Ge Money Bank Mortgage Lending & HMDA Data, 2005
In 2005, Ge Money Bank of Salt Lake City, UT reported 113,906 mortgage applications totaling $10.5 billion. The average application was for $91,785, and applicants reported an average income of $69,626. 15% of its applications resulted in an originated loan and 46% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (5,219), Riverside-San Bernardino-Ontario, CA (2,782) and Dallas-Plano-Irving, TX (2,365) (applications in parentheses).
| Mortgage Company & Address | Ge Money Bank 4246 South Riverboat Rdcsuite 200 Salt Lake City, UT 84123 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 113,906 |
| Total Mortgage Loan Application Amount | $10,454,950,000 |
| Average Mortgage Loan Application Amount | $91,785 |
| Highest Mortgage Loan Application Amount | $18,000,000 |
| Average Applicant Income | $69,626 |
| Highest Applicant Income | $8,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ge Money Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 5,219 | $ 364,919,000 | $ 69,921 | $ 68,000 |
| Riverside-San Bernardino-Ontario, CA | 2,782 | $ 316,728,000 | $ 113,849 | $ 95,000 |
| Dallas-Plano-Irving, TX | 2,365 | $ 112,807,000 | $ 47,698 | $ 93,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,089 | $ 346,313,000 | $ 165,779 | $ 101,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,939 | $ 203,170,000 | $ 104,780 | $ 72,000 |
| Houston-Baytown-Sugar Land, TX | 1,813 | $ 105,136,000 | $ 57,990 | $ 92,000 |
| Nassau-Suffolk, NY | 1,690 | $ 177,363,000 | $ 104,948 | $ 106,000 |
| Las Vegas-Paradise, NV | 1,640 | $ 167,535,000 | $ 102,155 | $ 86,000 |
| St. Louis, MO-IL | 1,520 | $ 76,923,000 | $ 50,607 | $ 65,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,422 | $ 82,989,000 | $ 58,360 | $ 64,000 |
| Chicago-Naperville-Joliet, IL | 1,334 | $ 131,421,000 | $ 98,516 | $ 74,000 |
| Philadelphia, PA | 1,326 | $ 109,739,000 | $ 82,759 | $ 73,000 |
| Warren-Farmington Hills-Troy, MI | 1,291 | $ 140,446,000 | $ 108,788 | $ 78,000 |
| New York-Wayne-White Plains, NY-NJ | 1,247 | $ 196,625,000 | $ 157,678 | $ 91,000 |
| Denver-Aurora, CO | 1,205 | $ 129,715,000 | $ 107,647 | $ 69,000 |
| Edison, NJ | 1,052 | $ 127,431,000 | $ 121,132 | $ 100,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,018 | $ 125,925,000 | $ 123,698 | $ 104,000 |
| Jacksonville, FL | 1,013 | $ 65,765,000 | $ 64,921 | $ 72,000 |
| Fort Worth-Arlington, TX | 998 | $ 47,959,000 | $ 48,055 | $ 79,000 |
| San Antonio, TX | 935 | $ 47,927,000 | $ 51,258 | $ 78,000 |
| Newark-Union, NJ-PA | 931 | $ 106,270,000 | $ 114,146 | $ 90,000 |
| Columbus, OH | 925 | $ 65,354,000 | $ 70,652 | $ 60,000 |
| Orlando, FL | 923 | $ 92,800,000 | $ 100,541 | $ 74,000 |
| Camden, NJ | 921 | $ 81,829,000 | $ 88,847 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 911 | $ 87,407,000 | $ 95,946 | $ 65,000 |
| Rochester, NY | 907 | $ 54,168,000 | $ 59,722 | $ 57,000 |
| Richmond, VA | 905 | $ 61,135,000 | $ 67,552 | $ 63,000 |
| Detroit-Livonia-Dearborn, MI | 881 | $ 71,686,000 | $ 81,368 | $ 56,000 |
| Little Rock-North Little Rock, AR | 860 | $ 49,423,000 | $ 57,468 | $ 65,000 |
| Buffalo-Niagara Falls, NY | 841 | $ 57,067,000 | $ 67,856 | $ 64,000 |
| Tucson, AZ | 840 | $ 67,100,000 | $ 79,880 | $ 65,000 |
| Baltimore-Towson, MD | 836 | $ 104,799,000 | $ 125,357 | $ 78,000 |
| Charlotte-Gastonia-Concord, NC-SC | 780 | $ 64,153,000 | $ 82,247 | $ 69,000 |
| San Diego-Carlsbad-San Marcos, CA | 739 | $ 122,778,000 | $ 166,140 | $ 113,000 |
| Austin-Round Rock, TX | 711 | $ 39,772,000 | $ 55,938 | $ 84,000 |
