Goldwater Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Goldwater Bank, N.A. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Goldwater Bank, N.A. 2525 East Camelback Road Suite 1100 Phoenix, AZ 85016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,751 |
| Total Mortgage Loan Application Amount | $396,829,000 |
| Average Mortgage Loan Application Amount | $225,500 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $2,376,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Goldwater Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Goldwater Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Goldwater Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Goldwater Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Goldwater Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Goldwater Bank, N.A.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kootenai County Idaho | 218 | $ 43,438,000 | $ 199,000 | $ 92,000 |
| Denver County Colorado | 100 | $ 25,230,000 | $ 252,000 | $ 93,000 |
| Douglas County Colorado | 80 | $ 23,165,000 | $ 289,000 | $ 133,000 |
| Larimer County Colorado | 74 | $ 16,591,000 | $ 224,000 | $ 94,000 |
| Maricopa County Arizona | 72 | $ 16,227,000 | $ 225,000 | $ 106,000 |
| Arapahoe County Colorado | 69 | $ 16,985,000 | $ 246,000 | $ 174,000 |
| Jefferson County Colorado | 66 | $ 15,535,000 | $ 235,000 | $ 84,000 |
| Boulder County Colorado | 43 | $ 11,082,000 | $ 257,000 | $ 116,000 |
| Weld County Colorado | 42 | $ 10,733,000 | $ 255,000 | $ 111,000 |
| Adams County Colorado | 41 | $ 8,687,000 | $ 211,000 | $ 73,000 |
| Bonner County Idaho | 41 | $ 6,550,000 | $ 159,000 | $ 77,000 |
| Bernalillo County New Mexico | 24 | $ 3,666,000 | $ 152,000 | $ 73,000 |
| Ada County Idaho | 19 | $ 2,867,000 | $ 150,000 | $ 67,000 |
| Clackamas County Oregon | 19 | $ 5,340,000 | $ 281,000 | $ 96,000 |
| Los Angeles County California | 18 | $ 7,013,000 | $ 389,000 | $ 106,000 |
| Spokane County Washington | 18 | $ 4,221,000 | $ 234,000 | $ 99,000 |
| Canyon County Idaho | 17 | $ 2,150,000 | $ 126,000 | $ 48,000 |
| Riverside County California | 14 | $ 3,949,000 | $ 282,000 | $ 123,000 |
| Salt Lake County Utah | 14 | $ 4,155,000 | $ 296,000 | $ 67,000 |
| Sandoval County New Mexico | 12 | $ 1,977,000 | $ 164,000 | $ 64,000 |
| Clark County Nevada | 11 | $ 2,321,000 | $ 211,000 | $ 73,000 |
| Broomfield County Colorado | 9 | $ 2,379,000 | $ 264,000 | $ 91,000 |
| Anchorage County Alaska | 8 | $ 1,849,000 | $ 231,000 | $ 28,000 |
| Gunnison County Colorado | 8 | $ 1,499,000 | $ 187,000 | $ 97,000 |
| Shoshone County Idaho | 8 | $ 730,000 | $ 91,000 | $ 58,000 |
| Polk County Iowa | 8 | $ 1,425,000 | $ 178,000 | $ 59,000 |
| Multnomah County Oregon | 8 | $ 1,608,000 | $ 201,000 | $ 78,000 |
| Alameda County California | 7 | $ 3,676,000 | $ 525,000 | $ 149,000 |
| El Paso County Colorado | 7 | $ 1,743,000 | $ 249,000 | $ 41,000 |
| Grand County Colorado | 7 | $ 1,678,000 | $ 239,000 | $ 113,000 |
| New Haven County Connecticut | 7 | $ 1,096,000 | $ 156,000 | $ 58,000 |
| Honolulu County Hawaii | 7 | $ 2,333,000 | $ 333,000 | $ 61,000 |
| Maui County Hawaii | 7 | $ 3,092,000 | $ 441,000 | $ 87,000 |
| Prince George's County Maryland | 7 | $ 2,316,000 | $ 330,000 | $ 102,000 |
| Harris County Texas | 7 | $ 2,138,000 | $ 305,000 | $ 438,000 |
| King County Washington | 7 | $ 2,582,000 | $ 368,000 | $ 144,000 |
| Pend Oreille County Washington | 6 | $ 1,045,000 | $ 174,000 | $ 76,000 |
| Jefferson County Alabama | 5 | $ 1,019,000 | $ 203,000 | $ 44,000 |
| San Bernardino County California | 5 | $ 1,216,000 | $ 243,000 | $ 50,000 |
| New Castle County Delaware | 5 | $ 1,921,000 | $ 384,000 | $ 96,000 |
| St. Tammany County Louisiana | 5 | $ 1,085,000 | $ 217,000 | $ 86,000 |
| Bexar County Texas | 5 | $ 1,656,000 | $ 331,000 | $ 46,000 |
| Pierce County Washington | 5 | $ 1,401,000 | $ 280,000 | $ 108,000 |
| Pima County Arizona | 4 | $ 881,000 | $ 220,000 | $ 107,000 |
| Pinal County Arizona | 4 | $ 797,000 | $ 199,000 | $ 167,000 |
| Mesa County Colorado | 4 | $ 574,000 | $ 143,000 | $ 148,000 |
