Goldwater Bank, N.A. Mortgage Lending & HMDA Data, 2019

In 2019, Goldwater Bank, N.A. of Phoenix, AZ reported 8,309 mortgage applications totaling $2.1 billion, up 23% from 2018. The average application was for $250,435, and applicants reported an average income of $92,531. 64% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (726), Atlanta-Sandy Springs-Roswell, GA (598) and Houston-The Woodlands-Sugar Land, TX (565) (applications in parentheses).

Mortgage Company & Address Goldwater Bank, N.A.
2525 East Camelback Road Suite 1100
Phoenix, AZ 85016
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 8,309
Total Mortgage Loan Application Amount $2,080,865,000
Average Mortgage Loan Application Amount $250,435
Highest Mortgage Loan Application Amount $3,705,000
Average Applicant Income $92,531
Highest Applicant Income $2,580,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldwater Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Goldwater Bank, N.A. by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 305 $ 74,615,000 $ 244,639 $ 126,000
Cuyahoga, Ohio 285 $ 37,885,000 $ 132,929 $ 89,000
Pierce, Washington 271 $ 90,265,000 $ 333,081 $ 96,000
Maricopa, Arizona 250 $ 78,760,000 $ 315,040 $ 113,000
Anoka, Minnesota 229 $ 61,945,000 $ 270,502 $ 94,000
Hennepin, Minnesota 224 $ 63,870,000 $ 285,133 $ 106,000
St. Tammany, Louisiana 222 $ 47,170,000 $ 212,477 $ 94,000
Marion, Florida 218 $ 33,320,000 $ 152,844 $ 65,000
Carroll, Georgia 181 $ 34,265,000 $ 189,309 $ 80,000
Montgomery, Texas 119 $ 33,065,000 $ 277,857 $ 132,000
Caddo, Louisiana 90 $ 15,600,000 $ 173,333 $ 71,000
Ada, Idaho 89 $ 24,175,000 $ 271,629 $ 90,000
Jefferson, Louisiana 85 $ 16,545,000 $ 194,647 $ 86,000
Tarrant, Texas 83 $ 21,715,000 $ 261,626 $ 99,000
Bossier, Louisiana 77 $ 15,885,000 $ 206,298 $ 65,000
Gwinnett, Georgia 75 $ 19,005,000 $ 253,400 $ 104,000
Navarro, Texas 74 $ 14,740,000 $ 199,189 $ 96,000
DeKalb, Georgia 70 $ 16,530,000 $ 236,142 $ 97,000
Collin, Texas 69 $ 24,055,000 $ 348,623 $ 156,000
Canyon, Idaho 67 $ 13,785,000 $ 205,746 $ 69,000
Fulton, Georgia 65 $ 15,775,000 $ 242,692 $ 117,000
Dallas, Texas 62 $ 17,090,000 $ 275,645 $ 135,000
Contra Costa, California 57 $ 24,015,000 $ 421,315 $ 124,000
Denton, Texas 56 $ 15,790,000 $ 281,964 $ 125,000
Lake, Ohio 55 $ 8,585,000 $ 156,090 $ 70,000
Summit, Ohio 54 $ 7,760,000 $ 143,703 $ 92,000
Escambia, Florida 53 $ 9,415,000 $ 177,641 $ 89,000
Cameron, Texas 52 $ 9,880,000 $ 190,000 $ 84,000
Ramsey, Minnesota 50 $ 11,740,000 $ 234,800 $ 73,000
Etowah, Alabama 48 $ 8,180,000 $ 170,416 $ 61,000
Calcasieu, Louisiana 48 $ 9,690,000 $ 201,875 $ 103,000
Chambers, Texas 47 $ 13,685,000 $ 291,170 $ 133,000
Baldwin, Alabama 46 $ 13,380,000 $ 290,869 $ 110,000
Wright, Minnesota 46 $ 11,290,000 $ 245,434 $ 96,000
Santa Fe, New Mexico 46 $ 16,950,000 $ 368,478 $ 136,000
Jefferson, Alabama 44 $ 10,570,000 $ 240,227 $ 77,000
Bexar, Texas 44 $ 8,550,000 $ 194,318 $ 78,000
Hernando, Florida 43 $ 6,165,000 $ 143,372 $ 71,000
Orleans, Louisiana 42 $ 10,290,000 $ 245,000 $ 99,000
Oklahoma, Oklahoma 39 $ 8,525,000 $ 218,589 $ 91,000
Titus, Texas 39 $ 7,645,000 $ 196,025 $ 95,000
Latah, Idaho 38 $ 8,760,000 $ 230,526 $ 150,000
Washington, Minnesota 38 $ 11,770,000 $ 309,736 $ 99,000
King, Washington 38 $ 13,080,000 $ 344,210 $ 102,000
Los Angeles, California 36 $ 22,920,000 $ 636,666 $ 146,000
Clark, Nevada 35 $ 12,335,000 $ 352,428 $ 92,000
San Diego, California 33 $ 17,615,000 $ 533,787 $ 117,000
St. Lucie, Florida 33 $ 8,425,000 $ 255,303 $ 91,000
Haralson, Georgia 33 $ 5,725,000 $ 173,484 $ 71,000
Cobb, Georgia 32 $ 8,730,000 $ 272,812 $ 105,000
