Goldman Sachs Bank USA Mortgage Lending & HMDA Data, 2025
In 2025, Goldman Sachs Bank USA of New York, NY reported 1,637 mortgage applications totaling $13.5 billion, up 18% from 2024. The average application was for $8,235,620, and applicants reported an average income of $827,389. 62% of its applications resulted in an originated loan and 18% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (201), Los Angeles-Long Beach-Glendale, CA (77) and Chicago-Naperville, IL (72) (applications in parentheses).
| Mortgage Company & Address | Goldman Sachs Bank USA 200 West Street New York, NY 10282 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,637 |
| Total Mortgage Loan Application Amount | $13,481,710,000 |
| Average Mortgage Loan Application Amount | $8,235,620 |
| Highest Mortgage Loan Application Amount | $96,805,000 |
| Average Applicant Income | $827,389 |
| Highest Applicant Income | $9,722,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldman Sachs Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York, New York | 101 | $ 1,138,415,000 | $ 11,271,435 | $ 1,286,000 |
| Los Angeles, California | 77 | $ 597,780,000 | $ 7,763,376 | $ 919,000 |
| Cook, Illinois | 67 | $ 309,240,000 | $ 4,615,522 | $ 784,000 |
| Kings, New York | 55 | $ 1,076,355,000 | $ 19,570,090 | $ 1,397,000 |
| Dallas, Texas | 47 | $ 408,010,000 | $ 8,681,063 | $ 636,000 |
| Orange, California | 40 | $ 126,510,000 | $ 3,162,750 | $ 1,064,000 |
| King, Washington | 32 | $ 66,955,000 | $ 2,092,343 | $ 730,000 |
| San Francisco, California | 31 | $ 79,245,000 | $ 2,556,290 | $ 762,000 |
| Maricopa, Arizona | 29 | $ 241,515,000 | $ 8,328,103 | $ 595,000 |
| Harris, Texas | 29 | $ 392,725,000 | $ 13,542,241 | $ 831,000 |
| Palm Beach, Florida | 24 | $ 87,190,000 | $ 3,632,916 | $ 1,730,000 |
| San Mateo, California | 22 | $ 86,345,000 | $ 3,924,772 | $ 1,015,000 |
| Western Connecticut Planning Region, Connecticut | 22 | $ 63,390,000 | $ 2,881,363 | $ 1,706,000 |
| Miami-Dade, Florida | 22 | $ 228,115,000 | $ 10,368,863 | $ 978,000 |
| Mecklenburg, North Carolina | 22 | $ 171,470,000 | $ 7,794,090 | $ 728,000 |
| San Diego, California | 21 | $ 184,650,000 | $ 8,792,857 | $ 693,000 |
| Santa Clara, California | 20 | $ 55,820,000 | $ 2,791,000 | $ 427,000 |
| Middlesex, Massachusetts | 20 | $ 23,080,000 | $ 1,154,000 | $ 392,000 |
| Collier, Florida | 17 | $ 72,685,000 | $ 4,275,588 | $ 1,122,000 |
| Westchester, New York | 17 | $ 121,375,000 | $ 7,139,705 | $ 1,605,000 |
| Contra Costa, California | 16 | $ 27,350,000 | $ 1,709,375 | $ 670,000 |
| Suffolk, New York | 16 | $ 81,115,000 | $ 5,069,687 | $ 2,394,000 |
| Davidson, Tennessee | 16 | $ 130,290,000 | $ 8,143,125 | $ 1,272,000 |
| Charleston, South Carolina | 15 | $ 142,035,000 | $ 9,469,000 | $ 737,000 |
| Summit, Utah | 15 | $ 38,005,000 | $ 2,533,666 | $ 1,214,000 |
| Fulton, Georgia | 14 | $ 181,335,000 | $ 12,952,500 | $ 600,000 |
| Clark, Nevada | 14 | $ 60,885,000 | $ 4,348,928 | $ 403,000 |
| Tarrant, Texas | 14 | $ 320,095,000 | $ 22,863,928 | $ 374,000 |
| Salt Lake, Utah | 13 | $ 35,965,000 | $ 2,766,538 | $ 287,000 |
| Franklin, Ohio | 12 | $ 183,510,000 | $ 15,292,500 | $ 611,000 |
| Marin, California | 11 | $ 27,275,000 | $ 2,479,545 | $ 487,000 |