| Miami-Dade County Florida | 4 | $ 818,000 | $ 204,000 | $ 91,000 |
| Fulton County Georgia | 4 | $ 558,000 | $ 139,000 | $ 52,000 |
| Anne Arundel County Maryland | 4 | $ 1,059,000 | $ 264,000 | $ 88,000 |
| Dakota County Minnesota | 4 | $ 1,379,000 | $ 344,000 | $ 180,000 |
| Lyon County Nevada | 4 | $ 642,000 | $ 160,000 | $ 69,000 |
| Dona Ana County New Mexico | 4 | $ 601,000 | $ 150,000 | $ 99,000 |
| Washington County Oregon | 4 | $ 1,084,000 | $ 271,000 | $ 73,000 |
| Natrona County Wyoming | 4 | $ 599,000 | $ 149,000 | $ 37,000 |
| Pulaski County Arkansas | 3 | $ 777,000 | $ 259,000 | $ 85,000 |
| Orange County California | 3 | $ 1,657,000 | $ 552,000 | $ 142,000 |
| Solano County California | 3 | $ 672,000 | $ 224,000 | $ 26,000 |
| Gilpin County Colorado | 3 | $ 683,000 | $ 227,000 | $ 107,000 |
| Sussex County Delaware | 3 | $ 743,000 | $ 247,000 | $ 61,000 |
| Broward County Florida | 3 | $ 719,000 | $ 239,000 | $ 97,000 |
| Richmond County Georgia | 3 | $ 377,000 | $ 125,000 | $ 34,000 |
| Hawaii County Hawaii | 3 | $ 821,000 | $ 273,000 | $ 24,000 |
| Latah County Idaho | 3 | $ 556,000 | $ 185,000 | $ 44,000 |
| Cook County Illinois | 3 | $ 732,000 | $ 244,000 | $ 218,000 |
| Cumberland County Maine | 3 | $ 694,000 | $ 231,000 | $ 25,000 |
| Christian County Missouri | 3 | $ 781,000 | $ 260,000 | $ 87,000 |
| Big Horn County Montana | 3 | $ 710,000 | $ 236,000 | $ 0 |
| Douglas County Nevada | 3 | $ 848,000 | $ 282,000 | $ 132,000 |
| Middlesex County New Jersey | 3 | $ 643,000 | $ 214,000 | $ 72,000 |
| Ocean County New Jersey | 3 | $ 880,000 | $ 293,000 | $ 110,000 |
| San Juan County New Mexico | 3 | $ 478,000 | $ 159,000 | $ 64,000 |
| Kings County New York | 3 | $ 1,146,000 | $ 382,000 | $ 66,000 |
| Queens County New York | 3 | $ 1,101,000 | $ 367,000 | $ 90,000 |
| Stark County North Dakota | 3 | $ 705,000 | $ 235,000 | $ 101,000 |
| Cuyahoga County Ohio | 3 | $ 514,000 | $ 171,000 | $ 68,000 |
| Warren County Ohio | 3 | $ 514,000 | $ 171,000 | $ 68,000 |
| Oklahoma County Oklahoma | 3 | $ 560,000 | $ 186,000 | $ 53,000 |
| Tulsa County Oklahoma | 3 | $ 692,000 | $ 230,000 | $ 92,000 |
| Lane County Oregon | 3 | $ 569,000 | $ 189,000 | $ 156,000 |
| Linn County Oregon | 3 | $ 261,000 | $ 87,000 | $ 118,000 |
| York County Pennsylvania | 3 | $ 571,000 | $ 190,000 | $ 70,000 |
| Charleston County South Carolina | 3 | $ 510,000 | $ 170,000 | $ 15,000 |
| Monroe County Tennessee | 3 | $ 411,000 | $ 137,000 | $ 45,000 |
| Collin County Texas | 3 | $ 554,000 | $ 184,000 | $ 129,000 |
| Culberson County Texas | 3 | $ 349,000 | $ 116,000 | $ 61,000 |
| Tarrant County Texas | 3 | $ 693,000 | $ 231,000 | $ 128,000 |
| Stafford County Virginia | 3 | $ 976,000 | $ 325,000 | $ 29,000 |
| Clark County Washington | 3 | $ 949,000 | $ 316,000 | $ 111,000 |
| Kitsap County Washington | 3 | $ 520,000 | $ 173,000 | $ 80,000 |
| Jefferson County West Virginia | 3 | $ 970,000 | $ 323,000 | $ 60,000 |
| Milwaukee County Wisconsin | 3 | $ 483,000 | $ 161,000 | $ 33,000 |
| Waukesha County Wisconsin | 3 | $ 589,000 | $ 196,000 | $ 70,000 |
| Baldwin County Alabama | 2 | $ 588,000 | $ 294,000 | $ 149,000 |
| Mobile County Alabama | 2 | $ 305,000 | $ 152,000 | $ 0 |
| Shelby County Alabama | 2 | $ 985,000 | $ 492,000 | $ 175,000 |
| Yavapai County Arizona | 2 | $ 392,000 | $ 196,000 | $ 59,000 |
| Yuma County Arizona | 2 | $ 321,000 | $ 160,000 | $ 0 |
| Benton County Arkansas | 2 | $ 441,000 | $ 220,000 | $ 60,000 |
| Contra Costa County California | 2 | $ 478,000 | $ 239,000 | $ 64,000 |
| Sacramento County California | 2 | $ 375,000 | $ 187,000 | $ 44,000 |
| San Diego County California | 2 | $ 1,007,000 | $ 503,000 | $ 266,000 |
| Santa Clara County California | 2 | $ 769,000 | $ 384,000 | $ 110,000 |
| Shasta County California | 2 | $ 382,000 | $ 191,000 | $ 85,000 |
| Chaffee County Colorado | 2 | $ 351,000 | $ 175,000 | $ 61,000 |
| Garfield County Colorado | 2 | $ 342,000 | $ 171,000 | $ 17,000 |
| Summit County Colorado | 2 | $ 533,000 | $ 266,000 | $ 208,000 |
| District of Columbia County District Of Columbia | 2 | $ 422,000 | $ 211,000 | $ 137,000 |