Thurston, Washington 31 $ 9,915,000 $ 319,838 $ 86,000
Sherburne, Minnesota 30 $ 8,190,000 $ 273,000 $ 99,000
Buncombe, North Carolina 30 $ 8,080,000 $ 269,333 $ 77,000
Fort Bend, Texas 30 $ 7,790,000 $ 259,666 $ 110,000
Shelby, Alabama 29 $ 7,525,000 $ 259,482 $ 78,000
Washington, Utah 28 $ 10,180,000 $ 363,571 $ 126,000
Hillsborough, Florida 27 $ 7,185,000 $ 266,111 $ 57,000
Chisago, Minnesota 26 $ 5,900,000 $ 226,923 $ 85,000
Morris, Texas 26 $ 2,800,000 $ 107,692 $ 74,000
Dakota, Minnesota 25 $ 7,555,000 $ 302,200 $ 101,000
Anne Arundel, Maryland 24 $ 8,290,000 $ 345,416 $ 117,000
Bernalillo, New Mexico 24 $ 5,140,000 $ 214,166 $ 103,000
Camp, Texas 24 $ 5,660,000 $ 235,833 $ 101,000
Galveston, Texas 24 $ 4,980,000 $ 207,500 $ 93,000
Victoria, Texas 24 $ 4,680,000 $ 195,000 $ 107,000
Alameda, California 23 $ 14,045,000 $ 610,652 $ 170,000
Solano, California 23 $ 6,295,000 $ 273,695 $ 101,000
Montgomery, Maryland 23 $ 9,955,000 $ 432,826 $ 101,000
Medina, Ohio 23 $ 4,475,000 $ 194,565 $ 106,000
Snohomish, Washington 23 $ 9,805,000 $ 426,304 $ 93,000
Citrus, Florida 21 $ 3,495,000 $ 166,428 $ 81,000
Prince George's, Maryland 21 $ 6,795,000 $ 323,571 $ 79,000
Eddy, New Mexico 21 $ 4,495,000 $ 214,047 $ 108,000
Williamson, Texas 21 $ 6,815,000 $ 324,523 $ 148,000
Madison, Alabama 20 $ 4,610,000 $ 230,500 $ 74,000
Forsyth, Georgia 20 $ 5,760,000 $ 288,000 $ 115,000
Webster, Louisiana 20 $ 3,600,000 $ 180,000 $ 73,000
Jefferson, Missouri 20 $ 3,800,000 $ 190,000 $ 52,000
Ellis, Texas 20 $ 5,230,000 $ 261,500 $ 112,000
Pinal, Arizona 19 $ 4,355,000 $ 229,210 $ 82,000
Riverside, California 19 $ 7,225,000 $ 380,263 $ 113,000
San Joaquin, California 19 $ 6,735,000 $ 354,473 $ 78,000
Brevard, Florida 19 $ 4,055,000 $ 213,421 $ 54,000
Douglas, Georgia 19 $ 4,005,000 $ 210,789 $ 77,000
Paulding, Georgia 19 $ 3,955,000 $ 208,157 $ 73,000
Cook, Illinois 19 $ 5,075,000 $ 267,105 $ 96,000
Tangipahoa, Louisiana 19 $ 3,225,000 $ 169,736 $ 89,000
Lorain, Ohio 19 $ 3,145,000 $ 165,526 $ 65,000
Canadian, Oklahoma 19 $ 3,835,000 $ 201,842 $ 88,000
Brazoria, Texas 19 $ 4,595,000 $ 241,842 $ 127,000
Duval, Florida 18 $ 4,980,000 $ 276,666 $ 64,000
Scott, Minnesota 18 $ 4,410,000 $ 245,000 $ 92,000
St. Louis, Missouri 18 $ 3,390,000 $ 188,333 $ 68,000
Travis, Texas 18 $ 6,360,000 $ 353,333 $ 163,000
Volusia, Florida 17 $ 3,585,000 $ 210,882 $ 102,000
Caldwell, Texas 17 $ 3,075,000 $ 180,882 $ 90,000
Fairfax, Virginia 17 $ 7,885,000 $ 463,823 $ 119,000
Kitsap, Washington 17 $ 5,195,000 $ 305,588 $ 67,000
Orange, California 16 $ 8,180,000 $ 511,250 $ 182,000
Sacramento, California 16 $ 5,290,000 $ 330,625 $ 74,000
Broward, Florida 16 $ 3,850,000 $ 240,625 $ 75,000
Palm Beach, Florida 16 $ 4,820,000 $ 301,250 $ 73,000
Pasco, Florida 16 $ 2,980,000 $ 186,250 $ 81,000
Pearl River, Mississippi 16 $ 2,530,000 $ 158,125 $ 50,000
Calhoun, Texas 16 $ 3,040,000 $ 190,000 $ 82,000
Prince William, Virginia 16 $ 6,810,000 $ 425,625 $ 97,000
Okaloosa, Florida 15 $ 3,575,000 $ 238,333 $ 86,000
Isanti, Minnesota 15 $ 3,275,000 $ 218,333 $ 64,000
Franklin, Ohio 15 $ 2,615,000 $ 174,333 $ 66,000
Starr, Texas 15 $ 2,575,000 $ 171,666 $ 74,000
San Bernardino, California 14 $ 3,960,000 $ 282,857 $ 265,000
Santa Clara, California 14 $ 8,260,000 $ 590,000 $ 149,000
Pinellas, Florida 14 $ 4,350,000 $ 310,714 $ 80,000
Santa Rosa, Florida 14 $ 2,370,000 $ 169,285 $ 74,000
St. Bernard, Louisiana 14 $ 2,730,000 $ 195,000 $ 80,000
Geauga, Ohio 14 $ 3,600,000 $ 257,142 $ 114,000
Coos, Oregon 14 $ 2,980,000 $ 212,857 $ 73,000
Liberty, Texas 14 $ 3,310,000 $ 236,428 $ 122,000