| Oakland-Fremont-Hayward, CA | 707 | $ 109,524,000 | $ 154,913 | $ 115,000 |
| Cleveland-Elyria-Mentor, OH | 703 | $ 69,176,000 | $ 98,401 | $ 65,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 703 | $ 82,293,000 | $ 117,059 | $ 70,000 |
| Cincinnati-Middletown, OH-KY-IN | 666 | $ 69,661,000 | $ 104,596 | $ 68,000 |
| Pittsburgh, PA | 666 | $ 49,688,000 | $ 74,606 | $ 51,000 |
| Miami-Miami Beach-Kendall, FL | 658 | $ 72,430,000 | $ 110,075 | $ 79,000 |
| Hartford-West Hartford-East Hartford, CT | 629 | $ 49,725,000 | $ 79,054 | $ 77,000 |
| Oklahoma City, OK | 565 | $ 29,349,000 | $ 51,945 | $ 65,000 |
| Stockton, CA | 547 | $ 55,588,000 | $ 101,623 | $ 91,000 |
| Nashville-Davidson--Murfreesboro, TN | 536 | $ 44,664,000 | $ 83,328 | $ 58,000 |
| Seattle-Bellevue-Everett, WA | 531 | $ 87,133,000 | $ 164,092 | $ 74,000 |
| Dayton, OH | 529 | $ 49,283,000 | $ 93,162 | $ 57,000 |
| Indianapolis, IN | 526 | $ 43,553,000 | $ 82,800 | $ 79,000 |
| Salt Lake City, UT | 515 | $ 40,822,000 | $ 79,266 | $ 63,000 |
| Kansas City, MO-KS | 511 | $ 35,080,000 | $ 68,649 | $ 58,000 |
| New Haven-Milford, CT | 490 | $ 41,968,000 | $ 85,648 | $ 84,000 |
| Portland-Vancouver-Beaverton, OR-WA | 482 | $ 71,085,000 | $ 147,479 | $ 70,000 |
| Santa Ana-Anaheim-Irvine, CA | 481 | $ 103,783,000 | $ 215,765 | $ 129,000 |
| Syracuse, NY | 479 | $ 28,196,000 | $ 58,864 | $ 51,000 |
| Fresno, CA | 478 | $ 41,279,000 | $ 86,357 | $ 72,000 |
| Bakersfield, CA | 459 | $ 42,910,000 | $ 93,485 | $ 74,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 453 | $ 68,595,000 | $ 151,423 | $ 86,000 |
| Colorado Springs, CO | 438 | $ 39,856,000 | $ 90,995 | $ 57,000 |
| Tulsa, OK | 427 | $ 29,430,000 | $ 68,922 | $ 56,000 |
| Albuquerque, NM | 426 | $ 39,948,000 | $ 93,774 | $ 67,000 |
| Modesto, CA | 423 | $ 42,020,000 | $ 99,338 | $ 77,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 422 | $ 26,533,000 | $ 62,874 | $ 57,000 |
| Springfield, MA | 411 | $ 37,263,000 | $ 90,664 | $ 61,000 |
| Albany-Schenectady-Troy, NY | 402 | $ 37,444,000 | $ 93,144 | $ 68,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 382 | $ 22,565,000 | $ 59,070 | $ 56,000 |
| Gary, IN | 367 | $ 16,854,000 | $ 45,923 | $ 56,000 |
| Toledo, OH | 360 | $ 30,140,000 | $ 83,722 | $ 62,000 |
| Flint, MI | 358 | $ 26,477,000 | $ 73,958 | $ 55,000 |
| Boston-Quincy, MA | 352 | $ 71,662,000 | $ 203,585 | $ 82,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 347 | $ 52,774,000 | $ 152,086 | $ 97,000 |
| Visalia-Porterville, CA | 337 | $ 26,261,000 | $ 77,925 | $ 65,000 |
| Louisville, KY-IN | 335 | $ 24,338,000 | $ 72,650 | $ 63,000 |
| Raleigh-Cary, NC | 325 | $ 36,180,000 | $ 111,323 | $ 60,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 317 | $ 25,139,000 | $ 79,302 | $ 59,000 |
| Wilmington, DE-MD-NJ | 308 | $ 25,156,000 | $ 81,675 | $ 88,000 |
| Birmingham-Hoover, AL | 307 | $ 24,429,000 | $ 79,573 | $ 66,000 |
| Milwaukee-Waukesha-West Allis, WI | 307 | $ 31,322,000 | $ 102,026 | $ 82,000 |
| Worcester, MA | 305 | $ 41,329,000 | $ 135,504 | $ 68,000 |
| Grand Rapids-Wyoming, MI | 302 | $ 25,304,000 | $ 83,788 | $ 54,000 |
| Ogden-Clearfield, UT | 302 | $ 19,252,000 | $ 63,748 | $ 55,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 299 | $ 71,168,000 | $ 238,020 | $ 108,000 |
| Tacoma, WA | 284 | $ 34,472,000 | $ 121,380 | $ 63,000 |
| Greensboro-High Point, NC | 278 | $ 27,314,000 | $ 98,251 | $ 57,000 |
| Providence-New Bedford-Fall River, RI-MA | 261 | $ 38,161,000 | $ 146,210 | $ 73,000 |
| Lansing-East Lansing, MI | 259 | $ 23,727,000 | $ 91,610 | $ 56,000 |
