Geneva Financial LLC Mortgage Lending & HMDA Data, 2024

In 2024, Geneva Financial LLC of Chandler, AZ reported 9,015 mortgage applications totaling $2.4 billion, down 9% from 2023. The average application was for $270,281, and applicants reported an average income of $122,090. 66% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,007), St. Louis, MO-IL (397) and Chicago-Naperville, IL (233) (applications in parentheses).

Mortgage Company & Address Geneva Financial LLC
180 S Arizona Ave Ste 310
Chandler, AZ 85225
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 9,015
Total Mortgage Loan Application Amount $2,436,585,000
Average Mortgage Loan Application Amount $270,281
Highest Mortgage Loan Application Amount $2,925,000
Average Applicant Income $122,090
Highest Applicant Income $6,761,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geneva Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Geneva Financial LLC by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 1,748 $ 361,850,000 $ 207,008 $ 97,759
Phoenix-Mesa-Scottsdale, AZ 1,007 $ 298,925,000 $ 296,847 $ 107,000
St. Louis, MO-IL 397 $ 108,935,000 $ 274,395 $ 123,521
Chicago-Naperville, IL 233 $ 52,285,000 $ 224,399 $ 109,000
Las Vegas-Henderson-Paradise, NV 181 $ 45,405,000 $ 250,856 $ 124,000
Atlanta-Sandy Springs-Roswell, GA 177 $ 43,815,000 $ 247,542 $ 97,000
Fayetteville-Springdale-Rogers, AR-MO 175 $ 42,875,000 $ 245,000 $ 104,000
Houston-The Woodlands-Sugar Land, TX 152 $ 41,920,000 $ 275,789 $ 162,000
Fort Wayne, IN 150 $ 24,670,000 $ 164,466 $ 74,000
Kansas City, MO-KS 139 $ 30,805,000 $ 221,618 $ 107,230
Columbus, OH 136 $ 31,220,000 $ 229,558 $ 95,000
Lexington-Fayette, KY 134 $ 31,460,000 $ 234,776 $ 105,000
Portland-Vancouver-Hillsboro, OR-WA 129 $ 65,585,000 $ 508,410 $ 174,294
Riverside-San Bernardino-Ontario, CA 126 $ 53,320,000 $ 423,174 $ 171,000
Oklahoma City, OK 115 $ 25,035,000 $ 217,695 $ 139,000
Miami-Miami Beach-Kendall, FL 113 $ 49,315,000 $ 436,415 $ 158,000
Lake Havasu City-Kingman, AZ 100 $ 21,720,000 $ 217,200 $ 123,000
Cincinnati, OH-KY-IN 98 $ 15,380,000 $ 156,938 $ 89,795
Orlando-Kissimmee-Sanford, FL 97 $ 28,985,000 $ 298,814 $ 187,000
Indianapolis-Carmel-Anderson, IN 91 $ 16,115,000 $ 177,087 $ 90,000
Cape Coral-Fort Myers, FL 88 $ 25,190,000 $ 286,250 $ 106,000
Dallas-Plano-Irving, TX 88 $ 25,800,000 $ 293,181 $ 133,000
Dayton-Springfield-Kettering, OH 78 $ 11,110,000 $ 142,435 $ 80,000
Tucson, AZ 75 $ 20,725,000 $ 276,333 $ 142,000
El Paso, TX 72 $ 15,230,000 $ 211,527 $ 245,000
