 80,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,407 | $ 114,295,000 | $ 47,484 | $ 75,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,727 | $ 74,218,000 | $ 42,975 | $ 71,000 |
| Denver-Aurora, CO | 1,577 | $ 69,052,000 | $ 43,786 | $ 73,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,572 | $ 48,935,000 | $ 31,129 | $ 68,000 |
| Seattle-Bellevue-Everett, WA | 1,343 | $ 61,259,000 | $ 45,613 | $ 77,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,295 | $ 57,240,000 | $ 44,200 | $ 65,000 |
| Las Vegas-Paradise, NV | 742 | $ 35,503,000 | $ 47,847 | $ 76,000 |
| Portland-Vancouver-Beaverton, OR-WA | 723 | $ 26,431,000 | $ 36,557 | $ 76,000 |
| Cleveland-Elyria-Mentor, OH | 631 | $ 24,496,000 | $ 38,820 | $ 60,000 |
| Warren-Farmington Hills-Troy, MI | 621 | $ 26,924,000 | $ 43,355 | $ 82,000 |
| Tampa-St. Petersburg-Clearwater, FL | 591 | $ 27,367,000 | $ 46,306 | $ 67,000 |
| Columbus, OH | 528 | $ 23,115,000 | $ 43,778 | $ 72,000 |
| Madison, WI | 515 | $ 16,818,000 | $ 32,656 | $ 71,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 511 | $ 27,001,000 | $ 52,839 | $ 92,000 |
| Charlotte-Gastonia-Concord, NC-SC | 508 | $ 19,148,000 | $ 37,692 | $ 74,000 |
| Riverside-San Bernardino-Ontario, CA | 483 | $ 27,550,000 | $ 57,039 | $ 95,000 |
| Orlando, FL | 466 | $ 18,787,000 | $ 40,315 | $ 70,000 |
| Philadelphia, PA | 458 | $ 22,528,000 | $ 49,187 | $ 90,000 |
| Boston-Quincy, MA | 429 | $ 25,483,000 | $ 59,400 | $ 92,000 |
| Charleston-North Charleston, SC | 419 | $ 17,988,000 | $ 42,930 | $ 77,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 408 | $ 18,016,000 | $ 44,156 | $ 87,000 |
| Nashville-Davidson--Murfreesboro, TN | 404 | $ 18,668,000 | $ 46,207 | $ 64,000 |
| Detroit-Livonia-Dearborn, MI | 362 | $ 13,731,000 | $ 37,930 | $ 71,000 |
| New York-Wayne-White Plains, NY-NJ | 358 | $ 28,905,000 | $ 80,740 | $ 82,000 |
| Pittsburgh, PA | 349 | $ 14,308,000 | $ 40,997 | $ 59,000 |
| Los Angeles-Long Beach-Glendale, CA | 326 | $ 21,089,000 | $ 64,690 | $ 108,000 |
| Oakland-Fremont-Hayward, CA | 318 | $ 22,259,000 | $ 69,996 | $ 106,000 |
| Tacoma, WA | 309 | $ 11,554,000 | $ 37,391 | $ 75,000 |
| Miami-Miami Beach-Kendall, FL | 303 | $ 13,743,000 | $ 45,356 | $ 99,000 |
| San Diego-Carlsbad-San Marcos, CA | 302 | $ 21,928,000 | $ 72,609 | $ 103,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 299 | $ 14,399,000 | $ 48,157 | $ 80,000 |
| Akron, OH | 291 | $ 12,150,000 | $ 41,752 | $ 65,000 |
| Indianapolis, IN | 291 | $ 11,759,000 | $ 40,408 | $ 65,000 |
| Raleigh-Cary, NC | 289 | $ 9,595,000 | $ 33,200 | $ 69,000 |
| Jacksonville, FL | 286 | $ 12,895,000 | $ 45,087 | $ 72,000 |
| Dayton, OH | 283 | $ 13,193,000 | $ 46,618 | $ 65,000 |
| Lake County-Kenosha County, IL-WI | 253 | $ 10,215,000 | $ 40,375 | $ 97,000 |
| Baltimore-Towson, MD | 252 | $ 12,093,000 | $ 47,988 | $ 96,000 |