| Atlantic City, NJ | 253 | $ 20,434,000 | $ 80,766 | $ 66,000 |
| Fort Smith, AR-OK | 244 | $ 12,237,000 | $ 50,151 | $ 63,000 |
| Akron, OH | 243 | $ 22,339,000 | $ 91,930 | $ 78,000 |
| Killeen-Temple-Fort Hood, TX | 242 | $ 10,671,000 | $ 44,095 | $ 66,000 |
| Cape Coral-Fort Myers, FL | 234 | $ 21,836,000 | $ 93,316 | $ 68,000 |
| Memphis, TN-MS-AR | 233 | $ 14,536,000 | $ 62,386 | $ 60,000 |
| Pensacola-Ferry Pass-Brent, FL | 233 | $ 16,441,000 | $ 70,562 | $ 63,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 227 | $ 35,439,000 | $ 156,118 | $ 82,000 |
| Omaha-Council Bluffs, NE-IA | 226 | $ 14,926,000 | $ 66,044 | $ 68,000 |
| Sarasota-Bradenton-Venice, FL | 225 | $ 26,078,000 | $ 115,902 | $ 63,000 |
| Bethesda-Frederick-Gaithersburg, MD | 222 | $ 38,483,000 | $ 173,346 | $ 84,000 |
| New Orleans-Metairie-Kenner, LA | 220 | $ 19,449,000 | $ 88,404 | $ 58,000 |
| Lexington-Fayette, KY | 211 | $ 14,481,000 | $ 68,630 | $ 57,000 |
| Scranton--Wilkes-Barre, PA | 209 | $ 13,358,000 | $ 63,913 | $ 48,000 |
| Vallejo-Fairfield, CA | 209 | $ 36,015,000 | $ 172,320 | $ 94,000 |
| Des Moines, IA | 204 | $ 14,526,000 | $ 71,205 | $ 55,000 |
| Bridgeport-Stamford-Norwalk, CT | 203 | $ 27,149,000 | $ 133,738 | $ 87,000 |
| Fayetteville, NC | 202 | $ 12,790,000 | $ 63,316 | $ 52,000 |
| Harrisburg-Carlisle, PA | 202 | $ 13,290,000 | $ 65,792 | $ 60,000 |
| Portland-South Portland-Biddeford, ME | 200 | $ 21,575,000 | $ 107,875 | $ 61,000 |
| Lakeland, FL | 198 | $ 16,912,000 | $ 85,414 | $ 57,000 |
| Huntsville, AL | 197 | $ 10,287,000 | $ 52,218 | $ 64,000 |
| Ocala, FL | 197 | $ 11,996,000 | $ 60,893 | $ 63,000 |
| Wichita, KS | 197 | $ 13,049,000 | $ 66,238 | $ 52,000 |
| Springfield, MO | 196 | $ 13,293,000 | $ 67,821 | $ 57,000 |
| York-Hanover, PA | 195 | $ 11,648,000 | $ 59,733 | $ 64,000 |
| El Paso, TX | 192 | $ 11,431,000 | $ 59,536 | $ 71,000 |
| Merced, CA | 192 | $ 15,982,000 | $ 83,239 | $ 81,000 |
| Palm Bay-Melbourne-Titusville, FL | 192 | $ 18,697,000 | $ 97,380 | $ 68,000 |
| Port St. Lucie-Fort Pierce, FL | 192 | $ 18,687,000 | $ 97,328 | $ 71,000 |
| Reno-Sparks, NV | 186 | $ 22,836,000 | $ 122,774 | $ 67,000 |
| Utica-Rome, NY | 186 | $ 8,873,000 | $ 47,704 | $ 47,000 |
| Peoria, IL | 183 | $ 13,558,000 | $ 74,087 | $ 81,000 |
| Cambridge-Newton-Framingham, MA | 180 | $ 43,254,000 | $ 240,300 | $ 94,000 |
| Reading, PA | 179 | $ 11,477,000 | $ 64,117 | $ 52,000 |
| Trenton-Ewing, NJ | 176 | $ 19,411,000 | $ 110,289 | $ 70,000 |
| Rockingham County-Strafford County, NH | 175 | $ 27,685,000 | $ 158,200 | $ 77,000 |
| Fort Wayne, IN | 172 | $ 10,926,000 | $ 63,523 | $ 49,000 |
| Greenville, SC | 169 | $ 14,253,000 | $ 84,337 | $ 64,000 |
| Lancaster, PA | 168 | $ 11,528,000 | $ 68,619 | $ 53,000 |
| Mobile, AL | 168 | $ 8,588,000 | $ 51,119 | $ 50,000 |
| Knoxville, TN | 166 | $ 12,966,000 | $ 78,108 | $ 52,000 |
| Norwich-New London, CT | 164 | $ 14,151,000 | $ 86,286 | $ 65,000 |
| Lake County-Kenosha County, IL-WI | 159 | $ 22,169,000 | $ 139,427 | $ 86,000 |
| San Francisco-San Mateo-Redwood City, CA | 158 | $ 43,873,000 | $ 277,677 | $ 127,000 |
| Canton-Massillon, OH | 157 | $ 14,176,000 | $ 90,292 | $ 67,000 |
| Columbia, SC | 156 | $ 14,407,000 | $ 92,352 | $ 56,000 |
| Binghamton, NY | 155 | $ 9,068,000 | $ 58,503 | $ 77,000 |
| Boise City-Nampa, ID | 154 | $ 16,889,000 | $ 109,668 | $ 53,000 |
| Youngstown-Warren-Boardman, OH-PA | 153 | $ 11,491,000 | $ 75,104 | $ 47,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 151 | $ 56,450,000 | $ 373,841 | $ 200,000 |
| Baton Rouge, LA | 144 | $ 12,514,000 | $ 86,902 | $ 55,000 |