| Riverside, California | 11 | $ 22,735,000 | $ 2,066,818 | $ 397,000 |
| Travis, Texas | 11 | $ 66,045,000 | $ 6,004,090 | $ 584,000 |
| Alameda, California | 10 | $ 135,995,000 | $ 13,599,500 | $ 627,000 |
| Placer, California | 10 | $ 34,430,000 | $ 3,443,000 | $ 593,000 |
| District of Columbia, District Of Columbia | 10 | $ 20,760,000 | $ 2,076,000 | $ 458,000 |
| Lake, Illinois | 10 | $ 19,250,000 | $ 1,925,000 | $ 570,000 |
| Suffolk, Massachusetts | 10 | $ 18,340,000 | $ 1,834,000 | $ 367,000 |
| Santa Barbara, California | 9 | $ 42,015,000 | $ 4,668,333 | $ 1,064,000 |
| Hillsborough, Florida | 9 | $ 52,240,000 | $ 5,804,444 | $ 524,000 |
| Hennepin, Minnesota | 9 | $ 185,855,000 | $ 20,650,555 | $ 1,050,000 |
| Queens, New York | 9 | $ 261,035,000 | $ 29,003,888 | $ 0 |
| Blaine, Idaho | 8 | $ 22,920,000 | $ 2,865,000 | $ 405,000 |
| Norfolk, Massachusetts | 8 | $ 92,150,000 | $ 11,518,750 | $ 943,000 |
| Oakland, Michigan | 8 | $ 87,100,000 | $ 10,887,500 | $ 844,000 |
| Essex, New Jersey | 8 | $ 168,610,000 | $ 21,076,250 | $ 920,000 |
| Hudson, New Jersey | 8 | $ 134,755,000 | $ 16,844,375 | $ 696,000 |
| Monmouth, New Jersey | 8 | $ 107,890,000 | $ 13,486,250 | $ 805,000 |
| Bronx, New York | 8 | $ 89,090,000 | $ 11,136,250 | $ 0 |
| Denton, Texas | 8 | $ 29,190,000 | $ 3,648,750 | $ 603,000 |
| Teton, Wyoming | 8 | $ 34,020,000 | $ 4,252,500 | $ 1,185,000 |
| Orange, Florida | 7 | $ 13,690,000 | $ 1,955,714 | $ 2,460,000 |
| Denver, Colorado | 6 | $ 6,975,000 | $ 1,162,500 | $ 805,000 |
| Summit, Colorado | 6 | $ 23,750,000 | $ 3,958,333 | $ 1,067,000 |
| Broward, Florida | 6 | $ 44,020,000 | $ 7,336,666 | $ 961,000 |
| Lee, Florida | 6 | $ 36,300,000 | $ 6,050,000 | $ 645,000 |
| Cumberland, Maine | 6 | $ 7,800,000 | $ 1,300,000 | $ 614,000 |
| Montgomery, Maryland | 6 | $ 86,810,000 | $ 14,468,333 | $ 1,257,000 |
| Essex, Massachusetts | 6 | $ 11,405,000 | $ 1,900,833 | $ 781,000 |
| Ocean, New Jersey | 6 | $ 13,420,000 | $ 2,236,666 | $ 402,000 |
| Wake, North Carolina | 6 | $ 249,990,000 | $ 41,665,000 | $ 0 |
| Tulsa, Oklahoma | 6 | $ 59,770,000 | $ 9,961,666 | $ 527,000 |
| Philadelphia, Pennsylvania | 6 | $ 253,780,000 | $ 42,296,666 | $ 1,784,000 |
| Bexar, Texas | 6 | $ 109,630,000 | $ 18,271,666 | $ 362,000 |
| Collin, Texas | 6 | $ 69,190,000 | $ 11,531,666 | $ 273,000 |
| Milwaukee, Wisconsin | 6 | $ 77,840,000 | $ 12,973,333 | $ 0 |
| Pima, Arizona | 5 | $ 37,755,000 | $ 7,551,000 | $ 459,000 |
| Douglas, Colorado | 5 | $ 5,985,000 | $ 1,197,000 | $ 19,000 |
| Eagle, Colorado | 5 | $ 23,995,000 | $ 4,799,000 | $ 1,790,000 |
| Duval, Florida | 5 | $ 115,620,000 | $ 23,124,000 | $ 7,520,000 |
| Indian River, Florida | 5 | $ 10,435,000 | $ 2,087,000 | $ 415,000 |
| Cobb, Georgia | 5 | $ 42,740,000 | $ 8,548,000 | $ 364,000 |
| DuPage, Illinois | 5 | $ 4,020,000 | $ 804,000 | $ 269,000 |
| Dukes, Massachusetts | 5 | $ 13,455,000 | $ 2,691,000 | $ 1,550,000 |
| Nantucket, Massachusetts | 5 | $ 21,425,000 | $ 4,285,000 | $ 1,670,000 |
| Ottawa, Michigan | 5 | $ 111,485,000 | $ 22,297,000 | $ 2,078,000 |
| Delaware, Pennsylvania | 5 | $ 6,625,000 | $ 1,325,000 | $ 443,000 |
| Williamson, Tennessee | 5 | $ 9,965,000 | $ 1,993,000 | $ 213,000 |
| Wasatch, Utah | 5 | $ 16,645,000 | $ 3,329,000 | $ 1,121,000 |
