Goldwater Bank, N.A. Mortgage Lending & HMDA Data, 2014

In 2014, Goldwater Bank, N.A. of Phoenix, AZ reported 1,751 mortgage applications totaling $396.8 million, up 11% from 2013. The average application was for $226,629, and applicants reported an average income of $93,420. 50% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (369), Coeur D'Alene, ID (218) and Phoenix-Mesa-Scottsdale, AZ (76) (applications in parentheses).

Mortgage Company & Address Goldwater Bank, N.A.
2525 East Camelback Road Suite 1100
Phoenix, AZ 85016
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 1,751
Total Mortgage Loan Application Amount $396,829,000
Average Mortgage Loan Application Amount $226,629
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $93,420
Highest Applicant Income $2,376,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldwater Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Goldwater Bank, N.A. by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Kootenai, Idaho 218 $ 43,438,000 $ 199,256 $ 92,000
Denver, Colorado 100 $ 25,230,000 $ 252,300 $ 93,000
Douglas, Colorado 80 $ 23,165,000 $ 289,562 $ 133,000
Larimer, Colorado 74 $ 16,591,000 $ 224,202 $ 94,000
Maricopa, Arizona 72 $ 16,227,000 $ 225,375 $ 106,000
Arapahoe, Colorado 69 $ 16,985,000 $ 246,159 $ 174,000
Jefferson, Colorado 66 $ 15,535,000 $ 235,378 $ 84,000
Boulder, Colorado 43 $ 11,082,000 $ 257,720 $ 116,000
Weld, Colorado 42 $ 10,733,000 $ 255,547 $ 111,000
Adams, Colorado 41 $ 8,687,000 $ 211,878 $ 73,000
Bonner, Idaho 41 $ 6,550,000 $ 159,756 $ 77,000
Bernalillo, New Mexico 24 $ 3,666,000 $ 152,750 $ 73,000
Ada, Idaho 19 $ 2,867,000 $ 150,894 $ 67,000
Clackamas, Oregon 19 $ 5,340,000 $ 281,052 $ 96,000
Los Angeles, California 18 $ 7,013,000 $ 389,611 $ 106,000
Spokane, Washington 18 $ 4,221,000 $ 234,500 $ 99,000
Canyon, Idaho 17 $ 2,150,000 $ 126,470 $ 48,000
Riverside, California 14 $ 3,949,000 $ 282,071 $ 123,000
Salt Lake, Utah 14 $ 4,155,000 $ 296,785 $ 67,000
Sandoval, New Mexico 12 $ 1,977,000 $ 164,750 $ 64,000
Clark, Nevada 11 $ 2,321,000 $ 211,000 $ 73,000
Broomfield, Colorado 9 $ 2,379,000 $ 264,333 $ 91,000
Anchorage, Alaska 8 $ 1,849,000 $ 231,125 $ 28,000
Gunnison, Colorado 8 $ 1,499,000 $ 187,375 $ 97,000
Shoshone, Idaho 8 $ 730,000 $ 91,250 $ 58,000
Polk, Iowa 8 $ 1,425,000 $ 178,125 $ 59,000
Multnomah, Oregon 8 $ 1,608,000 $ 201,000 $ 78,000
Alameda, California 7 $ 3,676,000 $ 525,142 $ 149,000
El Paso, Colorado 7 $ 1,743,000 $ 249,000 $ 41,000
Grand, Colorado 7 $ 1,678,000 $ 239,714 $ 113,000
New Haven, Connecticut 7 $ 1,096,000 $ 156,571 $ 58,000
Honolulu, Hawaii 7 $ 2,333,000 $ 333,285 $ 61,000
Maui, Hawaii 7 $ 3,092,000 $ 441,714 $ 87,000
Prince George's, Maryland 7 $ 2,316,000 $ 330,857 $ 102,000
Harris, Texas 7 $ 2,138,000 $ 305,428 $ 438,000
King, Washington 7 $ 2,582,000 $ 368,857 $ 144,000
Pend Oreille, Washington 6 $ 1,045,000 $ 174,166 $ 76,000
Jefferson, Alabama 5 $ 1,019,000 $ 203,800 $ 44,000
San Bernardino, California 5 $ 1,216,000 $ 243,200 $ 50,000
New Castle, Delaware 5 $ 1,921,000 $ 384,200 $ 96,000
