Goldwater Bank, N.A. Mortgage Lending & HMDA Data, 2019
In 2019, Goldwater Bank, N.A. of Phoenix, AZ reported 8,309 mortgage applications totaling $2.1 billion, up 23% from 2018. The average application was for $250,435, and applicants reported an average income of $92,531. 64% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (726), Atlanta-Sandy Springs-Roswell, GA (598) and Houston-The Woodlands-Sugar Land, TX (565) (applications in parentheses).
| Mortgage Company & Address | Goldwater Bank, N.A. 2525 East Camelback Road Suite 1100 Phoenix, AZ 85016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 8,309 |
| Total Mortgage Loan Application Amount | $2,080,865,000 |
| Average Mortgage Loan Application Amount | $250,435 |
| Highest Mortgage Loan Application Amount | $3,705,000 |
| Average Applicant Income | $92,531 |
| Highest Applicant Income | $2,580,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldwater Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 963 | $ 199,125,000 | $ 206,775 | $ 82,336 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 726 | $ 196,420,000 | $ 270,550 | $ 96,581 |
| Atlanta-Sandy Springs-Roswell, GA | 598 | $ 133,210,000 | $ 222,759 | $ 91,000 |
| Houston-The Woodlands-Sugar Land, TX | 565 | $ 144,055,000 | $ 254,964 | $ 125,000 |
| Cleveland-Elyria, OH | 396 | $ 57,690,000 | $ 145,681 | $ 87,000 |
| New Orleans-Metairie, LA | 380 | $ 80,070,000 | $ 210,710 | $ 91,000 |
| Tacoma-Lakewood, WA | 271 | $ 90,265,000 | $ 333,081 | $ 96,000 |
| Phoenix-Mesa-Scottsdale, AZ | 269 | $ 83,115,000 | $ 308,977 | $ 111,000 |
| Dallas-Plano-Irving, TX | 232 | $ 68,120,000 | $ 293,620 | $ 131,000 |
| Ocala, FL | 218 | $ 33,320,000 | $ 152,844 | $ 65,000 |
| Shreveport-Bossier City, LA | 175 | $ 33,745,000 | $ 192,828 | $ 71,000 |
| Boise City, ID | 161 | $ 38,895,000 | $ 241,583 | $ 81,000 |
| Fort Worth-Arlington, TX | 102 | $ 26,100,000 | $ 255,882 | $ 101,000 |
| Tampa-St. Petersburg-Clearwater, FL | 100 | $ 20,680,000 | $ 206,800 | $ 70,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 100 | $ 35,570,000 | $ 355,700 | $ 89,520 |
| Birmingham-Hoover, AL | 86 | $ 20,170,000 | $ 234,534 | $ 74,000 |
| Oklahoma City, OK | 82 | $ 17,420,000 | $ 212,439 | $ 93,000 |
| Oakland-Hayward-Berkeley, CA | 80 | $ 38,060,000 | $ 475,750 | $ 137,000 |
| San Antonio-New Braunfels, TX | 71 | $ 15,785,000 | $ 222,323 | $ 90,000 |
| Austin-Round Rock, TX | 70 | $ 19,900,000 | $ 284,285 | $ 132,000 |
| Pensacola-Ferry Pass-Brent, FL | 67 | $ 11,785,000 | $ 175,895 | $ 86,000 |
| Akron, OH | 64 | $ 9,970,000 | $ 155,781 | $ 89,000 |
| Seattle-Bellevue-Everett, WA | 61 | $ 22,885,000 | $ 375,163 | $ 99,000 |
| Baltimore-Columbia-Towson, MD | 58 | $ 19,780,000 | $ 341,034 | $ 103,000 |
| St. Louis, MO-IL | 55 | $ 10,385,000 | $ 188,818 | $ 64,454 |
| Brownsville-Harlingen, TX | 52 | $ 9,880,000 | $ 190,000 | $ 84,000 |
| Lake Charles, LA | 49 | $ 9,875,000 | $ 201,530 | $ 102,000 |
| Gadsden, AL | 48 | $ 8,180,000 | $ 170,416 | $ 61,000 |
| Daphne-Fairhope-Foley, AL | 46 | $ 13,380,000 | $ 290,869 | $ 110,000 |