| Providence-New Bedford-Fall River, RI-MA | 251 | $ 12,683,000 | $ 50,529 | $ 73,000 |
| St. Louis, MO-IL | 234 | $ 8,026,000 | $ 34,299 | $ 71,000 |
| Cambridge-Newton-Framingham, MA | 213 | $ 13,578,000 | $ 63,746 | $ 97,000 |
| Nassau-Suffolk, NY | 210 | $ 14,112,000 | $ 67,200 | $ 104,000 |
| Louisville, KY-IN | 201 | $ 8,163,000 | $ 40,611 | $ 66,000 |
| Tucson, AZ | 196 | $ 7,378,000 | $ 37,642 | $ 77,000 |
| Hartford-West Hartford-East Hartford, CT | 192 | $ 8,569,000 | $ 44,630 | $ 89,000 |
| Salt Lake City, UT | 184 | $ 6,879,000 | $ 37,385 | $ 74,000 |
| Colorado Springs, CO | 180 | $ 8,511,000 | $ 47,283 | $ 69,000 |
| Racine, WI | 160 | $ 4,077,000 | $ 25,481 | $ 54,000 |
| Oklahoma City, OK | 156 | $ 5,269,000 | $ 33,775 | $ 72,000 |
| Cape Coral-Fort Myers, FL | 151 | $ 7,285,000 | $ 48,245 | $ 62,000 |
| New Haven-Milford, CT | 143 | $ 5,926,000 | $ 41,440 | $ 105,000 |
| Worcester, MA | 139 | $ 6,608,000 | $ 47,539 | $ 83,000 |
| Green Bay, WI | 137 | $ 4,818,000 | $ 35,167 | $ 60,000 |
| Santa Ana-Anaheim-Irvine, CA | 135 | $ 9,323,000 | $ 69,059 | $ 109,000 |
| Provo-Orem, UT | 121 | $ 4,211,000 | $ 34,801 | $ 65,000 |
| Bethesda-Frederick-Gaithersburg, MD | 120 | $ 7,443,000 | $ 62,025 | $ 98,000 |
| Greeley, CO | 120 | $ 4,171,000 | $ 34,758 | $ 59,000 |
| Toledo, OH | 112 | $ 4,156,000 | $ 37,107 | $ 65,000 |
| Camden, NJ | 111 | $ 5,302,000 | $ 47,765 | $ 84,000 |
| Kansas City, MO-KS | 109 | $ 3,587,000 | $ 32,908 | $ 62,000 |
| Sarasota-Bradenton-Venice, FL | 109 | $ 4,937,000 | $ 45,293 | $ 82,000 |
| Palm Bay-Melbourne-Titusville, FL | 108 | $ 4,640,000 | $ 42,962 | $ 81,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 106 | $ 8,302,000 | $ 78,320 | $ 129,000 |
| Canton-Massillon, OH | 100 | $ 4,768,000 | $ 47,680 | $ 53,000 |
| Edison, NJ | 100 | $ 4,976,000 | $ 49,760 | $ 102,000 |
| Naples-Marco Island, FL | 100 | $ 5,610,000 | $ 56,100 | $ 89,000 |
| Appleton, WI | 98 | $ 2,248,000 | $ 22,938 | $ 64,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 98 | $ 4,072,000 | $ 41,551 | $ 77,000 |
| Essex County, MA | 97 | $ 5,218,000 | $ 53,793 | $ 88,000 |
| Albuquerque, NM | 94 | $ 4,525,000 | $ 48,138 | $ 78,000 |
| Winston-Salem, NC | 93 | $ 2,586,000 | $ 27,806 | $ 57,000 |
| Youngstown-Warren-Boardman, OH-PA | 93 | $ 3,930,000 | $ 42,258 | $ 57,000 |
| Greensboro-High Point, NC | 91 | $ 2,617,000 | $ 28,758 | $ 57,000 |
| Bakersfield, CA | 90 | $ 3,717,000 | $ 41,300 | $ 73,000 |
| Boulder, CO | 89 | $ 4,583,000 | $ 51,494 | $ 79,000 |
| Columbia, SC | 89 | $ 3,277,000 | $ 36,820 | $ 74,000 |
| Bridgeport-Stamford-Norwalk, CT | 88 | $ 4,972,000 | $ 56,500 | $ 115,000 |
| Richmond, VA | 87 | $ 3,903,000 | $ 44,862 | $ 73,000 |
| Salem, OR | 87 | $ 2,892,000 | $ 33,241 | $ 73,000 |
| Stockton, CA | 87 | $ 4,641,000 | $ 53,344 | $ 76,000 |
| Lincoln, NE | 86 | $ 4,176,000 | $ 48,558 | $ 52,000 |
