Goldwater Bank, N.A. Mortgage Lending & HMDA Data, 2020

In 2020, Goldwater Bank, N.A. of Phoenix, AZ reported 13,066 mortgage applications totaling $3.5 billion, up 57% from 2019. The average application was for $266,572, and applicants reported an average income of $111,233. 70% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,734), Atlanta-Sandy Springs-Roswell, GA (1,105) and New Orleans-Metairie, LA (897) (applications in parentheses).

Mortgage Company & Address Goldwater Bank, N.A.
2525 East Camelback Road Suite 1100
Phoenix, AZ 85016
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 13,066
Total Mortgage Loan Application Amount $3,483,040,000
Average Mortgage Loan Application Amount $266,572
Highest Mortgage Loan Application Amount $2,905,000
Average Applicant Income $111,233
Highest Applicant Income $5,740,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldwater Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Goldwater Bank, N.A. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Anoka, Minnesota 532 $ 148,120,000 $ 278,421 $ 114,000
St. Tammany, Louisiana 499 $ 120,065,000 $ 240,611 $ 104,000
Hennepin, Minnesota 481 $ 134,465,000 $ 279,553 $ 126,000
Harris, Texas 451 $ 122,035,000 $ 270,587 $ 140,000
Maricopa, Arizona 377 $ 143,515,000 $ 380,676 $ 160,000
Cuyahoga, Ohio 364 $ 59,490,000 $ 163,434 $ 111,000
Carroll, Georgia 276 $ 60,820,000 $ 220,362 $ 94,000
Marion, Florida 248 $ 45,150,000 $ 182,056 $ 79,000
Montgomery, Texas 247 $ 72,615,000 $ 293,987 $ 142,000
Cameron, Texas 219 $ 44,755,000 $ 204,360 $ 126,000
DeKalb, Georgia 186 $ 46,720,000 $ 251,182 $ 123,000
Gwinnett, Georgia 180 $ 43,970,000 $ 244,277 $ 103,000
Jefferson, Louisiana 176 $ 39,670,000 $ 225,397 $ 99,000
Orleans, Louisiana 175 $ 53,955,000 $ 308,314 $ 132,000
Ramsey, Minnesota 158 $ 38,710,000 $ 245,000 $ 96,000
Denton, Texas 149 $ 48,175,000 $ 323,322 $ 141,000
Tarrant, Texas 148 $ 38,260,000 $ 258,513 $ 111,000
Caddo, Louisiana 146 $ 28,680,000 $ 196,438 $ 86,000
Bossier, Louisiana 145 $ 31,565,000 $ 217,689 $ 96,000
Collin, Texas 128 $ 41,620,000 $ 325,156 $ 132,000
Dallas, Texas 118 $ 36,750,000 $ 311,440 $ 131,000
Wright, Minnesota 117 $ 30,635,000 $ 261,837 $ 105,000
Baldwin, Alabama 114 $ 34,100,000 $ 299,122 $ 143,000
Jefferson, Alabama 109 $ 30,065,000 $ 275,825 $ 113,000
St. Lucie, Florida 105 $ 25,975,000 $ 247,380 $ 89,000
Fulton, Georgia 101 $ 29,785,000 $ 294,900 $ 125,000
Washington, Minnesota 98 $ 29,230,000 $ 298,265 $ 121,000
Etowah, Alabama 92 $ 16,580,000 $ 180,217 $ 90,000
San Diego, California 90 $ 44,090,000 $ 489,888 $ 148,000
Dakota, Minnesota 88 $ 24,700,000 $ 280,681 $ 120,000
Fort Bend, Texas 85 $ 23,475,000 $ 276,176 $ 133,000
Bexar, Texas 83 $ 22,115,000 $ 266,445 $ 92,000
Cobb, Georgia 81 $ 27,145,000 $ 335,123 $ 187,000
Los Angeles, California 74 $ 47,520,000 $ 642,162 $ 202,000
Lake, Ohio 73 $ 13,615,000 $ 186,506 $ 79,000
Navarro, Texas 69 $ 13,535,000 $ 196,159 $ 111,000
Calcasieu, Louisiana 66 $ 13,660,000 $ 206,969 $ 110,000
Sherburne, Minnesota 65 $ 15,325,000 $ 235,769 $ 79,000
Escambia, Florida 61 $ 9,825,000 $ 161,065 $ 66,000
Travis, Texas 61 $ 21,185,000 $ 347,295 $ 185,000
Hernando, Florida 60 $ 9,470,000 $ 157,833 $ 73,000
Baltimore, Maryland 60 $ 15,590,000 $ 259,833 $ 86,000
Oklahoma, Oklahoma 60 $ 12,560,000 $ 209,333 $ 93,000
Shelby, Alabama 58 $ 16,360,000 $ 282,068 $ 112,000
Hidalgo, Texas 58 $ 10,750,000 $ 185,344 $ 114,000
Titus, Texas 56 $ 13,160,000 $ 235,000 $ 128,000
Summit, Ohio 53 $ 10,835,000 $ 204,433 $ 85,000
Forsyth, Georgia 51 $ 14,505,000 $ 284,411 $ 128,000
Scott, Minnesota 51 $ 13,675,000 $ 268,137 $ 116,000
Chisago, Minnesota 49 $ 14,215,000 $ 290,102 $ 137,000
Washington, Utah 49 $ 18,375,000 $ 375,000 $ 128,000
