Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Great Southern Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,120 |
| Total Mortgage Loan Application Amount | $384,010,000 |
| Average Mortgage Loan Application Amount | $151,200 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $122,200 |
| Highest Applicant Income | $2,943,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 478 | $ 79,690,000 | $ 166,000 | $ 111,000 |
| Christian County Missouri | 157 | $ 28,195,000 | $ 179,000 | $ 115,000 |
| St. Louis County Missouri | 146 | $ 47,470,000 | $ 325,000 | $ 258,000 |
| Woodbury County Iowa | 86 | $ 10,280,000 | $ 119,000 | $ 89,000 |
| Taney County Missouri | 57 | $ 6,895,000 | $ 120,000 | $ 119,000 |
| Jasper County Iowa | 47 | $ 4,555,000 | $ 96,000 | $ 83,000 |
| Newton County Missouri | 44 | $ 3,510,000 | $ 79,000 | $ 54,000 |
| St. Charles County Missouri | 41 | $ 7,215,000 | $ 175,000 | $ 130,000 |
| Polk County Iowa | 39 | $ 5,505,000 | $ 141,000 | $ 120,000 |
| Stone County Missouri | 37 | $ 7,345,000 | $ 198,000 | $ 126,000 |
| St. Louis City County Missouri | 35 | $ 9,655,000 | $ 275,000 | $ 154,000 |
| Benton County Arkansas | 33 | $ 7,015,000 | $ 212,000 | $ 123,000 |
| Miami County Kansas | 32 | $ 2,800,000 | $ 87,000 | $ 95,000 |
| Jasper County Missouri | 32 | $ 3,210,000 | $ 100,000 | $ 80,000 |
| Webster County Missouri | 31 | $ 6,225,000 | $ 200,000 | $ 93,000 |
| Johnson County Kansas | 30 | $ 6,540,000 | $ 218,000 | $ 238,000 |
| Camden County Missouri | 30 | $ 5,710,000 | $ 190,000 | $ 176,000 |
| Cedar County Missouri | 30 | $ 2,410,000 | $ 80,000 | $ 81,000 |
| Jackson County Missouri | 30 | $ 6,960,000 | $ 232,000 | $ 196,000 |
| Douglas County Missouri | 28 | $ 2,720,000 | $ 97,000 | $ 102,000 |
| Mahaska County Iowa | 27 | $ 3,415,000 | $ 126,000 | $ 61,000 |
| Scott County Iowa | 27 | $ 2,705,000 | $ 100,000 | $ 120,000 |
| Lawrence County Missouri | 27 | $ 2,785,000 | $ 103,000 | $ 70,000 |
| Reynolds County Missouri | 22 | $ 1,330,000 | $ 60,000 | $ 56,000 |
| Labette County Kansas | 20 | $ 1,830,000 | $ 91,000 | $ 65,000 |
| Hennepin County Minnesota | 20 | $ 6,490,000 | $ 324,000 | $ 299,000 |
| Laclede County Missouri | 20 | $ 1,170,000 | $ 58,000 | $ 87,000 |
| Polk County Missouri | 20 | $ 3,260,000 | $ 163,000 | $ 69,000 |
| Monona County Iowa | 19 | $ 2,085,000 | $ 109,000 | $ 88,000 |
| Vernon County Missouri | 19 | $ 1,215,000 | $ 63,000 | $ 74,000 |
| Franklin County Kansas | 17 | $ 1,415,000 | $ 83,000 | $ 70,000 |
| Dakota County Nebraska | 17 | $ 1,595,000 | $ 93,000 | $ 78,000 |
| Dade County Missouri | 15 | $ 1,195,000 | $ 79,000 | $ 63,000 |
| Iron County Missouri | 15 | $ 1,045,000 | $ 69,000 | $ 66,000 |
| Ramsey County Minnesota | 14 | $ 2,900,000 | $ 207,000 | $ 138,000 |
| Marion County Iowa | 13 | $ 1,485,000 | $ 114,000 | $ 100,000 |
| Wright County Missouri | 13 | $ 945,000 | $ 72,000 | $ 71,000 |
| Howell County Missouri | 11 | $ 1,625,000 | $ 147,000 | $ 54,000 |
| Madison County Missouri | 11 | $ 645,000 | $ 58,000 | $ 36,000 |
| Dallas County Iowa | 8 | $ 1,050,000 | $ 131,000 | $ 173,000 |
| Barry County Missouri | 8 | $ 1,180,000 | $ 147,000 | $ 110,000 |
| Boone County Missouri | 8 | $ 750,000 | $ 93,000 | $ 138,000 |
| Allen County Kansas | 7 | $ 555,000 | $ 79,000 | $ 49,000 |
| Dallas County Missouri | 7 | $ 685,000 | $ 97,000 | $ 63,000 |
| Franklin County Missouri | 7 | $ 1,715,000 | $ 245,000 | $ 257,000 |
| Jefferson County Missouri | 7 | $ 2,195,000 | $ 313,000 | $ 477,000 |
| McDonald County Missouri | 6 | $ 290,000 | $ 48,000 | $ 52,000 |
| Ozark County Missouri | 6 | $ 770,000 | $ 128,000 | $ 65,000 |
| Texas County Missouri | 6 | $ 490,000 | $ 81,000 | $ 53,000 |
| Plymouth County Iowa | 5 | $ 585,000 | $ 117,000 | $ 109,000 |
| Linn County Kansas | 5 | $ 485,000 | $ 97,000 | $ 218,000 |
| Benton County Missouri | 5 | $ 335,000 | $ 67,000 | $ 87,000 |
| Boone County Arkansas | 4 | $ 260,000 | $ 65,000 | $ 104,000 |
| Washington County Arkansas | 4 | $ 780,000 | $ 195,000 | $ 171,000 |
| Rock Island County Illinois | 4 | $ 600,000 | $ 150,000 | $ 107,000 |
| Washington County Minnesota | 4 | $ 340,000 | $ 85,000 | $ 234,000 |
| Cass County Missouri | 4 | $ 930,000 | $ 232,000 | $ 195,000 |
| Cole County Missouri | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Warren County Missouri | 4 | $ 1,900,000 | $ 475,000 | $ 563,000 |