Baton Rouge, LA 70 $ 12,000,000 $ 171,428 $ 72,000
Tampa, FL 69 $ 19,695,000 $ 285,434 $ 127,000
Spokane-Spokane Valley, WA 68 $ 17,080,000 $ 251,176 $ 105,000
Richmond, VA 64 $ 21,820,000 $ 340,937 $ 159,000
Sierra Vista-Douglas, AZ 62 $ 15,970,000 $ 257,580 $ 113,000
Yuma, AZ 62 $ 16,260,000 $ 262,258 $ 94,000
Fort Worth-Arlington, TX 56 $ 19,510,000 $ 348,392 $ 136,000
Lakeland-Winter Haven, FL 55 $ 14,725,000 $ 267,727 $ 85,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 53 $ 19,355,000 $ 365,188 $ 123,000
Port St. Lucie, FL 53 $ 13,235,000 $ 249,716 $ 114,000
Newark, NJ-PA 52 $ 23,870,000 $ 459,038 $ 134,000
Baltimore-Columbia-Towson, MD 50 $ 14,680,000 $ 293,600 $ 121,000
Lafayette, LA 48 $ 12,030,000 $ 250,625 $ 88,000
Elgin, IL 46 $ 10,920,000 $ 237,391 $ 119,000
Anchorage, AK 45 $ 14,565,000 $ 323,666 $ 102,000
Cleveland, OH 42 $ 5,200,000 $ 123,809 $ 156,000
Jacksonville, FL 42 $ 9,720,000 $ 231,428 $ 143,000
Detroit-Dearborn-Livonia, MI 40 $ 4,970,000 $ 124,250 $ 66,000
Washington, DC-MD 39 $ 14,885,000 $ 381,666 $ 153,717
Jefferson City, MO 38 $ 8,140,000 $ 214,210 $ 91,000
San Diego-Carlsbad, CA 37 $ 21,885,000 $ 591,486 $ 182,000
Seattle-Bellevue-Everett, WA 36 $ 23,880,000 $ 663,333 $ 346,000
Minneapolis-St. Paul-Bloomington, MN-WI 34 $ 11,380,000 $ 334,705 $ 183,000
Ocala, FL 34 $ 6,970,000 $ 205,000 $ 137,000
Austin-Round Rock, TX 33 $ 10,375,000 $ 314,393 $ 112,000
Los Angeles-Long Beach-Glendale, CA 33 $ 20,595,000 $ 624,090 $ 261,000
Nashville-Davidson--Murfreesboro--Franklin, TN 33 $ 13,285,000 $ 402,575 $ 174,000
Sacramento--Roseville--Arden-Arcade, CA 33 $ 14,855,000 $ 450,151 $ 222,000
Denver-Aurora-Lakewood, CO 31 $ 12,835,000 $ 414,032 $ 217,000
Everett, WA 30 $ 18,410,000 $ 613,666 $ 430,000
San Antonio-New Braunfels, TX 30 $ 7,710,000 $ 257,000 $ 276,000
Tacoma-Lakewood, WA 30 $ 15,110,000 $ 503,666 $ 540,000
Elkhart-Goshen, IN 27 $ 3,685,000 $ 136,481 $ 58,000
Midland, TX 27 $ 6,095,000 $ 225,740 $ 89,000
Grand Junction, CO 26 $ 9,010,000 $ 346,538 $ 117,000
Kankakee, IL 26 $ 4,220,000 $ 162,307 $ 97,000
Lake County-Porter County-Jasper County, IN 25 $ 4,565,000 $ 182,600 $ 118,000
Midland, MI 25 $ 4,355,000 $ 174,200 $ 90,000
Warren-Troy-Farmington Hills, MI 25 $ 6,745,000 $ 269,800 $ 94,000
Lake County-Kenosha County, IL-WI 24 $ 5,600,000 $ 233,333 $ 108,000
Lima, OH 23 $ 2,665,000 $ 115,869 $ 101,000
Anaheim-Santa Ana-Irvine, CA 22 $ 21,250,000 $ 965,909 $ 718,000
Brownsville-Harlingen, TX 22 $ 5,520,000 $ 250,909 $ 159,000
