Goldwater Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Goldwater Bank, N.A. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Goldwater Bank, N.A. 2525 East Camelback Road Suite 1100 Phoenix, AZ 85016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,751 |
| Total Mortgage Loan Application Amount | $396,829,000 |
| Average Mortgage Loan Application Amount | $225,500 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $2,376,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Goldwater Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Goldwater Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Goldwater Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Goldwater Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Goldwater Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Goldwater Bank, N.A.'s mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DENVER-AURORA-LAKEWOOD, CO | 369 | $ 93,037,000 | $ 252,000 | $ 113,000 |
| COEUR D'ALENE, ID | 218 | $ 43,438,000 | $ 199,000 | $ 92,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 76 | $ 17,024,000 | $ 224,000 | $ 110,000 |
| FORT COLLINS, CO | 74 | $ 16,591,000 | $ 224,000 | $ 94,000 |
| BOULDER, CO | 43 | $ 11,082,000 | $ 257,000 | $ 116,000 |
| GREELEY, CO | 42 | $ 10,733,000 | $ 255,000 | $ 111,000 |
| ALBUQUERQUE, NM | 38 | $ 5,842,000 | $ 153,000 | $ 68,000 |
| BOISE CITY, ID | 36 | $ 5,017,000 | $ 139,000 | $ 58,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 36 | $ 9,371,000 | $ 285,500 | $ 98,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 25 | $ 7,547,000 | $ 291,500 | $ 88,000 |
| SPOKANE-SPOKANE VALLEY, WA | 25 | $ 5,462,000 | $ 218,000 | $ 94,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 21 | $ 7,239,000 | $ 314,000 | $ 97,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 19 | $ 5,165,000 | $ 271,000 | $ 104,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 18 | $ 7,013,000 | $ 389,000 | $ 106,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 14 | $ 2,218,000 | $ 158,000 | $ 74,000 |
| SALT LAKE CITY, UT | 14 | $ 4,155,000 | $ 296,000 | $ 67,000 |
| DES MOINES-WEST DES MOINES, IA | 11 | $ 2,017,000 | $ 183,000 | $ 65,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 11 | $ 2,321,000 | $ 211,000 | $ 73,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 10 | $ 2,829,000 | $ 282,000 | $ 333,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 9 | $ 1,844,000 | $ 204,000 | $ 133,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 9 | $ 4,154,000 | $ 461,000 | $ 130,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 9 | $ 3,150,000 | $ 350,000 | $ 142,000 |
| ANCHORAGE, AK | 8 | $ 1,849,000 | $ 231,000 | $ 28,000 |
| COLORADO SPRINGS, CO | 8 | $ 1,970,000 | $ 246,000 | $ 41,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 2,154,000 | $ 269,000 | $ 124,000 |
| BIRMINGHAM-HOOVER, AL | 7 | $ 2,004,000 | $ 286,000 | $ 82,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 7 | $ 1,594,000 | $ 227,000 | $ 103,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 7 | $ 3,092,000 | $ 441,000 | $ 87,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 1,286,000 | $ 183,000 | $ 55,000 |
| NEW HAVEN-MILFORD, CT | 7 | $ 1,096,000 | $ 156,000 | $ 58,000 |
| ST. LOUIS, MO-IL | 7 | $ 1,394,000 | $ 226,500 | $ 71,000 |
| URBAN HONOLULU, HI | 7 | $ 2,333,000 | $ 333,000 | $ 61,000 |
| DALLAS-PLANO-IRVING, TX | 6 | $ 1,032,000 | $ 172,000 | $ 97,000 |
