Ge Money Bank Mortgage Lending & HMDA Data, 2005

In 2005, Ge Money Bank of Salt Lake City, UT reported 113,906 mortgage applications totaling $10.5 billion. The average application was for $91,785, and applicants reported an average income of $69,626. 15% of its applications resulted in an originated loan and 46% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (5,219), Riverside-San Bernardino-Ontario, CA (2,782) and Dallas-Plano-Irving, TX (2,365) (applications in parentheses).

Mortgage Company & Address Ge Money Bank
4246 South Riverboat Rdcsuite 200
Salt Lake City, UT 84123
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 113,906
Total Mortgage Loan Application Amount $10,454,950,000
Average Mortgage Loan Application Amount $91,785
Highest Mortgage Loan Application Amount $18,000,000
Average Applicant Income $69,626
Highest Applicant Income $8,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ge Money Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ge Money Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 4,519 $ 325,602,000 $ 72,051 $ 70,000
Los Angeles, California 2,089 $ 346,313,000 $ 165,779 $ 101,000
Clark, Nevada 1,640 $ 167,535,000 $ 102,155 $ 86,000
Riverside, California 1,540 $ 182,350,000 $ 118,409 $ 106,000
San Bernardino, California 1,242 $ 134,378,000 $ 108,194 $ 83,000
Suffolk, New York 1,210 $ 106,570,000 $ 88,074 $ 108,000
Harris, Texas 1,086 $ 62,000,000 $ 57,090 $ 82,000
Wayne, Michigan 881 $ 71,686,000 $ 81,368 $ 56,000
Tarrant, Texas 863 $ 40,358,000 $ 46,764 $ 80,000
Dallas, Texas 845 $ 40,251,000 $ 47,634 $ 67,000
Pima, Arizona 840 $ 67,100,000 $ 79,880 $ 65,000
San Diego, California 739 $ 122,778,000 $ 166,140 $ 113,000
Bexar, Texas 735 $ 36,663,000 $ 49,881 $ 73,000
Duval, Florida 718 $ 47,490,000 $ 66,142 $ 70,000
Pinal, Arizona 700 $ 39,317,000 $ 56,167 $ 65,000
Sacramento, California 700 $ 77,784,000 $ 111,120 $ 84,000
Collin, Texas 696 $ 34,293,000 $ 49,271 $ 111,000
St. Louis, Missouri 679 $ 33,182,000 $ 48,868 $ 64,000
Monroe, New York 660 $ 38,161,000 $ 57,819 $ 52,000
Miami-Dade, Florida 658 $ 72,430,000 $ 110,075 $ 79,000
Erie, New York 658 $ 46,403,000 $ 70,521 $ 69,000
Cook, Illinois 619 $ 33,204,000 $ 53,641 $ 66,000
Franklin, Ohio 600 $ 40,155,000 $ 66,925 $ 58,000
Oakland, Michigan 569 $ 64,308,000 $ 113,019 $ 79,000
Prince George's, Maryland 556 $ 76,130,000 $ 136,924 $ 85,000
San Joaquin, California 547 $ 55,588,000 $ 101,623 $ 91,000
Pulaski, Arkansas 506 $ 30,031,000 $ 59,349 $ 56,000
Denton, Texas 503 $ 23,936,000 $ 47,586 $ 104,000
Orange, Florida 495 $ 47,624,000 $ 96,210 $ 79,000
New Haven, Connecticut 490 $ 41,968,000 $ 85,648 $ 84,000
Orange, California 481 $ 103,783,000 $ 215,765 $ 129,000
Salt Lake, Utah 481 $ 36,758,000 $ 76,419 $ 65,000
Macomb, Michigan 480 $ 44,552,000 $ 92,816 $ 74,000
Nassau, New York 480 $ 70,793,000 $ 147,485 $ 103,000
Fresno, California 478 $ 41,279,000 $ 86,357 $ 72,000
Mecklenburg, North Carolina 468 $ 38,116,000 $ 81,444 $ 83,000
Hartford, Connecticut 462 $ 33,753,000 $ 73,058 $ 73,000
Kern, California 459 $ 42,910,000 $ 93,485 $ 74,000
Broward, Florida 453 $ 68,595,000 $ 151,423 $ 86,000
Philadelphia, Pennsylvania 445 $ 33,754,000 $ 75,851 $ 50,000
Contra Costa, California 428 $ 56,507,000 $ 132,025 $ 120,000
Hillsborough, Florida 428 $ 39,812,000 $ 93,018 $ 69,000
Cuyahoga, Ohio 428 $ 40,559,000 $ 94,764 $ 60,000
El Paso, Colorado 424 $ 38,137,000 $ 89,945 $ 57,000
Stanislaus, California 423 $ 42,020,000 $ 99,338 $ 77,000
Essex, New Jersey 412 $ 35,243,000 $ 85,541 $ 84,000
Virginia Beach, Virginia 408 $ 24,052,000 $ 58,950 $ 66,000
Burlington, New Jersey 377 $ 36,231,000 $ 96,103 $ 77,000
St. Charles, Missouri 363 $ 16,933,000 $ 46,647 $ 80,000
Genesee, Michigan 358 $ 26,477,000 $ 73,958 $ 55,000