Milwaukee-Waukesha-West Allis, WI 22 $ 5,790,000 $ 263,181 $ 115,000
Worcester, MA-CT 22 $ 9,600,000 $ 436,363 $ 119,000
Columbia, SC 21 $ 5,105,000 $ 243,095 $ 80,000
Vallejo-Fairfield, CA 21 $ 8,855,000 $ 421,666 $ 121,000
Boise City, ID 20 $ 8,850,000 $ 442,500 $ 193,000
Memphis, TN-MS-AR 20 $ 2,640,000 $ 132,000 $ 166,700
West Palm Beach-Boca Raton-Delray Beach, FL 20 $ 7,740,000 $ 387,000 $ 140,000
Charlotte-Concord-Gastonia, NC-SC 19 $ 5,135,000 $ 270,263 $ 113,000
Louisville/Jefferson County, KY-IN 19 $ 4,425,000 $ 232,894 $ 153,368
Portland-South Portland, ME 19 $ 5,925,000 $ 311,842 $ 99,000
Prescott Valley-Prescott, AZ 19 $ 5,495,000 $ 289,210 $ 119,000
Lakewood-New Brunswick, NJ 18 $ 7,650,000 $ 425,000 $ 143,000
Colorado Springs, CO 17 $ 7,405,000 $ 435,588 $ 189,000
Springfield, OH 17 $ 2,095,000 $ 123,235 $ 64,000
Virginia Beach-Norfolk-Newport News, VA-NC 17 $ 5,805,000 $ 341,470 $ 136,000
Knoxville, TN 16 $ 5,280,000 $ 330,000 $ 123,000
Palm Bay-Melbourne-Titusville, FL 16 $ 5,030,000 $ 314,375 $ 96,000
San Angelo, TX 16 $ 3,970,000 $ 248,125 $ 133,000
Sebring, FL 16 $ 3,850,000 $ 240,625 $ 101,000
Albuquerque, NM 15 $ 4,075,000 $ 271,666 $ 86,000
Arlington-Alexandria-Reston, VA-WV 15 $ 6,675,000 $ 445,000 $ 155,000
Flagstaff, AZ 15 $ 6,855,000 $ 457,000 $ 222,000
Homosassa Springs, FL 15 $ 3,505,000 $ 233,666 $ 74,000
Marietta, GA 15 $ 5,695,000 $ 379,666 $ 147,000
North Port-Sarasota-Bradenton, FL 15 $ 3,875,000 $ 258,333 $ 96,000
Sebastian-Vero Beach, FL 15 $ 4,305,000 $ 287,000 $ 105,000
Tulsa, OK 15 $ 3,815,000 $ 254,333 $ 115,000
Oakland-Hayward-Berkeley, CA 14 $ 7,600,000 $ 542,857 $ 194,000
Athens-Clarke County, GA 13 $ 3,545,000 $ 272,692 $ 104,000
Cambridge-Newton-Framingham, MA 13 $ 5,675,000 $ 436,538 $ 172,000
Cape Girardeau, MO-IL 13 $ 2,635,000 $ 202,692 $ 85,000
Clarksville, TN-KY 13 $ 4,105,000 $ 315,769 $ 126,000
Killeen-Temple, TX 13 $ 2,275,000 $ 175,000 $ 134,000
Mobile, AL 13 $ 1,485,000 $ 114,230 $ 66,000
Springfield, MA 13 $ 3,925,000 $ 301,923 $ 98,000
St. Petersburg-Clearwater-Largo, FL 13 $ 2,815,000 $ 216,538 $ 205,000
Birmingham-Hoover, AL 12 $ 1,440,000 $ 120,000 $ 198,000
Canton-Massillon, OH 12 $ 2,340,000 $ 195,000 $ 102,000
Deltona-Daytona Beach-Ormond Beach, FL 12 $ 3,140,000 $ 261,666 $ 171,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 12 $ 3,390,000 $ 282,500 $ 124,000
Bakersfield, CA 11 $ 3,355,000 $ 305,000 $ 122,000
Columbia, MO 11 $ 2,355,000 $ 214,090 $ 91,000
Little Rock-North Little Rock-Conway, AR 11 $ 1,935,000 $ 175,909 $ 133,000