| NEW ORLEANS-METAIRIE, LA | 6 | $ 1,228,000 | $ 204,000 | $ 72,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 6 | $ 1,823,000 | $ 303,000 | $ 48,000 |
| WILMINGTON, DE-MD-NJ | 6 | $ 2,046,000 | $ 254,500 | $ 91,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 5 | $ 1,217,000 | $ 243,000 | $ 83,000 |
| TACOMA-LAKEWOOD, WA | 5 | $ 1,401,000 | $ 280,000 | $ 108,000 |
| CASPER, WY | 4 | $ 599,000 | $ 149,000 | $ 37,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 622,000 | $ 155,000 | $ 44,000 |
| CLEVELAND-ELYRIA, OH | 4 | $ 743,000 | $ 185,000 | $ 83,000 |
| GRAND JUNCTION, CO | 4 | $ 574,000 | $ 143,000 | $ 148,000 |
| KANSAS CITY, MO-KS | 4 | $ 1,186,000 | $ 296,000 | $ 115,000 |
| LAS CRUCES, NM | 4 | $ 601,000 | $ 150,000 | $ 99,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 937,000 | $ 234,000 | $ 102,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 4 | $ 818,000 | $ 204,000 | $ 91,000 |
| OKLAHOMA CITY, OK | 4 | $ 847,000 | $ 211,000 | $ 87,000 |
| PORTLAND-SOUTH PORTLAND, ME | 4 | $ 944,000 | $ 236,000 | $ 57,000 |
| PROVIDENCE-WARWICK, RI-MA | 4 | $ 739,000 | $ 184,500 | $ 53,000 |
| RICHMOND, VA | 4 | $ 858,000 | $ 214,000 | $ 36,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 4 | $ 1,483,000 | $ 370,000 | $ 102,000 |
| TUCSON, AZ | 4 | $ 881,000 | $ 220,000 | $ 107,000 |
| ALBANY, OR | 3 | $ 261,000 | $ 87,000 | $ 118,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 3 | $ 1,657,000 | $ 552,000 | $ 142,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 377,000 | $ 125,000 | $ 34,000 |
| BATON ROUGE, LA | 3 | $ 527,000 | $ 175,000 | $ 67,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 520,000 | $ 173,000 | $ 80,000 |
| CAMDEN, NJ | 3 | $ 608,000 | $ 202,000 | $ 73,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 3 | $ 658,000 | $ 202,000 | $ 60,000 |
| CHATTANOOGA, TN-GA | 3 | $ 500,000 | $ 165,000 | $ 129,500 |
| CINCINNATI, OH-KY-IN | 3 | $ 514,000 | $ 171,000 | $ 68,000 |
| COLUMBUS, OH | 3 | $ 477,000 | $ 159,000 | $ 105,000 |
| DAYTON, OH | 3 | $ 374,000 | $ 124,000 | $ 63,000 |
| EUGENE, OR | 3 | $ 569,000 | $ 189,000 | $ 156,000 |
| FARMINGTON, NM | 3 | $ 478,000 | $ 159,000 | $ 64,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 719,000 | $ 239,000 | $ 97,000 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 693,000 | $ 231,000 | $ 128,000 |
| KNOXVILLE, TN | 3 | $ 565,000 | $ 188,000 | $ 63,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3 | $ 839,000 | $ 279,000 | $ 134,000 |
| NEWARK, NJ-PA | 3 | $ 645,000 | $ 227,500 | $ 118,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 3 | $ 778,000 | $ 259,000 | $ 62,000 |
| SALISBURY, MD-DE | 3 | $ 743,000 | $ 247,000 | $ 61,000 |
| SPRINGFIELD, MO | 3 | $ 781,000 | $ 260,000 | $ 87,000 |
| TULSA, OK | 3 | $ 692,000 | $ 230,000 | $ 92,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 672,000 | $ 224,000 | $ 26,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3 | $ 975,000 | $ 325,000 | $ 158,000 |
| YORK-HANOVER, PA | 3 | $ 571,000 | $ 190,000 | $ 70,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 403,000 | $ 201,000 | $ 133,000 |
| BOSTON, MA | 2 | $ 423,000 | $ 211,000 | $ 49,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 599,000 | $ 299,000 | $ 86,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 588,000 | $ 294,000 | $ 149,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 423,000 | $ 211,000 | $ 68,000 |