DeKalb, Alabama 13 $ 1,845,000 $ 141,923 $ 56,000
El Paso, Colorado 13 $ 4,275,000 $ 328,846 $ 93,000
Cherokee, Georgia 13 $ 3,735,000 $ 287,307 $ 99,000
Jackson, Mississippi 13 $ 2,305,000 $ 177,307 $ 57,000
Washoe, Nevada 13 $ 3,885,000 $ 298,846 $ 75,000
Montgomery, Ohio 13 $ 1,815,000 $ 139,615 $ 103,000
Gregg, Texas 13 $ 2,015,000 $ 155,000 $ 104,000
Rockwall, Texas 13 $ 3,625,000 $ 278,846 $ 73,000
Bay, Florida 12 $ 2,640,000 $ 220,000 $ 121,000
Hendry, Florida 12 $ 2,730,000 $ 227,500 $ 81,000
Baltimore, Maryland 12 $ 4,110,000 $ 342,500 $ 135,000
Wake, North Carolina 12 $ 2,980,000 $ 248,333 $ 54,000
Cleveland, Oklahoma 12 $ 2,490,000 $ 207,500 $ 85,000
Cass, Texas 12 $ 1,700,000 $ 141,666 $ 102,000
Pima, Arizona 11 $ 2,665,000 $ 242,272 $ 83,000
Polk, Florida 11 $ 1,775,000 $ 161,363 $ 67,000
Clayton, Georgia 11 $ 1,695,000 $ 154,090 $ 52,000
Fayette, Georgia 11 $ 3,245,000 $ 295,000 $ 92,000
Claiborne, Louisiana 11 $ 1,545,000 $ 140,454 $ 70,000
Carver, Minnesota 11 $ 3,365,000 $ 305,909 $ 108,000
Harrison, Mississippi 11 $ 1,795,000 $ 163,181 $ 67,000
Monmouth, New Jersey 11 $ 4,485,000 $ 407,727 $ 65,000
Mecklenburg, North Carolina 11 $ 2,285,000 $ 207,727 $ 75,000
Logan, Oklahoma 11 $ 2,455,000 $ 223,181 $ 123,000
Bell, Texas 11 $ 2,405,000 $ 218,636 $ 71,000
Johnson, Texas 11 $ 1,995,000 $ 181,363 $ 88,000
Davis, Utah 11 $ 4,025,000 $ 365,909 $ 75,000
Loudoun, Virginia 11 $ 3,405,000 $ 309,545 $ 75,000
Lake, Florida 10 $ 1,970,000 $ 197,000 $ 43,000
Orange, Florida 10 $ 2,030,000 $ 203,000 $ 75,000
Coweta, Georgia 10 $ 2,190,000 $ 219,000 $ 74,000
Walton, Georgia 10 $ 2,120,000 $ 212,000 $ 49,000
Marion, Indiana 10 $ 1,220,000 $ 122,000 $ 69,000
Johnson, Kansas 10 $ 2,590,000 $ 259,000 $ 76,000
Hancock, Mississippi 10 $ 1,790,000 $ 179,000 $ 85,000
Jackson, Missouri 10 $ 1,070,000 $ 107,000 $ 145,000
Cumberland, North Carolina 10 $ 2,010,000 $ 201,000 $ 78,000
Portage, Ohio 10 $ 2,210,000 $ 221,000 $ 76,000
Stark, Ohio 10 $ 1,650,000 $ 165,000 $ 63,000
Dorchester, South Carolina 10 $ 1,940,000 $ 194,000 $ 38,000
Upshur, Texas 10 $ 2,030,000 $ 203,000 $ 95,000
Calhoun, Alabama 9 $ 1,615,000 $ 179,444 $ 74,000
St. Clair, Alabama 9 $ 1,425,000 $ 158,333 $ 54,000
Stanislaus, California 9 $ 2,275,000 $ 252,777 $ 96,000
Lee, Florida 9 $ 3,035,000 $ 337,222 $ 167,000
St. John the Baptist, Louisiana 9 $ 1,515,000 $ 168,333 $ 54,000
Frederick, Maryland 9 $ 2,635,000 $ 292,777 $ 52,000
Howard, Maryland 9 $ 3,495,000 $ 388,333 $ 67,000
Wayne, Michigan 9 $ 1,235,000 $ 137,222 $ 156,000
Bergen, New Jersey 9 $ 3,235,000 $ 359,444 $ 59,000
Ashtabula, Ohio 9 $ 1,365,000 $ 151,666 $ 58,000
Jackson, Oregon 9 $ 3,175,000 $ 352,777 $ 41,000
Comal, Texas 9 $ 2,625,000 $ 291,666 $ 108,000
Hays, Texas 9 $ 2,445,000 $ 271,666 $ 128,000
Salt Lake, Utah 9 $ 2,805,000 $ 311,666 $ 66,000
Marshall, Alabama 8 $ 1,110,000 $ 138,750 $ 37,000
Tallapoosa, Alabama 8 $ 2,910,000 $ 363,750 $ 146,000
San Mateo, California 8 $ 4,120,000 $ 515,000 $ 92,000
Arapahoe, Colorado 8 $ 2,370,000 $ 296,250 $ 72,000
Denver, Colorado 8 $ 3,290,000 $ 411,250 $ 80,000
Fairfield, Connecticut 8 $ 5,950,000 $ 743,750 $ 201,000
District of Columbia, District Of Columbia 8 $ 2,760,000 $ 345,000 $ 81,000
Miami-Dade, Florida 8 $ 3,130,000 $ 391,250 $ 147,000
Sarasota, Florida 8 $ 1,690,000 $ 211,250 $ 57,000
De Soto, Louisiana 8 $ 2,260,000 $ 282,500 $ 119,000
East Baton Rouge, Louisiana 8 $ 1,660,000 $ 207,500 $ 66,000
Worcester, Massachusetts 8 $ 2,330,000 $ 291,250 $ 79,000
Hinds, Mississippi 8 $ 1,610,000 $ 201,250 $ 82,000
Sandoval, New Mexico 8 $ 2,410,000 $ 301,250 $ 94,000
Washington, Oregon 8 $ 4,010,000 $ 501,250 $ 127,000