| Mecklenburg County North Carolina | 4 | $ 2,300,000 | $ 575,000 | $ 0 |
| Oklahoma County Oklahoma | 4 | $ 1,600,000 | $ 400,000 | $ 233,000 |
| Collin County Texas | 4 | $ 1,640,000 | $ 410,000 | $ 343,000 |
| Contra Costa County California | 3 | $ 2,215,000 | $ 738,000 | $ 284,000 |
| Okaloosa County Florida | 3 | $ 1,065,000 | $ 355,000 | $ 498,000 |
| Madison County Illinois | 3 | $ 475,000 | $ 158,000 | $ 57,000 |
| Monroe County Iowa | 3 | $ 385,000 | $ 128,000 | $ 56,000 |
| Sioux County Iowa | 3 | $ 395,000 | $ 131,000 | $ 51,000 |
| Wapello County Iowa | 3 | $ 115,000 | $ 38,000 | $ 57,000 |
| Anderson County Kansas | 3 | $ 185,000 | $ 61,000 | $ 68,000 |
| Neosho County Kansas | 3 | $ 155,000 | $ 51,000 | $ 45,000 |
| Anoka County Minnesota | 3 | $ 575,000 | $ 191,000 | $ 374,000 |
| Crow Wing County Minnesota | 3 | $ 1,525,000 | $ 508,000 | $ 329,000 |
| Dakota County Minnesota | 3 | $ 655,000 | $ 218,000 | $ 204,000 |
| Scott County Minnesota | 3 | $ 455,000 | $ 151,000 | $ 164,000 |
| Lincoln County Missouri | 3 | $ 755,000 | $ 251,000 | $ 126,000 |
| Miller County Missouri | 3 | $ 505,000 | $ 168,000 | $ 87,000 |
| St. Francois County Missouri | 3 | $ 275,000 | $ 91,000 | $ 53,000 |
| Douglas County Nebraska | 3 | $ 1,415,000 | $ 471,000 | $ 363,000 |
| Washoe County Nevada | 3 | $ 2,195,000 | $ 731,000 | $ 376,000 |
| Tulsa County Oklahoma | 3 | $ 2,005,000 | $ 668,000 | $ 0 |
| Baldwin County Alabama | 2 | $ 490,000 | $ 245,000 | $ 216,000 |
| Maricopa County Arizona | 2 | $ 1,330,000 | $ 665,000 | $ 253,000 |
| Pima County Arizona | 2 | $ 1,100,000 | $ 550,000 | $ 200,000 |
| Carroll County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 62,000 |
| Lee County Florida | 2 | $ 450,000 | $ 225,000 | $ 327,000 |
| Manatee County Florida | 2 | $ 410,000 | $ 205,000 | $ 78,000 |
| Johnson County Illinois | 2 | $ 630,000 | $ 315,000 | $ 293,000 |
| Kane County Illinois | 2 | $ 490,000 | $ 245,000 | $ 181,000 |
| Des Moines County Iowa | 2 | $ 170,000 | $ 85,000 | $ 62,000 |
| Guthrie County Iowa | 2 | $ 190,000 | $ 95,000 | $ 137,000 |
| Douglas County Kansas | 2 | $ 340,000 | $ 170,000 | $ 312,000 |
| Shawnee County Kansas | 2 | $ 80,000 | $ 40,000 | $ 54,000 |
| Wyandotte County Kansas | 2 | $ 350,000 | $ 175,000 | $ 99,000 |
| Cape Girardeau County Missouri | 2 | $ 1,220,000 | $ 610,000 | $ 525,000 |
| Hickory County Missouri | 2 | $ 140,000 | $ 70,000 | $ 64,000 |
| Moniteau County Missouri | 2 | $ 80,000 | $ 40,000 | $ 38,000 |
| Morgan County Missouri | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Phelps County Missouri | 2 | $ 570,000 | $ 285,000 | $ 87,000 |
| Platte County Missouri | 2 | $ 880,000 | $ 440,000 | $ 159,000 |
| Dixon County Nebraska | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Richardson County Nebraska | 2 | $ 60,000 | $ 30,000 | $ 40,000 |
| Sarpy County Nebraska | 2 | $ 820,000 | $ 410,000 | $ 180,000 |
| Erie County New York | 2 | $ 1,270,000 | $ 635,000 | $ 400,000 |
| Ottawa County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 84,000 |
| Charleston County South Carolina | 2 | $ 1,070,000 | $ 535,000 | $ 553,000 |
| Dallas County Texas | 2 | $ 2,080,000 | $ 1,040,000 | $ 171,000 |
| Pierce County Washington | 2 | $ 660,000 | $ 330,000 | $ 93,000 |
| Waukesha County Wisconsin | 2 | $ 780,000 | $ 390,000 | $ 350,000 |
| Walker County Alabama | 1 | $ 705,000 | $ 705,000 | $ 665,000 |
| Crawford County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Garland County Arkansas | 1 | $ 455,000 | $ 455,000 | $ 221,000 |
| Marion County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 234,000 |
| Plumas County California | 1 | $ 315,000 | $ 315,000 | $ 949,000 |
| Denver County Colorado | 1 | $ 985,000 | $ 985,000 | $ 435,000 |
| Grand County Colorado | 1 | $ 815,000 | $ 815,000 | $ 467,000 |
| San Miguel County Colorado | 1 | $ 655,000 | $ 655,000 | $ 424,000 |
| Bay County Florida | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Brevard County Florida | 1 | $ 725,000 | $ 725,000 | $ 325,000 |
| Broward County Florida | 1 | $ 665,000 | $ 665,000 | $ 313,000 |
| Collier County Florida | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Highlands County Florida | 1 | $ 325,000 | $ 325,000 | $ 98,000 |
| Osceola County Florida | 1 | $ 155,000 | $ 155,000 | $ 500,000 |
