Wealthbridge Mortgage Corp. Mortgage Lending & HMDA Data, 2010
In 2010, Wealthbridge Mortgage Corp. of Beaverton, OR reported 2,520 mortgage applications totaling $491.2 million, down 14% from 2009. The average application was for $194,938, and applicants reported an average income of $74,841. 34% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Portland-Vancouver-Hillsboro, OR-WA (402), Seattle-Bellevue-Everett, WA (137) and Minneapolis-St. Paul-Bloomington, MN-WI (66) (applications in parentheses).
| Mortgage Company & Address | Wealthbridge Mortgage Corp. 15455 Nw Greenbrier Pkwy, Ste. 111 Beaverton, OR 97006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,520 |
| Total Mortgage Loan Application Amount | $491,246,000 |
| Average Mortgage Loan Application Amount | $194,938 |
| Highest Mortgage Loan Application Amount | $1,980,000 |
| Average Applicant Income | $74,841 |
| Highest Applicant Income | $5,378,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wealthbridge Mortgage Corp. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Portland-Vancouver-Hillsboro, OR-WA | 402 | $ 95,641,000 | $ 237,912 | $ 90,293 |
| Seattle-Bellevue-Everett, WA | 137 | $ 37,140,000 | $ 271,094 | $ 76,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 66 | $ 13,020,000 | $ 197,272 | $ 94,000 |
| Salem, OR | 59 | $ 10,890,000 | $ 184,576 | $ 79,000 |
| Eugene-Springfield, OR | 53 | $ 9,924,000 | $ 187,245 | $ 66,000 |
| Spokane, WA | 47 | $ 7,397,000 | $ 157,382 | $ 50,000 |
| Tacoma, WA | 47 | $ 10,959,000 | $ 233,170 | $ 66,000 |
| Albuquerque, NM | 46 | $ 7,727,000 | $ 167,978 | $ 63,000 |
| Los Angeles-Long Beach-Glendale, CA | 44 | $ 14,635,000 | $ 332,613 | $ 105,000 |
| Duluth, MN-WI | 43 | $ 5,971,000 | $ 138,860 | $ 76,000 |
| Fargo, ND-MN | 43 | $ 6,896,000 | $ 160,372 | $ 75,767 |
| Boise City-Nampa, ID | 39 | $ 6,353,000 | $ 162,897 | $ 60,000 |
| Tucson, AZ | 37 | $ 5,761,000 | $ 155,702 | $ 63,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 34 | $ 9,775,000 | $ 287,500 | $ 108,000 |
| Kennewick-Pasco-Richland, WA | 31 | $ 5,608,000 | $ 180,903 | $ 68,000 |
| Yakima, WA | 29 | $ 4,409,000 | $ 152,034 | $ 62,000 |
| Phoenix-Mesa-Glendale, AZ | 27 | $ 4,846,000 | $ 179,481 | $ 64,000 |
| Bremerton-Silverdale, WA | 24 | $ 6,300,000 | $ 262,500 | $ 69,000 |
| St. Cloud, MN | 24 | $ 3,347,000 | $ 139,458 | $ 59,000 |
| Omaha-Council Bluffs, NE-IA | 23 | $ 2,472,000 | $ 107,478 | $ 48,000 |
| Riverside-San Bernardino-Ontario, CA | 22 | $ 3,809,000 | $ 173,136 | $ 71,000 |
| Medford, OR | 18 | $ 4,459,000 | $ 247,722 | $ 63,000 |
| Olympia, WA | 17 | $ 3,417,000 | $ 201,000 | $ 70,000 |
| Idaho Falls, ID | 15 | $ 2,316,000 | $ 154,400 | $ 77,000 |
| Redding, CA | 15 | $ 2,818,000 | $ 187,866 | $ 72,000 |
| Wenatchee-East Wenatchee, WA | 15 | $ 2,765,000 | $ 184,333 | $ 64,000 |
| Grand Forks, ND-MN | 13 | $ 1,404,000 | $ 108,000 | $ 57,615 |
| Longview, WA | 13 | $ 2,170,000 | $ 166,923 | $ 207,000 |
| Santa Fe, NM | 13 | $ 3,119,000 | $ 239,923 | $ 59,000 |
| Yuba City, CA | 13 | $ 2,595,000 | $ 199,615 | $ 104,000 |
| Bend, OR | 11 | $ 2,330,000 | $ 211,818 | $ 68,000 |
| Billings, MT | 10 | $ 1,463,000 | $ 146,300 | $ 43,000 |
| Bismarck, ND | 10 | $ 1,590,000 | $ 159,000 | $ 96,000 |
| Lewiston, ID-WA | 10 | $ 1,425,000 | $ 142,500 | $ 57,900 |
| Oklahoma City, OK | 10 | $ 1,770,000 | $ 177,000 | $ 75,000 |
| Coeur D'Alene, ID | 9 | $ 1,833,000 | $ 203,666 | $ 56,000 |
| San Diego-Carlsbad-San Marcos, CA | 9 | $ 3,223,000 | $ 358,111 | $ 129,000 |