Llano, Texas 8 $ 2,970,000 $ 371,250 $ 112,000
Chesapeake, Virginia 8 $ 2,780,000 $ 347,500 $ 144,000
Grays Harbor, Washington 8 $ 1,000,000 $ 125,000 $ 46,000
Cherokee, Alabama 7 $ 955,000 $ 136,428 $ 46,000
Placer, California 7 $ 3,455,000 $ 493,571 $ 93,000
Clay, Florida 7 $ 1,385,000 $ 197,857 $ 49,000
Chatham, Georgia 7 $ 1,335,000 $ 190,714 $ 84,000
Rockdale, Georgia 7 $ 1,715,000 $ 245,000 $ 116,000
Honolulu, Hawaii 7 $ 4,405,000 $ 629,285 $ 57,000
Baltimore City, Maryland 7 $ 1,865,000 $ 266,428 $ 83,000
Delaware, Ohio 7 $ 1,615,000 $ 230,714 $ 92,000
Multnomah, Oregon 7 $ 2,525,000 $ 360,714 $ 90,000
Montgomery, Pennsylvania 7 $ 3,335,000 $ 476,428 $ 168,000
Horry, South Carolina 7 $ 2,495,000 $ 356,428 $ 62,000
Richland, South Carolina 7 $ 1,295,000 $ 185,000 $ 35,000
Shelby, Tennessee 7 $ 1,085,000 $ 155,000 $ 137,000
Franklin, Texas 7 $ 805,000 $ 115,000 $ 105,000
Freestone, Texas 7 $ 775,000 $ 110,714 $ 79,000
Hidalgo, Texas 7 $ 1,835,000 $ 262,142 $ 90,000
Hunt, Texas 7 $ 1,085,000 $ 155,000 $ 85,000
Lubbock, Texas 7 $ 1,565,000 $ 223,571 $ 89,000
Nueces, Texas 7 $ 2,155,000 $ 307,857 $ 121,000
Parker, Texas 7 $ 2,085,000 $ 297,857 $ 152,000
Waller, Texas 7 $ 2,015,000 $ 287,857 $ 118,000
Utah, Utah 7 $ 2,255,000 $ 322,142 $ 27,000
Mobile, Alabama 6 $ 1,620,000 $ 270,000 $ 89,000
Fresno, California 6 $ 1,170,000 $ 195,000 $ 238,000
Adams, Colorado 6 $ 2,280,000 $ 380,000 $ 28,000
Kent, Delaware 6 $ 1,570,000 $ 261,666 $ 53,000
Henry, Georgia 6 $ 1,410,000 $ 235,000 $ 103,000
Sedgwick, Kansas 6 $ 920,000 $ 153,333 $ 52,000
Jefferson, Kentucky 6 $ 1,100,000 $ 183,333 $ 55,000
Ascension, Louisiana 6 $ 1,090,000 $ 181,666 $ 83,000
Pine, Minnesota 6 $ 950,000 $ 158,333 $ 62,000
Stearns, Minnesota 6 $ 1,040,000 $ 173,333 $ 56,000
St. Charles, Missouri 6 $ 1,380,000 $ 230,000 $ 80,000
Morris, New Jersey 6 $ 2,670,000 $ 445,000 $ 159,000
Butler, Ohio 6 $ 830,000 $ 138,333 $ 50,000
Licking, Ohio 6 $ 960,000 $ 160,000 $ 43,000
Douglas, Oregon 6 $ 1,130,000 $ 188,333 $ 38,000
Marion, Oregon 6 $ 1,670,000 $ 278,333 $ 51,000
Providence, Rhode Island 6 $ 1,410,000 $ 235,000 $ 49,000
York, South Carolina 6 $ 1,250,000 $ 208,333 $ 56,000
Knox, Tennessee 6 $ 1,370,000 $ 228,333 $ 51,000
Guadalupe, Texas 6 $ 1,670,000 $ 278,333 $ 87,000
McCulloch, Texas 6 $ 810,000 $ 135,000 $ 74,000
Smith, Texas 6 $ 1,260,000 $ 210,000 $ 117,000
Walker, Texas 6 $ 1,540,000 $ 256,666 $ 127,000
Wood, Texas 6 $ 840,000 $ 140,000 $ 82,000
Stafford, Virginia 6 $ 2,490,000 $ 415,000 $ 150,000
Virginia Beach, Virginia 6 $ 1,690,000 $ 281,666 $ 81,000
Franklin, Washington 6 $ 1,790,000 $ 298,333 $ 113,000
Spokane, Washington 6 $ 1,430,000 $ 238,333 $ 81,000
Waukesha, Wisconsin 6 $ 2,030,000 $ 338,333 $ 105,000
Cleburne, Alabama 5 $ 1,055,000 $ 211,000 $ 78,000
Morgan, Alabama 5 $ 755,000 $ 151,000 $ 55,000
Tuscaloosa, Alabama 5 $ 935,000 $ 187,000 $ 71,000
Anchorage, Alaska 5 $ 2,225,000 $ 445,000 $ 80,000
Mohave, Arizona 5 $ 1,155,000 $ 231,000 $ 83,000
Yavapai, Arizona 5 $ 1,405,000 $ 281,000 $ 66,000
San Francisco, California 5 $ 4,575,000 $ 915,000 $ 212,000
Sonoma, California 5 $ 2,525,000 $ 505,000 $ 151,000
Douglas, Colorado 5 $ 3,335,000 $ 667,000 $ 185,000
Pueblo, Colorado 5 $ 965,000 $ 193,000 $ 19,000
New Haven, Connecticut 5 $ 1,645,000 $ 329,000 $ 71,000
New Castle, Delaware 5 $ 1,505,000 $ 301,000 $ 61,000
Martin, Florida 5 $ 1,865,000 $ 373,000 $ 127,000
Seminole, Florida 5 $ 1,215,000 $ 243,000 $ 68,000
Sumter, Florida 5 $ 1,395,000 $ 279,000 $ 66,000
Kootenai, Idaho 5 $ 2,275,000 $ 455,000 $ 186,000
Jefferson Davis, Louisiana 5 $ 1,575,000 $ 315,000 $ 104,000
