Green Belt Bank & Trust Mortgage Lending & HMDA Data, 2015
In 2015, Green Belt Bank & Trust of Iowa Falls, IA reported 165 mortgage applications totaling $17.5 million, down 22% from 2014. The average application was for $106,187, and applicants reported an average income of $66,696. 81% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Waterloo-Cedar Falls, IA (26), Ames, IA (1) and Cedar Rapids, IA (1) (applications in parentheses).
| Mortgage Company & Address | Green Belt Bank & Trust 616 Washington Ave. Iowa Falls, IA 50126 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 165 |
| Total Mortgage Loan Application Amount | $17,521,000 |
| Average Mortgage Loan Application Amount | $106,187 |
| Highest Mortgage Loan Application Amount | $1,309,000 |
| Average Applicant Income | $66,696 |
| Highest Applicant Income | $421,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Green Belt Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hardin, Iowa | 100 | $ 7,961,000 | $ 79,610 | $ 58,000 |
| Grundy, Iowa | 24 | $ 2,148,000 | $ 89,500 | $ 62,000 |
| Franklin, Iowa | 15 | $ 2,127,000 | $ 141,800 | $ 100,000 |
| Hamilton, Iowa | 7 | $ 3,196,000 | $ 456,571 | $ 100,000 |
| Butler, Iowa | 4 | $ 572,000 | $ 143,000 | $ 141,000 |
| Wright, Iowa | 2 | $ 69,000 | $ 34,500 | $ 56,000 |
| Mercer, Illinois | 1 | $ 67,000 | $ 67,000 | $ 70,000 |
| Benton, Iowa | 1 | $ 130,000 | $ 130,000 | $ 106,000 |
| Black Hawk, Iowa | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Boone, Iowa | 1 | $ 210,000 | $ 210,000 | $ 90,000 |
| Bremer, Iowa | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Hancock, Iowa | 1 | $ 92,000 | $ 92,000 | $ 78,000 |
| Johnson, Iowa | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Marshall, Iowa | 1 | $ 64,000 | $ 64,000 | $ 52,000 |
| Polk, Iowa | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Story, Iowa | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Tama, Iowa | 1 | $ 46,000 | $ 46,000 | $ 24,000 |
| Wadena, Minnesota | 1 | $ 330,000 | $ 330,000 | $ 165,000 |
| Camden, Missouri | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Green Belt Bank & Trust in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 80 | $6,316,000 | $78,000 | $342,000 | $61,000 | $300,000 |
| Refinancing | 56 | $10,073,000 | $179,000 | $1,309,000 | $84,000 | $421,000 |
| Home Improvement | 29 | $1,132,000 | $39,000 | $125,000 | $49,000 | $99,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 147 | $14,447,000 | $98,000 | $1,309,000 | $71,000 | $421,000 |
| Not applicable | 9 | $1,934,000 | $214,000 | $1,067,000 | $0 | $0 |
| Hispanic | 5 | $730,000 | $146,000 | $489,000 | $59,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $49,000 | $49,000 | $49,000 | $18,000 | $18,000 |
| American Indian or Alaskan Native | 1 | $96,000 | $96,000 | $96,000 | $87,000 | $87,000 |
| Asian | 1 | $130,000 | $130,000 | $130,000 | $106,000 | $106,000 |
| Not Provided | 1 | $135,000 | $135,000 | $135,000 | $52,000 | $52,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 165 | $17,521,000 | $106,000 | $1,309,000 | $67,000 | $421,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 134 | $14,133,000 | $105,000 | $1,309,000 | $67,000 | $421,000 |
| Application Denied By Financial Institution | 21 | $2,264,000 | $107,000 | $489,000 | $65,000 | $200,000 |
| Application Withdrawn By Applicant | 5 | $593,000 | $118,000 | $330,000 | $89,000 | $165,000 |
| Application Approved But Not Accepted | 4 | $459,000 | $114,000 | $133,000 | $58,000 | $67,000 |
| Loan Purchased By The Institution | 1 | $72,000 | $72,000 | $72,000 | $38,000 | $38,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Green Belt Bank & Trust's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Green Belt Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.
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