St. Louis, Missouri 48 $ 10,590,000 $ 220,625 $ 85,000
Haralson, Georgia 47 $ 8,535,000 $ 181,595 $ 67,000
Anne Arundel, Maryland 45 $ 14,725,000 $ 327,222 $ 117,000
Tangipahoa, Louisiana 44 $ 7,740,000 $ 175,909 $ 81,000
Geauga, Ohio 43 $ 10,435,000 $ 242,674 $ 101,000
Riverside, California 41 $ 15,835,000 $ 386,219 $ 104,000
Clark, Nevada 41 $ 13,395,000 $ 326,707 $ 74,000
Camp, Texas 41 $ 7,535,000 $ 183,780 $ 91,000
Bernalillo, New Mexico 39 $ 9,545,000 $ 244,743 $ 99,000
King, Washington 38 $ 21,190,000 $ 557,631 $ 106,000
Shelby, Tennessee 37 $ 6,295,000 $ 170,135 $ 129,000
Galveston, Texas 37 $ 9,225,000 $ 249,324 $ 111,000
Baltimore City, Maryland 35 $ 6,455,000 $ 184,428 $ 102,000
Lorain, Ohio 35 $ 6,935,000 $ 198,142 $ 88,000
Brazoria, Texas 35 $ 9,055,000 $ 258,714 $ 125,000
Williamson, Texas 34 $ 9,340,000 $ 274,705 $ 127,000
Pearl River, Mississippi 33 $ 6,525,000 $ 197,727 $ 82,000
Montgomery, Maryland 31 $ 14,135,000 $ 455,967 $ 121,000
Coos, Oregon 31 $ 6,685,000 $ 215,645 $ 52,000
Pinal, Arizona 30 $ 8,130,000 $ 271,000 $ 96,000
Hillsborough, Florida 30 $ 8,710,000 $ 290,333 $ 79,000
Isanti, Minnesota 30 $ 6,860,000 $ 228,666 $ 93,000
Jefferson, Missouri 30 $ 5,950,000 $ 198,333 $ 66,000
Johnson, Texas 30 $ 7,020,000 $ 234,000 $ 102,000
Victoria, Texas 30 $ 5,130,000 $ 171,000 $ 94,000
Webster, Louisiana 29 $ 4,145,000 $ 142,931 $ 67,000
Pierce, Washington 29 $ 12,965,000 $ 447,068 $ 79,000
Contra Costa, California 28 $ 11,010,000 $ 393,214 $ 101,000
Sacramento, California 28 $ 9,610,000 $ 343,214 $ 78,000
Pinellas, Florida 28 $ 7,180,000 $ 256,428 $ 99,000
Prince George's, Maryland 28 $ 9,310,000 $ 332,500 $ 83,000
Carver, Minnesota 28 $ 7,950,000 $ 283,928 $ 110,000
Brown, South Dakota 28 $ 5,070,000 $ 181,071 $ 82,000
Miami-Dade, Florida 27 $ 8,135,000 $ 301,296 $ 104,000
Eddy, New Mexico 27 $ 6,255,000 $ 231,666 $ 80,000
Starr, Texas 27 $ 4,375,000 $ 162,037 $ 87,000
Orange, California 26 $ 18,740,000 $ 720,769 $ 283,000
Santa Rosa, Florida 26 $ 5,220,000 $ 200,769 $ 71,000
Cherokee, Georgia 26 $ 6,460,000 $ 248,461 $ 99,000
Paulding, Georgia 26 $ 5,300,000 $ 203,846 $ 78,000
Citrus, Florida 25 $ 5,795,000 $ 231,800 $ 74,000
Orange, Florida 25 $ 6,925,000 $ 277,000 $ 103,000
Caldwell, Texas 25 $ 4,835,000 $ 193,400 $ 103,000
Fairfax, Virginia 25 $ 12,285,000 $ 491,400 $ 102,000
Ellis, Texas 24 $ 6,600,000 $ 275,000 $ 101,000
Morris, Texas 24 $ 3,160,000 $ 131,666 $ 74,000
Parker, Texas 24 $ 6,930,000 $ 288,750 $ 123,000
Douglas, Georgia 23 $ 4,535,000 $ 197,173 $ 84,000
Alameda, California 22 $ 12,780,000 $ 580,909 $ 151,000
East Baton Rouge, Louisiana 22 $ 5,170,000 $ 235,000 $ 131,000
Hancock, Mississippi 22 $ 4,210,000 $ 191,363 $ 157,000
Mecklenburg, North Carolina 22 $ 5,130,000 $ 233,181 $ 150,000
Wake, North Carolina 22 $ 6,050,000 $ 275,000 $ 95,000
Canadian, Oklahoma 22 $ 5,020,000 $ 228,181 $ 88,000
Franklin, Texas 22 $ 4,870,000 $ 221,363 $ 151,000
Palm Beach, Florida 21 $ 7,125,000 $ 339,285 $ 97,000
Seminole, Florida 21 $ 5,415,000 $ 257,857 $ 86,000
Washington, Louisiana 21 $ 3,375,000 $ 160,714 $ 82,000
Lee, Florida 20 $ 4,690,000 $ 234,500 $ 133,000
Frederick, Maryland 20 $ 7,190,000 $ 359,500 $ 144,000
Howard, Maryland 20 $ 9,000,000 $ 450,000 $ 134,000
Stearns, Minnesota 20 $ 3,700,000 $ 185,000 $ 91,000
El Paso, Texas 20 $ 5,200,000 $ 260,000 $ 145,000
Upshur, Texas 20 $ 3,430,000 $ 171,500 $ 81,000
DeKalb, Alabama 19 $ 2,235,000 $ 117,631 $ 48,000
Pima, Arizona 18 $ 5,520,000 $ 306,666 $ 66,000
Martin, Florida 18 $ 5,560,000 $ 308,888 $ 127,000
Okaloosa, Florida 18 $ 4,560,000 $ 253,333 $ 153,000
Henry, Georgia 18 $ 4,630,000 $ 257,222 $ 62,000
Cook, Illinois 18 $ 6,080,000 $ 337,777 $ 132,000
Crow Wing, Minnesota 18 $ 5,280,000 $ 293,333 $ 199,000