| Arlington, Virginia | 5 | $ 3,255,000 | $ 651,000 | $ 722,000 |
| San Bernardino, California | 4 | $ 114,310,000 | $ 28,577,500 | $ 438,000 |
| Sonoma, California | 4 | $ 13,840,000 | $ 3,460,000 | $ 744,000 |
| Routt, Colorado | 4 | $ 4,390,000 | $ 1,097,500 | $ 113,000 |
| Walton, Florida | 4 | $ 13,230,000 | $ 3,307,500 | $ 544,000 |
| DeKalb, Georgia | 4 | $ 99,410,000 | $ 24,852,500 | $ 138,000 |
| Washoe, Nevada | 4 | $ 20,660,000 | $ 5,165,000 | $ 3,401,000 |
| Nassau, New York | 4 | $ 55,350,000 | $ 13,837,500 | $ 368,000 |
| Ulster, New York | 4 | $ 14,370,000 | $ 3,592,500 | $ 711,000 |
| New Hanover, North Carolina | 4 | $ 8,370,000 | $ 2,092,500 | $ 565,000 |
| Cuyahoga, Ohio | 4 | $ 121,230,000 | $ 30,307,500 | $ 518,000 |
| Deschutes, Oregon | 4 | $ 7,220,000 | $ 1,805,000 | $ 652,000 |
| Bucks, Pennsylvania | 4 | $ 5,170,000 | $ 1,292,500 | $ 496,000 |
| Fairfax, Virginia | 4 | $ 3,140,000 | $ 785,000 | $ 187,000 |
| Pulaski, Arkansas | 3 | $ 3,805,000 | $ 1,268,333 | $ 433,000 |
| Santa Cruz, California | 3 | $ 6,985,000 | $ 2,328,333 | $ 574,000 |
| Jefferson, Colorado | 3 | $ 1,825,000 | $ 608,333 | $ 0 |
| Pitkin, Colorado | 3 | $ 19,015,000 | $ 6,338,333 | $ 1,729,000 |
| Capitol Planning Region, Connecticut | 3 | $ 44,665,000 | $ 14,888,333 | $ 34,000 |
| Southeastern Connecticut Planning Region, Connecticut | 3 | $ 3,475,000 | $ 1,158,333 | $ 449,000 |
| Manatee, Florida | 3 | $ 42,725,000 | $ 14,241,666 | $ 242,000 |
| Nassau, Florida | 3 | $ 6,415,000 | $ 2,138,333 | $ 588,000 |
| Pinellas, Florida | 3 | $ 4,510,000 | $ 1,503,333 | $ 3,266,000 |
| Sarasota, Florida | 3 | $ 4,495,000 | $ 1,498,333 | $ 1,337,000 |
| Greene, Georgia | 3 | $ 5,725,000 | $ 1,908,333 | $ 768,000 |
| Newton, Georgia | 3 | $ 57,115,000 | $ 19,038,333 | $ 298,000 |
| Hawaii, Hawaii | 3 | $ 12,865,000 | $ 4,288,333 | $ 860,000 |
| Marion, Indiana | 3 | $ 5,475,000 | $ 1,825,000 | $ 565,000 |
| Anne Arundel, Maryland | 3 | $ 4,975,000 | $ 1,658,333 | $ 271,000 |
| Baltimore City, Maryland | 3 | $ 38,530,000 | $ 12,843,333 | $ 600,000 |
| St. Louis, Missouri | 3 | $ 58,695,000 | $ 19,565,000 | $ 505,000 |
| Gallatin, Montana | 3 | $ 4,745,000 | $ 1,581,666 | $ 995,000 |
| Madison, Montana | 3 | $ 11,195,000 | $ 3,731,666 | $ 0 |
| Cape May, New Jersey | 3 | $ 5,605,000 | $ 1,868,333 | $ 1,026,000 |
| Mercer, New Jersey | 3 | $ 1,660,000 | $ 553,333 | $ 120,000 |
| Orange, New York | 3 | $ 4,875,000 | $ 1,625,000 | $ 1,186,000 |
| Buncombe, North Carolina | 3 | $ 1,430,000 | $ 476,666 | $ 297,000 |
| Cumberland, North Carolina | 3 | $ 67,515,000 | $ 22,505,000 | $ 0 |
| Hamilton, Ohio | 3 | $ 6,695,000 | $ 2,231,666 | $ 926,000 |
| Montgomery, Tennessee | 3 | $ 73,355,000 | $ 24,451,666 | $ 77,000 |
| Shelby, Tennessee | 3 | $ 30,915,000 | $ 10,305,000 | $ 0 |
| Galveston, Texas | 3 | $ 118,445,000 | $ 39,481,666 | $ 116,000 |
| Montgomery, Texas | 3 | $ 3,135,000 | $ 1,045,000 | $ 448,000 |
| Clark, Washington | 3 | $ 48,735,000 | $ 16,245,000 | $ 450,000 |
| Snohomish, Washington | 3 | $ 5,055,000 | $ 1,685,000 | $ 498,000 |
| Dane, Wisconsin | 3 | $ 4,145,000 | $ 1,381,666 | $ 1,279,000 |
| Walworth, Wisconsin | 3 | $ 3,865,000 | $ 1,288,333 | $ 435,000 |
| Jefferson, Alabama | 2 | $ 35,180,000 | $ 17,590,000 | $ 0 |
