In 2024, Geneva Financial LLC of Chandler, AZ reported 9,015 mortgage applications totaling $2.4 billion, down 9% from 2023. The average application was for $270,281, and applicants reported an average income of $122,090. 66% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,007), St. Louis, MO-IL (397) and Chicago-Naperville, IL (233) (applications in parentheses).
| Mortgage Company & Address | Geneva Financial LLC 180 S Arizona Ave Ste 310 Chandler, AZ 85225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 9,015 |
| Total Mortgage Loan Application Amount | $2,436,585,000 |
| Average Mortgage Loan Application Amount | $270,281 |
| Highest Mortgage Loan Application Amount | $2,925,000 |
| Average Applicant Income | $122,090 |
| Highest Applicant Income | $6,761,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geneva Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,748 | $ 361,850,000 | $ 207,008 | $ 97,759 |
| Phoenix-Mesa-Scottsdale, AZ | 1,007 | $ 298,925,000 | $ 296,847 | $ 107,000 |
| St. Louis, MO-IL | 397 | $ 108,935,000 | $ 274,395 | $ 123,521 |
| Chicago-Naperville, IL | 233 | $ 52,285,000 | $ 224,399 | $ 109,000 |
| Las Vegas-Henderson-Paradise, NV | 181 | $ 45,405,000 | $ 250,856 | $ 124,000 |
| Atlanta-Sandy Springs-Roswell, GA | 177 | $ 43,815,000 | $ 247,542 | $ 97,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 175 | $ 42,875,000 | $ 245,000 | $ 104,000 |
| Houston-The Woodlands-Sugar Land, TX | 152 | $ 41,920,000 | $ 275,789 | $ 162,000 |
| Fort Wayne, IN | 150 | $ 24,670,000 | $ 164,466 | $ 74,000 |
| Kansas City, MO-KS | 139 | $ 30,805,000 | $ 221,618 | $ 107,230 |
| Columbus, OH | 136 | $ 31,220,000 | $ 229,558 | $ 95,000 |
| Lexington-Fayette, KY | 134 | $ 31,460,000 | $ 234,776 | $ 105,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 129 | $ 65,585,000 | $ 508,410 | $ 174,294 |
| Riverside-San Bernardino-Ontario, CA | 126 | $ 53,320,000 | $ 423,174 | $ 171,000 |
| Oklahoma City, OK | 115 | $ 25,035,000 | $ 217,695 | $ 139,000 |
| Miami-Miami Beach-Kendall, FL | 113 | $ 49,315,000 | $ 436,415 | $ 158,000 |
| Lake Havasu City-Kingman, AZ | 100 | $ 21,720,000 | $ 217,200 | $ 123,000 |
| Cincinnati, OH-KY-IN | 98 | $ 15,380,000 | $ 156,938 | $ 89,795 |
| Orlando-Kissimmee-Sanford, FL | 97 | $ 28,985,000 | $ 298,814 | $ 187,000 |
| Indianapolis-Carmel-Anderson, IN | 91 | $ 16,115,000 | $ 177,087 | $ 90,000 |
| Cape Coral-Fort Myers, FL | 88 | $ 25,190,000 | $ 286,250 | $ 106,000 |
| Dallas-Plano-Irving, TX | 88 | $ 25,800,000 | $ 293,181 | $ 133,000 |
| Dayton-Springfield-Kettering, OH | 78 | $ 11,110,000 | $ 142,435 | $ 80,000 |
| Tucson, AZ | 75 | $ 20,725,000 | $ 276,333 | $ 142,000 |
| El Paso, TX | 72 | $ 15,230,000 | $ 211,527 | $ 245,000 |
| Baton Rouge, LA | 70 | $ 12,000,000 | $ 171,428 | $ 72,000 |
| Tampa, FL | 69 | $ 19,695,000 | $ 285,434 | $ 127,000 |
| Spokane-Spokane Valley, WA | 68 | $ 17,080,000 | $ 251,176 | $ 105,000 |
| Richmond, VA | 64 | $ 21,820,000 | $ 340,937 | $ 159,000 |