St. Charles, Missouri 18 $ 3,820,000 $ 212,222 $ 70,000
Medina, Ohio 18 $ 3,450,000 $ 191,666 $ 67,000
Cass, Texas 18 $ 2,490,000 $ 138,333 $ 61,000
Utah, Utah 18 $ 7,200,000 $ 400,000 $ 80,000
Prince William, Virginia 18 $ 8,070,000 $ 448,333 $ 138,000
San Bernardino, California 17 $ 5,025,000 $ 295,588 $ 104,000
Pasco, Florida 17 $ 3,655,000 $ 215,000 $ 99,000
Harford, Maryland 17 $ 5,075,000 $ 298,529 $ 89,000
Davidson, Tennessee 17 $ 4,925,000 $ 289,705 $ 127,000
Snohomish, Washington 17 $ 7,655,000 $ 450,294 $ 97,000
Milwaukee, Wisconsin 17 $ 4,065,000 $ 239,117 $ 105,000
Wayne, Michigan 16 $ 3,460,000 $ 216,250 $ 85,000
Philadelphia, Pennsylvania 16 $ 2,990,000 $ 186,875 $ 45,000
Lee, Alabama 15 $ 3,845,000 $ 256,333 $ 115,000
Santa Clara, California 15 $ 9,475,000 $ 631,666 $ 161,000
Duval, Florida 15 $ 4,205,000 $ 280,333 $ 92,000
Oakland, Michigan 15 $ 3,915,000 $ 261,000 $ 100,000
Mille Lacs, Minnesota 15 $ 2,885,000 $ 192,333 $ 68,000
Hamilton, Ohio 15 $ 3,455,000 $ 230,333 $ 79,000
Cleveland, Oklahoma 15 $ 3,245,000 $ 216,333 $ 111,000
Gregg, Texas 15 $ 2,525,000 $ 168,333 $ 78,000
Salt Lake, Utah 15 $ 5,715,000 $ 381,000 $ 102,000
Larimer, Colorado 14 $ 4,170,000 $ 297,857 $ 125,000
Polk, Florida 14 $ 2,990,000 $ 213,571 $ 517,000
Rockdale, Georgia 14 $ 2,080,000 $ 148,571 $ 60,000
De Soto, Louisiana 14 $ 3,650,000 $ 260,714 $ 114,000
St. Charles, Louisiana 14 $ 2,800,000 $ 200,000 $ 95,000
Worcester, Massachusetts 14 $ 4,110,000 $ 293,571 $ 90,000
Portage, Ohio 14 $ 2,880,000 $ 205,714 $ 76,000
Comanche, Oklahoma 14 $ 3,370,000 $ 240,714 $ 65,000
Comal, Texas 14 $ 4,090,000 $ 292,142 $ 92,000
Rockwall, Texas 14 $ 3,840,000 $ 274,285 $ 105,000
Wood, Texas 14 $ 2,580,000 $ 184,285 $ 103,000
Loudoun, Virginia 14 $ 8,340,000 $ 595,714 $ 142,000
St. Croix, Wisconsin 14 $ 3,490,000 $ 249,285 $ 74,000
Madison, Alabama 13 $ 3,715,000 $ 285,769 $ 145,000
El Paso, Colorado 13 $ 4,005,000 $ 308,076 $ 59,000
Collier, Florida 13 $ 4,195,000 $ 322,692 $ 171,000
Hendry, Florida 13 $ 2,495,000 $ 191,923 $ 66,000
Ada, Idaho 13 $ 4,145,000 $ 318,846 $ 51,000
Lafayette, Louisiana 13 $ 2,615,000 $ 201,153 $ 128,000
St. Bernard, Louisiana 13 $ 2,125,000 $ 163,461 $ 70,000
Middlesex, Massachusetts 13 $ 6,185,000 $ 475,769 $ 178,000
Sandoval, New Mexico 13 $ 2,455,000 $ 188,846 $ 62,000
Logan, Oklahoma 13 $ 2,485,000 $ 191,153 $ 98,000
Bell, Texas 13 $ 2,895,000 $ 222,692 $ 88,000
Guadalupe, Texas 13 $ 3,905,000 $ 300,384 $ 65,000
Polk, Wisconsin 13 $ 2,625,000 $ 201,923 $ 140,000
Calhoun, Alabama 12 $ 2,290,000 $ 190,833 $ 99,000
St. Clair, Alabama 12 $ 2,120,000 $ 176,666 $ 97,000
Tallapoosa, Alabama 12 $ 4,690,000 $ 390,833 $ 197,000
Kern, California 12 $ 3,780,000 $ 315,000 $ 112,000
Solano, California 12 $ 4,190,000 $ 349,166 $ 81,000
Arapahoe, Colorado 12 $ 3,520,000 $ 293,333 $ 58,000
Boulder, Colorado 12 $ 3,560,000 $ 296,666 $ 153,000
Denver, Colorado 12 $ 4,610,000 $ 384,166 $ 75,000
District of Columbia, District Of Columbia 12 $ 5,190,000 $ 432,500 $ 241,000
Broward, Florida 12 $ 3,720,000 $ 310,000 $ 97,000
Carroll, Maryland 12 $ 4,090,000 $ 340,833 $ 121,000
Meeker, Minnesota 12 $ 2,720,000 $ 226,666 $ 57,000
St. Louis, Minnesota 12 $ 2,280,000 $ 190,000 $ 102,000
Calhoun, Texas 12 $ 2,170,000 $ 180,833 $ 87,000
Hays, Texas 12 $ 4,300,000 $ 358,333 $ 161,000
Henderson, Texas 12 $ 2,680,000 $ 223,333 $ 104,000
McCulloch, Texas 12 $ 2,010,000 $ 167,500 $ 83,000
Walker, Texas 12 $ 3,710,000 $ 309,166 $ 171,000
Virginia Beach, Virginia 12 $ 3,940,000 $ 328,333 $ 93,000
Marshall, Alabama 11 $ 1,595,000 $ 145,000 $ 65,000
Mohave, Arizona 11 $ 2,295,000 $ 208,636 $ 83,000
Coweta, Georgia 11 $ 3,175,000 $ 288,636 $ 104,000
Johnson, Kansas 11 $ 2,475,000 $ 225,000 $ 43,000
