Gladewater National Bank Mortgage Lending & HMDA Data, 2015
In 2015, Gladewater National Bank of Gladewater, TX reported 402 mortgage applications totaling $97.1 million, down 61% from 2014. The average application was for $241,467, and applicants reported an average income of $86,656. 60% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Boston, MA (77), Orlando-Kissimmee-Sanford, FL (45) and Cambridge-Newton-Framingham, MA (39) (applications in parentheses).
| Mortgage Company & Address | Gladewater National Bank 678 N Main Gladewater, TX 75647 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 |
| Total Number of Mortgage Applications | 402 |
| Total Mortgage Loan Application Amount | $97,070,000 |
| Average Mortgage Loan Application Amount | $241,467 |
| Highest Mortgage Loan Application Amount | $1,373,000 |
| Average Applicant Income | $86,656 |
| Highest Applicant Income | $941,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gladewater National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk, Florida | 37 | $ 7,678,000 | $ 207,513 | $ 101,000 |
| Osceola, Florida | 35 | $ 8,505,000 | $ 243,000 | $ 85,000 |
| Plymouth, Massachusetts | 33 | $ 9,168,000 | $ 277,818 | $ 66,000 |
| Middlesex, Massachusetts | 28 | $ 9,628,000 | $ 343,857 | $ 80,000 |
| Norfolk, Massachusetts | 28 | $ 10,106,000 | $ 360,928 | $ 98,000 |
| St. Lucie, Florida | 17 | $ 3,455,000 | $ 203,235 | $ 113,000 |
| Bristol, Massachusetts | 17 | $ 3,861,000 | $ 227,117 | $ 57,000 |
| Suffolk, Massachusetts | 16 | $ 5,063,000 | $ 316,437 | $ 97,000 |
| Essex, Massachusetts | 11 | $ 2,737,000 | $ 248,818 | $ 104,000 |
| Lee, Florida | 10 | $ 1,646,000 | $ 164,600 | $ 79,000 |
| Montgomery, Maryland | 10 | $ 3,321,000 | $ 332,100 | $ 92,000 |
| Palm Beach, Florida | 7 | $ 1,894,000 | $ 270,571 | $ 127,000 |
| Prince George's, Maryland | 7 | $ 1,427,000 | $ 203,857 | $ 45,000 |
| Hillsborough, New Hampshire | 6 | $ 1,155,000 | $ 192,500 | $ 55,000 |
| Merrimack, New Hampshire | 6 | $ 1,441,000 | $ 240,166 | $ 261,000 |
| Gregg, Texas | 6 | $ 636,000 | $ 106,000 | $ 135,000 |
| Duval, Florida | 5 | $ 1,249,000 | $ 249,800 | $ 248,000 |
| Orange, Florida | 5 | $ 977,000 | $ 195,400 | $ 74,000 |
| Worcester, Massachusetts | 5 | $ 1,063,000 | $ 212,600 | $ 30,000 |
| Upshur, Texas | 5 | $ 579,000 | $ 115,800 | $ 208,000 |
| Barnstable, Massachusetts | 4 | $ 811,000 | $ 202,750 | $ 80,000 |
| Prince William, Virginia | 4 | $ 961,000 | $ 240,250 | $ 25,000 |
| Collier, Florida | 3 | $ 712,000 | $ 237,333 | $ 94,000 |
| Lake, Florida | 3 | $ 576,000 | $ 192,000 | $ 31,000 |
| Cobb, Georgia | 3 | $ 687,000 | $ 229,000 | $ 61,000 |
| Fulton, Georgia | 3 | $ 1,208,000 | $ 402,666 | $ 187,000 |
| Starke, Indiana | 3 | $ 301,000 | $ 100,333 | $ 42,000 |
| Rockingham, New Hampshire | 3 | $ 591,000 | $ 197,000 | $ 106,000 |
| Bergen, New Jersey | 3 | $ 847,000 | $ 282,333 | $ 40,000 |
| Elmore, Alabama | 2 | $ 299,000 | $ 149,500 | $ 0 |
| Russell, Alabama | 2 | $ 364,000 | $ 182,000 | $ 0 |
| Hartford, Connecticut | 2 | $ 351,000 | $ 175,500 | $ 61,000 |
| Clay, Florida | 2 | $ 402,000 | $ 201,000 | $ 42,000 |
| Hillsborough, Florida | 2 | $ 184,000 | $ 92,000 | $ 22,000 |
| Pinellas, Florida | 2 | $ 203,000 | $ 101,500 | $ 139,000 |
| Seminole, Florida | 2 | $ 489,000 | $ 244,500 | $ 45,000 |
| Gwinnett, Georgia | 2 | $ 541,000 | $ 270,500 | $ 68,000 |
| Long, Georgia | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Passaic, New Jersey | 2 | $ 512,000 | $ 256,000 | $ 0 |
| Erie, New York | 2 | $ 332,000 | $ 166,000 | $ 98,000 |
| Monroe, New York | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| Suffolk, New York | 2 | $ 558,000 | $ 279,000 | $ 82,000 |
| Providence, Rhode Island | 2 | $ 300,000 | $ 150,000 | $ 36,000 |
| Smith, Texas | 2 | $ 71,000 | $ 35,500 | $ 106,000 |
| Fairfax, Virginia | 2 | $ 379,000 | $ 189,500 | $ 65,000 |
| Calhoun, Alabama | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Houston, Alabama | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Jefferson, Alabama | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Montgomery, Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Los Angeles, California | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| El Paso, Colorado | 1 | $ 237,000 | $ 237,000 | $ 0 |
| District of Columbia, District Of Columbia | 1 | $ 357,000 | $ 357,000 | $ 76,000 |
| Broward, Florida | 1 | $ 206,000 | $ 206,000 | $ 59,000 |
| Columbia, Florida | 1 | $ 221,000 | $ 221,000 | $ 55,000 |
| Escambia, Florida | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Hamilton, Florida | 1 | $ 228,000 | $ 228,000 | $ 182,000 |