St. Tammany, Louisiana 5 $ 1,085,000 $ 217,000 $ 86,000
Bexar, Texas 5 $ 1,656,000 $ 331,200 $ 46,000
Pierce, Washington 5 $ 1,401,000 $ 280,200 $ 108,000
Pima, Arizona 4 $ 881,000 $ 220,250 $ 107,000
Pinal, Arizona 4 $ 797,000 $ 199,250 $ 167,000
Mesa, Colorado 4 $ 574,000 $ 143,500 $ 148,000
Miami-Dade, Florida 4 $ 818,000 $ 204,500 $ 91,000
Fulton, Georgia 4 $ 558,000 $ 139,500 $ 52,000
Anne Arundel, Maryland 4 $ 1,059,000 $ 264,750 $ 88,000
Dakota, Minnesota 4 $ 1,379,000 $ 344,750 $ 180,000
Lyon, Nevada 4 $ 642,000 $ 160,500 $ 69,000
Dona Ana, New Mexico 4 $ 601,000 $ 150,250 $ 99,000
Washington, Oregon 4 $ 1,084,000 $ 271,000 $ 73,000
Natrona, Wyoming 4 $ 599,000 $ 149,750 $ 37,000
Pulaski, Arkansas 3 $ 777,000 $ 259,000 $ 85,000
Orange, California 3 $ 1,657,000 $ 552,333 $ 142,000
Solano, California 3 $ 672,000 $ 224,000 $ 26,000
Gilpin, Colorado 3 $ 683,000 $ 227,666 $ 107,000
Sussex, Delaware 3 $ 743,000 $ 247,666 $ 61,000
Broward, Florida 3 $ 719,000 $ 239,666 $ 97,000
Richmond, Georgia 3 $ 377,000 $ 125,666 $ 34,000
Hawaii, Hawaii 3 $ 821,000 $ 273,666 $ 24,000
Latah, Idaho 3 $ 556,000 $ 185,333 $ 44,000
Cook, Illinois 3 $ 732,000 $ 244,000 $ 218,000
Cumberland, Maine 3 $ 694,000 $ 231,333 $ 25,000
Christian, Missouri 3 $ 781,000 $ 260,333 $ 87,000
Big Horn, Montana 3 $ 710,000 $ 236,666 $ 0
Douglas, Nevada 3 $ 848,000 $ 282,666 $ 132,000
Middlesex, New Jersey 3 $ 643,000 $ 214,333 $ 72,000
Ocean, New Jersey 3 $ 880,000 $ 293,333 $ 110,000
San Juan, New Mexico 3 $ 478,000 $ 159,333 $ 64,000
Kings, New York 3 $ 1,146,000 $ 382,000 $ 66,000
Queens, New York 3 $ 1,101,000 $ 367,000 $ 90,000
Stark, North Dakota 3 $ 705,000 $ 235,000 $ 101,000
Cuyahoga, Ohio 3 $ 514,000 $ 171,333 $ 68,000
Warren, Ohio 3 $ 514,000 $ 171,333 $ 68,000
Oklahoma, Oklahoma 3 $ 560,000 $ 186,666 $ 53,000
Tulsa, Oklahoma 3 $ 692,000 $ 230,666 $ 92,000
Lane, Oregon 3 $ 569,000 $ 189,666 $ 156,000
Linn, Oregon 3 $ 261,000 $ 87,000 $ 118,000
York, Pennsylvania 3 $ 571,000 $ 190,333 $ 70,000
Charleston, South Carolina 3 $ 510,000 $ 170,000 $ 15,000
Monroe, Tennessee 3 $ 411,000 $ 137,000 $ 45,000
Collin, Texas 3 $ 554,000 $ 184,666 $ 129,000
Culberson, Texas 3 $ 349,000 $ 116,333 $ 61,000
Tarrant, Texas 3 $ 693,000 $ 231,000 $ 128,000
Stafford, Virginia 3 $ 976,000 $ 325,333 $ 29,000
Clark, Washington 3 $ 949,000 $ 316,333 $ 111,000
Kitsap, Washington 3 $ 520,000 $ 173,333 $ 80,000
Jefferson, West Virginia 3 $ 970,000 $ 323,333 $ 60,000
Milwaukee, Wisconsin 3 $ 483,000 $ 161,000 $ 33,000
Waukesha, Wisconsin 3 $ 589,000 $ 196,333 $ 70,000
Baldwin, Alabama 2 $ 588,000 $ 294,000 $ 149,000
Mobile, Alabama 2 $ 305,000 $ 152,500 $ 0
Shelby, Alabama 2 $ 985,000 $ 492,500 $ 175,000
Yavapai, Arizona 2 $ 392,000 $ 196,000 $ 59,000
Yuma, Arizona 2 $ 321,000 $ 160,500 $ 0
Benton, Arkansas 2 $ 441,000 $ 220,500 $ 60,000
Contra Costa, California 2 $ 478,000 $ 239,000 $ 64,000
Sacramento, California 2 $ 375,000 $ 187,500 $ 44,000
San Diego, California 2 $ 1,007,000 $ 503,500 $ 266,000
Santa Clara, California 2 $ 769,000 $ 384,500 $ 110,000
Shasta, California 2 $ 382,000 $ 191,000 $ 85,000