| Port St. Lucie-Fort Pierce, FL | 84 | $ 3,674,000 | $ 43,738 | $ 71,000 |
| Fort Collins-Loveland, CO | 80 | $ 2,803,000 | $ 35,037 | $ 59,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 78 | $ 2,805,000 | $ 35,961 | $ 56,000 |
| Grand Rapids-Wyoming, MI | 77 | $ 3,540,000 | $ 45,974 | $ 63,000 |
| Olympia, WA | 75 | $ 2,590,000 | $ 34,533 | $ 79,000 |
| Omaha-Council Bluffs, NE-IA | 74 | $ 3,328,000 | $ 44,972 | $ 82,000 |
| Vallejo-Fairfield, CA | 74 | $ 4,854,000 | $ 65,594 | $ 110,000 |
| San Francisco-San Mateo-Redwood City, CA | 71 | $ 6,257,000 | $ 88,126 | $ 117,000 |
| Lakeland, FL | 70 | $ 2,529,000 | $ 36,128 | $ 86,000 |
| Tulsa, OK | 70 | $ 2,336,000 | $ 33,371 | $ 73,000 |
| Durham, NC | 65 | $ 2,114,000 | $ 32,523 | $ 71,000 |
| Buffalo-Niagara Falls, NY | 64 | $ 1,544,000 | $ 24,125 | $ 56,000 |
| Janesville, WI | 63 | $ 2,036,000 | $ 32,317 | $ 64,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 62 | $ 1,820,000 | $ 29,354 | $ 67,000 |
| Flint, MI | 62 | $ 2,385,000 | $ 38,467 | $ 61,000 |
| Gainesville, GA | 62 | $ 1,861,000 | $ 30,016 | $ 81,000 |
| Modesto, CA | 62 | $ 3,016,000 | $ 48,645 | $ 73,000 |
| Wilmington, DE-MD-NJ | 61 | $ 2,638,000 | $ 43,245 | $ 80,000 |
| Gary, IN | 60 | $ 2,432,000 | $ 40,533 | $ 74,000 |
| Ogden-Clearfield, UT | 60 | $ 2,204,000 | $ 36,733 | $ 88,000 |
| Manchester-Nashua, NH | 58 | $ 2,400,000 | $ 41,379 | $ 84,000 |
| Springfield, OH | 56 | $ 2,510,000 | $ 44,821 | $ 59,000 |
| Lexington-Fayette, KY | 54 | $ 1,590,000 | $ 29,444 | $ 90,000 |
| Des Moines, IA | 52 | $ 1,804,000 | $ 34,692 | $ 56,000 |
| Rockingham County-Strafford County, NH | 52 | $ 3,071,000 | $ 59,057 | $ 88,000 |
| Spokane, WA | 51 | $ 1,347,000 | $ 26,411 | $ 60,000 |
| York-Hanover, PA | 51 | $ 2,321,000 | $ 45,509 | $ 81,000 |
| Duluth, MN-WI | 50 | $ 1,358,000 | $ 27,160 | $ 54,000 |
| Eugene-Springfield, OR | 50 | $ 1,897,000 | $ 37,940 | $ 66,000 |
| Greenville, SC | 50 | $ 2,068,000 | $ 41,360 | $ 62,000 |
| Fresno, CA | 49 | $ 2,138,000 | $ 43,632 | $ 79,000 |
| Bremerton-Silverdale, WA | 48 | $ 1,953,000 | $ 40,687 | $ 77,000 |
| Atlantic City, NJ | 47 | $ 2,075,000 | $ 44,148 | $ 76,000 |
| Rochester, NY | 46 | $ 1,040,000 | $ 22,608 | $ 60,000 |
| Ann Arbor, MI | 45 | $ 2,951,000 | $ 65,577 | $ 74,000 |
| Oshkosh-Neenah, WI | 45 | $ 1,268,000 | $ 28,177 | $ 56,000 |
| Scranton--Wilkes-Barre, PA | 45 | $ 1,238,000 | $ 27,511 | $ 45,000 |
| Harrisburg-Carlisle, PA | 44 | $ 1,847,000 | $ 41,977 | $ 82,000 |
| Newark-Union, NJ-PA | 44 | $ 1,939,000 | $ 44,068 | $ 91,000 |
| Rochester, MN | 43 | $ 1,729,000 | $ 40,209 | $ 70,000 |
| Fort Wayne, IN | 42 | $ 2,007,000 | $ 47,785 | $ 62,000 |
| Reading, PA | 42 | $ 1,470,000 | $ 35,000 | $ 60,000 |
| Rockford, IL | 42 | $ 1,479,000 | $ 35,214 | $ 67,000 |
| St. Cloud, MN | 42 | $ 1,522,000 | $ 36,238 | $ 51,000 |
| Asheville, NC | 41 | $ 1,107,000 | $ 27,000 | $ 74,000 |