Livingston, Louisiana 5 $ 885,000 $ 177,000 $ 75,000
St. Charles, Louisiana 5 $ 1,065,000 $ 213,000 $ 70,000
Charles, Maryland 5 $ 1,445,000 $ 289,000 $ 55,000
Harford, Maryland 5 $ 1,805,000 $ 361,000 $ 48,000
Plymouth, Massachusetts 5 $ 2,705,000 $ 541,000 $ 15,000
Le Sueur, Minnesota 5 $ 1,255,000 $ 251,000 $ 102,000
Madison, Mississippi 5 $ 875,000 $ 175,000 $ 39,000
Rankin, Mississippi 5 $ 805,000 $ 161,000 $ 42,000
Franklin, Missouri 5 $ 805,000 $ 161,000 $ 61,000
Scotts Bluff, Nebraska 5 $ 685,000 $ 137,000 $ 42,000
Los Alamos, New Mexico 5 $ 1,925,000 $ 385,000 $ 148,000
Union, North Carolina 5 $ 1,945,000 $ 389,000 $ 84,000
Clackamas, Oregon 5 $ 1,735,000 $ 347,000 $ 73,000
Berkeley, South Carolina 5 $ 1,045,000 $ 209,000 $ 67,000
Greenville, South Carolina 5 $ 945,000 $ 189,000 $ 63,000
Hamilton, Tennessee 5 $ 915,000 $ 183,000 $ 24,000
Bastrop, Texas 5 $ 1,205,000 $ 241,000 $ 101,000
DeWitt, Texas 5 $ 625,000 $ 125,000 $ 70,000
Kaufman, Texas 5 $ 1,245,000 $ 249,000 $ 81,000
Van Zandt, Texas 5 $ 865,000 $ 173,000 $ 67,000
Spotsylvania, Virginia 5 $ 1,235,000 $ 247,000 $ 18,000
Kanawha, West Virginia 5 $ 1,345,000 $ 269,000 $ 116,000
Blount, Alabama 4 $ 650,000 $ 162,500 $ 54,000
Limestone, Alabama 4 $ 1,160,000 $ 290,000 $ 83,000
Kenai Peninsula, Alaska 4 $ 790,000 $ 197,500 $ 45,000
Matanuska-Susitna, Alaska 4 $ 1,330,000 $ 332,500 $ 63,000
Coconino, Arizona 4 $ 1,320,000 $ 330,000 $ 89,000
Saline, Arkansas 4 $ 980,000 $ 245,000 $ 76,000
El Dorado, California 4 $ 1,970,000 $ 492,500 $ 89,000
Monterey, California 4 $ 2,010,000 $ 502,500 $ 47,000
Ventura, California 4 $ 1,740,000 $ 435,000 $ 91,000
Larimer, Colorado 4 $ 1,670,000 $ 417,500 $ 40,000
Weld, Colorado 4 $ 1,380,000 $ 345,000 $ 65,000
Hartford, Connecticut 4 $ 1,030,000 $ 257,500 $ 63,000
Alachua, Florida 4 $ 590,000 $ 147,500 $ 38,000
Charlotte, Florida 4 $ 1,360,000 $ 340,000 $ 66,000
Indian River, Florida 4 $ 2,420,000 $ 605,000 $ 171,000
Putnam, Florida 4 $ 570,000 $ 142,500 $ 64,000
Columbia, Georgia 4 $ 740,000 $ 185,000 $ 38,000
Floyd, Georgia 4 $ 550,000 $ 137,500 $ 54,000
Jackson, Georgia 4 $ 990,000 $ 247,500 $ 76,000
Maui, Hawaii 4 $ 1,440,000 $ 360,000 $ 83,000
Payette, Idaho 4 $ 880,000 $ 220,000 $ 79,000
Valley, Idaho 4 $ 1,340,000 $ 335,000 $ 104,000
Ouachita, Louisiana 4 $ 560,000 $ 140,000 $ 96,000
Washington, Louisiana 4 $ 550,000 $ 137,500 $ 69,000
Essex, Massachusetts 4 $ 1,510,000 $ 377,500 $ 110,000
Middlesex, Massachusetts 4 $ 1,700,000 $ 425,000 $ 101,000
Norfolk, Massachusetts 4 $ 1,450,000 $ 362,500 $ 97,000
Suffolk, Massachusetts 4 $ 1,800,000 $ 450,000 $ 87,000
Oakland, Michigan 4 $ 770,000 $ 192,500 $ 69,000
Goodhue, Minnesota 4 $ 950,000 $ 237,500 $ 48,000
Olmsted, Minnesota 4 $ 670,000 $ 167,500 $ 55,000
Ravalli, Montana 4 $ 1,220,000 $ 305,000 $ 58,000
Essex, New Jersey 4 $ 1,160,000 $ 290,000 $ 115,000
Middlesex, New Jersey 4 $ 1,340,000 $ 335,000 $ 100,000
Ocean, New Jersey 4 $ 820,000 $ 205,000 $ 82,000
Chaves, New Mexico 4 $ 610,000 $ 152,500 $ 112,000
Valencia, New Mexico 4 $ 1,190,000 $ 297,500 $ 51,000
Durham, North Carolina 4 $ 850,000 $ 212,500 $ 53,000
Iredell, North Carolina 4 $ 1,460,000 $ 365,000 $ 91,000
Clermont, Ohio 4 $ 610,000 $ 152,500 $ 75,000
Hamilton, Ohio 4 $ 760,000 $ 190,000 $ 85,000
Trumbull, Ohio 4 $ 430,000 $ 107,500 $ 33,000
Warren, Ohio 4 $ 1,130,000 $ 282,500 $ 95,000
Lane, Oregon 4 $ 1,550,000 $ 387,500 $ 13,000
Allegheny, Pennsylvania 4 $ 1,440,000 $ 360,000 $ 179,000
Chester, Pennsylvania 4 $ 1,270,000 $ 317,500 $ 30,000
Delaware, Pennsylvania 4 $ 810,000 $ 202,500 $ 77,000
Davidson, Tennessee 4 $ 680,000 $ 170,000 $ 85,000