| Sierra Vista-Douglas, AZ | 62 | $ 15,970,000 | $ 257,580 | $ 113,000 |
| Yuma, AZ | 62 | $ 16,260,000 | $ 262,258 | $ 94,000 |
| Fort Worth-Arlington, TX | 56 | $ 19,510,000 | $ 348,392 | $ 136,000 |
| Lakeland-Winter Haven, FL | 55 | $ 14,725,000 | $ 267,727 | $ 85,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 53 | $ 19,355,000 | $ 365,188 | $ 123,000 |
| Port St. Lucie, FL | 53 | $ 13,235,000 | $ 249,716 | $ 114,000 |
| Newark, NJ-PA | 52 | $ 23,870,000 | $ 459,038 | $ 134,000 |
| Baltimore-Columbia-Towson, MD | 50 | $ 14,680,000 | $ 293,600 | $ 121,000 |
| Lafayette, LA | 48 | $ 12,030,000 | $ 250,625 | $ 88,000 |
| Elgin, IL | 46 | $ 10,920,000 | $ 237,391 | $ 119,000 |
| Anchorage, AK | 45 | $ 14,565,000 | $ 323,666 | $ 102,000 |
| Cleveland, OH | 42 | $ 5,200,000 | $ 123,809 | $ 156,000 |
| Jacksonville, FL | 42 | $ 9,720,000 | $ 231,428 | $ 143,000 |
| Detroit-Dearborn-Livonia, MI | 40 | $ 4,970,000 | $ 124,250 | $ 66,000 |
| Washington, DC-MD | 39 | $ 14,885,000 | $ 381,666 | $ 153,717 |
| Jefferson City, MO | 38 | $ 8,140,000 | $ 214,210 | $ 91,000 |
| San Diego-Carlsbad, CA | 37 | $ 21,885,000 | $ 591,486 | $ 182,000 |
| Seattle-Bellevue-Everett, WA | 36 | $ 23,880,000 | $ 663,333 | $ 346,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 34 | $ 11,380,000 | $ 334,705 | $ 183,000 |
| Ocala, FL | 34 | $ 6,970,000 | $ 205,000 | $ 137,000 |
| Austin-Round Rock, TX | 33 | $ 10,375,000 | $ 314,393 | $ 112,000 |
| Los Angeles-Long Beach-Glendale, CA | 33 | $ 20,595,000 | $ 624,090 | $ 261,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 33 | $ 13,285,000 | $ 402,575 | $ 174,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 33 | $ 14,855,000 | $ 450,151 | $ 222,000 |
| Denver-Aurora-Lakewood, CO | 31 | $ 12,835,000 | $ 414,032 | $ 217,000 |
| Everett, WA | 30 | $ 18,410,000 | $ 613,666 | $ 430,000 |
| San Antonio-New Braunfels, TX | 30 | $ 7,710,000 | $ 257,000 | $ 276,000 |
| Tacoma-Lakewood, WA | 30 | $ 15,110,000 | $ 503,666 | $ 540,000 |
| Elkhart-Goshen, IN | 27 | $ 3,685,000 | $ 136,481 | $ 58,000 |
| Midland, TX | 27 | $ 6,095,000 | $ 225,740 | $ 89,000 |
| Grand Junction, CO | 26 | $ 9,010,000 | $ 346,538 | $ 117,000 |
| Kankakee, IL | 26 | $ 4,220,000 | $ 162,307 | $ 97,000 |
| Lake County-Porter County-Jasper County, IN | 25 | $ 4,565,000 | $ 182,600 | $ 118,000 |
| Midland, MI | 25 | $ 4,355,000 | $ 174,200 | $ 90,000 |
| Warren-Troy-Farmington Hills, MI | 25 | $ 6,745,000 | $ 269,800 | $ 94,000 |
| Lake County-Kenosha County, IL-WI | 24 | $ 5,600,000 | $ 233,333 | $ 108,000 |
| Lima, OH | 23 | $ 2,665,000 | $ 115,869 | $ 101,000 |
| Anaheim-Santa Ana-Irvine, CA | 22 | $ 21,250,000 | $ 965,909 | $ 718,000 |
| Brownsville-Harlingen, TX | 22 | $ 5,520,000 | $ 250,909 | $ 159,000 |
| Milwaukee-Waukesha-West Allis, WI | 22 | $ 5,790,000 | $ 263,181 | $ 115,000 |
| Worcester, MA-CT | 22 | $ 9,600,000 | $ 436,363 | $ 119,000 |
| Columbia, SC | 21 | $ 5,105,000 | $ 243,095 | $ 80,000 |