Jefferson, Kentucky 11 $ 2,545,000 $ 231,363 $ 162,000
St. John the Baptist, Louisiana 11 $ 1,775,000 $ 161,363 $ 90,000
Barnstable, Massachusetts 11 $ 4,085,000 $ 371,363 $ 107,000
Monmouth, New Jersey 11 $ 4,665,000 $ 424,090 $ 81,000
Washington, Oregon 11 $ 3,985,000 $ 362,272 $ 115,000
Williamson, Tennessee 11 $ 4,475,000 $ 406,818 $ 147,000
Freestone, Texas 11 $ 2,355,000 $ 214,090 $ 98,000
Grayson, Texas 11 $ 3,415,000 $ 310,454 $ 132,000
Nueces, Texas 11 $ 3,255,000 $ 295,909 $ 119,000
Waller, Texas 11 $ 3,315,000 $ 301,363 $ 115,000
Placer, California 10 $ 3,900,000 $ 390,000 $ 95,000
Sonoma, California 10 $ 4,160,000 $ 416,000 $ 127,000
Brevard, Florida 10 $ 2,690,000 $ 269,000 $ 82,000
Fayette, Georgia 10 $ 3,190,000 $ 319,000 $ 156,000
Hall, Georgia 10 $ 2,760,000 $ 276,000 $ 109,000
Walton, Georgia 10 $ 3,090,000 $ 309,000 $ 105,000
Livingston, Louisiana 10 $ 2,150,000 $ 215,000 $ 164,000
Stark, Ohio 10 $ 1,850,000 $ 185,000 $ 47,000
Smith, Texas 10 $ 2,730,000 $ 273,000 $ 134,000
Autauga, Alabama 9 $ 1,855,000 $ 206,111 $ 100,000
Fresno, California 9 $ 2,495,000 $ 277,222 $ 122,000
Jefferson, Colorado 9 $ 3,015,000 $ 335,000 $ 91,000
Weld, Colorado 9 $ 3,325,000 $ 369,444 $ 100,000
Lake, Florida 9 $ 3,275,000 $ 363,888 $ 65,000
Walton, Florida 9 $ 4,595,000 $ 510,555 $ 216,000
Bartow, Georgia 9 $ 2,065,000 $ 229,444 $ 77,000
Clayton, Georgia 9 $ 1,315,000 $ 146,111 $ 69,000
Putnam, Georgia 9 $ 2,365,000 $ 262,777 $ 123,000
Charles, Maryland 9 $ 2,815,000 $ 312,777 $ 63,000
Kanabec, Minnesota 9 $ 1,485,000 $ 165,000 $ 68,000
Harrison, Mississippi 9 $ 2,015,000 $ 223,888 $ 112,000
Washoe, Nevada 9 $ 3,085,000 $ 342,777 $ 94,000
Buncombe, North Carolina 9 $ 2,265,000 $ 251,666 $ 142,000
Catawba, North Carolina 9 $ 3,105,000 $ 345,000 $ 114,000
Clackamas, Oregon 9 $ 2,975,000 $ 330,555 $ 99,000
Allegheny, Pennsylvania 9 $ 2,295,000 $ 255,000 $ 89,000
Knox, Tennessee 9 $ 2,635,000 $ 292,777 $ 84,000
Brazos, Texas 9 $ 2,925,000 $ 325,000 $ 160,000
Burnet, Texas 9 $ 3,895,000 $ 432,777 $ 155,000
Washington, Texas 9 $ 1,945,000 $ 216,111 $ 97,000
Davis, Utah 9 $ 3,795,000 $ 421,666 $ 53,000
Anchorage, Alaska 8 $ 2,410,000 $ 301,250 $ 60,000
Douglas, Colorado 8 $ 3,610,000 $ 451,250 $ 82,000
Lafourche, Louisiana 8 $ 1,630,000 $ 203,750 $ 128,000
Essex, Massachusetts 8 $ 3,430,000 $ 428,750 $ 120,000
Pine, Minnesota 8 $ 1,200,000 $ 150,000 $ 84,000
Dona Ana, New Mexico 8 $ 2,130,000 $ 266,250 $ 117,000
Santa Fe, New Mexico 8 $ 2,430,000 $ 303,750 $ 107,000
Franklin, Ohio 8 $ 1,790,000 $ 223,750 $ 60,000
Sumner, Tennessee 8 $ 2,850,000 $ 356,250 $ 98,000
Harrison, Texas 8 $ 1,760,000 $ 220,000 $ 92,000
Midland, Texas 8 $ 2,490,000 $ 311,250 $ 124,000
Monterey, California 7 $ 4,185,000 $ 597,857 $ 210,000
Ventura, California 7 $ 3,745,000 $ 535,000 $ 233,000
Adams, Colorado 7 $ 2,335,000 $ 333,571 $ 89,000
New Haven, Connecticut 7 $ 2,565,000 $ 366,428 $ 43,000
New Castle, Delaware 7 $ 2,365,000 $ 337,857 $ 111,000
Bay, Florida 7 $ 1,485,000 $ 212,142 $ 125,000
Manatee, Florida 7 $ 2,055,000 $ 293,571 $ 101,000
Sarasota, Florida 7 $ 1,415,000 $ 202,142 $ 83,000
Sumter, Florida 7 $ 1,815,000 $ 259,285 $ 113,000
Volusia, Florida 7 $ 1,275,000 $ 182,142 $ 55,000
Dawson, Georgia 7 $ 1,655,000 $ 236,428 $ 84,000
Houston, Georgia 7 $ 1,205,000 $ 172,142 $ 42,000
Jackson, Georgia 7 $ 1,295,000 $ 185,000 $ 132,000
Marion, Indiana 7 $ 1,085,000 $ 155,000 $ 111,000
Ascension, Louisiana 7 $ 1,725,000 $ 246,428 $ 76,000
Terrebonne, Louisiana 7 $ 2,175,000 $ 310,714 $ 123,000
Calvert, Maryland 7 $ 3,375,000 $ 482,142 $ 236,000
Macomb, Michigan 7 $ 1,465,000 $ 209,285 $ 81,000
Aitkin, Minnesota 7 $ 1,365,000 $ 195,000 $ 100,000
Olmsted, Minnesota 7 $ 1,605,000 $ 229,285 $ 53,000