Montgomery, Tennessee 4 $ 1,180,000 $ 295,000 $ 58,000
Brazos, Texas 4 $ 1,010,000 $ 252,500 $ 97,000
Burnet, Texas 4 $ 670,000 $ 167,500 $ 90,000
Grayson, Texas 4 $ 1,020,000 $ 255,000 $ 112,000
Harrison, Texas 4 $ 780,000 $ 195,000 $ 84,000
Jackson, Texas 4 $ 570,000 $ 142,500 $ 91,000
Kendall, Texas 4 $ 1,200,000 $ 300,000 $ 161,000
Midland, Texas 4 $ 1,250,000 $ 312,500 $ 117,000
Wilson, Texas 4 $ 1,100,000 $ 275,000 $ 104,000
Newport News, Virginia 4 $ 840,000 $ 210,000 $ 15,000
Cowlitz, Washington 4 $ 950,000 $ 237,500 $ 69,000
Douglas, Wisconsin 4 $ 550,000 $ 137,500 $ 87,000
Pierce, Wisconsin 4 $ 820,000 $ 205,000 $ 78,000
St. Croix, Wisconsin 4 $ 790,000 $ 197,500 $ 40,000
Colbert, Alabama 3 $ 475,000 $ 158,333 $ 18,000
Cullman, Alabama 3 $ 345,000 $ 115,000 $ 46,000
Lee, Alabama 3 $ 425,000 $ 141,666 $ 50,000
Montgomery, Alabama 3 $ 905,000 $ 301,666 $ 90,000
Randolph, Alabama 3 $ 635,000 $ 211,666 $ 127,000
Cochise, Arizona 3 $ 505,000 $ 168,333 $ 7,000
Navajo, Arizona 3 $ 1,145,000 $ 381,666 $ 69,000
Garland, Arkansas 3 $ 295,000 $ 98,333 $ 120,000
Pulaski, Arkansas 3 $ 435,000 $ 145,000 $ 62,000
Kern, California 3 $ 485,000 $ 161,666 $ 46,000
Merced, California 3 $ 985,000 $ 328,333 $ 19,000
Nevada, California 3 $ 1,195,000 $ 398,333 $ 62,000
Tuolumne, California 3 $ 495,000 $ 165,000 $ 36,000
Lake, Colorado 3 $ 1,695,000 $ 565,000 $ 97,000
Routt, Colorado 3 $ 1,825,000 $ 608,333 $ 136,000
Middlesex, Connecticut 3 $ 905,000 $ 301,666 $ 99,000
Sussex, Delaware 3 $ 1,145,000 $ 381,666 $ 23,000
Leon, Florida 3 $ 425,000 $ 141,666 $ 73,000
Levy, Florida 3 $ 455,000 $ 151,666 $ 16,000
Barrow, Georgia 3 $ 995,000 $ 331,666 $ 95,000
Bartow, Georgia 3 $ 595,000 $ 198,333 $ 75,000
Glynn, Georgia 3 $ 455,000 $ 151,666 $ 102,000
Hall, Georgia 3 $ 1,075,000 $ 358,333 $ 87,000
Newton, Georgia 3 $ 595,000 $ 198,333 $ 58,000
Putnam, Georgia 3 $ 515,000 $ 171,666 $ 59,000
Spalding, Georgia 3 $ 615,000 $ 205,000 $ 102,000
Boise, Idaho 3 $ 555,000 $ 185,000 $ 72,000
Will, Illinois 3 $ 905,000 $ 301,666 $ 125,000
Polk, Iowa 3 $ 805,000 $ 268,333 $ 79,000
Wyandotte, Kansas 3 $ 625,000 $ 208,333 $ 19,000
Fayette, Kentucky 3 $ 1,045,000 $ 348,333 $ 145,000
Hardin, Kentucky 3 $ 665,000 $ 221,666 $ 21,000
Lafayette, Louisiana 3 $ 525,000 $ 175,000 $ 96,000
Plaquemines, Louisiana 3 $ 755,000 $ 251,666 $ 85,000
Rapides, Louisiana 3 $ 495,000 $ 165,000 $ 48,000
St. Landry, Louisiana 3 $ 885,000 $ 295,000 $ 39,000
Penobscot, Maine 3 $ 685,000 $ 228,333 $ 44,000
Somerset, Maine 3 $ 185,000 $ 61,666 $ 31,000
York, Maine 3 $ 505,000 $ 168,333 $ 89,000
Calhoun, Michigan 3 $ 515,000 $ 171,666 $ 71,000
Macomb, Michigan 3 $ 955,000 $ 318,333 $ 120,000
Kanabec, Minnesota 3 $ 445,000 $ 148,333 $ 69,000
Meeker, Minnesota 3 $ 875,000 $ 291,666 $ 119,000
Copiah, Mississippi 3 $ 445,000 $ 148,333 $ 49,000
DeSoto, Mississippi 3 $ 415,000 $ 138,333 $ 16,000
Simpson, Mississippi 3 $ 535,000 $ 178,333 $ 21,000
Clay, Missouri 3 $ 695,000 $ 231,666 $ 19,000
Greene, Missouri 3 $ 485,000 $ 161,666 $ 82,000
Johnson, Missouri 3 $ 425,000 $ 141,666 $ 43,000
Lawrence, Missouri 3 $ 195,000 $ 65,000 $ 19,000
St. Francois, Missouri 3 $ 615,000 $ 205,000 $ 94,000
Missoula, Montana 3 $ 815,000 $ 271,666 $ 106,000
Lyon, Nevada 3 $ 635,000 $ 211,666 $ 33,000
Rockingham, New Hampshire 3 $ 675,000 $ 225,000 $ 136,000
Otero, New Mexico 3 $ 1,125,000 $ 375,000 $ 71,000
Guilford, North Carolina 3 $ 705,000 $ 235,000 $ 13,000
Henderson, North Carolina 3 $ 615,000 $ 205,000 $ 32,000
Rowan, North Carolina 3 $ 605,000 $ 201,666 $ 23,000
Wells, North Dakota 3 $ 685,000 $ 228,333 $ 90,000
Hocking, Ohio 3 $ 645,000 $ 215,000 $ 61,000