| Santa Fe, NM | 46 | $ 16,950,000 | $ 368,478 | $ 136,000 |
| Port St. Lucie, FL | 38 | $ 10,290,000 | $ 270,789 | $ 96,000 |
| Albuquerque, NM | 36 | $ 8,740,000 | $ 242,777 | $ 95,000 |
| Los Angeles-Long Beach-Glendale, CA | 36 | $ 22,920,000 | $ 636,666 | $ 146,000 |
| Asheville, NC | 35 | $ 9,105,000 | $ 260,142 | $ 75,000 |
| Charlotte-Concord-Gastonia, NC-SC | 35 | $ 8,665,000 | $ 247,571 | $ 66,600 |
| Las Vegas-Henderson-Paradise, NV | 35 | $ 12,335,000 | $ 352,428 | $ 92,000 |
| Gulfport-Biloxi-Pascagoula, MS | 34 | $ 5,890,000 | $ 173,235 | $ 68,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 34 | $ 9,430,000 | $ 277,352 | $ 79,647 |
| Columbus, OH | 33 | $ 6,225,000 | $ 188,636 | $ 68,000 |
| Riverside-San Bernardino-Ontario, CA | 33 | $ 11,185,000 | $ 338,939 | $ 178,000 |
| San Diego-Carlsbad, CA | 33 | $ 17,615,000 | $ 533,787 | $ 117,000 |
| Washington-Baltimore-Arlington, DC | 32 | $ 12,590,000 | $ 393,437 | $ 87,000 |
| Denver-Aurora-Lakewood, CO | 31 | $ 12,725,000 | $ 410,483 | $ 92,000 |
| Olympia-Tumwater, WA | 31 | $ 9,915,000 | $ 319,838 | $ 86,000 |
| Kansas City, MO-KS | 30 | $ 5,630,000 | $ 187,666 | $ 94,500 |
| Longview, TX | 30 | $ 5,520,000 | $ 184,000 | $ 93,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 28 | $ 11,100,000 | $ 396,428 | $ 81,000 |
| St. George, UT | 28 | $ 10,180,000 | $ 363,571 | $ 126,000 |
| Orlando-Kissimmee-Sanford, FL | 27 | $ 5,555,000 | $ 205,740 | $ 58,000 |
| Jacksonville, FL | 26 | $ 6,600,000 | $ 253,846 | $ 60,000 |
| Chicago-Naperville, IL | 25 | $ 6,845,000 | $ 273,800 | $ 100,000 |
| Huntsville, AL | 24 | $ 5,770,000 | $ 240,416 | $ 75,000 |
| Jackson, MS | 24 | $ 4,270,000 | $ 177,916 | $ 53,000 |
| Victoria, TX | 24 | $ 4,680,000 | $ 195,000 | $ 107,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 23 | $ 9,505,000 | $ 413,260 | $ 107,043 |
| Vallejo-Fairfield, CA | 23 | $ 6,295,000 | $ 273,695 | $ 101,000 |
| Baton Rouge, LA | 21 | $ 4,245,000 | $ 202,142 | $ 78,000 |
| Homosassa Springs, FL | 21 | $ 3,495,000 | $ 166,428 | $ 81,000 |
| Cincinnati, OH-KY-IN | 20 | $ 3,870,000 | $ 193,500 | $ 67,800 |
| New York-Newark, NY | 20 | $ 6,810,000 | $ 340,500 | $ 76,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 19 | $ 4,015,000 | $ 211,315 | $ 98,000 |
| Hammond, LA | 19 | $ 3,225,000 | $ 169,736 | $ 89,000 |
| Palm Bay-Melbourne-Titusville, FL | 19 | $ 4,055,000 | $ 213,421 | $ 54,000 |
| Stockton-Lodi, CA | 19 | $ 6,735,000 | $ 354,473 | $ 78,000 |
| Bremerton-Silverdale, WA | 17 | $ 5,195,000 | $ 305,588 | $ 67,000 |
| Charleston-North Charleston, SC | 17 | $ 3,625,000 | $ 213,235 | $ 50,000 |
| Crestview-Fort Walton Beach-Destin, FL | 17 | $ 4,075,000 | $ 239,705 | $ 83,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 17 | $ 3,755,000 | $ 220,882 | $ 50,000 |
| Anaheim-Santa Ana-Irvine, CA | 16 | $ 8,180,000 | $ 511,250 | $ 182,000 |
| Dayton-Springfield-Kettering, OH | 16 | $ 2,340,000 | $ 146,250 | $ 97,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 16 | $ 3,850,000 | $ 240,625 | $ 75,000 |
| Indianapolis-Carmel-Anderson, IN | 16 | $ 3,080,000 | $ 192,500 | $ 100,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 16 | $ 4,820,000 | $ 301,250 | $ 73,000 |