| Hillsborough County Florida | 2 | $ 864,000 | $ 432,000 | $ 127,000 |
| Cobb County Georgia | 2 | $ 336,000 | $ 168,000 | $ 87,000 |
| DeKalb County Georgia | 2 | $ 563,000 | $ 281,000 | $ 103,000 |
| Gwinnett County Georgia | 2 | $ 351,000 | $ 175,000 | $ 64,000 |
| Thomas County Georgia | 2 | $ 338,000 | $ 169,000 | $ 45,000 |
| Kauai County Hawaii | 2 | $ 532,000 | $ 266,000 | $ 16,000 |
| Boundary County Idaho | 2 | $ 371,000 | $ 185,000 | $ 60,000 |
| Oneida County Idaho | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
| Payette County Idaho | 2 | $ 277,000 | $ 138,000 | $ 71,000 |
| DuPage County Illinois | 2 | $ 343,000 | $ 171,000 | $ 95,000 |
| Lake County Illinois | 2 | $ 338,000 | $ 169,000 | $ 109,000 |
| Will County Illinois | 2 | $ 352,000 | $ 176,000 | $ 92,000 |
| Lake County Indiana | 2 | $ 307,000 | $ 153,000 | $ 0 |
| Marion County Indiana | 2 | $ 522,000 | $ 261,000 | $ 93,000 |
| Dallas County Iowa | 2 | $ 471,000 | $ 235,000 | $ 67,000 |
| Jasper County Iowa | 2 | $ 374,000 | $ 187,000 | $ 0 |
| Scott County Iowa | 2 | $ 423,000 | $ 211,000 | $ 68,000 |
| Wapello County Iowa | 2 | $ 253,000 | $ 126,000 | $ 53,000 |
| Johnson County Kansas | 2 | $ 873,000 | $ 436,000 | $ 197,000 |
| Shawnee County Kansas | 2 | $ 225,000 | $ 112,000 | $ 90,000 |
| Boyd County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 128,000 |
| Fayette County Kentucky | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Genesee County Michigan | 2 | $ 323,000 | $ 161,000 | $ 68,000 |
| Oakland County Michigan | 2 | $ 579,000 | $ 289,000 | $ 237,000 |
| Hennepin County Minnesota | 2 | $ 314,000 | $ 157,000 | $ 86,000 |
| Jefferson County Missouri | 2 | $ 373,000 | $ 186,000 | $ 62,000 |
| St. Charles County Missouri | 2 | $ 361,000 | $ 180,000 | $ 45,000 |
| Custer County Montana | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Silver Bow County Montana | 2 | $ 416,000 | $ 208,000 | $ 93,000 |
| Douglas County Nebraska | 2 | $ 225,000 | $ 112,000 | $ 86,000 |
| Washoe County Nevada | 2 | $ 320,000 | $ 160,000 | $ 66,000 |
| Burlington County New Jersey | 2 | $ 408,000 | $ 204,000 | $ 79,000 |
| Essex County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 118,000 |
| Hudson County New Jersey | 2 | $ 537,000 | $ 268,000 | $ 69,000 |
| Monmouth County New Jersey | 2 | $ 388,000 | $ 194,000 | $ 108,000 |
| San Miguel County New Mexico | 2 | $ 175,000 | $ 87,000 | $ 65,000 |
| Santa Fe County New Mexico | 2 | $ 539,000 | $ 269,000 | $ 553,000 |
| Taos County New Mexico | 2 | $ 452,000 | $ 226,000 | $ 115,000 |
| Valencia County New Mexico | 2 | $ 199,000 | $ 99,000 | $ 28,000 |
| Orange County New York | 2 | $ 411,000 | $ 205,000 | $ 44,000 |
| Richmond County New York | 2 | $ 710,000 | $ 355,000 | $ 92,000 |
| Suffolk County New York | 2 | $ 516,000 | $ 258,000 | $ 49,000 |
| Westchester County New York | 2 | $ 720,000 | $ 360,000 | $ 130,000 |
| Carteret County North Carolina | 2 | $ 469,000 | $ 234,000 | $ 143,000 |
| Orange County North Carolina | 2 | $ 572,000 | $ 286,000 | $ 44,000 |
| Wake County North Carolina | 2 | $ 464,000 | $ 232,000 | $ 76,000 |
| Montgomery County Ohio | 2 | $ 167,000 | $ 83,000 | $ 35,000 |
| Columbia County Oregon | 2 | $ 390,000 | $ 195,000 | $ 47,000 |
| Jackson County Oregon | 2 | $ 368,000 | $ 184,000 | $ 33,000 |
| Marion County Oregon | 2 | $ 396,000 | $ 198,000 | $ 62,000 |
| Bucks County Pennsylvania | 2 | $ 413,000 | $ 206,000 | $ 63,000 |
| Providence County Rhode Island | 2 | $ 324,000 | $ 162,000 | $ 51,000 |
| Hamilton County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 127,000 |
| Shelby County Tennessee | 2 | $ 455,000 | $ 227,000 | $ 0 |
| Dallas County Texas | 2 | $ 378,000 | $ 189,000 | $ 43,000 |
| El Paso County Texas | 2 | $ 526,000 | $ 263,000 | $ 0 |
| Midland County Texas | 2 | $ 197,000 | $ 98,000 | $ 83,000 |
| Montgomery County Texas | 2 | $ 498,000 | $ 249,000 | $ 67,000 |
| Davis County Utah | 2 | $ 559,000 | $ 279,000 | $ 47,000 |
| Grand County Utah | 2 | $ 349,000 | $ 174,000 | $ 100,000 |
| Uintah County Utah | 2 | $ 429,000 | $ 214,000 | $ 59,000 |