Queens, New York 357 $ 48,425,000 $ 135,644 $ 75,000
Montgomery, Ohio 351 $ 30,196,000 $ 86,028 $ 50,000
Palm Beach, Florida 347 $ 52,774,000 $ 152,086 $ 97,000
King, Washington 347 $ 55,447,000 $ 159,789 $ 74,000
Onondaga, New York 339 $ 19,617,000 $ 57,867 $ 49,000
Oklahoma, Oklahoma 339 $ 16,586,000 $ 48,926 $ 63,000
Tulare, California 337 $ 26,261,000 $ 77,925 $ 65,000
Ocean, New Jersey 336 $ 36,297,000 $ 108,026 $ 93,000
Middlesex, New Jersey 333 $ 41,871,000 $ 125,738 $ 83,000
Camden, New Jersey 324 $ 25,032,000 $ 77,259 $ 69,000
Jackson, Missouri 321 $ 18,984,000 $ 59,140 $ 51,000
Union, New Jersey 321 $ 33,572,000 $ 104,585 $ 85,000
Lake, Indiana 318 $ 12,478,000 $ 39,238 $ 56,000
Volusia, Florida 317 $ 25,139,000 $ 79,302 $ 59,000
Bernalillo, New Mexico 309 $ 30,244,000 $ 97,877 $ 68,000
New Castle, Delaware 308 $ 25,156,000 $ 81,675 $ 88,000
Hampden, Massachusetts 307 $ 26,261,000 $ 85,540 $ 63,000
Worcester, Massachusetts 305 $ 41,329,000 $ 135,504 $ 68,000
Passaic, New Jersey 305 $ 24,885,000 $ 81,590 $ 75,000
Travis, Texas 301 $ 17,145,000 $ 56,960 $ 83,000
Arapahoe, Colorado 299 $ 28,754,000 $ 96,167 $ 67,000
Williamson, Texas 289 $ 16,103,000 $ 55,719 $ 91,000
Gwinnett, Georgia 287 $ 37,429,000 $ 130,414 $ 102,000
Kings, New York 286 $ 44,870,000 $ 156,888 $ 78,000
Hamilton, Ohio 286 $ 29,894,000 $ 104,524 $ 62,000
Montgomery, Pennsylvania 284 $ 21,124,000 $ 74,380 $ 83,000
Pierce, Washington 284 $ 34,472,000 $ 121,380 $ 63,000
Allegheny, Pennsylvania 281 $ 19,436,000 $ 69,167 $ 55,000
Alameda, California 279 $ 53,017,000 $ 190,025 $ 108,000
Adams, Colorado 278 $ 27,812,000 $ 100,043 $ 66,000
Marion, Indiana 277 $ 21,025,000 $ 75,902 $ 67,000
Santa Clara, California 275 $ 66,266,000 $ 240,967 $ 112,000
St. Clair, Illinois 275 $ 14,238,000 $ 51,774 $ 61,000
DeKalb, Georgia 274 $ 22,151,000 $ 80,843 $ 62,000
Monmouth, New Jersey 273 $ 32,286,000 $ 118,263 $ 105,000
Lucas, Ohio 271 $ 21,502,000 $ 79,343 $ 56,000
Cobb, Georgia 269 $ 29,624,000 $ 110,126 $ 70,000
Chesterfield, Virginia 268 $ 18,258,000 $ 68,126 $ 68,000
Tulsa, Oklahoma 261 $ 17,754,000 $ 68,022 $ 61,000
Atlantic, New Jersey 253 $ 20,434,000 $ 80,766 $ 66,000
Benton, Arkansas 252 $ 17,672,000 $ 70,126 $ 61,000
Jefferson, Colorado 251 $ 27,956,000 $ 111,378 $ 71,000
Wake, North Carolina 251 $ 29,440,000 $ 117,290 $ 67,000
Bergen, New Jersey 246 $ 44,053,000 $ 179,077 $ 107,000
Montgomery, Texas 242 $ 11,248,000 $ 46,479 $ 99,000
Will, Illinois 240 $ 29,498,000 $ 122,908 $ 75,000
Pinellas, Florida 239 $ 25,121,000 $ 105,108 $ 60,000
Baltimore, Maryland 237 $ 29,541,000 $ 124,645 $ 84,000
Lee, Florida 234 $ 21,836,000 $ 93,316 $ 68,000
Delaware, Pennsylvania 233 $ 20,249,000 $ 86,905 $ 70,000
Jefferson, Kentucky 231 $ 15,582,000 $ 67,454 $ 57,000
Henrico, Virginia 231 $ 16,223,000 $ 70,229 $ 65,000
Gloucester, New Jersey 220 $ 20,566,000 $ 93,481 $ 78,000
Fulton, Georgia 218 $ 22,834,000 $ 104,743 $ 78,000
Denver, Colorado 216 $ 20,208,000 $ 93,555 $ 58,000
Milwaukee, Wisconsin 216 $ 17,255,000 $ 79,884 $ 63,000
Fort Bend, Texas 214 $ 13,839,000 $ 64,668 $ 96,000
Bucks, Pennsylvania 212 $ 17,417,000 $ 82,155 $ 89,000
Madison, Illinois 210 $ 12,195,000 $ 58,071 $ 60,000
Solano, California 209 $ 36,015,000 $ 172,320 $ 94,000
Kent, Michigan 208 $ 16,361,000 $ 78,658 $ 54,000
Fairfield, Connecticut 203 $ 27,149,000 $ 133,738 $ 87,000
Anne Arundel, Maryland 199 $ 30,277,000 $ 152,145 $ 76,000
Polk, Florida 198 $ 16,912,000 $ 85,414 $ 57,000
Westchester, New York 198 $ 33,825,000 $ 170,833 $ 129,000
Jefferson, Alabama 197 $ 12,684,000 $ 64,385 $ 57,000
Marion, Florida 197 $ 11,996,000 $ 60,893 $ 63,000
York, Pennsylvania 195 $ 11,648,000 $ 59,733 $ 64,000
Bell, Texas 194 $ 8,510,000 $ 43,865 $ 68,000
Merced, California 192 $ 15,982,000 $ 83,239 $ 81,000