Naples-Immokalee-Marco Island, FL 11 $ 4,395,000 $ 399,545 $ 136,000
New York-Jersey City-White Plains, NY-NJ 11 $ 5,255,000 $ 477,727 $ 129,000
Toledo, OH 11 $ 1,145,000 $ 104,090 $ 145,000
Akron, OH 10 $ 1,410,000 $ 141,000 $ 125,000
Crestview-Fort Walton Beach-Destin, FL 10 $ 4,890,000 $ 489,000 $ 173,000
Evansville, IN-KY 10 $ 1,650,000 $ 165,000 $ 71,000
Fort Smith, AR-OK 10 $ 1,400,000 $ 140,000 $ 85,000
Las Cruces, NM 10 $ 2,660,000 $ 266,000 $ 92,000
Odessa, TX 10 $ 2,280,000 $ 228,000 $ 104,000
Punta Gorda, FL 10 $ 2,780,000 $ 278,000 $ 145,000
Rockford, IL 10 $ 1,380,000 $ 138,000 $ 64,000
Springfield, IL 10 $ 1,820,000 $ 182,000 $ 102,000
Bend-Redmond, OR 9 $ 3,475,000 $ 386,111 $ 126,000
Lewiston-Auburn, ME 9 $ 1,985,000 $ 220,555 $ 128,000
Montgomery, AL 9 $ 665,000 $ 73,888 $ 178,000
Oxnard-Thousand Oaks-Ventura, CA 9 $ 7,175,000 $ 797,222 $ 262,000
Salem, OR 9 $ 3,315,000 $ 368,333 $ 119,000
Washington-Baltimore-Arlington, DC 9 $ 3,895,000 $ 432,777 $ 171,000
Bay City, MI 8 $ 980,000 $ 122,500 $ 56,000
Charleston-North Charleston, SC 8 $ 3,360,000 $ 420,000 $ 138,000
Kennewick-Richland, WA 8 $ 2,790,000 $ 348,750 $ 191,000
Macon-Bibb County, GA 8 $ 950,000 $ 118,750 $ 74,000
Manchester-Nashua, NH 8 $ 2,790,000 $ 348,750 $ 118,000
Pocatello, ID 8 $ 1,880,000 $ 235,000 $ 181,000
Albany, OR 7 $ 3,285,000 $ 469,285 $ 159,000
Boston, MA 7 $ 2,835,000 $ 405,000 $ 174,000
Fort Collins, CO 7 $ 4,545,000 $ 649,285 $ 217,000
Hinesville, GA 7 $ 1,415,000 $ 202,142 $ 75,000
Kokomo, IN 7 $ 645,000 $ 92,142 $ 105,000
Monroe, MI 7 $ 1,095,000 $ 156,428 $ 63,000
Panama City, FL 7 $ 1,185,000 $ 169,285 $ 65,000
Saginaw, MI 7 $ 745,000 $ 106,428 $ 54,000
Santa Maria-Santa Barbara, CA 7 $ 4,475,000 $ 639,285 $ 166,000
Tallahassee, FL 7 $ 1,825,000 $ 260,714 $ 91,000
Wichita, KS 7 $ 1,185,000 $ 169,285 $ 75,000
York-Hanover, PA 7 $ 2,175,000 $ 310,714 $ 166,000
Ann Arbor, MI 6 $ 2,020,000 $ 336,666 $ 122,000
Augusta-Richmond County, GA-SC 6 $ 860,000 $ 143,333 $ 200,000
Daphne-Fairhope-Foley, AL 6 $ 2,270,000 $ 378,333 $ 86,000
Des Moines-West Des Moines, IA 6 $ 1,720,000 $ 286,666 $ 139,000
Durham-Chapel Hill, NC 6 $ 1,910,000 $ 318,333 $ 79,000
Fresno, CA 6 $ 2,330,000 $ 388,333 $ 143,000
McAllen-Edinburg-Mission, TX 6 $ 1,830,000 $ 305,000 $ 185,000
Pittsburgh, PA 6 $ 1,580,000 $ 263,333 $ 43,000
Raleigh, NC 6 $ 1,820,000 $ 303,333 $ 99,000
Wilmington, DE-MD-NJ 6 $ 1,740,000 $ 290,000 $ 130,666
Winston-Salem, NC 6 $ 910,000 $ 151,666 $ 67,000