| Utah County Utah | 2 | $ 545,000 | $ 272,000 | $ 70,000 |
| Washington County Utah | 2 | $ 831,000 | $ 415,000 | $ 137,000 |
| Alexandria County Virginia | 2 | $ 1,032,000 | $ 516,000 | $ 156,000 |
| Fairfax County Virginia | 2 | $ 756,000 | $ 378,000 | $ 77,000 |
| Prince William County Virginia | 2 | $ 767,000 | $ 383,000 | $ 125,000 |
| Mason County Washington | 2 | $ 258,000 | $ 129,000 | $ 56,000 |
| Snohomish County Washington | 2 | $ 568,000 | $ 284,000 | $ 136,000 |
| Yakima County Washington | 2 | $ 211,000 | $ 105,000 | $ 38,000 |
| Douglas County Wisconsin | 2 | $ 225,000 | $ 112,000 | $ 44,000 |
| Walworth County Wisconsin | 2 | $ 580,000 | $ 290,000 | $ 89,000 |
| Park County Wyoming | 2 | $ 299,000 | $ 149,000 | $ 41,000 |
| Sweetwater County Wyoming | 2 | $ 379,000 | $ 189,000 | $ 92,000 |
| Autauga County Alabama | 1 | $ 212,000 | $ 212,000 | $ 77,000 |
| Elmore County Alabama | 1 | $ 134,000 | $ 134,000 | $ 27,000 |
| Lee County Alabama | 1 | $ 104,000 | $ 104,000 | $ 73,000 |
| Madison County Alabama | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Fairbanks North Star County Alaska | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Juneau County Alaska | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Apache County Arizona | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Gila County Arizona | 1 | $ 180,000 | $ 180,000 | $ 51,000 |
| Crawford County Arkansas | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Pope County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| Saline County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 154,000 |
| Colusa County California | 1 | $ 263,000 | $ 263,000 | $ 30,000 |
| Fresno County California | 1 | $ 148,000 | $ 148,000 | $ 74,000 |
| Kern County California | 1 | $ 156,000 | $ 156,000 | $ 75,000 |
| Kings County California | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Placer County California | 1 | $ 403,000 | $ 403,000 | $ 98,000 |
| San Francisco County California | 1 | $ 417,000 | $ 417,000 | $ 32,000 |
| San Joaquin County California | 1 | $ 272,000 | $ 272,000 | $ 101,000 |
| Sonoma County California | 1 | $ 417,000 | $ 417,000 | $ 75,000 |
| Sutter County California | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Ventura County California | 1 | $ 412,000 | $ 412,000 | $ 170,000 |
| Custer County Colorado | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Elbert County Colorado | 1 | $ 373,000 | $ 373,000 | $ 100,000 |
| La Plata County Colorado | 1 | $ 320,000 | $ 320,000 | $ 74,000 |
| Lake County Colorado | 1 | $ 201,000 | $ 201,000 | $ 96,000 |
| Logan County Colorado | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Mineral County Colorado | 1 | $ 190,000 | $ 190,000 | $ 72,000 |
| Morgan County Colorado | 1 | $ 160,000 | $ 160,000 | $ 63,000 |
| Pueblo County Colorado | 1 | $ 162,000 | $ 162,000 | $ 71,000 |
| Teller County Colorado | 1 | $ 227,000 | $ 227,000 | $ 39,000 |
| Fairfield County Connecticut | 1 | $ 433,000 | $ 433,000 | $ 109,000 |
| Windham County Connecticut | 1 | $ 176,000 | $ 176,000 | $ 161,000 |
| Alachua County Florida | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Brevard County Florida | 1 | $ 233,000 | $ 233,000 | $ 59,000 |
| Citrus County Florida | 1 | $ 164,000 | $ 164,000 | $ 59,000 |
| Escambia County Florida | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Indian River County Florida | 1 | $ 86,000 | $ 86,000 | $ 123,000 |
| Leon County Florida | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Manatee County Florida | 1 | $ 260,000 | $ 260,000 | $ 106,000 |
| Nassau County Florida | 1 | $ 327,000 | $ 327,000 | $ 81,000 |
| Okaloosa County Florida | 1 | $ 288,000 | $ 288,000 | $ 106,000 |
| Orange County Florida | 1 | $ 417,000 | $ 417,000 | $ 650,000 |
| Palm Beach County Florida | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Pasco County Florida | 1 | $ 252,000 | $ 252,000 | $ 90,000 |
| Pinellas County Florida | 1 | $ 367,000 | $ 367,000 | $ 65,000 |
| Volusia County Florida | 1 | $ 266,000 | $ 266,000 | $ 151,000 |
| Walton County Florida | 1 | $ 311,000 | $ 311,000 | $ 67,000 |
