Goldman Sachs Bank USA Mortgage Lending & HMDA Data, 2025
In 2025, Goldman Sachs Bank USA of New York, NY reported 1,637 mortgage applications totaling $13.5 billion, up 18% from 2024. The average application was for $8,235,620, and applicants reported an average income of $827,389. 62% of its applications resulted in an originated loan and 18% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (201), Los Angeles-Long Beach-Glendale, CA (77) and Chicago-Naperville, IL (72) (applications in parentheses).
| Mortgage Company & Address | Goldman Sachs Bank USA 200 West Street New York, NY 10282 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,637 |
| Total Mortgage Loan Application Amount | $13,481,710,000 |
| Average Mortgage Loan Application Amount | $8,235,620 |
| Highest Mortgage Loan Application Amount | $96,805,000 |
| Average Applicant Income | $827,389 |
| Highest Applicant Income | $9,722,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldman Sachs Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 201 | $ 2,879,820,000 | $ 14,327,462 | $ 1,330,716 |
| Outside any metro area | 125 | $ 415,145,000 | $ 3,321,160 | $ 1,012,227 |
| Los Angeles-Long Beach-Glendale, CA | 77 | $ 597,780,000 | $ 7,763,376 | $ 919,000 |
| Chicago-Naperville, IL | 72 | $ 313,260,000 | $ 4,350,833 | $ 743,000 |
| Dallas-Plano-Irving, TX | 62 | $ 507,275,000 | $ 8,181,854 | $ 586,000 |
| San Francisco-Redwood City-South San Francisco, CA | 53 | $ 165,590,000 | $ 3,124,339 | $ 868,000 |
| Anaheim-Santa Ana-Irvine, CA | 40 | $ 126,510,000 | $ 3,162,750 | $ 1,064,000 |
| Houston-The Woodlands-Sugar Land, TX | 36 | $ 514,305,000 | $ 14,286,250 | $ 707,000 |
| Seattle-Bellevue-Everett, WA | 32 | $ 66,955,000 | $ 2,092,343 | $ 730,000 |
| Phoenix-Mesa-Scottsdale, AZ | 29 | $ 241,515,000 | $ 8,328,103 | $ 595,000 |
| Cambridge-Newton-Framingham, MA | 26 | $ 34,485,000 | $ 1,326,346 | $ 494,000 |
| Oakland-Hayward-Berkeley, CA | 26 | $ 163,345,000 | $ 6,282,500 | $ 661,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 24 | $ 87,190,000 | $ 3,632,916 | $ 1,730,000 |
| Atlanta-Sandy Springs-Roswell, GA | 23 | $ 385,040,000 | $ 16,740,869 | $ 503,000 |
| Bridgeport-Stamford-Norwalk, CT | 23 | $ 64,275,000 | $ 2,794,565 | $ 1,631,000 |
| Charlotte-Concord-Gastonia, NC-SC | 22 | $ 171,470,000 | $ 7,794,090 | $ 728,000 |
| Miami-Miami Beach-Kendall, FL | 22 | $ 228,115,000 | $ 10,368,863 | $ 978,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 21 | $ 140,255,000 | $ 6,678,809 | $ 983,000 |
| San Diego-Carlsbad, CA | 21 | $ 184,650,000 | $ 8,792,857 | $ 693,000 |
| Nassau County-Suffolk County, NY | 20 | $ 136,465,000 | $ 6,823,250 | $ 2,238,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 20 | $ 55,820,000 | $ 2,791,000 | $ 427,000 |
| Boston, MA | 19 | $ 111,195,000 | $ 5,852,368 | $ 622,000 |
| Naples-Immokalee-Marco Island, FL | 17 | $ 72,685,000 | $ 4,275,588 | $ 1,122,000 |
| Lakewood-New Brunswick, NJ | 16 | $ 160,470,000 | $ 10,029,375 | $ 448,000 |
| Charleston-North Charleston, SC | 15 | $ 142,035,000 | $ 9,469,000 | $ 737,000 |
| Denver-Aurora-Lakewood, CO | 15 | $ 15,650,000 | $ 1,043,333 | $ 513,000 |
| Fort Worth-Arlington, TX | 15 | $ 327,230,000 | $ 21,815,333 | $ 374,000 |
| Riverside-San Bernardino-Ontario, CA | 15 | $ 137,045,000 | $ 9,136,333 | $ 403,000 |
| Arlington-Alexandria-Reston, VA-WV | 14 | $ 72,265,000 | $ 5,161,785 | $ 472,000 |
