Great Western Bank Mortgage Lending & HMDA Data, 2016
In 2016, Great Western Bank of Watertown, SD reported 3,429 mortgage applications totaling $629.6 million, up 5% from 2015. The average application was for $183,624, and applicants reported an average income of $91,524. 74% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Sioux Falls, SD (466), Omaha-Council Bluffs, NE-IA (412) and Lincoln, NE (214) (applications in parentheses).
| Mortgage Company & Address | Great Western Bank 35 1st Ave Ne Watertown, SD 57201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,429 |
| Total Mortgage Loan Application Amount | $629,648,000 |
| Average Mortgage Loan Application Amount | $183,624 |
| Highest Mortgage Loan Application Amount | $17,400,000 |
| Average Applicant Income | $91,524 |
| Highest Applicant Income | $4,706,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Western Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha, South Dakota | 328 | $ 57,018,000 | $ 173,835 | $ 80,000 |
| Douglas, Nebraska | 219 | $ 36,448,000 | $ 166,429 | $ 108,000 |
| Lancaster, Nebraska | 209 | $ 45,206,000 | $ 216,296 | $ 83,000 |
| Codington, South Dakota | 175 | $ 29,076,000 | $ 166,148 | $ 77,000 |
| Webster, Iowa | 147 | $ 13,909,000 | $ 94,619 | $ 60,000 |
| Brown, South Dakota | 132 | $ 19,135,000 | $ 144,962 | $ 87,000 |
| Lincoln, South Dakota | 122 | $ 27,268,000 | $ 223,508 | $ 105,000 |
| Polk, Iowa | 116 | $ 20,344,000 | $ 175,379 | $ 104,000 |
| Sarpy, Nebraska | 100 | $ 16,818,000 | $ 168,180 | $ 88,000 |
| Story, Iowa | 89 | $ 14,118,000 | $ 158,629 | $ 83,000 |
| El Paso, Colorado | 82 | $ 19,709,000 | $ 240,353 | $ 136,000 |
| Larimer, Colorado | 54 | $ 22,793,000 | $ 422,092 | $ 140,000 |
| Brookings, South Dakota | 50 | $ 8,716,000 | $ 174,320 | $ 81,000 |
| Pottawattamie, Iowa | 44 | $ 4,204,000 | $ 95,545 | $ 63,000 |
| Buffalo, Nebraska | 42 | $ 6,387,000 | $ 152,071 | $ 90,000 |
| Dallas, Iowa | 40 | $ 5,864,000 | $ 146,600 | $ 102,000 |
| Marshall, Iowa | 36 | $ 2,840,000 | $ 78,888 | $ 47,000 |
| Grant, South Dakota | 34 | $ 4,770,000 | $ 140,294 | $ 60,000 |
| Weld, Colorado | 33 | $ 8,517,000 | $ 258,090 | $ 98,000 |
| Des Moines, Iowa | 33 | $ 10,188,000 | $ 308,727 | $ 48,000 |
| Clarke, Iowa | 30 | $ 4,219,000 | $ 140,633 | $ 64,000 |
| Lake, South Dakota | 30 | $ 4,553,000 | $ 151,766 | $ 101,000 |
| Johnson, Iowa | 29 | $ 7,093,000 | $ 244,586 | $ 100,000 |
| Hall, Nebraska | 28 | $ 3,501,000 | $ 125,035 | $ 86,000 |
| Pennington, South Dakota | 28 | $ 4,131,000 | $ 147,535 | $ 62,000 |
| Jasper, Iowa | 25 | $ 2,861,000 | $ 114,440 | $ 77,000 |
| Boulder, Colorado | 24 | $ 8,157,000 | $ 339,875 | $ 123,000 |
| Adams, Nebraska | 24 | $ 4,155,000 | $ 173,125 | $ 87,000 |
| Ringgold, Iowa | 23 | $ 2,579,000 | $ 112,130 | $ 105,000 |
| Maricopa, Arizona | 22 | $ 9,557,000 | $ 434,409 | $ 345,000 |
| Yankton, South Dakota | 22 | $ 2,650,000 | $ 120,454 | $ 77,000 |