Brevard, Florida 192 $ 18,697,000 $ 97,380 $ 68,000
El Paso, Texas 192 $ 11,431,000 $ 59,536 $ 71,000
Newport News, Virginia 192 $ 9,408,000 $ 49,000 $ 78,000
Jefferson, Missouri 191 $ 10,079,000 $ 52,769 $ 64,000
Hennepin, Minnesota 190 $ 22,578,000 $ 118,831 $ 65,000
Summit, Ohio 188 $ 14,901,000 $ 79,260 $ 57,000
Guilford, North Carolina 187 $ 19,031,000 $ 101,770 $ 65,000
Davidson, Tennessee 187 $ 16,749,000 $ 89,566 $ 56,000
Baltimore City, Maryland 184 $ 13,479,000 $ 73,255 $ 43,000
Multnomah, Oregon 184 $ 24,569,000 $ 133,527 $ 62,000
Snohomish, Washington 184 $ 31,686,000 $ 172,206 $ 74,000
Niagara, New York 183 $ 10,664,000 $ 58,273 $ 56,000
Pasco, Florida 180 $ 16,346,000 $ 90,811 $ 67,000
Middlesex, Massachusetts 180 $ 43,254,000 $ 240,300 $ 94,000
DuPage, Illinois 179 $ 29,354,000 $ 163,988 $ 78,000
Berks, Pennsylvania 179 $ 11,477,000 $ 64,117 $ 52,000
Washoe, Nevada 178 $ 21,822,000 $ 122,595 $ 69,000
Cumberland, North Carolina 178 $ 11,054,000 $ 62,101 $ 51,000
Shelby, Tennessee 178 $ 11,448,000 $ 64,314 $ 62,000
Chesapeake, Virginia 178 $ 13,532,000 $ 76,022 $ 73,000
Clay, Florida 177 $ 10,546,000 $ 59,581 $ 76,000
Hudson, New Jersey 177 $ 19,340,000 $ 109,265 $ 85,000
Mercer, New Jersey 176 $ 19,411,000 $ 110,289 $ 70,000
Montgomery, Maryland 175 $ 30,709,000 $ 175,480 $ 83,000
St. Louis City, Missouri 174 $ 8,464,000 $ 48,643 $ 50,000
Northampton, Pennsylvania 173 $ 11,375,000 $ 65,751 $ 62,000
Davis, Utah 172 $ 11,561,000 $ 67,215 $ 61,000
Polk, Iowa 169 $ 11,929,000 $ 70,585 $ 55,000
Fairfax, Virginia 169 $ 37,564,000 $ 222,272 $ 178,000
Hampton, Virginia 169 $ 9,234,000 $ 54,639 $ 69,000
Mobile, Alabama 168 $ 8,588,000 $ 51,119 $ 50,000
Seminole, Florida 168 $ 20,936,000 $ 124,619 $ 81,000
Lancaster, Pennsylvania 168 $ 11,528,000 $ 68,619 $ 53,000
Norfolk, Virginia 167 $ 8,453,000 $ 50,616 $ 49,000
Sedgwick, Kansas 166 $ 11,471,000 $ 69,102 $ 52,000
New London, Connecticut 164 $ 14,151,000 $ 86,286 $ 65,000
St. Lucie, Florida 163 $ 14,340,000 $ 87,975 $ 66,000
Providence, Rhode Island 163 $ 21,642,000 $ 132,773 $ 64,000
Plymouth, Massachusetts 160 $ 28,286,000 $ 176,787 $ 76,000
Lake, Illinois 159 $ 22,169,000 $ 139,427 $ 86,000
Lehigh, Pennsylvania 159 $ 8,922,000 $ 56,113 $ 51,000
Placer, California 158 $ 23,528,000 $ 148,911 $ 126,000
Douglas, Nebraska 154 $ 11,542,000 $ 74,948 $ 73,000
Butler, Ohio 153 $ 16,334,000 $ 106,758 $ 72,000
Washington, Arkansas 152 $ 8,324,000 $ 54,763 $ 55,000
Chester, Pennsylvania 152 $ 17,195,000 $ 113,125 $ 85,000
Madison, Alabama 151 $ 7,879,000 $ 52,178 $ 70,000
Ventura, California 151 $ 56,450,000 $ 373,841 $ 200,000
Orange, New York 150 $ 22,386,000 $ 149,240 $ 91,000
Sebastian, Arkansas 147 $ 7,498,000 $ 51,006 $ 58,000
Allen, Indiana 146 $ 9,051,000 $ 61,993 $ 49,000
Escambia, Florida 145 $ 8,214,000 $ 56,648 $ 55,000
Washington, Oregon 144 $ 22,787,000 $ 158,243 $ 72,000
Essex, Massachusetts 143 $ 29,744,000 $ 208,000 $ 91,000
Ingham, Michigan 143 $ 12,390,000 $ 86,643 $ 52,000
Albany, New York 143 $ 13,382,000 $ 93,580 $ 58,000
Stark, Ohio 143 $ 12,381,000 $ 86,580 $ 67,000
Washtenaw, Michigan 140 $ 13,281,000 $ 94,864 $ 70,000
Greenville, South Carolina 140 $ 11,966,000 $ 85,471 $ 64,000
Oneida, New York 137 $ 6,752,000 $ 49,284 $ 47,000
Rockingham, New Hampshire 136 $ 22,923,000 $ 168,551 $ 80,000
Monroe, Pennsylvania 136 $ 10,451,000 $ 76,845 $ 72,000
Saline, Arkansas 135 $ 6,712,000 $ 49,718 $ 66,000
Lake, Florida 133 $ 12,094,000 $ 90,932 $ 68,000
Richmond City, Virginia 133 $ 6,473,000 $ 48,669 $ 49,000
Bristol, Massachusetts 132 $ 23,086,000 $ 174,893 $ 85,000
Richmond, New York 132 $ 22,738,000 $ 172,257 $ 89,000
Clark, Washington 132 $ 19,346,000 $ 146,560 $ 57,000
Sarasota, Florida 130 $ 13,724,000 $ 105,569 $ 57,000
Weber, Utah 130 $ 7,691,000 $ 59,161 $ 47,000