Chaffee, Colorado 2 $ 351,000 $ 175,500 $ 61,000
Garfield, Colorado 2 $ 342,000 $ 171,000 $ 17,000
Summit, Colorado 2 $ 533,000 $ 266,500 $ 208,000
District of Columbia, District Of Columbia 2 $ 422,000 $ 211,000 $ 137,000
Hillsborough, Florida 2 $ 864,000 $ 432,000 $ 127,000
Cobb, Georgia 2 $ 336,000 $ 168,000 $ 87,000
DeKalb, Georgia 2 $ 563,000 $ 281,500 $ 103,000
Gwinnett, Georgia 2 $ 351,000 $ 175,500 $ 64,000
Thomas, Georgia 2 $ 338,000 $ 169,000 $ 45,000
Kauai, Hawaii 2 $ 532,000 $ 266,000 $ 16,000
Boundary, Idaho 2 $ 371,000 $ 185,500 $ 60,000
Oneida, Idaho 2 $ 260,000 $ 130,000 $ 47,000
Payette, Idaho 2 $ 277,000 $ 138,500 $ 71,000
DuPage, Illinois 2 $ 343,000 $ 171,500 $ 95,000
Lake, Illinois 2 $ 338,000 $ 169,000 $ 109,000
Will, Illinois 2 $ 352,000 $ 176,000 $ 92,000
Lake, Indiana 2 $ 307,000 $ 153,500 $ 0
Marion, Indiana 2 $ 522,000 $ 261,000 $ 93,000
Dallas, Iowa 2 $ 471,000 $ 235,500 $ 67,000
Jasper, Iowa 2 $ 374,000 $ 187,000 $ 0
Scott, Iowa 2 $ 423,000 $ 211,500 $ 68,000
Wapello, Iowa 2 $ 253,000 $ 126,500 $ 53,000
Johnson, Kansas 2 $ 873,000 $ 436,500 $ 197,000
Shawnee, Kansas 2 $ 225,000 $ 112,500 $ 90,000
Boyd, Kentucky 2 $ 310,000 $ 155,000 $ 128,000
Fayette, Kentucky 2 $ 360,000 $ 180,000 $ 65,000
Genesee, Michigan 2 $ 323,000 $ 161,500 $ 68,000
Oakland, Michigan 2 $ 579,000 $ 289,500 $ 237,000
Hennepin, Minnesota 2 $ 314,000 $ 157,000 $ 86,000
Jefferson, Missouri 2 $ 373,000 $ 186,500 $ 62,000
St. Charles, Missouri 2 $ 361,000 $ 180,500 $ 45,000
Custer, Montana 2 $ 266,000 $ 133,000 $ 0
Silver Bow, Montana 2 $ 416,000 $ 208,000 $ 93,000
Douglas, Nebraska 2 $ 225,000 $ 112,500 $ 86,000
Washoe, Nevada 2 $ 320,000 $ 160,000 $ 66,000
Burlington, New Jersey 2 $ 408,000 $ 204,000 $ 79,000
Essex, New Jersey 2 $ 380,000 $ 190,000 $ 118,000
Hudson, New Jersey 2 $ 537,000 $ 268,500 $ 69,000
Monmouth, New Jersey 2 $ 388,000 $ 194,000 $ 108,000
San Miguel, New Mexico 2 $ 175,000 $ 87,500 $ 65,000
Santa Fe, New Mexico 2 $ 539,000 $ 269,500 $ 553,000
Taos, New Mexico 2 $ 452,000 $ 226,000 $ 115,000
Valencia, New Mexico 2 $ 199,000 $ 99,500 $ 28,000
Orange, New York 2 $ 411,000 $ 205,500 $ 44,000
Richmond, New York 2 $ 710,000 $ 355,000 $ 92,000
Suffolk, New York 2 $ 516,000 $ 258,000 $ 49,000
Westchester, New York 2 $ 720,000 $ 360,000 $ 130,000
Carteret, North Carolina 2 $ 469,000 $ 234,500 $ 143,000
Orange, North Carolina 2 $ 572,000 $ 286,000 $ 44,000
Wake, North Carolina 2 $ 464,000 $ 232,000 $ 76,000
Montgomery, Ohio 2 $ 167,000 $ 83,500 $ 35,000
Columbia, Oregon 2 $ 390,000 $ 195,000 $ 47,000
Jackson, Oregon 2 $ 368,000 $ 184,000 $ 33,000
Marion, Oregon 2 $ 396,000 $ 198,000 $ 62,000
Bucks, Pennsylvania 2 $ 413,000 $ 206,500 $ 63,000
Providence, Rhode Island 2 $ 324,000 $ 162,000 $ 51,000
Hamilton, Tennessee 2 $ 340,000 $ 170,000 $ 127,000
Shelby, Tennessee 2 $ 455,000 $ 227,500 $ 0
Dallas, Texas 2 $ 378,000 $ 189,000 $ 43,000
El Paso, Texas 2 $ 526,000 $ 263,000 $ 0
Midland, Texas 2 $ 197,000 $ 98,500 $ 83,000
Montgomery, Texas 2 $ 498,000 $ 249,000 $ 67,000
Davis, Utah 2 $ 559,000 $ 279,500 $ 47,000