| Madison, Alabama | 2 | $ 39,040,000 | $ 19,520,000 | $ 161,000 |
| El Dorado, California | 2 | $ 1,930,000 | $ 965,000 | $ 15,000 |
| Monterey, California | 2 | $ 10,390,000 | $ 5,195,000 | $ 204,000 |
| Napa, California | 2 | $ 2,670,000 | $ 1,335,000 | $ 767,000 |
| Ventura, California | 2 | $ 5,310,000 | $ 2,655,000 | $ 0 |
| Larimer, Colorado | 2 | $ 1,125,000 | $ 562,500 | $ 336,000 |
| San Miguel, Colorado | 2 | $ 13,940,000 | $ 6,970,000 | $ 2,454,000 |
| Northwest Hills Planning Region, Connecticut | 2 | $ 1,960,000 | $ 980,000 | $ 746,000 |
| Martin, Florida | 2 | $ 2,655,000 | $ 1,327,500 | $ 446,000 |
| Polk, Florida | 2 | $ 755,000 | $ 377,500 | $ 578,000 |
| St. Johns, Florida | 2 | $ 56,130,000 | $ 28,065,000 | $ 576,000 |
| Columbia, Georgia | 2 | $ 11,965,000 | $ 5,982,500 | $ 0 |
| Glynn, Georgia | 2 | $ 1,790,000 | $ 895,000 | $ 626,000 |
| Bonner, Idaho | 2 | $ 5,390,000 | $ 2,695,000 | $ 7,387,000 |
| Kootenai, Idaho | 2 | $ 4,760,000 | $ 2,380,000 | $ 173,000 |
| Linn, Iowa | 2 | $ 2,690,000 | $ 1,345,000 | $ 0 |
| Jefferson, Kentucky | 2 | $ 925,000 | $ 462,500 | $ 814,000 |
| Orleans, Louisiana | 2 | $ 44,460,000 | $ 22,230,000 | $ 46,000 |
| Franklin, Maine | 2 | $ 2,820,000 | $ 1,410,000 | $ 865,000 |
| York, Maine | 2 | $ 3,430,000 | $ 1,715,000 | $ 1,287,000 |
| Barnstable, Massachusetts | 2 | $ 5,430,000 | $ 2,715,000 | $ 977,000 |
| Bristol, Massachusetts | 2 | $ 27,760,000 | $ 13,880,000 | $ 475,000 |
| Antrim, Michigan | 2 | $ 4,370,000 | $ 2,185,000 | $ 1,511,000 |
| Grand Traverse, Michigan | 2 | $ 3,030,000 | $ 1,515,000 | $ 389,000 |
| Macomb, Michigan | 2 | $ 30,410,000 | $ 15,205,000 | $ 0 |
| Wayne, Michigan | 2 | $ 32,255,000 | $ 16,127,500 | $ 0 |
| Madison, Mississippi | 2 | $ 1,540,000 | $ 770,000 | $ 548,000 |
| Clay, Missouri | 2 | $ 83,010,000 | $ 41,505,000 | $ 0 |
| Flathead, Montana | 2 | $ 7,440,000 | $ 3,720,000 | $ 353,000 |
| Douglas, Nevada | 2 | $ 4,310,000 | $ 2,155,000 | $ 713,000 |
| Rockingham, New Hampshire | 2 | $ 4,810,000 | $ 2,405,000 | $ 492,000 |
| Atlantic, New Jersey | 2 | $ 1,760,000 | $ 880,000 | $ 394,000 |
| Somerset, New Jersey | 2 | $ 39,160,000 | $ 19,580,000 | $ 319,000 |
| Union, New Jersey | 2 | $ 3,150,000 | $ 1,575,000 | $ 305,000 |
| Columbia, New York | 2 | $ 3,190,000 | $ 1,595,000 | $ 646,000 |
| Rockland, New York | 2 | $ 57,510,000 | $ 28,755,000 | $ 0 |
| Catawba, North Carolina | 2 | $ 12,930,000 | $ 6,465,000 | $ 254,000 |
| Multnomah, Oregon | 2 | $ 3,550,000 | $ 1,775,000 | $ 627,000 |
| Montgomery, Pennsylvania | 2 | $ 6,210,000 | $ 3,105,000 | $ 0 |
| Washington, Rhode Island | 2 | $ 11,210,000 | $ 5,605,000 | $ 765,000 |
| Beaufort, South Carolina | 2 | $ 5,250,000 | $ 2,625,000 | $ 1,446,000 |
| Hamilton, Tennessee | 2 | $ 2,100,000 | $ 1,050,000 | $ 424,000 |
| Brazos, Texas | 2 | $ 1,330,000 | $ 665,000 | $ 199,000 |
| Hays, Texas | 2 | $ 14,710,000 | $ 7,355,000 | $ 0 |
| Midland, Texas | 2 | $ 40,110,000 | $ 20,055,000 | $ 0 |
| Smith, Texas | 2 | $ 23,630,000 | $ 11,815,000 | $ 114,000 |
| Utah, Utah | 2 | $ 1,310,000 | $ 655,000 | $ 322,000 |
| Washington, Utah | 2 | $ 2,410,000 | $ 1,205,000 | $ 484,000 |
| Chittenden, Vermont | 2 | $ 4,570,000 | $ 2,285,000 | $ 561,000 |
| Albemarle, Virginia | 2 | $ 3,600,000 | $ 1,800,000 | $ 2,121,000 |