| DULUTH, MN-WI | 2 | $ 225,000 | $ 112,000 | $ 44,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 572,000 | $ 286,000 | $ 44,000 |
| EL PASO, TX | 2 | $ 526,000 | $ 263,000 | $ 0 |
| ELGIN, IL | 2 | $ 645,000 | $ 322,000 | $ 163,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 441,000 | $ 220,000 | $ 60,000 |
| FLINT, MI | 2 | $ 323,000 | $ 161,000 | $ 68,000 |
| GARY, IN | 2 | $ 307,000 | $ 153,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 167,000 | $ 83,000 | $ 51,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 261,000 | $ 130,000 | $ 86,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 310,000 | $ 155,000 | $ 128,000 |
| JACKSON, MS | 2 | $ 418,000 | $ 209,000 | $ 42,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 358,000 | $ 179,000 | $ 25,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 338,000 | $ 169,000 | $ 109,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 231,000 | $ 115,500 | $ 90,000 |
| MEDFORD, OR | 2 | $ 368,000 | $ 184,000 | $ 33,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 455,000 | $ 227,000 | $ 0 |
| MIDLAND, TX | 2 | $ 197,000 | $ 98,000 | $ 83,000 |
| MOBILE, AL | 2 | $ 305,000 | $ 152,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2 | $ 413,000 | $ 206,000 | $ 63,000 |
| MONTGOMERY, AL | 2 | $ 346,000 | $ 173,000 | $ 52,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 489,000 | $ 244,000 | $ 48,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 559,000 | $ 279,000 | $ 47,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 225,000 | $ 112,000 | $ 86,000 |
| PRESCOTT, AZ | 2 | $ 392,000 | $ 196,000 | $ 59,000 |
| PROVO-OREM, UT | 2 | $ 545,000 | $ 272,000 | $ 70,000 |
| RALEIGH, NC | 2 | $ 464,000 | $ 232,000 | $ 76,000 |
| REDDING, CA | 2 | $ 382,000 | $ 191,000 | $ 85,000 |
| RENO, NV | 2 | $ 320,000 | $ 160,000 | $ 66,000 |
| SALEM, OR | 2 | $ 396,000 | $ 198,000 | $ 62,000 |
| SAN DIEGO-CARLSBAD, CA | 2 | $ 1,007,000 | $ 503,000 | $ 266,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 769,000 | $ 384,000 | $ 110,000 |
| SANTA FE, NM | 2 | $ 539,000 | $ 269,000 | $ 553,000 |
| SAVANNAH, GA | 2 | $ 532,000 | $ 266,000 | $ 26,000 |
| ST. GEORGE, UT | 2 | $ 831,000 | $ 415,000 | $ 137,000 |
| TOPEKA, KS | 2 | $ 225,000 | $ 112,000 | $ 90,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| YAKIMA, WA | 2 | $ 211,000 | $ 105,000 | $ 38,000 |
| YUMA, AZ | 2 | $ 321,000 | $ 160,000 | $ 0 |
| AKRON, OH | 1 | $ 276,000 | $ 276,000 | $ 144,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 190,000 | $ 190,000 | $ 95,000 |
| ASHEVILLE, NC | 1 | $ 112,000 | $ 112,000 | $ 97,000 |
| AUBURN-OPELIKA, AL | 1 | $ 104,000 | $ 104,000 | $ 73,000 |
| BAKERSFIELD, CA | 1 | $ 156,000 | $ 156,000 | $ 75,000 |
| BANGOR, ME | 1 | $ 193,000 | $ 193,000 | $ 57,000 |
| BARNSTABLE TOWN, MA | 1 | $ 223,000 | $ 223,000 | $ 80,000 |
| BILLINGS, MT | 1 | $ 159,000 | $ 159,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| BLOOMINGTON, IN | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 433,000 | $ 433,000 | $ 109,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 91,000 | $ 91,000 | $ 79,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 262,000 | $ 262,000 | $ 124,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 271,000 | $ 271,000 | $ 50,000 |
| CANTON-MASSILLON, OH | 1 | $ 234,000 | $ 234,000 | $ 133,000 |
| CARBONDALE-MARION, IL | 1 | $ 289,000 | $ 289,000 | $ 94,000 |
| CEDAR RAPIDS, IA | 1 | $ 290,000 | $ 290,000 | $ 78,000 |