Allentown-Bethlehem-Easton, PA-NJ 5 $ 1,975,000 $ 395,000 $ 149,200
Amherst Town-Northampton, MA 5 $ 1,615,000 $ 323,000 $ 46,000
Columbus, IN 5 $ 1,545,000 $ 309,000 $ 102,000
Corpus Christi, TX 5 $ 1,555,000 $ 311,000 $ 110,000
Florence, SC 5 $ 875,000 $ 175,000 $ 101,000
Greenville-Anderson-Mauldin, SC 5 $ 1,425,000 $ 285,000 $ 83,000
Jacksonville, NC 5 $ 875,000 $ 175,000 $ 199,000
Lubbock, TX 5 $ 755,000 $ 151,000 $ 157,000
Muncie, IN 5 $ 465,000 $ 93,000 $ 206,000
Napa, CA 5 $ 3,465,000 $ 693,000 $ 178,000
Providence-Warwick, RI-MA 5 $ 2,165,000 $ 433,000 $ 154,800
Sherman-Denison, TX 5 $ 1,445,000 $ 289,000 $ 166,000
Slidell-Mandeville-Covington, LA 5 $ 935,000 $ 187,000 $ 57,000
Springfield, MO 5 $ 525,000 $ 105,000 $ 55,000
St. Joseph, MO-KS 5 $ 505,000 $ 101,000 $ 70,000
Sumter, SC 5 $ 665,000 $ 133,000 $ 62,000
Tyler, TX 5 $ 1,605,000 $ 321,000 $ 142,000
Urban Honolulu, HI 5 $ 1,675,000 $ 335,000 $ 154,000
Warner Robins, GA 5 $ 875,000 $ 175,000 $ 86,000
Bowling Green, KY 4 $ 900,000 $ 225,000 $ 75,000
Camden, NJ 4 $ 1,290,000 $ 322,500 $ 65,000
Charlottesville, VA 4 $ 1,270,000 $ 317,500 $ 0
Gulfport-Biloxi-Pascagoula, MS 4 $ 750,000 $ 187,500 $ 71,000
Hammond, LA 4 $ 1,080,000 $ 270,000 $ 88,000
Joplin, MO 4 $ 750,000 $ 187,500 $ 135,000
Longview, TX 4 $ 770,000 $ 192,500 $ 151,000
New Orleans-Metairie, LA 4 $ 630,000 $ 157,500 $ 89,000
Reno, NV 4 $ 2,750,000 $ 687,500 $ 1,704,000
Roanoke, VA 4 $ 1,130,000 $ 282,500 $ 143,000
South Bend-Mishawaka, IN-MI 4 $ 240,000 $ 60,000 $ 91,000
Stockton-Lodi, CA 4 $ 1,540,000 $ 385,000 $ 72,000
Topeka, KS 4 $ 600,000 $ 150,000 $ 60,000
Albany, GA 3 $ 695,000 $ 231,666 $ 99,000
Cleveland, TN 3 $ 815,000 $ 271,666 $ 94,000
Davenport-Moline-Rock Island, IA-IL 3 $ 315,000 $ 105,000 $ 147,333
Gainesville, GA 3 $ 985,000 $ 328,333 $ 82,000
Greensboro-High Point, NC 3 $ 455,000 $ 151,666 $ 89,000
Jackson, MS 3 $ 945,000 $ 315,000 $ 158,000
Lake Charles, LA 3 $ 455,000 $ 151,666 $ 143,000
Lawton, OK 3 $ 335,000 $ 111,666 $ 59,000
Lynchburg, VA 3 $ 745,000 $ 248,333 $ 60,000
Merced, CA 3 $ 985,000 $ 328,333 $ 90,000
Modesto, CA 3 $ 1,125,000 $ 375,000 $ 114,000
Olympia-Tumwater, WA 3 $ 1,235,000 $ 411,666 $ 237,000
Omaha-Council Bluffs, NE-IA 3 $ 775,000 $ 258,333 $ 62,000
Salt Lake City, UT 3 $ 1,675,000 $ 558,333 $ 148,000
Santa Rosa, CA 3 $ 2,215,000 $ 738,333 $ 147,000
Shreveport-Bossier City, LA 3 $ 705,000 $ 235,000 $ 89,000
St. Cloud, MN 3 $ 765,000 $ 255,000 $ 99,000
Waco, TX 3 $ 395,000 $ 131,666 $ 105,000
Wilmington, NC 3 $ 505,000 $ 168,333 $ 175,000