| Austin-Round Rock, TX | 14 | $ 81,350,000 | $ 5,810,714 | $ 518,000 |
| Las Vegas-Henderson-Paradise, NV | 14 | $ 60,885,000 | $ 4,348,928 | $ 403,000 |
| Columbus, OH | 13 | $ 184,685,000 | $ 14,206,538 | $ 611,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 13 | $ 46,865,000 | $ 3,605,000 | $ 428,000 |
| Salt Lake City, UT | 13 | $ 35,965,000 | $ 2,766,538 | $ 287,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 12 | $ 205,720,000 | $ 17,143,333 | $ 908,250 |
| Newark, NJ-PA | 11 | $ 173,265,000 | $ 15,751,363 | $ 657,000 |
| Philadelphia, PA | 11 | $ 260,405,000 | $ 23,673,181 | $ 711,000 |
| San Rafael, CA | 11 | $ 27,275,000 | $ 2,479,545 | $ 487,000 |
| Warren-Troy-Farmington Hills, MI | 11 | $ 191,015,000 | $ 17,365,000 | $ 844,000 |
| Jacksonville, FL | 10 | $ 178,165,000 | $ 17,816,500 | $ 1,972,000 |
| Lake County-Kenosha County, IL-WI | 10 | $ 19,250,000 | $ 1,925,000 | $ 570,000 |
| Tampa, FL | 10 | $ 52,240,000 | $ 5,224,000 | $ 524,000 |
| Washington, DC-MD | 10 | $ 20,760,000 | $ 2,076,000 | $ 458,000 |
| Orlando-Kissimmee-Sanford, FL | 9 | $ 113,700,000 | $ 12,633,333 | $ 2,460,000 |
| Santa Maria-Santa Barbara, CA | 9 | $ 42,015,000 | $ 4,668,333 | $ 1,064,000 |
| Baltimore-Columbia-Towson, MD | 8 | $ 48,155,000 | $ 6,019,375 | $ 348,000 |
| Portland-South Portland, ME | 8 | $ 11,230,000 | $ 1,403,750 | $ 806,000 |
| Raleigh, NC | 8 | $ 279,650,000 | $ 34,956,250 | $ 3,807,000 |
| Marietta, GA | 7 | $ 84,650,000 | $ 12,092,857 | $ 270,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 78,095,000 | $ 11,156,428 | $ 71,000 |
| Montgomery County-Bucks County-Chester County, PA | 7 | $ 12,285,000 | $ 1,755,000 | $ 473,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 36,300,000 | $ 6,050,000 | $ 645,000 |
| Cincinnati, OH-KY-IN | 6 | $ 30,540,000 | $ 5,090,000 | $ 634,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 44,020,000 | $ 7,336,666 | $ 961,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 112,030,000 | $ 18,671,666 | $ 1,623,000 |
| Kansas City, MO-KS | 6 | $ 137,030,000 | $ 22,838,333 | $ 428,000 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 47,220,000 | $ 7,870,000 | $ 789,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 58,660,000 | $ 9,776,666 | $ 483,000 |
| Providence-Warwick, RI-MA | 6 | $ 40,120,000 | $ 6,686,666 | $ 499,000 |
| San Antonio-New Braunfels, TX | 6 | $ 109,630,000 | $ 18,271,666 | $ 362,000 |
| Tulsa, OK | 6 | $ 59,770,000 | $ 9,961,666 | $ 527,000 |
| Washington-Baltimore-Arlington, DC | 6 | $ 86,810,000 | $ 14,468,333 | $ 1,257,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 7,365,000 | $ 1,473,000 | $ 710,000 |
| Cleveland, OH | 5 | $ 121,915,000 | $ 24,383,000 | $ 763,000 |
| Indianapolis-Carmel-Anderson, IN | 5 | $ 66,980,000 | $ 13,396,000 | $ 565,000 |
| Sebastian-Vero Beach, FL | 5 | $ 10,435,000 | $ 2,087,000 | $ 415,000 |
| St. Louis, MO-IL | 5 | $ 108,405,000 | $ 21,681,000 | $ 505,000 |
| Tucson, AZ | 5 | $ 37,755,000 | $ 7,551,000 | $ 459,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 14,825,000 | $ 2,965,000 | $ 520,600 |
| Wilmington, NC | 5 | $ 8,875,000 | $ 1,775,000 | $ 598,000 |
| Bend-Redmond, OR | 4 | $ 7,220,000 | $ 1,805,000 | $ 652,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 13,230,000 | $ 3,307,500 | $ 544,000 |
| Kingston, NY | 4 | $ 14,370,000 | $ 3,592,500 | $ 711,000 |