| Essex County, MA | 143 | $ 29,744,000 | $ 208,000 | $ 91,000 |
| Kalamazoo-Portage, MI | 142 | $ 11,703,000 | $ 82,415 | $ 49,000 |
| Ann Arbor, MI | 140 | $ 13,281,000 | $ 94,864 | $ 70,000 |
| Rockford, IL | 133 | $ 12,336,000 | $ 92,751 | $ 62,000 |
| Winston-Salem, NC | 133 | $ 12,187,000 | $ 91,631 | $ 52,000 |
| Hickory-Lenoir-Morganton, NC | 131 | $ 11,061,000 | $ 84,435 | $ 49,000 |
| Spokane, WA | 126 | $ 14,412,000 | $ 114,380 | $ 62,000 |
| Salem, OR | 125 | $ 14,340,000 | $ 114,720 | $ 70,000 |
| Pine Bluff, AR | 124 | $ 6,827,000 | $ 55,056 | $ 60,000 |
| Saginaw-Saginaw Township North, MI | 123 | $ 8,885,000 | $ 72,235 | $ 58,000 |
| Roanoke, VA | 121 | $ 12,471,000 | $ 103,066 | $ 56,000 |
| Provo-Orem, UT | 120 | $ 13,575,000 | $ 113,125 | $ 59,000 |
| Columbus, GA-AL | 118 | $ 6,970,000 | $ 59,067 | $ 57,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 118 | $ 18,435,000 | $ 156,228 | $ 63,000 |
| Greeley, CO | 117 | $ 13,077,000 | $ 111,769 | $ 73,000 |
| Durham, NC | 115 | $ 10,458,000 | $ 90,939 | $ 68,000 |
| Yuma, AZ | 115 | $ 10,438,000 | $ 90,765 | $ 63,000 |
| Manchester-Nashua, NH | 109 | $ 12,611,000 | $ 115,697 | $ 80,000 |
| Springfield, IL | 108 | $ 8,597,000 | $ 79,601 | $ 72,000 |
| Vineland-Millville-Bridgeton, NJ | 108 | $ 7,875,000 | $ 72,916 | $ 61,000 |
| McAllen-Edinburg-Pharr, TX | 107 | $ 7,834,000 | $ 73,214 | $ 62,000 |
| Chattanooga, TN-GA | 105 | $ 7,637,000 | $ 72,733 | $ 58,000 |
| Eugene-Springfield, OR | 105 | $ 14,249,000 | $ 135,704 | $ 193,000 |
| Grand Junction, CO | 105 | $ 10,785,000 | $ 102,714 | $ 55,000 |
| Hanford-Corcoran, CA | 105 | $ 7,582,000 | $ 72,209 | $ 73,000 |
| Beaumont-Port Arthur, TX | 104 | $ 5,573,000 | $ 53,586 | $ 69,000 |
| Charleston-North Charleston, SC | 104 | $ 9,844,000 | $ 94,653 | $ 55,000 |
| Corpus Christi, TX | 104 | $ 6,221,000 | $ 59,817 | $ 54,000 |
| Wilmington, NC | 102 | $ 12,793,000 | $ 125,421 | $ 50,000 |
| Battle Creek, MI | 100 | $ 6,427,000 | $ 64,270 | $ 44,000 |
| Lawton, OK | 100 | $ 4,393,000 | $ 43,930 | $ 49,000 |
| Bremerton-Silverdale, WA | 99 | $ 11,798,000 | $ 119,171 | $ 61,000 |
| Augusta-Richmond County, GA-SC | 98 | $ 6,577,000 | $ 67,112 | $ 51,000 |
| Spartanburg, SC | 97 | $ 6,533,000 | $ 67,350 | $ 55,000 |
| Yuba City, CA | 97 | $ 6,982,000 | $ 71,979 | $ 80,000 |
| Montgomery, AL | 95 | $ 6,218,000 | $ 65,452 | $ 52,000 |
| Madera, CA | 94 | $ 9,475,000 | $ 100,797 | $ 72,000 |
| Monroe, MI | 94 | $ 10,531,000 | $ 112,031 | $ 72,000 |
| Bloomington-Normal, IL | 91 | $ 7,229,000 | $ 79,439 | $ 78,000 |
| Olympia, WA | 91 | $ 13,507,000 | $ 148,428 | $ 88,000 |
| Savannah, GA | 90 | $ 6,660,000 | $ 74,000 | $ 68,000 |
| Pueblo, CO | 89 | $ 8,959,000 | $ 100,662 | $ 48,000 |
| Redding, CA | 89 | $ 9,958,000 | $ 111,887 | $ 73,000 |
| Clarksville, TN-KY | 88 | $ 6,317,000 | $ 71,784 | $ 56,000 |
| Fort Collins-Loveland, CO | 87 | $ 10,885,000 | $ 125,114 | $ 57,000 |
| Las Cruces, NM | 87 | $ 9,127,000 | $ 104,908 | $ 63,000 |
| Lynchburg, VA | 87 | $ 9,550,000 | $ 109,770 | $ 55,000 |
| Topeka, KS | 87 | $ 5,660,000 | $ 65,057 | $ 49,000 |
| Muskegon-Norton Shores, MI | 86 | $ 5,793,000 | $ 67,360 | $ 41,000 |
| Charleston, WV | 85 | $ 5,943,000 | $ 69,917 | $ 55,000 |
| Joplin, MO | 85 | $ 4,734,000 | $ 55,694 | $ 64,000 |
| Asheville, NC | 84 | $ 9,956,000 | $ 118,523 | $ 56,000 |
| Cheyenne, WY | 83 | $ 4,510,000 | $ 54,337 | $ 59,000 |
| Erie, PA | 82 | $ 6,119,000 | $ 74,621 | $ 57,000 |
| Jackson, MI | 82 | $ 7,126,000 | $ 86,902 | $ 48,000 |
| Springfield, OH | 82 | $ 5,357,000 | $ 65,329 | $ 56,000 |