| Vallejo-Fairfield, CA | 21 | $ 8,855,000 | $ 421,666 | $ 121,000 |
| Boise City, ID | 20 | $ 8,850,000 | $ 442,500 | $ 193,000 |
| Memphis, TN-MS-AR | 20 | $ 2,640,000 | $ 132,000 | $ 166,700 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 20 | $ 7,740,000 | $ 387,000 | $ 140,000 |
| Charlotte-Concord-Gastonia, NC-SC | 19 | $ 5,135,000 | $ 270,263 | $ 113,000 |
| Louisville/Jefferson County, KY-IN | 19 | $ 4,425,000 | $ 232,894 | $ 153,368 |
| Portland-South Portland, ME | 19 | $ 5,925,000 | $ 311,842 | $ 99,000 |
| Prescott Valley-Prescott, AZ | 19 | $ 5,495,000 | $ 289,210 | $ 119,000 |
| Lakewood-New Brunswick, NJ | 18 | $ 7,650,000 | $ 425,000 | $ 143,000 |
| Colorado Springs, CO | 17 | $ 7,405,000 | $ 435,588 | $ 189,000 |
| Springfield, OH | 17 | $ 2,095,000 | $ 123,235 | $ 64,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 17 | $ 5,805,000 | $ 341,470 | $ 136,000 |
| Knoxville, TN | 16 | $ 5,280,000 | $ 330,000 | $ 123,000 |
| Palm Bay-Melbourne-Titusville, FL | 16 | $ 5,030,000 | $ 314,375 | $ 96,000 |
| San Angelo, TX | 16 | $ 3,970,000 | $ 248,125 | $ 133,000 |
| Sebring, FL | 16 | $ 3,850,000 | $ 240,625 | $ 101,000 |
| Albuquerque, NM | 15 | $ 4,075,000 | $ 271,666 | $ 86,000 |
| Arlington-Alexandria-Reston, VA-WV | 15 | $ 6,675,000 | $ 445,000 | $ 155,000 |
| Flagstaff, AZ | 15 | $ 6,855,000 | $ 457,000 | $ 222,000 |
| Homosassa Springs, FL | 15 | $ 3,505,000 | $ 233,666 | $ 74,000 |
| Marietta, GA | 15 | $ 5,695,000 | $ 379,666 | $ 147,000 |
| North Port-Sarasota-Bradenton, FL | 15 | $ 3,875,000 | $ 258,333 | $ 96,000 |
| Sebastian-Vero Beach, FL | 15 | $ 4,305,000 | $ 287,000 | $ 105,000 |
| Tulsa, OK | 15 | $ 3,815,000 | $ 254,333 | $ 115,000 |
| Oakland-Hayward-Berkeley, CA | 14 | $ 7,600,000 | $ 542,857 | $ 194,000 |
| Athens-Clarke County, GA | 13 | $ 3,545,000 | $ 272,692 | $ 104,000 |
| Cambridge-Newton-Framingham, MA | 13 | $ 5,675,000 | $ 436,538 | $ 172,000 |
| Cape Girardeau, MO-IL | 13 | $ 2,635,000 | $ 202,692 | $ 85,000 |
| Clarksville, TN-KY | 13 | $ 4,105,000 | $ 315,769 | $ 126,000 |
| Killeen-Temple, TX | 13 | $ 2,275,000 | $ 175,000 | $ 134,000 |
| Mobile, AL | 13 | $ 1,485,000 | $ 114,230 | $ 66,000 |
| Springfield, MA | 13 | $ 3,925,000 | $ 301,923 | $ 98,000 |
| St. Petersburg-Clearwater-Largo, FL | 13 | $ 2,815,000 | $ 216,538 | $ 205,000 |
| Birmingham-Hoover, AL | 12 | $ 1,440,000 | $ 120,000 | $ 198,000 |
| Canton-Massillon, OH | 12 | $ 2,340,000 | $ 195,000 | $ 102,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 12 | $ 3,140,000 | $ 261,666 | $ 171,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 12 | $ 3,390,000 | $ 282,500 | $ 124,000 |
| Bakersfield, CA | 11 | $ 3,355,000 | $ 305,000 | $ 122,000 |
| Columbia, MO | 11 | $ 2,355,000 | $ 214,090 | $ 91,000 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 1,935,000 | $ 175,909 | $ 133,000 |
| Naples-Immokalee-Marco Island, FL | 11 | $ 4,395,000 | $ 399,545 | $ 136,000 |
