Green Belt Bank & Trust Mortgage Lending & HMDA Data, 2019
In 2019, Green Belt Bank & Trust of Iowa Falls, IA reported 176 mortgage applications totaling $16.0 million, up 1% from 2018. The average application was for $91,079, and applicants reported an average income of $71,113. 82% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Waterloo-Cedar Falls, IA (23), Ames, IA (2) and Des Moines-West Des Moines, IA (2) (applications in parentheses).
| Mortgage Company & Address | Green Belt Bank & Trust 616 Washington Ave. Iowa Falls, IA 50126 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 176 |
| Total Mortgage Loan Application Amount | $16,030,000 |
| Average Mortgage Loan Application Amount | $91,079 |
| Highest Mortgage Loan Application Amount | $405,000 |
| Average Applicant Income | $71,113 |
| Highest Applicant Income | $417,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Green Belt Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hardin, Iowa | 110 | $ 9,590,000 | $ 87,181 | $ 59,000 |
| Grundy, Iowa | 20 | $ 2,120,000 | $ 106,000 | $ 84,000 |
| Wright, Iowa | 12 | $ 830,000 | $ 69,166 | $ 91,000 |
| Franklin, Iowa | 9 | $ 425,000 | $ 47,222 | $ 53,000 |
| Marshall, Iowa | 5 | $ 735,000 | $ 147,000 | $ 215,000 |
| Butler, Iowa | 4 | $ 480,000 | $ 120,000 | $ 67,000 |
| Black Hawk, Iowa | 2 | $ 320,000 | $ 160,000 | $ 89,000 |
| Hancock, Iowa | 2 | $ 110,000 | $ 55,000 | $ 45,000 |
| Story, Iowa | 2 | $ 240,000 | $ 120,000 | $ 91,000 |
| Bremer, Iowa | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Buchanan, Iowa | 1 | $ 115,000 | $ 115,000 | $ 18,000 |
| Clarke, Iowa | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Dallas, Iowa | 1 | $ 155,000 | $ 155,000 | $ 264,000 |
| Dickinson, Iowa | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Hamilton, Iowa | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Pocahontas, Iowa | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Polk, Iowa | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Tama, Iowa | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cass, Minnesota | 1 | $ 75,000 | $ 75,000 | $ 0 |
Mortgage Loan Application Detail Totals for Green Belt Bank & Trust in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 91 | $7,815,000 | $85,000 | $265,000 | $65,000 | $321,000 |
| Refinancing | 47 | $4,735,000 | $100,000 | $385,000 | $79,000 | $417,000 |
| Cash-out Refinancing | 17 | $2,005,000 | $117,000 | $205,000 | $67,000 | $128,000 |
| Other Purpose | 12 | $1,080,000 | $90,000 | $405,000 | $100,000 | $260,000 |
| Home Improvement | 9 | $395,000 | $43,000 | $95,000 | $61,000 | $103,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 160 | $14,920,000 | $93,000 | $405,000 | $72,000 | $417,000 |
| Hispanic | 8 | $440,000 | $55,000 | $115,000 | $53,000 | $97,000 |
| Not applicable | 5 | $465,000 | $93,000 | $265,000 | $0 | $0 |
| Not Provided | 2 | $180,000 | $90,000 | $145,000 | $76,000 | $97,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 176 | $16,030,000 | $91,000 | $405,000 | $71,000 | $417,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 145 | $13,725,000 | $94,000 | $405,000 | $75,000 | $417,000 |
| Application Denied By Financial Institution | 20 | $1,430,000 | $71,000 | $195,000 | $51,000 | $127,000 |
| Application Withdrawn By Applicant | 9 | $515,000 | $57,000 | $125,000 | $56,000 | $117,000 |
| File Closed For Incompleteness | 2 | $360,000 | $180,000 | $285,000 | $72,000 | $78,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 176 | $16,030,000 | $91,000 | $405,000 | $71,000 | $417,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Green Belt Bank & Trust's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Green Belt Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About