Mahoning, Ohio 3 $ 1,105,000 $ 368,333 $ 98,000
Ross, Ohio 3 $ 405,000 $ 135,000 $ 32,000
Seneca, Ohio 3 $ 475,000 $ 158,333 $ 32,000
Comanche, Oklahoma 3 $ 795,000 $ 265,000 $ 138,000
Muskogee, Oklahoma 3 $ 305,000 $ 101,666 $ 50,000
Tulsa, Oklahoma 3 $ 445,000 $ 148,333 $ 85,000
Cambria, Pennsylvania 3 $ 435,000 $ 145,000 $ 30,000
Luzerne, Pennsylvania 3 $ 795,000 $ 265,000 $ 70,000
Northampton, Pennsylvania 3 $ 715,000 $ 238,333 $ 64,000
Lancaster, South Carolina 3 $ 625,000 $ 208,333 $ 40,000
Orangeburg, South Carolina 3 $ 525,000 $ 175,000 $ 81,000
Monroe, Tennessee 3 $ 325,000 $ 108,333 $ 61,000
Wilson, Tennessee 3 $ 535,000 $ 178,333 $ 52,000
Aransas, Texas 3 $ 955,000 $ 318,333 $ 95,000
Blanco, Texas 3 $ 435,000 $ 145,000 $ 93,000
El Paso, Texas 3 $ 585,000 $ 195,000 $ 38,000
Fannin, Texas 3 $ 645,000 $ 215,000 $ 79,000
Grimes, Texas 3 $ 685,000 $ 228,333 $ 99,000
Hill, Texas 3 $ 915,000 $ 305,000 $ 179,000
Hood, Texas 3 $ 625,000 $ 208,333 $ 125,000
Karnes, Texas 3 $ 215,000 $ 71,666 $ 43,000
Marion, Texas 3 $ 325,000 $ 108,333 $ 74,000
Rusk, Texas 3 $ 695,000 $ 231,666 $ 53,000
Culpeper, Virginia 3 $ 825,000 $ 275,000 $ 74,000
Gloucester, Virginia 3 $ 735,000 $ 245,000 $ 72,000
Suffolk, Virginia 3 $ 1,005,000 $ 335,000 $ 67,000
Clark, Washington 3 $ 1,235,000 $ 411,666 $ 154,000
Island, Washington 3 $ 975,000 $ 325,000 $ 91,000
Lewis, Washington 3 $ 925,000 $ 308,333 $ 68,000
Mason, Washington 3 $ 1,075,000 $ 358,333 $ 107,000
Skagit, Washington 3 $ 935,000 $ 311,666 $ 62,000
Whatcom, Washington 3 $ 945,000 $ 315,000 $ 27,000
Whitman, Washington 3 $ 865,000 $ 288,333 $ 72,000
Yakima, Washington 3 $ 965,000 $ 321,666 $ 140,000
Jefferson, West Virginia 3 $ 485,000 $ 161,666 $ 81,000
Burnett, Wisconsin 3 $ 755,000 $ 251,666 $ 177,000
Dane, Wisconsin 3 $ 845,000 $ 281,666 $ 40,000
Chambers, Alabama 2 $ 270,000 $ 135,000 $ 43,000
Dale, Alabama 2 $ 240,000 $ 120,000 $ 32,000
Elmore, Alabama 2 $ 440,000 $ 220,000 $ 73,000
Russell, Alabama 2 $ 510,000 $ 255,000 $ 83,000
Talladega, Alabama 2 $ 630,000 $ 315,000 $ 165,000
Fairbanks North Star, Alaska 2 $ 660,000 $ 330,000 $ 207,000
Benton, Arkansas 2 $ 390,000 $ 195,000 $ 28,000
Conway, Arkansas 2 $ 150,000 $ 75,000 $ 15,000
Jefferson, Arkansas 2 $ 280,000 $ 140,000 $ 63,000
Colusa, California 2 $ 620,000 $ 310,000 $ 0
Humboldt, California 2 $ 740,000 $ 370,000 $ 191,000
Marin, California 2 $ 2,240,000 $ 1,120,000 $ 303,000
Modoc, California 2 $ 270,000 $ 135,000 $ 27,000
Tulare, California 2 $ 650,000 $ 325,000 $ 217,000
Boulder, Colorado 2 $ 990,000 $ 495,000 $ 173,000
Garfield, Colorado 2 $ 1,160,000 $ 580,000 $ 0
Jefferson, Colorado 2 $ 840,000 $ 420,000 $ 192,000
Mesa, Colorado 2 $ 600,000 $ 300,000 $ 44,000
Tolland, Connecticut 2 $ 720,000 $ 360,000 $ 153,000
Collier, Florida 2 $ 800,000 $ 400,000 $ 160,000
Flagler, Florida 2 $ 430,000 $ 215,000 $ 63,000
Osceola, Florida 2 $ 340,000 $ 170,000 $ 26,000
Walton, Florida 2 $ 500,000 $ 250,000 $ 57,000
Bibb, Georgia 2 $ 250,000 $ 125,000 $ 120,000
Bryan, Georgia 2 $ 450,000 $ 225,000 $ 117,000
Camden, Georgia 2 $ 560,000 $ 280,000 $ 90,000
Habersham, Georgia 2 $ 730,000 $ 365,000 $ 120,000
Heard, Georgia 2 $ 270,000 $ 135,000 $ 32,000
Houston, Georgia 2 $ 380,000 $ 190,000 $ 31,000
Long, Georgia 2 $ 490,000 $ 245,000 $ 115,000
Lumpkin, Georgia 2 $ 450,000 $ 225,000 $ 55,000
Oconee, Georgia 2 $ 600,000 $ 300,000 $ 96,000
Hawaii, Hawaii 2 $ 790,000 $ 395,000 $ 26,000
Bannock, Idaho 2 $ 510,000 $ 255,000 $ 284,000
Bonner, Idaho 2 $ 740,000 $ 370,000 $ 415,000
Bonneville, Idaho 2 $ 360,000 $ 180,000 $ 40,000
Twin Falls, Idaho 2 $ 280,000 $ 140,000 $ 124,000