| Lancaster, PA | 39 | $ 1,808,000 | $ 46,358 | $ 77,000 |
| Springfield, MA | 39 | $ 1,982,000 | $ 50,820 | $ 59,000 |
| Medford, OR | 38 | $ 1,212,000 | $ 31,894 | $ 62,000 |
| Norwich-New London, CT | 37 | $ 1,416,000 | $ 38,270 | $ 93,000 |
| Lansing-East Lansing, MI | 35 | $ 1,249,000 | $ 35,685 | $ 62,000 |
| Portland-South Portland-Biddeford, ME | 35 | $ 1,420,000 | $ 40,571 | $ 86,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 35 | $ 1,739,000 | $ 49,685 | $ 86,000 |
| Reno-Sparks, NV | 35 | $ 1,337,000 | $ 38,200 | $ 79,000 |
| Albany-Schenectady-Troy, NY | 33 | $ 882,000 | $ 26,727 | $ 78,000 |
| Bend, OR | 33 | $ 1,167,000 | $ 35,363 | $ 70,000 |
| Boise City-Nampa, ID | 33 | $ 970,000 | $ 29,393 | $ 63,000 |
| Fayetteville, NC | 33 | $ 1,098,000 | $ 33,272 | $ 61,000 |
| Hickory-Lenoir-Morganton, NC | 33 | $ 1,003,000 | $ 30,393 | $ 52,000 |
| Memphis, TN-MS-AR | 32 | $ 1,090,000 | $ 34,062 | $ 79,000 |
| Punta Gorda, FL | 32 | $ 1,551,000 | $ 48,468 | $ 58,000 |
| Bellingham, WA | 31 | $ 1,181,000 | $ 38,096 | $ 76,000 |
| Eau Claire, WI | 31 | $ 787,000 | $ 25,387 | $ 54,000 |
| Prescott, AZ | 31 | $ 1,150,000 | $ 37,096 | $ 76,000 |
| Savannah, GA | 31 | $ 1,390,000 | $ 44,838 | $ 82,000 |
| Redding, CA | 30 | $ 1,315,000 | $ 43,833 | $ 78,000 |
| Sheboygan, WI | 30 | $ 695,000 | $ 23,166 | $ 50,000 |
| Wausau, WI | 30 | $ 714,000 | $ 23,800 | $ 55,000 |
| Evansville, IN-KY | 29 | $ 834,000 | $ 28,758 | $ 49,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 29 | $ 1,818,000 | $ 62,689 | $ 104,000 |
| Salinas, CA | 29 | $ 2,160,000 | $ 74,482 | $ 94,000 |
| Wilmington, NC | 29 | $ 1,335,000 | $ 46,034 | $ 100,000 |
| Augusta-Richmond County, GA-SC | 28 | $ 1,251,000 | $ 44,678 | $ 70,000 |
| Fond Du Lac, WI | 27 | $ 621,000 | $ 23,000 | $ 54,000 |
| Yuba City, CA | 27 | $ 1,479,000 | $ 54,777 | $ 65,000 |
| Barnstable Town, MA | 26 | $ 1,325,000 | $ 50,961 | $ 93,000 |
| Knoxville, TN | 26 | $ 1,223,000 | $ 47,038 | $ 80,000 |
| Lafayette, IN | 26 | $ 933,000 | $ 35,884 | $ 56,000 |
| Macon, GA | 26 | $ 885,000 | $ 34,038 | $ 71,000 |
| Syracuse, NY | 26 | $ 566,000 | $ 21,769 | $ 43,000 |
| Mount Vernon-Anacortes, WA | 25 | $ 1,218,000 | $ 48,720 | $ 106,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 25 | $ 887,000 | $ 35,480 | $ 94,000 |
| Anderson, IN | 24 | $ 887,000 | $ 36,958 | $ 42,000 |
| Athens-Clarke County, GA | 24 | $ 724,000 | $ 30,166 | $ 67,000 |
| Holland-Grand Haven, MI | 24 | $ 897,000 | $ 37,375 | $ 61,000 |
| Peoria, IL | 24 | $ 606,000 | $ 25,250 | $ 58,000 |
| Wichita, KS | 24 | $ 1,213,000 | $ 50,541 | $ 63,000 |
| Davenport-Moline-Rock Island, IA-IL | 23 | $ 801,000 | $ 34,826 | $ 69,000 |
| Dallas-Plano-Irving, TX | 22 | $ 694,000 | $ 31,545 | $ 71,000 |
| Kalamazoo-Portage, MI | 22 | $ 856,000 | $ 38,909 | $ 81,000 |
| Spartanburg, SC | 22 | $ 1,093,000 | $ 49,681 | $ 64,000 |