| Marion, Florida | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Volusia, Florida | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
| DeKalb, Georgia | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Henry, Georgia | 1 | $ 141,000 | $ 141,000 | $ 57,000 |
| Lowndes, Georgia | 1 | $ 166,000 | $ 166,000 | $ 135,000 |
| Pulaski, Indiana | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| St. Joseph, Indiana | 1 | $ 142,000 | $ 142,000 | $ 0 |
| White, Indiana | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Fayette, Kentucky | 1 | $ 251,000 | $ 251,000 | $ 166,000 |
| Washington, Maine | 1 | $ 167,000 | $ 167,000 | $ 123,000 |
| Baltimore, Maryland | 1 | $ 108,000 | $ 108,000 | $ 52,000 |
| Carroll, Maryland | 1 | $ 220,000 | $ 220,000 | $ 65,000 |
| St. Mary's, Maryland | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Franklin, Massachusetts | 1 | $ 316,000 | $ 316,000 | $ 52,000 |
| Lapeer, Michigan | 1 | $ 190,000 | $ 190,000 | $ 84,000 |
| Oakland, Michigan | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Belknap, New Hampshire | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Strafford, New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Burlington, New Jersey | 1 | $ 97,000 | $ 97,000 | $ 28,000 |
| Hudson, New Jersey | 1 | $ 262,000 | $ 262,000 | $ 64,000 |
| Morris, New Jersey | 1 | $ 631,000 | $ 631,000 | $ 164,000 |
| Union, New Jersey | 1 | $ 190,000 | $ 190,000 | $ 178,000 |
| Nassau, New York | 1 | $ 312,000 | $ 312,000 | $ 120,000 |
| Ontario, New York | 1 | $ 417,000 | $ 417,000 | $ 260,000 |
| Queens, New York | 1 | $ 370,000 | $ 370,000 | $ 81,000 |
| Saratoga, New York | 1 | $ 141,000 | $ 141,000 | $ 112,000 |
| Granville, North Carolina | 1 | $ 122,000 | $ 122,000 | $ 57,000 |
| Pitt, North Carolina | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Wake, North Carolina | 1 | $ 222,000 | $ 222,000 | $ 62,000 |
| Bristol, Rhode Island | 1 | $ 163,000 | $ 163,000 | $ 57,000 |
| Knox, Tennessee | 1 | $ 100,000 | $ 100,000 | $ 131,000 |
| Shelby, Tennessee | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Bell, Texas | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Denton, Texas | 1 | $ 135,000 | $ 135,000 | $ 384,000 |
| Rusk, Texas | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Loudoun, Virginia | 1 | $ 348,000 | $ 348,000 | $ 0 |
Mortgage Loan Application Detail Totals for Gladewater National Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 224 | $47,297,000 | $211,000 | $631,000 | $96,000 | $941,000 |
| Refinancing | 170 | $48,330,000 | $284,000 | $1,373,000 | $74,000 | $834,000 |
| Home Improvement | 8 | $1,443,000 | $180,000 | $308,000 | $94,000 | $219,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 265 | $63,475,000 | $239,000 | $1,373,000 | $101,000 | $941,000 |
| Black or African American | 65 | $14,997,000 | $230,000 | $631,000 | $50,000 | $322,000 |
| Hispanic | 60 | $14,900,000 | $248,000 | $480,000 | $69,000 | $217,000 |
| Asian | 8 | $2,976,000 | $372,000 | $1,000,000 | $66,000 | $192,000 |
| Not Provided | 3 | $574,000 | $191,000 | $300,000 | $46,000 | $60,000 |
| Not applicable | 1 | $148,000 | $148,000 | $148,000 | $39,000 | $39,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 203 | $49,374,000 | $243,000 | $1,373,000 | $124,000 | $941,000 |
| FHA-insured (Federal Housing Administration) | 142 | $35,105,000 | $247,000 | $631,000 | $46,000 | $182,000 |
| VA-guaranteed (Veterans Administration) | 53 | $11,912,000 | $224,000 | $563,000 | $52,000 | $616,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $679,000 | $169,000 | $247,000 | $71,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 243 | $57,461,000 | $236,000 | $1,373,000 | $81,000 | $834,000 |
| Application Withdrawn By Applicant | 57 | $14,576,000 | $255,000 | $499,000 | $88,000 | $322,000 |
| File Closed For Incompleteness | 50 | $12,228,000 | $244,000 | $528,000 | $100,000 | $941,000 |
| Application Approved But Not Accepted | 34 | $9,036,000 | $265,000 | $1,000,000 | $94,000 | $261,000 |
| Application Denied By Financial Institution | 18 | $3,769,000 | $209,000 | $480,000 | $103,000 | $639,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 7 | $1,182,000 | $168,000 | $237,000 | $57,000 | $145,000 |
| Collateral | 6 | $859,000 | $143,000 | $252,000 | $167,000 | $639,000 |
| Credit History | 4 | $1,349,000 | $337,000 | $480,000 | $90,000 | $126,000 |
| Other | 1 | $379,000 | $379,000 | $379,000 | $94,000 | $94,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gladewater National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gladewater National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About