St. Louis City, Missouri 7 $ 1,385,000 $ 197,857 $ 59,000
Ashtabula, Ohio 7 $ 1,155,000 $ 165,000 $ 49,000
Chester, Pennsylvania 7 $ 2,655,000 $ 379,285 $ 86,000
Blount, Tennessee 7 $ 3,575,000 $ 510,714 $ 152,000
Rutherford, Tennessee 7 $ 1,695,000 $ 242,142 $ 66,000
DeWitt, Texas 7 $ 1,075,000 $ 153,571 $ 114,000
Rusk, Texas 7 $ 2,265,000 $ 323,571 $ 115,000
Newport News, Virginia 7 $ 1,545,000 $ 220,714 $ 8,000
Spotsylvania, Virginia 7 $ 2,805,000 $ 400,714 $ 57,000
Waukesha, Wisconsin 7 $ 1,925,000 $ 275,000 $ 126,000
Cleburne, Alabama 6 $ 1,020,000 $ 170,000 $ 71,000
Mobile, Alabama 6 $ 970,000 $ 161,666 $ 86,000
Morgan, Alabama 6 $ 1,490,000 $ 248,333 $ 94,000
San Mateo, California 6 $ 3,430,000 $ 571,666 $ 187,000
Stanislaus, California 6 $ 1,250,000 $ 208,333 $ 85,000
Yolo, California 6 $ 2,380,000 $ 396,666 $ 109,000
Fairfield, Connecticut 6 $ 2,150,000 $ 358,333 $ 108,000
Chatham, Georgia 6 $ 1,440,000 $ 240,000 $ 221,000
Honolulu, Hawaii 6 $ 3,450,000 $ 575,000 $ 73,000
Kootenai, Idaho 6 $ 2,950,000 $ 491,666 $ 128,000
Sedgwick, Kansas 6 $ 1,420,000 $ 236,666 $ 98,000
Claiborne, Louisiana 6 $ 660,000 $ 110,000 $ 55,000
Goodhue, Minnesota 6 $ 1,160,000 $ 193,333 $ 49,000
Itasca, Minnesota 6 $ 1,090,000 $ 181,666 $ 88,000
Hillsborough, New Hampshire 6 $ 3,030,000 $ 505,000 $ 53,000
Montgomery, Ohio 6 $ 1,690,000 $ 281,666 $ 53,000
Multnomah, Oregon 6 $ 1,960,000 $ 326,666 $ 178,000
Butler, Pennsylvania 6 $ 1,390,000 $ 231,666 $ 62,000
Anderson, South Carolina 6 $ 950,000 $ 158,333 $ 66,000
Beaufort, South Carolina 6 $ 2,240,000 $ 373,333 $ 275,000
Berkeley, South Carolina 6 $ 2,020,000 $ 336,666 $ 106,000
Charleston, South Carolina 6 $ 870,000 $ 145,000 $ 59,000
Maury, Tennessee 6 $ 1,230,000 $ 205,000 $ 57,000
Kaufman, Texas 6 $ 1,490,000 $ 248,333 $ 59,000
Wise, Texas 6 $ 1,430,000 $ 238,333 $ 112,000
Chesapeake, Virginia 6 $ 1,700,000 $ 283,333 $ 16,000
Stafford, Virginia 6 $ 2,330,000 $ 388,333 $ 79,000
Racine, Wisconsin 6 $ 1,520,000 $ 253,333 $ 69,000
Cherokee, Alabama 5 $ 755,000 $ 151,000 $ 76,000
Montgomery, Alabama 5 $ 1,165,000 $ 233,000 $ 155,000
Gila, Arizona 5 $ 1,725,000 $ 345,000 $ 132,000
Garland, Arkansas 5 $ 695,000 $ 139,000 $ 57,000
El Dorado, California 5 $ 2,325,000 $ 465,000 $ 89,000
Napa, California 5 $ 1,965,000 $ 393,000 $ 131,000
Nevada, California 5 $ 1,255,000 $ 251,000 $ 30,000
San Joaquin, California 5 $ 1,845,000 $ 369,000 $ 102,000
San Luis Obispo, California 5 $ 2,045,000 $ 409,000 $ 163,000
Santa Barbara, California 5 $ 2,855,000 $ 571,000 $ 152,000
Santa Cruz, California 5 $ 2,815,000 $ 563,000 $ 139,000
Indian River, Florida 5 $ 1,365,000 $ 273,000 $ 72,000
St. Johns, Florida 5 $ 1,355,000 $ 271,000 $ 155,000
St. Clair, Illinois 5 $ 1,205,000 $ 241,000 $ 87,000
Polk, Iowa 5 $ 845,000 $ 169,000 $ 106,000
Avoyelles, Louisiana 5 $ 425,000 $ 85,000 $ 76,000
Ouachita, Louisiana 5 $ 1,025,000 $ 205,000 $ 109,000
Plaquemines, Louisiana 5 $ 1,995,000 $ 399,000 $ 167,000
Union, Louisiana 5 $ 1,645,000 $ 329,000 $ 108,000
Plymouth, Massachusetts 5 $ 1,305,000 $ 261,000 $ 52,000
Washtenaw, Michigan 5 $ 1,385,000 $ 277,000 $ 175,000
Benton, Minnesota 5 $ 1,065,000 $ 213,000 $ 87,000
Cass, Minnesota 5 $ 1,185,000 $ 237,000 $ 135,000
DeSoto, Mississippi 5 $ 935,000 $ 187,000 $ 136,000
Hinds, Mississippi 5 $ 875,000 $ 175,000 $ 106,000
Lamar, Mississippi 5 $ 1,255,000 $ 251,000 $ 87,000
Lincoln, Missouri 5 $ 735,000 $ 147,000 $ 55,000
Essex, New Jersey 5 $ 1,775,000 $ 355,000 $ 94,000
Hudson, New Jersey 5 $ 1,455,000 $ 291,000 $ 180,000
Middlesex, New Jersey 5 $ 1,515,000 $ 303,000 $ 84,000
Morris, New Jersey 5 $ 1,705,000 $ 341,000 $ 94,000
Union, New Jersey 5 $ 1,085,000 $ 217,000 $ 73,000
Forsyth, North Carolina 5 $ 895,000 $ 179,000 $ 81,000