| Alexandria, Virginia | 2 | $ 44,910,000 | $ 22,455,000 | $ 795,000 |
| Richmond City, Virginia | 2 | $ 35,280,000 | $ 17,640,000 | $ 444,000 |
| Virginia Beach, Virginia | 2 | $ 2,010,000 | $ 1,005,000 | $ 300,000 |
| Clark, Wisconsin | 2 | $ 28,010,000 | $ 14,005,000 | $ 0 |
| Mobile, Alabama | 1 | $ 1,245,000 | $ 1,245,000 | $ 342,000 |
| Shelby, Alabama | 1 | $ 705,000 | $ 705,000 | $ 63,000 |
| Garland, Arkansas | 1 | $ 1,685,000 | $ 1,685,000 | $ 103,000 |
| Nevada, California | 1 | $ 505,000 | $ 505,000 | $ 84,000 |
| Sacramento, California | 1 | $ 10,505,000 | $ 10,505,000 | $ 0 |
| San Luis Obispo, California | 1 | $ 755,000 | $ 755,000 | $ 169,000 |
| Arapahoe, Colorado | 1 | $ 865,000 | $ 865,000 | $ 42,000 |
| El Paso, Colorado | 1 | $ 0 | $ 0 | $ 0 |
| Garfield, Colorado | 1 | $ 625,000 | $ 625,000 | $ 96,000 |
| La Plata, Colorado | 1 | $ 505,000 | $ 505,000 | $ 168,000 |
| Greater Bridgeport Planning Region, Connecticut | 1 | $ 885,000 | $ 885,000 | $ 200,000 |
| Sussex, Delaware | 1 | $ 505,000 | $ 505,000 | $ 120,000 |
| Bay, Florida | 1 | $ 2,305,000 | $ 2,305,000 | $ 0 |
| Brevard, Florida | 1 | $ 0 | $ 0 | $ 0 |
| Escambia, Florida | 1 | $ 1,255,000 | $ 1,255,000 | $ 741,000 |
| Leon, Florida | 1 | $ 18,005,000 | $ 18,005,000 | $ 0 |
| Monroe, Florida | 1 | $ 645,000 | $ 645,000 | $ 585,000 |
| Osceola, Florida | 1 | $ 75,005,000 | $ 75,005,000 | $ 0 |
| Pasco, Florida | 1 | $ 0 | $ 0 | $ 0 |
| Seminole, Florida | 1 | $ 25,005,000 | $ 25,005,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 43,525,000 | $ 43,525,000 | $ 0 |
| Volusia, Florida | 1 | $ 52,005,000 | $ 52,005,000 | $ 0 |
| Bartow, Georgia | 1 | $ 40,805,000 | $ 40,805,000 | $ 0 |
| Cherokee, Georgia | 1 | $ 1,105,000 | $ 1,105,000 | $ 81,000 |
| Fayette, Georgia | 1 | $ 6,575,000 | $ 6,575,000 | $ 0 |
| Gwinnett, Georgia | 1 | $ 40,605,000 | $ 40,605,000 | $ 0 |
| Habersham, Georgia | 1 | $ 7,855,000 | $ 7,855,000 | $ 0 |
| Lowndes, Georgia | 1 | $ 6,825,000 | $ 6,825,000 | $ 0 |
| Muscogee, Georgia | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Oconee, Georgia | 1 | $ 685,000 | $ 685,000 | $ 233,000 |
| Putnam, Georgia | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Richmond, Georgia | 1 | $ 7,015,000 | $ 7,015,000 | $ 0 |
| Honolulu, Hawaii | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| Bannock, Idaho | 1 | $ 30,005,000 | $ 30,005,000 | $ 0 |
| Canyon, Idaho | 1 | $ 0 | $ 0 | $ 0 |
| Bartholomew, Indiana | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Hamilton, Indiana | 1 | $ 61,505,000 | $ 61,505,000 | $ 0 |
| Johnson, Indiana | 1 | $ 0 | $ 0 | $ 0 |
| Kosciusko, Indiana | 1 | $ 885,000 | $ 885,000 | $ 277,000 |
| Monroe, Indiana | 1 | $ 525,000 | $ 525,000 | $ 415,000 |
| Porter, Indiana | 1 | $ 755,000 | $ 755,000 | $ 49,000 |
| Tippecanoe, Indiana | 1 | $ 6,505,000 | $ 6,505,000 | $ 0 |
| Vigo, Indiana | 1 | $ 25,805,000 | $ 25,805,000 | $ 0 |
| Warrick, Indiana | 1 | $ 755,000 | $ 755,000 | $ 112,000 |
| Appanoose, Iowa | 1 | $ 535,000 | $ 535,000 | $ 440,000 |
| Pottawattamie, Iowa | 1 | $ 4,255,000 | $ 4,255,000 | $ 0 |
| Scott, Iowa | 1 | $ 505,000 | $ 505,000 | $ 83,000 |
| Johnson, Kansas | 1 | $ 1,805,000 | $ 1,805,000 | $ 436,000 |