| Carroll County Georgia | 1 | $ 83,000 | $ 83,000 | $ 120,000 |
| Catoosa County Georgia | 1 | $ 160,000 | $ 160,000 | $ 132,000 |
| Chatham County Georgia | 1 | $ 365,000 | $ 365,000 | $ 53,000 |
| Clayton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Douglas County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Effingham County Georgia | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Henry County Georgia | 1 | $ 157,000 | $ 157,000 | $ 127,000 |
| Jefferson County Idaho | 1 | $ 131,000 | $ 131,000 | $ 205,000 |
| Madison County Idaho | 1 | $ 124,000 | $ 124,000 | $ 217,000 |
| Nez Perce County Idaho | 1 | $ 236,000 | $ 236,000 | $ 25,000 |
| Valley County Idaho | 1 | $ 84,000 | $ 84,000 | $ 28,000 |
| DeKalb County Illinois | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Iroquois County Illinois | 1 | $ 150,000 | $ 150,000 | $ 143,000 |
| Kane County Illinois | 1 | $ 480,000 | $ 480,000 | $ 261,000 |
| Kendall County Illinois | 1 | $ 238,000 | $ 238,000 | $ 69,000 |
| Madison County Illinois | 1 | $ 227,000 | $ 227,000 | $ 84,000 |
| McHenry County Illinois | 1 | $ 179,000 | $ 179,000 | $ 99,000 |
| St. Clair County Illinois | 1 | $ 358,000 | $ 358,000 | $ 91,000 |
| Williamson County Illinois | 1 | $ 289,000 | $ 289,000 | $ 94,000 |
| Fulton County Indiana | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 380,000 | $ 380,000 | $ 236,000 |
| Harrison County Indiana | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Hendricks County Indiana | 1 | $ 227,000 | $ 227,000 | $ 89,000 |
| Madison County Indiana | 1 | $ 56,000 | $ 56,000 | $ 113,000 |
| Miami County Indiana | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| Monroe County Indiana | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Morgan County Indiana | 1 | $ 211,000 | $ 211,000 | $ 65,000 |
| Shelby County Indiana | 1 | $ 198,000 | $ 198,000 | $ 32,000 |
| St. Joseph County Indiana | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| Sullivan County Indiana | 1 | $ 83,000 | $ 83,000 | $ 13,000 |
| Boone County Iowa | 1 | $ 88,000 | $ 88,000 | $ 62,000 |
| Buchanan County Iowa | 1 | $ 91,000 | $ 91,000 | $ 109,000 |
| Cerro Gordo County Iowa | 1 | $ 412,000 | $ 412,000 | $ 225,000 |
| Howard County Iowa | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Linn County Iowa | 1 | $ 290,000 | $ 290,000 | $ 78,000 |
| Marshall County Iowa | 1 | $ 747,000 | $ 747,000 | $ 216,000 |
| Muscatine County Iowa | 1 | $ 143,000 | $ 143,000 | $ 44,000 |
| Union County Iowa | 1 | $ 157,000 | $ 157,000 | $ 68,000 |
| Warren County Iowa | 1 | $ 121,000 | $ 121,000 | $ 110,000 |
| Woodbury County Iowa | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Douglas County Kansas | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 102,000 | $ 102,000 | $ 78,000 |
| Jefferson County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 126,000 |
| Lewis County Kentucky | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Marion County Kentucky | 1 | $ 254,000 | $ 254,000 | $ 120,000 |
| Ascension County Louisiana | 1 | $ 254,000 | $ 254,000 | $ 55,000 |
| Bossier County Louisiana | 1 | $ 157,000 | $ 157,000 | $ 104,000 |
| East Baton Rouge County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 135,000 |
| Livingston County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 146,000 |
| St. Martin County Louisiana | 1 | $ 293,000 | $ 293,000 | $ 198,000 |
| Terrebonne County Louisiana | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Knox County Maine | 1 | $ 172,000 | $ 172,000 | $ 65,000 |
| Penobscot County Maine | 1 | $ 193,000 | $ 193,000 | $ 57,000 |
| York County Maine | 1 | $ 250,000 | $ 250,000 | $ 155,000 |
| Carroll County Maryland | 1 | $ 158,000 | $ 158,000 | $ 63,000 |
| Cecil County Maryland | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Montgomery County Maryland | 1 | $ 915,000 | $ 915,000 | $ 165,000 |
| St. Mary's County Maryland | 1 | $ 262,000 | $ 262,000 | $ 124,000 |
| Barnstable County Massachusetts | 1 | $ 223,000 | $ 223,000 | $ 80,000 |