| Raleigh, NC | 14 | $ 3,730,000 | $ 266,428 | $ 51,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 14 | $ 8,260,000 | $ 590,000 | $ 149,000 |
| Boston, MA | 13 | $ 5,955,000 | $ 458,076 | $ 62,000 |
| Colorado Springs, CO | 13 | $ 4,275,000 | $ 328,846 | $ 93,000 |
| Killeen-Temple, TX | 13 | $ 2,605,000 | $ 200,384 | $ 76,000 |
| Montgomery County-Bucks County-Chester County, PA | 13 | $ 4,995,000 | $ 384,230 | $ 109,000 |
| Newark, NJ-PA | 13 | $ 5,005,000 | $ 385,000 | $ 133,153 |
| Reno, NV | 13 | $ 3,885,000 | $ 298,846 | $ 75,000 |
| San Francisco-Redwood City-South San Francisco, CA | 13 | $ 8,695,000 | $ 668,846 | $ 138,000 |
| Memphis, TN-MS-AR | 12 | $ 1,890,000 | $ 157,500 | $ 84,000 |
| Ogden-Clearfield, UT | 12 | $ 4,230,000 | $ 352,500 | $ 75,000 |
| Panama City, FL | 12 | $ 2,640,000 | $ 220,000 | $ 121,000 |
| Canton-Massillon, OH | 11 | $ 1,795,000 | $ 163,181 | $ 65,000 |
| Columbia, SC | 11 | $ 2,165,000 | $ 196,818 | $ 38,000 |
| Fayetteville, NC | 11 | $ 2,135,000 | $ 194,090 | $ 75,000 |
| Lakeland-Winter Haven, FL | 11 | $ 1,775,000 | $ 161,363 | $ 67,000 |
| Tucson, AZ | 11 | $ 2,665,000 | $ 242,272 | $ 83,000 |
| Anchorage, AK | 9 | $ 3,555,000 | $ 395,000 | $ 72,000 |
| Anniston-Oxford-Jacksonville, AL | 9 | $ 1,615,000 | $ 179,444 | $ 74,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 3,035,000 | $ 337,222 | $ 167,000 |
| Corpus Christi, TX | 9 | $ 2,385,000 | $ 265,000 | $ 124,000 |
| Detroit-Dearborn-Livonia, MI | 9 | $ 1,235,000 | $ 137,222 | $ 156,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 2,655,000 | $ 295,000 | $ 95,000 |
| Medford, OR | 9 | $ 3,175,000 | $ 352,777 | $ 41,000 |
| Modesto, CA | 9 | $ 2,275,000 | $ 252,777 | $ 96,000 |
| New York-Jersey City-White Plains, NY-NJ | 9 | $ 3,235,000 | $ 359,444 | $ 59,000 |
| Providence-Warwick, RI-MA | 9 | $ 2,525,000 | $ 280,555 | $ 73,222 |
| Salt Lake City, UT | 9 | $ 2,805,000 | $ 311,666 | $ 66,000 |
| Savannah, GA | 9 | $ 1,785,000 | $ 198,333 | $ 91,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 1,985,000 | $ 220,555 | $ 79,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 2,010,000 | $ 251,250 | $ 57,750 |
| Bridgeport-Stamford-Norwalk, CT | 8 | $ 5,950,000 | $ 743,750 | $ 201,000 |
| Cambridge-Newton-Framingham, MA | 8 | $ 3,210,000 | $ 401,250 | $ 105,000 |
| Kennewick-Richland, WA | 8 | $ 2,270,000 | $ 283,750 | $ 98,000 |
| Lubbock, TX | 8 | $ 1,640,000 | $ 205,000 | $ 84,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 3,130,000 | $ 391,250 | $ 147,000 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 2,740,000 | $ 342,500 | $ 111,000 |
| North Port-Sarasota-Bradenton, FL | 8 | $ 1,690,000 | $ 211,250 | $ 57,000 |
| Pittsburgh, PA | 8 | $ 2,100,000 | $ 262,500 | $ 112,000 |
| Worcester, MA-CT | 8 | $ 2,330,000 | $ 291,250 | $ 79,000 |
| Youngstown-Warren-Boardman, OH-PA | 8 | $ 1,620,000 | $ 202,500 | $ 55,125 |
| College Station-Bryan, TX | 7 | $ 1,435,000 | $ 205,000 | $ 87,000 |
| Gainesville, FL | 7 | $ 1,045,000 | $ 149,285 | $ 28,000 |