Grand, Utah 2 $ 349,000 $ 174,500 $ 100,000
Uintah, Utah 2 $ 429,000 $ 214,500 $ 59,000
Utah, Utah 2 $ 545,000 $ 272,500 $ 70,000
Washington, Utah 2 $ 831,000 $ 415,500 $ 137,000
Alexandria, Virginia 2 $ 1,032,000 $ 516,000 $ 156,000
Fairfax, Virginia 2 $ 756,000 $ 378,000 $ 77,000
Prince William, Virginia 2 $ 767,000 $ 383,500 $ 125,000
Mason, Washington 2 $ 258,000 $ 129,000 $ 56,000
Snohomish, Washington 2 $ 568,000 $ 284,000 $ 136,000
Yakima, Washington 2 $ 211,000 $ 105,500 $ 38,000
Douglas, Wisconsin 2 $ 225,000 $ 112,500 $ 44,000
Walworth, Wisconsin 2 $ 580,000 $ 290,000 $ 89,000
Park, Wyoming 2 $ 299,000 $ 149,500 $ 41,000
Sweetwater, Wyoming 2 $ 379,000 $ 189,500 $ 92,000
Autauga, Alabama 1 $ 212,000 $ 212,000 $ 77,000
Elmore, Alabama 1 $ 134,000 $ 134,000 $ 27,000
Lee, Alabama 1 $ 104,000 $ 104,000 $ 73,000
Madison, Alabama 1 $ 222,000 $ 222,000 $ 0
Fairbanks North Star, Alaska 1 $ 196,000 $ 196,000 $ 0
Juneau, Alaska 1 $ 409,000 $ 409,000 $ 0
Apache, Arizona 1 $ 158,000 $ 158,000 $ 0
Gila, Arizona 1 $ 180,000 $ 180,000 $ 51,000
Crawford, Arkansas 1 $ 300,000 $ 300,000 $ 0
Jefferson, Arkansas 1 $ 194,000 $ 194,000 $ 0
Pope, Arkansas 1 $ 90,000 $ 90,000 $ 56,000
Saline, Arkansas 1 $ 160,000 $ 160,000 $ 154,000
Colusa, California 1 $ 263,000 $ 263,000 $ 30,000
Fresno, California 1 $ 148,000 $ 148,000 $ 74,000
Kern, California 1 $ 156,000 $ 156,000 $ 75,000
Kings, California 1 $ 111,000 $ 111,000 $ 0
Placer, California 1 $ 403,000 $ 403,000 $ 98,000
San Francisco, California 1 $ 417,000 $ 417,000 $ 32,000
San Joaquin, California 1 $ 272,000 $ 272,000 $ 101,000
Sonoma, California 1 $ 417,000 $ 417,000 $ 75,000
Sutter, California 1 $ 135,000 $ 135,000 $ 77,000
Ventura, California 1 $ 412,000 $ 412,000 $ 170,000
Custer, Colorado 1 $ 100,000 $ 100,000 $ 33,000
Elbert, Colorado 1 $ 373,000 $ 373,000 $ 100,000
La Plata, Colorado 1 $ 320,000 $ 320,000 $ 74,000
Lake, Colorado 1 $ 201,000 $ 201,000 $ 96,000
Logan, Colorado 1 $ 135,000 $ 135,000 $ 43,000
Mineral, Colorado 1 $ 190,000 $ 190,000 $ 72,000
Morgan, Colorado 1 $ 160,000 $ 160,000 $ 63,000
Pueblo, Colorado 1 $ 162,000 $ 162,000 $ 71,000
Teller, Colorado 1 $ 227,000 $ 227,000 $ 39,000
Fairfield, Connecticut 1 $ 433,000 $ 433,000 $ 109,000
Windham, Connecticut 1 $ 176,000 $ 176,000 $ 161,000
Alachua, Florida 1 $ 142,000 $ 142,000 $ 0
Brevard, Florida 1 $ 233,000 $ 233,000 $ 59,000
Citrus, Florida 1 $ 164,000 $ 164,000 $ 59,000
Escambia, Florida 1 $ 164,000 $ 164,000 $ 0
Indian River, Florida 1 $ 86,000 $ 86,000 $ 123,000
Leon, Florida 1 $ 215,000 $ 215,000 $ 85,000
Manatee, Florida 1 $ 260,000 $ 260,000 $ 106,000
Nassau, Florida 1 $ 327,000 $ 327,000 $ 81,000
Okaloosa, Florida 1 $ 288,000 $ 288,000 $ 106,000
Orange, Florida 1 $ 417,000 $ 417,000 $ 650,000
Palm Beach, Florida 1 $ 305,000 $ 305,000 $ 140,000
Pasco, Florida 1 $ 252,000 $ 252,000 $ 90,000
Pinellas, Florida 1 $ 367,000 $ 367,000 $ 65,000
Volusia, Florida 1 $ 266,000 $ 266,000 $ 151,000
Walton, Florida 1 $ 311,000 $ 311,000 $ 67,000
Carroll, Georgia 1 $ 83,000 $ 83,000 $ 120,000
Catoosa, Georgia 1 $ 160,000 $ 160,000 $ 132,000