| Wayne, Iowa | 21 | $ 1,214,000 | $ 57,809 | $ 47,000 |
| Scotts Bluff, Nebraska | 21 | $ 2,281,000 | $ 108,619 | $ 33,000 |
| Boone, Iowa | 19 | $ 2,801,000 | $ 147,421 | $ 66,000 |
| Lucas, Iowa | 19 | $ 1,469,000 | $ 77,315 | $ 52,000 |
| Brule, South Dakota | 19 | $ 1,683,000 | $ 88,578 | $ 55,000 |
| Potter, South Dakota | 19 | $ 2,413,000 | $ 127,000 | $ 74,000 |
| Denver, Colorado | 18 | $ 9,535,000 | $ 529,722 | $ 211,000 |
| Jefferson, Colorado | 18 | $ 6,685,000 | $ 371,388 | $ 177,000 |
| Lyon, Minnesota | 18 | $ 2,870,000 | $ 159,444 | $ 91,000 |
| Dodge, Nebraska | 18 | $ 4,037,000 | $ 224,277 | $ 46,000 |
| Lincoln, Nebraska | 18 | $ 2,667,000 | $ 148,166 | $ 119,000 |
| Phelps, Nebraska | 18 | $ 1,933,000 | $ 107,388 | $ 48,000 |
| Warren, Iowa | 17 | $ 2,704,000 | $ 159,058 | $ 121,000 |
| Holt, Nebraska | 17 | $ 2,024,000 | $ 119,058 | $ 45,000 |
| Saunders, Nebraska | 17 | $ 2,622,000 | $ 154,235 | $ 78,000 |
| Valley, Nebraska | 17 | $ 996,000 | $ 58,588 | $ 44,000 |
| Pinal, Arizona | 16 | $ 1,862,000 | $ 116,375 | $ 78,000 |
| Arapahoe, Colorado | 16 | $ 5,545,000 | $ 346,562 | $ 142,000 |
| Cass, Nebraska | 16 | $ 2,101,000 | $ 131,312 | $ 77,000 |
| Walworth, South Dakota | 16 | $ 2,629,000 | $ 164,312 | $ 76,000 |
| Henry, Iowa | 14 | $ 1,488,000 | $ 106,285 | $ 60,000 |
| Custer, Nebraska | 14 | $ 1,045,000 | $ 74,642 | $ 29,000 |
| Cass, North Dakota | 14 | $ 3,855,000 | $ 275,357 | $ 57,000 |
| Fremont, Iowa | 13 | $ 852,000 | $ 65,538 | $ 57,000 |
| Dawson, Nebraska | 13 | $ 1,604,000 | $ 123,384 | $ 60,000 |
| Hamlin, South Dakota | 13 | $ 1,880,000 | $ 144,615 | $ 189,000 |
| Moody, South Dakota | 13 | $ 1,594,000 | $ 122,615 | $ 64,000 |
| Spink, South Dakota | 13 | $ 2,035,000 | $ 156,538 | $ 61,000 |
| Decatur, Iowa | 12 | $ 2,006,000 | $ 167,166 | $ 99,000 |
| Union, Iowa | 11 | $ 864,000 | $ 78,545 | $ 45,000 |
| Box Butte, Nebraska | 11 | $ 1,024,000 | $ 93,090 | $ 82,000 |
| Platte, Nebraska | 11 | $ 1,462,000 | $ 132,909 | $ 59,000 |
| Saline, Nebraska | 11 | $ 1,023,000 | $ 93,000 | $ 37,000 |
| Roberts, South Dakota | 11 | $ 1,691,000 | $ 153,727 | $ 71,000 |
| Turner, South Dakota | 11 | $ 1,525,000 | $ 138,636 | $ 77,000 |
| Douglas, Colorado | 10 | $ 3,422,000 | $ 342,200 | $ 131,000 |
| Montgomery, Iowa | 10 | $ 903,000 | $ 90,300 | $ 65,000 |
| Johnson, Kansas | 10 | $ 8,109,000 | $ 810,900 | $ 110,000 |
| Worth, Missouri | 10 | $ 513,000 | $ 51,300 | $ 47,000 |
| Davison, South Dakota | 10 | $ 1,312,000 | $ 131,200 | $ 85,000 |
| Black Hawk, Iowa | 9 | $ 1,872,000 | $ 208,000 | $ 49,000 |
| Cheyenne, Nebraska | 9 | $ 1,369,000 | $ 152,111 | $ 82,000 |
| Day, South Dakota | 9 | $ 1,324,000 | $ 147,111 | $ 90,000 |
| Edmunds, South Dakota | 9 | $ 1,129,000 | $ 125,444 | $ 76,000 |
| Meade, South Dakota | 9 | $ 726,000 | $ 80,666 | $ 43,000 |
| Union, South Dakota | 9 | $ 7,813,000 | $ 868,111 | $ 90,000 |
| Pima, Arizona | 8 | $ 1,491,000 | $ 186,375 | $ 83,000 |