Osceola, Florida 127 $ 12,146,000 $ 95,637 $ 61,000
Mohave, Arizona 126 $ 12,231,000 $ 97,071 $ 75,000
Lorain, Ohio 126 $ 12,672,000 $ 100,571 $ 56,000
Luzerne, Pennsylvania 126 $ 7,550,000 $ 59,920 $ 38,000
Spokane, Washington 126 $ 14,412,000 $ 114,380 $ 62,000
Greene, Missouri 124 $ 7,675,000 $ 61,895 $ 59,000
Cochise, Arizona 123 $ 8,595,000 $ 69,878 $ 61,000
Saginaw, Michigan 123 $ 8,885,000 $ 72,235 $ 58,000
Dauphin, Pennsylvania 122 $ 8,256,000 $ 67,672 $ 64,000
Broome, New York 121 $ 6,892,000 $ 56,958 $ 52,000
Chautauqua, New York 119 $ 6,846,000 $ 57,529 $ 58,000
District of Columbia, District Of Columbia 118 $ 18,435,000 $ 156,228 $ 63,000
Weld, Colorado 117 $ 13,077,000 $ 111,769 $ 73,000
Kane, Illinois 117 $ 16,678,000 $ 142,547 $ 73,000
Fayette, Kentucky 117 $ 7,177,000 $ 61,341 $ 53,000
Norfolk, Massachusetts 117 $ 27,683,000 $ 236,606 $ 102,000
Bronx, New York 117 $ 15,963,000 $ 136,435 $ 73,000
Gaston, North Carolina 117 $ 8,975,000 $ 76,709 $ 55,000
Johnson, Kansas 116 $ 9,530,000 $ 82,155 $ 67,000
Utah, Utah 116 $ 13,402,000 $ 115,534 $ 62,000
Yuma, Arizona 115 $ 10,438,000 $ 90,765 $ 63,000
Douglas, Colorado 115 $ 17,889,000 $ 155,556 $ 92,000
Clayton, Georgia 115 $ 8,894,000 $ 77,339 $ 59,000
Dakota, Minnesota 115 $ 14,412,000 $ 125,321 $ 82,000
Jefferson, Arkansas 113 $ 6,167,000 $ 54,575 $ 64,000
Ramsey, Minnesota 113 $ 10,039,000 $ 88,840 $ 58,000
Portsmouth, Virginia 112 $ 5,477,000 $ 48,901 $ 44,000
Winnebago, Illinois 111 $ 9,703,000 $ 87,414 $ 59,000
Clackamas, Oregon 111 $ 18,671,000 $ 168,207 $ 73,000
Prince William, Virginia 111 $ 24,705,000 $ 222,567 $ 83,000
Somerset, New Jersey 110 $ 16,977,000 $ 154,336 $ 128,000
Brazoria, Texas 110 $ 6,606,000 $ 60,054 $ 81,000
Hillsborough, New Hampshire 109 $ 12,611,000 $ 115,697 $ 80,000
Kalamazoo, Michigan 108 $ 9,036,000 $ 83,666 $ 51,000
Cumberland, New Jersey 108 $ 7,875,000 $ 72,916 $ 61,000
Marion, Oregon 107 $ 11,808,000 $ 110,355 $ 69,000
Knox, Tennessee 107 $ 8,240,000 $ 77,009 $ 49,000
Hidalgo, Texas 107 $ 7,834,000 $ 73,214 $ 62,000
Warren, Ohio 106 $ 11,031,000 $ 104,066 $ 72,000
Kings, California 105 $ 7,582,000 $ 72,209 $ 73,000
Mesa, Colorado 105 $ 10,785,000 $ 102,714 $ 55,000
Flagler, Florida 105 $ 6,598,000 $ 62,838 $ 67,000
St. Clair, Michigan 105 $ 12,900,000 $ 122,857 $ 77,000
Greene, Ohio 105 $ 12,020,000 $ 114,476 $ 72,000
Lane, Oregon 105 $ 14,249,000 $ 135,704 $ 193,000
Westmoreland, Pennsylvania 105 $ 7,151,000 $ 68,104 $ 53,000
Muscogee, Georgia 104 $ 5,953,000 $ 57,240 $ 63,000
Rockwall, Texas 102 $ 4,537,000 $ 44,480 $ 114,000
McHenry, Illinois 101 $ 11,627,000 $ 115,118 $ 88,000
Sangamon, Illinois 101 $ 7,969,000 $ 78,900 $ 72,000
Ada, Idaho 100 $ 11,030,000 $ 110,300 $ 50,000
Calhoun, Michigan 100 $ 6,427,000 $ 64,270 $ 44,000
Comanche, Oklahoma 100 $ 4,393,000 $ 43,930 $ 49,000
Litchfield, Connecticut 99 $ 10,897,000 $ 110,070 $ 76,000
Morris, New Jersey 99 $ 20,764,000 $ 209,737 $ 94,000
Rutherford, Tennessee 99 $ 7,318,000 $ 73,919 $ 60,000
Kitsap, Washington 99 $ 11,798,000 $ 119,171 $ 61,000
Cabarrus, North Carolina 98 $ 9,682,000 $ 98,795 $ 69,000
Middlesex, Connecticut 97 $ 9,887,000 $ 101,927 $ 87,000
Cherokee, Georgia 97 $ 11,827,000 $ 121,927 $ 70,000
Spartanburg, South Carolina 97 $ 6,533,000 $ 67,350 $ 55,000
Kaufman, Texas 97 $ 3,823,000 $ 39,412 $ 80,000
York, Maine 96 $ 11,575,000 $ 120,572 $ 65,000
Anoka, Minnesota 96 $ 11,501,000 $ 119,802 $ 60,000
Rockland, New York 96 $ 16,093,000 $ 167,635 $ 108,000
Forsyth, North Carolina 96 $ 9,408,000 $ 98,000 $ 54,000
Manatee, Florida 95 $ 12,354,000 $ 130,042 $ 71,000
Clermont, Ohio 95 $ 10,080,000 $ 106,105 $ 64,000
Licking, Ohio 95 $ 7,315,000 $ 77,000 $ 49,000
Madera, California 94 $ 9,475,000 $ 100,797 $ 72,000
Wyandotte, Kansas 94 $ 3,654,000 $ 38,872 $ 50,000