| Fort Walton Beach-Crestview-Destin, FL | 80 | $ 7,544,000 | $ 94,300 | $ 68,000 |
| Chico, CA | 79 | $ 10,802,000 | $ 136,734 | $ 100,000 |
| Madison, WI | 79 | $ 9,023,000 | $ 114,215 | $ 68,000 |
| Hagerstown-Martinsburg, MD-WV | 78 | $ 9,168,000 | $ 117,538 | $ 68,000 |
| Champaign-Urbana, IL | 75 | $ 6,605,000 | $ 88,066 | $ 71,000 |
| Dover, DE | 73 | $ 5,802,000 | $ 79,479 | $ 63,000 |
| El Centro, CA | 73 | $ 7,846,000 | $ 107,479 | $ 74,000 |
| Glens Falls, NY | 73 | $ 5,914,000 | $ 81,013 | $ 70,000 |
| Panama City-Lynn Haven, FL | 72 | $ 3,550,000 | $ 49,305 | $ 60,000 |
| Warner Robins, GA | 72 | $ 4,360,000 | $ 60,555 | $ 66,000 |
| Hot Springs, AR | 71 | $ 4,696,000 | $ 66,140 | $ 64,000 |
| Lebanon, PA | 71 | $ 4,424,000 | $ 62,309 | $ 68,000 |
| Niles-Benton Harbor, MI | 71 | $ 6,618,000 | $ 93,211 | $ 60,000 |
| Prescott, AZ | 70 | $ 9,730,000 | $ 139,000 | $ 53,000 |
| Casper, WY | 68 | $ 3,146,000 | $ 46,264 | $ 60,000 |
| Gainesville, FL | 68 | $ 4,890,000 | $ 71,911 | $ 62,000 |
| Jonesboro, AR | 68 | $ 5,042,000 | $ 74,147 | $ 58,000 |
| Rapid City, SD | 67 | $ 4,213,000 | $ 62,880 | $ 50,000 |
| San Luis Obispo-Paso Robles, CA | 67 | $ 10,915,000 | $ 162,910 | $ 88,000 |
| Shreveport-Bossier City, LA | 67 | $ 4,671,000 | $ 69,716 | $ 76,000 |
| Tallahassee, FL | 67 | $ 7,275,000 | $ 108,582 | $ 55,000 |
| Farmington, NM | 66 | $ 3,428,000 | $ 51,939 | $ 62,000 |
| Lubbock, TX | 65 | $ 5,454,000 | $ 83,907 | $ 62,000 |
| Salinas, CA | 63 | $ 15,290,000 | $ 242,698 | $ 111,000 |
| Boulder, CO | 62 | $ 9,943,000 | $ 160,370 | $ 69,000 |
| Macon, GA | 62 | $ 4,813,000 | $ 77,629 | $ 64,000 |
| Santa Rosa-Petaluma, CA | 62 | $ 14,649,000 | $ 236,274 | $ 85,000 |
| Gulfport-Biloxi, MS | 61 | $ 1,819,000 | $ 29,819 | $ 115,000 |
| Holland-Grand Haven, MI | 60 | $ 5,430,000 | $ 90,500 | $ 51,000 |
| Medford, OR | 60 | $ 9,854,000 | $ 164,233 | $ 62,000 |
| Duluth, MN-WI | 59 | $ 2,992,000 | $ 50,711 | $ 52,000 |
| Anderson, SC | 58 | $ 4,177,000 | $ 72,017 | $ 58,000 |
| Cedar Rapids, IA | 58 | $ 5,372,000 | $ 92,620 | $ 53,000 |
| Green Bay, WI | 58 | $ 4,480,000 | $ 77,241 | $ 62,000 |
| Lincoln, NE | 58 | $ 3,864,000 | $ 66,620 | $ 58,000 |
| Punta Gorda, FL | 58 | $ 4,845,000 | $ 83,534 | $ 48,000 |
| Santa Fe, NM | 57 | $ 9,853,000 | $ 172,859 | $ 80,000 |
| Tuscaloosa, AL | 57 | $ 4,899,000 | $ 85,947 | $ 53,000 |
| Burlington-South Burlington, VT | 56 | $ 8,924,000 | $ 159,357 | $ 89,000 |
| Elkhart-Goshen, IN | 56 | $ 3,540,000 | $ 63,214 | $ 51,000 |
| South Bend-Mishawaka, IN-MI | 56 | $ 4,256,000 | $ 76,000 | $ 59,000 |
| Kennewick-Richland-Pasco, WA | 55 | $ 6,302,000 | $ 114,581 | $ 63,000 |
| Kingston, NY | 55 | $ 6,801,000 | $ 123,654 | $ 48,000 |
| Davenport-Moline-Rock Island, IA-IL | 54 | $ 4,596,000 | $ 85,111 | $ 55,000 |
| Mansfield, OH | 54 | $ 4,597,000 | $ 85,129 | $ 41,000 |
| Tyler, TX | 54 | $ 3,165,000 | $ 58,611 | $ 85,000 |
| Decatur, IL | 52 | $ 3,912,000 | $ 75,230 | $ 43,000 |
| Brownsville-Harlingen, TX | 51 | $ 3,362,000 | $ 65,921 | $ 60,000 |
| Elizabethtown, KY | 51 | $ 3,950,000 | $ 77,450 | $ 57,000 |
| Lake Charles, LA | 51 | $ 4,210,000 | $ 82,549 | $ 54,000 |
| Naples-Marco Island, FL | 51 | $ 9,256,000 | $ 181,490 | $ 89,000 |
| Rochester, MN | 51 | $ 4,032,000 | $ 79,058 | $ 50,000 |
| Great Falls, MT | 50 | $ 2,579,000 | $ 51,580 | $ 61,000 |
| Ocean City, NJ | 50 | $ 4,154,000 | $ 83,080 | $ 58,000 |
| Anderson, IN | 49 | $ 3,072,000 | $ 62,693 | $ 49,000 |
| Appleton, WI | 49 | $ 3,877,000 | $ 79,122 | $ 59,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 49 | $ 14,020,000 | $ 286,122 | $ 107,000 |