Onslow, North Carolina 5 $ 975,000 $ 195,000 $ 53,000
Union, North Carolina 5 $ 1,315,000 $ 263,000 $ 59,000
Clermont, Ohio 5 $ 1,025,000 $ 205,000 $ 59,000
Richland, Ohio 5 $ 945,000 $ 189,000 $ 78,000
Cumberland, Pennsylvania 5 $ 1,365,000 $ 273,000 $ 68,000
Delaware, Pennsylvania 5 $ 625,000 $ 125,000 $ 51,000
York, Pennsylvania 5 $ 1,125,000 $ 225,000 $ 76,000
Aiken, South Carolina 5 $ 2,015,000 $ 403,000 $ 113,000
Florence, South Carolina 5 $ 1,005,000 $ 201,000 $ 116,000
Greenville, South Carolina 5 $ 1,315,000 $ 263,000 $ 84,000
Bowie, Texas 5 $ 1,145,000 $ 229,000 $ 111,000
Hunt, Texas 5 $ 1,405,000 $ 281,000 $ 122,000
Kendall, Texas 5 $ 1,845,000 $ 369,000 $ 183,000
Liberty, Texas 5 $ 945,000 $ 189,000 $ 53,000
Matagorda, Texas 5 $ 965,000 $ 193,000 $ 133,000
Randall, Texas 5 $ 1,085,000 $ 217,000 $ 78,000
Wilson, Texas 5 $ 1,375,000 $ 275,000 $ 102,000
Weber, Utah 5 $ 1,325,000 $ 265,000 $ 107,000
Clark, Washington 5 $ 2,245,000 $ 449,000 $ 46,000
Elmore, Alabama 4 $ 1,080,000 $ 270,000 $ 70,000
Fairbanks North Star, Alaska 4 $ 1,090,000 $ 272,500 $ 18,000
Yavapai, Arizona 4 $ 1,450,000 $ 362,500 $ 86,000
San Francisco, California 4 $ 2,190,000 $ 547,500 $ 169,000
Tulare, California 4 $ 1,110,000 $ 277,500 $ 126,000
Archuleta, Colorado 4 $ 1,860,000 $ 465,000 $ 268,000
Broomfield, Colorado 4 $ 1,400,000 $ 350,000 $ 144,000
La Plata, Colorado 4 $ 2,950,000 $ 737,500 $ 549,000
Hartford, Connecticut 4 $ 850,000 $ 212,500 $ 43,000
Alachua, Florida 4 $ 870,000 $ 217,500 $ 153,000
Flagler, Florida 4 $ 1,110,000 $ 277,500 $ 111,000
Leon, Florida 4 $ 1,160,000 $ 290,000 $ 93,000
Bryan, Georgia 4 $ 1,190,000 $ 297,500 $ 259,000
Fannin, Georgia 4 $ 1,530,000 $ 382,500 $ 434,000
Franklin, Georgia 4 $ 1,400,000 $ 350,000 $ 1,305,000
Gilmer, Georgia 4 $ 540,000 $ 135,000 $ 41,000
Lowndes, Georgia 4 $ 470,000 $ 117,500 $ 60,000
Lumpkin, Georgia 4 $ 590,000 $ 147,500 $ 48,000
McDuffie, Georgia 4 $ 1,160,000 $ 290,000 $ 14,000
Canyon, Idaho 4 $ 1,640,000 $ 410,000 $ 66,000
DuPage, Illinois 4 $ 2,000,000 $ 500,000 $ 93,000
Will, Illinois 4 $ 900,000 $ 225,000 $ 68,000
Warren, Iowa 4 $ 1,140,000 $ 285,000 $ 130,000
Scott, Kentucky 4 $ 1,240,000 $ 310,000 $ 119,000
Beauregard, Louisiana 4 $ 670,000 $ 167,500 $ 99,000
St. James, Louisiana 4 $ 810,000 $ 202,500 $ 151,000
St. Landry, Louisiana 4 $ 570,000 $ 142,500 $ 47,000
Vernon, Louisiana 4 $ 600,000 $ 150,000 $ 28,000
York, Maine 4 $ 770,000 $ 192,500 $ 44,000
Washington, Maryland 4 $ 860,000 $ 215,000 $ 20,000
Norfolk, Massachusetts 4 $ 1,570,000 $ 392,500 $ 110,000
Le Sueur, Minnesota 4 $ 1,120,000 $ 280,000 $ 85,000
Gallatin, Montana 4 $ 1,010,000 $ 252,500 $ 114,000
Missoula, Montana 4 $ 940,000 $ 235,000 $ 72,000
Sarpy, Nebraska 4 $ 1,250,000 $ 312,500 $ 119,000
Rockingham, New Hampshire 4 $ 1,210,000 $ 302,500 $ 343,000
Bergen, New Jersey 4 $ 1,410,000 $ 352,500 $ 109,000
Camden, New Jersey 4 $ 810,000 $ 202,500 $ 88,000
Cape May, New Jersey 4 $ 1,500,000 $ 375,000 $ 224,000
Ocean, New Jersey 4 $ 1,160,000 $ 290,000 $ 172,000
Otero, New Mexico 4 $ 1,170,000 $ 292,500 $ 0
Guilford, North Carolina 4 $ 1,160,000 $ 290,000 $ 80,000
Macon, North Carolina 4 $ 1,460,000 $ 365,000 $ 306,000
Cass, North Dakota 4 $ 970,000 $ 242,500 $ 32,000
Butler, Ohio 4 $ 1,240,000 $ 310,000 $ 105,000
Delaware, Ohio 4 $ 1,180,000 $ 295,000 $ 52,000
Erie, Ohio 4 $ 760,000 $ 190,000 $ 77,000
Licking, Ohio 4 $ 1,030,000 $ 257,500 $ 177,000
Ottawa, Ohio 4 $ 800,000 $ 200,000 $ 168,000
Trumbull, Ohio 4 $ 390,000 $ 97,500 $ 61,000
Tulsa, Oklahoma 4 $ 2,880,000 $ 720,000 $ 292,000
Westmoreland, Pennsylvania 4 $ 660,000 $ 165,000 $ 32,000
Wyoming, Pennsylvania 4 $ 2,340,000 $ 585,000 $ 0
Pickens, South Carolina 4 $ 710,000 $ 177,500 $ 133,000