| Polk County Florida | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| Volusia County Florida | 1 | $ 585,000 | $ 585,000 | $ 155,000 |
| Walton County Florida | 1 | $ 375,000 | $ 375,000 | $ 376,000 |
| Forsyth County Georgia | 1 | $ 655,000 | $ 655,000 | $ 150,000 |
| Adams County Illinois | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Cook County Illinois | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Jefferson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Hamilton County Indiana | 1 | $ 705,000 | $ 705,000 | $ 400,000 |
| St. Joseph County Indiana | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Clay County Iowa | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Clinton County Iowa | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Dickinson County Iowa | 1 | $ 145,000 | $ 145,000 | $ 213,000 |
| Dubuque County Iowa | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Fremont County Iowa | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Hancock County Iowa | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Johnson County Iowa | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Lucas County Iowa | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Marshall County Iowa | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Osceola County Iowa | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Poweshiek County Iowa | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Ringgold County Iowa | 1 | $ 435,000 | $ 435,000 | $ 131,000 |
| Warren County Iowa | 1 | $ 55,000 | $ 55,000 | $ 198,000 |
| Cherokee County Kansas | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Clay County Kansas | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Leavenworth County Kansas | 1 | $ 345,000 | $ 345,000 | $ 240,000 |
| Fayette County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 480,000 |
| Jefferson County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 175,000 |
| Oakland County Michigan | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Chisago County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 637,000 |
| Nicollet County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Sherburne County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 183,000 |
| Clarke County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Lafayette County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 302,000 |
| Barton County Missouri | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Bates County Missouri | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Buchanan County Missouri | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Carroll County Missouri | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Clay County Missouri | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| Crawford County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Dent County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Gasconade County Missouri | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Howard County Missouri | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Johnson County Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Pettis County Missouri | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Pulaski County Missouri | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Shannon County Missouri | 1 | $ 365,000 | $ 365,000 | $ 237,000 |
| Ravalli County Montana | 1 | $ 725,000 | $ 725,000 | $ 220,000 |
| Yellowstone County Montana | 1 | $ 635,000 | $ 635,000 | $ 265,000 |
| Lancaster County Nebraska | 1 | $ 405,000 | $ 405,000 | $ 151,000 |
| Thurston County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Clark County Nevada | 1 | $ 305,000 | $ 305,000 | $ 207,000 |
| Burlington County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 308,000 |
| Dona Ana County New Mexico | 1 | $ 535,000 | $ 535,000 | $ 750,000 |
| Sandoval County New Mexico | 1 | $ 535,000 | $ 535,000 | $ 704,000 |
| Dare County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 216,000 |
| Hertford County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Iredell County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 202,000 |
| Canadian County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
| Cleveland County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 800,000 |