Chatham, Georgia 1 $ 365,000 $ 365,000 $ 53,000
Clayton, Georgia 1 $ 55,000 $ 55,000 $ 79,000
Douglas, Georgia 1 $ 115,000 $ 115,000 $ 0
Effingham, Georgia 1 $ 167,000 $ 167,000 $ 0
Gilmer, Georgia 1 $ 76,000 $ 76,000 $ 37,000
Henry, Georgia 1 $ 157,000 $ 157,000 $ 127,000
Jefferson, Idaho 1 $ 131,000 $ 131,000 $ 205,000
Madison, Idaho 1 $ 124,000 $ 124,000 $ 217,000
Nez Perce, Idaho 1 $ 236,000 $ 236,000 $ 25,000
Valley, Idaho 1 $ 84,000 $ 84,000 $ 28,000
DeKalb, Illinois 1 $ 165,000 $ 165,000 $ 65,000
Iroquois, Illinois 1 $ 150,000 $ 150,000 $ 143,000
Kane, Illinois 1 $ 480,000 $ 480,000 $ 261,000
Kendall, Illinois 1 $ 238,000 $ 238,000 $ 69,000
Madison, Illinois 1 $ 227,000 $ 227,000 $ 84,000
McHenry, Illinois 1 $ 179,000 $ 179,000 $ 99,000
St. Clair, Illinois 1 $ 358,000 $ 358,000 $ 91,000
Williamson, Illinois 1 $ 289,000 $ 289,000 $ 94,000
Fulton, Indiana 1 $ 200,000 $ 200,000 $ 0
Hamilton, Indiana 1 $ 380,000 $ 380,000 $ 236,000
Harrison, Indiana 1 $ 130,000 $ 130,000 $ 54,000
Hendricks, Indiana 1 $ 227,000 $ 227,000 $ 89,000
Madison, Indiana 1 $ 56,000 $ 56,000 $ 113,000
Miami, Indiana 1 $ 210,000 $ 210,000 $ 60,000
Monroe, Indiana 1 $ 156,000 $ 156,000 $ 49,000
Morgan, Indiana 1 $ 211,000 $ 211,000 $ 65,000
Shelby, Indiana 1 $ 198,000 $ 198,000 $ 32,000
St. Joseph, Indiana 1 $ 70,000 $ 70,000 $ 75,000
Sullivan, Indiana 1 $ 83,000 $ 83,000 $ 13,000
Boone, Iowa 1 $ 88,000 $ 88,000 $ 62,000
Buchanan, Iowa 1 $ 91,000 $ 91,000 $ 109,000
Cerro Gordo, Iowa 1 $ 412,000 $ 412,000 $ 225,000
Howard, Iowa 1 $ 118,000 $ 118,000 $ 0
Linn, Iowa 1 $ 290,000 $ 290,000 $ 78,000
Marshall, Iowa 1 $ 747,000 $ 747,000 $ 216,000
Muscatine, Iowa 1 $ 143,000 $ 143,000 $ 44,000
Union, Iowa 1 $ 157,000 $ 157,000 $ 68,000
Warren, Iowa 1 $ 121,000 $ 121,000 $ 110,000
Woodbury, Iowa 1 $ 98,000 $ 98,000 $ 42,000
Douglas, Kansas 1 $ 112,000 $ 112,000 $ 0
Sedgwick, Kansas 1 $ 102,000 $ 102,000 $ 78,000
Jefferson, Kentucky 1 $ 101,000 $ 101,000 $ 126,000
Lewis, Kentucky 1 $ 149,000 $ 149,000 $ 0
Marion, Kentucky 1 $ 254,000 $ 254,000 $ 120,000
Ascension, Louisiana 1 $ 254,000 $ 254,000 $ 55,000
Bossier, Louisiana 1 $ 157,000 $ 157,000 $ 104,000
East Baton Rouge, Louisiana 1 $ 113,000 $ 113,000 $ 0
Jefferson, Louisiana 1 $ 143,000 $ 143,000 $ 0
Lafourche, Louisiana 1 $ 175,000 $ 175,000 $ 135,000
Livingston, Louisiana 1 $ 160,000 $ 160,000 $ 146,000
St. Martin, Louisiana 1 $ 293,000 $ 293,000 $ 198,000
Terrebonne, Louisiana 1 $ 86,000 $ 86,000 $ 37,000
Knox, Maine 1 $ 172,000 $ 172,000 $ 65,000
Penobscot, Maine 1 $ 193,000 $ 193,000 $ 57,000
York, Maine 1 $ 250,000 $ 250,000 $ 155,000
Carroll, Maryland 1 $ 158,000 $ 158,000 $ 63,000
Cecil, Maryland 1 $ 125,000 $ 125,000 $ 86,000
Montgomery, Maryland 1 $ 915,000 $ 915,000 $ 165,000
St. Mary's, Maryland 1 $ 262,000 $ 262,000 $ 124,000
Barnstable, Massachusetts 1 $ 223,000 $ 223,000 $ 80,000
Bristol, Massachusetts 1 $ 185,000 $ 185,000 $ 50,000
Dukes, Massachusetts 1 $ 170,000 $ 170,000 $ 47,000
Middlesex, Massachusetts 1 $ 271,000 $ 271,000 $ 50,000
Plymouth, Massachusetts 1 $ 158,000 $ 158,000 $ 12,000