| Wyandotte, Kansas | 1 | $ 32,005,000 | $ 32,005,000 | $ 0 |
| Jefferson, Louisiana | 1 | $ 5,005,000 | $ 5,005,000 | $ 2,628,000 |
| Lafayette, Louisiana | 1 | $ 505,000 | $ 505,000 | $ 76,000 |
| Waldo, Maine | 1 | $ 605,000 | $ 605,000 | $ 651,000 |
| Baltimore, Maryland | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Cecil, Maryland | 1 | $ 0 | $ 0 | $ 0 |
| Queen Anne's, Maryland | 1 | $ 2,645,000 | $ 2,645,000 | $ 252,000 |
| St. Mary's, Maryland | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,577,000 |
| Talbot, Maryland | 1 | $ 2,145,000 | $ 2,145,000 | $ 1,291,000 |
| Wicomico, Maryland | 1 | $ 1,195,000 | $ 1,195,000 | $ 724,000 |
| Plymouth, Massachusetts | 1 | $ 705,000 | $ 705,000 | $ 157,000 |
| Benzie, Michigan | 1 | $ 505,000 | $ 505,000 | $ 157,000 |
| Berrien, Michigan | 1 | $ 885,000 | $ 885,000 | $ 247,000 |
| Emmet, Michigan | 1 | $ 7,505,000 | $ 7,505,000 | $ 2,428,000 |
| Genesee, Michigan | 1 | $ 9,305,000 | $ 9,305,000 | $ 0 |
| Ingham, Michigan | 1 | $ 62,005,000 | $ 62,005,000 | $ 0 |
| Kalamazoo, Michigan | 1 | $ 38,405,000 | $ 38,405,000 | $ 0 |
| Kent, Michigan | 1 | $ 545,000 | $ 545,000 | $ 259,000 |
| Livingston, Michigan | 1 | $ 73,505,000 | $ 73,505,000 | $ 0 |
| Muskegon, Michigan | 1 | $ 11,785,000 | $ 11,785,000 | $ 0 |
| Washtenaw, Michigan | 1 | $ 4,835,000 | $ 4,835,000 | $ 734,000 |
| Chisago, Minnesota | 1 | $ 905,000 | $ 905,000 | $ 405,000 |
| Ramsey, Minnesota | 1 | $ 18,455,000 | $ 18,455,000 | $ 0 |
| Washington, Mississippi | 1 | $ 7,105,000 | $ 7,105,000 | $ 0 |
| Cass, Missouri | 1 | $ 1,205,000 | $ 1,205,000 | $ 424,000 |
| Platte, Missouri | 1 | $ 19,005,000 | $ 19,005,000 | $ 0 |
| St. Charles, Missouri | 1 | $ 30,005,000 | $ 30,005,000 | $ 0 |
| St. Louis City, Missouri | 1 | $ 19,705,000 | $ 19,705,000 | $ 0 |
| Ravalli, Montana | 1 | $ 4,185,000 | $ 4,185,000 | $ 323,000 |
| Douglas, Nebraska | 1 | $ 34,755,000 | $ 34,755,000 | $ 0 |
| Lancaster, Nebraska | 1 | $ 755,000 | $ 755,000 | $ 521,000 |
| Belknap, New Hampshire | 1 | $ 1,085,000 | $ 1,085,000 | $ 470,000 |
| Carroll, New Hampshire | 1 | $ 2,065,000 | $ 2,065,000 | $ 1,214,000 |
| Coos, New Hampshire | 1 | $ 605,000 | $ 605,000 | $ 622,000 |
| Grafton, New Hampshire | 1 | $ 755,000 | $ 755,000 | $ 1,057,000 |
| Merrimack, New Hampshire | 1 | $ 1,105,000 | $ 1,105,000 | $ 390,000 |
| Bergen, New Jersey | 1 | $ 1,285,000 | $ 1,285,000 | $ 461,000 |
| Burlington, New Jersey | 1 | $ 525,000 | $ 525,000 | $ 395,000 |
| Camden, New Jersey | 1 | $ 1,005,000 | $ 1,005,000 | $ 220,000 |
| Morris, New Jersey | 1 | $ 1,505,000 | $ 1,505,000 | $ 483,000 |
| Santa Fe, New Mexico | 1 | $ 1,105,000 | $ 1,105,000 | $ 127,000 |
| Albany, New York | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Greene, New York | 1 | $ 1,025,000 | $ 1,025,000 | $ 1,343,000 |
| Ontario, New York | 1 | $ 4,425,000 | $ 4,425,000 | $ 696,000 |
| Saratoga, New York | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Brunswick, North Carolina | 1 | $ 505,000 | $ 505,000 | $ 730,000 |
| Currituck, North Carolina | 1 | $ 1,805,000 | $ 1,805,000 | $ 1,747,000 |
| Dare, North Carolina | 1 | $ 605,000 | $ 605,000 | $ 420,000 |
| Durham, North Carolina | 1 | $ 60,005,000 | $ 60,005,000 | $ 0 |
| Franklin, North Carolina | 1 | $ 1,255,000 | $ 1,255,000 | $ 3,807,000 |