| Calhoun, Iowa | 8 | $ 1,272,000 | $ 159,000 | $ 115,000 |
| Deuel, South Dakota | 8 | $ 1,338,000 | $ 167,250 | $ 142,000 |
| Humboldt, Iowa | 7 | $ 620,000 | $ 88,571 | $ 54,000 |
| Poweshiek, Iowa | 7 | $ 806,000 | $ 115,142 | $ 746,000 |
| Gentry, Missouri | 7 | $ 1,151,000 | $ 164,428 | $ 273,000 |
| Mercer, Missouri | 7 | $ 2,032,000 | $ 290,285 | $ 184,000 |
| Clay, Nebraska | 7 | $ 560,000 | $ 80,000 | $ 51,000 |
| Clark, South Dakota | 7 | $ 1,722,000 | $ 246,000 | $ 94,000 |
| Lawrence, South Dakota | 7 | $ 1,292,000 | $ 184,571 | $ 129,000 |
| Cass, Iowa | 6 | $ 460,000 | $ 76,666 | $ 66,000 |
| Hardin, Iowa | 6 | $ 717,000 | $ 119,500 | $ 48,000 |
| Harrison, Iowa | 6 | $ 542,000 | $ 90,333 | $ 92,000 |
| Putnam, Missouri | 6 | $ 494,000 | $ 82,333 | $ 50,000 |
| Sullivan, Missouri | 6 | $ 343,000 | $ 57,166 | $ 51,000 |
| Red Willow, Nebraska | 6 | $ 1,749,000 | $ 291,500 | $ 45,000 |
| Washington, Nebraska | 6 | $ 4,606,000 | $ 767,666 | $ 124,000 |
| Bon Homme, South Dakota | 6 | $ 325,000 | $ 54,166 | $ 43,000 |
| Kingsbury, South Dakota | 6 | $ 506,000 | $ 84,333 | $ 88,000 |
| Adams, Colorado | 5 | $ 1,162,000 | $ 232,400 | $ 49,000 |
| Adams, Iowa | 5 | $ 1,071,000 | $ 214,200 | $ 854,000 |
| Madison, Iowa | 5 | $ 1,145,000 | $ 229,000 | $ 111,000 |
| Page, Iowa | 5 | $ 1,350,000 | $ 270,000 | $ 98,000 |
| Big Stone, Minnesota | 5 | $ 409,000 | $ 81,800 | $ 63,000 |
| Gage, Nebraska | 5 | $ 519,000 | $ 103,800 | $ 54,000 |
| Howard, Nebraska | 5 | $ 601,000 | $ 120,200 | $ 131,000 |
| Otoe, Nebraska | 5 | $ 656,000 | $ 131,200 | $ 83,000 |
| Seward, Nebraska | 5 | $ 1,255,000 | $ 251,000 | $ 79,000 |
| McCook, South Dakota | 5 | $ 650,000 | $ 130,000 | $ 50,000 |
| Stanley, South Dakota | 5 | $ 754,000 | $ 150,800 | $ 79,000 |
| Linn, Iowa | 4 | $ 377,000 | $ 94,250 | $ 9,000 |
| Mills, Iowa | 4 | $ 282,000 | $ 70,500 | $ 95,000 |
| Tama, Iowa | 4 | $ 233,000 | $ 58,250 | $ 137,000 |
| Taylor, Iowa | 4 | $ 209,000 | $ 52,250 | $ 63,000 |
| Wright, Iowa | 4 | $ 234,000 | $ 58,500 | $ 60,000 |
| Anoka, Minnesota | 4 | $ 1,436,000 | $ 359,000 | $ 104,000 |
| Garfield, Nebraska | 4 | $ 265,000 | $ 66,250 | $ 24,000 |
| Hamilton, Nebraska | 4 | $ 332,000 | $ 83,000 | $ 29,000 |
| Butte, South Dakota | 4 | $ 510,000 | $ 127,500 | $ 199,000 |
| Broomfield, Colorado | 3 | $ 429,000 | $ 143,000 | $ 180,000 |
| Fremont, Colorado | 3 | $ 393,000 | $ 131,000 | $ 28,000 |
| Henderson, Illinois | 3 | $ 208,000 | $ 69,333 | $ 33,000 |
| Cerro Gordo, Iowa | 3 | $ 732,000 | $ 244,000 | $ 124,000 |
| Guthrie, Iowa | 3 | $ 673,000 | $ 224,333 | $ 207,000 |
| Hamilton, Iowa | 3 | $ 319,000 | $ 106,333 | $ 68,000 |
| Lee, Iowa | 3 | $ 157,000 | $ 52,333 | $ 107,000 |
| Mahaska, Iowa | 3 | $ 306,000 | $ 102,000 | $ 181,000 |
| Stearns, Minnesota | 3 | $ 491,000 | $ 163,666 | $ 114,000 |
| Buchanan, Missouri | 3 | $ 18,553,000 | $ 6,184,333 | $ 19,000 |
| Grundy, Missouri | 3 | $ 3,273,000 | $ 1,091,000 | $ 157,000 |