| Knoxville, TN | 7 | $ 1,545,000 | $ 220,714 | $ 49,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 1,415,000 | $ 202,142 | $ 70,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 1,205,000 | $ 172,142 | $ 49,000 |
| McAllen-Edinburg-Mission, TX | 7 | $ 1,835,000 | $ 262,142 | $ 90,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 2,495,000 | $ 356,428 | $ 62,000 |
| Provo-Orem, UT | 7 | $ 2,255,000 | $ 322,142 | $ 27,000 |
| Urban Honolulu, HI | 7 | $ 4,405,000 | $ 629,285 | $ 57,000 |
| Dover, DE | 6 | $ 1,570,000 | $ 261,666 | $ 53,000 |
| Fresno, CA | 6 | $ 1,170,000 | $ 195,000 | $ 238,000 |
| Madison, WI | 6 | $ 1,580,000 | $ 263,333 | $ 37,000 |
| Mobile, AL | 6 | $ 1,620,000 | $ 270,000 | $ 89,000 |
| Monroe, LA | 6 | $ 880,000 | $ 146,666 | $ 104,000 |
| Montgomery, AL | 6 | $ 1,560,000 | $ 260,000 | $ 84,000 |
| Philadelphia, PA | 6 | $ 1,210,000 | $ 201,666 | $ 84,000 |
| Richmond, VA | 6 | $ 1,950,000 | $ 325,000 | $ 33,000 |
| Rochester, MN | 6 | $ 1,200,000 | $ 200,000 | $ 45,000 |
| Salem, OR | 6 | $ 1,670,000 | $ 278,333 | $ 51,000 |
| Spokane-Spokane Valley, WA | 6 | $ 1,430,000 | $ 238,333 | $ 81,000 |
| St. Cloud, MN | 6 | $ 1,040,000 | $ 173,333 | $ 56,000 |
| Tyler, TX | 6 | $ 1,260,000 | $ 210,000 | $ 117,000 |
| Wichita, KS | 6 | $ 920,000 | $ 153,333 | $ 52,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,580,000 | $ 263,333 | $ 56,333 |
| Camden, NJ | 5 | $ 1,655,000 | $ 331,000 | $ 29,000 |
| Charleston, WV | 5 | $ 1,345,000 | $ 269,000 | $ 116,000 |
| Chattanooga, TN-GA | 5 | $ 915,000 | $ 183,000 | $ 24,000 |
| Clarksville, TN-KY | 5 | $ 1,325,000 | $ 265,000 | $ 91,000 |
| Coeur D'Alene, ID | 5 | $ 2,275,000 | $ 455,000 | $ 186,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 1,215,000 | $ 243,000 | $ 69,200 |
| Decatur, AL | 5 | $ 755,000 | $ 151,000 | $ 55,000 |
| Duluth, MN-WI | 5 | $ 725,000 | $ 145,000 | $ 110,600 |
| Durham-Chapel Hill, NC | 5 | $ 1,035,000 | $ 207,000 | $ 48,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 1,075,000 | $ 215,000 | $ 84,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 945,000 | $ 189,000 | $ 63,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,135,000 | $ 227,000 | $ 13,200 |
| Lake Havasu City-Kingman, AZ | 5 | $ 1,155,000 | $ 231,000 | $ 83,000 |
| New Haven-Milford, CT | 5 | $ 1,645,000 | $ 329,000 | $ 71,000 |
| Prescott Valley-Prescott, AZ | 5 | $ 1,405,000 | $ 281,000 | $ 66,000 |
| Pueblo, CO | 5 | $ 965,000 | $ 193,000 | $ 19,000 |
| Salisbury, MD-DE | 5 | $ 1,385,000 | $ 277,000 | $ 41,800 |
| Santa Rosa, CA | 5 | $ 2,525,000 | $ 505,000 | $ 151,000 |
| The Villages, FL | 5 | $ 1,395,000 | $ 279,000 | $ 66,000 |
| Toledo, OH | 5 | $ 1,255,000 | $ 251,000 | $ 98,000 |
| Tulsa, OK | 5 | $ 655,000 | $ 131,000 | $ 78,000 |
| Tuscaloosa, AL | 5 | $ 935,000 | $ 187,000 | $ 71,000 |
| Winston-Salem, NC | 5 | $ 675,000 | $ 135,000 | $ 52,000 |
| Alexandria, LA | 4 | $ 740,000 | $ 185,000 | $ 36,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 920,000 | $ 230,000 | $ 57,000 |
| Elizabethtown-Fort Knox, KY | 4 | $ 1,040,000 | $ 260,000 | $ 45,000 |