Suffolk, Massachusetts 1 $ 265,000 $ 265,000 $ 87,000
Jackson, Michigan 1 $ 138,000 $ 138,000 $ 0
Macomb, Michigan 1 $ 396,000 $ 396,000 $ 0
Van Buren, Michigan 1 $ 112,000 $ 112,000 $ 67,000
Blue Earth, Minnesota 1 $ 148,000 $ 148,000 $ 30,000
Pine, Minnesota 1 $ 127,000 $ 127,000 $ 97,000
Ramsey, Minnesota 1 $ 271,000 $ 271,000 $ 100,000
Washington, Minnesota 1 $ 190,000 $ 190,000 $ 0
Winona, Minnesota 1 $ 233,000 $ 233,000 $ 0
Clarke, Mississippi 1 $ 270,000 $ 270,000 $ 66,000
Copiah, Mississippi 1 $ 133,000 $ 133,000 $ 25,000
George, Mississippi 1 $ 167,000 $ 167,000 $ 57,000
Hinds, Mississippi 1 $ 285,000 $ 285,000 $ 60,000
Jackson, Mississippi 1 $ 83,000 $ 83,000 $ 54,000
Marion, Mississippi 1 $ 57,000 $ 57,000 $ 0
Boone, Missouri 1 $ 135,000 $ 135,000 $ 287,000
Camden, Missouri 1 $ 200,000 $ 200,000 $ 84,000
Cass, Missouri 1 $ 132,000 $ 132,000 $ 0
Clay, Missouri 1 $ 181,000 $ 181,000 $ 66,000
Lincoln, Missouri 1 $ 75,000 $ 75,000 $ 60,000
Taney, Missouri 1 $ 90,000 $ 90,000 $ 92,000
Cascade, Montana 1 $ 154,000 $ 154,000 $ 76,000
Flathead, Montana 1 $ 154,000 $ 154,000 $ 0
Missoula, Montana 1 $ 273,000 $ 273,000 $ 107,000
Ravalli, Montana 1 $ 215,000 $ 215,000 $ 0
Richland, Montana 1 $ 222,000 $ 222,000 $ 113,000
Sanders, Montana 1 $ 90,000 $ 90,000 $ 23,000
Yellowstone, Montana 1 $ 159,000 $ 159,000 $ 0
Cheyenne, Nebraska 1 $ 81,000 $ 81,000 $ 230,000
Garden, Nebraska 1 $ 222,000 $ 222,000 $ 251,000
Lancaster, Nebraska 1 $ 162,000 $ 162,000 $ 110,000
Madison, Nebraska 1 $ 145,000 $ 145,000 $ 64,000
Grafton, New Hampshire 1 $ 154,000 $ 154,000 $ 24,000
Merrimack, New Hampshire 1 $ 258,000 $ 258,000 $ 93,000
Rockingham, New Hampshire 1 $ 483,000 $ 483,000 $ 163,000
Gloucester, New Jersey 1 $ 200,000 $ 200,000 $ 60,000
Chaves, New Mexico 1 $ 139,000 $ 139,000 $ 43,000
Colfax, New Mexico 1 $ 180,000 $ 180,000 $ 71,000
Eddy, New Mexico 1 $ 204,000 $ 204,000 $ 54,000
Otero, New Mexico 1 $ 75,000 $ 75,000 $ 31,000
Bronx, New York 1 $ 446,000 $ 446,000 $ 116,000
Dutchess, New York 1 $ 195,000 $ 195,000 $ 55,000
Erie, New York 1 $ 91,000 $ 91,000 $ 79,000
Nassau, New York 1 $ 323,000 $ 323,000 $ 304,000
New York, New York 1 $ 333,000 $ 333,000 $ 176,000
Rockland, New York 1 $ 232,000 $ 232,000 $ 0
Cabarrus, North Carolina 1 $ 279,000 $ 279,000 $ 180,000
Dare, North Carolina 1 $ 585,000 $ 585,000 $ 50,000
Davidson, North Carolina 1 $ 216,000 $ 216,000 $ 66,000
Haywood, North Carolina 1 $ 112,000 $ 112,000 $ 97,000
Hoke, North Carolina 1 $ 164,000 $ 164,000 $ 0
Nash, North Carolina 1 $ 236,000 $ 236,000 $ 0
Pitt, North Carolina 1 $ 164,000 $ 164,000 $ 59,000
Union, North Carolina 1 $ 228,000 $ 228,000 $ 60,000
Vance, North Carolina 1 $ 165,000 $ 165,000 $ 71,000
Wilson, North Carolina 1 $ 150,000 $ 150,000 $ 160,000
Ward, North Dakota 1 $ 100,000 $ 100,000 $ 46,000
Franklin, Ohio 1 $ 184,000 $ 184,000 $ 140,000
Logan, Ohio 1 $ 92,000 $ 92,000 $ 42,000
Lorain, Ohio 1 $ 229,000 $ 229,000 $ 126,000
Miami, Ohio 1 $ 207,000 $ 207,000 $ 121,000
Morrow, Ohio 1 $ 193,000 $ 193,000 $ 44,000
Pike, Ohio 1 $ 100,000 $ 100,000 $ 33,000