| St. George, UT | 22 | $ 1,120,000 | $ 50,909 | $ 65,000 |
| Kennewick-Richland-Pasco, WA | 21 | $ 825,000 | $ 39,285 | $ 101,000 |
| La Crosse, WI-MN | 21 | $ 742,000 | $ 35,333 | $ 54,000 |
| Merced, CA | 21 | $ 910,000 | $ 43,333 | $ 78,000 |
| Pueblo, CO | 21 | $ 607,000 | $ 28,904 | $ 50,000 |
| Trenton-Ewing, NJ | 21 | $ 1,243,000 | $ 59,190 | $ 68,000 |
| Visalia-Porterville, CA | 21 | $ 1,058,000 | $ 50,380 | $ 67,000 |
| Anderson, SC | 20 | $ 934,000 | $ 46,700 | $ 66,000 |
| Santa Rosa-Petaluma, CA | 20 | $ 1,537,000 | $ 76,850 | $ 121,000 |
| Burlington-South Burlington, VT | 19 | $ 706,000 | $ 37,157 | $ 77,000 |
| Flagstaff, AZ | 19 | $ 800,000 | $ 42,105 | $ 73,000 |
| Hagerstown-Martinsburg, MD-WV | 19 | $ 1,047,000 | $ 55,105 | $ 75,000 |
| Longview, WA | 19 | $ 690,000 | $ 36,315 | $ 55,000 |
| Monroe, MI | 19 | $ 878,000 | $ 46,210 | $ 71,000 |
| Saginaw-Saginaw Township North, MI | 19 | $ 910,000 | $ 47,894 | $ 57,000 |
| Tallahassee, FL | 19 | $ 977,000 | $ 51,421 | $ 55,000 |
| Pensacola-Ferry Pass-Brent, FL | 18 | $ 760,000 | $ 42,222 | $ 74,000 |
| Sandusky, OH | 18 | $ 638,000 | $ 35,444 | $ 71,000 |
| Warner Robins, GA | 18 | $ 431,000 | $ 23,944 | $ 69,000 |
| Columbus, GA-AL | 17 | $ 604,000 | $ 35,529 | $ 60,000 |
| Santa Fe, NM | 17 | $ 1,028,000 | $ 60,470 | $ 102,000 |
| South Bend-Mishawaka, IN-MI | 17 | $ 747,000 | $ 43,941 | $ 53,000 |
| Chattanooga, TN-GA | 16 | $ 348,000 | $ 21,750 | $ 61,000 |
| Elkhart-Goshen, IN | 16 | $ 714,000 | $ 44,625 | $ 44,000 |
| Elmira, NY | 16 | $ 454,000 | $ 28,375 | $ 51,000 |
| Mansfield, OH | 16 | $ 568,000 | $ 35,500 | $ 49,000 |
| Muskegon-Norton Shores, MI | 16 | $ 877,000 | $ 54,812 | $ 57,000 |
| Ocala, FL | 16 | $ 477,000 | $ 29,812 | $ 50,000 |
| Burlington, NC | 15 | $ 423,000 | $ 28,200 | $ 58,000 |
| Iowa City, IA | 14 | $ 510,000 | $ 36,428 | $ 70,000 |
| Kankakee-Bradley, IL | 14 | $ 265,000 | $ 18,928 | $ 67,000 |
| Kokomo, IN | 14 | $ 592,000 | $ 42,285 | $ 71,000 |
| Lima, OH | 14 | $ 571,000 | $ 40,785 | $ 49,000 |
| Bloomington, IN | 13 | $ 864,000 | $ 66,461 | $ 74,000 |
| Cedar Rapids, IA | 13 | $ 358,000 | $ 27,538 | $ 53,000 |
| Gainesville, FL | 13 | $ 555,000 | $ 42,692 | $ 66,000 |
| Santa Cruz-Watsonville, CA | 13 | $ 1,098,000 | $ 84,461 | $ 96,000 |
| Yuma, AZ | 13 | $ 741,000 | $ 57,000 | $ 67,000 |
| Bloomington-Normal, IL | 12 | $ 353,000 | $ 29,416 | $ 66,000 |
| Owensboro, KY | 12 | $ 347,000 | $ 28,916 | $ 49,000 |
| Vineland-Millville-Bridgeton, NJ | 12 | $ 543,000 | $ 45,250 | $ 101,000 |
| Waterloo-Cedar Falls, IA | 12 | $ 529,000 | $ 44,083 | $ 47,000 |
| Yakima, WA | 12 | $ 281,000 | $ 23,416 | $ 53,000 |
| Clarksville, TN-KY | 11 | $ 452,000 | $ 41,090 | $ 66,000 |
| Fort Walton Beach-Crestview-Destin, FL | 11 | $ 482,000 | $ 43,818 | $ 94,000 |
| Muncie, IN | 11 | $ 650,000 | $ 59,090 | $ 61,000 |