| Reno, NV | 4 | $ 20,660,000 | $ 5,165,000 | $ 3,401,000 |
| Santa Rosa, CA | 4 | $ 13,840,000 | $ 3,460,000 | $ 744,000 |
| Asheville, NC | 3 | $ 1,430,000 | $ 476,666 | $ 297,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 18,980,000 | $ 6,326,666 | $ 0 |
| Birmingham-Hoover, AL | 3 | $ 35,885,000 | $ 11,961,666 | $ 63,000 |
| Bozeman, MT | 3 | $ 4,745,000 | $ 1,581,666 | $ 995,000 |
| Charlottesville, VA | 3 | $ 9,435,000 | $ 3,145,000 | $ 2,121,000 |
| Clarksville, TN-KY | 3 | $ 73,355,000 | $ 24,451,666 | $ 77,000 |
| Everett, WA | 3 | $ 5,055,000 | $ 1,685,000 | $ 498,000 |
| Fayetteville, NC | 3 | $ 67,515,000 | $ 22,505,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 44,665,000 | $ 14,888,333 | $ 34,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 3 | $ 4,875,000 | $ 1,625,000 | $ 1,186,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 3,805,000 | $ 1,268,333 | $ 433,000 |
| Madison, WI | 3 | $ 4,145,000 | $ 1,381,666 | $ 1,279,000 |
| Memphis, TN-MS-AR | 3 | $ 30,915,000 | $ 10,305,000 | $ 0 |
| New Orleans-Metairie, LA | 3 | $ 49,465,000 | $ 16,488,333 | $ 1,337,000 |
| Norwich-New London, CT | 3 | $ 3,475,000 | $ 1,158,333 | $ 449,000 |
| Port St. Lucie, FL | 3 | $ 46,180,000 | $ 15,393,333 | $ 446,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 6,985,000 | $ 2,328,333 | $ 574,000 |
| St. Petersburg-Clearwater-Largo, FL | 3 | $ 4,510,000 | $ 1,503,333 | $ 3,266,000 |
| Traverse City, MI | 3 | $ 3,535,000 | $ 1,178,333 | $ 311,000 |
| Trenton, NJ | 3 | $ 1,660,000 | $ 553,333 | $ 120,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 2,040,000 | $ 1,020,000 | $ 0 |
| Barnstable Town, MA | 2 | $ 5,430,000 | $ 2,715,000 | $ 977,000 |
| Brunswick, GA | 2 | $ 1,790,000 | $ 895,000 | $ 626,000 |
| Burlington-South Burlington, VT | 2 | $ 4,570,000 | $ 2,285,000 | $ 561,000 |
| Camden, NJ | 2 | $ 1,530,000 | $ 765,000 | $ 307,000 |
| Cedar Rapids, IA | 2 | $ 2,690,000 | $ 1,345,000 | $ 0 |
| Chattanooga, TN-GA | 2 | $ 2,100,000 | $ 1,050,000 | $ 424,000 |
| Coeur D'Alene, ID | 2 | $ 4,760,000 | $ 2,380,000 | $ 173,000 |
| College Station-Bryan, TX | 2 | $ 1,330,000 | $ 665,000 | $ 199,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 32,255,000 | $ 16,127,500 | $ 0 |
| Fort Collins, CO | 2 | $ 1,125,000 | $ 562,500 | $ 336,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 4,180,000 | $ 2,090,000 | $ 2,047,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 12,930,000 | $ 6,465,000 | $ 254,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 5,250,000 | $ 2,625,000 | $ 1,446,000 |
| Huntsville, AL | 2 | $ 39,040,000 | $ 19,520,000 | $ 161,000 |
| Jackson, MS | 2 | $ 1,540,000 | $ 770,000 | $ 548,000 |
| Lakeland-Winter Haven, FL | 2 | $ 755,000 | $ 377,500 | $ 578,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 925,000 | $ 462,500 | $ 814,000 |
| Midland, TX | 2 | $ 40,110,000 | $ 20,055,000 | $ 0 |
| Napa, CA | 2 | $ 2,670,000 | $ 1,335,000 | $ 767,000 |
| Ogden-Clearfield, UT | 2 | $ 55,650,000 | $ 27,825,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 39,010,000 | $ 19,505,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 5,310,000 | $ 2,655,000 | $ 0 |
| Provo-Orem, UT | 2 | $ 1,310,000 | $ 655,000 | $ 322,000 |
| Richmond, VA | 2 | $ 35,280,000 | $ 17,640,000 | $ 444,000 |
| Rockingham County-Strafford County, NH | 2 | $ 4,810,000 | $ 2,405,000 | $ 492,000 |