Monroe, Michigan 94 $ 10,531,000 $ 112,031 $ 72,000
Saratoga, New York 94 $ 10,686,000 $ 113,680 $ 81,000
Galveston, Texas 94 $ 7,063,000 $ 75,138 $ 146,000
Lonoke, Arkansas 93 $ 4,764,000 $ 51,225 $ 82,000
York, South Carolina 93 $ 7,868,000 $ 84,602 $ 64,000
Tazewell, Illinois 92 $ 6,617,000 $ 71,923 $ 56,000
Cleveland, Oklahoma 92 $ 5,476,000 $ 59,521 $ 72,000
Ellis, Texas 92 $ 4,343,000 $ 47,206 $ 119,000
Henry, Georgia 91 $ 10,596,000 $ 116,439 $ 69,000
McLean, Illinois 91 $ 7,229,000 $ 79,439 $ 78,000
Oswego, New York 91 $ 5,448,000 $ 59,868 $ 58,000
Hamilton, Tennessee 91 $ 6,459,000 $ 70,978 $ 59,000
Thurston, Washington 91 $ 13,507,000 $ 148,428 $ 88,000
Linn, Oregon 90 $ 9,498,000 $ 105,533 $ 50,000
Faulkner, Arkansas 89 $ 5,184,000 $ 58,247 $ 67,000
Shasta, California 89 $ 9,958,000 $ 111,887 $ 73,000
Pueblo, Colorado 89 $ 8,959,000 $ 100,662 $ 48,000
Harford, Maryland 89 $ 11,540,000 $ 129,662 $ 73,000
Santa Rosa, Florida 88 $ 8,227,000 $ 93,488 $ 76,000
East Baton Rouge, Louisiana 88 $ 8,230,000 $ 93,522 $ 54,000
Trumbull, Ohio 88 $ 6,874,000 $ 78,113 $ 44,000
Larimer, Colorado 87 $ 10,885,000 $ 125,114 $ 57,000
Dona Ana, New Mexico 87 $ 9,127,000 $ 104,908 $ 63,000
Jefferson, Louisiana 86 $ 7,412,000 $ 86,186 $ 55,000
Cumberland, Maine 86 $ 8,730,000 $ 101,511 $ 57,000
Muskegon, Michigan 86 $ 5,793,000 $ 67,360 $ 41,000
Wayne, New York 86 $ 4,969,000 $ 57,779 $ 55,000
Guadalupe, Texas 86 $ 3,943,000 $ 45,848 $ 72,000
Baldwin, Alabama 84 $ 5,239,000 $ 62,369 $ 61,000
Navajo, Arizona 84 $ 5,547,000 $ 66,035 $ 48,000
El Dorado, California 84 $ 13,243,000 $ 157,654 $ 120,000
San Mateo, California 84 $ 24,276,000 $ 289,000 $ 124,000
Sandoval, New Mexico 84 $ 7,195,000 $ 85,654 $ 75,000
Montgomery, Tennessee 84 $ 6,013,000 $ 71,583 $ 54,000
Livingston, Michigan 83 $ 11,910,000 $ 143,493 $ 90,000
Union, North Carolina 83 $ 6,626,000 $ 79,831 $ 59,000
Loudoun, Virginia 83 $ 23,148,000 $ 278,891 $ 113,000
Laramie, Wyoming 83 $ 4,510,000 $ 54,337 $ 59,000
Jackson, Michigan 82 $ 7,126,000 $ 86,902 $ 48,000
Clay, Missouri 82 $ 6,696,000 $ 81,658 $ 64,000
Clark, Ohio 82 $ 5,357,000 $ 65,329 $ 56,000
Erie, Pennsylvania 82 $ 6,119,000 $ 74,621 $ 57,000
Richland, South Carolina 82 $ 6,536,000 $ 79,707 $ 59,000
Okaloosa, Florida 80 $ 7,544,000 $ 94,300 $ 68,000
Schenectady, New York 80 $ 6,668,000 $ 83,350 $ 61,000
Butte, California 79 $ 10,802,000 $ 136,734 $ 100,000
Crawford, Arkansas 78 $ 3,915,000 $ 50,192 $ 80,000
Washington, Maryland 78 $ 9,168,000 $ 117,538 $ 68,000
Rowan, North Carolina 78 $ 4,789,000 $ 61,397 $ 57,000
Fairfield, Ohio 78 $ 5,967,000 $ 76,500 $ 69,000
Dutchess, New York 77 $ 13,053,000 $ 169,519 $ 70,000
Iredell, North Carolina 77 $ 7,093,000 $ 92,116 $ 53,000
Washington, Pennsylvania 77 $ 6,563,000 $ 85,233 $ 51,000
Yolo, California 76 $ 11,370,000 $ 149,605 $ 111,000
Suffolk, Massachusetts 75 $ 15,693,000 $ 209,240 $ 72,000
Berkeley, West Virginia 75 $ 6,724,000 $ 89,653 $ 82,000
Nueces, Texas 74 $ 4,556,000 $ 61,567 $ 46,000
Waukesha, Wisconsin 74 $ 11,333,000 $ 153,148 $ 104,000
Imperial, California 73 $ 7,846,000 $ 107,479 $ 74,000
Kent, Delaware 73 $ 5,802,000 $ 79,479 $ 63,000
Shawnee, Kansas 73 $ 4,484,000 $ 61,424 $ 45,000
Lackawanna, Pennsylvania 73 $ 5,103,000 $ 69,904 $ 56,000
Windham, Connecticut 72 $ 6,702,000 $ 93,083 $ 68,000
Bay, Florida 72 $ 3,550,000 $ 49,305 $ 60,000
Houston, Georgia 72 $ 4,360,000 $ 60,555 $ 66,000
Durham, North Carolina 72 $ 5,996,000 $ 83,277 $ 52,000
Johnson, Texas 72 $ 3,876,000 $ 53,833 $ 65,000
Garland, Arkansas 71 $ 4,696,000 $ 66,140 $ 64,000
Berrien, Michigan 71 $ 6,618,000 $ 93,211 $ 60,000
Lake, Ohio 71 $ 6,919,000 $ 97,450 $ 62,000
Lebanon, Pennsylvania 71 $ 4,424,000 $ 62,309 $ 68,000
Hays, Texas 71 $ 3,232,000 $ 45,521 $ 80,000