| New York-Jersey City-White Plains, NY-NJ | 11 | $ 5,255,000 | $ 477,727 | $ 129,000 |
| Toledo, OH | 11 | $ 1,145,000 | $ 104,090 | $ 145,000 |
| Akron, OH | 10 | $ 1,410,000 | $ 141,000 | $ 125,000 |
| Crestview-Fort Walton Beach-Destin, FL | 10 | $ 4,890,000 | $ 489,000 | $ 173,000 |
| Evansville, IN-KY | 10 | $ 1,650,000 | $ 165,000 | $ 71,000 |
| Fort Smith, AR-OK | 10 | $ 1,400,000 | $ 140,000 | $ 85,000 |
| Las Cruces, NM | 10 | $ 2,660,000 | $ 266,000 | $ 92,000 |
| Odessa, TX | 10 | $ 2,280,000 | $ 228,000 | $ 104,000 |
| Punta Gorda, FL | 10 | $ 2,780,000 | $ 278,000 | $ 145,000 |
| Rockford, IL | 10 | $ 1,380,000 | $ 138,000 | $ 64,000 |
| Springfield, IL | 10 | $ 1,820,000 | $ 182,000 | $ 102,000 |
| Bend-Redmond, OR | 9 | $ 3,475,000 | $ 386,111 | $ 126,000 |
| Lewiston-Auburn, ME | 9 | $ 1,985,000 | $ 220,555 | $ 128,000 |
| Montgomery, AL | 9 | $ 665,000 | $ 73,888 | $ 178,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 7,175,000 | $ 797,222 | $ 262,000 |
| Salem, OR | 9 | $ 3,315,000 | $ 368,333 | $ 119,000 |
| Washington-Baltimore-Arlington, DC | 9 | $ 3,895,000 | $ 432,777 | $ 171,000 |
| Bay City, MI | 8 | $ 980,000 | $ 122,500 | $ 56,000 |
| Charleston-North Charleston, SC | 8 | $ 3,360,000 | $ 420,000 | $ 138,000 |
| Kennewick-Richland, WA | 8 | $ 2,790,000 | $ 348,750 | $ 191,000 |
| Macon-Bibb County, GA | 8 | $ 950,000 | $ 118,750 | $ 74,000 |
| Manchester-Nashua, NH | 8 | $ 2,790,000 | $ 348,750 | $ 118,000 |
| Pocatello, ID | 8 | $ 1,880,000 | $ 235,000 | $ 181,000 |
| Albany, OR | 7 | $ 3,285,000 | $ 469,285 | $ 159,000 |
| Boston, MA | 7 | $ 2,835,000 | $ 405,000 | $ 174,000 |
| Fort Collins, CO | 7 | $ 4,545,000 | $ 649,285 | $ 217,000 |
| Hinesville, GA | 7 | $ 1,415,000 | $ 202,142 | $ 75,000 |
| Kokomo, IN | 7 | $ 645,000 | $ 92,142 | $ 105,000 |
| Monroe, MI | 7 | $ 1,095,000 | $ 156,428 | $ 63,000 |
| Panama City, FL | 7 | $ 1,185,000 | $ 169,285 | $ 65,000 |
| Saginaw, MI | 7 | $ 745,000 | $ 106,428 | $ 54,000 |
| Santa Maria-Santa Barbara, CA | 7 | $ 4,475,000 | $ 639,285 | $ 166,000 |
| Tallahassee, FL | 7 | $ 1,825,000 | $ 260,714 | $ 91,000 |
| Wichita, KS | 7 | $ 1,185,000 | $ 169,285 | $ 75,000 |
| York-Hanover, PA | 7 | $ 2,175,000 | $ 310,714 | $ 166,000 |
| Ann Arbor, MI | 6 | $ 2,020,000 | $ 336,666 | $ 122,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 860,000 | $ 143,333 | $ 200,000 |
| Daphne-Fairhope-Foley, AL | 6 | $ 2,270,000 | $ 378,333 | $ 86,000 |
| Des Moines-West Des Moines, IA | 6 | $ 1,720,000 | $ 286,666 | $ 139,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,910,000 | $ 318,333 | $ 79,000 |
| Fresno, CA | 6 | $ 2,330,000 | $ 388,333 | $ 143,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,830,000 | $ 305,000 | $ 185,000 |
| Pittsburgh, PA | 6 | $ 1,580,000 | $ 263,333 | $ 43,000 |
| Raleigh, NC | 6 | $ 1,820,000 | $ 303,333 | $ 99,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,740,000 | $ 290,000 | $ 130,666 |