| CHEYENNE, WY | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| COLUMBIA, MO | 1 | $ 135,000 | $ 135,000 | $ 287,000 |
| COLUMBIA, SC | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 266,000 | $ 266,000 | $ 151,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| FAIRBANKS, AK | 1 | $ 196,000 | $ 196,000 | $ 0 |
| FAYETTEVILLE, NC | 1 | $ 164,000 | $ 164,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 300,000 | $ 300,000 | $ 0 |
| FRESNO, CA | 1 | $ 148,000 | $ 148,000 | $ 74,000 |
| GAINESVILLE, FL | 1 | $ 142,000 | $ 142,000 | $ 0 |
| GETTYSBURG, PA | 1 | $ 167,000 | $ 167,000 | $ 120,000 |
| GREAT FALLS, MT | 1 | $ 154,000 | $ 154,000 | $ 76,000 |
| GREENVILLE, NC | 1 | $ 164,000 | $ 164,000 | $ 59,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 83,000 | $ 83,000 | $ 54,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 176,000 | $ 176,000 | $ 0 |
| HANFORD-CORCORAN, CA | 1 | $ 111,000 | $ 111,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 230,000 | $ 230,000 | $ 300,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 193,000 | $ 193,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 1 | $ 164,000 | $ 164,000 | $ 59,000 |
| HUNTSVILLE, AL | 1 | $ 222,000 | $ 222,000 | $ 0 |
| IDAHO FALLS, ID | 1 | $ 131,000 | $ 131,000 | $ 205,000 |
| JACKSON, MI | 1 | $ 138,000 | $ 138,000 | $ 0 |
| JACKSONVILLE, FL | 1 | $ 327,000 | $ 327,000 | $ 81,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 112,000 | $ 112,000 | $ 67,000 |
| LAFAYETTE, LA | 1 | $ 293,000 | $ 293,000 | $ 198,000 |
| LAREDO, TX | 1 | $ 148,000 | $ 148,000 | $ 73,000 |
| LAWRENCE, KS | 1 | $ 112,000 | $ 112,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 236,000 | $ 236,000 | $ 25,000 |
| LINCOLN, NE | 1 | $ 162,000 | $ 162,000 | $ 110,000 |
| LONGVIEW, WA | 1 | $ 307,000 | $ 307,000 | $ 153,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 148,000 | $ 148,000 | $ 30,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 62,000 | $ 62,000 | $ 132,000 |
| MISSOULA, MT | 1 | $ 273,000 | $ 273,000 | $ 107,000 |
| MORGANTOWN, WV | 1 | $ 239,000 | $ 239,000 | $ 86,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 252,000 | $ 252,000 | $ 66,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 106,000 | $ 106,000 | $ 57,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1 | $ 260,000 | $ 260,000 | $ 106,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 200,000 | $ 200,000 | $ 35,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 417,000 | $ 417,000 | $ 650,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 412,000 | $ 412,000 | $ 170,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 233,000 | $ 233,000 | $ 59,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 164,000 | $ 164,000 | $ 0 |
| PHILADELPHIA, PA | 1 | $ 169,000 | $ 169,000 | $ 90,000 |
| PINE BLUFF, AR | 1 | $ 194,000 | $ 194,000 | $ 0 |
| PUEBLO, CO | 1 | $ 162,000 | $ 162,000 | $ 71,000 |
| RACINE, WI | 1 | $ 147,000 | $ 147,000 | $ 110,000 |
| READING, PA | 1 | $ 157,000 | $ 157,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 483,000 | $ 483,000 | $ 163,000 |
| ROCKY MOUNT, NC | 1 | $ 236,000 | $ 236,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 417,000 | $ 417,000 | $ 32,000 |
| SANTA ROSA, CA | 1 | $ 417,000 | $ 417,000 | $ 75,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 86,000 | $ 86,000 | $ 123,000 |