Montgomery, Alabama 70 $ 3,949,000 $ 56,414 $ 53,000
Yavapai, Arizona 70 $ 9,730,000 $ 139,000 $ 53,000
Tolland, Connecticut 70 $ 6,085,000 $ 86,928 $ 73,000
Peoria, Illinois 70 $ 5,410,000 $ 77,285 $ 108,000
Pope, Arkansas 69 $ 2,763,000 $ 40,043 $ 68,000
Suffolk, Virginia 69 $ 5,103,000 $ 73,956 $ 69,000
Ontario, New York 68 $ 3,967,000 $ 58,338 $ 53,000
Rensselaer, New York 68 $ 5,018,000 $ 73,794 $ 87,000
Natrona, Wyoming 68 $ 3,146,000 $ 46,264 $ 60,000
San Luis Obispo, California 67 $ 10,915,000 $ 162,910 $ 88,000
Paulding, Georgia 67 $ 6,312,000 $ 94,208 $ 70,000
Carroll, Maryland 67 $ 10,180,000 $ 151,940 $ 88,000
Alachua, Florida 66 $ 4,840,000 $ 73,333 $ 61,000
Shiawassee, Michigan 66 $ 6,342,000 $ 96,090 $ 52,000
San Juan, New Mexico 66 $ 3,428,000 $ 51,939 $ 62,000
Catawba, North Carolina 66 $ 5,587,000 $ 84,651 $ 49,000
New Hanover, North Carolina 66 $ 9,556,000 $ 144,787 $ 49,000
Beaver, Pennsylvania 66 $ 5,406,000 $ 81,909 $ 45,000
St. Johns, Florida 65 $ 5,083,000 $ 78,200 $ 83,000
Hendricks, Indiana 65 $ 6,047,000 $ 93,030 $ 78,000
Mahoning, Ohio 65 $ 4,617,000 $ 71,030 $ 50,000
Schuylkill, Pennsylvania 65 $ 3,014,000 $ 46,369 $ 53,000
Hernando, Florida 64 $ 6,128,000 $ 95,750 $ 62,000
Richmond, Georgia 64 $ 3,843,000 $ 60,046 $ 46,000
Eaton, Michigan 64 $ 7,189,000 $ 112,328 $ 60,000
Cattaraugus, New York 64 $ 3,205,000 $ 50,078 $ 50,000
Lubbock, Texas 64 $ 5,309,000 $ 82,953 $ 63,000
Monterey, California 63 $ 15,290,000 $ 242,698 $ 111,000
Orleans, Louisiana 63 $ 4,887,000 $ 77,571 $ 49,000
Jefferson, New York 63 $ 3,915,000 $ 62,142 $ 58,000
Sonoma, California 62 $ 14,649,000 $ 236,274 $ 85,000
Boulder, Colorado 62 $ 9,943,000 $ 160,370 $ 69,000
Chatham, Georgia 62 $ 4,598,000 $ 74,161 $ 70,000
Charles, Maryland 62 $ 9,004,000 $ 145,225 $ 88,000
Delaware, Ohio 62 $ 4,249,000 $ 68,532 $ 76,000
Canadian, Oklahoma 62 $ 3,248,000 $ 52,387 $ 66,000
Spotsylvania, Virginia 62 $ 9,909,000 $ 159,822 $ 72,000
Ottawa, Michigan 60 $ 5,430,000 $ 90,500 $ 51,000
Sussex, New Jersey 60 $ 7,653,000 $ 127,550 $ 104,000
Sequoyah, Oklahoma 60 $ 3,206,000 $ 53,433 $ 56,000
Jackson, Oregon 60 $ 9,854,000 $ 164,233 $ 62,000
Cumberland, Pennsylvania 60 $ 3,395,000 $ 56,583 $ 53,000
Dane, Wisconsin 60 $ 7,159,000 $ 119,316 $ 74,000
Champaign, Illinois 59 $ 5,482,000 $ 92,915 $ 68,000
Lenawee, Michigan 59 $ 5,339,000 $ 90,491 $ 51,000
Northumberland, Pennsylvania 59 $ 3,688,000 $ 62,508 $ 51,000
Charlotte, Florida 58 $ 4,845,000 $ 83,534 $ 48,000
Jasper, Missouri 58 $ 2,737,000 $ 47,189 $ 74,000
Merrimack, New Hampshire 58 $ 7,075,000 $ 121,982 $ 73,000
Anderson, South Carolina 58 $ 4,177,000 $ 72,017 $ 58,000
Pennington, South Dakota 58 $ 3,819,000 $ 65,844 $ 52,000
Hanover, Virginia 58 $ 5,119,000 $ 88,258 $ 77,000
Citrus, Florida 57 $ 4,115,000 $ 72,192 $ 54,000
Douglas, Georgia 57 $ 5,003,000 $ 87,771 $ 68,000
Santa Fe, New Mexico 57 $ 9,853,000 $ 172,859 $ 80,000
Davidson, North Carolina 57 $ 5,003,000 $ 87,771 $ 56,000
Johnston, North Carolina 57 $ 5,127,000 $ 89,947 $ 55,000
Sumner, Tennessee 57 $ 5,002,000 $ 87,754 $ 60,000
Stafford, Virginia 57 $ 11,011,000 $ 193,175 $ 133,000
Elkhart, Indiana 56 $ 3,540,000 $ 63,214 $ 51,000
St. Joseph, Indiana 56 $ 4,256,000 $ 76,000 $ 59,000
Hampshire, Massachusetts 56 $ 5,409,000 $ 96,589 $ 62,000
Kenton, Kentucky 55 $ 3,863,000 $ 70,236 $ 50,000
Calvert, Maryland 55 $ 10,331,000 $ 187,836 $ 103,000
Ulster, New York 55 $ 6,801,000 $ 123,654 $ 48,000
Portage, Ohio 55 $ 7,438,000 $ 135,236 $ 147,000
Jefferson, Texas 55 $ 2,931,000 $ 53,290 $ 59,000
Scott, Iowa 54 $ 4,596,000 $ 85,111 $ 55,000
Lapeer, Michigan 54 $ 6,776,000 $ 125,481 $ 75,000
Lancaster, Nebraska 54 $ 3,730,000 $ 69,074 $ 57,000
Steuben, New York 54 $ 3,562,000 $ 65,962 $ 46,000
Richland, Ohio 54 $ 4,597,000 $ 85,129 $ 41,000