| Santa Ana-Anaheim-Irvine, CA | 9 | $ 2,510,000 | $ 278,888 | $ 94,000 |
| Tulsa, OK | 9 | $ 1,097,000 | $ 121,888 | $ 64,000 |
| Bellingham, WA | 8 | $ 1,596,000 | $ 199,500 | $ 60,000 |
| Bakersfield-Delano, CA | 7 | $ 1,081,000 | $ 154,428 | $ 55,000 |
| Chicago-Joliet-Naperville, IL | 7 | $ 1,919,000 | $ 274,142 | $ 127,000 |
| Denver-Aurora-Broomfield, CO | 7 | $ 1,498,000 | $ 214,000 | $ 70,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 7 | $ 1,581,000 | $ 225,857 | $ 99,000 |
| San Francisco-San Mateo-Redwood City, CA | 7 | $ 2,788,000 | $ 398,285 | $ 90,000 |
| Casper, WY | 6 | $ 1,355,000 | $ 225,833 | $ 91,000 |
| Chico, CA | 6 | $ 1,573,000 | $ 262,166 | $ 72,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 755,000 | $ 125,833 | $ 43,000 |
| Cheyenne, WY | 5 | $ 795,000 | $ 159,000 | $ 76,000 |
| Corvallis, OR | 5 | $ 1,016,000 | $ 203,200 | $ 43,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,215,000 | $ 243,000 | $ 59,000 |
| Farmington, NM | 4 | $ 765,000 | $ 191,250 | $ 73,000 |
| Great Falls, MT | 4 | $ 478,000 | $ 119,500 | $ 50,000 |
| Las Cruces, NM | 4 | $ 606,000 | $ 151,500 | $ 52,000 |
| Las Vegas-Paradise, NV | 4 | $ 703,000 | $ 175,750 | $ 54,000 |
| Lincoln, NE | 4 | $ 487,000 | $ 121,750 | $ 54,000 |
| Memphis, TN-MS-AR | 4 | $ 638,000 | $ 159,500 | $ 69,000 |
| New Orleans-Metairie-Kenner, LA | 4 | $ 595,000 | $ 148,750 | $ 91,000 |
| Oakland-Fremont-Hayward, CA | 4 | $ 1,680,000 | $ 420,000 | $ 97,000 |
| Prescott, AZ | 4 | $ 1,049,000 | $ 262,250 | $ 408,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 4 | $ 1,197,000 | $ 299,250 | $ 111,000 |
| Baltimore-Towson, MD | 3 | $ 1,536,000 | $ 512,000 | $ 130,000 |
| Bethesda-Rockville-Frederick, MD | 3 | $ 1,887,000 | $ 629,000 | $ 286,000 |
| Dallas-Plano-Irving, TX | 3 | $ 409,000 | $ 136,333 | $ 47,000 |
| Houston-Sugar Land-Baytown, TX | 3 | $ 398,000 | $ 132,666 | $ 77,000 |
| Logan, UT-ID | 3 | $ 359,000 | $ 119,666 | $ 53,000 |
| Missoula, MT | 3 | $ 308,000 | $ 102,666 | $ 48,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,430,000 | $ 476,666 | $ 145,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 1,110,000 | $ 370,000 | $ 72,000 |
| Stockton, CA | 3 | $ 636,000 | $ 212,000 | $ 74,000 |
| Columbus, OH | 2 | $ 183,000 | $ 91,500 | $ 45,000 |
| Flagstaff, AZ | 2 | $ 404,000 | $ 202,000 | $ 81,000 |
| Fresno, CA | 2 | $ 547,000 | $ 273,500 | $ 82,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 1,014,000 | $ 507,000 | $ 230,000 |
| Mankato-North Mankato, MN | 2 | $ 576,000 | $ 288,000 | $ 130,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 299,000 | $ 149,500 | $ 73,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 608,000 | $ 304,000 | $ 80,000 |
| Pocatello, ID | 2 | $ 252,000 | $ 126,000 | $ 60,000 |
| Reno-Sparks, NV | 2 | $ 299,000 | $ 149,500 | $ 58,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 730,000 | $ 365,000 | $ 77,000 |
| Shreveport-Bossier City, LA | 2 | $ 100,000 | $ 50,000 | $ 20,000 |
| Sioux Falls, SD | 2 | $ 301,000 | $ 150,500 | $ 59,000 |
| Visalia-Porterville, CA | 2 | $ 282,000 | $ 141,000 | $ 51,000 |
| Austin-Round Rock-San Marcos, TX | 1 | $ 417,000 | $ 417,000 | $ 126,000 |
| Baton Rouge, LA | 1 | $ 250,000 | $ 250,000 | $ 45,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 364,000 | $ 364,000 | $ 96,000 |
| Cleveland-Elyria-Mentor, OH | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Colorado Springs, CO | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Corpus Christi, TX | 1 | $ 139,000 | $ 139,000 | $ 94,000 |