| Linn, Missouri | 3 | $ 784,000 | $ 261,333 | $ 74,000 |
| Taney, Missouri | 3 | $ 231,000 | $ 77,000 | $ 113,000 |
| Butler, Nebraska | 3 | $ 323,000 | $ 107,666 | $ 55,000 |
| Frontier, Nebraska | 3 | $ 363,000 | $ 121,000 | $ 106,000 |
| Furnas, Nebraska | 3 | $ 252,000 | $ 84,000 | $ 45,000 |
| Madison, Nebraska | 3 | $ 209,000 | $ 69,666 | $ 49,000 |
| Nemaha, Nebraska | 3 | $ 364,000 | $ 121,333 | $ 153,000 |
| Webster, Nebraska | 3 | $ 152,000 | $ 50,666 | $ 64,000 |
| Custer, South Dakota | 3 | $ 695,000 | $ 231,666 | $ 145,000 |
| McPherson, South Dakota | 3 | $ 155,000 | $ 51,666 | $ 49,000 |
| Coconino, Arizona | 2 | $ 544,000 | $ 272,000 | $ 0 |
| Gila, Arizona | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Mohave, Arizona | 2 | $ 244,000 | $ 122,000 | $ 47,000 |
| Teller, Colorado | 2 | $ 457,000 | $ 228,500 | $ 70,000 |
| Rock Island, Illinois | 2 | $ 1,203,000 | $ 601,500 | $ 0 |
| Pocahontas, Iowa | 2 | $ 148,000 | $ 74,000 | $ 40,000 |
| Woodbury, Iowa | 2 | $ 202,000 | $ 101,000 | $ 29,000 |
| Clay, Minnesota | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Lac qui Parle, Minnesota | 2 | $ 408,000 | $ 204,000 | $ 80,000 |
| Lincoln, Minnesota | 2 | $ 169,000 | $ 84,500 | $ 77,000 |
| Murray, Minnesota | 2 | $ 521,000 | $ 260,500 | $ 207,000 |
| Pope, Minnesota | 2 | $ 513,000 | $ 256,500 | $ 197,000 |
| Rock, Minnesota | 2 | $ 111,000 | $ 55,500 | $ 36,000 |
| Yellow Medicine, Minnesota | 2 | $ 65,000 | $ 32,500 | $ 68,000 |
| Harrison, Missouri | 2 | $ 134,000 | $ 67,000 | $ 33,000 |
| Cuming, Nebraska | 2 | $ 224,000 | $ 112,000 | $ 44,000 |
| Gosper, Nebraska | 2 | $ 482,000 | $ 241,000 | $ 77,000 |
| Johnson, Nebraska | 2 | $ 148,000 | $ 74,000 | $ 35,000 |
| Kearney, Nebraska | 2 | $ 221,000 | $ 110,500 | $ 68,000 |
| Knox, Nebraska | 2 | $ 239,000 | $ 119,500 | $ 139,000 |
| Loup, Nebraska | 2 | $ 800,000 | $ 400,000 | $ 32,000 |
| Merrick, Nebraska | 2 | $ 74,000 | $ 37,000 | $ 32,000 |
| Beadle, South Dakota | 2 | $ 30,000 | $ 15,000 | $ 175,000 |
| Charles Mix, South Dakota | 2 | $ 244,000 | $ 122,000 | $ 66,000 |
| Clay, South Dakota | 2 | $ 339,000 | $ 169,500 | $ 76,000 |
| Corson, South Dakota | 2 | $ 97,000 | $ 48,500 | $ 28,000 |
| Gregory, South Dakota | 2 | $ 110,000 | $ 55,000 | $ 61,000 |
| Hughes, South Dakota | 2 | $ 315,000 | $ 157,500 | $ 83,000 |
| Hutchinson, South Dakota | 2 | $ 82,000 | $ 41,000 | $ 21,000 |
| Lyman, South Dakota | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Marshall, South Dakota | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| Goshen, Wyoming | 2 | $ 301,000 | $ 150,500 | $ 54,000 |
| San Diego, California | 1 | $ 1,763,000 | $ 1,763,000 | $ 0 |
| Clear Creek, Colorado | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Custer, Colorado | 1 | $ 349,000 | $ 349,000 | $ 109,000 |
| Elbert, Colorado | 1 | $ 250,000 | $ 250,000 | $ 55,000 |
| La Plata, Colorado | 1 | $ 417,000 | $ 417,000 | $ 117,000 |