| Winston-Salem, NC | 6 | $ 910,000 | $ 151,666 | $ 67,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 1,975,000 | $ 395,000 | $ 149,200 |
| Amherst Town-Northampton, MA | 5 | $ 1,615,000 | $ 323,000 | $ 46,000 |
| Columbus, IN | 5 | $ 1,545,000 | $ 309,000 | $ 102,000 |
| Corpus Christi, TX | 5 | $ 1,555,000 | $ 311,000 | $ 110,000 |
| Florence, SC | 5 | $ 875,000 | $ 175,000 | $ 101,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,425,000 | $ 285,000 | $ 83,000 |
| Jacksonville, NC | 5 | $ 875,000 | $ 175,000 | $ 199,000 |
| Lubbock, TX | 5 | $ 755,000 | $ 151,000 | $ 157,000 |
| Muncie, IN | 5 | $ 465,000 | $ 93,000 | $ 206,000 |
| Napa, CA | 5 | $ 3,465,000 | $ 693,000 | $ 178,000 |
| Providence-Warwick, RI-MA | 5 | $ 2,165,000 | $ 433,000 | $ 154,800 |
| Sherman-Denison, TX | 5 | $ 1,445,000 | $ 289,000 | $ 166,000 |
| Slidell-Mandeville-Covington, LA | 5 | $ 935,000 | $ 187,000 | $ 57,000 |
| Springfield, MO | 5 | $ 525,000 | $ 105,000 | $ 55,000 |
| St. Joseph, MO-KS | 5 | $ 505,000 | $ 101,000 | $ 70,000 |
| Sumter, SC | 5 | $ 665,000 | $ 133,000 | $ 62,000 |
| Tyler, TX | 5 | $ 1,605,000 | $ 321,000 | $ 142,000 |
| Urban Honolulu, HI | 5 | $ 1,675,000 | $ 335,000 | $ 154,000 |
| Warner Robins, GA | 5 | $ 875,000 | $ 175,000 | $ 86,000 |
| Bowling Green, KY | 4 | $ 900,000 | $ 225,000 | $ 75,000 |
| Camden, NJ | 4 | $ 1,290,000 | $ 322,500 | $ 65,000 |
| Charlottesville, VA | 4 | $ 1,270,000 | $ 317,500 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 750,000 | $ 187,500 | $ 71,000 |
| Hammond, LA | 4 | $ 1,080,000 | $ 270,000 | $ 88,000 |
| Joplin, MO | 4 | $ 750,000 | $ 187,500 | $ 135,000 |
| Longview, TX | 4 | $ 770,000 | $ 192,500 | $ 151,000 |
| New Orleans-Metairie, LA | 4 | $ 630,000 | $ 157,500 | $ 89,000 |
| Reno, NV | 4 | $ 2,750,000 | $ 687,500 | $ 1,704,000 |
| Roanoke, VA | 4 | $ 1,130,000 | $ 282,500 | $ 143,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 240,000 | $ 60,000 | $ 91,000 |
| Stockton-Lodi, CA | 4 | $ 1,540,000 | $ 385,000 | $ 72,000 |
| Topeka, KS | 4 | $ 600,000 | $ 150,000 | $ 60,000 |
| Albany, GA | 3 | $ 695,000 | $ 231,666 | $ 99,000 |
| Cleveland, TN | 3 | $ 815,000 | $ 271,666 | $ 94,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 315,000 | $ 105,000 | $ 147,333 |
| Gainesville, GA | 3 | $ 985,000 | $ 328,333 | $ 82,000 |
| Greensboro-High Point, NC | 3 | $ 455,000 | $ 151,666 | $ 89,000 |
| Jackson, MS | 3 | $ 945,000 | $ 315,000 | $ 158,000 |
| Lake Charles, LA | 3 | $ 455,000 | $ 151,666 | $ 143,000 |
| Lawton, OK | 3 | $ 335,000 | $ 111,666 | $ 59,000 |
| Lynchburg, VA | 3 | $ 745,000 | $ 248,333 | $ 60,000 |
| Merced, CA | 3 | $ 985,000 | $ 328,333 | $ 90,000 |
| Modesto, CA | 3 | $ 1,125,000 | $ 375,000 | $ 114,000 |
| Olympia-Tumwater, WA | 3 | $ 1,235,000 | $ 411,666 | $ 237,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 775,000 | $ 258,333 | $ 62,000 |
| Salt Lake City, UT | 3 | $ 1,675,000 | $ 558,333 | $ 148,000 |
| Santa Rosa, CA | 3 | $ 2,215,000 | $ 738,333 | $ 147,000 |