| Granville, North Carolina | 1 | $ 2,055,000 | $ 2,055,000 | $ 144,000 |
| Johnston, North Carolina | 1 | $ 28,405,000 | $ 28,405,000 | $ 0 |
| Pitt, North Carolina | 1 | $ 7,905,000 | $ 7,905,000 | $ 0 |
| Ward, North Dakota | 1 | $ 14,705,000 | $ 14,705,000 | $ 0 |
| Butler, Ohio | 1 | $ 625,000 | $ 625,000 | $ 315,000 |
| Clermont, Ohio | 1 | $ 22,205,000 | $ 22,205,000 | $ 0 |
| Delaware, Ohio | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Greene, Ohio | 1 | $ 8,105,000 | $ 8,105,000 | $ 0 |
| Medina, Ohio | 1 | $ 685,000 | $ 685,000 | $ 1,008,000 |
| Stark, Ohio | 1 | $ 21,005,000 | $ 21,005,000 | $ 0 |
| Warren, Ohio | 1 | $ 1,015,000 | $ 1,015,000 | $ 661,000 |
| Comanche, Oklahoma | 1 | $ 10,715,000 | $ 10,715,000 | $ 0 |
| Oklahoma, Oklahoma | 1 | $ 0 | $ 0 | $ 0 |
| Clackamas, Oregon | 1 | $ 6,375,000 | $ 6,375,000 | $ 296,000 |
| Berks, Pennsylvania | 1 | $ 16,005,000 | $ 16,005,000 | $ 0 |
| Chester, Pennsylvania | 1 | $ 905,000 | $ 905,000 | $ 380,000 |
| Northampton, Pennsylvania | 1 | $ 2,505,000 | $ 2,505,000 | $ 342,000 |
| Washington, Pennsylvania | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Newport, Rhode Island | 1 | $ 555,000 | $ 555,000 | $ 215,000 |
| Providence, Rhode Island | 1 | $ 595,000 | $ 595,000 | $ 300,000 |
| Greenville, South Carolina | 1 | $ 1,175,000 | $ 1,175,000 | $ 111,000 |
| Lexington, South Carolina | 1 | $ 1,425,000 | $ 1,425,000 | $ 1,354,000 |
| Oconee, South Carolina | 1 | $ 935,000 | $ 935,000 | $ 512,000 |
| Pickens, South Carolina | 1 | $ 3,005,000 | $ 3,005,000 | $ 3,983,000 |
| Brown, South Dakota | 1 | $ 8,405,000 | $ 8,405,000 | $ 0 |
| Minnehaha, South Dakota | 1 | $ 575,000 | $ 575,000 | $ 86,000 |
| Knox, Tennessee | 1 | $ 4,225,000 | $ 4,225,000 | $ 0 |
| Bell, Texas | 1 | $ 0 | $ 0 | $ 0 |
| Fort Bend, Texas | 1 | $ 0 | $ 0 | $ 0 |
| Henderson, Texas | 1 | $ 1,385,000 | $ 1,385,000 | $ 0 |
| Howard, Texas | 1 | $ 5,765,000 | $ 5,765,000 | $ 0 |
| Jefferson, Texas | 1 | $ 0 | $ 0 | $ 0 |
| Johnson, Texas | 1 | $ 7,135,000 | $ 7,135,000 | $ 0 |
| Lee, Texas | 1 | $ 1,125,000 | $ 1,125,000 | $ 481,000 |
| Lubbock, Texas | 1 | $ 19,905,000 | $ 19,905,000 | $ 0 |
| McLennan, Texas | 1 | $ 70,005,000 | $ 70,005,000 | $ 0 |
| Rockwall, Texas | 1 | $ 885,000 | $ 885,000 | $ 0 |
| San Patricio, Texas | 1 | $ 27,145,000 | $ 27,145,000 | $ 0 |
| Tom Green, Texas | 1 | $ 17,615,000 | $ 17,615,000 | $ 0 |
| Wharton, Texas | 1 | $ 9,475,000 | $ 9,475,000 | $ 0 |
| Williamson, Texas | 1 | $ 595,000 | $ 595,000 | $ 61,000 |
| Davis, Utah | 1 | $ 53,805,000 | $ 53,805,000 | $ 0 |
| Weber, Utah | 1 | $ 1,845,000 | $ 1,845,000 | $ 0 |
| Charlottesville, Virginia | 1 | $ 5,835,000 | $ 5,835,000 | $ 0 |
| Loudoun, Virginia | 1 | $ 955,000 | $ 955,000 | $ 506,000 |
| Manassas Park, Virginia | 1 | $ 20,005,000 | $ 20,005,000 | $ 0 |
| Prince William, Virginia | 1 | $ 0 | $ 0 | $ 0 |
| Rockingham, Virginia | 1 | $ 0 | $ 0 | $ 0 |
| Suffolk, Virginia | 1 | $ 505,000 | $ 505,000 | $ 42,000 |
| Williamsburg, Virginia | 1 | $ 10,505,000 | $ 10,505,000 | $ 0 |
| Kitsap, Washington | 1 | $ 0 | $ 0 | $ 0 |
| Skagit, Washington | 1 | $ 37,005,000 | $ 37,005,000 | $ 0 |
| Spokane, Washington | 1 | $ 17,505,000 | $ 17,505,000 | $ 0 |