Yakima, WA 3 $ 505,000 $ 168,333 $ 58,000
Youngstown-Warren-Boardman, OH-PA 3 $ 905,000 $ 301,666 $ 143,000
Abilene, TX 2 $ 670,000 $ 335,000 $ 121,000
Alexandria, LA 2 $ 330,000 $ 165,000 $ 69,000
Barnstable Town, MA 2 $ 1,300,000 $ 650,000 $ 194,000
Beaumont-Port Arthur, TX 2 $ 230,000 $ 115,000 $ 116,000
Bloomington, IL 2 $ 610,000 $ 305,000 $ 164,000
Bridgeport-Stamford-Norwalk, CT 2 $ 560,000 $ 280,000 $ 0
Burlington, NC 2 $ 540,000 $ 270,000 $ 109,000
Charleston, WV 2 $ 150,000 $ 75,000 $ 94,000
Cheyenne, WY 2 $ 980,000 $ 490,000 $ 133,000
Coeur D'Alene, ID 2 $ 950,000 $ 475,000 $ 145,000
Columbus, GA-AL 2 $ 440,000 $ 220,000 $ 79,000
Dothan, AL 2 $ 630,000 $ 315,000 $ 160,000
Enid, OK 2 $ 950,000 $ 475,000 $ 216,000
Eugene, OR 2 $ 810,000 $ 405,000 $ 0
Florence-Muscle Shoals, AL 2 $ 280,000 $ 140,000 $ 57,000
Greeley, CO 2 $ 690,000 $ 345,000 $ 86,000
Hagerstown-Martinsburg, MD-WV 2 $ 660,000 $ 330,000 $ 72,000
Hilton Head Island-Bluffton-Beaufort, SC 2 $ 630,000 $ 315,000 $ 68,000
Huntsville, AL 2 $ 230,000 $ 115,000 $ 255,000
Jackson, MI 2 $ 590,000 $ 295,000 $ 114,000
Lafayette-West Lafayette, IN 2 $ 550,000 $ 275,000 $ 101,000
Lancaster, PA 2 $ 1,070,000 $ 535,000 $ 149,000
Lexington Park, MD 2 $ 760,000 $ 380,000 $ 137,000
Longview, WA 2 $ 760,000 $ 380,000 $ 175,000
Mankato-North Mankato, MN 2 $ 420,000 $ 210,000 $ 60,000
Peoria, IL 2 $ 350,000 $ 175,000 $ 43,000
Philadelphia, PA 2 $ 890,000 $ 445,000 $ 0
Provo-Orem, UT 2 $ 1,010,000 $ 505,000 $ 148,000
Pueblo, CO 2 $ 740,000 $ 370,000 $ 92,000
Rochester, MN 2 $ 540,000 $ 270,000 $ 85,000
Rome, GA 2 $ 620,000 $ 310,000 $ 106,000
San Jose-Sunnyvale-Santa Clara, CA 2 $ 2,830,000 $ 1,415,000 $ 215,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 2 $ 1,110,000 $ 555,000 $ 314,000
Santa Fe, NM 2 $ 610,000 $ 305,000 $ 112,000
Savannah, GA 2 $ 450,000 $ 225,000 $ 49,000
Valdosta, GA 2 $ 430,000 $ 215,000 $ 70,000
Vineland-Bridgeton, NJ 2 $ 590,000 $ 295,000 $ 76,000
Waterbury-Shelton, CT 2 $ 260,000 $ 130,000 $ 79,000
Yuba City, CA 2 $ 770,000 $ 385,000 $ 82,000
Altoona, PA 1 $ 45,000 $ 45,000 $ 67,000
Ames, IA 1 $ 135,000 $ 135,000 $ 44,000
Appleton, WI 1 $ 455,000 $ 455,000 $ 109,000
Atlantic City-Hammonton, NJ 1 $ 365,000 $ 365,000 $ 140,000
Bangor, ME 1 $ 325,000 $ 325,000 $ 178,000
Bellingham, WA 1 $ 555,000 $ 555,000 $ 192,000
Boulder, CO 1 $ 565,000 $ 565,000 $ 0
Casper, WY 1 $ 405,000 $ 405,000 $ 109,000
Chambersburg-Waynesboro, PA 1 $ 255,000 $ 255,000 $ 136,000