| Salinas, CA | 2 | $ 10,390,000 | $ 5,195,000 | $ 204,000 |
| St. George, UT | 2 | $ 2,410,000 | $ 1,205,000 | $ 484,000 |
| Tyler, TX | 2 | $ 23,630,000 | $ 11,815,000 | $ 114,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 2,505,000 | $ 2,505,000 | $ 342,000 |
| Ann Arbor, MI | 1 | $ 4,835,000 | $ 4,835,000 | $ 734,000 |
| Appleton, WI | 1 | $ 10,005,000 | $ 10,005,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 685,000 | $ 685,000 | $ 233,000 |
| Beaumont-Port Arthur, TX | 1 | $ 0 | $ 0 | $ 0 |
| Bloomington, IN | 1 | $ 525,000 | $ 525,000 | $ 415,000 |
| Boise City, ID | 1 | $ 0 | $ 0 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 0 | $ 0 | $ 0 |
| Canton-Massillon, OH | 1 | $ 21,005,000 | $ 21,005,000 | $ 0 |
| Colorado Springs, CO | 1 | $ 0 | $ 0 | $ 0 |
| Columbia, SC | 1 | $ 1,425,000 | $ 1,425,000 | $ 1,354,000 |
| Columbus, GA-AL | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Columbus, IN | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 27,145,000 | $ 27,145,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 505,000 | $ 505,000 | $ 83,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 8,105,000 | $ 8,105,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 52,005,000 | $ 52,005,000 | $ 0 |
| Durham-Chapel Hill, NC | 1 | $ 60,005,000 | $ 60,005,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 755,000 | $ 755,000 | $ 112,000 |
| Flint, MI | 1 | $ 9,305,000 | $ 9,305,000 | $ 0 |
| Green Bay, WI | 1 | $ 725,000 | $ 725,000 | $ 585,000 |
| Greenville, NC | 1 | $ 7,905,000 | $ 7,905,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 0 | $ 0 | $ 0 |
| Hot Springs, AR | 1 | $ 1,685,000 | $ 1,685,000 | $ 103,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 35,005,000 | $ 35,005,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 38,405,000 | $ 38,405,000 | $ 0 |
| Kenosha, WI | 1 | $ 865,000 | $ 865,000 | $ 691,000 |
| Killeen-Temple, TX | 1 | $ 0 | $ 0 | $ 0 |
| Knoxville, TN | 1 | $ 4,225,000 | $ 4,225,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 75,405,000 | $ 75,405,000 | $ 0 |
| Lafayette, LA | 1 | $ 505,000 | $ 505,000 | $ 76,000 |
| Lafayette-West Lafayette, IN | 1 | $ 6,505,000 | $ 6,505,000 | $ 0 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 755,000 | $ 755,000 | $ 49,000 |
| Lansing-East Lansing, MI | 1 | $ 62,005,000 | $ 62,005,000 | $ 0 |
| Lawton, OK | 1 | $ 10,715,000 | $ 10,715,000 | $ 0 |
| Lexington Park, MD | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,577,000 |
| Lincoln, NE | 1 | $ 755,000 | $ 755,000 | $ 521,000 |
| Lubbock, TX | 1 | $ 19,905,000 | $ 19,905,000 | $ 0 |
| Minot, ND | 1 | $ 14,705,000 | $ 14,705,000 | $ 0 |
| Mobile, AL | 1 | $ 1,245,000 | $ 1,245,000 | $ 342,000 |
| Morgantown, WV | 1 | $ 1,245,000 | $ 1,245,000 | $ 498,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 37,005,000 | $ 37,005,000 | $ 0 |
| Muskegon, MI | 1 | $ 11,785,000 | $ 11,785,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 885,000 | $ 885,000 | $ 247,000 |
| Oklahoma City, OK | 1 | $ 0 | $ 0 | $ 0 |
| Olympia-Tumwater, WA | 1 | $ 7,205,000 | $ 7,205,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 0 | $ 0 | $ 0 |
| Panama City, FL | 1 | $ 2,305,000 | $ 2,305,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 1,255,000 | $ 1,255,000 | $ 741,000 |
| Pittsburgh, PA | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Pocatello, ID | 1 | $ 30,005,000 | $ 30,005,000 | $ 0 |