| Thurston, Washington | 1 | $ 7,205,000 | $ 7,205,000 | $ 0 |
| Monongalia, West Virginia | 1 | $ 1,245,000 | $ 1,245,000 | $ 498,000 |
| Putnam, West Virginia | 1 | $ 35,005,000 | $ 35,005,000 | $ 0 |
| Brown, Wisconsin | 1 | $ 725,000 | $ 725,000 | $ 585,000 |
| Kenosha, Wisconsin | 1 | $ 865,000 | $ 865,000 | $ 691,000 |
| La Crosse, Wisconsin | 1 | $ 75,405,000 | $ 75,405,000 | $ 0 |
| Outagamie, Wisconsin | 1 | $ 10,005,000 | $ 10,005,000 | $ 0 |
| Polk, Wisconsin | 1 | $ 1,195,000 | $ 1,195,000 | $ 462,000 |
| Racine, Wisconsin | 1 | $ 9,505,000 | $ 9,505,000 | $ 0 |
| Sauk, Wisconsin | 1 | $ 1,325,000 | $ 1,325,000 | $ 181,000 |
| St. Croix, Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 526,000 |
| Waukesha, Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Lincoln, Wyoming | 1 | $ 19,005,000 | $ 19,005,000 | $ 0 |
Mortgage Loan Application Detail Totals for Goldman Sachs Bank USA in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 659 | $3,432,605,000 | $5,388,000 | $90,005,000 | $823,000 | $7,116,000 |
| Refinancing | 609 | $8,843,115,000 | $17,171,000 | $96,805,000 | $699,000 | $8,877,000 |
| Other Purpose | 277 | $872,885,000 | $3,151,000 | $49,505,000 | $1,092,000 | $9,722,000 |
| Cash-out Refinancing | 92 | $333,105,000 | $3,660,000 | $57,405,000 | $912,000 | $4,333,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 765 | $1,664,515,000 | $2,175,000 | $13,475,000 | $732,000 | $7,973,000 |
| Not applicable | 497 | $10,800,000,000 | $28,421,000 | $96,805,000 | $0 | $0 |
| Not Provided | 295 | $828,205,000 | $2,807,000 | $30,625,000 | $1,164,000 | $9,722,000 |
| Asian | 42 | $113,040,000 | $2,691,000 | $6,005,000 | $903,000 | $4,775,000 |
| Black or African American | 19 | $40,115,000 | $2,111,000 | $9,375,000 | $1,700,000 | $8,877,000 |
| Hispanic | 19 | $35,835,000 | $1,886,000 | $5,855,000 | $991,000 | $4,444,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,637 | $13,481,710,000 | $8,869,000 | $96,805,000 | $871,000 | $9,722,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,015 | $2,548,625,000 | $2,515,000 | $57,405,000 | $833,000 | $9,722,000 |
| Application Withdrawn By Applicant | 300 | $4,132,670,000 | $16,530,000 | $96,805,000 | $1,161,000 | $8,786,000 |
| Application Denied By Financial Institution | 287 | $6,695,690,000 | $30,160,000 | $96,005,000 | $906,000 | $2,984,000 |
| Application Approved But Not Accepted | 28 | $79,120,000 | $2,825,000 | $9,805,000 | $1,131,000 | $3,944,000 |
| File Closed For Incompleteness | 7 | $25,605,000 | $3,657,000 | $5,205,000 | $713,000 | $1,081,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,350 | $6,786,020,000 | $5,228,000 | $96,805,000 | $871,000 | $9,722,000 |
| Other | 250 | $6,198,885,000 | $32,798,000 | $96,005,000 | $0 | $0 |
| Collateral | 27 | $421,685,000 | $18,334,000 | $96,005,000 | $1,049,000 | $2,984,000 |
| Credit History | 5 | $52,625,000 | $10,525,000 | $24,805,000 | $380,000 | $380,000 |
| Debt-To-Income Ratio | 5 | $22,495,000 | $4,499,000 | $10,005,000 | $295,000 | $295,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldman Sachs Bank USA's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Goldman Sachs Bank USA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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