| Bristol County Massachusetts | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Dukes County Massachusetts | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Middlesex County Massachusetts | 1 | $ 271,000 | $ 271,000 | $ 50,000 |
| Plymouth County Massachusetts | 1 | $ 158,000 | $ 158,000 | $ 12,000 |
| Suffolk County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Jackson County Michigan | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Macomb County Michigan | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 112,000 | $ 112,000 | $ 67,000 |
| Blue Earth County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 30,000 |
| Pine County Minnesota | 1 | $ 127,000 | $ 127,000 | $ 97,000 |
| Ramsey County Minnesota | 1 | $ 271,000 | $ 271,000 | $ 100,000 |
| Washington County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Winona County Minnesota | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Clarke County Mississippi | 1 | $ 270,000 | $ 270,000 | $ 66,000 |
| Copiah County Mississippi | 1 | $ 133,000 | $ 133,000 | $ 25,000 |
| George County Mississippi | 1 | $ 167,000 | $ 167,000 | $ 57,000 |
| Hinds County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Jackson County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 54,000 |
| Marion County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Boone County Missouri | 1 | $ 135,000 | $ 135,000 | $ 287,000 |
| Camden County Missouri | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Cass County Missouri | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Clay County Missouri | 1 | $ 181,000 | $ 181,000 | $ 66,000 |
| Lincoln County Missouri | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Taney County Missouri | 1 | $ 90,000 | $ 90,000 | $ 92,000 |
| Cascade County Montana | 1 | $ 154,000 | $ 154,000 | $ 76,000 |
| Flathead County Montana | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Missoula County Montana | 1 | $ 273,000 | $ 273,000 | $ 107,000 |
| Ravalli County Montana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Richland County Montana | 1 | $ 222,000 | $ 222,000 | $ 113,000 |
| Sanders County Montana | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Yellowstone County Montana | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Cheyenne County Nebraska | 1 | $ 81,000 | $ 81,000 | $ 230,000 |
| Garden County Nebraska | 1 | $ 222,000 | $ 222,000 | $ 251,000 |
| Lancaster County Nebraska | 1 | $ 162,000 | $ 162,000 | $ 110,000 |
| Madison County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Grafton County New Hampshire | 1 | $ 154,000 | $ 154,000 | $ 24,000 |
| Merrimack County New Hampshire | 1 | $ 258,000 | $ 258,000 | $ 93,000 |
| Rockingham County New Hampshire | 1 | $ 483,000 | $ 483,000 | $ 163,000 |
| Gloucester County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Chaves County New Mexico | 1 | $ 139,000 | $ 139,000 | $ 43,000 |
| Colfax County New Mexico | 1 | $ 180,000 | $ 180,000 | $ 71,000 |
| Eddy County New Mexico | 1 | $ 204,000 | $ 204,000 | $ 54,000 |
| Otero County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Bronx County New York | 1 | $ 446,000 | $ 446,000 | $ 116,000 |
| Dutchess County New York | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Erie County New York | 1 | $ 91,000 | $ 91,000 | $ 79,000 |
| Nassau County New York | 1 | $ 323,000 | $ 323,000 | $ 304,000 |
| New York County New York | 1 | $ 333,000 | $ 333,000 | $ 176,000 |
| Rockland County New York | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 279,000 | $ 279,000 | $ 180,000 |
| Dare County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 50,000 |
| Davidson County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 66,000 |
| Haywood County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 97,000 |
| Hoke County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Nash County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 59,000 |
| Union County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 60,000 |
| Vance County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Wilson County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 160,000 |