| Chico, CA | 10 | $ 553,000 | $ 55,300 | $ 66,000 |
| Lebanon, PA | 10 | $ 329,000 | $ 32,900 | $ 119,000 |
| Rocky Mount, NC | 10 | $ 294,000 | $ 29,400 | $ 74,000 |
| Terre Haute, IN | 10 | $ 519,000 | $ 51,900 | $ 55,000 |
| Topeka, KS | 10 | $ 406,000 | $ 40,600 | $ 93,000 |
| Charlottesville, VA | 9 | $ 570,000 | $ 63,333 | $ 46,000 |
| Dover, DE | 9 | $ 263,000 | $ 29,222 | $ 55,000 |
| Grand Junction, CO | 9 | $ 219,000 | $ 24,333 | $ 88,000 |
| Jacksonville, NC | 9 | $ 198,000 | $ 22,000 | $ 66,000 |
| Kingston, NY | 9 | $ 322,000 | $ 35,777 | $ 70,000 |
| Niles-Benton Harbor, MI | 9 | $ 338,000 | $ 37,555 | $ 40,000 |
| Panama City-Lynn Haven, FL | 9 | $ 359,000 | $ 39,888 | $ 76,000 |
| Springfield, IL | 9 | $ 213,000 | $ 23,666 | $ 63,000 |
| Springfield, MO | 9 | $ 263,000 | $ 29,222 | $ 54,000 |
| Vero Beach, FL | 9 | $ 253,000 | $ 28,111 | $ 135,000 |
| Battle Creek, MI | 8 | $ 123,000 | $ 15,375 | $ 51,000 |
| Coeur D'Alene, ID | 8 | $ 353,000 | $ 44,125 | $ 114,000 |
| Florence, SC | 8 | $ 197,000 | $ 24,625 | $ 55,000 |
| Morristown, TN | 8 | $ 284,000 | $ 35,500 | $ 84,000 |
| Roanoke, VA | 8 | $ 428,000 | $ 53,500 | $ 75,000 |
| Rome, GA | 8 | $ 674,000 | $ 84,250 | $ 103,000 |
| San Luis Obispo-Paso Robles, CA | 8 | $ 618,000 | $ 77,250 | $ 126,000 |
| Wenatchee, WA | 8 | $ 271,000 | $ 33,875 | $ 74,000 |
| Williamsport, PA | 8 | $ 532,000 | $ 66,500 | $ 45,000 |
| Binghamton, NY | 7 | $ 226,000 | $ 32,285 | $ 44,000 |
| Las Cruces, NM | 7 | $ 460,000 | $ 65,714 | $ 47,000 |
| Napa, CA | 7 | $ 554,000 | $ 79,142 | $ 162,000 |
| Ocean City, NJ | 7 | $ 502,000 | $ 71,714 | $ 101,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 7 | $ 406,000 | $ 58,000 | $ 64,000 |
| Birmingham-Hoover, AL | 6 | $ 287,000 | $ 47,833 | $ 84,000 |
| Dalton, GA | 6 | $ 235,000 | $ 39,166 | $ 48,000 |
| Madera, CA | 6 | $ 182,000 | $ 30,333 | $ 77,000 |
| Pittsfield, MA | 6 | $ 191,000 | $ 31,833 | $ 51,000 |
| Sumter, SC | 6 | $ 126,000 | $ 21,000 | $ 45,000 |
| Albany, GA | 5 | $ 103,000 | $ 20,600 | $ 55,000 |
| Bangor, ME | 5 | $ 123,000 | $ 24,600 | $ 42,000 |
| Cleveland, TN | 5 | $ 160,000 | $ 32,000 | $ 61,000 |
| Columbus, IN | 5 | $ 202,000 | $ 40,400 | $ 64,000 |
| Corvallis, OR | 5 | $ 185,000 | $ 37,000 | $ 81,000 |
| Glens Falls, NY | 5 | $ 135,000 | $ 27,000 | $ 41,000 |
| Salisbury, MD | 5 | $ 178,000 | $ 35,600 | $ 58,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 5 | $ 402,000 | $ 80,400 | $ 124,000 |
| Utica-Rome, NY | 5 | $ 72,000 | $ 14,400 | $ 45,000 |
| Bay City, MI | 4 | $ 164,000 | $ 41,000 | $ 52,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 154,000 | $ 38,500 | $ 76,000 |
| Brunswick, GA | 4 | $ 106,000 | $ 26,500 | $ 111,000 |
| Elizabethtown, KY | 4 | $ 383,000 | $ 95,750 | $ 46,000 |
| Goldsboro, NC | 4 | $ 175,000 | $ 43,750 | $ 65,000 |
| Jackson, MI | 4 | $ 230,000 | $ 57,500 | $ 50,000 |