| Shreveport-Bossier City, LA | 3 | $ 705,000 | $ 235,000 | $ 89,000 |
| St. Cloud, MN | 3 | $ 765,000 | $ 255,000 | $ 99,000 |
| Waco, TX | 3 | $ 395,000 | $ 131,666 | $ 105,000 |
| Wilmington, NC | 3 | $ 505,000 | $ 168,333 | $ 175,000 |
| Yakima, WA | 3 | $ 505,000 | $ 168,333 | $ 58,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 905,000 | $ 301,666 | $ 143,000 |
| Abilene, TX | 2 | $ 670,000 | $ 335,000 | $ 121,000 |
| Alexandria, LA | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Barnstable Town, MA | 2 | $ 1,300,000 | $ 650,000 | $ 194,000 |
| Beaumont-Port Arthur, TX | 2 | $ 230,000 | $ 115,000 | $ 116,000 |
| Bloomington, IL | 2 | $ 610,000 | $ 305,000 | $ 164,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Burlington, NC | 2 | $ 540,000 | $ 270,000 | $ 109,000 |
| Charleston, WV | 2 | $ 150,000 | $ 75,000 | $ 94,000 |
| Cheyenne, WY | 2 | $ 980,000 | $ 490,000 | $ 133,000 |
| Coeur D'Alene, ID | 2 | $ 950,000 | $ 475,000 | $ 145,000 |
| Columbus, GA-AL | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| Dothan, AL | 2 | $ 630,000 | $ 315,000 | $ 160,000 |
| Enid, OK | 2 | $ 950,000 | $ 475,000 | $ 216,000 |
| Eugene, OR | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Florence-Muscle Shoals, AL | 2 | $ 280,000 | $ 140,000 | $ 57,000 |
| Greeley, CO | 2 | $ 690,000 | $ 345,000 | $ 86,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 660,000 | $ 330,000 | $ 72,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 630,000 | $ 315,000 | $ 68,000 |
| Huntsville, AL | 2 | $ 230,000 | $ 115,000 | $ 255,000 |
| Jackson, MI | 2 | $ 590,000 | $ 295,000 | $ 114,000 |
| Lafayette-West Lafayette, IN | 2 | $ 550,000 | $ 275,000 | $ 101,000 |
| Lancaster, PA | 2 | $ 1,070,000 | $ 535,000 | $ 149,000 |
| Lexington Park, MD | 2 | $ 760,000 | $ 380,000 | $ 137,000 |
| Longview, WA | 2 | $ 760,000 | $ 380,000 | $ 175,000 |
| Mankato-North Mankato, MN | 2 | $ 420,000 | $ 210,000 | $ 60,000 |
| Peoria, IL | 2 | $ 350,000 | $ 175,000 | $ 43,000 |
| Philadelphia, PA | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Provo-Orem, UT | 2 | $ 1,010,000 | $ 505,000 | $ 148,000 |
| Pueblo, CO | 2 | $ 740,000 | $ 370,000 | $ 92,000 |
| Rochester, MN | 2 | $ 540,000 | $ 270,000 | $ 85,000 |
| Rome, GA | 2 | $ 620,000 | $ 310,000 | $ 106,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 2,830,000 | $ 1,415,000 | $ 215,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 1,110,000 | $ 555,000 | $ 314,000 |
| Santa Fe, NM | 2 | $ 610,000 | $ 305,000 | $ 112,000 |
| Savannah, GA | 2 | $ 450,000 | $ 225,000 | $ 49,000 |
| Valdosta, GA | 2 | $ 430,000 | $ 215,000 | $ 70,000 |
| Vineland-Bridgeton, NJ | 2 | $ 590,000 | $ 295,000 | $ 76,000 |
| Waterbury-Shelton, CT | 2 | $ 260,000 | $ 130,000 | $ 79,000 |
| Yuba City, CA | 2 | $ 770,000 | $ 385,000 | $ 82,000 |