| Ward County North Dakota | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Franklin County Ohio | 1 | $ 184,000 | $ 184,000 | $ 140,000 |
| Logan County Ohio | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Lorain County Ohio | 1 | $ 229,000 | $ 229,000 | $ 126,000 |
| Miami County Ohio | 1 | $ 207,000 | $ 207,000 | $ 121,000 |
| Morrow County Ohio | 1 | $ 193,000 | $ 193,000 | $ 44,000 |
| Pike County Ohio | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Stark County Ohio | 1 | $ 234,000 | $ 234,000 | $ 133,000 |
| Summit County Ohio | 1 | $ 276,000 | $ 276,000 | $ 144,000 |
| Union County Ohio | 1 | $ 100,000 | $ 100,000 | $ 131,000 |
| Canadian County Oklahoma | 1 | $ 287,000 | $ 287,000 | $ 190,000 |
| Delaware County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 61,000 |
| Pontotoc County Oklahoma | 1 | $ 228,000 | $ 228,000 | $ 119,000 |
| Stephens County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Coos County Oregon | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Klamath County Oregon | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 228,000 | $ 228,000 | $ 61,000 |
| Adams County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 120,000 |
| Berks County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 95,000 |
| Clearfield County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Philadelphia County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 90,000 |
| Pike County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Kent County Rhode Island | 1 | $ 230,000 | $ 230,000 | $ 65,000 |
| Anderson County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Beaufort County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 132,000 |
| Greenville County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 31,000 |
| Horry County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 57,000 |
| Lexington County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| York County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Brown County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Fall River County South Dakota | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| Minnehaha County South Dakota | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Anderson County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 46,000 |
| Campbell County Tennessee | 1 | $ 161,000 | $ 161,000 | $ 84,000 |
| Greene County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 231,000 | $ 231,000 | $ 60,000 |
| McMinn County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 51,000 |
| Rutherford County Tennessee | 1 | $ 336,000 | $ 336,000 | $ 96,000 |
| Sumner County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Blanco County Texas | 1 | $ 118,000 | $ 118,000 | $ 84,000 |
| Chambers County Texas | 1 | $ 193,000 | $ 193,000 | $ 125,000 |
| Guadalupe County Texas | 1 | $ 167,000 | $ 167,000 | $ 55,000 |
| Hidalgo County Texas | 1 | $ 62,000 | $ 62,000 | $ 132,000 |
| Kaufman County Texas | 1 | $ 100,000 | $ 100,000 | $ 113,000 |
| McLennan County Texas | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Travis County Texas | 1 | $ 173,000 | $ 173,000 | $ 117,000 |
| Webb County Texas | 1 | $ 148,000 | $ 148,000 | $ 73,000 |
| Wichita County Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Williamson County Texas | 1 | $ 230,000 | $ 230,000 | $ 149,000 |
| Chittenden County Vermont | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Lamoille County Vermont | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Caroline County Virginia | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 164,000 | $ 164,000 | $ 54,000 |
| Giles County Virginia | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| Hampton County Virginia | 1 | $ 227,000 | $ 227,000 | $ 58,000 |
| Henrico County Virginia | 1 | $ 196,000 | $ 196,000 | $ 91,000 |
| Orange County Virginia | 1 | $ 368,000 | $ 368,000 | $ 195,000 |
| Prince George County Virginia | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 230,000 | $ 230,000 | $ 300,000 |
| Shenandoah County Virginia | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| Virginia Beach County Virginia | 1 | $ 263,000 | $ 263,000 | $ 92,000 |