| Haskell County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Rogers County Oklahoma | 1 | $ 555,000 | $ 555,000 | $ 600,000 |
| Lincoln County Oregon | 1 | $ 955,000 | $ 955,000 | $ 288,000 |
| Multnomah County Oregon | 1 | $ 715,000 | $ 715,000 | $ 330,000 |
| Beaufort County South Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Richland County South Carolina | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 250,000 |
| Union County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 179,000 |
| Washington County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 360,000 |
| Williamson County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 111,000 |
| Denton County Texas | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Hardin County Texas | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Harris County Texas | 1 | $ 605,000 | $ 605,000 | $ 203,000 |
| Hidalgo County Texas | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Montgomery County Texas | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Orange County Texas | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| Tarrant County Texas | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Taylor County Texas | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Salt Lake County Utah | 1 | $ 635,000 | $ 635,000 | $ 250,000 |
| Washington County Utah | 1 | $ 835,000 | $ 835,000 | $ 270,000 |
| Oconto County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 959 | $264,965,000 | $276,000 | $2,505,000 | $149,000 | $1,636,000 |
| Other Purpose | 458 | $34,350,000 | $75,000 | $765,000 | $108,000 | $1,722,000 |
| Home Improvement | 357 | $28,315,000 | $79,000 | $5,005,000 | $110,000 | $2,943,000 |
| Refinancing | 211 | $33,975,000 | $161,000 | $1,965,000 | $139,000 | $2,943,000 |
| Cash-out Refinancing | 135 | $22,405,000 | $165,000 | $805,000 | $105,000 | $559,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,751 | $306,145,000 | $174,000 | $1,965,000 | $127,000 | $2,943,000 |
| Not Provided | 148 | $29,770,000 | $201,000 | $2,505,000 | $178,000 | $2,943,000 |
| Hispanic | 67 | $9,495,000 | $141,000 | $695,000 | $94,000 | $395,000 |
| Not applicable | 57 | $21,545,000 | $377,000 | $5,005,000 | $0 | $0 |
| Black or African American | 43 | $5,915,000 | $137,000 | $705,000 | $113,000 | $800,000 |
| Asian | 36 | $8,320,000 | $231,000 | $725,000 | $167,000 | $750,000 |
| American Indian or Alaskan Native | 11 | $1,005,000 | $91,000 | $175,000 | $66,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $305,000 | $305,000 | $305,000 | $60,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,980 | $357,250,000 | $180,000 | $5,005,000 | $134,000 | $2,943,000 |
| FHA-insured (Federal Housing Administration) | 82 | $15,950,000 | $194,000 | $735,000 | $75,000 | $277,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $5,300,000 | $147,000 | $265,000 | $57,000 | $97,000 |
| VA-guaranteed (Veterans Administration) | 22 | $5,510,000 | $250,000 | $685,000 | $93,000 | $543,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,348 | $272,880,000 | $202,000 | $5,005,000 | $149,000 | $2,943,000 |
| Application Denied By Financial Institution | 478 | $39,030,000 | $81,000 | $765,000 | $76,000 | $1,380,000 |
| Application Withdrawn By Applicant | 267 | $67,795,000 | $253,000 | $2,505,000 | $138,000 | $1,373,000 |
| Application Approved But Not Accepted | 16 | $2,580,000 | $161,000 | $585,000 | $172,000 | $492,000 |
| File Closed For Incompleteness | 11 | $1,725,000 | $156,000 | $425,000 | $102,000 | $291,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,642 | $344,980,000 | $210,000 | $5,005,000 | $147,000 | $2,943,000 |
| Debt-To-Income Ratio | 220 | $18,520,000 | $84,000 | $705,000 | $62,000 | $457,000 |
| Credit History | 144 | $10,490,000 | $72,000 | $455,000 | $65,000 | $198,000 |
| Collateral | 69 | $5,395,000 | $78,000 | $525,000 | $104,000 | $450,000 |
| Credit Application Incomplete | 30 | $2,690,000 | $89,000 | $765,000 | $128,000 | $810,000 |
| Other | 7 | $785,000 | $112,000 | $265,000 | $81,000 | $171,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $700,000 | $175,000 | $255,000 | $374,000 | $1,380,000 |
| Employment History | 3 | $255,000 | $85,000 | $115,000 | $33,000 | $48,000 |
| Unverifiable Information | 1 | $195,000 | $195,000 | $195,000 | $70,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.