| Altoona, PA | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Ames, IA | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Appleton, WI | 1 | $ 455,000 | $ 455,000 | $ 109,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Bangor, ME | 1 | $ 325,000 | $ 325,000 | $ 178,000 |
| Bellingham, WA | 1 | $ 555,000 | $ 555,000 | $ 192,000 |
| Boulder, CO | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Casper, WY | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 255,000 | $ 255,000 | $ 136,000 |
| Chattanooga, TN-GA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Corvallis, OR | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Decatur, AL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Decatur, IL | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Dover, DE | 1 | $ 195,000 | $ 195,000 | $ 250,000 |
| El Centro, CA | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Fairbanks, AK | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Fayetteville, NC | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Flint, MI | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Gainesville, FL | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 295,000 | $ 295,000 | $ 344,000 |
| Grants Pass, OR | 1 | $ 495,000 | $ 495,000 | $ 167,000 |
| Green Bay, WI | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Hanford-Corcoran, CA | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Hattiesburg, MS | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hot Springs, AR | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Idaho Falls, ID | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Iowa City, IA | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Jackson, TN | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Kenosha, WI | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 85,000 | $ 85,000 | $ 11,000 |
| Madison, WI | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Manhattan, KS | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Michigan City-La Porte, IN | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Monroe, LA | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 155,000 | $ 155,000 | $ 220,000 |
| Morgantown, WV | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Ogden-Clearfield, UT | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Owensboro, KY | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 505,000 | $ 505,000 | $ 167,000 |
| Pittsfield, MA | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Racine, WI | 1 | $ 395,000 | $ 395,000 | $ 124,000 |
| Rockingham County-Strafford County, NH | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Sandusky, OH | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 55,000 | $ 55,000 | $ 164,000 |
| Sheboygan, WI | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Sioux Falls, SD | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Spartanburg, SC | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Texarkana, TX-AR | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Trenton, NJ | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 495,000 | $ 495,000 | $ 291,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 505,000 | $ 505,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,455 | $1,948,135,000 | $261,000 | $2,755,000 | $118,000 | $6,761,000 |