Spartanburg, South Carolina 4 $ 930,000 $ 232,500 $ 66,000
York, South Carolina 4 $ 1,270,000 $ 317,500 $ 112,000
Cocke, Tennessee 4 $ 420,000 $ 105,000 $ 54,000
Hamilton, Tennessee 4 $ 1,010,000 $ 252,500 $ 110,000
Montgomery, Tennessee 4 $ 1,090,000 $ 272,500 $ 63,000
Angelina, Texas 4 $ 580,000 $ 145,000 $ 62,000
Austin, Texas 4 $ 1,330,000 $ 332,500 $ 132,000
Chambers, Texas 4 $ 910,000 $ 227,500 $ 118,000
Gillespie, Texas 4 $ 1,800,000 $ 450,000 $ 293,000
Hood, Texas 4 $ 900,000 $ 225,000 $ 194,000
Hopkins, Texas 4 $ 1,190,000 $ 297,500 $ 82,000
Llano, Texas 4 $ 560,000 $ 140,000 $ 76,000
Marion, Texas 4 $ 610,000 $ 152,500 $ 62,000
Palo Pinto, Texas 4 $ 500,000 $ 125,000 $ 112,000
Red River, Texas 4 $ 700,000 $ 175,000 $ 67,000
Manassas, Virginia 4 $ 1,180,000 $ 295,000 $ 199,000
Spokane, Washington 4 $ 1,100,000 $ 275,000 $ 15,000
Thurston, Washington 4 $ 1,270,000 $ 317,500 $ 218,000
Whatcom, Washington 4 $ 1,510,000 $ 377,500 $ 73,000
Kanawha, West Virginia 4 $ 1,550,000 $ 387,500 $ 104,000
Brown, Wisconsin 4 $ 960,000 $ 240,000 $ 96,000
Kenosha, Wisconsin 4 $ 1,130,000 $ 282,500 $ 84,000
Pierce, Wisconsin 4 $ 1,110,000 $ 277,500 $ 54,000
Cullman, Alabama 3 $ 675,000 $ 225,000 $ 60,000
Escambia, Alabama 3 $ 495,000 $ 165,000 $ 81,000
Limestone, Alabama 3 $ 985,000 $ 328,333 $ 36,000
Tuscaloosa, Alabama 3 $ 605,000 $ 201,666 $ 119,000
Lafayette, Arkansas 3 $ 275,000 $ 91,666 $ 49,000
San Benito, California 3 $ 1,755,000 $ 585,000 $ 153,000
Shasta, California 3 $ 625,000 $ 208,333 $ 58,000
Garfield, Colorado 3 $ 525,000 $ 175,000 $ 43,000
Litchfield, Connecticut 3 $ 1,355,000 $ 451,666 $ 209,000
Middlesex, Connecticut 3 $ 935,000 $ 311,666 $ 25,000
Kent, Delaware 3 $ 735,000 $ 245,000 $ 36,000
Sussex, Delaware 3 $ 985,000 $ 328,333 $ 130,000
Clay, Florida 3 $ 685,000 $ 228,333 $ 50,000
Barrow, Georgia 3 $ 685,000 $ 228,333 $ 68,000
Columbia, Georgia 3 $ 735,000 $ 245,000 $ 77,000
Harris, Georgia 3 $ 745,000 $ 248,333 $ 88,000
Heard, Georgia 3 $ 925,000 $ 308,333 $ 117,000
Madison, Georgia 3 $ 555,000 $ 185,000 $ 68,000
Newton, Georgia 3 $ 425,000 $ 141,666 $ 92,000
Pickens, Georgia 3 $ 585,000 $ 195,000 $ 89,000
Spalding, Georgia 3 $ 535,000 $ 178,333 $ 89,000
Towns, Georgia 3 $ 1,165,000 $ 388,333 $ 182,000
Upson, Georgia 3 $ 435,000 $ 145,000 $ 44,000
Hawaii, Hawaii 3 $ 765,000 $ 255,000 $ 13,000
Payette, Idaho 3 $ 685,000 $ 228,333 $ 49,000
Kane, Illinois 3 $ 795,000 $ 265,000 $ 361,000
Lake, Illinois 3 $ 805,000 $ 268,333 $ 159,000
Madison, Illinois 3 $ 985,000 $ 328,333 $ 78,000
Dallas, Iowa 3 $ 355,000 $ 118,333 $ 27,000
Barton, Kansas 3 $ 925,000 $ 308,333 $ 150,000
Butler, Kansas 3 $ 545,000 $ 181,666 $ 77,000
Fayette, Kentucky 3 $ 775,000 $ 258,333 $ 117,000
Rapides, Louisiana 3 $ 665,000 $ 221,666 $ 253,000
St. Mary's, Maryland 3 $ 1,335,000 $ 445,000 $ 114,000
Bristol, Massachusetts 3 $ 735,000 $ 245,000 $ 137,000
Suffolk, Massachusetts 3 $ 1,205,000 $ 401,666 $ 104,000
Kent, Michigan 3 $ 655,000 $ 218,333 $ 105,000
Blue Earth, Minnesota 3 $ 675,000 $ 225,000 $ 42,000
Forrest, Mississippi 3 $ 375,000 $ 125,000 $ 151,000
Marion, Mississippi 3 $ 495,000 $ 165,000 $ 75,000
Camden, Missouri 3 $ 1,055,000 $ 351,666 $ 92,000
Clay, Missouri 3 $ 705,000 $ 235,000 $ 98,000
Jackson, Missouri 3 $ 565,000 $ 188,333 $ 16,000
Warren, Missouri 3 $ 545,000 $ 181,666 $ 71,000
Lewis and Clark, Montana 3 $ 455,000 $ 151,666 $ 220,000
Ravalli, Montana 3 $ 775,000 $ 258,333 $ 41,000
Yellowstone, Montana 3 $ 715,000 $ 238,333 $ 117,000
Lyon, Nevada 3 $ 595,000 $ 198,333 $ 14,000
Valencia, New Mexico 3 $ 615,000 $ 205,000 $ 61,000
Cumberland, North Carolina 3 $ 755,000 $ 251,666 $ 44,000
Durham, North Carolina 3 $ 655,000 $ 218,333 $ 81,000
Johnston, North Carolina 3 $ 605,000 $ 201,666 $ 108,000