| Racine, WI | 1 | $ 9,505,000 | $ 9,505,000 | $ 0 |
| Reading, PA | 1 | $ 16,005,000 | $ 16,005,000 | $ 0 |
| Rochester, NY | 1 | $ 4,425,000 | $ 4,425,000 | $ 696,000 |
| Salisbury, MD-DE | 1 | $ 1,195,000 | $ 1,195,000 | $ 724,000 |
| San Angelo, TX | 1 | $ 17,615,000 | $ 17,615,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 755,000 | $ 755,000 | $ 169,000 |
| Santa Fe, NM | 1 | $ 1,105,000 | $ 1,105,000 | $ 127,000 |
| Sioux Falls, SD | 1 | $ 575,000 | $ 575,000 | $ 86,000 |
| Spokane-Spokane Valley, WA | 1 | $ 17,505,000 | $ 17,505,000 | $ 0 |
| Tallahassee, FL | 1 | $ 18,005,000 | $ 18,005,000 | $ 0 |
| Terre Haute, IN | 1 | $ 25,805,000 | $ 25,805,000 | $ 0 |
| Urban Honolulu, HI | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| Valdosta, GA | 1 | $ 6,825,000 | $ 6,825,000 | $ 0 |
| Waco, TX | 1 | $ 70,005,000 | $ 70,005,000 | $ 0 |
| Wilmington, DE-MD-NJ | 1 | $ 0 | $ 0 | $ 0 |
Mortgage Loan Application Detail Totals for Goldman Sachs Bank USA in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 659 | $3,432,605,000 | $5,388,000 | $90,005,000 | $823,000 | $7,116,000 |
| Refinancing | 609 | $8,843,115,000 | $17,171,000 | $96,805,000 | $699,000 | $8,877,000 |
| Other Purpose | 277 | $872,885,000 | $3,151,000 | $49,505,000 | $1,092,000 | $9,722,000 |
| Cash-out Refinancing | 92 | $333,105,000 | $3,660,000 | $57,405,000 | $912,000 | $4,333,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 765 | $1,664,515,000 | $2,175,000 | $13,475,000 | $732,000 | $7,973,000 |
| Not applicable | 497 | $10,800,000,000 | $28,421,000 | $96,805,000 | $0 | $0 |
| Not Provided | 295 | $828,205,000 | $2,807,000 | $30,625,000 | $1,164,000 | $9,722,000 |
| Asian | 42 | $113,040,000 | $2,691,000 | $6,005,000 | $903,000 | $4,775,000 |
| Black or African American | 19 | $40,115,000 | $2,111,000 | $9,375,000 | $1,700,000 | $8,877,000 |
| Hispanic | 19 | $35,835,000 | $1,886,000 | $5,855,000 | $991,000 | $4,444,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,637 | $13,481,710,000 | $8,869,000 | $96,805,000 | $871,000 | $9,722,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,015 | $2,548,625,000 | $2,515,000 | $57,405,000 | $833,000 | $9,722,000 |
| Application Withdrawn By Applicant | 300 | $4,132,670,000 | $16,530,000 | $96,805,000 | $1,161,000 | $8,786,000 |
| Application Denied By Financial Institution | 287 | $6,695,690,000 | $30,160,000 | $96,005,000 | $906,000 | $2,984,000 |
| Application Approved But Not Accepted | 28 | $79,120,000 | $2,825,000 | $9,805,000 | $1,131,000 | $3,944,000 |
| File Closed For Incompleteness | 7 | $25,605,000 | $3,657,000 | $5,205,000 | $713,000 | $1,081,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,350 | $6,786,020,000 | $5,228,000 | $96,805,000 | $871,000 | $9,722,000 |
| Other | 250 | $6,198,885,000 | $32,798,000 | $96,005,000 | $0 | $0 |
| Collateral | 27 | $421,685,000 | $18,334,000 | $96,005,000 | $1,049,000 | $2,984,000 |
| Credit History | 5 | $52,625,000 | $10,525,000 | $24,805,000 | $380,000 | $380,000 |
| Debt-To-Income Ratio | 5 | $22,495,000 | $4,499,000 | $10,005,000 | $295,000 | $295,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldman Sachs Bank USA's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Goldman Sachs Bank USA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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