| Eugene, OR | 4 | $ 1,550,000 | $ 387,500 | $ 13,000 |
| Flagstaff, AZ | 4 | $ 1,320,000 | $ 330,000 | $ 89,000 |
| Fort Collins, CO | 4 | $ 1,670,000 | $ 417,500 | $ 40,000 |
| Greeley, CO | 4 | $ 1,380,000 | $ 345,000 | $ 65,000 |
| Greensboro-High Point, NC | 4 | $ 870,000 | $ 217,500 | $ 31,000 |
| Hattiesburg, MS | 4 | $ 540,000 | $ 135,000 | $ 68,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 1,440,000 | $ 360,000 | $ 83,000 |
| Lafayette, LA | 4 | $ 760,000 | $ 190,000 | $ 102,000 |
| Longview, WA | 4 | $ 950,000 | $ 237,500 | $ 69,000 |
| Midland, TX | 4 | $ 1,250,000 | $ 312,500 | $ 117,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,740,000 | $ 435,000 | $ 91,000 |
| Portland-South Portland, ME | 4 | $ 770,000 | $ 192,500 | $ 88,000 |
| Punta Gorda, FL | 4 | $ 1,360,000 | $ 340,000 | $ 66,000 |
| Rome, GA | 4 | $ 550,000 | $ 137,500 | $ 54,000 |
| Salinas, CA | 4 | $ 2,010,000 | $ 502,500 | $ 47,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 1,370,000 | $ 342,500 | $ 80,000 |
| Sebastian-Vero Beach, FL | 4 | $ 2,420,000 | $ 605,000 | $ 171,000 |
| Sherman-Denison, TX | 4 | $ 1,020,000 | $ 255,000 | $ 112,000 |
| Springfield, MO | 4 | $ 550,000 | $ 137,500 | $ 64,000 |
| Auburn-Opelika, AL | 3 | $ 425,000 | $ 141,666 | $ 50,000 |
| Bakersfield, CA | 3 | $ 485,000 | $ 161,666 | $ 46,000 |
| Bangor, ME | 3 | $ 685,000 | $ 228,333 | $ 44,000 |
| Battle Creek, MI | 3 | $ 515,000 | $ 171,666 | $ 71,000 |
| Bellingham, WA | 3 | $ 945,000 | $ 315,000 | $ 27,000 |
| Brunswick, GA | 3 | $ 455,000 | $ 151,666 | $ 102,000 |
| Columbus, GA-AL | 3 | $ 765,000 | $ 255,000 | $ 77,666 |
| Des Moines-West Des Moines, IA | 3 | $ 805,000 | $ 268,333 | $ 79,000 |
| El Paso, TX | 3 | $ 585,000 | $ 195,000 | $ 38,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 2,045,000 | $ 681,666 | $ 519,000 |
| Florence-Muscle Shoals, AL | 3 | $ 475,000 | $ 158,333 | $ 18,000 |
| Gainesville, GA | 3 | $ 1,075,000 | $ 358,333 | $ 87,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 945,000 | $ 315,000 | $ 20,000 |
| Hinesville, GA | 3 | $ 645,000 | $ 215,000 | $ 102,000 |
| Hot Springs, AR | 3 | $ 295,000 | $ 98,333 | $ 120,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 495,000 | $ 165,000 | $ 36,333 |
| Jackson, TN | 3 | $ 585,000 | $ 195,000 | $ 22,000 |
| Johnstown, PA | 3 | $ 435,000 | $ 145,000 | $ 30,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 335,000 | $ 111,666 | $ 32,666 |
| Lawton, OK | 3 | $ 795,000 | $ 265,000 | $ 138,000 |
| Lexington-Fayette, KY | 3 | $ 1,045,000 | $ 348,333 | $ 145,000 |
| Macon-Bibb County, GA | 3 | $ 375,000 | $ 125,000 | $ 100,000 |
| Merced, CA | 3 | $ 985,000 | $ 328,333 | $ 19,000 |
| Missoula, MT | 3 | $ 815,000 | $ 271,666 | $ 106,000 |
| Morristown, TN | 3 | $ 825,000 | $ 275,000 | $ 61,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 935,000 | $ 311,666 | $ 62,000 |
| Rockingham County-Strafford County, NH | 3 | $ 675,000 | $ 225,000 | $ 136,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 505,000 | $ 168,333 | $ 7,000 |
| Sumter, SC | 3 | $ 385,000 | $ 128,333 | $ 65,000 |