| Cash-out Refinancing | 1,090 | $325,280,000 | $298,000 | $2,925,000 | $139,000 | $3,695,000 |
| Refinancing | 462 | $161,230,000 | $348,000 | $1,905,000 | $147,000 | $2,316,000 |
| Other Purpose | 8 | $1,940,000 | $242,000 | $505,000 | $192,000 | $355,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,422 | $1,188,040,000 | $268,000 | $2,925,000 | $126,000 | $4,578,000 |
| Hispanic | 2,507 | $680,785,000 | $271,000 | $2,755,000 | $114,000 | $6,761,000 |
| Black or African American | 1,160 | $283,970,000 | $244,000 | $1,955,000 | $106,000 | $667,000 |
| Not Provided | 508 | $158,100,000 | $311,000 | $1,505,000 | $132,000 | $960,000 |
| Asian | 264 | $81,570,000 | $308,000 | $1,415,000 | $150,000 | $1,125,000 |
| American Indian or Alaskan Native | 104 | $29,000,000 | $278,000 | $2,435,000 | $114,000 | $848,000 |
| Native Hawaiian or Other Pacific Islander | 50 | $15,120,000 | $302,000 | $1,415,000 | $123,000 | $268,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,368 | $1,363,500,000 | $254,000 | $2,925,000 | $139,000 | $6,761,000 |
| FHA-insured (Federal Housing Administration) | 2,827 | $806,805,000 | $285,000 | $1,105,000 | $93,000 | $463,000 |
| VA-guaranteed (Veterans Administration) | 596 | $221,030,000 | $370,000 | $1,675,000 | $121,000 | $3,296,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 224 | $45,250,000 | $202,000 | $475,000 | $75,000 | $157,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,938 | $1,562,800,000 | $263,000 | $2,925,000 | $120,000 | $6,761,000 |
| Application Withdrawn By Applicant | 2,703 | $764,085,000 | $282,000 | $2,805,000 | $132,000 | $4,578,000 |
| Application Denied By Financial Institution | 245 | $67,285,000 | $274,000 | $1,905,000 | $105,000 | $780,000 |
| Application Approved But Not Accepted | 65 | $20,325,000 | $312,000 | $1,035,000 | $134,000 | $1,031,000 |
| File Closed For Incompleteness | 64 | $22,090,000 | $345,000 | $1,035,000 | $140,000 | $960,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,770 | $2,369,300,000 | $270,000 | $2,925,000 | $122,000 | $6,761,000 |
| Debt-To-Income Ratio | 77 | $21,125,000 | $274,000 | $765,000 | $85,000 | $306,000 |
| Other | 46 | $11,830,000 | $257,000 | $1,445,000 | $149,000 | $780,000 |
| Collateral | 44 | $10,760,000 | $244,000 | $775,000 | $110,000 | $488,000 |
| Credit History | 33 | $11,545,000 | $349,000 | $1,905,000 | $111,000 | $440,000 |
| Employment History | 24 | $6,370,000 | $265,000 | $615,000 | $82,000 | $230,000 |
| Unverifiable Information | 20 | $5,520,000 | $276,000 | $595,000 | $89,000 | $194,000 |
| Credit Application Incomplete | 1 | $135,000 | $135,000 | $135,000 | $60,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geneva Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About