Green Belt Bank & Trust Mortgage Lending & HMDA Data, 2021
In 2021, Green Belt Bank & Trust of Iowa Falls, IA reported 213 mortgage applications totaling $63.0 million, down 31% from 2020. The average application was for $295,798, and applicants reported an average income of $83,995. 82% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Waterloo-Cedar Falls, IA (35), Des Moines-West Des Moines, IA (6) and Ames, IA (3) (applications in parentheses).
| Mortgage Company & Address | Green Belt Bank & Trust 616 Washington Ave. Iowa Falls, IA 50126 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 213 |
| Total Mortgage Loan Application Amount | $63,005,000 |
| Average Mortgage Loan Application Amount | $295,798 |
| Highest Mortgage Loan Application Amount | $24,005,000 |
| Average Applicant Income | $83,995 |
| Highest Applicant Income | $407,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Green Belt Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hardin, Iowa | 90 | $ 9,270,000 | $ 103,000 | $ 77,000 |
| Grundy, Iowa | 31 | $ 3,835,000 | $ 123,709 | $ 70,000 |
| Franklin, Iowa | 22 | $ 2,270,000 | $ 103,181 | $ 96,000 |
| Wright, Iowa | 11 | $ 1,135,000 | $ 103,181 | $ 77,000 |
| Butler, Iowa | 8 | $ 800,000 | $ 100,000 | $ 58,000 |
| Hamilton, Iowa | 7 | $ 815,000 | $ 116,428 | $ 83,000 |
| Polk, Iowa | 6 | $ 1,760,000 | $ 293,333 | $ 155,000 |
| Tama, Iowa | 5 | $ 715,000 | $ 143,000 | $ 100,000 |
| Black Hawk, Iowa | 3 | $ 155,000 | $ 51,666 | $ 73,000 |
| Hancock, Iowa | 3 | $ 285,000 | $ 95,000 | $ 33,000 |
| Marshall, Iowa | 3 | $ 215,000 | $ 71,666 | $ 74,000 |
| Story, Iowa | 3 | $ 24,215,000 | $ 8,071,666 | $ 54,000 |
| Webster, Iowa | 3 | $ 1,005,000 | $ 335,000 | $ 183,000 |
| Cerro Gordo, Iowa | 2 | $ 410,000 | $ 205,000 | $ 94,000 |
| Dickinson, Iowa | 2 | $ 460,000 | $ 230,000 | $ 304,000 |
| Linn, Iowa | 2 | $ 14,370,000 | $ 7,185,000 | $ 126,000 |
| Sioux, Iowa | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| Benton, Iowa | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Bremer, Iowa | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Buchanan, Iowa | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Buena Vista, Iowa | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Cass, Iowa | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Clayton, Iowa | 1 | $ 105,000 | $ 105,000 | $ 153,000 |
| Humboldt, Iowa | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| Mitchell, Iowa | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Poweshiek, Iowa | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Worth, Iowa | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Green Belt Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 108 | $12,820,000 | $118,000 | $605,000 | $80,000 | $407,000 |
| Refinancing | 60 | $46,010,000 | $766,000 | $24,005,000 | $104,000 | $264,000 |
| Cash-out Refinancing | 25 | $3,085,000 | $123,000 | $275,000 | $73,000 | $144,000 |
| Home Improvement | 17 | $1,035,000 | $60,000 | $185,000 | $62,000 | $220,000 |
| Other Purpose | 3 | $55,000 | $18,000 | $25,000 | $44,000 | $65,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 173 | $20,895,000 | $120,000 | $605,000 | $83,000 | $289,000 |
| Not applicable | 17 | $39,315,000 | $2,312,000 | $24,005,000 | $0 | $0 |
| Not Provided | 14 | $2,010,000 | $143,000 | $305,000 | $108,000 | $407,000 |
| Hispanic | 8 | $680,000 | $85,000 | $255,000 | $57,000 | $116,000 |
| Asian | 1 | $105,000 | $105,000 | $105,000 | $59,000 | $59,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 213 | $63,005,000 | $295,000 | $24,005,000 | $84,000 | $407,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 175 | $58,385,000 | $333,000 | $24,005,000 | $86,000 | $407,000 |
| Application Denied By Financial Institution | 19 | $1,875,000 | $98,000 | $275,000 | $73,000 | $220,000 |
| Application Withdrawn By Applicant | 17 | $2,555,000 | $150,000 | $545,000 | $79,000 | $289,000 |
| Application Approved But Not Accepted | 2 | $190,000 | $95,000 | $115,000 | $85,000 | $131,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 213 | $63,005,000 | $295,000 | $24,005,000 | $84,000 | $407,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Green Belt Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Green Belt Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.
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