Chattanooga, TN-GA 1 $ 315,000 $ 315,000 $ 0
College Station-Bryan, TX 1 $ 175,000 $ 175,000 $ 80,000
Corvallis, OR 1 $ 305,000 $ 305,000 $ 0
Decatur, AL 1 $ 165,000 $ 165,000 $ 0
Decatur, IL 1 $ 235,000 $ 235,000 $ 114,000
Dover, DE 1 $ 195,000 $ 195,000 $ 250,000
El Centro, CA 1 $ 505,000 $ 505,000 $ 0
Elizabethtown-Fort Knox, KY 1 $ 175,000 $ 175,000 $ 60,000
Fairbanks, AK 1 $ 505,000 $ 505,000 $ 0
Fayetteville, NC 1 $ 125,000 $ 125,000 $ 102,000
Flint, MI 1 $ 245,000 $ 245,000 $ 70,000
Gainesville, FL 1 $ 245,000 $ 245,000 $ 151,000
Grand Rapids-Wyoming, MI 1 $ 295,000 $ 295,000 $ 344,000
Grants Pass, OR 1 $ 495,000 $ 495,000 $ 167,000
Green Bay, WI 1 $ 195,000 $ 195,000 $ 56,000
Hanford-Corcoran, CA 1 $ 385,000 $ 385,000 $ 0
Harrisburg-Carlisle, PA 1 $ 265,000 $ 265,000 $ 63,000
Hartford-West Hartford-East Hartford, CT 1 $ 295,000 $ 295,000 $ 79,000
Hattiesburg, MS 1 $ 175,000 $ 175,000 $ 56,000
Hickory-Lenoir-Morganton, NC 1 $ 145,000 $ 145,000 $ 0
Hot Springs, AR 1 $ 305,000 $ 305,000 $ 94,000
Huntington-Ashland, WV-KY-OH 1 $ 225,000 $ 225,000 $ 49,000
Idaho Falls, ID 1 $ 195,000 $ 195,000 $ 120,000
Iowa City, IA 1 $ 185,000 $ 185,000 $ 125,000
Jackson, TN 1 $ 125,000 $ 125,000 $ 27,000
Kenosha, WI 1 $ 175,000 $ 175,000 $ 100,000
Kingsport-Bristol-Bristol, TN-VA 1 $ 85,000 $ 85,000 $ 11,000
Madison, WI 1 $ 115,000 $ 115,000 $ 40,000
Manhattan, KS 1 $ 315,000 $ 315,000 $ 90,000
Michigan City-La Porte, IN 1 $ 195,000 $ 195,000 $ 104,000
Monroe, LA 1 $ 245,000 $ 245,000 $ 73,000
Montgomery County-Bucks County-Chester County, PA 1 $ 155,000 $ 155,000 $ 220,000
Morgantown, WV 1 $ 505,000 $ 505,000 $ 0
Ogden-Clearfield, UT 1 $ 395,000 $ 395,000 $ 0
Owensboro, KY 1 $ 165,000 $ 165,000 $ 0
Pensacola-Ferry Pass-Brent, FL 1 $ 235,000 $ 235,000 $ 114,000
Pinehurst-Southern Pines, NC 1 $ 505,000 $ 505,000 $ 167,000
Pittsfield, MA 1 $ 215,000 $ 215,000 $ 118,000
Racine, WI 1 $ 395,000 $ 395,000 $ 124,000
Rockingham County-Strafford County, NH 1 $ 235,000 $ 235,000 $ 0
Sandusky, OH 1 $ 135,000 $ 135,000 $ 0
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 55,000 $ 55,000 $ 164,000
Sheboygan, WI 1 $ 185,000 $ 185,000 $ 66,000
Sioux Falls, SD 1 $ 385,000 $ 385,000 $ 100,000
Spartanburg, SC 1 $ 255,000 $ 255,000 $ 82,000
Texarkana, TX-AR 1 $ 235,000 $ 235,000 $ 66,000
Trenton, NJ 1 $ 15,000 $ 15,000 $ 0
Visalia-Porterville, CA 1 $ 495,000 $ 495,000 $ 291,000
Waterloo-Cedar Falls, IA 1 $ 145,000 $ 145,000 $ 0
Winchester, VA-WV 1 $ 505,000 $ 505,000 $ 0