| Durham-Chapel Hill, NC | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| Fort Worth-Arlington, TX | 1 | $ 131,000 | $ 131,000 | $ 55,000 |
| Knoxville, TN | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| Madera-Chowchilla, CA | 1 | $ 212,000 | $ 212,000 | $ 123,000 |
| Modesto, CA | 1 | $ 225,000 | $ 225,000 | $ 226,000 |
| Napa, CA | 1 | $ 225,000 | $ 225,000 | $ 37,000 |
| Ogden-Clearfield, UT | 1 | $ 367,000 | $ 367,000 | $ 120,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 68,000 | $ 68,000 | $ 74,000 |
| Salinas, CA | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Salt Lake City, UT | 1 | $ 198,000 | $ 198,000 | $ 79,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 366,000 | $ 366,000 | $ 133,000 |
| St. Louis, MO-IL | 1 | $ 149,000 | $ 149,000 | $ 106,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 187,000 | $ 187,000 | $ 72,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 200,000 | $ 200,000 | $ 98,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 340,000 | $ 340,000 | $ 229,000 |
Mortgage Loan Application Detail Totals for Wealthbridge Mortgage Corp. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,200 | $441,984,000 | $200,000 | $1,980,000 | $77,000 | $5,378,000 |
| Home Purchase | 320 | $49,262,000 | $153,000 | $624,000 | $60,000 | $478,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,236 | $253,790,000 | $205,000 | $1,980,000 | $81,000 | $5,378,000 |
| White | 1,153 | $210,848,000 | $182,000 | $746,000 | $69,000 | $613,000 |
| Hispanic | 88 | $17,156,000 | $194,000 | $624,000 | $74,000 | $720,000 |
| Asian | 27 | $5,878,000 | $217,000 | $468,000 | $72,000 | $159,000 |
| Black or African American | 10 | $2,310,000 | $231,000 | $516,000 | $78,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,196,000 | $239,000 | $412,000 | $119,000 | $389,000 |
| Not applicable | 1 | $68,000 | $68,000 | $68,000 | $33,000 | $33,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,598 | $309,537,000 | $193,000 | $1,980,000 | $81,000 | $5,378,000 |
| FHA-insured (Federal Housing Administration) | 921 | $181,514,000 | $197,000 | $956,000 | $65,000 | $1,341,000 |
| VA-guaranteed (Veterans Administration) | 1 | $195,000 | $195,000 | $195,000 | $118,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 867 | $177,987,000 | $205,000 | $746,000 | $75,000 | $720,000 |
| File Closed For Incompleteness | 591 | $113,331,000 | $191,000 | $1,000,000 | $68,000 | $842,000 |
| Application Denied By Financial Institution | 561 | $107,518,000 | $191,000 | $1,980,000 | $73,000 | $5,378,000 |
| Application Withdrawn By Applicant | 370 | $65,047,000 | $175,000 | $878,000 | $88,000 | $2,160,000 |
| Application Approved But Not Accepted | 131 | $27,363,000 | $208,000 | $737,000 | $83,000 | $426,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 203 | $38,962,000 | $191,000 | $956,000 | $99,000 | $5,378,000 |
| Credit History | 124 | $25,571,000 | $206,000 | $1,980,000 | $67,000 | $1,013,000 |
| Debt-To-Income Ratio | 112 | $22,981,000 | $205,000 | $574,000 | $51,000 | $154,000 |
| Unverifiable Information | 29 | $6,889,000 | $237,000 | $729,000 | $55,000 | $156,000 |
| Other | 20 | $2,898,000 | $144,000 | $348,000 | $50,000 | $148,000 |
| Employment History | 3 | $281,000 | $93,000 | $110,000 | $29,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wealthbridge Mortgage Corp.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wealthbridge Mortgage Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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