Stark, Ohio 1 $ 234,000 $ 234,000 $ 133,000
Summit, Ohio 1 $ 276,000 $ 276,000 $ 144,000
Union, Ohio 1 $ 100,000 $ 100,000 $ 131,000
Canadian, Oklahoma 1 $ 287,000 $ 287,000 $ 190,000
Delaware, Oklahoma 1 $ 180,000 $ 180,000 $ 0
Pittsburg, Oklahoma 1 $ 98,000 $ 98,000 $ 61,000
Pontotoc, Oklahoma 1 $ 228,000 $ 228,000 $ 119,000
Stephens, Oklahoma 1 $ 155,000 $ 155,000 $ 0
Coos, Oregon 1 $ 186,000 $ 186,000 $ 0
Klamath, Oregon 1 $ 96,000 $ 96,000 $ 0
Tillamook, Oregon 1 $ 228,000 $ 228,000 $ 61,000
Adams, Pennsylvania 1 $ 167,000 $ 167,000 $ 120,000
Berks, Pennsylvania 1 $ 157,000 $ 157,000 $ 0
Carbon, Pennsylvania 1 $ 190,000 $ 190,000 $ 95,000
Clearfield, Pennsylvania 1 $ 145,000 $ 145,000 $ 68,000
Philadelphia, Pennsylvania 1 $ 169,000 $ 169,000 $ 90,000
Pike, Pennsylvania 1 $ 265,000 $ 265,000 $ 119,000
Kent, Rhode Island 1 $ 230,000 $ 230,000 $ 65,000
Anderson, South Carolina 1 $ 115,000 $ 115,000 $ 72,000
Beaufort, South Carolina 1 $ 193,000 $ 193,000 $ 0
Berkeley, South Carolina 1 $ 112,000 $ 112,000 $ 132,000
Greenville, South Carolina 1 $ 52,000 $ 52,000 $ 31,000
Horry, South Carolina 1 $ 106,000 $ 106,000 $ 57,000
Lexington, South Carolina 1 $ 82,000 $ 82,000 $ 36,000
York, South Carolina 1 $ 151,000 $ 151,000 $ 0
Brown, South Dakota 1 $ 225,000 $ 225,000 $ 125,000
Fall River, South Dakota 1 $ 152,000 $ 152,000 $ 51,000
Minnehaha, South Dakota 1 $ 192,000 $ 192,000 $ 0
Anderson, Tennessee 1 $ 173,000 $ 173,000 $ 46,000
Campbell, Tennessee 1 $ 161,000 $ 161,000 $ 84,000
Greene, Tennessee 1 $ 215,000 $ 215,000 $ 0
Loudon, Tennessee 1 $ 231,000 $ 231,000 $ 60,000
McMinn, Tennessee 1 $ 123,000 $ 123,000 $ 51,000
Rutherford, Tennessee 1 $ 336,000 $ 336,000 $ 96,000
Sumner, Tennessee 1 $ 153,000 $ 153,000 $ 0
Blanco, Texas 1 $ 118,000 $ 118,000 $ 84,000
Chambers, Texas 1 $ 193,000 $ 193,000 $ 125,000
Guadalupe, Texas 1 $ 167,000 $ 167,000 $ 55,000
Hidalgo, Texas 1 $ 62,000 $ 62,000 $ 132,000
Kaufman, Texas 1 $ 100,000 $ 100,000 $ 113,000
McLennan, Texas 1 $ 68,000 $ 68,000 $ 37,000
Travis, Texas 1 $ 173,000 $ 173,000 $ 117,000
Webb, Texas 1 $ 148,000 $ 148,000 $ 73,000
Wichita, Texas 1 $ 127,000 $ 127,000 $ 0
Williamson, Texas 1 $ 230,000 $ 230,000 $ 149,000
Chittenden, Vermont 1 $ 205,000 $ 205,000 $ 36,000
Lamoille, Vermont 1 $ 115,000 $ 115,000 $ 65,000
Caroline, Virginia 1 $ 328,000 $ 328,000 $ 0
Chesterfield, Virginia 1 $ 164,000 $ 164,000 $ 54,000
Giles, Virginia 1 $ 104,000 $ 104,000 $ 67,000
Hampton, Virginia 1 $ 227,000 $ 227,000 $ 58,000
Henrico, Virginia 1 $ 196,000 $ 196,000 $ 91,000
Orange, Virginia 1 $ 368,000 $ 368,000 $ 195,000
Prince George, Virginia 1 $ 170,000 $ 170,000 $ 0
Rockingham, Virginia 1 $ 230,000 $ 230,000 $ 300,000
Shenandoah, Virginia 1 $ 182,000 $ 182,000 $ 62,000
Virginia Beach, Virginia 1 $ 263,000 $ 263,000 $ 92,000
Benton, Washington 1 $ 158,000 $ 158,000 $ 41,000
Cowlitz, Washington 1 $ 307,000 $ 307,000 $ 153,000
Douglas, Washington 1 $ 195,000 $ 195,000 $ 89,000
Franklin, Washington 1 $ 200,000 $ 200,000 $ 10,000
Lewis, Washington 1 $ 138,000 $ 138,000 $ 66,000
Skagit, Washington 1 $ 252,000 $ 252,000 $ 66,000