Mortgage Loan Application Detail Totals for Geneva Financial LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,455 $1,948,135,000 $261,000 $2,755,000 $118,000 $6,761,000
Cash-out Refinancing 1,090 $325,280,000 $298,000 $2,925,000 $139,000 $3,695,000
Refinancing 462 $161,230,000 $348,000 $1,905,000 $147,000 $2,316,000
Other Purpose 8 $1,940,000 $242,000 $505,000 $192,000 $355,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,422 $1,188,040,000 $268,000 $2,925,000 $126,000 $4,578,000
Hispanic 2,507 $680,785,000 $271,000 $2,755,000 $114,000 $6,761,000
Black or African American 1,160 $283,970,000 $244,000 $1,955,000 $106,000 $667,000
Not Provided 508 $158,100,000 $311,000 $1,505,000 $132,000 $960,000
Asian 264 $81,570,000 $308,000 $1,415,000 $150,000 $1,125,000
American Indian or Alaskan Native 104 $29,000,000 $278,000 $2,435,000 $114,000 $848,000
Native Hawaiian or Other Pacific Islander 50 $15,120,000 $302,000 $1,415,000 $123,000 $268,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,368 $1,363,500,000 $254,000 $2,925,000 $139,000 $6,761,000
FHA-insured (Federal Housing Administration) 2,827 $806,805,000 $285,000 $1,105,000 $93,000 $463,000
VA-guaranteed (Veterans Administration) 596 $221,030,000 $370,000 $1,675,000 $121,000 $3,296,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 224 $45,250,000 $202,000 $475,000 $75,000 $157,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,938 $1,562,800,000 $263,000 $2,925,000 $120,000 $6,761,000
Application Withdrawn By Applicant 2,703 $764,085,000 $282,000 $2,805,000 $132,000 $4,578,000
Application Denied By Financial Institution 245 $67,285,000 $274,000 $1,905,000 $105,000 $780,000
Application Approved But Not Accepted 65 $20,325,000 $312,000 $1,035,000 $134,000 $1,031,000
File Closed For Incompleteness 64 $22,090,000 $345,000 $1,035,000 $140,000 $960,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,770 $2,369,300,000 $270,000 $2,925,000 $122,000 $6,761,000
Debt-To-Income Ratio 77 $21,125,000 $274,000 $765,000 $85,000 $306,000
Other 46 $11,830,000 $257,000 $1,445,000 $149,000 $780,000
Collateral 44 $10,760,000 $244,000 $775,000 $110,000 $488,000
Credit History 33 $11,545,000 $349,000 $1,905,000 $111,000 $440,000
Employment History 24 $6,370,000 $265,000 $615,000 $82,000 $230,000
Unverifiable Information 20 $5,520,000 $276,000 $595,000 $89,000 $194,000
Credit Application Incomplete 1 $135,000 $135,000 $135,000 $60,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Geneva Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

Download the Arizona Lender List