| Mesa, Colorado | 1 | $ 288,000 | $ 288,000 | $ 117,000 |
| Park, Colorado | 1 | $ 367,000 | $ 367,000 | $ 163,000 |
| Pueblo, Colorado | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Routt, Colorado | 1 | $ 590,000 | $ 590,000 | $ 145,000 |
| Sedgwick, Colorado | 1 | $ 197,000 | $ 197,000 | $ 91,000 |
| Summit, Colorado | 1 | $ 325,000 | $ 325,000 | $ 2,471,000 |
| Collier, Florida | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Cook, Illinois | 1 | $ 179,000 | $ 179,000 | $ 3,308,000 |
| Adair, Iowa | 1 | $ 236,000 | $ 236,000 | $ 139,000 |
| Appanoose, Iowa | 1 | $ 24,000 | $ 24,000 | $ 17,000 |
| Audubon, Iowa | 1 | $ 485,000 | $ 485,000 | $ 52,000 |
| Benton, Iowa | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Buchanan, Iowa | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Dickinson, Iowa | 1 | $ 274,000 | $ 274,000 | $ 252,000 |
| Greene, Iowa | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Grundy, Iowa | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| Hancock, Iowa | 1 | $ 20,000 | $ 20,000 | $ 22,000 |
| Iowa, Iowa | 1 | $ 250,000 | $ 250,000 | $ 146,000 |
| Kossuth, Iowa | 1 | $ 72,000 | $ 72,000 | $ 39,000 |
| Marion, Iowa | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Sac, Iowa | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Scott, Iowa | 1 | $ 1,975,000 | $ 1,975,000 | $ 0 |
| Winneshiek, Iowa | 1 | $ 99,000 | $ 99,000 | $ 30,000 |
| Aitkin, Minnesota | 1 | $ 190,000 | $ 190,000 | $ 52,000 |
| Carver, Minnesota | 1 | $ 2,223,000 | $ 2,223,000 | $ 0 |
| Crow Wing, Minnesota | 1 | $ 280,000 | $ 280,000 | $ 201,000 |
| Dakota, Minnesota | 1 | $ 242,000 | $ 242,000 | $ 85,000 |
| Hennepin, Minnesota | 1 | $ 152,000 | $ 152,000 | $ 103,000 |
| Kandiyohi, Minnesota | 1 | $ 291,000 | $ 291,000 | $ 164,000 |
| Pipestone, Minnesota | 1 | $ 169,000 | $ 169,000 | $ 73,000 |
| Redwood, Minnesota | 1 | $ 127,000 | $ 127,000 | $ 57,000 |
| Renville, Minnesota | 1 | $ 122,000 | $ 122,000 | $ 127,000 |
| Adair, Missouri | 1 | $ 168,000 | $ 168,000 | $ 52,000 |
| Camden, Missouri | 1 | $ 417,000 | $ 417,000 | $ 143,000 |
| Cass, Missouri | 1 | $ 12,000 | $ 12,000 | $ 89,000 |
| Clay, Missouri | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| Daviess, Missouri | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Holt, Missouri | 1 | $ 40,000 | $ 40,000 | $ 70,000 |
| Lawrence, Missouri | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| Nodaway, Missouri | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Texas, Missouri | 1 | $ 110,000 | $ 110,000 | $ 131,000 |
| Antelope, Nebraska | 1 | $ 29,000 | $ 29,000 | $ 22,000 |
| Cedar, Nebraska | 1 | $ 38,000 | $ 38,000 | $ 67,000 |
| Colfax, Nebraska | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Dawes, Nebraska | 1 | $ 149,000 | $ 149,000 | $ 89,000 |
| Deuel, Nebraska | 1 | $ 38,000 | $ 38,000 | $ 34,000 |
| Fillmore, Nebraska | 1 | $ 23,000 | $ 23,000 | $ 24,000 |