Stevens, Washington 1 $ 196,000 $ 196,000 $ 111,000
Thurston, Washington 1 $ 200,000 $ 200,000 $ 35,000
Berkeley, West Virginia 1 $ 176,000 $ 176,000 $ 0
Marion, West Virginia 1 $ 155,000 $ 155,000 $ 61,000
Monongalia, West Virginia 1 $ 239,000 $ 239,000 $ 86,000
Ritchie, West Virginia 1 $ 62,000 $ 62,000 $ 27,000
Wood, West Virginia 1 $ 165,000 $ 165,000 $ 48,000
Manitowoc, Wisconsin 1 $ 56,000 $ 56,000 $ 149,000
Racine, Wisconsin 1 $ 147,000 $ 147,000 $ 110,000
Sheboygan, Wisconsin 1 $ 114,000 $ 114,000 $ 65,000
Washington, Wisconsin 1 $ 214,000 $ 214,000 $ 75,000
Albany, Wyoming 1 $ 153,000 $ 153,000 $ 0
Campbell, Wyoming 1 $ 183,000 $ 183,000 $ 0
Laramie, Wyoming 1 $ 124,000 $ 124,000 $ 56,000
Niobrara, Wyoming 1 $ 168,000 $ 168,000 $ 99,000

Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 960 $222,845,000 $232,000 $915,000 $88,000 $1,067,000
Home Purchase 791 $173,984,000 $219,000 $1,500,000 $100,000 $2,376,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,250 $285,389,000 $228,000 $1,500,000 $99,000 $1,590,000
Not Provided 244 $56,958,000 $233,000 $920,000 $91,000 $2,376,000
Hispanic 125 $24,910,000 $199,000 $680,000 $60,000 $192,000
Asian 72 $14,575,000 $202,000 $522,000 $83,000 $1,067,000
Black or African American 43 $11,263,000 $261,000 $915,000 $69,000 $252,000
Native Hawaiian or Other Pacific Islander 10 $2,257,000 $225,000 $364,000 $64,000 $115,000
American Indian or Alaskan Native 7 $1,477,000 $211,000 $484,000 $103,000 $271,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,113 $260,920,000 $234,000 $1,500,000 $115,000 $2,376,000
FHA-insured (Federal Housing Administration) 353 $70,069,000 $198,000 $636,000 $55,000 $345,000
VA-guaranteed (Veterans Administration) 264 $62,765,000 $237,000 $688,000 $59,000 $262,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $3,075,000 $146,000 $219,000 $51,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 873 $201,988,000 $231,000 $707,000 $98,000 $903,000
Application Withdrawn By Applicant 330 $75,660,000 $229,000 $1,500,000 $86,000 $2,376,000
Application Denied By Financial Institution 303 $66,980,000 $221,000 $825,000 $76,000 $993,000
Application Approved But Not Accepted 229 $48,875,000 $213,000 $700,000 $110,000 $1,590,000
File Closed For Incompleteness 15 $3,012,000 $200,000 $398,000 $78,000 $205,000
Preapproval Denied by Financial Institution 1 $314,000 $314,000 $314,000 $78,000 $78,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 132 $28,255,000 $214,000 $745,000 $71,000 $197,000
Debt-To-Income Ratio 91 $20,270,000 $222,000 $585,000 $48,000 $155,000
Collateral 37 $8,650,000 $233,000 $825,000 $130,000 $993,000
Other 25 $5,264,000 $210,000 $755,000 $118,000 $345,000
Employment History 8 $1,232,000 $154,000 $220,000 $34,000 $56,000
Unverifiable Information 6 $1,747,000 $291,000 $516,000 $112,000 $144,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,876,000 $375,000 $625,000 $116,000 $215,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Goldwater Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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