| Yakima, WA | 49 | $ 5,496,000 | $ 112,163 | $ 45,000 |
| Decatur, AL | 48 | $ 2,679,000 | $ 55,812 | $ 67,000 |
| Jefferson City, MO | 47 | $ 3,503,000 | $ 74,531 | $ 55,000 |
| Williamsport, PA | 47 | $ 2,844,000 | $ 60,510 | $ 46,000 |
| Athens-Clarke County, GA | 45 | $ 3,509,000 | $ 77,977 | $ 64,000 |
| Sioux Falls, SD | 45 | $ 4,629,000 | $ 102,866 | $ 53,000 |
| Bellingham, WA | 44 | $ 7,233,000 | $ 164,386 | $ 67,000 |
| Jackson, TN | 44 | $ 3,698,000 | $ 84,045 | $ 53,000 |
| Oshkosh-Neenah, WI | 44 | $ 4,306,000 | $ 97,863 | $ 65,000 |
| Amarillo, TX | 43 | $ 1,820,000 | $ 42,325 | $ 44,000 |
| Bangor, ME | 43 | $ 3,689,000 | $ 85,790 | $ 66,000 |
| Dalton, GA | 42 | $ 3,498,000 | $ 83,285 | $ 47,000 |
| Evansville, IN-KY | 42 | $ 3,697,000 | $ 88,023 | $ 56,000 |
| Racine, WI | 42 | $ 4,137,000 | $ 98,500 | $ 84,000 |
| Lima, OH | 41 | $ 2,536,000 | $ 61,853 | $ 52,000 |
| Monroe, LA | 41 | $ 2,887,000 | $ 70,414 | $ 51,000 |
| Danville, VA | 40 | $ 3,367,000 | $ 84,175 | $ 50,000 |
| Florence, SC | 40 | $ 3,314,000 | $ 82,850 | $ 47,000 |
| Kokomo, IN | 40 | $ 2,976,000 | $ 74,400 | $ 60,000 |
| St. Cloud, MN | 40 | $ 4,204,000 | $ 105,100 | $ 62,000 |
| Alexandria, LA | 39 | $ 3,010,000 | $ 77,179 | $ 44,000 |
| Carson City, NV | 39 | $ 4,983,000 | $ 127,769 | $ 88,000 |
| Charlottesville, VA | 39 | $ 3,919,000 | $ 100,487 | $ 72,000 |
| Elmira, NY | 39 | $ 3,043,000 | $ 78,025 | $ 56,000 |
| Greenville, NC | 39 | $ 3,612,000 | $ 92,615 | $ 55,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 39 | $ 3,982,000 | $ 102,102 | $ 57,000 |
| Pocatello, ID | 39 | $ 2,179,000 | $ 55,871 | $ 47,000 |
| Waterloo-Cedar Falls, IA | 39 | $ 2,621,000 | $ 67,205 | $ 66,000 |
| Bay City, MI | 38 | $ 2,540,000 | $ 66,842 | $ 73,000 |
| Billings, MT | 38 | $ 1,616,000 | $ 42,526 | $ 52,000 |
| Blacksburg-Christiansburg-Radford, VA | 38 | $ 3,095,000 | $ 81,447 | $ 48,000 |
| Goldsboro, NC | 38 | $ 2,906,000 | $ 76,473 | $ 47,000 |
| Idaho Falls, ID | 38 | $ 2,219,000 | $ 58,394 | $ 51,000 |
| Lafayette, LA | 38 | $ 3,180,000 | $ 83,684 | $ 53,000 |
| Rocky Mount, NC | 38 | $ 2,764,000 | $ 72,736 | $ 51,000 |
| Sandusky, OH | 38 | $ 2,418,000 | $ 63,631 | $ 55,000 |
| Winchester, VA-WV | 38 | $ 3,205,000 | $ 84,342 | $ 79,000 |
| Altoona, PA | 37 | $ 3,137,000 | $ 84,783 | $ 56,000 |
| Barnstable Town, MA | 36 | $ 7,842,000 | $ 217,833 | $ 111,000 |
| Jacksonville, NC | 36 | $ 3,836,000 | $ 106,555 | $ 68,000 |
| Sumter, SC | 36 | $ 2,705,000 | $ 75,138 | $ 118,000 |
| Victoria, TX | 36 | $ 1,679,000 | $ 46,638 | $ 105,000 |
| Wheeling, WV-OH | 36 | $ 2,741,000 | $ 76,138 | $ 65,000 |
| Hinesville-Fort Stewart, GA | 35 | $ 2,399,000 | $ 68,542 | $ 61,000 |
| Huntington-Ashland, WV-KY-OH | 35 | $ 2,353,000 | $ 67,228 | $ 45,000 |
| Kankakee-Bradley, IL | 35 | $ 3,003,000 | $ 85,800 | $ 55,000 |
| Danville, IL | 34 | $ 2,046,000 | $ 60,176 | $ 59,000 |
| Dubuque, IA | 34 | $ 2,698,000 | $ 79,352 | $ 46,000 |
| Kingsport-Bristol-Bristol, TN-VA | 34 | $ 3,488,000 | $ 102,588 | $ 48,000 |
| Pascagoula, MS | 34 | $ 1,009,000 | $ 29,676 | $ 77,000 |
| St. George, UT | 34 | $ 5,410,000 | $ 159,117 | $ 75,000 |
| St. Joseph, MO-KS | 34 | $ 2,052,000 | $ 60,352 | $ 60,000 |
| Wausau, WI | 34 | $ 2,169,000 | $ 63,794 | $ 95,000 |
| Anniston-Oxford, AL | 33 | $ 2,684,000 | $ 81,333 | $ 70,000 |
| Florence-Muscle Shoals, AL | 33 | $ 2,653,000 | $ 80,393 | $ 66,000 |
| Cleveland, TN | 32 | $ 2,834,000 | $ 88,562 | $ 33,000 |
| Columbia, MO | 32 | $ 3,431,000 | $ 107,218 | $ 64,000 |