| Johnson City, TN | 4 | $ 195,000 | $ 48,750 | $ 111,000 |
| Johnstown, PA | 4 | $ 90,000 | $ 22,500 | $ 88,000 |
| Joplin, MO | 4 | $ 63,000 | $ 15,750 | $ 29,000 |
| Lynchburg, VA | 4 | $ 75,000 | $ 18,750 | $ 57,000 |
| Michigan City-La Porte, IN | 4 | $ 229,000 | $ 57,250 | $ 50,000 |
| State College, PA | 4 | $ 140,000 | $ 35,000 | $ 62,000 |
| Altoona, PA | 3 | $ 123,000 | $ 41,000 | $ 57,000 |
| Ames, IA | 3 | $ 45,000 | $ 15,000 | $ 40,000 |
| Bowling Green, KY | 3 | $ 92,000 | $ 30,666 | $ 34,000 |
| Champaign-Urbana, IL | 3 | $ 169,000 | $ 56,333 | $ 52,000 |
| Columbia, MO | 3 | $ 148,000 | $ 49,333 | $ 142,000 |
| Cumberland, MD-WV | 3 | $ 87,000 | $ 29,000 | $ 37,000 |
| Decatur, IL | 3 | $ 41,000 | $ 13,666 | $ 51,000 |
| Dubuque, IA | 3 | $ 60,000 | $ 20,000 | $ 44,000 |
| Erie, PA | 3 | $ 320,000 | $ 106,666 | $ 88,000 |
| Greenville, NC | 3 | $ 62,000 | $ 20,666 | $ 43,000 |
| Hanford-Corcoran, CA | 3 | $ 94,000 | $ 31,333 | $ 67,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 57,000 | $ 19,000 | $ 72,000 |
| San Antonio, TX | 3 | $ 26,000 | $ 8,666 | $ 48,000 |
| Cheyenne, WY | 2 | $ 66,000 | $ 33,000 | $ 143,000 |
| Danville, IL | 2 | $ 61,000 | $ 30,500 | $ 97,000 |
| Fargo, ND-MN | 2 | $ 19,000 | $ 9,500 | $ 53,000 |
| Houston-Baytown-Sugar Land, TX | 2 | $ 87,000 | $ 43,500 | $ 131,000 |
| Huntsville, AL | 2 | $ 134,000 | $ 67,000 | $ 44,000 |
| Idaho Falls, ID | 2 | $ 55,000 | $ 27,500 | $ 79,000 |
| Jefferson City, MO | 2 | $ 40,000 | $ 20,000 | $ 68,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 24,000 | $ 12,000 | $ 53,000 |
| Lawrence, KS | 2 | $ 57,000 | $ 28,500 | $ 73,000 |
| Lawton, OK | 2 | $ 50,000 | $ 25,000 | $ 93,000 |
| Pocatello, ID | 2 | $ 80,000 | $ 40,000 | $ 66,000 |
| St. Joseph, MO-KS | 2 | $ 97,000 | $ 48,500 | $ 85,000 |
| Austin-Round Rock, TX | 1 | $ 25,000 | $ 25,000 | $ 118,000 |
| Billings, MT | 1 | $ 23,000 | $ 23,000 | $ 79,000 |
| Carson City, NV | 1 | $ 37,000 | $ 37,000 | $ 75,000 |
| Charleston, WV | 1 | $ 63,000 | $ 63,000 | $ 71,000 |
| El Paso, TX | 1 | $ 29,000 | $ 29,000 | $ 49,000 |
| Farmington, NM | 1 | $ 170,000 | $ 170,000 | $ 102,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 26,000 | $ 26,000 | $ 40,000 |
| Great Falls, MT | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Harrisonburg, VA | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Ithaca, NY | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Jackson, TN | 1 | $ 16,000 | $ 16,000 | $ 40,000 |
| Lewiston, ID-WA | 1 | $ 29,000 | $ 29,000 | $ 52,000 |
| Lewiston-Auburn, ME | 1 | $ 71,000 | $ 71,000 | $ 46,000 |
| Little Rock-North Little Rock, AR | 1 | $ 9,000 | $ 9,000 | $ 50,000 |
| Mobile, AL | 1 | $ 46,000 | $ 46,000 | $ 58,000 |
| Monroe, LA | 1 | $ 123,000 | $ 123,000 | $ 72,000 |
| Montgomery, AL | 1 | $ 30,000 | $ 30,000 | $ 66,000 |