| Tallahassee, FL | 3 | $ 425,000 | $ 141,666 | $ 73,000 |
| Topeka, KS | 3 | $ 495,000 | $ 165,000 | $ 68,000 |
| Warner Robins, GA | 3 | $ 525,000 | $ 175,000 | $ 47,000 |
| Yakima, WA | 3 | $ 965,000 | $ 321,666 | $ 140,000 |
| Abilene, TX | 2 | $ 570,000 | $ 285,000 | $ 110,000 |
| Appleton, WI | 2 | $ 420,000 | $ 210,000 | $ 21,000 |
| Athens-Clarke County, GA | 2 | $ 600,000 | $ 300,000 | $ 96,000 |
| Beaumont-Port Arthur, TX | 2 | $ 350,000 | $ 175,000 | $ 95,000 |
| Bend-Redmond, OR | 2 | $ 660,000 | $ 330,000 | $ 80,000 |
| Billings, MT | 2 | $ 310,000 | $ 155,000 | $ 15,000 |
| Boulder, CO | 2 | $ 990,000 | $ 495,000 | $ 173,000 |
| California-Lexington Park, MD | 2 | $ 950,000 | $ 475,000 | $ 142,000 |
| Charlottesville, VA | 2 | $ 1,180,000 | $ 590,000 | $ 100,000 |
| Cleveland, TN | 2 | $ 460,000 | $ 230,000 | $ 23,000 |
| Dothan, AL | 2 | $ 520,000 | $ 260,000 | $ 120,000 |
| Erie, PA | 2 | $ 290,000 | $ 145,000 | $ 74,000 |
| Fairbanks, AK | 2 | $ 660,000 | $ 330,000 | $ 207,000 |
| Fond Du Lac, WI | 2 | $ 320,000 | $ 160,000 | $ 69,000 |
| Fort Smith, AR-OK | 2 | $ 270,000 | $ 135,000 | $ 16,000 |
| Grand Forks, ND-MN | 2 | $ 490,000 | $ 245,000 | $ 122,000 |
| Grand Junction, CO | 2 | $ 600,000 | $ 300,000 | $ 44,000 |
| Grants Pass, OR | 2 | $ 900,000 | $ 450,000 | $ 44,000 |
| Great Falls, MT | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Idaho Falls, ID | 2 | $ 360,000 | $ 180,000 | $ 40,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 350,000 | $ 175,000 | $ 51,000 |
| Lafayette-West Lafayette, IN | 2 | $ 380,000 | $ 190,000 | $ 40,000 |
| Lansing-East Lansing, MI | 2 | $ 430,000 | $ 215,000 | $ 168,000 |
| Lincoln, NE | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Logan, UT-ID | 2 | $ 480,000 | $ 240,000 | $ 106,500 |
| Manchester-Nashua, NH | 2 | $ 470,000 | $ 235,000 | $ 95,000 |
| Mansfield, OH | 2 | $ 240,000 | $ 120,000 | $ 68,000 |
| Monroe, MI | 2 | $ 350,000 | $ 175,000 | $ 97,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 800,000 | $ 400,000 | $ 160,000 |
| Niles-Benton Harbor, MI | 2 | $ 450,000 | $ 225,000 | $ 40,000 |
| Oshkosh-Neenah, WI | 2 | $ 640,000 | $ 320,000 | $ 110,000 |
| Pine Bluff, AR | 2 | $ 280,000 | $ 140,000 | $ 63,000 |
| Pittsfield, MA | 2 | $ 310,000 | $ 155,000 | $ 24,000 |
| Pocatello, ID | 2 | $ 510,000 | $ 255,000 | $ 284,000 |
| Racine, WI | 2 | $ 560,000 | $ 280,000 | $ 107,000 |
| San Rafael, CA | 2 | $ 2,240,000 | $ 1,120,000 | $ 303,000 |
| Sioux Falls, SD | 2 | $ 370,000 | $ 185,000 | $ 95,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 120,000 | $ 60,000 | $ 59,500 |
| Spartanburg, SC | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| Springfield, IL | 2 | $ 430,000 | $ 215,000 | $ 58,000 |
| St. Joseph, MO-KS | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Texarkana, TX-AR | 2 | $ 200,000 | $ 100,000 | $ 85,000 |
| Twin Falls, ID | 2 | $ 280,000 | $ 140,000 | $ 124,000 |
| Visalia-Porterville, CA | 2 | $ 650,000 | $ 325,000 | $ 217,000 |
| Waco, TX | 2 | $ 410,000 | $ 205,000 | $ 185,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 740,000 | $ 370,000 | $ 41,000 |