| Johnstown, PA | 32 | $ 2,384,000 | $ 74,500 | $ 50,000 |
| Morristown, TN | 32 | $ 2,411,000 | $ 75,343 | $ 48,000 |
| Waco, TX | 32 | $ 1,846,000 | $ 57,687 | $ 112,000 |
| Dothan, AL | 31 | $ 2,222,000 | $ 71,677 | $ 45,000 |
| Flagstaff, AZ | 31 | $ 4,136,000 | $ 133,419 | $ 67,000 |
| Fond Du Lac, WI | 31 | $ 2,966,000 | $ 95,677 | $ 57,000 |
| Lafayette, IN | 31 | $ 2,818,000 | $ 90,903 | $ 54,000 |
| Lewiston-Auburn, ME | 31 | $ 2,287,000 | $ 73,774 | $ 62,000 |
| Sioux City, IA-NE-SD | 31 | $ 1,487,000 | $ 47,967 | $ 45,000 |
| Bloomington, IN | 30 | $ 2,369,000 | $ 78,966 | $ 60,000 |
| Gainesville, GA | 30 | $ 2,339,000 | $ 77,966 | $ 54,000 |
| Sherman-Denison, TX | 30 | $ 2,161,000 | $ 72,033 | $ 77,000 |
| Weirton-Steubenville, WV-OH | 30 | $ 2,650,000 | $ 88,333 | $ 71,000 |
| Burlington, NC | 29 | $ 2,124,000 | $ 73,241 | $ 65,000 |
| Houma-Bayou Cane-Thibodaux, LA | 29 | $ 1,961,000 | $ 67,620 | $ 52,000 |
| La Crosse, WI-MN | 29 | $ 3,210,000 | $ 110,689 | $ 58,000 |
| Pittsfield, MA | 29 | $ 2,073,000 | $ 71,482 | $ 51,000 |
| Vero Beach, FL | 29 | $ 3,435,000 | $ 118,448 | $ 46,000 |
| Mount Vernon-Anacortes, WA | 28 | $ 3,417,000 | $ 122,035 | $ 53,000 |
| Wenatchee, WA | 28 | $ 3,410,000 | $ 121,785 | $ 73,000 |
| Johnson City, TN | 27 | $ 2,381,000 | $ 88,185 | $ 33,000 |
| Coeur D'Alene, ID | 26 | $ 3,016,000 | $ 116,000 | $ 72,000 |
| Janesville, WI | 26 | $ 1,491,000 | $ 57,346 | $ 59,000 |
| Gadsden, AL | 25 | $ 1,353,000 | $ 54,120 | $ 51,000 |
| Midland, TX | 25 | $ 1,939,000 | $ 77,560 | $ 63,000 |
| Muncie, IN | 25 | $ 1,267,000 | $ 50,680 | $ 58,000 |
| Cumberland, MD-WV | 24 | $ 1,998,000 | $ 83,250 | $ 39,000 |
| Michigan City-La Porte, IN | 24 | $ 1,788,000 | $ 74,500 | $ 46,000 |
| Wichita Falls, TX | 24 | $ 1,244,000 | $ 51,833 | $ 49,000 |
| Jackson, MS | 23 | $ 355,000 | $ 15,434 | $ 67,000 |
| Auburn-Opelika, AL | 22 | $ 1,324,000 | $ 60,181 | $ 61,000 |
| Sheboygan, WI | 22 | $ 1,123,000 | $ 51,045 | $ 54,000 |
| Napa, CA | 21 | $ 5,913,000 | $ 281,571 | $ 87,000 |
| Santa Cruz-Watsonville, CA | 21 | $ 7,112,000 | $ 338,666 | $ 106,000 |
| State College, PA | 21 | $ 2,188,000 | $ 104,190 | $ 64,000 |
| Terre Haute, IN | 21 | $ 1,586,000 | $ 75,523 | $ 54,000 |
| Bowling Green, KY | 20 | $ 1,880,000 | $ 94,000 | $ 56,000 |
| Fargo, ND-MN | 20 | $ 1,884,000 | $ 94,200 | $ 55,000 |
| Ithaca, NY | 20 | $ 1,267,000 | $ 63,350 | $ 67,000 |
| Longview, TX | 20 | $ 1,113,000 | $ 55,650 | $ 78,000 |
| Longview, WA | 20 | $ 1,853,000 | $ 92,650 | $ 55,000 |
| Brunswick, GA | 19 | $ 1,846,000 | $ 97,157 | $ 48,000 |
| Logan, UT-ID | 19 | $ 2,116,000 | $ 111,368 | $ 51,000 |
| Missoula, MT | 19 | $ 2,164,000 | $ 113,894 | $ 53,000 |
| Salisbury, MD | 19 | $ 2,153,000 | $ 113,315 | $ 47,000 |
| San Angelo, TX | 19 | $ 1,364,000 | $ 71,789 | $ 54,000 |
| Eau Claire, WI | 18 | $ 1,721,000 | $ 95,611 | $ 45,000 |
| Lawrence, KS | 18 | $ 1,503,000 | $ 83,500 | $ 66,000 |
| Owensboro, KY | 18 | $ 1,466,000 | $ 81,444 | $ 56,000 |
| Parkersburg-Marietta, WV-OH | 18 | $ 1,736,000 | $ 96,444 | $ 138,000 |
| Rome, GA | 18 | $ 694,000 | $ 38,555 | $ 43,000 |
| Valdosta, GA | 18 | $ 1,591,000 | $ 88,388 | $ 67,000 |
| Albany, GA | 17 | $ 1,301,000 | $ 76,529 | $ 54,000 |
| Bismarck, ND | 17 | $ 769,000 | $ 45,235 | $ 51,000 |
| Morgantown, WV | 17 | $ 1,775,000 | $ 104,411 | $ 45,000 |
| Odessa, TX | 17 | $ 1,068,000 | $ 62,823 | $ 55,000 |
| Harrisonburg, VA | 16 | $ 1,178,000 | $ 73,625 | $ 44,000 |
| Laredo, TX | 16 | $ 1,396,000 | $ 87,250 | $ 35,000 |