| Benton County Washington | 1 | $ 158,000 | $ 158,000 | $ 41,000 |
| Cowlitz County Washington | 1 | $ 307,000 | $ 307,000 | $ 153,000 |
| Douglas County Washington | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Franklin County Washington | 1 | $ 200,000 | $ 200,000 | $ 10,000 |
| Lewis County Washington | 1 | $ 138,000 | $ 138,000 | $ 66,000 |
| Skagit County Washington | 1 | $ 252,000 | $ 252,000 | $ 66,000 |
| Stevens County Washington | 1 | $ 196,000 | $ 196,000 | $ 111,000 |
| Thurston County Washington | 1 | $ 200,000 | $ 200,000 | $ 35,000 |
| Berkeley County West Virginia | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Marion County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Monongalia County West Virginia | 1 | $ 239,000 | $ 239,000 | $ 86,000 |
| Ritchie County West Virginia | 1 | $ 62,000 | $ 62,000 | $ 27,000 |
| Wood County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Manitowoc County Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 149,000 |
| Racine County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 110,000 |
| Sheboygan County Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 65,000 |
| Washington County Wisconsin | 1 | $ 214,000 | $ 214,000 | $ 75,000 |
| Albany County Wyoming | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Campbell County Wyoming | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| Niobrara County Wyoming | 1 | $ 168,000 | $ 168,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 960 | $222,845,000 | $232,000 | $915,000 | $88,000 | $1,067,000 |
| Home Purchase | 791 | $173,984,000 | $219,000 | $1,500,000 | $100,000 | $2,376,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,250 | $285,389,000 | $228,000 | $1,500,000 | $99,000 | $1,590,000 |
| Not Provided | 244 | $56,958,000 | $233,000 | $920,000 | $91,000 | $2,376,000 |
| Hispanic | 125 | $24,910,000 | $199,000 | $680,000 | $60,000 | $192,000 |
| Asian | 72 | $14,575,000 | $202,000 | $522,000 | $83,000 | $1,067,000 |
| Black or African American | 43 | $11,263,000 | $261,000 | $915,000 | $69,000 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,257,000 | $225,000 | $364,000 | $64,000 | $115,000 |
| American Indian or Alaskan Native | 7 | $1,477,000 | $211,000 | $484,000 | $103,000 | $271,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,113 | $260,920,000 | $234,000 | $1,500,000 | $115,000 | $2,376,000 |
| FHA-insured (Federal Housing Administration) | 353 | $70,069,000 | $198,000 | $636,000 | $55,000 | $345,000 |
| VA-guaranteed (Veterans Administration) | 264 | $62,765,000 | $237,000 | $688,000 | $59,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $3,075,000 | $146,000 | $219,000 | $51,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 873 | $201,988,000 | $231,000 | $707,000 | $98,000 | $903,000 |
| Application Withdrawn By Applicant | 330 | $75,660,000 | $229,000 | $1,500,000 | $86,000 | $2,376,000 |
| Application Denied By Financial Institution | 303 | $66,980,000 | $221,000 | $825,000 | $76,000 | $993,000 |
| Application Approved But Not Accepted | 229 | $48,875,000 | $213,000 | $700,000 | $110,000 | $1,590,000 |
| File Closed For Incompleteness | 15 | $3,012,000 | $200,000 | $398,000 | $78,000 | $205,000 |
| Preapproval Denied by Financial Institution | 1 | $314,000 | $314,000 | $314,000 | $78,000 | $78,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 132 | $28,255,000 | $214,000 | $745,000 | $71,000 | $197,000 |
| Debt-To-Income Ratio | 91 | $20,270,000 | $222,000 | $585,000 | $48,000 | $155,000 |
| Collateral | 37 | $8,650,000 | $233,000 | $825,000 | $130,000 | $993,000 |
| Other | 25 | $5,264,000 | $210,000 | $755,000 | $118,000 | $345,000 |
| Employment History | 8 | $1,232,000 | $154,000 | $220,000 | $34,000 | $56,000 |
| Unverifiable Information | 6 | $1,747,000 | $291,000 | $516,000 | $112,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,876,000 | $375,000 | $625,000 | $116,000 | $215,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Goldwater Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.