Smith, Texas 54 $ 3,165,000 $ 58,611 $ 85,000
White, Arkansas 53 $ 2,935,000 $ 55,377 $ 54,000
St. Louis, Minnesota 53 $ 2,742,000 $ 51,735 $ 48,000
Lyon, Nevada 53 $ 4,680,000 $ 88,301 $ 63,000
Kanawha, West Virginia 53 $ 3,984,000 $ 75,169 $ 54,000
Shelby, Alabama 52 $ 7,889,000 $ 151,711 $ 108,000
Tuscaloosa, Alabama 52 $ 4,592,000 $ 88,307 $ 57,000
Macon, Illinois 52 $ 3,912,000 $ 75,230 $ 43,000
Clinton, Michigan 52 $ 4,148,000 $ 79,769 $ 59,000
Wood, Ohio 52 $ 5,614,000 $ 107,961 $ 59,000
Fayette, Pennsylvania 52 $ 3,930,000 $ 75,576 $ 46,000
Franklin, Pennsylvania 52 $ 4,803,000 $ 92,365 $ 59,000
Comal, Texas 52 $ 2,821,000 $ 54,250 $ 120,000
Sweetwater, Wyoming 52 $ 3,371,000 $ 64,826 $ 65,000
Yuba, California 51 $ 4,284,000 $ 84,000 $ 75,000
Collier, Florida 51 $ 9,256,000 $ 181,490 $ 89,000
Forsyth, Georgia 51 $ 7,731,000 $ 151,588 $ 102,000
Clark, Indiana 51 $ 2,364,000 $ 46,352 $ 50,000
Pasquotank, North Carolina 51 $ 3,094,000 $ 60,666 $ 51,000
Cameron, Texas 51 $ 3,362,000 $ 65,921 $ 60,000
Manitowoc, Wisconsin 51 $ 2,866,000 $ 56,196 $ 54,000
Leon, Florida 50 $ 5,674,000 $ 113,480 $ 59,000
Calcasieu, Louisiana 50 $ 3,987,000 $ 79,740 $ 51,000
Cascade, Montana 50 $ 2,579,000 $ 51,580 $ 61,000
Cape May, New Jersey 50 $ 4,154,000 $ 83,080 $ 58,000
Salem, New Jersey 50 $ 3,766,000 $ 75,320 $ 64,000
Clinton, New York 50 $ 5,081,000 $ 101,620 $ 71,000
Randolph, North Carolina 50 $ 4,454,000 $ 89,080 $ 44,000
Medina, Ohio 50 $ 5,426,000 $ 108,520 $ 68,000
Carbon, Pennsylvania 50 $ 2,268,000 $ 45,360 $ 51,000
Kent, Rhode Island 50 $ 7,139,000 $ 142,780 $ 73,000
Charleston, South Carolina 50 $ 5,351,000 $ 107,020 $ 55,000
Parker, Texas 50 $ 3,026,000 $ 60,520 $ 93,000
Mason, Washington 50 $ 5,183,000 $ 103,660 $ 58,000
Santa Barbara, California 49 $ 14,020,000 $ 286,122 $ 107,000
Rock Island, Illinois 49 $ 3,732,000 $ 76,163 $ 83,000
Madison, Indiana 49 $ 3,072,000 $ 62,693 $ 49,000
Howard, Maryland 49 $ 8,564,000 $ 174,775 $ 103,000
Franklin, Missouri 49 $ 4,080,000 $ 83,265 $ 54,000
Herkimer, New York 49 $ 2,121,000 $ 43,285 $ 47,000
Madison, New York 49 $ 3,131,000 $ 63,897 $ 50,000
Butler, Pennsylvania 49 $ 4,527,000 $ 92,387 $ 61,000
Yakima, Washington 49 $ 5,496,000 $ 112,163 $ 45,000
Kenosha, Wisconsin 49 $ 5,754,000 $ 117,428 $ 62,000
San Francisco, California 48 $ 10,815,000 $ 225,312 $ 108,000
Franklin, Massachusetts 48 $ 5,593,000 $ 116,520 $ 53,000
Washington, Minnesota 48 $ 6,223,000 $ 129,645 $ 78,000
Harrison, Mississippi 48 $ 1,374,000 $ 28,625 $ 83,000
Genesee, New York 48 $ 3,567,000 $ 74,312 $ 65,000
Livingston, New York 48 $ 3,261,000 $ 67,937 $ 85,000
Cleveland, North Carolina 48 $ 2,805,000 $ 58,437 $ 47,000
Creek, Oklahoma 48 $ 2,458,000 $ 51,208 $ 40,000
Susquehanna, Pennsylvania 48 $ 3,385,000 $ 70,520 $ 47,000
Campbell, Wyoming 48 $ 2,783,000 $ 57,979 $ 68,000
Hamilton, Indiana 47 $ 4,019,000 $ 85,510 $ 116,000
Johnson, Indiana 47 $ 3,654,000 $ 77,744 $ 87,000
St. Tammany, Louisiana 47 $ 5,669,000 $ 120,617 $ 71,000
Kennebec, Maine 47 $ 3,933,000 $ 83,680 $ 59,000
Frederick, Maryland 47 $ 7,774,000 $ 165,404 $ 88,000
Montcalm, Michigan 47 $ 4,214,000 $ 89,659 $ 46,000
Warren, New Jersey 47 $ 7,566,000 $ 160,978 $ 79,000
Miami, Ohio 47 $ 4,388,000 $ 93,361 $ 58,000
Lycoming, Pennsylvania 47 $ 2,844,000 $ 60,510 $ 46,000
Brown, Wisconsin 47 $ 3,493,000 $ 74,319 $ 60,000
Limestone, Alabama 46 $ 2,408,000 $ 52,347 $ 51,000
Sutter, California 46 $ 2,698,000 $ 58,652 $ 84,000
Camden, Georgia 46 $ 2,742,000 $ 59,608 $ 70,000
Coweta, Georgia 46 $ 6,559,000 $ 142,586 $ 71,000
Fayette, Georgia 46 $ 7,616,000 $ 165,565 $ 82,000
Newton, Georgia 46 $ 3,843,000 $ 83,543 $ 77,000
Canyon, Idaho 46 $ 5,057,000 $ 109,934 $ 50,000
Linn, Iowa 46 $ 4,435,000 $ 96,413 $ 55,000
Lexington, South Carolina 46 $ 5,313,000 $ 115,500 $ 58,000