DuPage, Illinois 2 $ 530,000 $ 265,000 $ 37,000
Rock Island, Illinois 2 $ 530,000 $ 265,000 $ 147,000
Sangamon, Illinois 2 $ 430,000 $ 215,000 $ 58,000
St. Clair, Illinois 2 $ 500,000 $ 250,000 $ 122,000
DeKalb, Indiana 2 $ 450,000 $ 225,000 $ 19,000
Hamilton, Indiana 2 $ 710,000 $ 355,000 $ 269,000
Black Hawk, Iowa 2 $ 740,000 $ 370,000 $ 41,000
Cherokee, Iowa 2 $ 150,000 $ 75,000 $ 68,000
Scott, Iowa 2 $ 520,000 $ 260,000 $ 26,000
Leavenworth, Kansas 2 $ 340,000 $ 170,000 $ 195,000
Shawnee, Kansas 2 $ 310,000 $ 155,000 $ 72,000
Caldwell, Kentucky 2 $ 310,000 $ 155,000 $ 43,000
Lawrence, Kentucky 2 $ 540,000 $ 270,000 $ 114,000
Madison, Kentucky 2 $ 400,000 $ 200,000 $ 105,000
Bienville, Louisiana 2 $ 200,000 $ 100,000 $ 44,000
Morehouse, Louisiana 2 $ 320,000 $ 160,000 $ 119,000
Richland, Louisiana 2 $ 550,000 $ 275,000 $ 46,000
West Feliciana, Louisiana 2 $ 610,000 $ 305,000 $ 122,000
Piscataquis, Maine 2 $ 510,000 $ 255,000 $ 40,000
St. Mary's, Maryland 2 $ 950,000 $ 475,000 $ 142,000
Washington, Maryland 2 $ 490,000 $ 245,000 $ 0
Berkshire, Massachusetts 2 $ 310,000 $ 155,000 $ 24,000
Berrien, Michigan 2 $ 450,000 $ 225,000 $ 40,000
Page:

Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,839 $1,119,395,000 $231,000 $2,405,000 $98,000 $2,296,000
Cash-out Refinancing 1,878 $499,560,000 $266,000 $1,505,000 $95,000 $2,580,000
Refinancing 1,592 $461,910,000 $290,000 $3,705,000 $73,000 $1,753,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,696 $1,409,090,000 $247,000 $2,405,000 $96,000 $2,580,000
Not Provided 992 $275,920,000 $278,000 $3,705,000 $85,000 $846,000
Black or African American 676 $155,680,000 $230,000 $1,065,000 $76,000 $1,056,000
Hispanic 645 $148,995,000 $231,000 $1,505,000 $85,000 $1,270,000
Asian 238 $73,880,000 $310,000 $1,155,000 $105,000 $497,000
American Indian or Alaskan Native 34 $8,900,000 $261,000 $915,000 $90,000 $250,000
Native Hawaiian or Other Pacific Islander 18 $5,980,000 $332,000 $625,000 $93,000 $261,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,230 $1,083,210,000 $256,000 $3,705,000 $117,000 $2,296,000
FHA-insured (Federal Housing Administration) 2,054 $419,340,000 $204,000 $1,015,000 $74,000 $2,580,000
VA-guaranteed (Veterans Administration) 1,832 $546,050,000 $298,000 $1,185,000 $61,000 $376,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 193 $32,265,000 $167,000 $325,000 $57,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,311 $1,308,875,000 $246,000 $1,695,000 $93,000 $2,296,000
Application Withdrawn By Applicant 2,325 $611,575,000 $263,000 $3,705,000 $95,000 $1,595,000
Application Denied By Financial Institution 543 $120,655,000 $222,000 $1,205,000 $74,000 $2,580,000
File Closed For Incompleteness 90 $28,150,000 $312,000 $1,655,000 $112,000 $1,500,000
Application Approved But Not Accepted 40 $11,610,000 $290,000 $1,265,000 $109,000 $486,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,766 $1,960,210,000 $252,000 $3,705,000 $94,000 $2,296,000
Credit History 208 $42,130,000 $202,000 $1,205,000 $83,000 $2,580,000
Debt-To-Income Ratio 168 $43,350,000 $258,000 $1,005,000 $55,000 $193,000
Other 61 $12,585,000 $206,000 $635,000 $81,000 $583,000
Collateral 59 $10,945,000 $185,000 $645,000 $81,000 $345,000
Unverifiable Information 17 $3,795,000 $223,000 $665,000 $83,000 $259,000
Employment History 17 $5,015,000 $295,000 $725,000 $86,000 $214,000
Insufficient Cash (Downpayment, Closing Cost) 13 $2,835,000 $218,000 $765,000 $86,000 $385,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Goldwater Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

Download the Arizona Lender List