| SHEBOYGAN, WI | 1 | $ 114,000 | $ 114,000 | $ 65,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 157,000 | $ 157,000 | $ 104,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1 | $ 915,000 | $ 915,000 | $ 165,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| SIOUX FALLS, SD | 1 | $ 192,000 | $ 192,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| STOCKTON-LODI, CA | 1 | $ 272,000 | $ 272,000 | $ 101,000 |
| TALLAHASSEE, FL | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| TERRE HAUTE, IN | 1 | $ 83,000 | $ 83,000 | $ 13,000 |
| WACO, TX | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| WENATCHEE, WA | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| WICHITA FALLS, TX | 1 | $ 127,000 | $ 127,000 | $ 0 |
| WICHITA, KS | 1 | $ 102,000 | $ 102,000 | $ 78,000 |
| WINSTON-SALEM, NC | 1 | $ 216,000 | $ 216,000 | $ 66,000 |
| WORCESTER, MA-CT | 1 | $ 176,000 | $ 176,000 | $ 161,000 |
| YUBA CITY, CA | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 960 | $222,845,000 | $232,000 | $915,000 | $88,000 | $1,067,000 |
| Home Purchase | 791 | $173,984,000 | $219,000 | $1,500,000 | $100,000 | $2,376,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,250 | $285,389,000 | $228,000 | $1,500,000 | $99,000 | $1,590,000 |
| Not Provided | 244 | $56,958,000 | $233,000 | $920,000 | $91,000 | $2,376,000 |
| Hispanic | 125 | $24,910,000 | $199,000 | $680,000 | $60,000 | $192,000 |
| Asian | 72 | $14,575,000 | $202,000 | $522,000 | $83,000 | $1,067,000 |
| Black or African American | 43 | $11,263,000 | $261,000 | $915,000 | $69,000 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,257,000 | $225,000 | $364,000 | $64,000 | $115,000 |
| American Indian or Alaskan Native | 7 | $1,477,000 | $211,000 | $484,000 | $103,000 | $271,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,113 | $260,920,000 | $234,000 | $1,500,000 | $115,000 | $2,376,000 |
| FHA-insured (Federal Housing Administration) | 353 | $70,069,000 | $198,000 | $636,000 | $55,000 | $345,000 |
| VA-guaranteed (Veterans Administration) | 264 | $62,765,000 | $237,000 | $688,000 | $59,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $3,075,000 | $146,000 | $219,000 | $51,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 873 | $201,988,000 | $231,000 | $707,000 | $98,000 | $903,000 |
| Application Withdrawn By Applicant | 330 | $75,660,000 | $229,000 | $1,500,000 | $86,000 | $2,376,000 |
| Application Denied By Financial Institution | 303 | $66,980,000 | $221,000 | $825,000 | $76,000 | $993,000 |
| Application Approved But Not Accepted | 229 | $48,875,000 | $213,000 | $700,000 | $110,000 | $1,590,000 |
| File Closed For Incompleteness | 15 | $3,012,000 | $200,000 | $398,000 | $78,000 | $205,000 |
| Preapproval Denied by Financial Institution | 1 | $314,000 | $314,000 | $314,000 | $78,000 | $78,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 132 | $28,255,000 | $214,000 | $745,000 | $71,000 | $197,000 |
| Debt-To-Income Ratio | 91 | $20,270,000 | $222,000 | $585,000 | $48,000 | $155,000 |
| Collateral | 37 | $8,650,000 | $233,000 | $825,000 | $130,000 | $993,000 |
| Other | 25 | $5,264,000 | $210,000 | $755,000 | $118,000 | $345,000 |
| Employment History | 8 | $1,232,000 | $154,000 | $220,000 | $34,000 | $56,000 |
| Unverifiable Information | 6 | $1,747,000 | $291,000 | $516,000 | $112,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,876,000 | $375,000 | $625,000 | $116,000 | $215,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Goldwater Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.