| Wausau, WI | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Wichita Falls, TX | 2 | $ 250,000 | $ 125,000 | $ 135,000 |
| Wilmington, NC | 2 | $ 730,000 | $ 365,000 | $ 140,000 |
| Yuba City, CA | 2 | $ 450,000 | $ 225,000 | $ 34,000 |
| Albany, GA | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Barnstable Town, MA | 1 | $ 315,000 | $ 315,000 | $ 244,000 |
| Bloomington, IN | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Carbondale-Marion, IL | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Cedar Rapids, IA | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Cheyenne, WY | 1 | $ 445,000 | $ 445,000 | $ 89,000 |
| Cumberland, MD-WV | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Dalton, GA | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| East Stroudsburg, PA | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Elgin, IL | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Enid, OK | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Fargo, ND-MN | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Farmington, NM | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Flint, MI | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Florence, SC | 1 | $ 185,000 | $ 185,000 | $ 119,000 |
| Fort Wayne, IN | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Gettysburg, PA | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Green Bay, WI | 1 | $ 395,000 | $ 395,000 | $ 154,000 |
| Harrisburg-Carlisle, PA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Houma-Thibodaux, LA | 1 | $ 485,000 | $ 485,000 | $ 173,000 |
| Iowa City, IA | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Jackson, MI | 1 | $ 235,000 | $ 235,000 | $ 43,000 |
| Jacksonville, NC | 1 | $ 295,000 | $ 295,000 | $ 172,000 |
| Johnson City, TN | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Jonesboro, AR | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Joplin, MO | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Kankakee, IL | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Lancaster, PA | 1 | $ 475,000 | $ 475,000 | $ 81,000 |
| Las Cruces, NM | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Manhattan, KS | 1 | $ 345,000 | $ 345,000 | $ 156,000 |
| Mankato-North Mankato, MN | 1 | $ 365,000 | $ 365,000 | $ 91,000 |
| Muskegon, MI | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| New Bern, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Ocean City, NJ | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Owensboro, KY | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Parkersburg-Vienna, WV | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Reading, PA | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Redding, CA | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Rockford, IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Saginaw, MI | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Sebring, FL | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Sioux City, IA-NE-SD | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Springfield, MA | 1 | $ 355,000 | $ 355,000 | $ 192,000 |