| Harlan, Nebraska | 1 | $ 230,000 | $ 230,000 | $ 131,000 |
| Keith, Nebraska | 1 | $ 17,000 | $ 17,000 | $ 22,000 |
| Morrill, Nebraska | 1 | $ 168,000 | $ 168,000 | $ 49,000 |
| Nuckolls, Nebraska | 1 | $ 66,000 | $ 66,000 | $ 59,000 |
| Richardson, Nebraska | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Sherman, Nebraska | 1 | $ 47,000 | $ 47,000 | $ 29,000 |
| Stanton, Nebraska | 1 | $ 48,000 | $ 48,000 | $ 33,000 |
| Thayer, Nebraska | 1 | $ 9,000 | $ 9,000 | $ 50,000 |
| Wayne, Nebraska | 1 | $ 61,000 | $ 61,000 | $ 17,000 |
| Wheeler, Nebraska | 1 | $ 114,000 | $ 114,000 | $ 127,000 |
| Pierce, North Dakota | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Aurora, South Dakota | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Douglas, South Dakota | 1 | $ 34,000 | $ 34,000 | $ 34,000 |
| Faulk, South Dakota | 1 | $ 59,000 | $ 59,000 | $ 61,000 |
| Jerauld, South Dakota | 1 | $ 32,000 | $ 32,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,850 | $326,707,000 | $176,000 | $6,048,000 | $83,000 | $4,156,000 |
| Refinancing | 1,348 | $275,907,000 | $204,000 | $17,400,000 | $104,000 | $4,706,000 |
| Home Improvement | 231 | $27,034,000 | $117,000 | $459,000 | $87,000 | $1,642,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,761 | $442,034,000 | $160,000 | $2,500,000 | $98,000 | $4,706,000 |
| Not Provided | 227 | $44,929,000 | $197,000 | $1,500,000 | $120,000 | $2,364,000 |
| Not applicable | 205 | $107,531,000 | $524,000 | $17,400,000 | $0 | $0 |
| Hispanic | 102 | $12,803,000 | $125,000 | $459,000 | $70,000 | $419,000 |
| Asian | 92 | $16,158,000 | $175,000 | $900,000 | $77,000 | $472,000 |
| Black or African American | 18 | $2,407,000 | $133,000 | $238,000 | $53,000 | $151,000 |
| American Indian or Alaskan Native | 16 | $2,323,000 | $145,000 | $407,000 | $63,000 | $212,000 |
| Native Hawaiin or Other Pacific Islander | 8 | $1,463,000 | $182,000 | $255,000 | $80,000 | $133,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,912 | $555,248,000 | $190,000 | $17,400,000 | $97,000 | $4,706,000 |
| FHA-insured (Federal Housing Administration) | 235 | $30,626,000 | $130,000 | $439,000 | $55,000 | $277,000 |
| VA-guaranteed (Veterans Administration) | 147 | $28,093,000 | $191,000 | $415,000 | $79,000 | $316,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 135 | $15,681,000 | $116,000 | $372,000 | $56,000 | $1,381,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,549 | $498,650,000 | $195,000 | $17,400,000 | $97,000 | $4,706,000 |
| Application Denied By Financial Institution | 422 | $52,621,000 | $124,000 | $2,670,000 | $53,000 | $373,000 |
| Application Approved But Not Accepted | 362 | $63,528,000 | $175,000 | $1,500,000 | $96,000 | $1,462,000 |
| Application Withdrawn By Applicant | 94 | $14,568,000 | $154,000 | $900,000 | $101,000 | $576,000 |
| File Closed For Incompleteness | 2 | $281,000 | $140,000 | $270,000 | $16,000 | $32,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About