| Texarkana, Tx-Texarkana, AR | 16 | $ 1,097,000 | $ 68,562 | $ 54,000 |
| Columbus, IN | 15 | $ 1,196,000 | $ 79,733 | $ 47,000 |
| Iowa City, IA | 15 | $ 2,998,000 | $ 199,866 | $ 78,000 |
| Ames, IA | 14 | $ 1,249,000 | $ 89,214 | $ 71,000 |
| Grand Forks, ND-MN | 14 | $ 897,000 | $ 64,071 | $ 58,000 |
| College Station-Bryan, TX | 13 | $ 1,404,000 | $ 108,000 | $ 103,000 |
| Corvallis, OR | 11 | $ 1,423,000 | $ 129,363 | $ 76,000 |
| Abilene, TX | 9 | $ 435,000 | $ 48,333 | $ 48,000 |
| Bend, OR | 6 | $ 477,000 | $ 79,500 | $ 55,000 |
| Anchorage, AK | 4 | $ 232,000 | $ 58,000 | $ 83,000 |
| Lewiston, ID-WA | 2 | $ 165,000 | $ 82,500 | $ 29,000 |
Mortgage Loan Application Detail Totals for Ge Money Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 61,167 | $8,897,247,000 | $134,862 | $18,000,000 | $65,117 | $8,400,000 |
| Home Improvement | 52,277 | $1,480,111,000 | $24,862 | $990,000 | $68,549 | $2,200,000 |
| Home Purchase | 462 | $77,592,000 | $156,177 | $1,200,000 | $93,377 | $4,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 59,867 | $6,077,864,000 | $99,098 | $2,800,000 | $66,705 | $6,000,000 |
| Not Provided | 28,670 | $1,657,725,000 | $60,156 | $18,000,000 | $65,588 | $8,400,000 |
| Black or African American | 12,143 | $1,201,300,000 | $93,959 | $1,350,000 | $59,938 | $4,800,000 |
| Hispanic | 9,283 | $1,001,895,000 | $94,640 | $2,100,000 | $64,120 | $1,680,000 |
| American Indian or Alaskan Native | 1,810 | $194,821,000 | $99,420 | $2,100,000 | $59,640 | $672,000 |
| Asian | 1,561 | $252,537,000 | $122,934 | $1,200,000 | $82,369 | $3,000,000 |
| Native Hawaiian or Other Pacific Islander | 572 | $68,808,000 | $90,260 | $757,000 | $69,956 | $720,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 113,906 | $10,454,950,000 | $88,215 | $18,000,000 | $64,823 | $8,400,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 52,894 | $4,969,672,000 | $91,196 | $18,000,000 | $61,450 | $8,400,000 |
| Application Withdrawn By Applicant | 26,790 | $3,960,450,000 | $132,360 | $2,800,000 | $64,900 | $6,000,000 |
| Loan Originated | 17,653 | $975,221,000 | $56,140 | $1,303,000 | $73,060 | $3,448,000 |
| Application Approved But Not Accepted | 15,983 | $445,185,000 | $21,862 | $445,000 | $71,980 | $1,320,000 |
| File Closed For Incompleteness | 549 | $100,963,000 | $147,400 | $1,000,000 | $70,844 | $1,320,000 |
| Loan Purchased By The Institution | 18 | $714,000 | $39,000 | $63,000 | $100,000 | $144,000 |
| Preapproval Approved but not Accepted | 15 | $2,357,000 | $157,000 | $550,000 | $80,000 | $200,000 |
| Preapproval Denied by Financial Institution | 4 | $388,000 | $97,000 | $238,000 | $49,000 | $112,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 18,993 | $2,741,265,000 | $134,540 | $1,667,000 | $65,960 | $6,000,000 |
| Credit History | 12,909 | $674,100,000 | $54,640 | $2,000,000 | $58,020 | $1,896,000 |
| Other | 11,860 | $387,618,000 | $31,117 | $18,000,000 | $68,156 | $8,400,000 |
| Collateral | 5,912 | $726,697,000 | $128,660 | $1,300,000 | $66,940 | $2,040,000 |
| Debt-To-Income Ratio | 3,026 | $422,968,000 | $124,760 | $2,000,000 | $41,700 | $1,000,000 |
| Unverifiable Information | 91 | $4,465,000 | $44,740 | $560,000 | $64,296 | $345,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 58 | $6,193,000 | $109,966 | $450,000 | $28,966 | $91,000 |
| Employment History | 49 | $6,754,000 | $136,125 | $466,000 | $51,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ge Money Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ge Money Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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