| Morgantown, WV | 1 | $ 15,000 | $ 15,000 | $ 132,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 50,000 | $ 50,000 | $ 108,000 |
| Valdosta, GA | 1 | $ 41,000 | $ 41,000 | $ 90,000 |
| Wheeling, WV-OH | 1 | $ 18,000 | $ 18,000 | $ 33,000 |
| Winchester, VA-WV | 1 | $ 19,000 | $ 19,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Gb Home Equity, LLC in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,027 | $860,279,000 | $50,977 | $750,000 | $73,155 | $1,020,000 |
| Home Improvement | 14,533 | $548,073,000 | $33,250 | $510,000 | $70,604 | $807,000 |
| Home Purchase | 11,683 | $521,803,000 | $41,844 | $650,000 | $84,266 | $1,451,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 32,765 | $1,414,501,000 | $44,127 | $750,000 | $76,446 | $1,020,000 |
| Not Provided | 4,310 | $186,486,000 | $37,586 | $340,000 | $72,586 | $798,000 |
| Black or African American | 2,818 | $131,034,000 | $44,105 | $650,000 | $68,973 | $967,000 |
| Hispanic | 2,615 | $112,713,000 | $38,289 | $321,000 | $68,947 | $600,000 |
| Asian | 1,006 | $51,221,000 | $47,441 | $318,000 | $81,941 | $807,000 |
| Not applicable | 371 | $17,585,000 | $43,285 | $240,000 | $81,485 | $1,451,000 |
| Native Hawaiian or Other Pacific Islander | 228 | $11,641,000 | $54,464 | $318,000 | $83,321 | $780,000 |
| American Indian or Alaskan Native | 130 | $4,974,000 | $37,035 | $346,000 | $81,678 | $263,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 44,243 | $1,930,155,000 | $41,729 | $750,000 | $73,458 | $1,451,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,780 | $802,003,000 | $40,410 | $650,000 | $74,307 | $1,020,000 |
| Application Denied By Financial Institution | 15,470 | $729,069,000 | $44,083 | $750,000 | $72,458 | $1,451,000 |
| File Closed For Incompleteness | 5,652 | $245,262,000 | $42,102 | $348,000 | $77,282 | $1,011,000 |
| Application Withdrawn By Applicant | 2,847 | $133,042,000 | $42,736 | $339,000 | $77,789 | $813,000 |
| Application Approved But Not Accepted | 494 | $20,779,000 | $44,181 | $321,000 | $81,121 | $329,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 6,350 | $309,954,000 | $48,434 | $616,000 | $81,521 | $1,451,000 |
| Credit History | 5,143 | $211,985,000 | $39,363 | $610,000 | $65,227 | $807,000 |
| Other | 1,656 | $87,600,000 | $49,891 | $750,000 | $81,673 | $780,000 |
| Debt-To-Income Ratio | 1,644 | $88,188,000 | $49,357 | $349,000 | $48,500 | $235,000 |
| Employment History | 420 | $18,179,000 | $43,696 | $330,000 | $93,515 | $640,000 |
| Credit Application Incomplete | 197 | $9,475,000 | $46,548 | $300,000 | $79,935 | $727,000 |
| Unverifiable Information | 60 | $3,688,000 | $58,000 | $216,000 | $89,541 | $328,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gb Home Equity, LLC's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gb Home Equity, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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