| Springfield, OH | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Valdosta, GA | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Walla Walla, WA | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Wenatchee, WA | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| York-Hanover, PA | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,839 | $1,119,395,000 | $231,000 | $2,405,000 | $98,000 | $2,296,000 |
| Cash-out Refinancing | 1,878 | $499,560,000 | $266,000 | $1,505,000 | $95,000 | $2,580,000 |
| Refinancing | 1,592 | $461,910,000 | $290,000 | $3,705,000 | $73,000 | $1,753,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,696 | $1,409,090,000 | $247,000 | $2,405,000 | $96,000 | $2,580,000 |
| Not Provided | 992 | $275,920,000 | $278,000 | $3,705,000 | $85,000 | $846,000 |
| Black or African American | 676 | $155,680,000 | $230,000 | $1,065,000 | $76,000 | $1,056,000 |
| Hispanic | 645 | $148,995,000 | $231,000 | $1,505,000 | $85,000 | $1,270,000 |
| Asian | 238 | $73,880,000 | $310,000 | $1,155,000 | $105,000 | $497,000 |
| American Indian or Alaskan Native | 34 | $8,900,000 | $261,000 | $915,000 | $90,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $5,980,000 | $332,000 | $625,000 | $93,000 | $261,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,230 | $1,083,210,000 | $256,000 | $3,705,000 | $117,000 | $2,296,000 |
| FHA-insured (Federal Housing Administration) | 2,054 | $419,340,000 | $204,000 | $1,015,000 | $74,000 | $2,580,000 |
| VA-guaranteed (Veterans Administration) | 1,832 | $546,050,000 | $298,000 | $1,185,000 | $61,000 | $376,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 193 | $32,265,000 | $167,000 | $325,000 | $57,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,311 | $1,308,875,000 | $246,000 | $1,695,000 | $93,000 | $2,296,000 |
| Application Withdrawn By Applicant | 2,325 | $611,575,000 | $263,000 | $3,705,000 | $95,000 | $1,595,000 |
| Application Denied By Financial Institution | 543 | $120,655,000 | $222,000 | $1,205,000 | $74,000 | $2,580,000 |
| File Closed For Incompleteness | 90 | $28,150,000 | $312,000 | $1,655,000 | $112,000 | $1,500,000 |
| Application Approved But Not Accepted | 40 | $11,610,000 | $290,000 | $1,265,000 | $109,000 | $486,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,766 | $1,960,210,000 | $252,000 | $3,705,000 | $94,000 | $2,296,000 |
| Credit History | 208 | $42,130,000 | $202,000 | $1,205,000 | $83,000 | $2,580,000 |
| Debt-To-Income Ratio | 168 | $43,350,000 | $258,000 | $1,005,000 | $55,000 | $193,000 |
| Other | 61 | $12,585,000 | $206,000 | $635,000 | $81,000 | $583,000 |
| Collateral | 59 | $10,945,000 | $185,000 | $645,000 | $81,000 | $345,000 |
| Unverifiable Information | 17 | $3,795,000 | $223,000 | $665,000 | $83,000 | $259,000 |
| Employment History | 17 | $5,015,000 | $295,000 | $725,000 | $86,000 | $214,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,835,000 | $218,000 | $765,000 | $86,000 | $385,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Goldwater Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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