Lincoln, North Carolina 3 $ 695,000 $ 231,666 $ 138,000
New Hanover, North Carolina 3 $ 585,000 $ 195,000 $ 36,000
Logan, Ohio 3 $ 385,000 $ 128,333 $ 29,000
Lucas, Ohio 3 $ 655,000 $ 218,333 $ 112,000
Garfield, Oklahoma 3 $ 475,000 $ 158,333 $ 65,000
Grady, Oklahoma 3 $ 595,000 $ 198,333 $ 165,000
Curry, Oregon 3 $ 935,000 $ 311,666 $ 137,000
Douglas, Oregon 3 $ 605,000 $ 201,666 $ 41,000
Klamath, Oregon 3 $ 675,000 $ 225,000 $ 24,000
Dauphin, Pennsylvania 3 $ 745,000 $ 248,333 $ 142,000
Fayette, Pennsylvania 3 $ 885,000 $ 295,000 $ 105,000
Montgomery, Pennsylvania 3 $ 815,000 $ 271,666 $ 212,000
Kent, Rhode Island 3 $ 1,005,000 $ 335,000 $ 110,000
Dorchester, South Carolina 3 $ 615,000 $ 205,000 $ 19,000
Georgetown, South Carolina 3 $ 775,000 $ 258,333 $ 11,000
Greenwood, South Carolina 3 $ 455,000 $ 151,666 $ 77,000
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Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,542 $1,523,500,000 $274,000 $1,935,000 $108,000 $3,190,000
Home Purchase 5,255 $1,331,225,000 $253,000 $2,905,000 $110,000 $5,740,000
Cash-out Refinancing 2,266 $627,510,000 $276,000 $2,455,000 $122,000 $2,218,000
Not Applicable 3 $805,000 $268,000 $275,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,027 $2,402,345,000 $266,000 $2,905,000 $118,000 $5,271,000
Not Provided 1,626 $465,560,000 $286,000 $2,085,000 $89,000 $2,013,000
Hispanic 1,003 $228,645,000 $227,000 $1,805,000 $96,000 $1,134,000
Black or African American 908 $228,380,000 $251,000 $1,075,000 $99,000 $5,740,000
Asian 363 $108,245,000 $298,000 $1,405,000 $134,000 $2,255,000
American Indian or Alaskan Native 72 $19,570,000 $271,000 $1,265,000 $115,000 $557,000
Not applicable 48 $26,000,000 $541,000 $1,955,000 $65,000 $78,000
Native Hawaiian or Other Pacific Islander 10 $2,300,000 $230,000 $385,000 $92,000 $166,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,450 $2,552,570,000 $270,000 $2,905,000 $131,000 $5,740,000
VA-guaranteed (Veterans Administration) 1,783 $560,845,000 $314,000 $1,815,000 $49,000 $1,221,000
FHA-insured (Federal Housing Administration) 1,633 $338,145,000 $207,000 $705,000 $71,000 $703,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 200 $31,480,000 $157,000 $295,000 $51,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,107 $2,390,965,000 $262,000 $2,905,000 $112,000 $4,613,000
Application Withdrawn By Applicant 3,257 $888,585,000 $272,000 $2,885,000 $113,000 $5,740,000
Application Denied By Financial Institution 442 $113,240,000 $256,000 $2,455,000 $92,000 $2,255,000
File Closed For Incompleteness 144 $47,090,000 $327,000 $2,395,000 $115,000 $1,440,000
Application Approved But Not Accepted 70 $17,830,000 $254,000 $785,000 $87,000 $404,000
Loan Purchased By The Institution 45 $25,215,000 $560,000 $1,955,000 $0 $0
Preapproval Denied by Financial Institution 1 $115,000 $115,000 $115,000 $20,000 $20,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 12,623 $3,369,685,000 $266,000 $2,905,000 $112,000 $5,740,000
Debt-To-Income Ratio 166 $43,880,000 $264,000 $965,000 $64,000 $231,000
Credit History 126 $30,280,000 $240,000 $925,000 $114,000 $2,255,000
Other 70 $19,350,000 $276,000 $2,455,000 $98,000 $1,261,000
Collateral 35 $8,615,000 $246,000 $865,000 $109,000 $259,000
Employment History 21 $4,955,000 $235,000 $1,505,000 $94,000 $843,000
Unverifiable Information 18 $4,410,000 $245,000 $685,000 $115,000 $392,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,700,000 $283,000 $515,000 $123,000 $240,000
Credit Application Incomplete 1 $165,000 $165,000 $165,000 $36,000 $36,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Goldwater Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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