Nassau, Florida 45 $ 2,171,000 $ 48,244 $ 65,000
Sarpy, Nebraska 45 $ 2,234,000 $ 49,644 $ 73,000
Orleans, New York 45 $ 3,810,000 $ 84,666 $ 55,000
Stanly, North Carolina 45 $ 3,458,000 $ 76,844 $ 53,000
Le Flore, Oklahoma 45 $ 2,596,000 $ 57,688 $ 54,000
Caddo, Louisiana 44 $ 2,719,000 $ 61,795 $ 84,000
Tuscola, Michigan 44 $ 2,913,000 $ 66,204 $ 42,000
Allegany, New York 44 $ 2,957,000 $ 67,204 $ 45,000
Muskingum, Ohio 44 $ 3,394,000 $ 77,136 $ 45,000
Garfield, Oklahoma 44 $ 1,561,000 $ 35,477 $ 45,000
Whatcom, Washington 44 $ 7,233,000 $ 164,386 $ 67,000
Winnebago, Wisconsin 44 $ 4,306,000 $ 97,863 $ 65,000
Craighead, Arkansas 43 $ 2,914,000 $ 67,767 $ 59,000
Tehama, California 43 $ 3,362,000 $ 78,186 $ 67,000
Barrow, Georgia 43 $ 4,079,000 $ 94,860 $ 55,000
Saline, Kansas 43 $ 3,048,000 $ 70,883 $ 57,000
Penobscot, Maine 43 $ 3,689,000 $ 85,790 $ 66,000
Sanilac, Michigan 43 $ 2,739,000 $ 63,697 $ 50,000
St. Joseph, Michigan 43 $ 3,406,000 $ 79,209 $ 43,000
Cass, Missouri 43 $ 4,615,000 $ 107,325 $ 58,000
Fulton, New York 43 $ 2,557,000 $ 59,465 $ 55,000
Montgomery, New York 43 $ 3,412,000 $ 79,348 $ 54,000
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Mortgage Loan Application Detail Totals for Ge Money Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 61,167 $8,897,247,000 $134,862 $18,000,000 $65,117 $8,400,000
Home Improvement 52,277 $1,480,111,000 $24,862 $990,000 $68,549 $2,200,000
Home Purchase 462 $77,592,000 $156,177 $1,200,000 $93,377 $4,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 59,867 $6,077,864,000 $99,098 $2,800,000 $66,705 $6,000,000
Not Provided 28,670 $1,657,725,000 $60,156 $18,000,000 $65,588 $8,400,000
Black or African American 12,143 $1,201,300,000 $93,959 $1,350,000 $59,938 $4,800,000
Hispanic 9,283 $1,001,895,000 $94,640 $2,100,000 $64,120 $1,680,000
American Indian or Alaskan Native 1,810 $194,821,000 $99,420 $2,100,000 $59,640 $672,000
Asian 1,561 $252,537,000 $122,934 $1,200,000 $82,369 $3,000,000
Native Hawaiian or Other Pacific Islander 572 $68,808,000 $90,260 $757,000 $69,956 $720,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 113,906 $10,454,950,000 $88,215 $18,000,000 $64,823 $8,400,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 52,894 $4,969,672,000 $91,196 $18,000,000 $61,450 $8,400,000
Application Withdrawn By Applicant 26,790 $3,960,450,000 $132,360 $2,800,000 $64,900 $6,000,000
Loan Originated 17,653 $975,221,000 $56,140 $1,303,000 $73,060 $3,448,000
Application Approved But Not Accepted 15,983 $445,185,000 $21,862 $445,000 $71,980 $1,320,000
File Closed For Incompleteness 549 $100,963,000 $147,400 $1,000,000 $70,844 $1,320,000
Loan Purchased By The Institution 18 $714,000 $39,000 $63,000 $100,000 $144,000
Preapproval Approved but not Accepted 15 $2,357,000 $157,000 $550,000 $80,000 $200,000
Preapproval Denied by Financial Institution 4 $388,000 $97,000 $238,000 $49,000 $112,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 18,993 $2,741,265,000 $134,540 $1,667,000 $65,960 $6,000,000
Credit History 12,909 $674,100,000 $54,640 $2,000,000 $58,020 $1,896,000
Other 11,860 $387,618,000 $31,117 $18,000,000 $68,156 $8,400,000
Collateral 5,912 $726,697,000 $128,660 $1,300,000 $66,940 $2,040,000
Debt-To-Income Ratio 3,026 $422,968,000 $124,760 $2,000,000 $41,700 $1,000,000
Unverifiable Information 91 $4,465,000 $44,740 $560,000 $64,296 $345,000
Insufficient Cash (Downpayment, Closing Cost) 58 $6,193,000 $109,966 $450,000 $28,966 $91,000
Employment History 49 $6,754,000 $136,125 $466,000 $51,000 $240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ge Money Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ge Money Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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